Legals October 5, 2012

Loan No. xxxxxx1318 T.S. No. 1346475-09 Parcel No. c-2295-007-009-a NOTICE OF TRUSTEE'S SALE On December 27, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 10, block, craik park, coeur d'alene, Kootenai county, idaho, according to the plat recorded in book "b" of plats, page 131, records of kootenai county, idaho. Commonly known as 1205 A Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dustin Sloan, An Unmarried Man as Grantor, to Poineer Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial Network, Inc., Its Successors and Assigns as Beneficiary, recorded August 04, 2006, as Instrument No. 2047946000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due august 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $168,152.94, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 27, 2012 Signature/By First American Title Insurance Company. R-417627 09/21/12, 09/28, 10/05, 10/12 Legal 7055 September 21, 28, 2012 October 5, 12, 2012

Loan No. xxxxxx9603 T.S. No. 1363940-09 Parcel No. c-2385-005-043-a NOTICE OF TRUSTEE'S SALE On January 10, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 43 and 44, block 5, davis park, according to the plat recorded in the office of the county recorder in book "c" of plats at page 74, records of Kootenai county, idaho. Commonly known as 3274 North 11th (aka 3274 North 11th Street) Coeur D Alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Craig Jennings and Cindy Jennings, Husband And Wife as Grantor, to National Title Net, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Flagship Financial Group, Llc, Its Successors and Assigns as Beneficiary, recorded August 31, 2009, as Instrument No. 2229922000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due july 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $197,955.04, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: September 10, 2012 Signature/By First American Title Insurance Company. R-418514 09/21/12, 09/28, 10/05, 10/12 Legal 7142 September 21, 28, 2012 October 5, 12, 2012

NOTICE OF TRUSTEE'S SALE On the 10th day of January, 2013, at the hour of 10:00 a.m. of this day (recognized local time), in the office of First American Title Company, 1866 North Lakewood Drive, Coeur d'Alene, Idaho 83814, in the County of Kootenai County, State of Idaho, TitleOne Corporation, an Idaho corporation, as successor trustee, will sell at public auction to the highest bidder, for cash or cashier's check (cash equivalent), in lawful money of the United States, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit: Lot 2, Block 5, Hayden Lake Country Club Estates P.U.D., according to the plat recorded in Book "I" of Plats at Page 374, 374A-374C, Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 9622 N. Country Club Dr., Hayden Lake, ID, 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jeffrey Enders and Kelly A. Enders, Husband and Wife, as Grantor(s), to TitleOne Corporation, an Idaho corporation, as successor trustee, and Mortgage Electronic Registration Systems, Inc., solely as nominee for Lender, as Beneficiary, recorded January 29, 2007, as Instrument No. 2080099000, and assigned to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHASI 20007-2, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement by assignment recorded August 2, 2012, as Instrument No. 2368958000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION (45-1506)(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments of $4,384.98, due per month for the month of August 1, 2010 and all subsequent monthly payments of principal, interest, late charges and any miscellaneous fees thereafter. The Principal balance is $665,043.80, the current interest rate is 6.5% per annum, as of November 15, 2010. All amounts are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 11, 2012 TITLE ONE CORPORATION Successor Trustee By: Amy Wilcoxson Its: Trust Officer Legal 7156 September 14, 21, 28, 2012 October 5, 2012

Loan No. xxxxxx6063 T.S. No. 1362898-09 Parcel No. c-8761-005-007-0 NOTICE OF TRUSTEE'S SALE On January 08, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 7 block 5, sunshine meadow fifth addition, according to the plat recorded in book "j" of plats at page 154, records of Kootenai county, idaho. Commonly known as 3069 W Wilbur Ave Coeur D'alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Vivian M Scott A Married Woman As Her Sole and Separate Property as Grantor, to Landamerican Transnation, as Trustee, for the benefit and security of Accubanc Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded October 20, 2005, as Instrument No. 1989552, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $146,582.58, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: September 07, 2012 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-418403 09/21/12, 09/28, 10/05, 10/12 Legal 7158 September 21, 28, 2012 October 5, 12, 2012

CITY OF DALTON GARDENS, KOOTENAI COUNTY NOTICE OF HEARING ON ASSESSMENT ROLL FOR LOCAL IMPROVEMENT DISTRICT NO. 1 NOTICE IS HEREBY GIVEN that on Thursday, October 18, at 6:00 p.m., the City Council of City of Dalton Gardens, Kootenai County, Idaho (the "Council") will conduct a hearing at Dalton Gardens City Hall, located at 6360 N. 4th Street, Dalton Gardens, Idaho, for the purpose of hearing and considering public comment on the assessment roll for Local Improvement District No. 1. The assessment roll and modifications and clarifications thereto are on file in the office of the Clerk of the City of Dalton Gardens, and are available for inspection by the public during regular office hours. At the hearing, the Council will hear and determine all objections to the regularity of the proceedings in making assessments, the correctness of assessments, and the amount levied on particular lots or parcels in relation to the benefits accruing thereon and in relation to the proper proportionate share of the total cost of the improvements. Each owner of property within Local Improvement District No. 1 is hereby further notified that in revising the assessment roll at or after the hearing, the Council may increase any assessment or assessments up to twenty percent (20%) of the original amount thereof without giving further notice and holding a new hearing. The owner or owners of any property assessed on the assessment roll, whether or not said owner is named on the assessment roll, may, on or before 5:00 p.m. on the date of said hearing, file with the Clerk, in writing, at the address below, objections to said assessment. Any objections not so filed, will be deemed waived. Mail to: City of Dalton Gardens 6360 N. 4th Street Dalton Gardens, ID 83815 Hand Deliver to: City of Dalton Gardens 6360 N. 4th Street Dalton Gardens, ID 83815 DATED this 6th day of September, 2012. CITY OF DALTON GARDENS By: /s/ City Clerk Legal 7176 October 3, 4, 5, 2012

File No.: 103846 / 4991110124-BO NSM No. 6765/Smith NOTICE OF TRUSTEE'S SALE On Tuesday, January 22, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 1, Block 3, Alan Park West, according to the plat in the office of the County Recorder in Book "G" of Plats at Page 461, records of Kootenai County, State of Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1070 North Dahlia Way, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Robert B. Smith a single person , as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of The Bank of New York Mellon f/k/a The Bank of New York , as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-FA10, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement as Successor Beneficiary, recorded October 26, 2005 as Instrument No. 1991136, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $199,500.00 together with interest thereon at the rate of 5.7500% per annum, as evidenced in Promissory Note dated October 20, 2005. \u2020Payments are in default for the months of November 2010 through and including August 2012 in the amount of $1,398.84 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of August 10, 2012 is $185,336.60 together with accrued and accruing interest thereon at the rate of 5.7500% per annum. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $185,336.60, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: September 17, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7183 September 28, 2012 October 5, 12, 19, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/22/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/18/2005 as Instrument No. 1996252, and executed by JEFFREY E SMITH AND RAE A SMITH, HUSBAND AND WIFE as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE WEST HALF OF LOT 9, BLOCK 4, OF ALPINE MEADOWS, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK E OF PLATS, PAGE 106, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2661 EAST GRAND TOUR DRIVE, HAYDEN, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $217,350.80, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/13/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 11-0063569 FEI # 1006.147559 Legal 7186 September 28, 2012 October 5, 12, 19, 2012

Dalton Gardens Irrigation District The Dalton Gardens Irrigation District Levy of Assessment for the year 2012 will change to a flat rate of $155.00 per Acre. Date of petition is Monday, October 8, 2012 at 6:00 PM. Meeting held at Dalton Gardens Irrigation District 6360 North 4th Street Dalton Gardens, Idaho 83815. Luella Franklin Secretary Treasure Dalton Gardens Irrigation District 208-772-5639 Legal 7226 September 28, 2012 October 5, 2012

SECTION 00020 NOTICE OF PRE-QUALIFICATION FOR PHASE 5C.1 INITIAL TERTIARY MEMBRANE FILTRATION (TMF) AND NITRIFICATION IMPROVEMENTS FOR THE CITY OF COEUR D'ALENE WASTEWATER TREATMENT PLANT Sealed pre-qualification questionnaires will be received from General Contractors by the City Clerk of the City of Coeur d'Alene, 710 E. Mullan Ave., Coeur d'Alene, Idaho 83814, at the office of the City Clerk of said City on or before the 23th day of October, 2012, until the hour of 2:00 o'clock p.m., local time, of said day for work at the Coeur d'Alene Wastewater Treatment Plant expected to consist of the following: All labor, equipment, and materials for the Phase 5C.1 Initial TMF and Nitrification Improvements project at the Wastewater Treatment Plant for the City of Coeur d'Alene, generally consisting of construction of a new tertiary membrane filtration equipment building; construction of new mixing, aeration and membrane tanks; installation of a new Owner-furnished submerged membrane operating system; construction of a new secondary effluent transfer pumping station; modifications to an existing secondary control building; modifications to an existing chemical systems center; performing all other associated yard piping, civil, structural, mechanical, plumbing, electrical and instrumentation work required for a completely operational system as specified within the forthcoming Project Manual; and paying all associated state and local taxes, complete. Notice is hereby given that the City of Coeur d'Alene determined that all bidders on the Phase 5C.1 Initial TMF and Nitrification Improvements at the Wastewater Treatment Plant to be undertaken by the City of Coeur d'Alene must be pre-qualified prior to submitting bids. It is mandatory that all General Contractors who intend to submit bids fully complete the pre-qualification questionnaire and be approved by the City of Coeur d'Alene to be on the Bidders list. No bids will be accepted from a Contractor that has failed to comply with these requirements. If two or more business entities wish to submit a bid on this project as a Joint Venture, or expect to submit a bid as part of a Joint Venture, each entity within the Joint Venture must be separately qualified to bid. The City of Coeur d'Alene Phase 5C.1 Initial TMF and Nitrification Improvements Project might be funded, in part, by the Clean Water State Revolving Fund (CWSRF). All Contractors pursuing prequalification shall be required to meet all of the requirements of the CWSRF. The City of Coeur d'Alene intends to award the Phase 5C.1 Initial TMF and Nitrification Improvements contract to the lowest, responsive, responsible bidder on or before March 6, 2013. If the successful Bidder is unable to execute the contract, at no fault of the City of Coeur d'Alene, the City reserves the right to reject the bid and award the contract to the next lowest, responsive, prequalified bidder. All information provided will be kept confidential to the extent permitted by law, although the contents may be disclosed to third parties for the purpose of verification, investigation of substantial allegations, and in the process of an appeal hearing. Prospective bidders interested in submitting a pre-qualification package must obtain pre-qualification instructions and forms from the City Clerk and must register with the City Clerk to receive any addenda that may be issued. The pre-qualification package consists of the following: o Section 00105: Instructions for Pre-qualification of Bidders o Section 00115: Pre-qualification Questionnaire for Phase 5C.1 Initial TMF and Nitrification Improvements o Available via secure, computerized project file transfer protocol (FTP) site after registering with the City Clerk: o Overall Project Site Plan o Preliminary (not for construction) 3D model of facilities to be constructed. No fee will be required for the pre-qualification package. The pre-qualification package may be examined at: - City of Coeur d'Alene, City Hall, 710 Mullan Avenue, Coeur d'Alene, ID 83814 - HDR Engineering, Inc., 610 West Hubbard Avenue, Suite 227, Coeur d'Alene, ID 83814 - HDR Engineering, Inc., 1715 South Reserve Street, Suite C, Missoula, MT 59801 - HDR Engineering, Inc., 412 East Parkcenter Boulevard, Suite 100, Boise, ID 83706 - McGraw-Hill Construction Plan Center, 200 SW Michigan Avenue, Suite 200A, Seattle, WA 98106 - McGraw-Hill Construction Plan Center, 8060 West Arapaho Court, Boise, ID 83714 - North Idaho AGC, 8884 North Government Way, Hayden, ID 83835 - Inland NW AGC, 4935 East Trent Avenue, Spokane, WA 99212 - Idaho AGC, 1649 West Shoreline Drive, Suite 100, Boise, Idaho 83702 - Montana AGC, 1717 11th Avenue, Helena, MT 59601 - Spokane Regional Plan Center, PO Box 2968 - 102 East Boone, Spokane, WA 99220 Questions regarding this "Notice of Pre-qualification" should be directed in writing or by e-mail to: Michael Zeltner, PE Project Manager HDR Engineering, Inc. 412 East Parkcenter Boulevard Suite 100 Boise, ID 83706-6659 E-mail: michael.zeltner@hdrinc.com Dated this 3rd day of October, 2012 Susan K. Weathers, City Clerk Legal 7274 October 5, 12, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran s Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/04/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/15/2005 as Instrument Number 1957297, and executed by BRIAN J ACKLEY, AND PAMELA L ACKLEY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 11 IN BLOCK 2 OF PRAIRIE FALLS 6TH ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK I OF PLATS AT PAGE(S) 164 AND 164A OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3300 N PING RD, POST FALLS, ID, 83854-6685 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $163,561.95, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/27/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0072536 FEI # 1006.166102 Legal 7082 September 14, 21, 28, 2012 October 5, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 5, 2012 File No.: 7037.92101 Sale date and time (local time): January 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 724 E Hastings Ave Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kimberly Anne Schafer-Davison, an unmarried woman, formerly known as Kimberly Anne Rude Original trustee: Chicago Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans Inc., its successors and assigns Recording date: 03/31/2009 Recorder's instrument number: 2203757000 County: Kootenai Sum owing on the obligation: as of September 5, 2012: $130,086.34 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The land referred to herein below is situated in the County of Kootenai, State of Idaho, and is described as follows: A portion of Block 6 of Reid's Addition to Coeur d'Alene, according to the official plat thereof, filed in Book "A" of Plats at Page 141, official records of Kootenai County, Idaho, and a strip East thereof described as follows: Commencing 54 feet North and 31 feet East of the Southeast corner of Block 6 in Reid's Addition to Coeur d'Alene; thence North, along the West line of 8th Street, 58 feet, more or less, to the South line of Hastings Avenue; thence West, along South line of Hastings Avenue, 132 feet; thence South, parallel with the East line of 7th Street, 58 feet, more or less, to a point, 132 feet West of the Place of Beginning; thence East, 132 feet to the Place of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.92101) 1002.226628-File No. Legal 7108 September 14, 21, 28, 2012 October 5, 2012

Loan No. xxxxxx5387 T.S. No. 1348001-09 Parcel No. h405014134ae NOTICE OF TRUSTEE'S SALE On January 08, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The west half of the east 297 feet of the south 165 feet of tract 134, hayden lake irrigated tracts, according to the plat recorded in the office of the county recorder in book "c" of amended plats at page 66, records of Kootenai county, state of idaho. less and except road right of way. Commonly known as 855 West Miles Avenue Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert Torres and Kimberly Torres, Husband And Wife as Grantor, to Landamerica, as Trustee, for the benefit and security of Panhandle State Bank as Beneficiary, recorded October 12, 2006, as Instrument No. 2060728000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $390,160.44, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: September 06, 2012 Signature/By First American Title Insurance Company. R-418294 09/21/12, 09/28, 10/05, 10/12 Legal 7120 September 21, 28, 2012 October 5, 12, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/14/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/15/2006 as Instrument Number 2072579000, and executed by KEN WHETZEL AND RANDIE WHETZEL, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 30, BLOCK 1, PINE TREE RANCH, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 183, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 23648 NORTH PONDEROSA STREET, ATHOL, ID, 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $143,207.06, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/06/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0074429 FEI # 1006.166732 Legal 7127 September 21, 28, 2012 October 5, 12, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/14/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/13/2008 as Instrument Number 2144708000, and executed by PAUL W UPTHEGROVE, AND PATRICIA B UPTHEGROVE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 14, BLOCK 9, STRAWBERRY FIELDS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK 'J' OF PLATS AT PAGES 344 THROUGH 344G, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8392 N BOYSENBERRY LOOP, HAYDEN, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $182,984.73, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/06/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0026358 FEI # 1006.166718 Legal 7128 September 21, 28, 2012 October 5, 12, 2012

Loan No. xxxxxx7894 T.S. No. 1348031-09 Parcel No. c94600010050 NOTICE OF TRUSTEE'S SALE On January 08, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 5, block 1, windermere addition, filed in book "g" of plats at page 228, Kootenai county records, state of idaho. Commonly known as 1331 & 1333 N 9th St Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jason D Strand An Unmarried Man as Grantor, to Pioneer Title Company Of Kootenai County, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded April 12, 2005, as Instrument No. 1941373, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due september 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $159,061.63, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: September 06, 2012 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-418334 09/21/12, 09/28, 10/05, 10/12 Legal 7129 September 21, 28, 2012 October 5, 12, 2012

Notice of Trustee's Sale TS No.: ID-09-304084-TD On 1/9/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A portion of Lots 8, 9, 10 and 11 and Vacated Alley in Block 27, of LAKESHORE ADDITION CDA, according to the plat thereof, recorded in Book B of Plats, Page 128, records of Kootenai County, Idaho, described as follows: Beginning at a point on the South Line of Block 27, a distance of 57.5 feet East of the Southwest Corner of Block 27; Thence North Parallel with the West Line of Block 27, a distance of 142.8 feet to a point on the North Line of the South Half of Lot 11; Thence East along the North Line of the South Half of Lot 11, a distance of 52.5 feet to a point on the East Line of Lot 11; Thence South along die East Line of Lot 11, a distance of 20 feet to the Southeast Comer thereof; Thence East along the extended South Line of Lot 11, a distance of 7.5 feet to the Center of a fifteen foot Alley through Block 27; Thence South along the Center Line of the Vacated portion of said Alley 122.8 feet to a point on the South Line of Block 27; Thence West along the South Line of Block 27, a distance of 60.0 feet to the Point of Beginning.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1103 E LAKESHORE DR , COEUR D ALENE , ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JACK CHARLES ROSEMARY , AN UNMARRIED MAN as Grantor/Trustor, in which JPMorgan Chase Bank, National Association, is named as Beneficiary and STEWART TITLE as Trustee and recorded 12/18/2006 as Instrument No. 2072946000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/7/2006. The monthly installments of principal, interest, and impounds (if applicable) of $2,477.19, due per month for the months of 1/1/2009 through 3/17/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $636,807.81 together with interest thereon at the current rate of 4.7330 per cent (%) per annum from 3/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 9/7/12 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assisant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.A-4299339 09/21/2012, 09/28/2012, 10/05/2012, 10/12/2012 Legal 7136 September 21, 28, 2012 October 5, 12, 2012

Notice of Trustee's Sale TS No.: ID-10-409263-NH On 1/9/2013, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A PARCEL OF LAND SITUATED IN THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER AND IN GOVERNMENT LOT 2, SECTION 34, TOWNSHIP 54 NORTH, RANGE 2 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHICH IS THE INTERSECTION OF THE WEST LINE OF FEELEY TRACTS AS RECORDED IN BOOK D OF PLATS, PAGE 6, AND THE SOUTHERLY LINE OF CAPE HORN ROAD, AS CONSTRUCTED; THENCE NORTH 87 DEGREES 00'40" WEST, 114.42 FEET ALONG THE SOUTHERLY LINE OF SAID ROAD TO AN ANGLE POINT; THENCE NORTH 664 DEGREES 4'18" WEST, 15.58 FEET TO A POINT; THENCE SOUTH 00 DEGREES 48'40" WEST, A DISTANCE OF 261.18 FEET TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE NORTH 60 DEGREES 28' 41" WEST 115.62 FEET; THENCE SOUTH 14 DEGREES 50'25" WEST 249.22 FEET; THENCE SOUTH 60 DEGREES 28'41" EAST 25.92 FEET; THENCE NORTH 25 DEGREES 11'00" EAST 15.00 FEET; THENCE SOUTH 60 DEGREES 00'00" EAST 123.00 FEET; THENCE NORTH 08 DEGREES 13'00" EAST 198.00 FEET; THENCE NORTH 00 DEGREES 48'40" EAST 48.67 FEET, TO THE TRUE POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 16955 E HUMBOLT AVENUE , BAY VIEW, ID 83803 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SANDRA A. MAY , A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which WASHINGTON MUTUAL BANK A FEDERAL ASSOCIATION, is named as Beneficiary and ALLIANCE TITLE and ESCROW CORP as Trustee and recorded 2/7/2008 as Instrument No. 2143665000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/31/2008. The monthly installments of principal, interest, and impounds (if applicable) of $2,095.39, due per month for the months of 7/1/2010 through 12/11/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $352,756.86 together with interest thereon at the current rate of 5.6250 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 9/7/12 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Tricia Moreno, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. A-4299338 09/21/2012, 09/28/2012, 10/05/2012, 10/12/2012 Legal 7138 September 21, 28, 212 October 5, 12, 2012