Legals November 2, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/11/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/04/2007 as Instrument Number 2092237000, and executed by MARK A WATSON AND NOLA A WATSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 33, TOWNSHIP 52 NORTH, RANGE 4 WEST OF THE BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 4070 W HWY 53, RATHDRUM, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $319,703.36, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/03/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 12-0014290 FEI # 1006.154938 Legal 7298 October 19, 26, 2012 November 2, 9, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/25/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/09/2005 as Instrument Number 2000512, and executed by WILLIAM HAINES, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 10, BLOCK 2, PRAIRIE MEADOWS THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK 'J' OF PLATS AT PAGE 144, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 3301 N RADIANT STAR ROAD, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.990% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $296,701.96, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/16/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 11-0050050 FEI # 1006.138636 Legal 7378 November 2, 9, 16, 23, 2012

Advertisement for Request for Proposals The Idaho Transportation Department, Consultant Administration Unit, is soliciting proposals for contract administration, inspection and testing services for Project No. A009(769), SH3 St. Maries Rv Br, Nr Mashburn, Key No. 09769, and Project No. A012(303), SH41/53 BNSF Railroad Bridge, Key No. 12303. Proposals are due on November 15, 2012, no later than 4:00 pm MST. The solicitation is available for viewing and printing on the following web site: http://www.itd.idaho.gov/design/cau/opensolicitation.htm . Legal 7383 October 26, 2012 November 2, 2012

On December 31, 2012, at the hour of 10:00 o'clock A.M., of said day at North Idaho Title, main lobby, 601 E. Front Ave., Suite 204, Coeur d'Alene, Idaho, Edward H. Turner, a member of the Idaho State Bar, as successor trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: A portion of Tracts 9 and 10, Plat 2, Greenacres Irrigation District, according to the Plat recorded in Book "B" of Plats, Page 51, Tax No.'s 759 6 and 642. (please call Trustee for a more complete legal description of both parcels). Parcel No.'s: 0290010010AA and 0290010009AA The Successor Trustee has knowledge of a more particular description of the above-referenced real property, and for purposes of compliance with Idaho Code Section 60-113, the Successor Trustee has been informed that the address of 19897 W. Highway 53, Rathdrum, Idaho 83858, is sometimes associated with said real property. For more information regarding the location of said real property, please contact Edward H. Turner at (509) 326-4800. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Christopher Havniear, a single man, as Grantor, to North Idaho Title Company, as Trustee, and Ervin C. Bloom Trust, as Beneficiary, dated September 25, 2007, recorded October 04, 2007, as Instrument No. 2125204000, records of Kootenai County, Idaho, the Beneficial interest in which was assigned to William H. Bloom and Katherine C. Bloom, husband and wife, by Assignment recorded December 14, 2009, as Instrument No. 2245192000. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the foreclosure is to be made is the failure to pay when due, under the Deed of Trust and Note dated September 25, 2007, the monthly payments for principal and interest of $660.39 per month for the month of September, 2011, and all subsequent payments until the date of sale or reinstatement, with a monthly late charge of $33.02. Uncollected late charges are $396.24, and the principal balance owing as of this date on the obligation secured by said Deed of Trust is $86,711.77, plus accruing interest at 8.00% per annum from August 15, 2011. All delinquent payments are now due, plus accumulated late charges, unpaid and accruing real property taxes in the approximate sum of $3,878.46, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The amount necessary to bring the loan current through August 24, 2012, would be principal and interest payments of $93,838.77, along with all costs and fees associated with this foreclosure. The beneficiary elects to sell or cause the trust property to be sold to satisfy this obligation. DATED this 23rd day of October, 2012 Edward H. Turner, Successor Trustee 720 W. Boone, Suite 200 Spokane, WA 99201 (509) 326-4800 Legal 7391 October 26, 2012 November 2, 9, 16, 2012

NOTICE OF INVITING BIDS MEDIMONT STREAMBANK STABILIZATION PROJECT BID PROPOSAL Sealed bids Proposals for a streambank stabilization project on the lower Coeur d' Alene River near Medimont will be received by the Kootenai-Shoshone Soil & Water Conservation District, 7830 Meadowlark Way, Suite C-1, Coeur d' Alene, ID 83815, until 4:00 p.m. local time, Tuesday, November 13, 2012. A Public bid opening will be held in accordance with Idaho Code 67-2805 at the Kootenai-Shoshone Soil & Water Conservation District/NRCS Conference Room, 7830 Meadowlark Way, Suite C-1, Coeur d' Alene, ID 83815 at approximately 9:00 a.m. local time, Wednesday, November 14, 2012 The Kootenai-Shoshone Soil & Water Conservation District (KSSWCD) is requesting bids for a streambank stabilization project on the lower Coeur d' Alene River at Medimont on Idaho Department of Fish & Game (IDFG)lands. The project involves armoring 4000 feet of riverbank directly across from the Medimont boat launch. Project includes providing and placing of armor rock and planting estimated 800 willow bundles. Estimated total rock volume includes 2,800 cubic yards of 8 inch -minus rock and 1,600 cubic yards of 1 1/2 inch - minus sand/gravel filter underlayment. Rock armor must be placed from a barge, as there is no road access to the job site. Contract documents may be examined and a copy obtained at the Kootenai-Shoshone Soil & Water Conservation District, 7830 Meadowlark Way, Suite C-1, Coeur d' Alene, ID 83815. Call Bob Flagor, District Administrator at 208-762-4939 x101 with questions. Bidders must have an Idaho Public Works Contractor's License. Legal 7393 October 26, 2012 November 2, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 19th day of February, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: That portion of the East half of Tract 101, AVONDALE, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, page 132, described as follows: BEGINNING at a point on the North line of Tract 101 being 114 feet 9 inches West of the Northeast corner of said Tract 101; thence West along said North line to the Northwest corner of the East half of Tract 101; thence South 204 feet along the West line of the East half of Tract 101; thence East parallel with the North line of Tract 101 to a point due South of the POINT OF BEGINNING; thence North to the POINT OF BEGINNING. EXCEPT the West 102 feet thereof. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 548 E. Orchard Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by FAITH V. FREAS, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded October 12, 2001, as Instrument No. 1700145, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 3, 2011, as Instrument No. 2315727000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 12, 2001, in the amount of $599.00 each, for the months of May through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.97% per annum from April 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $60,217.24, plus accrued interest at the rate of 5.97% per annum from April 1, 2012. DATED This 19th day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7417 November 2, 9, 16, 23, 2012

CASE NO. CV12-7727 SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI TIMOTHY J. DAVIS, Plaintiff, vs. T.L. QUARLES, and all heirs, devisees, and assigns of T.L. QUARLES, Defendants. TO: T.L. QUARLES, his heirs, devisees, and assigns You have been sued by Timothy J. Davis, Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV12-7727 The nature of the claim against you is an action to quiet title in real property described as Lot 7, Block 6 of Excelsior Beach Addition in Kootenai County, Idaho. Any time after 20 days following the last publication of this Summons, the Court may enter judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d' Alene, Idaho 83814, 208-446-1160, and serve a copy of your response on Plaintiffs' attorney at 1424 Sherman Avenue, Suite 100, Coeur d' Alene, Idaho 83814 (208-666-2518). A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 22nd day of October, 2012. Clifford T. Hayes Clerk of Court /s/ By: Sherry Huffman, Deputy Clerk Legal 7432 November 2, 9, 16, 2012

CASE NO. CV12-6609 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of ESTELLA M. JORDAN, Deceased. NOTICE IS HEREBY GIVEN THAT: Daniel L. Jordan has been appointed personal representative of the above-named estate. All persons having claims against the Deceased, Estella M. Jordan, are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to Daniel L. Jordan, c/o William Appleton, 1424 Sherman Avenue, Suite 100, Coeur d' Alene, Idaho 83814 or filed with the court. DATED this 29th day of October 2012 /s/ WILLIAM APPLETON Attorney for Daniel L. Jordan Legal 7433 November 2, 9, 16, 2012

NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on February 27, 2013, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Parcel I: Lot 1, Block 1, Vista Grande Estates Addition, according to the short plat recorded in Book "I" of Plats at Page 188, records of Kootenai County, Idaho. \u2020 Parcel III: An undivided 1/8 interest in and to: A portion of the Southwest quarter of Section 4, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Commencing at the West quarter of said Section 4; thence North 89801'05" East, 1548.40 feet along the North line of the Southwest quarter of said Section 4 to an iron rod, 5/8" diameter, with a Plastic cap marked PE/PLS 3451 at the normal storage level of Lake Coeur d'Alene, the Point of Beginning; thence Continuing North 89801'05" East, 92.25 feet along said North line to a 1/2" diameter iron rod, with a plastic cap marked PLS 4564; thence Continuing North 89801'05" East 237.56 feet along said line to the Easterly Right of Way line of the existing public road, Eddyville Road; thence South 16810'33" East, 103.54 feet along said Right of Way line; thence Leaving the Right of Way line South 88857'35" West, 237.81 feet to an iron rod, 1/2" diameter, with a plastic cap marked PLS 4564; thence Continuing South 88857'35" West, 85.00 feet to the normal storage level of Lake Coeur d'Alene; thence Along the shore at the normal level as follows: North 15809'49" West, 62.77 feet; thence North 26826'40" West, 43.64 feet to the Point of Beginning; thence including appurtenant shorelands and riparian rights; except the Right of Way of the Existing Public Road, Eddyville Road. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, there is no street address, Parcel Nos. 084500010010, 49N03W045400 are associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Kenneth D. Gimbel, an unmarried man, as Grantor(s), North Idaho Title Company, as Trustee, for the benefit and security of, Paul James Finney and Susan Marie Finney, as Trustees of the Paul and Susan Finney Revocable Inter Vivos Trust, and Jack Finney and Darla Finney, husband and wife, as Beneficiary; said Deed of Trust was recorded September 12, 2003 as Kootenai County Recorder's Instrument No. 1828420 and re-recorded October 24, 2003 as Instrument No. 1838201. Beneficial interest subsequently assigned to and now held of record by Panhandle State Bank, an Idaho corporation by Assignment of Note and Deed of Trust recorded January 3, 2012 as Instrument No. 2340798000. The default for which this sale is to be made is as follows: 1) Failure to make the monthly installment of principle and interest of $438.87 due for the 12th day of August, 2012 and a like sum of $438.87 due for the 12th day of each and every month thereafter. \u2020 The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of October 17, 2012 there is due and owing on the loan an unpaid principal balance of $37,716.57, accrued interest in the amount of $672.70 for a total amount due of $38,389.27. Interest continues to accrue on the Note at the rate of 7% per annum with a per diem rate of $7.23 after October 17, 2012. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED October 29, 2012 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE /s/ Dalia Martinez, Trust Officer Legal 7436 November 2, 9, 16, 23, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2012 File No.: 7307.26174 Sale date and time (local time): February 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 13874 Pristine Circle Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ronald S Waltz, and Susan M Waltz, husband and wife Original trustee: First American Title Insurance Company Original beneficiary: All American Liberty Mortgage, Inc. Recording date: June 25, 2007 Recorder's instrument number: 2106954000 County: Kootenai Sum owing on the obligation: as of October 11, 2012: $330,363.72 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 49, Block 3, Radiant Lake Estates, according to the Plat recorded in Book J of Plats, Page 313, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.26174) 1002.230392-File No. Legal 7320 October 26, 2012 November 2, 9, 16, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-120302 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on February 8, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 8, BLOCK 3, ALAN PARK WEST, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 461, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1180 NORTH DAHLIA, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID R. CONNORS, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN and WHITAKER MORTGAGE CORP. ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 7/10/2007, recorded 7/20/2007, under Instrument No. 2111789000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Ocwen Loan Servicing, LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 7/10/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2012 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of October 5, 2012 Delinquent Payments from March 01, 2012 8 payments at $1,524.74 each $12,197.92 (03-01-12 through 10-05-12) Late Charges: $280.55 Beneficiary Advances: $1,046.00 Suspense Credit: $0.00 TOTAL: $13,524.47 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $195,859.09, together with interest thereon at 6.875% per annum from 2/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/5/2012. ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4314111 10/19/2012, 10/26/2012, 11/02/2012, 11/09/2012 Legal 7321 October 19, 26, 2012 November 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 30th day of January, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 11, BLOCK 1, COEUR D'ALENE PLACE SIXTH ADDITION, ACCORDING TO THE PLAT, VOLUME I OF PLATS, PAGES 146, 146A AND 146B, IN KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2698 W. Versailles Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICK A. BOGAR, STEPHANIE D. BOGAR, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of CHERRY CREEK MORTGAGE CO., INC., recorded June 15, 2000, as Instrument No. 1638708, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 7, 2000, as Instrument No. 1644389, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 14, 2000, in the amount of $864.00 each, for the months of May through September, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 7.15% per annum from April 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $87,243.98, plus accrued interest at the rate of 7.15% per annum from April 1, 2012. DATED This 1st day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7333 October 19, 26, 2012 November 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 5th day of February, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE WEST HALF OF LOT 5, BLOCK 1, KATHERINE ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 59, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1818 E. Thomas Ln., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JENNIFER E. BEDWELL, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded January 29, 2007, as Instrument No. 2079818000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 1, 2007, as Instrument No. 2085747000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated January 22, 2007, in the amount of $960.00 each, for the months of May through September, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.32% per annum from April 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $132,100.42, plus accrued interest at the rate of 5.32% per annum from April 1, 2012. DATED This 5th day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCESSOR TRUSTEE Legal 7334 October 19, 26, 2012 November 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 6th day of February, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE SOUTH HALF OF LOTS 5 AND 6, BLOCK 10, SPIRIT LAKE TOWN, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 32070 N. 7th Ave., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EUGENE M. BERSCHEID JR. and TRACEY S. BERSCHEID, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded November 25, 2003, as Instrument No. 1845255, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on February 5, 2004, as Instrument No. 1856932, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated November 25, 2003, in the amount of $494.00 each, for the months of April through September, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.57% per annum from March 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $56,386.06, plus accrued interest at the rate of 5.57% per annum from March 1, 2012. DATED This 8th day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7335 October 19, 26, 2012 November 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 6th day of February, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 12, BLOCK 1, PIONEER PLACE, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGES 152 AND 152A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60--113, Idaho Code, the Successor Trustee has been informed that the street address of 871 W. Sheridan Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TIMOTHY D. McDONALD and JENNIFER R. McDONALD, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 30, 2005, as Instrument No. 1961389, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 3, 2005, as Instrument No. 1985452, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 23, 2005, in the amount of $1,047.00 each, for the months of April through September, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.41% per annum from March 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $141,190.03, plus accrued interest at the rate of 5.41% per annum from March 1, 2012. DATED This 8th day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7336 October 19, 26, 2012 November 2, 9, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 17, 2012 File No.: 7021.11615 Sale date and time (local time): February 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 210 E Foster Ave Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mary Sanders Cardella, a married woman as her sole and separate property Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc as solely as nominee for Bank of America, N.A. Recording date: 09/21/2009 Recorder's instrument number: 2232873000 County: Kootenai Sum owing on the obligation: as of October 17, 2012: $230,028.52 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 9, Coeur d' Alene and King's Addition, according to the Plat of record in Book "C" of Deeds, Page 144, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11615) 1002.230990-File No. Legal 7356 October 26, 2012 November 2, 9, 16, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 02/25/2013 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/28/2006 as Instrument Number 2028401000, and executed by MARCIE KJOSA AND BRYAN KJOSA, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 4, BLOCK 3, OF PIONEER RIDGE SECOND ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 59, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 2501 NORTH STAGECOACH DRIVE, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $202,661.76, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/16/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219 TS # 11-0134484 FEI # 1006.147648 Legal 7377 November 2, 9, 16, 23, 2012