Legals September 10, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0375549813 T.S. No.: 12-01360-5 On November 26, 2012 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 13, Block 5, QUEEN ANNE ESTATES, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 162, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3912 NORTH SHERWOOD DRIVE , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by NATHANIEL R. HOWELL, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENIA COUNTY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR MANN MORTGAGE, LLC, as original beneficiary, dated as of January 3, 2011, and recorded January 6, 2011, as Instrument No. 2297740000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated January 3, 2011 are: Failed to pay the monthly payments of $1,017.12 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $131,234.32, plus accrued interest at the rate of 4.62500% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: July 24, 2012 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-638-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4277992 08/27/2012, 09/03/2012, 09/10/2012, 09/17/2012 Legal 5901 August 27, 2012 September 3, 10, 17, 2012

CASE NO. CV12-6410 NOTICE OF HEARING ON NAME CHANGE (ADULT) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Robert Daniel Thatcher A petition to change the name of Robert Daniel Thatcher, now residing in the City of Coeur d' Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Robert Daniel Rosin. The reason for the change in name is: Current last name of Thatcher does not belong to my mother or father. I am wanting to change my name to my mother's maiden name of Rosin. A hearing on the petition is scheduled for 9 o'clock a.m. on October 12, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: August 29, 2012 Assigned to Judge Stow CLERK OF THE DISTRICT COURT By: Sherry Huffman, Deputy Clerk Legal 7069 September 3, 10, 17, 24, 2012

CASE NO. CV-12-6412 NOTICE OF HEARING ON CHANGE (ADULT) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Kelly Catherine Buley Lakey A petition to change the name of Kelly Catherine Buley Lakey, now residing in the City of Coeur d' Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Kelli Catherine Buley Lakey. The reason for the change in name is: I have spelled my first name with an "i" my whole life, it is now my mother intended it to be spelled. A hearing on the petition is scheduled for 9 o'clock a.m. on October 12, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: August 29, 2012 Assigned to Judge Stow CLERK OF THE DISTRICT COURT By: Sherri Huffman, Deputy Clerk Legal 7070 September 3, 10, 17, 24, 2012

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF JUDY R. FLINN, Deceased. NOTICE IS HEREBY GIVEN that Idaho Trust Bank was appointed the personal representative of the above-named decedent pursuant to the decedent's Last Will and Testament. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated. DATED this 23rd day of August, 2012. Idaho Trust Bank By: Caralee Fraser, Private Banker Idaho Trust Bank 622 E. Sherman Avenue Coeur d' Alene, ID 83814 Legal 7071 August 27, 3, 10 2012

NOTICE OF LIEN SALE 96 Dodge Caravan Vin# 1B4GP44R4TB318459 Lic# K445277 9/13/12 8 am Aamco 415 N 3rd St CDA ID. Legal 7073 September 3, 5, 10, 2012

Order No. 78173 NOTICE OF TRUSTEE'S SALE On Tuesday, December 4, 2012 at the hour of 11:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A part of the Northwest Quarter of Section 20, Township 47 North, Range 2 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Beginning at the Northwest Section Corner of said Section 20, monumented with an iron rod, 5/8 inch diameter, with an aluminum cap, 2 inches diameter, marked PLS 6766, from which the North Quarter Section Corner of said Section, monumented with a drill steel, with a zinc cap, 2-1/2 inches diameter, marked PLS 703, bears South 89853'00'' East, 2663.66 feet (of record as South 89853'00'' East, 2663.57 feet) distant; thence South 89853'00'' East, 422.00 feet (of record as South 89853'00'' East and East) along the North line of said Northwest Quarter, to an iron rod, 30 inches long, 5/8 inch diameter, with a plastic cap marked PLS 6766; thence South 2805'00'' East, 228.00 feet, and leaving said North line, to an iron rod, 30 inches long, 5/8 inch diameter, with a plastic cap marked PLS 6766; thence South 14845'00'' East, 763.79 feet to a point on the Northerly right-of-way line of State Highway No. 3, said point monumented with an iron rod, 30 inches long, 5/8 inch diameter, with a plastic cap marked PLS 6766; thence Traversing said Northerly right-of-way line as follows: 305.22 feet along the arc of a 532.96 foot radius non-tangent curve right, through a central angle of 32848'47'', said curve having a chord bearing North 60838'58'' West, 301.07 feet distant, to a point of tangency, said point monumented with a concrete post, 6 inches diameter, with a brass cap, 3 1/2 inches diameter, marked State right-of-way boundary; thence North 44806'16'' West, 173.96 feet (of record as North 43820' West, 174.0 feet) to a point of curvature, said point monumented with a concrete post, 6 inches diameter, with a brass cap, 3 1/2 inches diameter, marked State right-of-way boundary; thence 294.19 feet along the arc of a 756.30 foot radius non-tangent curve left, through a central angle of 22817'14'', said curve having a chord bearing North 55818'08'' West, 292.34 feet distant, to a point on the West line of said Northwest Quarter, said point monumented with an iron rod, 30 inches long, 5/8 inch diameter, with a plastic cap marked PLS 6766; thence North 0806'28'' West, 528.27 feet (of record as North 0805'00'' West) along said West line, and leaving said Northerly right-of-way line, to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 41745 South Highway 3, St. Maries, Idaho 83861 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by MARTHA FAIRFIELD SMITH, an unmarried woman to Stewart Title of Coeur d'Alene, Inc. as initial Trustee, who resigned as such initial Trustee and the Beneficiary hereinafter mentioned appointed KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, for the benefit and security of BRADLEY W. JORALMON and DIANE D. JORALMON, husband and wife as Beneficiary, recorded March 30, 2006 as Instrument No. 2022471000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER that a Substitution of Trustee was recorded June 13, 2012 as Instrument No. 2362075000, records of Kootenai County, Idaho, wherein KOOTENAI COUNTY TITLE COMPANY, INC. was appointed as Successor Trustee. The default for which this sale is to be made is failure to make monthly installment payments in the amount of $557.55, which amount was due on August 30, 2010 and monthly installment payments in the amount of $605.35 due on the 30th day September, 2010 and due on the 30th day of each month thereafter, through June 30, 2012, together with penalty and interest, plus balloon payments in the amount of $5,000.00 each, which were due in addition to regular installment payments on September 30, 2006, March 30, 2007 and September 30, 2007, AND have failed to pay General Property taxes for the year 2010, which are delinquent in the amount of $574.52, AND have failed to pay General Property taxes for the first half of the year 2011, which are delinquent in the amount of $311.45, plus penalty and interest, AND have failed to pay General Property taxes for the second half of the year 2011, which are delinquent in the amount of $311.45, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of June 13, 2012 on the obligation secured by said Deed of Trust is $81,167.17, plus accrued interest in the amount of $10,233.52, plus interest accruing at the rate of 8.000% per annum from June 13, 2012 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 27th day of July, 2012 KOOTENAI COUNTY TITLE COMPANY, INC., Successor Trustee BY : DENISE K. POTTS, Secretary Legal 7083 September 3, 10, 17, 24, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 10, 2012 File No.: 7314.01748 Sale date and time (local time): December 10, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6016 E Hayden Lake Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tina L. Frigge, an unmarried woman Original trustee: Mike Lyon Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans Inc. Recording date: 11/07/2006 Recorder's instrument number: 2065755000 County: Kootenai Sum owing on the obligation: as of August 10, 2012: $221,512.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 24 in Block 4 of Hayden Lake Honeysuckle Hills Building Sites, according to the official plat thereof, filed in Book D of Plats at Page(s) 55, official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.01748) 1002.224995-File No. Legal 6034 August 20, 27, 2012 September 3, 10, 2012

CITY OF HAYDEN LAKE, IDAHO SUMMARY OF ORDINANCE NO. 255 AN ORDINANCE OF THE CITY OF HAYDEN LAKE, IDAHO, A MUNICIPAL CORPORATION OF THE STATE OF IDAHO, AMENDING TITLE 5, CHAPTER 1, SECTION 1 AND TITLE 9, CHAPTER 3, SECTION 6C OF THE CITY CODE RELATING TO THE CONTROL OF ANIMALS WITHIN THE CITY, SETTING FORTH AUTHORITY FOR SUCH ACTION, FINDINGS OF FACT AND CONCLUSIONS OF LAW; PROVIDING FOR SEVERABILITY, PREEMPTION AND PRECEDENCE; PROVIDING FOR THE REPEAL OF CONFLICTING ORDINANCES; PROVIDING AN EFFECTIVE DATE; AND PROVIDING FOR SUSPENSION OF THE RULES. SECTION ONE OF THE ORDINANCE PROVIDES CONSTITUTIONAL AND STATUTORY AUTHORITY, FINDINGS OF FACT AND CONCLUSIONS OF LAW. SECTION ONE OF THE ORDINANCE ALSO PROHIBITS MAINTAINING, HARBORING, POSSESSING OR KEEPING CERTAIN ANIMALS WITHIN THE CITY. SECTION ONE OF THE ORDINANCE ALSO PROVIDES THAT THE CITY SHALL BE SOLELY RESPONSIBLE FOR ENFORCEMENT OF THESE ADDITIONAL REGULATIONS. SECTION TWO OF THE ORDINANCE AMENDS TITLE 9, CHAPTER 3, SECTION 6C OF THE CITY CODE TO CORRECTLY REFERENCE CITY CODE SECTION 5-1-1. SECTION THREE OF THE ORDINANCE PROVIDES FOR SEVERABILITY OF THE ORDINANCE SHOULD ANY PORTION OF THE ORDINANCE BE DECLARED INVALID BY A COURT OF COMPETENT JURISDICTION. SECTION THREE ALSO PROVIDES FOR PREEMPTION IN THE EVENT THAT ANY PROVISION OF THE ORDINANCE IS PREEMPTED BY OR LIMITED BY FEDERAL OR STATE LAWS, RULES OR REGULATIONS. SECTION FOUR REPEALS ALL CONFLICTING ORDINANCES AND PARTS OF ORDINANCES. SECTION FIVE STATES THAT THE ORDINANCE SHALL TAKE EFFECT AND BE IN FULL FORCE FROM AND AFTER ITS PASSAGE, APPROVAL AND PUBLICATION. SECTION SIX STATES THAT THE ORDINANCE WAS PASSED AT A REGULAR MEETING OF THE CITY COUNCIL ON AUGUST 21, 2012 UNDER SUSPENSION OF THE RULES REQUIRING THE ORDINANCE TO BE READ ON THREE (3) DIFFERENT DAYS. The full text of Ordinance No. 255 is available at Hayden Lake City Hall, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835. /s/ Lynn M. Hagman, City Clerk Legal 7109 September 10, 2012

CASE NO. CV 12-6442 NOTICE OF HEARING FOR NAME CHANGES IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN MATTER OF THE NAME CHANGES OF ALEXANDER VICTOR RICARDO SAPP DOB 12/07/10 A petition by Martha Stafford, now residing in the Kootenai County, Idaho, proposing change in name so the above named minor child's names will be changed to Alexander Ryan Stafford has been filed in the above entitled court, the reason for the change in name being Petitioner desires a name change to match her last name, and the criminal record and nature of the criminal offense of the Father. Such petition will be heard at such time as the court may appoint, and objections may be filed by any person who can, in such objections, show to the court a good reason against such a change of name. WITNESS my hand and seal of said District Court this day of September, 2012. CLIFFORD HAYES, CLERK OF THE DISTRICT COURT By: Deputy Legal 7111 September 10, 17, 24, 2012 October 1, 2012

Case No. 12-6329 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOAN ANITA SHACKELFORD, Deceased. NOTICE IS HEREBY GIVEN that EDDY J. SHACKELFORD has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be both presented in writing to EDDY J. SHACKELFORD, Personal Representative of the Estate of JOAN ANITA SHACKELFORD, Deceased, at the office of Callahan & Associated, Chtd., P.O. Box 2226, Coeur d' Alene, Idaho 83816-2226, and filed with the Clerk of the Court. Dated this 5th day of September, in the year 2012. /s/ CALLAHAN & ASSOCIATED, Chtd. Attorneys for Personal Representative By: Kimmer W. Callahan, Esq. Legal 7115 September 10, 17, 24, 2012

CITY OF ATHOL, IDAHO ORDINANCE NO. 274 AN ORDINANCE ENTITLED THE ANNUAL APPROPRIATION ORDINANCE FOR THE FISCAL YEAR BEGINNING October 1, 2012 APPROPRIATING THE SUM OF $467,246.00 TO DEFRAY THE EXPENSE AND LIABILITIES OF THE CITY OF ATHOL FOR SAID FISCAL YEAR, AUTHORIZING A LEVY SUFFICIENT TAX UPON THE TAXABLE PROPERTY AND SPECIFYING THE OBJECTS AND PURPOSES FOR WHICH SAID APPROPRIATION IS MADE. BE IT ORDAINED BY THE MAYOR AND COUNCIL OF THE CITY OF ATHOL: SECTION 1: That the sum of $467,246.00 appropriated to defray the necessary expenses and liabilities of the City of Athol, for the fiscal year beginning October 1, 2012. SECTION 2: The objects and purposes for which such appropriation is made, and the amount of each object and purpose is as follows: Estimated expenditures: General Fund: $143,545.00 Street Fund: 176,847.00 Water & Waste Water Fund: 146,854.00 467,246.00 SECTION 3: That a general tax levy on all property within the City of Athol be levied in the amount of $84,000.00 for the general purposes for said City, for the fiscal year beginning October 1, 2012. SECTION 4: All ordinances and parts of ordinances in conflict with this ordinance are hereby repealed. SECTION 5: This ordinance shall take effect and be in full force upon its passage, approval and publication in one (1) issue of the Coeur d'Alene Press, the official newspaper of the City of Athol. Passed under suspension of rules upon which a roll-call vote was duly taken and duly enacted at a regular meeting of the Mayor and City Council held on the 4th day of September, 2012. APPROVED by the Mayor this 4th day of September, 2012. __________________/s/ Mayor, Lanny Spurlock ATTEST: Sally R. Hansen City Clerk/Treasurer Legal 7121 September 10, 2012

MINI-STORAGE CLOSURE NOTICE Coeur d' Alene Mini-Storage NOTICE IS HEREBY GIVEN of the closure of Coeur d' Alene Mini-Storage, 3514 N. Fruitland Lane, Coeur d' Alene, Idaho, on September 30, 2012, and termination of all monthly leases. All personal property and belongings must be removed from this mini-storage facility before 5:00 p.m. on September 30, 2012, after which the storage facility will be permanently closed. Any property remaining on the premises after 5:00 p.m. on September 30, 2012, shall be considered abandoned and will be disposed of at the owner's expense. Once you vacate a unit, please notify the management. Thank you in advance for your cooperation. Please feel free to call (208-664-2191) with any questions. Randall C. Probasco-Of the Firm Brown, Justh & Romero, PLLC Attorneys for Coeur d' Alene Mini-Storage Legal 5962 August 6, 13, 20, 27, 2012 September 3, 10, 17, 24, 2012

NOTICE OF TRUSTEE'S SALE On December 18, 2012, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 5, Block 2, HOLLIDAY HAVEN, according to the plat recorded in Book F of Plats at Page 1, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 18242 W. Holiday Way, Hauser, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Matthew D. Coe, a married man as his sole and separate property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded October 28, 2005, as Instrument No. 1991666, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2005-4 Asset-Backed Notes, recorded October 26, 2011, as Instrument No. 2332476000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,480.20 for the months of October 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $162,004.23 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.625% from September 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 13th day of August, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 6050 August 20, 27, 2012 September 3, 10, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 16, 2012 File No.: 7839.20228 Sale date and time (local time): December 18, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 19843 East Cape Horn Road Bayview, ID 83803 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David M. Long and Theresa L. Long, husband and wife Original trustee: First American Title Company Original beneficiary: Washington Trust Bank Recording date: January 31, 2005 Recorder's instrument number: 1927153 County: Kootenai Sum owing on the obligation: as of August 16, 2012: $350,670.20 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A tract of land located in the Southeast Quarter of the Northwest Quarter of Section 36, Township 54 North, Range 2 West, Boise Meridian, Kootenai County, Idaho, more particularly described by metes and bounds as follows: Commencing at a found brass cap monumenting the West Quarter corner of said Section 36 from which the Center corner of said Section 36 bears South 89 degrees 18' 23" East, 2636.86 feet; thence along the East-West Center of said Section 36, South 89 degrees 18' 23" East, 1318.43 feet to the Westerly line of the Southeast Quarter of the Northwest Quarter of said Section 36; thence leaving said East-West Center of said Section line along said Westerly line, North 01 degrees 09' 31" East, 39.14 feet to a set steel pin on the Northerly line of Cape Horn Road being the True Point of Beginning; thence North 01 degrees 09' 31" East, a distance of 485.81 feet; thence South 88 degrees 48' 53" East, a distance of 844.02 feet; thence South 01 degrees 09' 31" West, a distance of 477.72 feet to a set steel pin on the Northerly line of the Cape Horn Road; thence North 89 degrees 18' 23" West, a distance of 445.55 feet to a set steel pin; thence leaving said Northerly line, North 00 degrees 54' 09" East, a distance of 149.30 feet to a found iron pipe; thence North 89 degrees 29' 51" West, a distance of 200.35 feet; thence South 00 degrees 37' 26" West, a distance of 149.62 feet to a found iron on the Northerly line of Cape Horn Road; thence North 89 degrees 15' 59" West, a distance of 198.86 feet to the Point of Beginning. Now known as: Lot 1, Lot 2 and Lot 3, Block 1, Long Acres, filed for record July 24, 2009, in Book "K" of Plats at Pages 248 and 248A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7839.20228) 1002.225424-File No. Legal 6068 August 27, 2012 September 3, 10, 17, 2012

NOTICE TO CREDITORS CASE NO. CV-2012-5930 IN THE DISTRCIT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the matter of the Estate of KATHIE LYNN JOHNSON GILBERT and RICHARD DONALD GILBERT, JR. Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estates. All persons having claims agianst the said decedents are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to RICHARD JAMES GILBERT, Personal Representative of the above estates at 701 E. Front Avenue, Suite 101, P.O. Box "E", Coeur d' Alene, Idaho 83816, or filed with the Court. DATED this 20th day of August, 2012. RICHARD JAMES GILBERT Personal Representative of the Estates of Kathie Lynn Johnson Gilbert and Richard Donald Gilbert, Jr., Both Deceased PETER C. ERBLAND Attorney at Law PAINE HAMBLEN LLP 701 E. Front Avenue, Suite 101 P.O. Box "E" Coeur d' Alene, Idaho 83816-2530 Legal 6092 August 27, 2012 September 3, 10, 2012

NOTICE OF TRUSTEE`S SALE Loan No.: 0300576881 T.S. No.: 12-02326-3 On January 9, 2013 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d`Alene in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 6 OF SHADOW LANE ACRES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK "E" OF PLATS AT PAGE(S) 46 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. PARCEL ID NUMBER 072200000060 AIN#116553 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 11825 E SHADOW LANE , ATHOL, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN NELSON, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of July 28, 2010, and recorded July 30, 2010, as Instrument No. 2275206000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 28, 2010 are: Failed to pay the monthly payments of $1,046.52 due from January 1, 2012, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $148,870.71, plus accrued interest at the rate of 4.87500% per annum from December 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee`s fees, attorney`s fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 17, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Stephanie Alonzo, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4290990 08/27/2012, 09/03/2012, 09/10/2012, 09/17/2012 Legal 6094 August 27, 2012 September 3, 10, 17, 2012

NOTICE OF SUCCESSOR TRUSTEE'S SALE On October 24, 2012, at 9:30 a.m., Pacific Standard Time, at 1250 W. Ironwood Drive, Suite 301, Coeur d'Alene ID 83814, LISA A. HOLMES, a member of the Idaho State Bar and Successor Trustee to KOOTENAI COUNTY TITLE COMPANY, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of sale, the following parcel of real property located in the County of Kootenai, State of Idaho, to wit: The East Half of the Southwest Quarter of the Southwest Quarter of the Southwest Quarter of Section 12, Township 48 North, Range 5 West, Boise Merdian, Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of complying with Idaho Code section 60-113, the Successor Trustee has been informed that Kootenai County Assessor's Parcel AIN213838 is sometimes associated with the property. Said public auction sale shall be made without covenant, guarantee, representation or warranty of any kind regarding title, possession, encumbrances or condition. Said public auction shall be conducted to satisfy an obligation secured by, and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT D. MONTEE, JR., a married man, Grantor(s)/Trustor(s) to KOOTENAI COUNTY TITLE COMPANY, INC., as original Trustee, and James B. Willcut and Twila G. Willcut, Trustees of the WILLCUT FAMILY TRUST, Beneficiary(ies), dated July 7, 2010, signed by the Grantor(s)/Trustor(s) on July 12, 2010 and recorded on July 13, 2010 as Instrument No. 2272972000, in the records of the County Recorder for the County of Kootenai, State of Idaho. THE ABOVE NAMED GRANTOR(S)/TRUSTOR(S) ARE NAMED TO COMPLY WITH IDAHO CODE SECTION 45-1506(4)(a). NO REPRESENTATION IS MADE THAT SAID GRANTOR(S)/TRUSTOR(S) IS(ARE), OR IS(ARE) NOT PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. As of the date of default, June 15, 2012, the default for which this public auction sale is to be made is the failure to: \u2022 Make the monthly installment payments under a Promissory Note of even date with and secured by the above-mentioned deed of trust, in the sum of FIVE HUNDRED DOLLARS ($500.00) per month, together with late charges of FIFTY DOLLARS ($50.00) per month for the month(s) of March, April, May, June, July, August, September, October, November and December, 2011 and January, February, March, April, May and June, 2012; \u2022 \u2022 Pay the real property taxes and assessments for the year 2010, in the principal sum of FOUR HUNDRED NINETY-SIX AND 54/100'S DOLLARS ($496.54), and for the year 2011, in the principal sum of FOUR HUNDRED THIRTY-ONE AND 32/100'S DOLLARS ($431.22) together with additional taxes, interest and penalties accrued or to accrue up to the time of payment. \u2022 \u2022 As of June 15, 2012, the principal balance currently owing on the obligation secured by the aforementioned deed of trust is THIRTY-FOUR THOUSAND FOUR HUNDRED NINETY-FOUR AND 64/100'S DOLLARS ($34,494.64); accrued interest, at a per annum rate of TWELVE PERCENT (12%), in the amount of FIVE THOUSAND FIVE HUNDRED ELEVEN AND 49/100'S DOLLARS ($5,511.49), and late charges in the amount of EIGHT HUNDRED DOLLARS ($800.00), for a total due, as of the aforementioned date, of FORTY THOUSAND EIGHT HUNDRED SIX AND 13/100'S DOLLARS ($40,806.13), exclusive of all delinquent taxes, any interest or penalties thereon and escrow fees. Said delinquent amount continues to accrue interest, late charges and/or fees, escrow fees and/or charges, foreclosure costs and attorneys fees and outstanding taxes and penalties, if any. All delinquencies are now due in full together with all late charges, advances to protect the security, and fees and costs associated with this foreclosure sale. \u2022 \u2022 The Beneficiary elects, and has directed the Successor Trustee, to sell or cause the aforementioned parcel of real property to be sold to satisfy said obligations. The sale shall be governed by the provisions contained in Title 45, Chapter 15, Idaho Code. The Successor Trustee's authority herein is evidenced by an appointment of successor Trustee recorded as Instrument No. 2359178000 in the records of Kootenai County, State of Idaho. \u2022 \u2022 Pursuant to Idaho Code Section 45-1506(12): "Whenever all or a portion of any obligation secured by a deed of trust which has become due by reason of a default of any part of that obligation, including taxes, assessments, premiums for insurance or advances made by a beneficiary in accordance with the terms of the deed of trust, the grantor or his successor in interest in the trust property or any part thereof, or any beneficiary under a subordinate deed of trust or any person having a subordinate lien or encumbrance of record thereon, at any time within one hundred fifteen (115) days of the recording of the notice of default under such deed of trust, if the power of sale therein is to be exercised, or otherwise at any time prior to the entry of a decree of foreclosure, may pay to the beneficiary or their successors in interest, respectively, the entire amount then due under the terms of the deed of trust and the obligation secured thereby (including costs and expenses actually incurred in enforcing the terms of such obligation and a reasonable trustee's fee subject to the limitations imposed by subsection (6) of section 45-1502, Idaho Code, and attorney's fees as may be provided in the promissory note) other than such portion of the principal as would not then be due had no default occurred, and thereby cure the default theretofore existing, and thereupon, all proceedings theretofore had or instituted shall be dismissed or discontinued and the obligation and deed of trust shall be reinstated and shall be and remain in force and effect, the same as if no acceleration had occurred." \u2022 \u2022 Pursuant to Idaho Code Section 45-1505(3): "Mortgage foreclosure is a legal proceeding where a lender terminates a borrower's interest in property to satisfy unpaid debt secured by the property. This can mean that when a homeowner gets behind on his or her mortgage payments, the lender forces a sale of the home on which the mortgage loan is based. Some individuals or businesses may say they can "save" your home from foreclosure. You should be cautious about such claims. It is important that you understand all the terms of a plan to "rescue" you from mortgage foreclosure and how it will affect you. It may result in your losing valuable equity that you may have in your home. If possible, you should consult with an attorney or financial professional to find out what other options you may have. Do not delay seeking advice, because the longer you wait, the fewer options you may have. Under Idaho law, you have five (5) days to rescind or undo certain contracts or agreements that relate to transferring interests in property or money in a foreclosure situation. An attorney or financial professional can tell you more about this option." \u2022 \u2022 THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED AS A RESULT HEREOF WILL BE USED FOR THAT PURPOSE. \u2022 Dated this June 15, 2012 \u2022 /s/ \u2022 LISA A. HOLMES, ISB 4525 \u2022 HOLMES LAW OFFICE, P.A. \u2022 1250 W. IRONWOOD DRIVE SUITE 301 \u2022 COEUR D'ALENE ID 83814 \u2022 VOICE: (208)664-2351 \u2022 FACSIMILE: (208)664-2323 Legal 6095 August 27, 2012 September 3, 10, 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 22, 2012 File No.: 7021.10006 Sale date and time (local time): December 21, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5049 West Palmwood Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brenda A. Seminoff, a married woman as her sole and separate property Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 06/21/2005 Recorder's instrument number: 1958783 County: Kootenai Sum owing on the obligation: as of August 22, 2012: $136,582.27 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10 in Block 4 of Woodbridge Subdivision, according to the official plat thereof filed in Book I of Plats at Page(s) 288 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10006) 1002.204218-File No. Legal 6097 August 27, 2012 September 3, 10, 17, 2012

Loan No. xxxxxx8486 T.S. No. 1353045-09 Parcel No. 51no5w162500 NOTICE OF TRUSTEE'S SALE On December 27, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The south half of the northeast quarter of the northeast quarter of the northwest quarter, section 16, township 51 north, range 5 w.b.m, Kootenai county, state of idaho, except any portion lying within road right of way. Commonly known as 10279 N Church Rd Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Larry J Wolfe and Diane J Wolfe Husband And Wife as Grantor, to First American Title, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank as Beneficiary, recorded April 24, 2007, as Instrument No. 2095824000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due november 1, 2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $361,224.86, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 27, 2012 Signature/By First American Title Insurance Company. R-417630 09/10/12, 09/17, 09/24, 10/01 Legal 7053 September 10, 17, 24, 2012 October 1, 2012