Legals October 11, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/08/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/12/2007 as Instrument Number 2135891000, and executed by BARBARA CABRAL, MELVIN R CABRAL, WIFE AND HUSBAND AND KRISTINA L ROWAN, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 6, AMENDED PLAT OF LEGACY PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGE 494, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1229 W WILBUR AVE, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $233,237.59, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/31/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0073062 FEI # 1006.166474 Legal 7126 September 20, 27, 2012 October 4, 11, 2012

LEGAL NOTICE TO CREDITORS KOOTENAI CASE NO. CV-12-6592 Legal Notice to Creditors Case No. CV 12-6592 made pursuant to I.C. \u00DF 15-3-801, in the DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI. In the Matter of the Estate of JOHN WILFORD PHELPS, SR, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named Decedent. All persons having claims against the above named Decedent or the Estate must present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated below. Dated this 20th day of July, 2012, BARBARA HOWARD, c/o ROBINSON LAW-PLLC, 1910 Northwest Blvd. Ste 200, Coeur d'Alene, ID 83814. Tel: 208-664-1139; Fax: 208-664-1171, Attorney for Personal Representative. Legal 7221 September 27, 2012 October 4, 11, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 21, 2012 File No.: 7021.11374 Sale date and time (local time): January 24, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5767 North Morleau Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brenna L. Jerome and Eric Jerome, wife and husband Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: July 19, 2006 Recorder's instrument number: 2044120000 County: Kootenai Sum owing on the obligation: as of September 21, 2012: $151,544.03 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 22 in Block 4 of Coeur d'Alene Third Addition, according to the official plat theroef, filed in Book G of Plats at page(s) 405 and 405A-C official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11374) 1002.228393-File No. Legal 7222 October 4, 11, 18, 25, 2012

File No.: 159642 / Customer Ref No. CSC Account No 38491936 NOTICE OF TRUSTEE'S SALE On January 29, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lots 11 and 12, Block 7, Riverview Addition to Post Falls, according to the plat recorded in the office of the County Recorder in Book "E" of Deeds, Page 329, records of Kootenai County, Idaho. EXCEPTING THEREFROM the North 55 feet of Lots 11 and 12, Block 7, Riverview Addition to Post Falls and that portion of Second Street vacated in Ordinance No. 399 recorded as Instrument Nos. 793968 and 1088147 which attaches by operation of law. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 116 N. Scott Street, Post Falls, ID \u202083854 also shown of record as 106 N Scott Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Robert Homewood an unmarried person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded August 16, 2010 as Instrument No. 2277646000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $148,500.00 together with interest thereon at the rate of 4.500% per annum, as evidenced in Promissory Note dated August 16, 2010. \u2020Payments are in default for the months of April 2012 through and including August 2012 in the amount of $556.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $144,851.63 in Principal, Interest is $3,000.21, subsidy granted is $5,289.60 and fees currently assessed are $383.99 computed through August 31, 2012 with interest accruing thereafter at the daily rate of $17.8991. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $150,141.23, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 24, 2012 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7229 October 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE On January 25, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: ALL THAT PORTION OF TRACT 45, BLOCK 31, POST FALLS IRRIGATED TRACTS, RECORDED IN BOOK "C" OF PLATS AT PAGE 78, RECORDS OF KOOTENAI COUNTY, IDAHO, AND THAT PORTION OF SECTION 31, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID TRACT 45; THENCE SOUTH 00 DEGREES 05'02" WEST, 30.0 FEET ALONG THE WEST LINE OF TRACT 45 AND THE EAST RIGHT OF WAY OF MAVERICK LANE TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH 00 DEGREES 05'02" WEST, ALONG SAID WEST LINE, 478.92 FEET TO A POINT; THENCE SOUTH 58 DEGREES 31'08" EAST, 303.01 FEET TO A POINT; THENCE NORTH 59 DEGREES 40'55" EAST, 349.42 FEET TO A POINT; THENCE NORTH 00 DEGREES 02'46" EAST, 458.05 FEET TO A POINT; THENCE NORTH 89 DEGREES 43'18" WEST, 560.38 FEET, MORE OR LESS, TO THE POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1314 North Maverick Lane, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jenifer B. Wieck and Dale A Wieck, wife and husband, as Grantor(s) with Mountain West Bank as the Beneficiary, under the Deed of Trust recorded June 28, 2002, as Instrument No. 1740031, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded August 28, 2002, as Instrument No. 1749349, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $878.57 for the months of May 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $118,552.02 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.5% from April 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 24th day of September, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 7232 October 4, 11, 18, 25, 2012

File No.: 125228 / 4990905225-BO CMC No. 5583/ Vaughn RE-SCHEDULED NOTICE OF TRUSTEE'S SALE On Thursday, November 1, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d' Alene, ID \u202083814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 4, Block 15, The Meadows Third Addition, according to the plat recorded in Book 'J' of Plats at Page 294, Records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 3140 North Gracedale Court, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by David Vaughn , a married person, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Central Mortgage Company as Successor Beneficiary, recorded March 21, 2007 as Instrument No. 2089395000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $475,000.00 together with interest thereon at the rate of 6.3750% per annum, as evidenced in Promissory Note dated March 16, 2007. \u2020Payments are in default for the months of December 2008 through and including December 2010 in the amount of $2,523.44 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of December 29, 2011 is $475,000.00 together with accrued and accruing interest thereon at the rate of 6.3750% per annum. \u2020The per diem is $82.96. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $475,000.00, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 26, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7233 October 4, 11, 18, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 25, 2012 File No.: 7314.01626 Sale date and time (local time): January 25, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2564 West Canyon Drive Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Walter K. Vandaveer and Cheryl A. Vandaveer, husband and wife, as joint tenants Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Recording date: November 30, 2007 Recorder's instrument number: 2133886000 County: Kootenai Sum owing on the obligation: as of September 25, 2012: $336,447.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 10, Fairway Hills First Addition, according to the plat recorded in Book "E" of Plats at Page 16, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.01626) 1002.228786-File No. Legal 7238 October 4, 11, 18, 25, 2012

NOTICE IS HEREBY GIVEN that an election will be held on Tuesday, November 6, 2012, from 1:00 PM to 7:00 PM at the EAST GREENACRES IRRIGATION DISTRICT BOARD ROOM, for the purpose of electing a Director of Division #2 (3 years). Any eligible candidate may pick up the Declaration of Candidacy form at the District office. The completed form must be returned no later than October 16, 2012, at 4:30 PM. Legal 7250 October 4, 11, 2012

Notice Inviting Bids Bid No. 2012-10 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P. O. Box 9000, Coeur d'Alene, ID 83816-9000, for Surplus Property - Transfer Trailers (2) for the Solid Waste Department. Kootenai County Solid Waste is offering the following property up for auction to the highest bidder. The equipment is offered for sale in "AS IS" condition with no warranties. The minimum bid per item is $5,000. Equipment No. 106: 1993 Alloy Transfer Trailer, VIN #1ALSL8285PS931267 Equipment No. 110: 1993 Alloy Transfer Trailer, VIN#1ALSL8283TS961443 Bidder may view said offered equipment at the Ramsey Transfer Station located at 3650 N. Ramsey Road, Coeur d'Alene, ID. Bidder must indicate on the sealed bid for which individual equipment number the bid is placed. Sealed bids must be received by 2:00 p.m. on Tuesday, October 23, 2012 and must be marked "Sealed Bid - Transfer Trailers (2) - Equipment #____". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, October 23, 2012. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 1st day of October, 2012. KOOTENAI COUNTY ATTEST: BOARD OF COMMISSIONERS CLIFFORD T. HAYES By: /s/ W. Todd Tondee, Chairman Deputy Clerk Legal 7257 October 4, 11, 2012

ADVERTISEMENT FOR REQUEST FOR QUALIFICATIONS Submittals for Regional Electrical Engineering Services will be received by Division of Public Works, State of Idaho, at 502 N. 4th Street, P.O. Box 83720, Boise, Idaho 83720-0072 beginning immediately, until 5:00 PM local time October 19, 2012 for Electrical Engineering Services, Statewide. A written Request for Qualifications and other information are available at the Division of Public Works, 502 N 4th Street, Boise, ID 83720-0072; contact Mark Knowles, Project Manager at: (208) 332-1917. The RFQ is also available for viewing and printing at the following website: dpw.idaho.gov An Idaho Electrical Engineering License is required to submit a proposal on this project. Jan Frew, Deputy Administrator Division of Public Works Legal 7259 October 4, 11, 2012

File No.: 159645 / Customer Ref No. CSC Account No 38273756 NOTICE OF TRUSTEE'S SALE On January 31, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corporation \u2020located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814 . Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Unit 401, Prairie View Terrace 2nd Add. Condos according to the plat recorded in Book "K" of Plats at Page(s) 190 through 190G, records of Kootenai County, Idaho Together with an undivided interest in the common elements as established by the Declaration recorded October 28, 2008 as Instrument No. 2183561000, Records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 3309 East Garin Court, Unit 401, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Shelby Sayres Cole a single person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded April 20, 2010 as Instrument No. 2262138000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $121,900.00 together with interest thereon at the rate of 4.8750% per annum, as evidenced in Promissory Note dated April 20, 2010. \u2020Payments are in default for the months of February 2012 through and including August 2012 in the amount of $1,713.64 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $119,111.58 in Principal, Interest is $3,563.55, subsidy granted is $5,390.91 and fees currently assessed are $1,977.19 computed through August 31, 2012 with interest accruing thereafter at the daily rate of $16.1615. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $124,502.59, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 26, 2012 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7260 October 4, 11, 18, 25, 2012

Notice of Trustee's Sale TS No.: ID-09-274685-TD On 1/15/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee on behalf of Deutsche Bank Nat'l Trust Co, as Trustte for Long Beach Mortgage Loan Trust 2006-10 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 6, BLOCK 2, RIVERSIDE HARBOR, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT FILED IN BOOK "F" OF PLATS, AT PAGES 346 AND 346A. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 5600 E SHORELINE DR , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KIM TRAN , A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which LONG BEACH MORTGAGE COMPANY, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY as Trustee and recorded 10/11/2006 as Instrument No. 2060541000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/3/2006. The monthly installments of principal, interest, and impounds (if applicable) of $2,850.92, due per month for the months of 11/1/2009 through 2/16/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $407,148.20 together with interest thereon at the current rate of 7.2000 per cent (%) per annum from 10/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 9/13/12 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4301889 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012 Legal 7165 September 27, 2012 October 4, 11, 18, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/01/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/26/2009 as Instrument Number 2202725000, and executed by BRIAN CHAPPIUS, AN UNMARRIED PERSON AND MELISSA RAPER, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK 6, HAWKS NEST SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK K OF PLATS AT PAGE 148 THRU 148H, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3428 W ACCIPTER DR, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $140,077.43, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/25/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0077340 FEI # 1006.168839 Legal 7270 October 11, 18, 25, 2012 November 1, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2012 File No.: 7431.20218 Sale date and time (local time): February 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1203 West Grange Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rick Lane Souza and Sharon Kay Souza, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Freedom Mortgage Corporation DBA Freedom Home Mortgage Corporation Recording date: 03/21/2007 Recorder's instrument number: 2089409000 County: Kootenai Sum owing on the obligation: as of October 3, 2012: $384,884.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 12, The Meadows Second Addition, according to the plat recorded in Book J of Plats, Page 105, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7431.20218) 1002.229638-File No. Legal 7278 October 11, 18, 25, 2012 November 1, 2012

NOTICE OF TRUSTEE'S SALE On February 6, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 3, Block E, Polston's Addition to Post Falls, according to the plat recorded in Book "D" of Plats at Page 85, records of Kootenai County. Together with that portion of vacated Hemlock Street by Ordinance No. 767, recorded July 7, 1994 as Instrument No. 1361732 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 619 W. 15th Ave. Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert A. Jacobs Sr. and Carmen A. Jacobs, also shown of record as Robert A. Jacobs, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Inland Northwest Bank, its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded September 19, 2007, as Instrument No. 2122415000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded May 26, 2011, as Instrument No. 2314961000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,498.21 for the months of January 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $193,864.12 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.50% from December 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 4th day of October, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 7287 October 11, 18, 25, 2012 November 1, 2012

Loan No. xxxxxx3755 T.S. No. 1307557-09 Parcel No. p-0450-006-006-a NOTICE OF TRUSTEE'S SALE On January 15, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The west half of lot 5 and all of lot 6, block 6, central addition to post falls, Kootenai county, state of idaho, according to the plat recorded in book "a" of plats, page 15. and that portion of vacated grant street which attaches by operation of law. except the west 12 feet of the north 58 of that portion of the east half of grant street (vacated) which lies and adjacent to lot 6, block 6, central addition, according to the plat recorded in book "a" of plats, page 15 kootenai county, idaho, which passed by operation of law. Commonly known as 704 E 11th St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer C Balaszi, Single Woman as Grantor, to Dean Hackemer, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. As Nominee For Access National Mortgage as Beneficiary, recorded November 04, 2005, as Instrument No. 1993480, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $131,297.68, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: September 13, 2012 Signature/By First American Title Insurance Company. R-418849 09/20/12, 09/27, 10/04, 10/11 Legal 7175 September 20, 27, 2012 October 4, 11, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-122247 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on January 18, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 3, BLOCK 4, FIELDSTONE AT PRAIRIE FALLS, SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGE 474, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1389 EAST STONEYBROOK LOOP , POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT HODGSON AND DEANA HODGSON, HUSBAND AND WIFE,, as Grantor, to STEWART TITLE OF BOISE, INC., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 3/24/2006, recorded 4/3/2006, under Instrument No. 2023088000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HSBC Bank USA, National Association, as Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-2. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/24/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2007 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of September 13, 2012 Delinquent Payments from March 01, 2007 14 payments at $2,240.04 each $31,360.56 2 payments at $2,240.03 each $4,480.06 4 payments at $2,373.08 each $9,492.32 6 payments at $2,387.36 each $14,324.16 12 payments at $2,373.22 each $28,478.64 18 payments at $2,394.37 each $43,098.66 6 payments at $2,393.31 each $14,359.86 1 payments at $2,394.42 each $2,3 94.42 4 payments at $2,762.56 each $11,050.24 (03-01-07 through 09-13-12) Late Charges: $6,274.63 Beneficiary Advances: $10,878.78 Suspense Credit: $-1,599.02 TOTAL: $174,593.31 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $278,166.82, together with interest thereon at 8.550% per annum from 2/1/2007 until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 9/13/2012. ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4302607 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 Legal 7181 September 20, 27, 2012 October 4, 11, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/22/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/14/2006 as Instrument Number 2025432000, and executed by RAYMOND J ZULESKI, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: UNIT A203, RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 304 N GREENSFERRY RD # A203, POST FALLS, ID 83854-9591 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $113,004.63, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/12/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0075813 FEI # 1006.167555 Legal 7187 September 27, 2012 October 4, 11, 18, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/22/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/26/2005 as Instrument No. 1983025, and executed by GREGORY D. KAYES, AN UNMARRIED PERSON, as Grantor(s), in favor of FIRSTBANK NORTHWEST, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: Those certain premises comprising of a portion of the project known as FAIRVIEW COURT CONDOMINIUM situate at Twin Lakes Village Plat in Kootenai County, Idaho, said project having been established as a condominium by Declaration and By-Laws recorded October 25, 1974 as Instrument No. 660349 in Book 77 of Miscellaneous at Page 646, records of Kootenai County, Idaho, under and pursuant to the provisions of the Condominium Property Act of the State of Idaho, the premises hereby conveyed being more particularly described as follows: FIRST: Unit No. 1 of said project as shown in the exhibits attached to the said declaration and filed therewith, excepting and reserving any portion of the common elements lying within said unit, and easements through said unit and appurtenant areas to the common elements and other units, all as set forth in said declaration. SECOND: An undivided 8.5278 percentage ownership interest appurtenant to the unit, which includes an undivided percentage ownership interest appurtenant to the garage appurtenant to said unit, in all common elements or said projects as described in said declaration including the buildings and land described below: Lot C-3, Block 1, TWIN LAKES VILLAGE PLAT, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 151, as Document No. 631042, records of Kootenai County, Idaho. All located in Kootenai County, State of Idaho; the existing Condominium buildings, Fairview Court, and the garage buildings located on said land. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 5276 WEST RACQUET ROAD UNIT 1, RATHDRUM, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $137,404.92, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/12/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0075796 FEI # 1006.167570 Legal 7188 September 27, 2012 October 4, 11, 18, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FSL-120661 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on January 18, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A portion of Tract 28 in Block 36 of Second Addition to Post Falls Irrigated Tracts, in Section 36, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Beginning at the center of said Section 36; thence North 44?49'17" West, 2837 feet to the Southeast corner of said Tract 28 and the True Point of Beginning for this description; thence North 89?38'30" West, along the South line of said Tract 28 a distance of 28831 feet; thence North 0?29'05" West, 324.02 feet; thence South 89?35'22" East, along a line parallel with the North line of said Tract 28 a distance of 291.00 feet to a point on the East line of said Tract 28; thence South along the East line of said Tract 28, a distance of 323.7 feet to the True Point of Beginning for this description. Less and except the East 5.00 feet for road purposes. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1627 NORTH CECIL ROAD, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD A. RAYMER AND DEBRA K. RAYMER, HUSBAND AND WIFE, as Grantor, to UNITED TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR THE LENDING CONNECTION, INC. ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 2/23/2007, recorded 3/1/2007, under Instrument No. 2085706000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2007-2. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/23/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of September 14, 2012 Delinquent Payments from May 01, 2011 3 payments at $1,964.88 each $5,894.64 11 payments at $1,971.12 each $21,682.32 3 payments at $2,014.38 each $6,043.14 (05-01-11 through 09-14-12) Late Charges: $1,380.93 Beneficiary Advances: $565.90 Suspense Credit: $0.00 TOTAL: $35,566.93 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $253,087.77, together with interest thereon at 6.950% per annum from 4/1/2011 to 8/1/2011, 6.950% per annum from 8/1/2011 to 6/1/2012, 6.950% per annum from 6/1/2012 to 7/1/2012, 6.950% per annum from 7/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 9/14/2012. ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4303161 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012 Legal 7190 September 20, 27, 2012 October 4, 11, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/25/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/20/2003 as Instrument Number 1844364, and executed by CRAIG L FIRKINS AND MISTY J FIRKINS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: A PART OF THE SOUTHEAST QUARTER OF SECTION 36, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 725 FEET NORTH AND 144.10 FEET EAST OF THE SOUTH QUARTER CORNER OF SECTION36; THENCE WEST, 142.3 FEET; THENCE NORTH, 100 FEET; THENCE EAST, 142.3 FEET, THENCE SOUTH, 100 FEET TO THE POINT OF THE BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5010 NORTH 4TH STREET, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $110,651.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/18/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0076652 FEI # 1006.168319 Legal 7205 October 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/25/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/22/2007 as Instrument Number 2117575000, and executed by KIMBERLY MAKSEN, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 13, BLOCK 4, HAWK'S NEST, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 418, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6565 N HARRIS HAWK LN, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $185,653.59, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/18/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0076667 FEI # 1006.168322 Legal 7206 October 4, 11, 18, 25, 2012