Legals May 28, 2012

Ref: Newell, Michael J. & Linda M., 1201.1203231 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/ OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/ LETTER, IS $367,867.50. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 8/15/2012 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho . William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit; Legal Description Exhibit "A" That portion of Lot 3 of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, and more particularly described as follows: BEGINNING at the Northwest corner, a point on the highwater line of Lake Coeur d'Alene whence the Northeast corner of Lot 3 of Section 30, Township 49 North, Range 3 West, Boise Meridian, bears North 52? 29' East 836.4 Feet distant; thence Southwesterly along the highwater line a distance of 75 feet to the Southwest corner; thence South 62?15' East 170 feet to a point on the South boundary of the Pat Poffenroth property; thence East 114.4 feet to the Southeast corner of said property; thence Northeasterly 22.7 feet along the West side of Alternate U.S. Highway 95 to a point; thence North 62? 15' West 287 feet to the Northwest corner and PLACE OF BEGINNING; AND That portion of Lot 3, of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner, a point identical with the Southwest corner of the Plat Poffenroth property, whence the Northeast corner of Lot 3 in the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian bears North 47?28' East 958.8 feet distance; thence East 149 feet along the South boundary of said property to a point; thence North 62?15' West 170 feet tot he Northwest corner, a point on the highwater line of Lake Coeur d'Alene; thence Southwesterly along the highwater line 80 feet to the Southwest corner and PLACE OF BEGINNING. The Trustee has no Knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 360 E Ganos Ln Harrison, ID 83833 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Michael J. Newell and Linda M. Newell, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank, National Association N.D., recorded May 27, 2008 as Instrument No. 2160273000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THE ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 11/15/2011 through 3/15/2012: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 6.49%. Total: $11,623.76 TOTAL DEFAULT $11,623.76 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $357,545.38, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: April 11, 2012 TRUSTEE By: /s/ William L. Bishop, J., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal 5401 May 21, 28 June 4, 11, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 27, 2012 File No.: 7301.28243 Sale date and time (local time): August 27, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 205 S Harbor Park Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joanna L. Reasoner, An unmarried Woman Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for CitiMortgage, Inc. Recording date: 08/08/2005 Recorder's instrument number: 1970739 County: Kootenai Sum owing on the obligation: as of April 27, 2012: $187,738.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 24, Block 1, Riverside Harbor Patio Homes, according to the Plat recorded in Book "G" of plats, Page 22, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.28243) 1002.214407-File No. Legal 5281 May 7, 14, 21, 28, 2012

File No.: 119047 / SI No. 0231/Waters NOTICE OF TRUSTEE'S SALE On Wednesday, August 29, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 10, Block 3, Jasper Meadows First Addition, according to the plat recorded in Book "J" of Plats at Page 107, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1297 North Moonstone Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Scott P. Waters and Jennifer A. Waters, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Fannie Mae ("Federal National Mortgage Association") as Successor Beneficiary, recorded March 30, 2007 as Instrument No. 2091470000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $184,144.00 together with interest thereon at the rate of 2.0000% per annum, as evidenced in Promissory Note dated March 30, 2007. \u2020Payments are in default for the months of December 2010 through and including March 2012 in the amount of $621.05 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of March 30, 2012 is $203,771.14 together with accrued and accruing interest thereon at the rate of 2.0000% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $203,771.14, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: April 27, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 5283 May 7, 14, 21, 28, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 27, 2012 File No.: 7314.01662 Sale date and time (local time): August 27, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1623 E. Mullan Ave. & 1623 1/2 E. Mullan Ave. & 1623A E. Mullan Ave. & 1623B E. Mullan Ave Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Karen Dunmore, an unmarried woman Original trustee: Pioneer Title Co. of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Central Pacific Mortgage Company Recording date: 07/14/2006 Recorder's instrument number: 2043436000 County: Kootenai Sum owing on the obligation: as of April 27, 2012: $193,766.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7 and East half of Lot 8, Block 2 of Sander's Park, according to the plat recorded in Book "B" of Plats, Page 109, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.01662) 1002.214362-File No. Legal 5285 May 7, 14, 21, 28, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: April 26, 2012 File No.: 8193.20097 Sale date and time (local time): August 27, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 370 East Jensen Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert W. Artis, an unmarried man as his separate estate Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Franklin a Division of National City Bank Recording date: August 9, 2006 Recorder's instrument number: 2048667000 County: Kootenai Sum owing on the obligation: as of April 26, 2012: $163,046.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A part of Lot 9, Jensen Addition, according to the plat recorded in the office of the County Recorder in Book "E" of Plats, Page 198, records of Kootenai County, Idaho, more particularly described as follows: Beginning at a point on the East line of said Lot 9, the point being North 0 degrees 06' 31" East, 50 feet from the Southeast corner thereof; thence North 53 degrees 45' 36" West, 160.8 feet; thence along a curve to the left that has a radius of 60 feet and a central angle of 47 degrees 44' 47" for a distance of 50 feet; thence North 79 degrees 47' 16" East, 113.21 feet to the East line of said Lot 9; thence South 0 degrees 06' 31" West, 160 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8193.20097) 1002.214339-File No. Legal 5287 May 7, 14, 21, 28, 2012

Ref: Romjue, Rick & Melissa, 1201.1201911 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TOT HE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER IS $365,122.28. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, AND WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSED OF DEBT COLLECTION. NOTICE OF TRUSTEE SALE On 8/15/2012 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai county Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to wit; Legal Description Exhibit "A" A parcel of land situated in the State of Idaho, County of Kootenai, with a street location address of 1555 S Potter Rd; Coeur d'Alene, ID 83814 currently owned by Rick Romjue and Melissa Romjue having a Tax Identification Number of 0-6740-001-008-A and further described as ROCKFORD FARMS. Tax # 19873 in Lt 8 Blk 1 and in see 1 48N05W, Ptn Tax # 3204 S of Tax # 19873 more particularly described as follows: PARCEL 1: BEGINNING at Southeast corner of Lot 8, Block 1, ROCKFORD FARMS as recorded in Book "G" of Plats at Page 159, records of Kootenai County, Idaho; thence South 89 38'53" West, a distance of 669.74 feet to the Southwest corner of said Lot 8; thence Continuing South 89? 38'53" West, in Section 1, Township 48 North, Range 48 North, Range 5 West, Boise Meridian, a distance of 69.48 feet to the intersection with Easterly right-of-way of the Country Road (Rockford Bay Road); thence North 04?32'09" West, along the right-of-way North 00?26'20" East, a distance of 63.33 feet, thence North 88?24'16" East, a distance of 76.44 feet to the intersection with the West line of Lot 8; thence Continuing North 88?24'16" East, along the North line of said Lot 8 as adjusted, a distance of 670.02 feet to the intersection with the East line of Lot 8; thence South 00?40'53" West, a distance of 317.01 feet to the POINT OF BEGINNING. PARCEL 2: BEGINNING at the Southwest corner of Lot 8, Block 1 ROCKFORD FARMS as recorded in Plat Block "G", Page 159, records of Kootenai County, Idaho; thence South 00?42'32" West along the section line a distance of 225.78 feet to the intersection with Easterly right-of way of the County Road (Rockford Bay Road); thence North 28?53'42" West along the right-of-way a distance of 15.44 feet to a point of curve; thence Along the right-of-way on a 475.00 foot radius curve to the right a distance of 201.94 feet, curve chord bears North 16?42'55" West a distance of 200.43 feet; thence North 89?38'53" Each a distance of 69.48 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 15555 S Potter Rd, Coeur D'Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or ecumbrances to satisfy the obligation secured by and pursuant tot he power of sale conferred in the deed of trust executed by Rick Romjue and Melissa Romjue Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank, National Association N.D., recorded November 23, 2007, as Instrument No. 2133086000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 2/10/2011 through 3/10/2012: and all subsequent payments until the date of sale or reinstatement These payments include interest at a fixed rate. The current rate is 4.99%. Total: $19,745.11 With Monthly Late Charges accruing: 7 late charge(s) at $25.00 for each monthly payment not made within 5 days of its due date Total Late Charges $175.00 Lender's Other Fees $90.00 Lender's BPO Fees $95.00 Lender's Title Work $85.00 Lender's Inspections/ Property Preservation $276.00 TOTAL DEFAULT $20,466.11 The sum owing on the obligation secured by the said deed consists of the principal balance of $339,933.91, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: April 11, 2012 TRUSTEE By: /s/ William L Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1204 Seattle, WA 98101 (206)622-7527 Legal 5389 May 21, 28 June 4, 11, 2012

Case No. CV-12-3426 NOTICE OF HEARING ON PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS BENEFICIARY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of The Estate of: VANCE MONROE DAY Deceased. YOU AND EACH OF YOU WILL PLEASE TAKE NOTICE that the below named Attorney for Petitioner will call on for hearing Petitioner's Petition for Summary Administration of Estate of Which Surviving Spouse is Sole Beneficiary, on file herein, at a courtroom in the Kootenai County Courthouse at Coeur d'Alene, Idaho, on the 9th day of July, 2012 at 1:30 o'clock p.m., or as soon thereafter as counsel may be heard; and any person who has good cause may appear and show cause why said petition should not be granted. DATED this 17th day of May, 2012. /s/ Randall C. Probasco Attorney for Petitioner Legal 5403 May 21, 28 June 4, 2012

The Department of Health and Welfare is seeking to identify community-based nonprofits and government agencies that show the interest, ability and financial stability to implement and operate a Housing First program for homeless families with children in Idaho. This Housing First program would serve the purpose to house families, provide them with basic household furnishings, and provide them with the resources necessary to find sustainable employment. Through Intense Case Management provided by the selected agency, families should be able to pay their own rent within six months and attain the ultimate goal of self sufficiency. The agency implementing the Housing First program will provide housing and basic household furnishings; resources to obtain and maintain employment; and hands on case management. Subgrantees spending $500,000.00 or more in federal funds during the subgrantee's fiscal year shall have an audit performed in accordance with Circular A-133 and provide proof. The Department will award up to $260,000 per year to the successful agency. Awards may be made to multiple agencies. Each subgrant will be awarded for up to a 3-year period. Continuation and/or expansion of Housing First subgrants will be dependent on success of the existing contract and the availability of federal funding. Funding for this program comes from the Temporary Assistance for Needy Families (TANF) Block Grant CFDA# 93.558. Applications to apply for a Housing First subgrant may be obtained at Health and Welfare website: http://healthandwelfare.idaho.gov/FoodCashAssistance/CashAssistance/CashAssistanceforFamilies/tabid/172/Default.aspx. Proposals must be received by Program Manager: Rosie Andueza at the Department of Health and Welfare at anduezar@dhw.idaho.gov; or by mail at 450 W. State Street, Boise, ID 83720 by 5:00 pm Mountain Standard Time June 6, 2012. Legal 5450 May 28, 29, 30, 2012

Ref: Newell, Michael J. & LindaM., 1201.1203221 NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO TH EBENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/ OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/ LETTER, IS $207,807.50. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THI SNOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On 8/22/2012 at the hour of 10:00am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho . William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit; Legal Description Exhibit "A" That portion of Lot 3 of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, and more particularly described as follows: BEGINNING at the Northwest corner, a point on the highwater line of Lake Coeur d'Alene whence the Northeast corner of Lot 3 of Section 30, Township 49 North, Range 3 West, Boise Meridian, bears North 52? 29' East 836.4 Feet distant; thence Southwesterly along the highwater line a distance of 75 feet to the Southwest corner; thence South 62?15' East 170 feet to a point on the South boundary of the Pat Poffenroth property; thence East 114.4 feet to the Southeast corner of said property; thence Northeasterly 22.7 feet along the West side of Alternate U.S. Highway 95 to a point; thence North 62? 15' West 287 feet tothe Northwest corner and PLACE OF BEGINNING; AND That portion of Lot 3, of the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southwest corner, a point identical with the Southwest corner of the Plat Poffenroth property, whence the Northeast corner of Lot 3 in the Northwest Quarter of the Southwest Quarter of Section 30, Township 49 North, Range 3 West, Boise Meridian bears North 47?28' East 958.8 feet distance; thence East 149 feet along the South boundary of said property to apoint; thence North 62?15' West 170 feet to the Northwest corner, a point on the highwater line of Lake Coeurd'Alene; thence Southwesterly along the highwater line 80 feet to the Southwest corner and PLACE OF BEGINNING. The Trustee has no Knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 360 E Ganos Ln Harrison, ID 83833 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Michael J. Newell and Linda M. Newell, Husband and Wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of U.S. Bank, National Association N.D., recorded May 21, 2008 as Instrument No. 2160272000 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WI THSECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADETHAT THE ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 9/15/2011 through 3/15/2012: and all subsequent payments until the date of sale or reinstatement These payments include interestat a fixed rate. The current rateis 3.99%. Total: $4,011.26 Lender's BPO Fees $95.00 Lender's Property $322.00 TOTAL DEFAULT $11,623.76 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $199,987.83, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: April 11, 2012 TRUSTEE By: /s/ William L. Bishop, J., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527