Legals February 15, 2013

NOTICE OF TRUSTEE'S SALE The following described real property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the lobby of First American Title Company, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, 83816, on May 16, 2013, at 9:00 a.m. (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded April\u20204, 1997, as Instrument No. 1485397, and executed by JOHN KOLBERG and ARLENE PAISLY KOLBERG, husband and wife, as Grantor(s), in favor of KSJW, LLC, a Washington limited liability company, as Successor Beneficiary, to ROBERT R. ROWLEY, P.S., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho: See Exhibit "A" attached. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 1808 Northwest Blvd. and 1820 Northwest Boulevard, Coeur d'Alene, Idaho, is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is this: Failure to pay the monthly payment of $2,800.00 due for the months of July\u20202011 through January\u20202013, of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 9% per annum; plus unpaid real property taxes from 2009 through 2012; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $243,194.72, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustee's fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED this 7th day of January, 2013. ROBERT R. ROWLEY, P.S. By: Robert R. Rowley, ISBN 5231 Its: President Exhibit "A" Real property in the County of Kootenai, State of Idaho, described as follows: All that portion of Lots 11 and 12, Block 15, EAST LACROSSE ADDITION to Coeur d' Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 119, lying North and East of the Gibbs By-pass Highway. AND Lot 13, Block 15, EAST LACROSSE ADDITION to Coeur d' Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 119, EXCEPT the South 62 feet of West 100 feet thereof; ALSO EXCEPT the East 3 feet of the South 60 feet thereof; AND EXCEPT: COMMENCING at the Southeast corner of Lot 13, Block 15, EAST LACROSSE ADDITION; thence North along the East line of said Lot 13, a distance of 60 feet to the POINT OF BEGINNING for this description; thence Continuing North along said East line of Lot 13, a distance of 86 feet to a point on the South line of North half of said Lot 13; thence At right angles West, along South line of said North half of Lot 13, a distance of 47 feet to a point; thence At right angles South, 86 feet to a point; thence At right angles West, 3 feet to a point; thence At right angles South, 60 feet to a point on the South line of said Lot 13; thence At right angles East, 47 feet along the South line of said Lot 13; thence At right angles North, parallel with the East line of said Lot 13, a distance of 60 feet to a point; thence At right angles East, 3 feet to the POINT OF BEGINNING. AND The West 50 feet of the North half of Lot 14, all in Block 15, EAST LACROSSE ADDITION to Coeur d' Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, page 119. ALSO EXCEPT from all of the above the North 5.0 feet of Lots 11, 12, 13 and West 50 feet of Lot 14, Block 15, of the East Lacrosse Addition to Coeur d' Alene, recorded in Book "B" of Plats, page 119, records of Kootenai County, Idaho. ALSO EXCEPT: A portion of Lot 11, Block 15 of EAST LACROSSE ADDITION to Coeur d' Alene (according to the plat filed in Book B of Plats at Page 119, records of Kootenai County, Idaho) situated in the Southwest quarter of Section 11, Township 50 North, Range 4 West, Kootenai County, Idaho, described as follows: COMMENCING at the Northeast corner of that portion of said Lot 11 shown on a record of survey filed in Book 20 of Surveys at Page 141 (records of Kootenai County, Idaho), being also a point on the Southerly right of way of Emma Avenue; thence Along said Southerly right of way North 888 52' 10" West, 136.83 feet to a point on the Easterly right of way of Northwest Boulevard, said point being the REAL POINT OF BEGINNING; thence Along the Southerly right of way of said Emma Avenue South 888 52' 10" East, 25.82 feet to a point; thence Leaving said Southerly right of way South 298 40' 17" West, 24.08 feet to a point on the Easterly right of way of said Northwest Boulevard; thence Along said Easterly right of way North 328 56' 51" West, 25.54 feet to the REAL POINT OF BEGINNING. ALSO EXCEPT: A portion of Lot 12, Block 15 of EAST LACROSSE ADDITION to Coeur d' Alene (according to the plat filed in Book B of Plats at Page 119, records of Kootenai County, Idaho) situated in the Southwest quarter of Section 11, Township 50 North, Range 4 West, Kootenai County, Idaho described as follows: COMMENCING at the Southeast corner of that portion of said Lot 12 shown on a record of survey filed in Book 20 of Surveys at Page 141 (records of Kootenai County, Idaho), being also a point on the Northerly right of way of Davidson Avenue; thence Along said Northerly right of way North 888 52' 33" West, 89,38 feet to a point on the Easterly right of way of Northwest Boulevard, said point being the REAL POINT OF BEGINNING; thence Leaving said Northerly right of way along said Easterly right of way North 328 56' 51" West, 7.33 feet; thence Leaving said Easterly right of way South 618 24' 05" East 13.15 feet to a point on the Northerly right of way of said Davidson Avenue; thence Along said Northerly right of way North 888 52' 33" West 7.57 feet to the REAL POINT OF BEGINNING. Legal 7786 February 1, 8, 15, 22, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-CO-124590 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on June 6, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 2, BLOCK 4, GREENSIDE VISTAS, ACCORDING TO THE PLAT RECORDED IN BOOK 'J' OF PLATS, AT PAGES 310 THROUGH 310C, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3870 NORTH SLAZENGER LANE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KENNETH E KOTOSKI AND KRISTIN A KOTOSKI, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Grantor, to NORTH IDAHO TITLE INSURANCE, INC, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOMESTREET BANK, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 10/13/2008, recorded 10/16/2008, under Instrument No. 2182046000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HOMESTREET BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 10/13/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 30, 2013 Delinquent Payments from July 01, 2012 7 payments at $ 1,058.06 each $7,406.42 (07-01-12 through 01-30-13) Late Charges: $298.69 BENEFICIARY ADVANCES INSPECTION FEES $36.00 APPRAISAL FEE $350.00 ATTORNEY INVOICES $739.00 Suspense Credit: $0.00 TOTAL: $8,830.11 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $204,813.78, together with interest thereon at 5.000% per annum from 6/1/2012 to 2/1/2013, 5.000% per annum from 2/1/2013, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 1/30/2013. ALLIANCE TITLE and ESCROW CORP. Trustee c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4357310 02/08/2013, 02/15/2013, 02/22/2013, 03/01/2013 Legal 7912 February 8, 15, 22, 2013 March 1, 2013

SUMMONS - To: ROBERT MORI - Defendant You have been sued by JesusThomas Collazo, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No.CV12-6797. The nature of the claim against you is a Suit for Money Owed. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden, Coeur d'Alene, Idaho 83814 (P.O. Box 9000, Coeur d'Alene, ID 83816) telephone number 208-446-1160 and served a copy of your response on the Plaintiff at 18815 W. Four Mound Road, Nine Mile Falls, WA 99026, telephone number 509-714-3493. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated: December 3, 2012 Kootenai County District Court, Susan McCoy, Deputy Clerk Legal 7922 February 8, 15, 22, 2013 March 1, 2013

Case No. CV-13-463 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ONEWEST BANK, FSB, Plaintiff, vs. DONALD L. DE FONSO (Deceased); Unknown Heirs, Assigns and Devisees of DONALD L. DE FONSO; IRENE DE FONSO; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; and Does 1-10 as individuals with an interest in the property legally described as: Lot 6, Block 5, Pinegrove Park first addition, according to the Plat recorded in Book E of Plats, Page 236, Records of Kootenai County, Idaho. Which may commonly be known as: 5861 N. Pinegrove Drive, Coeur D'Alene, Idaho 83815. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 5861 N. Pinegrove Drive, Coeur D'Alene, Idaho 83815. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 30th day of January, 2013. CLERK OF THE DISTRICT COURT CLIFFORD T. HAYES By: ______ /s/ Debra A. Zook, Deputy Clerk Legal 7924 February 8, 15, 22, 2013 March 1, 2013

CASE NO. CV 13-0265 NOTICE TO CREDITORS THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF HELEN SANDQUIST WILLIAMS NOTICE IS HEREBY GIVEN that ROBERT and KENNETH SANDQUIST have been appointed Co-Personal Representatives of the above-named estate. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to ROBERT and KENNETH SANDQUIST, c/o April Linscott, Owens & Crandell, PLLC 8596 N. Wayne Drive, Ste. A, Hayden, ID 83835, and filed with the Clerk of the Court. DATED this 15th day of January, 2013. OWENS & CRANDELL, PLLC By /s/ April Linscott, Of the Firm Attorneys for Co-Personal Representatives Legal 7832 February 8, 15, 22, 2013 March 1, 2013

TS No.: F13-00004 ID Title Order No.: 175047 NOTICE OF TRUSTEE'S SALE On 06/14/2013, at 11:00AM (recognized local time), at the following location in the county of Kootenai, state of Idaho: At the office of Alliance Title and Escrow Corp, 1270 Northwood Center Court, Couer d'Alene, ID 83814, Transnation Title & Escrow, Inc., as successor trustee under the Deed of Trust and Fixture Filing (the "Deed of Trust") described below (the "Trustee"), will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho described as follows to wit: See attached Exhibit "A" EXHIBIT "A" That part of the East Half of the East Half of the Northeast Quarter of the Northwest Quarter of Section 11, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, described as follows: BEGINNING at the Northwest corner of said East Half of the East Half of the Northeast Quarter of the Northwest Quarter; thence East along the North line of said Section, 165 feet; thence South, parallel with the East line of said Section, 528 feet; thence West, parallel with the North line of said Section, 165 feet; thence North to the POINT OF BEGINNING. EXCEPT that portion lying within Old U.S. Highway 10. AND EXCEPTING THEREFROM that portion taken by the United States of America by Judgment on Declaration of Taking (Interstate Highway No. 90) dated February 13, 1959, recorded February 20, 1959 in Book 34 of Miscellaneous at Page 139, records of Kootenai County, Idaho. ALSO EXCEPT the Northerly 36 feet thereof. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 722 West Appleway Avenue, Coeur D'Alene, ID 83814, is sometimes associated with the said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Persky Enterprises Limited Partnership, a Nevada Limited Partnership, as mortgagor ("Grantor"), to Pioneer Title Company, trustee, and California Bank & Trust, as beneficiary, and recorded on 04/13/2006 as 2025176000, as modified by that certain Modification of Deed of Trust, recorded on 12/17/2008 as Instrument No. 2189555000, and further modified by that certain Modification to Deed of Trust, recorded on 04/29/2011 as Instrument No. 2311842000, and further modified by that certain Modification to Deed of Trust, recorded on 01/31/2012 as Instrument No. 2344334000 in the records of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(a), Idaho code. No representation is made that they are, or are not, presently responsible for this obligation. The default under the Deed of Trust for which this sale is to be made is the failure to pay when due the monthly installments of principal, interest, and impounds (if applicable) of $13,834.24 (adjustable), due per month for the months of 11/01/2012 through 1/01/2013, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $828,513.46 together with interest thereon at the current rate of Prime plus 7.36 per cent (%) per annum from 10/01/2012. All delinquent amounts are now due, together with accruing late charges, default interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. By reason of such defaults, the current beneficiary under the Deed of Trust elects to sell or cause the trust property to be sold to satisfy said obligation. Beneficiary hereby elects to conduct a mixed collateral sale pursuant to the provisions of Idaho Code Section 28-9-604 and to include in the nonjudicial foreclosure of the estate described in this Notice of Trustee's Sale all of the personal property and fixtures described in the Deed of Trust and in any other instruments in favor of Beneficiary. Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at Beneficiary's sole election, from time to time and at any time until the consummation of the trustee's sale to be conducted pursuant to the Deed of Trust and this Notice of Trustee's Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: February 4, 2013 Transnation Title & Escrow, Inc. Lynn Darling, Assistant Vice-President Assured Lender Services, Inc. 2552 Walnut Avenue, Suite 110 Tustin, CA 92780 P1020644 2/15, 2/22, 3/1, 03/08/2013 Legal 7950 February 15, 22, 2013 March 1, 8, 2013

File No.: 178847 / 4991109871-MAA Customer Ref No. CSC Account No 33897645 RESCHEDULED NOTICE OF TRUSTEE'S SALE On March 25, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 2, Block 1, Harmony Place, according to the plat thereof, recorded in the office of the county recorder in Book "G" at Page 265, records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2103 North Cabinet Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Joshua Wayne Stidman \u2020and Crystal Lyn Stidman, a married couple, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded March 3, 2006 as Instrument No. 2016987, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $155,000.00 together with interest thereon at the rate of 5.750% per annum, as evidenced in Promissory Note dated March 3, 2006. Payments are in default for the months of March 2009 through and including January 2011 in the amount of $837.39 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $151,401.42 in Principal; Interest is $17,196.56, subsidy granted is $10,285.09 and fees currently assessed are $2,977.93 computed through January 25, 2011 with interest accruing thereafter at the daily rate of $24.2643. In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $161,686.51, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: February 12, 2013 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7953 February 15, 22, 2013 March 1, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-123001 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on June 14, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: The North 100 feet of the following described property in Lot 27, Block 4 and that portion of Lot 26, Block 4, Pinevilla Estates Second Addition, according to the plat recorded in the office of the Kootenai County Recorder in Book "E" of Plats at Page 152, records of Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner of said Lot 26; thence North 89?49'22" East, 30.0 feet; thence along a tangent curve to the right 13 feet, which has a radius of 85.35 feet of which the long chord bears South 85?48'38" East, 12.99 feet; thence North 12?25'24" East, 148.56 feet to a point on the North line of said Lot 26; thence North 52?08'11" West, 50.00 feet to the Northwest corner of said Lot 26; thence South along the West line of said Lot 26 to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 211 SOUTH WESTWOOD DRIVE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WALLACE PRATT AND RONNA PRATT, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 2/9/2007, recorded 2/16/2007, under Instrument No. 2083546000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/9/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of February 7, 2013 Delinquent Payments from March 01, 2010 2 payments at $1,868.21 each $3,736.42 34 payments at $3,219.42 each $109,460.28 (03-01-10 through 02-07-13) Late Charges: $618.50 BENEFICIARY ADVANCES FEES AND EXPENSES $4,709.34 TSG COST $1,062.00 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $219,022.99, together with interest thereon at 7.990% per annum from 2/1/2010 to 5/1/2010, 7.990% per annum from 5/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 2/7/2013. ALLIANCE TJILE-and-ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4360382 02/15/2013, 02/22/2013, 03/01/2013, 03/08/2013 Legal 7955 February 15, 22, 2013 March 1, 8, 2013

CASE NO. CV 13-1038 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Anna Mae Marie Weaser Deceased. NOTICE IS HEREBY GIVEN that William R. (Bill) Rowland has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 12th day of February, 2013. /s/ Michael Wytychak III, Attorney at Law Legal 7957 February 15, 22, 2013 March 1, 2013

NOTICE OF TRUSTEE'S SALE T.S. No. 1352095-40 Parcel No. 007700120010 On March 18, 2013, at the hour of 11:00am, of said day, at In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue COER D' ALENE, IDAHO, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, and described as follows, to wit: LOT 1, BLOCK 12, BLACK ROCK, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 299, RECORDS OF KOOTENAI COUNTY, IDAHO. Commonly known as 5927 WEST ONYX CIRCLE COEUR D ALENE ID 83814 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by KEVIN and CINDY SOKOL, HUSBAND AND WIFE as Grantor, to CHICAGO TITLE INSURANCE COMPANY as Trustee, for the benefit and security of COMPASS BANK as Beneficiary, recorded September 26, 2008, as Instrument No. 2179448000, Mortgage records of KOOTENAI County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due June 7, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $1,249,980.37 including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory noted secured by the aforementioned Deed of Trust. FIRST AMERICAN TITLE INSURANCE COMPANY C/O CAL-WESTERN RECONVEYANCE CORPORATION P.O. BOX 22004 EL CAJON CA 92022-9004 (800)546-1531 DATED: November 09, 2012 First American Title Insurance Company Signature/By: Sophia Cesena, Authorized Signor A-4328446 01/25/2013, 02/01/2013, 02/08/2013, 02/15/2013 Legal 7800 January 25, 2013 February 1, 8, 15, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 19, 2012 File No.: 7303.22501 Sale date and time (local time): May 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 923 W Fallview Dr Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael S. Chambers, an unmarried man Original trustee: Fidelity National Title Ins. Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB Recording date: 10/30/2007 Recorder's instrument number: 2129220000 County: Kootenai Sum owing on the obligation: as of December 19, 2012: $155,818.83 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 3, of Heartland Subdivision, according to the plat thereof, recorded in Book G of Plats, Page 412, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.22501) 1002.237198-File No. Legal 7815 January 25, 2013 February 1, 8, 15, 2013

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 05/28/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/15/2005 as Instrument Number 2001753, and executed by GREGORY P GRASSESCHI, AND NANCY J GRASSESCHI, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: A portion of Lot 4, Block 1, Broken Tee Estates, recorded in Book G of Plats, Page 178, more particularly described as follows: Commencing at an aluminum cap monument marking the Southeast corner, said Section 8, from which an aluminum cap monument marking the East Quarter corner of said Section 8 bears North 01 degrees 00' 51" East, at a distance of 2,610.24 feet; thence North 88 degrees 07' 58" West, a distance of 1,334.56 feet to the Southeast corner of said Lot 4, said corner being 30.00 feet Northerly and perpendicular to the South boundary line of the Southeast Quarter of said Section 8; thence North 89 degrees 25'15" West, along the Southerly boundary of said Lot 4, parallel to and 30.00 feet North of said South boundary of the Southeast Quarter, for a distance of 50.00 feet, to a point, said point being the TRUE POINT OF BEGINNING for this legal description; thence continuing along the said Southerly bboundary of Lot 4, North 89 degrees 25'15" West, for a distance of 50.00 feet, to the Southwest corner of said Lot 4; thence North 00 degrees 34'55" East, for a distance of 141.67 feet to the Northwest corner of said Lot 4, Block 1, Broken Tee Estates; thence South 88 degrees 45'27" East, along the North line for a distance of 50.00 feet; thence South 00 degrees 34'50" West, along a line, said line being the center of a common wall dividing two duplex units, for a distance of 141.09 feet, to the TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5212 W BROKEN TEE RD, RATHDRUM, ID 83858-7849 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $155,702.88, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/17/2013, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0084244 FEI # 1006.144086 Legal 7879 February 1, 8, 15, 22, 2013

NOTICE TO CREDITORS CASE NO: CV2010-3054 THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF SHIRLEY ADELINE WEEKS, Deceased. NOTICE IS HEREBY GIVEN that VIELLA WEEKS CONRAD has been appointed as the personal representative of the above-named decedent on April 15, 2010. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the personal representative at the address listed above, and filed with the Clerk of the Court. DATED this January 28, 2013. /s/ VIELLA WEEKS CONRAD PERSONAL REPRESENTATIVE C/O GEORGE D. CONRAD ATTORNEY AT LAW 2120 NORTHWEST BLVD STE C COEUR D'ALENE ID 83814 (208)667-7755 Legal 7890 February 1, 8, 15, 2013

ALIAS SUMMONS (BY PUBLICATION) CASE NO. CV-12-8325 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BLACK ROCK HOMEOWNERS ASSOCIATION, INC., an Idaho non-profit corporation, Plaintiff, vs. LOUIS F. SABATASSO, TRUSTEE UNDER THE LOUIS F. SABATASSO FAMILY TRUST DATED FEBRUARY 23, 1998, Defendant. THE STATE OF IDAHO SENDS GREETINGS TO: THE ABOVE-NAMED DEFENDANT, LOUIS F. SABATASSO, TRUSTEE UNDER THE LOUIS F. SABATASSO FAMILY TRUST DATED FEBRUARY 23, 1998. You have been sued by Plaintiff Black Rock Homeowners Association, Inc., in the District Court of the First Judicial District of the State of Idaho, in and for the County of Kootenai, Case No. CV-2012-8325. The nature of the claims against you are for monies due and owing, breach of contract, breach of fiduciary duties, breach of implied covenant of good faith and fair dealing, unjust enrichment, promissory estoppel, breach of statutory partnership duties, dissolution of partnership and constructive trust. Any time after twenty (20) days following the last publication of this Summons, the Court may enter a judgement against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d' Alene, Idaho 83814, phone: 208/446-1651, and served a copy of your response on the Plaintiff's attorney at John F. Magnuson, Attorney at Law, P.O. Box 2350, Coeur d' Alene, Idaho 83816, phone: 208/667-0100. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. WITNESS MY HAND and seal of said District this 29 day of January, 2013. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT BY: Cathy Victorino Deputy Legal 7895 February 1, 8, 15, 22, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-12013104 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on May 10, 2013, at the hour of 11:00 AM, of said day, IN THE LOBBY OF PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit LOT 2, BLOCK 1, REPLAT OF BLOCK 1, RIVERVIEW ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGE 339, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 104 S, SCOTT ST., POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to -satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BARRY R. HAWKS AND JULIE A. HAWKS, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MOUNTAIN WEST BANK, BANK, as Beneficiary, dated 10/19/2007, recorded 10/24/2007, under Instrument No. 2128441000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 10/19/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 4/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 4, 2013 Delinquent Payments from April 01, 2012 6 payments at $ 1,119.06 each $ 6,714.36 4 payments at $ 1,112.65 each $ 4,450.60 (04-01-12 through 01-04-13) Late Charges: $ 223.80 Net Other Fees: $ 60.00 MTGR Rec Corp Adv: $ 50.00 TOTAL: $ 11,498.76 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $143,294.52, together with interest thereon at 6.375% per annum from 3/1/2012 to 10/1/2012, 6.375% per annum from 10/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE; 714-730-2727 or http://www.lpsasap.com DATED: 1/4/2013 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 A-4348954 02/15/2013, 02/22/2013, 03/01/2013, 03/08/2013 Legal 7896 February 15, 22, 2013 March 1, 8, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011312 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on May 15, 2013, at the hour of 11:00 AM, of said day, IN THE LOBBY OF PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOTS 4, 5 AND 6 IN BLOCK 4 OF ROSE LAKE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK C OF PLATS AT PAGE(S) 115 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO, The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 23030 E. KING STREET, CATALDO, ID 83810, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HOWARD L. WILCOX, (UNMARRIED), as Grantor, to RINGERT CLARK CHARTERED-JEFFREY R. CHRISTENSON, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 4/18/2008, recorded 4/22/2008, under Instrument No. 2155344000, rerecorded under Auditor's/Recorder's No. 2158071000, Mortgage records of KOOTENAI Count/, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 4/18/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 6/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 7, 2013 Delinquent Payments from June 01, 2011 18 payments at $ 518.87 each $ 9,339.66 2 payments at S 1,081.31 each S 2,162.62 (06-01-11 through 01-07-13) Late Charges: $ 177.06 Net Other Fees: $ 45.00 MTGR Rec Corp Adv: $ 3,434.24 TOTAL: $ 15,158.58 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $76,670.70, together with interest thereon at 6.750% per annum from 5/1/2011 to 12/1/2012, 6.750% per annum from 12/1/2012, until paid. The Beneficiary elects to self or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 1/7/2013 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Service By: c/o PEAK FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 A-4349665 02/15/2013, 02/22/2013, 03/01/2013, 03/08/2013 Legal 7900 February 15, 22, 2013 March 1, 8, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-123425 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on June 6, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: THE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: LOT 5, BLOCK 1, VALLEY GREEN, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 239, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 9735 NORTH VALLEY WAY, HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PATRICIA C. SMITH, A SINGLE WOMAN, as Grantor, to FIRST AMERICAN TITLE INSURANCE CO., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BNC MORTGAGE, INC., A DELAWARE CORPORATION ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 4/18/2005, recorded 4/22/2005, under Instrument No. 1944328, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION, as Trustee for Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2005-6. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 4/18/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 29, 2013 Delinquent Payments from August 01, 2012 2 payments at $1,036.95 each $2,073.90 4 payments at $1,079.60 each $4,318.40 (08-01-12 through 01-29-13) Late Charges: $885.87 BENEFICIARY ADVANCES FEES AND EXPENSES $159.00 TSG COST $706.00 Suspense Credit: $0.00 TOTAL: $8,143.17 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $111,111.03, together with interest thereon at 7.650% per annum from 7/1/2012 to 10/1/2012, 7.650% per annum from 10/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 1/29/2013. ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4356581 02/08/2013, 02/15/2013, 02/22/2013, 03/01/2013 Legal 7909 February 8, 15, 22, 2013 March 1, 2013