Legals January 26, 2012

NOTICE OF TRUSTEE'S SALE On April 26, 2012, at the hour of 1:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 2 in Block 1 of Valley Green, according to the official plat thereof, filed in Book E of Plats at Page(s) 239 Official Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 9655 North Valley Way, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Stephen Scharosch, Lupe Scharosch, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded March 30, 2007, as Instrument No. 2091332000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded May 25, 2011, as Instrument No. 2314816000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,370.15 for the months of October 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $177,435.99 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.5% from September 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 21st day of December, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 4468 January 5, 12, 19, 26, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of May, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THAT PART OF THE NORTHWEST QUARTER OF SECTION 18, TOWNSHIP 50 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE CENTER OF SAID SECTION 18; THENCE NORTH ALONG THE EAST LINE OF SAID NORTHWEST QUARTER, 954.0 FEET; THENCE NORTH 89 DEGREES 58' WEST, ALONG THE NORTH LINE OF BOYD AVENUE, 473.2 FEET; THENCE NORTH 190.00 FEET; THENCE NORTH 33 DEGREES 00 1/2' WEST, 115.0 FEET TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE CONTINUING NORTH 33 DEGREES 00 1/2' WEST, 110.0 FEET; THENCE SOUTH 60 DEGREES 22' WEST, 127.05 FEET TO THE NORTHEASTERLY LINE OF FITCH ADDITION; THENCE SOUTH 33 DEGREES 00 1/2' EAST ALONG THE NORTHEASTERLY LINE OF FITCH ADDITION, 100.0 FEET; THENCE NORTH 64 DEGREES 51' EAST, 128.03 FEET TO THE POINT OF BEGINNING. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1017 N. 21st St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHAD A. NEWBY and MELISSA S. NEWBY, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded September 6, 2007, as Instrument No. 2120093000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Corrective Assignment of Deed of Trust recorded on November 7, 2007, as Instrument No. 2130787000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 29, 2007, in the amount of $1,378.00 each, for the months of June through December, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.41% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $190,154.32, plus accrued interest at the rate of 6.41% per annum from May 1, 2011. DATED This 13th day of January, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4556 January 19, 26, 2012 February 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 11th day of May, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 40, BLOCK 2, PRINCETOWN AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "K" OF PLATS AT PAGES 182 THROUGH 182D, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 7840 N. Mather Ct., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVEN L. BOWEN and MISHELLE M. BOWEN, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 26, 2009, as Instrument No. 2202789000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 22, 2009, as Instrument No. 2217835000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 24, 2009, in the amount of $1,002.00 each, for the months of July through December, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.46% per annum from June 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $143,317.72, plus accrued interest at the rate of 5.46% per annum from June 1, 2011. DATED This 11th day of January, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4557 January 19, 26, 2012 February 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 11th day of May, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 32, BLOCK 1, ROSE ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS, PAGES 394, 394A AND 394B, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 101 W. Larkspur Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JON GARRETT and MICHELLE L. GARRETT, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded October 27, 2006, as Instrument No. 2063783000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 29, 2006, as Instrument No. 2069506000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 18, 2006, in the amount of $937.00 each, for the months of August through December, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.47% per annum from July 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $129,835.68, plus accrued interest at the rate of 5.47% per annum from July 1, 2011. DATED This 11th day of January, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4558 January 19, 26, 2012 February 2, 9, 2012

NOTICE OF RE-SCHEDULED TRUSTEE'S SALE On Wednesday, the 22nd day of February, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 2, CIMARRON PLACE, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 219, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 850 N. Tucson St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LINNELL L. BRADETICH, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded June 6, 2003, as Instrument No. 1805449, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 23, 2003, as Instrument No. 1815946, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, May 29, 2003, in the amount of $660.00 each, for the months of February through June, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.39% per annum from January 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $77,657.74, plus accrued interest at the rate of 5.39% per annum from January 1, 2011. DATED This 5th day of January, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4559 January 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of May, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 6, BLOCK 4, WESTWOOD VILLA FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 78, RECORDS OF KOOTENAI COUNTY. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6606 W. Timberline St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL B. CRAGUN and TONIA L. CRAGUN, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded February 14, 2007, as Instrument No. 2083189000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 29, 2007, as Instrument No. 2090851000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated February 2, 2007, in the amount of $1,036.00 each, for the months of June through December, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.82% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $144,502.17, plus accrued interest at the rate of 5.82% per annum from May 1, 2011. DATED This 13th day of January, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4560 January 19, 26, 2012 February 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 9th day of May, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 5, BLOCK 3, WOODCREST, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 303, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 480 S. Jennie Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CAROLE L. WINN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded May 18, 2007, as Instrument No. 2100455000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 15, 2007, as Instrument No. 2116315000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 17, 2007, in the amount of $1,329.00 each, for the months of June through December, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.10% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $184,692.37, plus accrued interest at the rate of 6.10% per annum from May 1, 2011. DATED This 9th day of January, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4561 January 19, 26, 2012 February 2, 9, 2012

NOTICE TO CREDITORS Case No. CV 12-494 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of WILLIAM HAROLD KENNY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed administrator of the estate of the above-named decedent, WILLIAM HAROLD KENNY. All persons having claims against the above-named decedent or his estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented in writing to the undersigned at the address indicated and to the Clerk of the Court. Dated this 13th day of January 2012. Donna D. Kinne c/o Alan Wasserman Attorney at Law 7880 Mt. Carrol St. Dalton Gardens, ID 83815 Legal 4562 January 19, 26, 2012 February 2, 2012

Notice of Auction NOTICE IS HEREBY GIVEN, PURSUANT TO IDAHO CODE 45-805, that on Saturday, January 28, 2012, at the hour of 9:00 am, at A Mini Storage, located at 2645 E. Seltice Way, Post Falls, Idaho 893854, an auction will be held by A Mini Storage, for the purpose of selling any and all personal property located within: \u2022 Unit 120 Karen Foster \u2022 Unit 246 Nathan Umphenour \u2022 Unit 334 Brian Harrison \u2022 Unit 544 David Giovanelli \u2022 Unit 112 Dana Barton \u2022 Unit 136 and outside #5 Nicholas Instasi \u2022 Unit 144 Douglas Seiner \u2022 Unit 240 Brandon Beach \u2022 Unit 160 Nicole Buffington \u2022 Unit 342 Shawna Martin And satisfying liens against these units in favor of A Mini Storage, on said personal property as authorized by Idaho Code 45-805, NOTICE IS FURTHER GIVEN, that said lien is for unpaid rents, late fees, together with costs and fees incurred for the prosecution and sale of property, the proceeds of the sale shall be applied to the discharge of said sale. Units will be sold separately, on the same day, January 28, 2012. The items being auctioned include, but are limited to: household goods, furniture, kids toys, clothing, books and misc items. A Mini Storage Dated January 18, 2012 Legal 4582 January 20, 26, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 219410819 T.S. No.: 11-03295-3 On June 5, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of NEWBURY PLACE REO III, LLC, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 3, BLOCK 4, THE LANDINGS AT WATERFORD 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 220, RECORDS OF KOOTENAI COUNTY, IDAHO. APN# C5524-004-003-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7476 CALAMONTE LANE , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT J GREEN, A SINGLE PERSON AND LAUREN K BROUILLARD, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of December 22. 2006. and recorded December 22, 2006, as Instrument No. 2073855000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: NEWBURY PLACE REO III, LLC, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust- In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 22, 2006 are: Failed to pay the monthly payments of $1,199.00 due from October 1, 2010, together with all subsequent payments; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $175,536.00, plus accrued interest at the rate of 5.97000% per annum from September 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: January 12, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-3450 Elida Rosa, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4178871 Legal 4595 January 26, 2012 February 2, 9, 16, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 17, 2012 File No.: 7021.29095 Sale date and time (local time): May 17, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9760 N Reed Rd Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Victor J. Carlino, and Evelyn E. Carlino, husband and wife Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, N.A. Recording date: 03/20/2006 Recorder's instrument number: 2019983000 County: Kootenai Sum owing on the obligation: as of January 17, 2012: $128,320.46 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2 in Block 1 of Bradley Addition, according to the official plat thereof, filed in Book G of Plats at Page(s) 393 and 393A official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29095) 1002.201588-FEI Legal 4596 January 26, 2012 February 2, 9, 16, 2012

NOTICE OF SALE On the 27th day of April, 2012, at the hour of 10:00 o'clock A.M. on said date at the office of First American Title Company, located at 1866 North Lakewood Drive, Coeur d\u00CCAlene, Idaho, 83814, First American Title Company as Trustee will sell at public auction to the highest bidder for cash in lawful money of the United States of America, payable in full at the time of the sale, the following described real property, located in the County of Kootenai, State of Idaho, more particularly described as follows: Lots 3 and 4, Block 1, Westwood Villa First Addition, According To the Plat recorded in Book F of Plats, Page 78, records of Kootenai County, Idaho. The street address or the designation commonly used for the property is 6962 West Bigtooth Aspen Loop and, 6986 West Bigtooth Aspen Loop, formerly 7084 West heritage Street, and 7106 West Heritage Street, Rathdrum, Idaho 83858. The name, address and telephone number of the person or firm from whom information may be obtained is Bruce Hunsaker, PO. Box 1188, Burley, Idaho 83318, (208) 678-2552. The sale will be made without covenant or warranty regarding the title, possession or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert Moss and Debbie Moss as Grantor, to First American Title Company as Trustee, and D.L. Evans Bank as Beneficiary, dated August 13th, 2008, and recorded on the 14th day of August, 2008 as Instrument No. 2173593000 as modified by Instrument No. 2244014000 in the office of the County Recorder for Kootenai County, Idaho. The default for which said sale is to be made is the failure to pay monthly installments for the months of August 2011 through December, 2011 in the sum of $674.38 each, and failure to pay taxes in the amount of $4,244.73. The balance owing as of this date on the obligations secured by the Deed of Trust is $37,626.17, together with accruing interest, and costs of sale. DATED this 23 day of December, 2011. FIRST AMERICAN TITLE COMPANY By: Dalia Martinez Title: Trust Officer LEGAL 4508 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF PUBLIC HEARING REGARDING PROPOSED IMPROVEMENTS TO THE CITY WATER SYSTEM CITY OF HUETTER Kootenai County, Idaho NOTICE IS HEREBY GIVEN that Wednesday, February 8, 2012, at the hour of 6:00 P.M., at the Sage Trucking School at 3448 N. Huetter Road, Coeur d'Alene, Idaho, has been set as the time and place for a public hearing to discuss the proposed Engineering Report and the proposed plans for construction and improvements to the City water system. All local citizens and any other interested parties, governmental agencies or groups are encouraged to comment. Maps, drawings, and other pertinent data will be available upon request for public inspection by contacting the City Clerk. All persons interested in the design, location and construction of the drinking water facilities are invited to appear and express their views. Written statements may be submitted prior to or up to 30 days from the date of the hearing. DATED this 24th day of January, 2012 CITY OF HUETTER Kootenai County, Idaho _________________________ Brad Keene, Mayor ATTEST: ___________________________ Lang Sumner, City Clerk Legal 4604 January 26, 2012 February 1, 2012

NOTICE OF TRUSTEES SALE On the 21st day of April, 2012, at the hour of nine o'clock a.m. (9:00 a.m.), of said day, at the office of the Trustee located at 1424 E. Sherman Avenue, Suite 100, Coeur d'Alene, Kootenai County, Idaho. R. David Ferguson, II, attorney at law, as Trustee, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in the Kootenai County, State of Idaho, to-wit: The South half of the Southeast of the Southeast Quarter of the Northeast Quarter and the North half of the Northeast Quarter of the Northeast Quarter of the Southeast Quarter of Section 25, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. For the purposes of compliance with Idaho Code \u00DF60-113, the Trustee has been informed that the address of 26741 N. Jacka Loop, Athol, ID 83801, may sometimes be associated with said real property. said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of Trust executed by Patricia Hansford, as Grantor, to R. David Ferguson, II, attorney at law, as Trustee, for the benefit and security of Amendola and Doty, PLLS, as Beneficiary; said Deed to Trust having been recorded on July 23, 2007, as Instrument No. 2111980000, records of Kootenai County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation.. The default for which this sale is to be made is failure of the Grantors to pay when due, the amount of $21,101.06, which includes principal and interest, as payment for legal services, as set forth on the Note secured by said Deed of Trust. Interest due as of November 30, 2011, is in the amount of $632.98, and continues to accrue at the rate of 12% per annum. ALL AMOUNTS are now due and payable along with all costs and fees associated with this foreclosure. The principal balance is $21,101.06, plus accruing interest. Dated this 19th day of December, 2011. TRUSTEE _________________________ R. David Ferguson, II Attorney at Law AMENDED NOTICE OF DEFAULT Notice is hereby given that a Deed of Trust was made and entered into on July 20, 2007, by and among Patricia Hansford, as Grantor, and First American Title Company, Trustee (R. David Ferguson, II, attorney at law, as successor trustee) and the law firm Amendola and Doty, PLLC (nee Amendola, Anderson and Doty, PLLC), as Beneficiary, whereby the Grantors did irrevocably grant, bargain, sell and convey to the Trustee in trust with the power of sale that certain real property located in the County of Kootenai, State of Idaho, and particularly described as follows: The South half of the Southeast of the Southeast Quarter of the Northeast Quarter and the North half of the Northeast Quarter of the Southeast Quarter of the Section 25, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. For the purposes of compliance with Idaho Code \u00DF60-113, the Trustee has been informed that the address of 26741 N. Jacka Loop, Athol, ID 83801, may sometimes be associated with said real property. And further, that said Deed of Trustee was filed of record on July 23, 2007, as Instrument No. 2111980000, Official records of Kootenai County, Idaho. And further, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above-named have failed to: pay when due, with payment due on November 30, 2011, the amount of $21,101.06, which includes principal and interest, as payment for legal services, as set forth on the Note secured by said Deed of Trust. Interest due as of November 30, 2011, is in the amount of $632.98, and continues to accrue at the rate of 12% per annum. ALL AMOUNTS are now due and payable along with all costs and fees associated with this foreclosure. The principal balance is $21,101.06, plus accruing interest. And further, that the Trustee has executed this written Notice of Default, and has declared its election to cause the above described real property to be sold to satisfy the obligations of said Deed of Trust. The above Grantors are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not presently responsible for this obligation. DATED this 12th day of December, 2011. TRUSTEE __________________________ R. David Ferguson, II Attorney at Law STATE OF IDAHO ) :ss County of Kootenai ) On this 12th day of December, 2011 before me, a Notary Public in and for said county and state, personally appeared R. David Ferguson, II, attorney at law, the Trustee of the Deed of Trust mentioned in the Notice of Default, and whose name is subscribed to the within instrument, and that said Trustee executed the same. IN WITNESS WHEREOF, I have hereunto affixed by hand and official seal the day and year in this certificate first above written. Michele Ferguson Notary Public for Idaho Residing at Post Falls My Commission Expires 06/20/2017 Legal 4516 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE On May 3, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 4, Northshire, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Pages 199, 199A and 199B The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 4102 N. Moccasin Road, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jacob E. Smith, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin, a Division of National City Bank as the Beneficiary, under the Deed of Trust recorded August 23, 2006, as Instrument No. 2051236000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Wells Fargo Bank, National Association, as Trustee for the Holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15, recorded December 30, 2010, as Instrument No. 2296826000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,060.21 for the months of May 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $162,379.66 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.75% from April 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 29th day of December, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4520 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE On May 4, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 10, Block 3, Stoddard Meadows 2nd Addition, according to the Plat recorded in Book J of Plats, Page 20, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 8343 N. Ainsworth Dr., Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Cynthia D. Rocha, an unmarried woman, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded July 31, 2006, as Instrument No. 2046551000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded May 16, 2011, as Instrument No. 2313811000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,204.36 for the months of February 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $141,196.39 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.56% from January 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 30th day of December, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4522 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-109738 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on May 11, 2012, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 20, BLOCK 5, JASPER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PA EG 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1430 NORTH MARCASITE COURT , POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RYAN M. DRAPEAU AND DANIELLE R. DRAPEAU, HUSBAND AND WIFE, as Grantor, to FIDELITY NATIONAL TITLE INSURANCE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/8/2006, recorded 6/14/2006, under instrument No. 2037416000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4}(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/8/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH.Amount due as of January 6, 2012 Delinquent Payments from August 01, 2010 18 payments at $ 1,300.81 each $ 23,414.58 (08-01-10 through 01-06-12) Late Charges: $ 124.98 TOTAL: $ 23,539.56 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $217,345.82, together with interest thereon at 5.750% per annum from 7/1/2010, until paid.The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com Dated: 1-6-12 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By c/o Asset Foreclosure Services, Inc.5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4174788 Legal 4526 January 12, 19, 26, 2012 February 2, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 9, 2012 File No.: 7023.02908 Sale date and time (local time): May 9, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 13526 Beaver Road aka 13627 Beaver Road Cataldo, ID 83810 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Douglas Munjar and Brenda Munjar, husband and wife Original trustee: Landamerica Lawyers Title Original beneficiary: Wells Fargo Bank, N.A. Recording date: 10/25/2006 Recorder's instrument number: 2063092000 County: Kootenai Sum owing on the obligation: as of January 9, 2012: $193,529.17 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of the Southeast quarter of the Northeast quarter of Section 35, and the Southwest quarter of the Northwest quarter of Section 36, Township 49 North, Range 1 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: Beginning at the quarter corner common to Section 35 and 36, Township 49 North, Range 1 West, Boise Meridian, Idaho; thence North 0 degrees 24' 30'' West, along the West line of said Section 36, 200.0 feet; thence North 89 degrees 13' East, 290.78 feet; thence North 5 degrees 50' 58'' East, 404.55 feet; thence North 34 degrees 08' 09'' East, 32.0 feet; thence North 89 degrees 53' 19'' West, 353.07 feet to a point on the West line of said Section 35; thence continuing North 89 degrees 53' 19'' West, 142.37 feet; thence South 8 degrees 11' 35'' East, 76.50 feet; thence South 81 degrees 08' 41'' West, 113.50 feet to a point on the East line of the existing country road; thence South 8 degrees 19' 47'' East, along the East line of the existing county road, 546.44 feet; thence East 169.00 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.02908) 1002.126986-FEI Legal 4552 January 19, 26, 2012 February 2, 9, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 11, 2012 File No.: 7023.98093 Sale date and time (local time): May 11, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12238 West Parkview Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Raymond W. Roach and Kim W. Roach, husband and wife Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 09/26/2007 Recorder's instrument number: 2123771000 County: Kootenai Sum owing on the obligation: as of January 11, 2012: $210,119.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 1, Park View Addition, according to the plat recorded in the office of the County recorder in Book "E" of Plats at Page 208, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.98093) 1002.207019-FEI Legal 4553 January 19, 26, 2012 February 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On May 16, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 19, Block 4, Hawks Nest, according to the plat recorded in Book J of Plats, Page 418, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 6687 N. Harris Hawk Lane, Coeur D' Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by William B. Bowie, a married person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 13, 2007, as Instrument No. 2104958000, re-recorded July 5, 2007, Instrument No. 2108820000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded December 10, 2009, as Instrument No. 2244668000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,429.24 for the months of October 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $196,180.35 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.125% from September 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 11th day of January, 2012. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 4554 January 19, 26, 2012 February 2, 9, 2012