Legals January 4, 2012

NOTICE OF TRUSTEE'S SALE On Thursday, the 29th day of March, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 7, RIVERVIEW PARK ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 161, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1619 E. 3rd Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BILLY JACK ARNOLD and JULIE ANN ARNOLD, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 29, 2005, as Instrument No. 1946126, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 3, 2005, as Instrument No. 1954374, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 29, 2005, in the amount of $1,012.00 each, for the months of May through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.15% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $149,525.25, plus accrued interest at the rate of 5.15% per annum from April 1, 2011. DATED This 29th day of November, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4334 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/27/2005 as Instrument Number 1945267, and executed by RICHARD H HAWKINS, AND MELISSA S HAWKINS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 23, BLOCK 11, FOREST HILLS 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2205 E WOODSTONE DR, Hayden, ID 83835-7220 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 1.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $509,718.79, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138164 FEI # 1006.148429 Legal 4385 December 21, 28, 2011 January 4, 11, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/06/2007 as Instrument Number 2103646000, and executed by MICHAEL H BROUGH, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 24, BLOCK 1, GREENSFERRY LANDING, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 269, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 957 N BAINBRIDGE ST, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.800% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $176,886.55, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138219 FEI # 1006.148430 Legal 4386 December 21, 28, 2011 January 4, 11, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/30/2005 as Instrument Number 1961452, and executed by DAVID ROSEN AND LEAH BIANCHI-ROSEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOTS 5, BLOCK 17, REID'S ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF PLATS, PAGE 141, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 921 N 7TH STREET, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $145,299.81, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0140286 FEI # 1006.148432 Legal 4387 December 21, 28, 2011 January 4, 11, 2012

NOTICE OF SALE Case No. CV 11-4642 Date of Sale: January 11, 2012 Time of Sale: 10:00 a.m. Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, ID 83815 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI FIRST NATIONAL ACCEPTANCE COMPANY Plaintiff, vs. ORA E. RAPER, a deceased individual; BENJAMIN HOYT RAPER, an individual, MELISSA LALANIE RAPER, an individual; and JOHN DOES I-X, Defendants. NOTICE IS HEREBY GIVEN THAT under and by virtue of an Order of Sale of Foreclosure issued on the 16th day of November, 2011 and the Writ issued on the 16th day of November, 2011, out of and under the seal of the above-title Court on Decrees of Foreclosure on Real and Personal Property recovered in said Court in the above-captioned action on the 7th day of October, 2011 and 28th day of October, 2011, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale and to sell at public auction the property described in said Order of Sale and to apply the proceeds of such sale to the satisfaction of said Decrees of Foreclosure and the Judgment contained in the Judgment and Decree of Foreclosure on Real and Personal Property Against Defendant Ora E. Raper Only with interest thereon and my fees and costs. The property directed to be sold is situated in Kootenai County, Idaho, and is described as follows, to-wit: ALL OF LOT 5, AND THE SOUTH 34 FEET OF LOT 4, BLOCK 60, CITY OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDED IN BOOK B OF PLATS, AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The property address is 32641 N. 8th Ave., Spirit Lake, Idaho 83869. NOTICE IS FURTHER GIVEN, that on the 11th day of January, 2012, at the hour of 10:00 o'clock a.m. in front of the front door of the Kootenai County Courthouse in Coeur d'Alene, Idaho, I will offer and sell at public auction, to the highest bidder therefor, in lawful money, all or so much of the above-described property thus directed to be sold, as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decrees of Foreclosure as set out in said Order of Sale. And that the said real estate is subject to redemption in six (6) months, pursuant to the statues in such case made and provided, with no exceptions. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. DATED this 15 day of Dec., 2011. Sheriff of Kootenai County, Idaho By: Gary Dagastine K2316 Deputy Legal 4390 December 21, 28, 2011 January 4, 2012

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Case No. CV11-7326 Date of Sale: January 18, 2012 Time of Sale: 10:00 a.m. Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d' Alene, Idaho 83815 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. JUNE SMITH (Deceased); Unknown Heirs, Assigns and Devisees of June Smith; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; and Does 1-10 as individuals with an interest in the property legally described as: Unit 2, Building AB-2, as shown on the plat of Townhome Condominiums, according to the official plat thereof filed in Book G of Plats at Page(s) 369, 369A and 369B, official records of Kootenai County, Idaho. And further defined in Condominium Declaration of the Village recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Together with the undivided interest in the limited common area and remaining common areas as set forth and defined in the Condominium Declaration of the Village, recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Which may commonly be known as: 415 East Knotty Pine Lane, Coeur d' Alene, Idaho, 83815. Defendants. Under and by virtue of an Order for Sale of Foreclosure signed by Judge Simpson on November 18, 2011 and docketed by the Clerk of the Court on November 18, 2011, and a Writ of Execution issued on November 30, 2011, out of and under the seal of the above-entitled Court on a Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 18th day of November, 2011, and docketed by the Clerk of the Court on the 18th day of November, 2011 in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Unit 2, Building AB-2, as shown on the plat of Townhome Condominiums, according to the official plat thereof filed in Book G of Plats at Page(s) 369, 369A and 369B, official records of Kootenai County, Idaho. And further defined in Condominium Declaration of the Village recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Together with the undivided interest in the limited common area and remaining common areas as set forth and defined in the Condominium Declaration of the Village, recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Which may commonly be known as: 415 East Knotty Pine Lane, Unit 2, Coeur d' Alene, Idaho, 83815. NOTICE IS HEREBY GIVEN that on the 18th day of January, 2012 at the hour of 10 o'clock a.m., at the location of Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d' Alene, Idaho 83815, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of Judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED This 21 day of December, 2011. ROCKY WATSON KOOTENAI COUNTY SHERIFF By: Michael Douglass DEPUTY Legal 4426 December 28, 2011 January 4, 11, 2012

Legal Notice December 19, 2011 The St. Joe Ranger District is interested in your comments on an upcoming grant application to the State of Idaho Department of Parks and Recreation. The St. Joe Ranger District is applying for a grant to assist in funding work on designated ATV routes on the district. Road numbers and ATV/motorcycle symbol markers will be placed to help visitors locate the areas where they can ride ATVs and motorcycles. The District expects to complete the Travel Management Environmental Assessment this winter 2012, and have a Motor Vehicle Use Map available for free to the public in the spring of 2012. Please call Jonathan Stein, Project Leader @208-245-6013 or write (St. Joe Ranger District, 222 S. 7th St. Suite 1, St. Maries, ID 83861) by January 6, 2012. Legal 4422 December 28, 29, 30, 31, 2011 January 2, 3, 4, 5, 6, 7, 9, 10, 11, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-10078 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF MICHAEL M. BRADSHAW Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 16th day of December, 2011. IDAHO TRUST BANK Personal Representative c/o MARY W. CUSACK WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 4423 December 28, 2011 January 4, 11, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PSB-11002439 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 25, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 11, BLOCK 4, FOOTHILLS, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 130, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3709 MONARCH DR. , COEUR D'ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ERIC L. STUFFLEBEAM AND TANYA STUFFLEBEAM, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN TITLE COMPANY, INC., as Trustee, for the benefit and security of PANHANDLE STATE BANK - PF BRANCH, as Beneficiary, dated 12/8/2004, recorded 12/20/2004, under Instrument No. 1919694, modified under Instrument No. 2199072000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by PANHANDLE STATE BANK - PF BRANCH. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 12/8/2004, THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/8/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $56,947.41, together with interest thereon at 8.300% per annum from 6/8/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/19/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By ________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4425 December 28, 2011 January 4, 11, 18, 2011

PUBLIC NOTICE OF INTENT TO PROPOSE OR PROMULGATE NEW OR CHANGED AGENCY RULES The following agencies of the state of Idaho have published the complete text and all related, pertinent information concerning their intent to change or make the following rules in the latest publication of the state Administrative Bulletin. IDAPA 16 - DEPARTMENT OF HEALTH AND WELFARE P.O. Box 83720, Boise, ID 83720-0036 16-0612-1201, Rules Governing the Idaho Child Care Program (ICCP). (Temporary & Proposed) Streamlines and improves processes for determining eligibility by defining excluded income, amending the process for calculating activity hours for part-time or full-time assistance, and by amending when and how changes are to be reported. Comment by January 25, 2012. NOTICE OF ADOPTION OF TEMPORARY RULE Idaho State Police 11-0301-1201, Rules Governing Alcohol Testing (eff. 11-1-11) Department of Health and Welfare 16-0309-1106, Medicaid Basic Plan Benefits (eff. 1-1-12) 16-0309-1107, Medicaid Basic Plan Benefits (eff. 1-1-12) Department of Lands 20-0702-1102, Conservation of Crude Oil and Natural Gas in the State of Idaho (eff. 12/21/11) NOTICE OF RESCISSION OF TEMPORARY RULE Department of Lands 20-0702-1101, Conservation of Crude Oil and Natural Gas in the State of Idaho (eff. 12/21/11) Department of Health and Welfare 16-0309-1105, Medicaid Basic Plan Benefits (eff. 10-1-11) (Proposed rulemaking has been vacated) Please refer to the Idaho Administrative Bulletin, January 4, 2012, Volume 12-1, for notices and text of all rulemakings, public hearings and negoitated meeting schedules, Governor's executive orders, and agency contact information. Issues of the Idaho Administrative Bulletin can be viewed at www.adm.idaho.gov/adminrules/ Office of the Administrative Rules Coordinator, Dept. of Administration, PO Box 83720, Boise, ID 83720-0306 Phone: 208-332-1820; Fax: 332-1896; Email: rulescoordinator@adm.idaho.gov Legal 4446 January 4, 2012

USDA FOREST SERVICE NORTHERN REGION OPPORTUNITY TO COMMENT DRAFT LAND MANAGEMENT PLAN AND DRAFT ENVIRONMENTAL IMPACT STATEMENT FOR THE IDAHO PANHANDLE NATIONAL FORESTS The Forest Service, Idaho Panhandle National Forests, has prepared a Draft Environmental Impact Statement (DEIS) and a Draft Land Management Plan (Draft Plan). The preferred alternative is Alternative B. The Draft Plan guides management on the Idaho Panhandle National Forests over the next 10 to 15 years and provides management direction in the form of goals, desired conditions, objectives, standards, guidelines, suitability determinations, and monitoring. It also makes new special area recommendations for portions of the forest, such as recommended wilderness and research natural areas. The DEIS and Draft Plan are available on the forest website at: http://www.fs.fed.us/kipz . Hard copies or CDs of the DEIS are available at the Idaho Panhandle National Forest Supervisor's Office; 3815 Schreiber Way; Coeur d'Alene, ID 83815 or by calling (208) 765-7417. The purpose of this comment period is to provide an opportunity for the public to provide early and meaningful participation on a proposed action prior to a decision being made by the Responsible Official. The Environmental Protection Agency will publish a Notice of Availability (NOA) for the DEIS and Draft Plan in the Federal Register on January 6, 2012. The opportunity to provide comments ends 90 days following that date, on April 5. Written, facsimile, hand-delivered, and electronic comments concerning this action will be accepted. The publication date of the NOA in the Federal Register is the exclusive means for calculating the comment period for a proposed action documented in a draft EIS. Those wishing to comment should not rely upon dates or timeframe information provided by any other source. Written comments must be submitted to: Idaho Panhandle National Forests; Forest Plan Revision; 3815 Schreiber Way; Coeur d'Alene, ID 83815. If you reference another document(s) in your comments, please attach a complete copy of the document(s). If complete copies are not available, please provide the cover page and applicable pages from the document. The office business hours for those submitting hand-delivered comments are 7:45 am to 4:30 pm, Monday through Friday, excluding holidays. Electronic comments must be submitted in a format such as an email message, plain text (.txt), rich text format (.rtf), or Word (.doc) to IPNFplanrevision @fs.fed.us. The sender should receive an automated electronic acknowledgement from the agency as confirmation of receipt. Only the first email from each sender will receive an email confirmation. If the sender does not receive this confirmation on the first email, it is the sender's responsibility to ensure timely receipt by other means. It is the responsibility of persons providing comments to submit them by the close of the comment period. If you would like additional information on this project, please contact Linda Clark at (208) 765-7417. Legal 4447 January 4, 2012

NOTICE OF TRUSTEE'S SALE On Thursday, the 5th day of April, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A PART OF TRACT 83, AVONDALE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 132, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID TRACT 83, AVONDALE; THENCE ALONG THE EAST LINE SOUTH 00 DEGREES 08.5' EAST, 174.68 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE EAST LINE SOUTH 00 DEGREES 08.5' EAST, 85 FEET; THENCE NORTH 89 DEGREES 59.5' WEST, 146.19 FEET TO A POINT ON THE EAST LINE OF A PUBLIC ROAD; THENCE ALONG SAID EAST LINE NORTH 00 DEGREES 00.5' EAST, 85 FEET; THENCE SOUTH 89 DEGREES 59.5' EAST, 145.98 FEET TO THE TRUE POINT OF BEGINNING. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 9732 N. Kirkpatrick St., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES ROGERS, and Unmarried Person, and MONIQUE M. CAMBURN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded December 31, 2003, as Instrument No. 1851337, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on February 5, 2004, as Instrument No. 1856953, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated December 31, 2003, in the amount of $638.00 each, for the months of June through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.57% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $79,998.65, plus accrued interest at the rate of 5.57% per annum from May 1, 2011. DATED This 5th day of December, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4335 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0104093422 T.S. No.: 11-04143-6 On April 26, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 2, BLOCK 7. HAWKS NEST SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK K OF PLATS AT PAGE 148 THRU 148H, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7136 N. TALON LANE , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RUSSELL C SIGLER AND PATRICIA SIGLER, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, NA., as original beneficiary, dated as of July 23, 2009, and recorded July 24, 2009, as Instrument No. 2223911000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary") Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 23, 2009 are: Failed to pay the monthly payments of $1,127.93 due from June 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; less unapplied funds held on account thereof; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $157,486.76, plus accrued interest at the rate of 5.50000% per annum from May 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 22, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120 Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4165214 Legal 4452 January 4, 11, 18, 25, 2012

ADVERTISEMENT FOR BID BID OF THE GOVERNMENT WAY SEWER SYSTEM IMPROVEMENTS FOR CITY OF DALTON GARDENS KOOTENAI COUNTY, IDAHO Separate sealed Bids for the Bid of the Government Way Sewer System Improvements Project will be received by at the City of Dalton Gardens office located at 6360 North Fourth Street in Dalton Gardens, Idaho, until 2:00 p.m. (Local Time), on Wednesday, January 25, 2012 and then at said office publicly opened and read aloud. All interested individuals are welcome to attend. The Government Way Sewer System Improvements involve improvements of said facilities on Government Way between Dalton Avenue and Hanley Avenue. Improvements include the installation of approximately 4,000 LF of 8" ASTM D3034 sewer line. The sewer line extends down Dalton Avenue, Hanley Avenue and Sunup Avenue. The Bidding Documents may be examined at the following locations: Welch, Comer & Associates, Inc., 350 E. Kathleen Avenue, Coeur d'Alene, ID 83815 Associated General Contractors, 8884 N. Government Way, Hayden, ID 83835 Spokane Regional Plan Center, 102 E. Boone Avenue #102, Spokane, WA 99202 Copies of the Bidding Documents may be obtained at the office of Welch, Comer & Associates, Inc. located at 350 E. Kathleen Avenue, Coeur d'Alene, Idaho upon a non-refundable payment of $30.00 for each set. You may visit their website at HYPERLINK "http://www.welchcomer.com" www.welchcomer.com to view this advertisement, any addenda and a current planholder's list associated with this project. A Bid shall be enclosed in an opaque sealed envelope plainly marked with the Project title, name and address of Bidder, and shall be accompanied by the Bid security and other required documents. If the Bid is sent through the mail or other delivery system, the sealed envelope containing the Bid shall be enclosed in a separate envelope plainly marked on the outside with the notation "BID ENCLOSED". Bids delivered by facsimile machine will not be accepted. PLEASE NOTE: A pre-bid walk through has been scheduled for Thursday, January 19, 2012 at 10:00 am. Prospective bidders are to meet at the office of Welch, Comer & Associates at address listed above. A Public Works Contractor License for the State of Idaho is required to BID on this work. All bids shall contain one of the following forms of Bidder's security in an amount equal to five percent (5%) of the total Base Bid and all add alternates, made payable to OWNER: a) Bidder's Bond executed by a surety company qualified to conduct business in the State of Idaho, b) Certified Check, c) Cashier's Check, or d) Cash. OWNER reserves the right to reject any or all bids. Dated this 4th day of January, 2012 /s/ Dan Franklin, Mayor Legal 4459 January 4, 11, 2012

2012 DRAFT ANNUAL ACTION PLAN REQUEST FOR PUBLIC COMMENT & NOTICE OF PUBLIC HEARING Esta solicitud de comentario p?blico y notificaci\u00DBn de audiencia p?blica est\u00B7 disponible en espa\u00D2ol\u2020 en la p\u00B7gina web \u2020 HYPERLINK "http://www.ihfa.org/portals/1aefd484-8f22-4f8c-93cd-1c7373969c55/media/grant%20programs/2012-annual-action-plan-espanol.pdf" http://www.ihfa.org/portals/1aefd484-8f22-4f8c-93cd-1c7373969c55/media/grant%20programs/2012-annual-action-plan-espanol.pdf The Idaho Housing and Finance Association, in partnership with the Idaho Department of Commerce, is seeking public comment regarding the 2012 Annual Action Plan for Idaho's Affordable Housing and Community Development programs. It has been drafted to meet HUD's reporting requirements. The Public Comment period begins 8 a.m. January 4, 2012 and ends 5 p.m. February 6, 2012. A Public Hearing to receive verbal and written comments will be held in Boise on January 31, 2011 from 4:30-5:30pm at the Park Plaza, 565 West Myrtle. This location is accessible to persons with physical disabilities. IHFA considers all requests for reasonable accommodation. The draft Plan is available at: HYPERLINK "http://www.ihfa.org/grants_actionpartplans.asp" http://www.ihfa.org/grants_actionpartplans.asp and HYPERLINK "http://www.community.idaho.gov" www.community.idaho.gov; Public Libraries in Boise, Nampa, Coeur d'Alene, Lewiston, Moscow, Twin Falls, Idaho Falls, Pocatello and Blackfoot; IHFA branch offices: 506 S. Woodruff, Idaho Falls; 1139 Falls Ave. E., Ste. B, Twin Falls; 215 10th St., Ste. 101, Lewiston; 610 W. Hubbard, and Bay 124, Coeur d'Alene. Requests for reasonable accommodation (including language interpretation and/or special assistance to accommodate a disability) may be submitted using the contact information below. Requests must be submitted at least five (5) working days prior to the public hearing. Call 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. #400 for more information. Submit written comments to: CDBG Program- Dennis Porter (IDC) dennis.porter@community.idaho.gov; fax: 208.334.2631; Department of Commerce- P.O. Box 83720, Boise, ID 83720-0093. HOME and ESG Programs- HYPERLINK "mailto:jerik@ihfa.org" jerik@ihfa.org ; fax to: Technical Assistance Coordinator at 208-331-4808; mail to: IHFA- Grants Programs, P.O. Box 7899, Boise, ID 83707-1899; or TDD 1.800.545.1833 Ext. 400. Legal 4460 January 4, 14, 2012

SUMMONS By Publication TO: Diane J. Moss You have been sued by John Harry, the plaintiff, in the District Court in and for Canyon County, Idaho, Case No. CV 2011-10883-C. The nature of the claim against you is for divorce. Any time after 20 days following the last publication of this Summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at 208-454-7300, 115 Albany St., Caldwell, ID 83605 and served a copy of your response on the plaintiff whose mailing address and telephone number are: 1807 S. Camas St., Nampa, ID 83686 Phone 208-830-1813. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED 12/23/11 Canyon County District Court By: K. Cano Deputy Clerk Legal 4461 January 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 24th day of April, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 2, BLOCK 5, BENTLEY VILLAGE FIRST ADDITION, KOOTENAI COUNTY, IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGE 228. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 149 S. Bentley Pl., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PATRICIA A. HESS and TROY L. HESS, Wife and Husband, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded September 26, 2007, as Instrument No. 2123746000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 26, 2007, as Instrument No. 2123747000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 25, 2007, in the amount of $1,303.00 each, for the months of May through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.41% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $180,837.65, plus accrued interest at the rate of 6.41% per annum from April 1, 2011. DATED This 23rd day of December, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4462 January 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 18th day of April, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 18, BLOCK 3, PIONEER RIDGE FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 312, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 617 W. Lariat Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRANDON WILLIAMS and SAMANTHA WILLIAMS, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded March 20, 2009, as Instrument No. 2201933000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 20, 2009, as Instrument No. 2201934000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 19, 2009, in the amount of $1,341.00 each, for the months of May through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.43% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $186,548.37, plus accrued interest at the rate of 5.43% per annum from April 1, 2011. DATED This 19th day of December, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4463 January 4, 11, 18, 25, 2012

Order No. 77071 NOTICE OF TRUSTEE'S SALE On Tuesday, April 10, 2012 at the hour of 10:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Unit 1, POLSTON AVENUE CONDOMINIUMS, according to the plat recorded in Book "J" of Plats at Pages 408, 408A, and 408B, records of Kootenai County, Idaho. TOGETHER WITH an undivided interest in the common area as set forth in the Condominium Declaration recorded November 28, 2006, as Instrument No. 2069342000. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1296 East Polston Avenue, Suite B, Post Falls, Idaho 83854 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by WHISKEY CREEK, LLC.COM, an Idaho limited liability company to Zion's First National Bank as initial Trustee, who resigned as such initial Trustee and the Beneficiary hereinafter mentioned appointed KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Successor Trustee, for the benefit and security of ZIONS FIRST NATIONAL BANK as initial Beneficiary, recorded December 6, 2006 as Instrument No. 2070908000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER that a Substitution of Trustee was recorded November 29, 2011 as Instrument No. 2336576000 records of Kootenai County, Idaho, wherein KOOTENAI COUNTY TITLE COMPANY, INC. was appointed as Successor Trustee. The default for which this sale is to be made is failure to make monthly installment payments in the amount of $3,597.95, which amount was due on July , 2011 and due on the 1st day of each month thereafter through November 1, 2011, together with penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of November 29, 2011 on the obligation secured by said Deed of Trust is $411,941.44, plus accrued interest in the amount of $23,942.49, plus interest accruing at the rate of 11.56% per annum from November 29, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 29th day of November, 2011. KOOTENAI COUNTY TITLE COMPANY, INC., Successor Trustee BY J. T. Jacobsen, President Legal 4466 January 4, 11, 18, 25, 2012

Order No. 77114 NOTICE OF TRUSTEE'S SALE On Tuesday, April 10, 2012, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 53, Block 5, GOZZER RANCH GOLF & LAKE CLUB I, according to the plat recorded in the office of the County Recorder in Book J of Plats, at Page 262 through 262 ''O'', official records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: NNA South Jackleg Trail, Harrison, Idaho 83833 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by SHADOW RIDGE INVESTMENTS, LLC, an Arizona limited liability company, to KOOTENAI COUNTY TITLE COMPANY, INC. as Trustee, for the benefit and security of GOLDWATER BANK, N.A., as Beneficiary, recorded May 22, 2008, as Instrument No. 2160420000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make monthly installment payments in the amount of $16,490.75, including interest, which were due on June 20, 2011 and on the 20th day of each month thereafter through November, 20, 2011, AND have failed to pay General Property taxes for the years 2008, 2009 and 2010, which are delinquent in the amount of $4,176.42, $5,682.76 and $5,910.88, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of November 22, 2011 on the obligation secured by said Deed of Trust is $2,382,069.91 in principal, plus accrued interest in the amount of $81,056.55, plus interest accruing at the rate of 12.00% annual percentage rate from November 23, 2011 until paid in full, plus late fees in the amount of $4,122.70, together with any additional late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 29th day of November, 2011 KOOTENAI COUNTY TITLE COMPANY, Trustee BY J. T. JACOBSEN, President Legal 4467 January 4, 11, 18, 25, 2012

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV2011-10362 IN THE DISTRICT COURT FOR THE 1ST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Alexandra Sabrina Colleen O'Dowd A Petition to change the name of Alexandra Sabrina Colleen O'Dowd, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Colleen O'Dowd. The reason for the change in name is: shorter & easier. A hearing on the petition is scheduled for 9:30 a.m. on 2/9/2012 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 12/30/2011 CLIFFORD T. HAYES CLERK FO THE DISTRICT COURT By: Nicole Vigil Deputy Clerk Legal 4477 January 4, 11, 28, 25, 2012

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV2011-8777 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Jean Catherine Lassiter A Petition to change the name of Jean Catherine Lassiter, now residing in the City of Coeur d'Alene , State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to Jena Catherine Lassiter. The reason for the change in name is: for artistic reasons. A hearing on the petition is scheduled for 1:30 o'clock p.m. on 1/20/2012 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 12/9/11 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Nicole Vigil Deputy Clerk Legal 4343 December 14, 21, 28, 2011 January 4, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 6th day of April, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 2, TREATY ROCK ESTATES SECOND ADDITION "SHENANDOAH" ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS, PAGE 86, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 220 W. Pawnee Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SCOTT W. MURPHY and SARAH M. MURPHY, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded February 15, 2008, as Instrument No. 2144992000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 15, 2008, as Instrument No. 2154401000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated February 14, 2008, in the amount of $1,007.00 each, for the months of May through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $139,548.92, plus accrued interest at the rate of 5.60% per annum from April 1, 2011. DATED This 7th day of December, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4344 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/30/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/09/2007 as Instrument Number 2087350000, and re-recorded 04/26/2007 as Instrument Number 2096206000, and executed by ANDREA HUNTER, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 1, RIVERSIDE HARBOR 11TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK 'J' OF PLATS AT PAGES 216 AND 216A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4893 E. PORTSIDE COURT, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $209,506.02, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/22/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0148693 FEI # 1006.148060 Legal 4346 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LPS-11002418 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 18, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BLOCK 2, SUMMERGLEN, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 88, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 10370 N. ATWATER STREET , HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD D. SEYMOUR, A MARRIED MAN, as Grantor, to ALLIANCE TITLE AND ESCROW CORPORATION, A DELAWARE CORPORATION, as Trustee, for the benefit and security of WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER WITH WACHOVIA MORTGAGE FSB, SUCCESSOR BY MERGER TO WORLD SAVINGS BANK,, as Beneficiary, dated 11/18/2005, recorded 11/23/2005, under Instrument No. 1997299, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER WITH WACHOVIA MORTGAGE FSB, SUCCESSOR BY MERGER TO WORLD SAVINGS BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/18/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/15/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $182,479.85, together with interest thereon at 2.750% per annum from 11/15/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/12/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By_________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4373 December 21, 28, 2011 January 4, 11, 2012

File No.: 120187 / Customer Ref No. 16237 NOTICE OF TRUSTEE'S SALE \u2020 \u2020 \u2020 \u2020On April 17, 2012 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation \u2020located at 1270 Northwood Center Ct \u2020Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: The North half of Lot 13 and 14, Block 6, Schaeffer's First Addition to Bayview, Kootenai County, State of Idaho, according to the plat recorded in Book D of Plats, Page 171. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 34033 North Spruce Avenue, Bayview, ID \u202083803, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Tom Clary and Dorothy Carpenter, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of Richard C & Donna R Haynes Living Trust, by Richard C Haynes, Trustee, and Donna R Haynes, Trustee, as husband and wife as Beneficiary, recorded August 11, 2004 as Instrument No. 1893946, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: 1. Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $$47,900.00 together with interest thereon at the rate of 7.750% per annum, as evidenced in Promissory Note dated August 6, 2004. \u2020Payments are in default for the months of May 2011 through and including November 2011 in the amount of $458.87 per month and continuing each and every month thereafter until date of sale or reinstatement. \u20202. Provide, maintain and deliver to Beneficiary(s) fire insurance satisfactory to and with loss payable to Beneficiary(s). The principal balance as of November 15, 2011 is $34,569.03 together with accrued and accruing interest thereon at the rate of 7.750% per annum. \u2020The per diem is $7.34. \u2020In addition to the above, there is also due delinquent real property taxes for 2008, 2009 and 2010, together with penalty and interest, and any other real property taxes that may become delinquent during this foreclosure, any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $34,569.03, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 12, 2011 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4375 December 21, 28, 2011 January 4, 11, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0023845 Title Order No. 100106199IDGNO Parcel No. 53N03W215850 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/12/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/29/2005 as Instrument Number 1975925, and re-recorded 10/04/2005 as Instrument Number 1985904, and executed by TROY K BAKER, AND CYNTHIA M BAKER, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: All that portion of the Southwest Quarter of Section 21, Township 53 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: BEGINNING at the West quarter corner of Section 21, Township 53 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; thence South along the Section line between Sections 21 and 22 for a distance of 750 feet; thence East for a distance of 660 feet to the center line of the existing road which is the TRUE POINT OF BEGINNING; thence Southerly along the center line of the existing road to a point which is located 737 feet East of the West line of Section 21 and 1170 feet South of the center line of Section 21; thence East a distance of approximately 273 feet to a point which is on the Western boundary of the right-of-way of the Northern pacific Railroad; thence Northerly along said right-of-way to a point which is located 750 feet South of the center line of said Section 21; thence West a distance of approximately 435 feet to the TRUE POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 27736 N HAYLOFT RD , ATHOL, ID 83801-8242 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $129,478.06, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/03/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4129125 Legal 4376 December 21, 28, 2011 January 4, 11, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/26/2002 as Instrument Number 1766424, and executed by RANDY HENLEY, AND NANCY HENLEY, HUSBAND AND WIFE, as Grantor(s), in favor of FIRST FRANKLIN FINANCIAL CORPORATION, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 15, BLOCK 3, NOB HILL, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "D" OF PLATS, AT PAGE 23, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1197 SOUTH FAIRMONT LOOP, Coeur d'Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $110,273.12, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0139245 FEI # 1006.148431 Legal 4380 December 21, 28, 2011 January 4, 11, 2012