Legals October 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/25/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/20/2003 as Instrument Number 1844364, and executed by CRAIG L FIRKINS AND MISTY J FIRKINS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: A PART OF THE SOUTHEAST QUARTER OF SECTION 36, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 725 FEET NORTH AND 144.10 FEET EAST OF THE SOUTH QUARTER CORNER OF SECTION36; THENCE WEST, 142.3 FEET; THENCE NORTH, 100 FEET; THENCE EAST, 142.3 FEET, THENCE SOUTH, 100 FEET TO THE POINT OF THE BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5010 NORTH 4TH STREET, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $110,651.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/18/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0076652 FEI # 1006.168319 Legal 7205 October 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/08/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/30/2007 as Instrument Number 2113290000, and executed by MICHELLE A MUNDY, AN UNMARRIED WOMAN, AND BARBARA M FARRELL, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1, BLOCK 3, PRAIRIE FALLS 5TH ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK "I" OF PLATS AT PAGES 101 AND 101A, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3715 N SHANK AVE, POST FALLS, ID, 83854-6654 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $97,911.35, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/01/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0081011 FEI # 1006.169390 Legal 7279 October 18, 25, 2012 November 1, 8, 2012

NOTICE OF TRUSTEE'S SALE On February 6, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 3, Block E, Polston's Addition to Post Falls, according to the plat recorded in Book "D" of Plats at Page 85, records of Kootenai County. Together with that portion of vacated Hemlock Street by Ordinance No. 767, recorded July 7, 1994 as Instrument No. 1361732 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 619 W. 15th Ave. Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert A. Jacobs Sr. and Carmen A. Jacobs, also shown of record as Robert A. Jacobs, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Inland Northwest Bank, its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded September 19, 2007, as Instrument No. 2122415000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded May 26, 2011, as Instrument No. 2314961000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,498.21 for the months of January 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $193,864.12 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.50% from December 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 4th day of October, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 7287 October 11, 18, 25, 2012 November 1, 2012

CASE NO: CV12-7532 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE IF IDAHO, INA AND FOR THE COUNTY OF KOOTENAI IN RE: REBEKAH SARAH SMITH A petition to change the name of Rebekah Sarah Smith, now residing in the city of Coeur d'Alene, Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Rebekah Sarah Simmons. The reason for the change in name is : Marriage. A hearing on the petition is scheduled for 10:30 o' clock am on November 20, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: October 15, 2012 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Susan MCcoy Deputy Clerk Legal 7328 October 18, 25,2012 November 1, 8, 2012

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD \u2020 NOTICE IS HEREBY GIVEN of application of a Minor Subdivision, Case No. MIN12-0009, The Rookery, a request by Richard Snyder to create a two (2) lot Subdivision on approximately 136.4 acres in the Rural and Agricultural Suburban zone.\u2020 The subject site is located on the north side of E. Rookery Road at 675 E. Rookery Road in Hayden.\u2020 The site is described as Tax # 18017 [IN E2-SW] & TAX #s EX E2-E2-SE of Section 36, Township 52 North, Range 04 West, B. M., Kootenai County, Idaho.\u2020 The parcel numbers are 52N04W-36-5300 & 52N04W-36-7300.\u2020 The public comment period for this application will begin on October 25, 2012 and end on November 23, 2012.\u2020 Additional information may be obtained from Kootenai County Community Development located at 451 Government Way, P.O. Box 9000, Coeur d'Alene, Idaho 83816-9000, (208) 446-1070.\u2020 Legal 7332 October 25, 2012

CASE NO. CV12-7572 NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: DAVID JOE COONS A petition to change the name of David Joe Coons, now residing in the city of Coeur d' Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to David Lee Baxter. The reason for the change in name is: I have been known as David Lee Baxter since 1952. A hearing on the petition is scheduled for 9:30 am on November 29, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: October 16, 2012 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT Debra A. Zook Deputy Clerk Legal 7341 October 18, 25, 2012 November 1, 8, 2012

ADVERTISEMENT FOR BIDS Sealed proposals will be received by Department of Health and Welfare, Division of Operational Services, State of Idaho, at Department of Health and Welfare, Operational Services, 450 West State St. 9th Fl., Boise, Idaho until 2:00 PM, prevailing local time on November 9, 2012 for DHW Project 13-353A, a HVAC service contract for miscellaneous projects located in the greater Coeur d'Alene, Idaho vicinity. Proposals will be opened and publicly read at the above hour and date. Specifications, proposal forms and other information are on file for examination at Department of Health and Welfare, Division of Operational Services, State of Idaho, at Department of Health and Welfare, Operational Services, 450 West State St. 9th Fl., Boise, Idaho. A bid bond in the amount of $500 is required. A Public Works Contractor's License for the State of Idaho is required to bid on this work. For additional information or questions, contact Tom Long, Department of Health and Welfare, (208)334-5563 or George Taylor (208)334-5675 Estimated per project expenditure: Up to Twenty Five Thousand dollars ($25,000.00) annually. Legal 7362 October 24, 25, 26, 2012

CASE NO. CV12-7664 NOTICE OF HEARING ON NAME CHANGE (adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: HANNA A. HANNAN A petition to change the name of Hanna Ann Hannan, now residing in the City of Coeur d' Alene, Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Sara Ann Forsythe. The reason for the change in name is: I was born with the name Sara; Marriage. A hearing on the petition is scheduled for 1:30 o' clock p.m. on Monday November 26, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: October 19, 2012 CLIFFORD T. HAYES, CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland, Deputy Clerk Legal 7373 October 25, 2012 November 1, 8, 15, 2012

SUMMARY OF ORDINANCE NO. 516 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 516, an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, providing that a new chapter be added to the Hayden City Code adopting a general business license program, establishing the purpose and applicability; providing definitions; requiring a license and license fee, providing for exemptions and other applicable requirements and regulations; providing that failure to comply with the regulations is subject to a civil assessment and/or misdemeanor prosecution; providing for suspension or revocation of the license; providing an appeal process; providing severability; providing repeal of conflicting ordinances; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 516 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. ______________________/s/ Vicki Rutherford, City Clerk Legal 7380 October 25, 2012

SUMMARY OF ORDINANCE NO. 517 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 517, an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, amending section 11-1-3 of the Hayden City Code to provide a definition for accessory living unit and for contractor office and storage; amending sections 11-4-4 and 11-7-4 to allow accessory living units as a permitted use; amending sections 11-4-7, 11-5-7, 11-6-7, 11-7-7, 11-8-7 and 11-9-7 to allow home occupation Class B as a specially permitted use; amending sections 11-5-4, 11-6-4, 11-7-4, 11-8-4, 11-9-4 and 11-21-3 to allow home occupation Class A as a permitted use; amending 11-8-7 to allow manufacturing and processing related to onsite retail and professional services, and contractor office and storage as a specially permitted use; amending section 11-9-4 to allow contractors office and storage as a permitted use; repealing section 11-11-2 and adopting a new section 11-11-2 establishing standards for accessory living units and allowing home occupation Class A in accessory living units; repealing section 11-11-19 and adopting a new section 11-11-19 creating two categories of home occupations, defining Class A and Class B home occupations and setting standards for home occupations; providing severability; providing repeal of all other conflicting ordinances; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 517 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. ______________________/s/ Vicki Rutherford, City Clerk Legal 7381 October 25, 2012

SUMMARY OF ORDINANCE NO. 518 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 518, an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, amending Section 11-1-2 of the Hayden city code to clarify what encroachments are allowed within setbacks; providing severability; providing repeal of conflicting ordinances; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 518 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. ______________________/s/ Vicki Rutherford, City Clerk Legal 7382 October 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/25/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/22/2007 as Instrument Number 2117575000, and executed by KIMBERLY MAKSEN, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 13, BLOCK 4, HAWK'S NEST, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 418, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6565 N HARRIS HAWK LN, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $185,653.59, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/18/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0076667 FEI # 1006.168322 Legal 7206 October 4, 11, 18, 25, 2012

SUMMARY OF ORDINANCE NO. 223 AN ORDINANCE of the City of Dalton Gardens, of Kootenai County, Idaho, approving and confirming the assessment roll of its Local Improvement District No. 1 for the acquisition, construction and installation of sewer service and collection lines and related appurtenances within the boundaries of Local Improvement District No. 1; providing for assessments; providing for the appeal procedure; providing for the publication of a summary of this ordinance; and providing for other matters properly relating thereto. CITY OF DALTON GARDENS Kootenai County, Idaho LOCAL IMPROVEMENT DISTRICT NO. 1 A summary of the principal provisions of Ordinance No. 223 of the City of Dalton Gardens, Kootenai County, Idaho, adopted on October 18, 2012, is set forth below. Capitalized terms used in this summary shall have the meaning given them in Ordinance No. 223. Section 1: Confirmation of Assessment Roll. Confirms the assessment roll shown on the Assessment Roll for LID No. 1 and levies the assessments. Section 2: Property Affected; Levy of Assessments. Provides that each property within the boundaries of LID No. 1 benefits to the amount of the assessment thereon. Section 3: Certification of Assessment Roll. Directs the City Clerk to certify and file the confirmed Assessment Roll with the Kootenai County Recorder, at which time the assessments become liens against the property assessed. Section 4: Due Date of Assessments; Payment in Installments. Provides that property owners have thirty (30) days from the date of adoption of this Ordinance (November 19, 2012), to prepay their assessments, otherwise they will be deemed to have decided to pay said assessments in up to thirty (30) equal annual installments plus interest at the net effective rate of interest on the bonds issued to finance the improvement in LID No. 1. Section 5: Cost and Expenses. States that the total cost of the project are levied and assessed by the benefits derived method of assessment against each of the properties within the boundaries of LID No. 1. Section 6: Installment Docket. Directs the City Clerk to establish an LID docket for LID No. 1 as provided by Idaho Code. Section 7: Appeal Procedure. Provides for an appeal procedure of the amount of assessments and states the process for said appeal. This section also provides that once this 30-day appeal period has expired, no one shall have the cause or right to contest the legality, formality or regularity of any assessment within LID No. 1. Section 8: Ratification of Proceedings. Ratifies all proceedings heretofore had in connection with LID No. 1. Section 9: Irrepealability. Provides that the Ordinance is irrepealable after the issuance of the bonds to finance the improvements within LID No. 1. Section 10: Severability. Provides that if any section of the Ordinance is invalid or unenforceable, that invalidity will not affect the remainder of the Ordinance. Section 11: Enforceability Clause. Provides that the City will enforce and seek remedies for breaches of the terms of this Ordinance under the laws of the State of Idaho. Section 12: Publication and Effective Date. Provides for a publication of this summary of the Ordinance in the official newspaper of the City. A full text of Ordinance No. 223 is available by requesting a copy from the City Clerk of the City of Dalton Gardens, 6360 N. 4th Street, Dalton Gardens, ID 83815. APPROVED this 18th day of October, 2012. CITY OF DALTON GARDENS ____/s/ Mayor ATTEST: _______/s/ City Clerk Legal 7383 October 25, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 21, 2012 File No.: 7021.11374 Sale date and time (local time): January 24, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5767 North Morleau Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brenna L. Jerome and Eric Jerome, wife and husband Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: July 19, 2006 Recorder's instrument number: 2044120000 County: Kootenai Sum owing on the obligation: as of September 21, 2012: $151,544.03 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 22 in Block 4 of Coeur d'Alene Third Addition, according to the official plat theroef, filed in Book G of Plats at page(s) 405 and 405A-C official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11374) 1002.228393-File No. Legal 7222 October 4, 11, 18, 25, 2012

File No.: 159642 / Customer Ref No. CSC Account No 38491936 NOTICE OF TRUSTEE'S SALE On January 29, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lots 11 and 12, Block 7, Riverview Addition to Post Falls, according to the plat recorded in the office of the County Recorder in Book "E" of Deeds, Page 329, records of Kootenai County, Idaho. EXCEPTING THEREFROM the North 55 feet of Lots 11 and 12, Block 7, Riverview Addition to Post Falls and that portion of Second Street vacated in Ordinance No. 399 recorded as Instrument Nos. 793968 and 1088147 which attaches by operation of law. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 116 N. Scott Street, Post Falls, ID \u202083854 also shown of record as 106 N Scott Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Robert Homewood an unmarried person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded August 16, 2010 as Instrument No. 2277646000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $148,500.00 together with interest thereon at the rate of 4.500% per annum, as evidenced in Promissory Note dated August 16, 2010. \u2020Payments are in default for the months of April 2012 through and including August 2012 in the amount of $556.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $144,851.63 in Principal, Interest is $3,000.21, subsidy granted is $5,289.60 and fees currently assessed are $383.99 computed through August 31, 2012 with interest accruing thereafter at the daily rate of $17.8991. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $150,141.23, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 24, 2012 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7229 October 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE On January 25, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: ALL THAT PORTION OF TRACT 45, BLOCK 31, POST FALLS IRRIGATED TRACTS, RECORDED IN BOOK "C" OF PLATS AT PAGE 78, RECORDS OF KOOTENAI COUNTY, IDAHO, AND THAT PORTION OF SECTION 31, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID TRACT 45; THENCE SOUTH 00 DEGREES 05'02" WEST, 30.0 FEET ALONG THE WEST LINE OF TRACT 45 AND THE EAST RIGHT OF WAY OF MAVERICK LANE TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH 00 DEGREES 05'02" WEST, ALONG SAID WEST LINE, 478.92 FEET TO A POINT; THENCE SOUTH 58 DEGREES 31'08" EAST, 303.01 FEET TO A POINT; THENCE NORTH 59 DEGREES 40'55" EAST, 349.42 FEET TO A POINT; THENCE NORTH 00 DEGREES 02'46" EAST, 458.05 FEET TO A POINT; THENCE NORTH 89 DEGREES 43'18" WEST, 560.38 FEET, MORE OR LESS, TO THE POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1314 North Maverick Lane, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jenifer B. Wieck and Dale A Wieck, wife and husband, as Grantor(s) with Mountain West Bank as the Beneficiary, under the Deed of Trust recorded June 28, 2002, as Instrument No. 1740031, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded August 28, 2002, as Instrument No. 1749349, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $878.57 for the months of May 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $118,552.02 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.5% from April 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 24th day of September, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 7232 October 4, 11, 18, 25, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 25, 2012 File No.: 7314.01626 Sale date and time (local time): January 25, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2564 West Canyon Drive Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Walter K. Vandaveer and Cheryl A. Vandaveer, husband and wife, as joint tenants Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Recording date: November 30, 2007 Recorder's instrument number: 2133886000 County: Kootenai Sum owing on the obligation: as of September 25, 2012: $336,447.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 10, Fairway Hills First Addition, according to the plat recorded in Book "E" of Plats at Page 16, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.01626) 1002.228786-File No. Legal 7238 October 4, 11, 18, 25, 2012

File No.: 159645 / Customer Ref No. CSC Account No 38273756 NOTICE OF TRUSTEE'S SALE On January 31, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation \u2020located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814 . Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Unit 401, Prairie View Terrace 2nd Add. Condos according to the plat recorded in Book "K" of Plats at Page(s) 190 through 190G, records of Kootenai County, Idaho Together with an undivided interest in the common elements as established by the Declaration recorded October 28, 2008 as Instrument No. 2183561000, Records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 3309 East Garin Court, Unit 401, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Shelby Sayres Cole a single person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded April 20, 2010 as Instrument No. 2262138000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $121,900.00 together with interest thereon at the rate of 4.8750% per annum, as evidenced in Promissory Note dated April 20, 2010. \u2020Payments are in default for the months of February 2012 through and including August 2012 in the amount of $1,713.64 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $119,111.58 in Principal, Interest is $3,563.55, subsidy granted is $5,390.91 and fees currently assessed are $1,977.19 computed through August 31, 2012 with interest accruing thereafter at the daily rate of $16.1615. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $124,502.59, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 26, 2012 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7260 October 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/01/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/26/2009 as Instrument Number 2202725000, and executed by BRIAN CHAPPIUS, AN UNMARRIED PERSON AND MELISSA RAPER, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK 6, HAWKS NEST SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK K OF PLATS AT PAGE 148 THRU 148H, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3428 W ACCIPTER DR, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $140,077.43, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/25/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0077340 FEI # 1006.168839 Legal 7270 October 11, 18, 25, 2012 November 1, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2012 File No.: 7431.20218 Sale date and time (local time): February 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1203 West Grange Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rick Lane Souza and Sharon Kay Souza, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Freedom Mortgage Corporation DBA Freedom Home Mortgage Corporation Recording date: 03/21/2007 Recorder's instrument number: 2089409000 County: Kootenai Sum owing on the obligation: as of October 3, 2012: $384,884.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 12, The Meadows Second Addition, according to the plat recorded in Book J of Plats, Page 105, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7431.20218) 1002.229638-File No. Legal 7278 October 11, 18, 25, 2012 November 1, 2012