Legals January 12, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/12/2005 as Instrument Number 1963880, and executed by VICTOR VALLE, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 22, BLOCK 5, THE LANDINGS AT WATERFORD FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 78 ET SEQ, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3730 WEST MANNING LOOP, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $138,769.65, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/02/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0141267 FEI # 1006.148676 Legal 4394 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Brian Kenworthy - MJK/BJK LLC. of 3008 W. Lutherhaven Rd. - Coeur d'Alene, ID 83814 made application to replace and repair an existing boat garage on Lake Coeur d'Alene. Located on Lake Coeur d'Alene adjacent to: Sections 11, Township 49 North, Range 4 West, B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Lands Resource Specialist, Senior - Minerals & Navigable Waters at the above address or by calling (208)769-1577. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 4478 January 5, 12, 2012

NOTICE OF SALE On the 27th day of April, 2012, at the hour of 10:00 o'clock A.M. on said date at the office of First American Title Company, located at 1866 North Lakewood Drive, Coeur d\u00CCAlene, Idaho, 83814, First American Title Company as Trustee will sell at public auction to the highest bidder for cash in lawful money of the United States of America, payable in full at the time of the sale, the following described real property, located in the County of Kootenai, State of Idaho, more particularly described as follows: Lots 3 and 4, Block 1, Westwood Villa First Addition, According To the Plat recorded in Book F of Plats, Page 78, records of Kootenai County, Idaho. The street address or the designation commonly used for the property is 6962 West Bigtooth Aspen Loop and, 6986 West Bigtooth Aspen Loop, formerly 7084 West heritage Street, and 7106 West Heritage Street, Rathdrum, Idaho 83858. The name, address and telephone number of the person or firm from whom information may be obtained is Bruce Hunsaker, PO. Box 1188, Burley, Idaho 83318, (208) 678-2552. The sale will be made without covenant or warranty regarding the title, possession or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert Moss and Debbie Moss as Grantor, to First American Title Company as Trustee, and D.L. Evans Bank as Beneficiary, dated August 13th, 2008, and recorded on the 14th day of August, 2008 as Instrument No. 2173593000 as modified by Instrument No. 2244014000 in the office of the County Recorder for Kootenai County, Idaho. The default for which said sale is to be made is the failure to pay monthly installments for the months of August 2011 through December, 2011 in the sum of $674.38 each, and failure to pay taxes in the amount of $4,244.73. The balance owing as of this date on the obligations secured by the Deed of Trust is $37,626.17, together with accruing interest, and costs of sale. DATED this 23 day of December, 2011. FIRST AMERICAN TITLE COMPANY By: Dalia Martinez Title: Trust Officer LEGAL 4508 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEES SALE On the 21st day of April, 2012, at the hour of nine o'clock a.m. (9:00 a.m.), of said day, at the office of the Trustee located at 1424 E. Sherman Avenue, Suite 100, Coeur d'Alene, Kootenai County, Idaho. R. David Ferguson, II, attorney at law, as Trustee, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in the Kootenai County, State of Idaho, to-wit: The South half of the Southeast of the Southeast Quarter of the Northeast Quarter and the North half of the Northeast Quarter of the Northeast Quarter of the Southeast Quarter of Section 25, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. For the purposes of compliance with Idaho Code \u00DF60-113, the Trustee has been informed that the address of 26741 N. Jacka Loop, Athol, ID 83801, may sometimes be associated with said real property. said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of Trust executed by Patricia Hansford, as Grantor, to R. David Ferguson, II, attorney at law, as Trustee, for the benefit and security of Amendola and Doty, PLLS, as Beneficiary; said Deed to Trust having been recorded on July 23, 2007, as Instrument No. 2111980000, records of Kootenai County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation.. The default for which this sale is to be made is failure of the Grantors to pay when due, the amount of $21,101.06, which includes principal and interest, as payment for legal services, as set forth on the Note secured by said Deed of Trust. Interest due as of November 30, 2011, is in the amount of $632.98, and continues to accrue at the rate of 12% per annum. ALL AMOUNTS are now due and payable along with all costs and fees associated with this foreclosure. The principal balance is $21,101.06, plus accruing interest. Dated this 19th day of December, 2011. TRUSTEE _________________________ R. David Ferguson, II Attorney at Law AMENDED NOTICE OF DEFAULT Notice is hereby given that a Deed of Trust was made and entered into on July 20, 2007, by and among Patricia Hansford, as Grantor, and First American Title Company, Trustee (R. David Ferguson, II, attorney at law, as successor trustee) and the law firm Amendola and Doty, PLLC (nee Amendola, Anderson and Doty, PLLC), as Beneficiary, whereby the Grantors did irrevocably grant, bargain, sell and convey to the Trustee in trust with the power of sale that certain real property located in the County of Kootenai, State of Idaho, and particularly described as follows: The South half of the Southeast of the Southeast Quarter of the Northeast Quarter and the North half of the Northeast Quarter of the Southeast Quarter of the Section 25, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. For the purposes of compliance with Idaho Code \u00DF60-113, the Trustee has been informed that the address of 26741 N. Jacka Loop, Athol, ID 83801, may sometimes be associated with said real property. And further, that said Deed of Trustee was filed of record on July 23, 2007, as Instrument No. 2111980000, Official records of Kootenai County, Idaho. And further, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above-named have failed to: pay when due, with payment due on November 30, 2011, the amount of $21,101.06, which includes principal and interest, as payment for legal services, as set forth on the Note secured by said Deed of Trust. Interest due as of November 30, 2011, is in the amount of $632.98, and continues to accrue at the rate of 12% per annum. ALL AMOUNTS are now due and payable along with all costs and fees associated with this foreclosure. The principal balance is $21,101.06, plus accruing interest. And further, that the Trustee has executed this written Notice of Default, and has declared its election to cause the above described real property to be sold to satisfy the obligations of said Deed of Trust. The above Grantors are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not presently responsible for this obligation. DATED this 12th day of December, 2011. TRUSTEE __________________________ R. David Ferguson, II Attorney at Law STATE OF IDAHO ) :ss County of Kootenai ) On this 12th day of December, 2011 before me, a Notary Public in and for said county and state, personally appeared R. David Ferguson, II, attorney at law, the Trustee of the Deed of Trust mentioned in the Notice of Default, and whose name is subscribed to the within instrument, and that said Trustee executed the same. IN WITNESS WHEREOF, I have hereunto affixed by hand and official seal the day and year in this certificate first above written. Michele Ferguson Notary Public for Idaho Residing at Post Falls My Commission Expires 06/20/2017 Legal 4516 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE On May 3, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 4, Northshire, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Pages 199, 199A and 199B The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 4102 N. Moccasin Road, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jacob E. Smith, an unmarried man, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin, a Division of National City Bank as the Beneficiary, under the Deed of Trust recorded August 23, 2006, as Instrument No. 2051236000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Wells Fargo Bank, National Association, as Trustee for the Holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-Through Certificates, Series 2006-FF15, recorded December 30, 2010, as Instrument No. 2296826000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,060.21 for the months of May 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $162,379.66 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.75% from April 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 29th day of December, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4520 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE On May 3, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 3, Holiday Ranch Estates, according to the plat recorded in Book "F" of Plats at Page 65, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 28401 N. Fall Street, Athol, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by David Lenon, a married man as his sole and separate property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded May 27, 2005, as Instrument No. 1952954, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association as Trustee on behalf of the Holders of the Home Equity Asset Trust 2005-6 Home Equity Pass-Through Certificates, Series 2005-6, recorded March 8, 2010, as Instrument No. 2256379000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,167.90 for the months of August 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $164,614.30 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.0% from July 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 29th day of December, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4521 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE On May 4, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 10, Block 3, Stoddard Meadows 2nd Addition, according to the Plat recorded in Book J of Plats, Page 20, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 8343 N. Ainsworth Dr., Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Cynthia D. Rocha, an unmarried woman, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded July 31, 2006, as Instrument No. 2046551000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded May 16, 2011, as Instrument No. 2313811000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,204.36 for the months of February 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $141,196.39 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.56% from January 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 30th day of December, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4522 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-109738 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on May 11, 2012, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 20, BLOCK 5, JASPER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PA EG 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1430 NORTH MARCASITE COURT , POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RYAN M. DRAPEAU AND DANIELLE R. DRAPEAU, HUSBAND AND WIFE, as Grantor, to FIDELITY NATIONAL TITLE INSURANCE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/8/2006, recorded 6/14/2006, under instrument No. 2037416000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4}(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/8/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH.Amount due as of January 6, 2012 Delinquent Payments from August 01, 2010 18 payments at $ 1,300.81 each $ 23,414.58 (08-01-10 through 01-06-12) Late Charges: $ 124.98 TOTAL: $ 23,539.56 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $217,345.82, together with interest thereon at 5.750% per annum from 7/1/2010, until paid.The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com Dated: 1-6-12 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By c/o Asset Foreclosure Services, Inc.5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4174788 Legal 4526 January 12, 19, 26, 2012 February 2, 2012

NOTICE OF TRUSTEE'S SALE TS No. 10 -0025869 Title Order No. 100112222IDGNO Parcel No. P24680010150 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/17/2006 as Instrument No. 2050301000, and executed by ROGER PAUL ARGO AND LISA MARIE ARGO, HUSBAND AND WIFE as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 15, BLOCK 1, FIELDSTONE AT PRAIRIE FALLS FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 235, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1996 BOBWHITE STREET, POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $273,253.73, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/15/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee ASAP# 4158518 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE TS No. 09 -0160879 Title Order No. 090757772IDGNO Parcel No. RJ3830080090 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/02/2007 as Instrument No. 2086002000, and executed by AARON M STOVERN, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: Unit 9 in Lot 8, Block 1, BOEKEL RANCH TOWNHOUSE CONDOMINIUMS, according to the plat recorded in Book "J" of Plats, Page 383, records of Kootenai County, Idaho. TOGETHER WITH an undivided 8.31% interest in the Common Areas as set forth in the Declaration Submitting Boekel Ranch Townhouse Condominiums to Condominium Ownership recorded September 29, 2006 us Instrument No. 2058615000. ALSO TOGETHER WITH such interest in and to the Limited Common Areas as set forth in said Declaration recorded September 29, 2006 as Instrument No. 2058615000. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14941 N NIXON LOOP, AKA 14949 N. NIXON LOOP, RATHDRUM, ID 83858-8319 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $124,405.30, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/15/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee ASAP# FNMA4158526 Legal 4397 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE TS No. 09 -0176673 Title Order No. 090837965IDGNO Parcel No. 48N04W067350 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/28/2008 as Instrument No. 2151404000, and executed by BRIAN D BACON SR, AND W ELAINE BACON, HUSBAND AND WIFE as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: PARCEL I All that portion of the West 3/8th of the Southeast Quarter of the Northeast Quarter and that portion of the Southwest Quarter of the Northeast Quarter of Section 6, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, which lies southeasterly of the County Road as the same existed on April 16, 1953. PARCEL 2 A part of the Northeast Quarter of the Southeast Quarter and the Northwest Quarter of the Southeast Quarter, Section 6, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Northwest corner of said Northeast Quarter of the Southeast Quarter of (CE 1/16 corner) monumented with an iron rod, 24 inches long. 5/8 inch diameter, with a plastic cap marked LS 832; thence, North 89?56'14" East, 19.85 feet along the North boundary of said Northeast Quarter of the Southeast Quarter of; thence, South 0?03'46" East, 11.47 feet; thence, South 51?17'00" West, 25.41 feet along the existing fence line to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS 832; thence, South 78?36,50" West, 68.97 feet along the existing fence line to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS 832; thence, South 89?54'21" West, 278.92 feet along the existing fence line to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS832; thence, North 0?03'51" West, 41.03 feet to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS832; thence, North 89?56'14" East, 346.54 feet along the North boundary of said Northwest Quarter of the Southeast Quarter to the POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8594 W HAMAKER RD, COEUR D ALENE, ID 83814-8287 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $349,339.37, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/14/2011 RECONTRUST COMPANY, N.A. Successor Trustee Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 ASAP# FNMA4157139 Legal 4398 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-BVS-11010420 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 20, 2012, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: Lot 1, Block 1, AVE'S ADDITION in Avondale, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 154. AND That part of the South. Half of Tract 76, AVGNDALE, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats at Page 132, described as follows: COMMENCING at a point where the North line of the South Half of Tract 76, AVON!)ALE, intersects the West line of the U.S. Highway No. 95; thence South along the West Hue of U.S. Highway No, 95, a distance of 75 feet; thence West, parallel with the North line of said tract, a distance of 120 feet; thence North 75 feet to the North line of said South Half of Tract 76; thence East, 120 feet to the PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 9873 N. GOVERNMENT WAY, HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOSEPHINE MARSTON, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of INTER BAY FUNDING, LLC, as Beneficiary, dated 7/15/2004, recorded 7/19/2004, under Instrument No. 1889061, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by BAYVIEW LOAN SERVICING, LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 7/15/2004, THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE 07/01/2011 TOGETHER WITH ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, LATE CHARGES AND FORECLOSURE FEES AND EXPENSES. ANY ADVANCES WHICH MAY HEREAFTER BE MADE; ALL OBLIGATIONS AND INDEBTEDNESSES AS THEY BECOME DUE AND ' CHARGES PURSUANT TO SAID NOTE AND DEED OF TRUST, THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER THE UNIFORM COMMERICAL CODE, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST. Amount due as of December 14, 2011 Delinquent Payments from July 01, 2011 6 payments at $1,976.24 each $11,857.44 (07-01-11 through 12-14-11) Late Charges: $493.24 TOTAL: $12,350.68 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $239,206.60, together with interest thereon at 5.500% per annum from 6/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 12/14/2011. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hilld, CA 91367 Phone: (877) 237-7878ASAP# 4158363 Legal 4399 December 22, 29, 2011 January 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On April 19, 2012, at the hour of 1:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 1, Spirit Lake Village 2nd Addition, according to the Plat recorded in Book "I" of Plats, Page 135, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 31881 Middle Ave., Spirit Lake, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Travis Gallimore & Tiffany M. Gallimore, husband and wfie, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., solely as nominee for First Horizon Home Loan Corporation as the Beneficiary, under the Deed of Trust recorded January 16, 2007, as Instrument No. 2077799000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Midfirst Bank, recorded December 7, 2011, as Instrument No. 2337861000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,313.14 for the months of June 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $182,666.25 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.50% from May 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 15th day of December, 2011. __________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 4401 December 22, 29, 2011 January 5, 12, 2012

NOTICE TO CREDITORS (I.C. 15-3-801) Case No. CV 11-10050 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Steven Roger Lee Deceased NOTICE IS HEREBY GIVE that Jerry Grotting has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 22 day of December 2011. Katherine Monroe Coyle, Attorney at Law Legal 4429 December 29, 2011 January 5, 12, 2012

NOTICE TO CREDITORS CASE NO. CV 2011-8326 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of: ELEANOR PITTSLEY Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above named estate. All persons having claims against the decedent or the decedent's estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be either presented to the undersigned at the address indicated, or filed with the Clerk of the Court. Robert Pittsley Personal Representative c/o Ted Rupp 2101 Lakewood Drive Suite 221 Coeur d'Alene, ID 83814 Legal 4437 December 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE On April 26, 2012, at the hour of 1:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 2 in Block 1 of Valley Green, according to the official plat thereof, filed in Book E of Plats at Page(s) 239 Official Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 9655 North Valley Way, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Stephen Scharosch, Lupe Scharosch, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded March 30, 2007, as Instrument No. 2091332000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded May 25, 2011, as Instrument No. 2314816000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,370.15 for the months of October 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $177,435.99 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.5% from September 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 21st day of December, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 4468 January 5, 12, 19, 26, 2012