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Legals November 5, 2012

| November 4, 2012 11:00 PM

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/04/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/07/2008 as Instrument Number 2153047000, and executed by ELIZABETH A BEECHLER, AN UNMARRIED PERSON, as Grantor(s), in favor of MOUNTAIN WEST BANK, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: UNIT A208, RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK ""J"" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 304 N GREENSFERRY RD A208, POST FALLS, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $132,042.34, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/26/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0063069 FEI # 1006.168976 Legal 7267 October 15, 22, 29, 2012 November 5, 2012

LEGAL NOTICE TO CREDITORS KOOTENAI CASE NO. CV-12-7224 Legal Notice to Creditors Case No. CV 12-7224 made pursuant to I.C. \u00DF 15-3-801, in the DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI. In the Matter of the Estate of DESIREE D. DICKSON, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named Decedent. All persons having claims against the above named Decedent or the Estate must present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated below. Dated this 20th day of October, 2012, MARYSSA HAYNES, c/o ROBINSON LAW-PLLC, 1910 Northwest Blvd. Ste 200, Coeur d'Alene, ID 83814. Tel: 208-664-1139; Fax: 208-664-1171, Attorney for Personal Representative. Legal 7352 October 22, 29, 2012 November 5, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 19, 2012 File No.: 7345.26096 Sale date and time (local time): February 19, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 511 W 22nd Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sarah Buck, a single person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loan Corporation Recording date: 05/24/2007 Recorder's instrument number: 2101383000 County: Kootenai Sum owing on the obligation: as of October 19, 2012: $191,110.97 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 3, Prairie Ridge, according to the plat recorded in the office of the County Recorder in Book "G" of Plats at Page 129, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.26096) 1002.231263-File No. Legal 7371 October 29, 2012 November 5, 12, 19, 2012

Idaho Housing and Finance Association Seeks Public Comment regarding a Substantial Amendment to the 2012 HOME Administrative Plan A 30-day Comment Period and Public Hearing has been scheduled for a substantial change to the 2012 HOME Administrative Plan. Beginning October 25th through November 23rd, the proposed language is available at http://www.idahohousing.com/ihfa/grant-programs/home-program.aspx Submit comments/questions regarding the proposed change to HOMEAdminPlan@IHFA.Org; or IHFA Grants Department- P. O. Box 7899, Boise, ID 83707-1899; or 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400. The Public Hearing is scheduled November 8th @10:00 a.m. - 1st Floor Conference Room, Park Plaza Building, 565 West Myrtle, Boise, Idaho. Oral and written comments will be accepted at this time. Oral comments submitted by telephone must also be submitted in writing. The Public Hearing is accessible to persons with physical disabilities. IHFA will consider all requests for reasonable accommodation. Requests must be made at least three (3) business days prior to the hearing. Individuals requiring assistance for language interpretation, reasonable accommodation of physical, visual, and/or hearing impairment(s), or an alternate format, should make the request to IHFA at 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400. The HOME Investment Partnerships Program is a federally-funded program designed to help develop and support safe, decent, affordable multi-family rental housing and single-family homeownership projects for low and very low-income households in Idaho. IHFA is the designated Administrator for this statewide program. Legal 7374 October 24, 2012 November 5, 2012

NOTICE OF HEARING Case No. CV 12-6002 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOENTAI In the matter of Moses Mountain Dog Mertz Wohali, Petitioner/Applicant A petition for establishment of delayed birth certificate and request for name chagne of Moses Mountain Dog Mertz, now residing in the City of Athol, State of Idaho, had been filed in the District COurt in Kootenai County, Idaho. The name will change to Moses Mountain Dog Mertz Wohali. The reason for the change in name is: Petitioner's father gave his children the Native American surname "Wohali." Petitioner's last or surname since childhood has consistently been "Wohali" and is the name that Petitioner uses for both official and unofficial purposes. A hearing on the petition is scheduled for 9:30 a.m. on Monday, December 10, 2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. DATED this 23rd day of October, 2012. By: /s/ Marc A. Lyons Legal 7396 October 29, 2012 November 5, 12, 19, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 25, 2012 File No.: 7021.10208 Sale date and time (local time): February 25, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14349 E Twete Rd Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven R. Cripe, and Monnie M. Cripe, husband and wife Original trustee: Fidelity National Title Insurance Co Original beneficiary: Bank of America, N.A. Recording date: 01/04/2010 Recorder's instrument number: 2247930000 County: Kootenai Sum owing on the obligation: as of October 25, 2012: $288,998.67 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of the South half of Section 17, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, Idaho, and further described as follows: The West half of the following described property: Beginning at the East quarter corner of said Section 17; thence South 0 degrees 40' 21" East, along the East line of said Section 17, a distance of 1330.45 feet to a point on the centerline of Twete Road; thence along said centerline North 89 degrees 49' 45" West, a distance of 656.21 feet to a point; thence leaving said centerline North 0 degrees 35' 05" West, a distance of 1329.21 feet to a point on the East-West centerline of said Section 17; thence along said centerline South 89 degrees 56' 07" East, a distance of 654.16 feet to the Point of Beginning. The Southerly 30.00 feet of the above described parcel is dedicated to the public for county road right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10208) 1002.231845-File No. Legal 7429 November 5, 12, 19, 26, 2012

Seasonal Road Closure The Idaho Department of Lands plans to close the following road location: Scenic Lodge Road located in Section 27, Township 52 North, and Range 5 West; on November 13, 2012. This closure will remain in effect until spring of next year. The purpose of the closure is to reduce road surface erosion and sedimentation to streams during wet periods. Written comments can be mailed to the address below, comments received before November 9, 2012 will be accepted and reviewed. Idaho Department of Lands 3258 W. Industrial Loop Coeur d' Alene, ID 83815 Legal 7437 November 5, 6, 7, 8, 9, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 26, 2012 File No.: 7023.90805 Sale date and time (local time): February 25, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1319 Skyline Dr E Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dave E. Thomas, a married person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/11/2008 Recorder's instrument number: 2148480000 County: Kootenai Sum owing on the obligation: as of October 26, 2012: $490,738.79 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land in the Southwest Quarter of Section 7, Township 50 North, Range 3 West, Boise Meridian Kootenai County, State of Idaho, more particularly described as follows: Beginning at the Southeast corner of Lot 1, Block 1, Cherry Heights Fourth Addition, Kootenai County, State of Idaho, according to the plat recorded in Book E of Plats at Page 74; thence North 00 degrees 26' 00" East, 75.00 feet to the Northeast corner of said Lot 1; thence Proceeding along the Southeast right of way line of Skyline Drive South 57 degrees 30' 00" East, 9.34 feet; thence North 71 degrees 11' 45" East, 79.34 feet; thence North 46 degrees 39' 30" East, 82.52 feet; thence leaving said right of way South 11 degrees 40' 00" East, 153.57 feet to the Northwest corner of Tax No. 6470; thence Westerly along the North lines of Tax No. 7427 and 5823, a distance of 175 feet, more or less, to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90805) 1002.209022-File No. Legal 7438 November 5, 12, 19, 26, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 29, 2012 File No.: 7043.22704 Sale date and time (local time): February 26, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1005 Norlyn Court Coeur D Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven J. McLeish, an unmarried man Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loan Corporation Recording date: 05/23/2005 Recorder's instrument number: 1951737 County: Kootenai Sum owing on the obligation: as of October 29, 2012: $111,880.24 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Norlyn Addition, according to the plat recorded in Book "E" of Plats at Page 148, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7043.22704) 1002.232128-File No. Legal 7439 November 5, 12, 19, 26, 2012

PROBATE CASE NO. 12 5998 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF DARRELL HAWKINS, Deceased. NOTICE IS HEREBY GIVEN that MARJORIE LUTZKE has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to FLAMMIA & SOLOMON, P.C., attorney for Marjorie Lutzke, P.O. Box 1117, Coeur d' Alene, Idaho 83816-1117, or filed with the Court. DATED this 30th day of October, 2012. FLAMMIA & SOLOMON, P.C. Attorney's for Personal Representative /s/ By: Ann Solomon Legal 7446 November 5, 12, 19, 2012

NOTICE OF TRUSTEE'S SALE On March 5, 2013, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company, 610 South Kimball Avenue, Caldwell, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Canyon, State of Idaho, and described as follows to wit: Lot 5, Block 1, Manchester Park Unit No. 5, according to the plat thereof, filed in Book 27 of Plats at page(s) 14, and amended by Affidavit recorded September 13, 1999 as Instrument No. 9936784, records of Canyon County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 710 Bradford Ct., Caldwell, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Pedro E. Leon-Pacheco, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., as nominee for Guild Mortgage Company, a California Corporation as the Beneficiary, under the Deed of Trust recorded September 2, 2009, as Instrument No. 2009045334, in the records of Canyon County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Guild Mortgage Company, recorded October 29, 2012, as Instrument No. 2012048114, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $668.37 for the months of July 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $75,495.58 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.5% from June 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 31st day of October, 2012. /s/ Tammie Harris, Trust Officer for Just Law, Inc. Legal 7447 November 5, 12, 19, 26, 2012

Loan No. xxxxxx0524 T.S. No. 1364458-40 Parcel No. p-0900-009-006-a NOTICE OF TRUSTEE'S SALE On January 31, 2013, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 6, except the east 40 feet, block 9, comptons addition to post falls, Kootenai county, idaho, according to the plat recorded in book "f" of deeds, page 110. together with that portion of catherine st. vacated by ordinance no. 785, recorded october 28, 1994 as instrument no. 1375775 which attached per operation of law. Commonly known as 123 W 14 Ave Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dean W. Inmon, A Married Man As His Sole and Separate Property as Grantor, to Pioneer Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Mortgageit, Inc., Its Successors and Assigns as Beneficiary, recorded December 15, 2006, as Instrument No. 2072717000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due march 1, 2012 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $187,788.52, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: September 28, 2012 Signature/By First American Title Insurance Company. R-419708 10/22/12, 10/29, 11/05, 11/12 Legal 7268 October 22, 29, 2012 November 5, 12, 2012

PROBATE CASE NO. CV 12-7631 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF THOMAS JOSEPH KERST, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 29th day of October, 2012. ALICIA C. REID 4604 N. Dick Road Spokane, WA 99212 Telephone: (509) 981-4933 Legal 7448 November 5, 12, 19, 2012

NOTICE OF PUBLIC HEARING \u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020NOTICE IS HEREBY GIVEN that the Kootenai County Board of Commissioners will conduct a public hearing at or after the hour of 6:00 p.m. on November 26, 2012 in the Kootenai County Administration Building, Room 1 A/B, 451 Government Way, Coeur d'Alene, Idaho to hear the following:\u2020 Case No. ORA12-0001, Repealing Impact Fee Table and Suspending Collection of Impact Fees, AN ORDINANCE OF KOOTENAI COUNTY, IDAHO, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, RELATING TO DEVELOPMENT IMPACT FEES; REPEALING THE PREVIOUSLY ENACTED TABLE FOR SHERIFF'S DEPARTMENT IMPACT FEES, JAIL IMPACT FEES, EMERGENCY MEDICAL SERVICE (EMS) SYSTEM IMPACT FEES, PARKS AND WATERWAYS IMPACT FEES, HIGHWAY IMPACT FEES, AND FIRE IMPACT FEES; SUSPENDING COLLECTION OF IMPACT FEES UNTIL A FEE TABLE IS ADOPTED VIA SUBSEQUENTLY ENACTED ORDINANCE OR RESOLUTION OF THE KOOTENAI COUNTY BOARD OF COMMISSIONERS; PROVIDING THAT PREVIOUSLY COLLECTED IMPACT FEES MAY BE EXPENDED AS ALLOWED BY LAW; PROVIDING FOR SEVERABILITY; PROVIDING THAT ADOPTION OF THIS ORDINANCE SHALL HAVE NO EFFECT ON PROSECUTIONS MADE UNDER ANY PREVIOUSLY EFFECTIVE ORDINANCE; AND ESTABLISHING AN EFFECTIVE DATE.\u2020 All written comments must be submitted by 4:00 PM, November 23, 2012.\u2020 If you require special accommodations, please contact Kootenai County Community Development seven (7) days prior to the public hearing.\u2020 Further information may be obtained from Kootenai County Community Development located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070.\u2020 November 5, 20, 2012

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 1, 2013, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: The North 250 feet of the West 260 feet of the East 750 feet of the Northwest Quarter of the Northwest Quarter of Section 27, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. LESS AND EXCEPT any portion lying within road right of way. Commonly known as: 12550 West Prairie Avenue, Post Falls, ID 83854 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $330,000.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: May 29, 2007 Grantor: Don W. Gibbs, II and Danette Gibbs, husband and wife Trustee: Brad L. Williams, Attorney at Law, c/o UPF, Incorporated Beneficiary: AmericanWest Bank Recorded: May 31, 2007 Instrument No.: 2102531000 Loan No.: 1900010215 Said Deed of Trust modified by Instrument Recorded: October 6, 2008 Instrument No.: 2180582000 Said Deed of Trust modified by Instrument Recorded: September 14, 2009 Instrument No.: 2231724000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payments when due for the months of May, June, July, August, and September, 2012, and any payments thereafter accruing. As of October 25, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $332,556.26 plus accrued interest and late charges in the amount of $30,829.94. Additional interest accrues at the rate of 6.500% per annum or $59.2223 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 30th day of October, 2012. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 7452 November 5, 12, 19, 26, 2012

NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, ARTHUR G. TURNER AKA ART TURNER MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. AS OF THE DATE OF THIS NOTICE/LETTER. THE BALANCE TO PAY OFF THE DEED OF TRUST IS $224,765.57. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW. NOTICE OF TRUSTEE'S SALE On 12/19/2012 at the hour of 10:00 am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d' Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit: Lot 10, Block 2, Maple Street Estates, according to the plat recorded in the office of the County Recorder in Book "F" of Plats at Page 306, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 702 E. Maple Pl., Hayden, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Arthur G. Turner also shown of record as Arther G. Turner, unmarried, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank, National Association N.D., recorded October 26, 2007, as Instrument No. 2128799000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 8/6/2011 through 8/6/2012; and all subsequent payments until the date of sale or reinstatement. These payments include interest at an adjustable rate. The current rate is 4.990%. Total: $11,500.14 Late Charges $100.00 Lender's Other Fees $638.00 TOTAL DEFAULT $12,238.14 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $212,125.00, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: August 17, 2012 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 Legal 7271 October 15, 22, 29, 2012 November 5, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 2, 2012 File No.: 7069.25550 Sale date and time (local time): February 04, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 15998 N. Songbird Lane Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Randall Frei, an unmarried person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Popular Financial Services, LLC Recording date: February 28, 2003 Recorder's instrument number: 1784327 County: Kootenai Sum owing on the obligation: as of October 2, 2012: $229,083.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Northwest Quarter of the Southeast Quarter of Section 27, Township 52 North, Range 5 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.25550) 1002.229649-File No. Legal 7288 October 15, 22, 29, 2012 November 5, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 1, 2012 File No.: 7023.98838 Sale date and time (local time): January 29, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3033 N Country Lane Coeur d'Alene, ID 83814-2022 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David R. Rousher and Marilyn L. Rousher, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/07/2008 Recorder's instrument number: 2148182000 County: Kootenai Sum owing on the obligation: as of October 1, 2012: $434,020.66 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land located in the Northwest Quarter of Section 9, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Commencing at the Northwest corner of Section 9, Township 50 North, Range 3 West, Boise Meridian, form which the West Quarter corner of Section 9, Township 50 North, Range 3 West, Boise Meridian, bears South 00 degrees 28' 33" East, as shown on the Record of Survey, recorded in Book 6, Page 80 records of Kootenai County, Idaho; thence North 89 degrees 43' 53" East along the North line of said Section 9, a distance of 633.26 feet to the Point of Beginning; thence continuing North 89 degrees 43' 53" East along the North line of said Section 9, a distance of 258.32 feet to the Northwest corner of the property referenced by as Tax Number 8610 as described in Book 260 of Deeds at Page 54; thence South 00 degrees 31' 25" East, a distance of 868.11 feet; thence North 79 degrees 20' 39" West, a distance of 263.31 feet; thence North 00 degrees 31' 25" West, a distance of 818.21 feet to the North line of said Section 9, being the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.98838) 1002.214065-File No. Legal 7289 October 15, 22, 29, 2012 November 5, 2012

CASE NO. CV12-2339 NOTICE TO CREDITORS (I.C. 15-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF GAYLE MARIE BELL Deceased. NOTICE IS HEREBY GIVEN that Gloria Gayle Bell Verhey has been appointed personal representative of the above-named decedent. All persons having claims against the decedent of the estate is required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 9th day of October, 2012. Tyler S. Wirick, Attorney for Personal Representative Law Offices of Tyler S. Wirick, PLLC 250 Northwest Blvd., STE 107A Coeur d' Alene, Idaho 83814 Phone: (208) 292-4200 Legal 7307 October 15, 22, 29, 2012 November 5, 2012

CASE NO. CV12-7093 NOTICE ON HEARING ON PETITION FOR ADJUDICATION OF INTESTACY AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION In the Matter of the Estate of: ANNIE M. FISHER aka ANNIE MADELINE FISHER, Deceased. NOTICE IS HEREBY GIVEN That United States of America, acting through the United States Department of Agriculture, Rural Development has filed herein a Petition for Adjudication of Intestacy and Formal Appointment of Personal Representative , a copy of which is on file with the above entitled Court in the above captioned estate pursuant to the statutes of the State of Idaho application thereto. A hearing has been set upon said Petition on the 13th day of November, 2012 at 8:45 o' clock a.m., at the courtroom of the above entitled Court in Coeur d' Alene, County of Kootenai, State of Idaho. Dated this 10th day of October, 2012. FOUSER LAW OFFICES, P.A., /s/ SCOTT E. FOUSER Attorney for Petitioner Legal 7345 October 22, 29, 2012 November 5, 2012

Probate Case No. CV2012-3597 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION IN THE MATTER OF THE ESTATE OF VINCENT A. ROSSI, Deceased. NOTICE IS HEREBY GIVEN that PHYLLIS L. ROSSI has been appointed Personal Representative of the above-referenced estate. All persons having claims against the decedent or the estate are required to present claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. CLAIMS MUST be both presented in writing to PHYLISS L. ROSSI, Personal Representative of the Estate of VINCENT A. ROSSI, Deceased, at the office of the English Law Firm, P.O. Box 2875, Hayden, ID 83835 and filed with the Clerk of the Court. DATED this 10th day of October, 2012. James M. English English Law Firm P.O. Box 2875 Hayden, ID 83835 Legal 7346 October 22, 29, 2012 November 5, 2012

CASE NO. CV12-4360 ORDER FOR SERVICE OF SUMMONS BY PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CREDIT ACCEPTANCE CORPORATION Plaintiff vs. CARL LOWRY and JULIE LATTIMORE Defendant(s). It appearing to the Clerk of the above-entitled Court that the Complaint of Plaintiff now on file herein states a good cause of action against the Defendant; and It further appearing to the Court that said Defendant moved from the last known address which is 1280 E. Deerhaven, Coeur d' Alene, Id 83815; and It further appearing that the Defendant(s) is a necessary and proper party for the conduct of this action, and without service of Summons upon him/her the Court is without jurisdiction to adjudicate the matters placed in issues by Plaintiff's Complaint. NOW THEREFORE, IT IS HEREBY ORDERED that service of Summons be made upon the Defendant by publication thereof. It is FURTHER ORDERED that this summons be served by publication it shall be in a newspaper published in Kootenai County, Idaho, and it is FURTHER ORDERED that said Summons and Complaint be mailed to the Defendants at 1280 E. Deerhaven, Coeur d' Alene, Id 83815, his/her last known address. DATED this 3rd day of October, 2012. James D. Stow JUDGE Legal 7347 October 22, 29, 2012 November 5, 2012