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Legals February 25, 2012

| February 24, 2012 11:00 PM

NOTICE OF TRUSTEE'S SALE On FRIDAY, JUNE 1, 2012, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Unit No. 20 in Building No. 5, Rock Point, a condominium, as identified and defined by Declaration of Condominium for Rock Point, recorded July 6, 1979 as Instrument No. 811521, records of Kootenai County, State of Idaho. Together with an undivided 3.2755% interest in the Common Area and facilities as identified and defined in Declaration of Condominium for Rock Point, recorded July 6, 1979 as Instrument No. 811521, records of Kootenai County, State of Idaho. And together with such interest in and to the limited Common Area as may be identified and defined in Declaration of Condominium for Rock Point, recorded July 6, 1979 as Instrument No. 811521, records of Kootenai County, State of Idaho. Commonly known as: 5421 West Fairway Lane #20, Rathdrum, Idaho 83858 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: Deed of Trust to secure an indebtedness of $50,000.00, dated March 22, 2005, Recorded March 29, 2005, as Instrument No. 1938363, Official Records. Trustor: Elizabeth A. Ashby, an unmarried person Trustee: North Idaho Title Company Beneficiary: Mountain West Bank Loan No.: 018100368 THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not she is currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay the monthly payments when due for the month of November, 2011, and any payments thereafter accruing. As of January 4, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $48,176.11, plus accrued interest and late charges in the amount of $540.70. Additional interest accrues at the rate of 4.25% per annum or $5.46967 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 27th day of January, 2012. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 4656 February 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 06/15/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/20/2008 as Instrument Number 2145419000, and executed by JONATHAN FRANCO, AN UNMARRIED MAN, as Grantor(s), in favor of BANK ON AMERICA N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 8, BLOCK 2, GENESIS GARDENS, ACCORDING TO THE PLAT ON FILE IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS, PAGES 20 1 AND 201A, RECORDS OF KOOTENAI COUNTY, IDAHO. PURPORTED ADDRE SS IS: 13796 N LAUREN LOOP RATHDRUM, ID 83858. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 13796 NORTH LAUREN LOOP 2, Rathdrum, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $210,155.64, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 02/07/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 12-0004026 FEI # 1006.153051 Legal 4778 February 25 March 3, 10, 17, 2012

Notice of Lien Sale Notice is hereby given that CDA Place Self Storage, 5850 N Atlas RD, Coeur d'Alene, Idaho 83815, (208) 765-8998, will hold a public auction on Saturday, March 03, 2012 at 11 am with sign in beginning at 10:00am. The auction will take place at 5850 N Atlas RD, Coeur d'Alene, ID 83815.The entire contents of units to be sold: F71 - Earnest Sheets, P.O. Box 563, Klamath, CA 95548 Household Goods G23 - Angie Columbini, 8274 N. Nevada St., Rathdrum, ID 83858 Household Goods E79 - Joe Holverson, 7402 East 3rd, Spokane Valley, WA 99202 Household Goods F10 - Kim Sandstrom, P.O. Box 2472, Yelm, WA 98594 Household Goods F54 - Jesse Williamson, 317 Main St., Upam, ND 58789 Household Goods H62 - Michael Beatty, 3450 Bristol Ave, CDA, ID 83815 Household Goods Certified letters have been sent out to the last know address of the above individuals. The contents of the units will be sold to the highest bidder for cash or certified funds, no personal checks. Legal 4820 February 25 March 3, 2012

SUMMARY OF ORDINANCE NO. 1232 The city of Post Falls, Kootenai County, Idaho, hereby gives notice of the adoption of Post Falls Ordinance No.1232 an ordinance of the city of Post Falls, a municipal corporation of the state of Idaho, amending Section 9.28.080 of the Post Falls City Code to include prima facie evidence of intent; providing severability; providing repeal of conflicting ordinances; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 1232 is available at Post Falls City Hall, 408 N. Spokane Street, Post Falls, Idaho 83854 in the office of the City Clerk. ____________________________ Charity Cynova, City Clerk Legal 4821 February 25, 2012

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the City of Coeur d'Alene Planning Commission invites you to the following public hearing to consider your oral comments and all written comments received on this item: ITEM A-1-12 What is being requested: Ruen-Yeager & Associates on behalf of North Idaho College is requesting approval of Zoning In Conjunction With Annexation from County Industrial to the City R-17 (Residential at 17 units/acre) zoning district. Location of the request: Parcel 1- The property is more specifically described as +/- 7.97 acre portions of Lots 46 and 47 in Section 14, township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Parcel 2- A +/- 50.54 acre portion of land lying within the bed of Lake Coeur d'Alene which extends southerly from a portion of Lot 46 and Lot 47 in Section 14, township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The property is more generally described as property on the westerly and southerly of Rosenberry Drive /Dike Road between River Avenue and Hubbard Avenue along the shore line of the Spokane River and extending approximately 1000 feet from the high water mark of the Spokane River. A more detailed copy of the above legal description is available from the Planning Department. ITEM S-1-12 What is being requested: Janhsen Properties LLC is requesting a plat modification for "Cottage Grove" to a 46 lot 13 tract subdivision currently zoned C-17L PUD (Commercial Limited Planned Unit Development at 17 units/acre). Location of the request: The property is more specifically described as a +/- 10 acre parcel in the vicinity of the Northeast corner of West Pinegrove Drive and Canfield Avenue. It is legally described as Lots 1-17, Block 1, Lots 1-12, Block 2, and Tracts A-C, Cottage Grove in the Southwest 1/4 of Section 26, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Public Hearing time and location: The public hearings will begin at 5:30 p.m. in the Community Room, Lower-level of Coeur d'Alene Public Library, 702 E. Front Avenue, at a regular meeting of the Planning Commission on March 13, 2012. Require more information? To see a more detailed copy of the above legal descriptions, obtain more information on the above requests or a copy of the staff reports; contact the Planning Department at 769-2240. Staff reports are also posted and available on March 9, 2012, at the City's web site at www.cdaid.org by clicking on agendas/planning commission. Tami Stroud Sean Holm Clerk(s) of the Commission Legal 4822 February 25, 2012

NOTICE OF HEARING OF NAME CHANGE Case No.: CV 12-972 A petition to change the name of Casey Ann Mahoney, born 9-5-79, in Spokane, Washington residing at PO BOX 1242\u2020 Rathdrum, has been filed in Kootenai County District Court, Idaho. The name will change to Casey Ann Stimmel, because to have same last name as husband if his is changed. The petitioner's father is living and his address is unknown, Spokane, WA and The petitioner's mother is living and her address is unknown, Abuseive or Anchorage AK. A hearing on the petition is scheduled for 9:00 o'clock a.m. on 3-8 2012 at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: Feb 1, 2012 By: /s/ Cathy Victorino Deputy Clerk Notice of Hearing on Name Change Case No.: CV12-972 A Petition to change the name of Jonathon D Mahoney, born 7/23/76, in Walla Walla, Washington, residing at PO Box 1242, Rathdrum, \u2020has been filed in Kootenai County District Court, Idaho. The name will change to Jonathon D Stimmel, because this was original birth name. The petitioner's father is living and his address is 343 Cathirine St. # 204, Walla Walla, WA 99362 The petitioner's mother is living and her address is 109 Cedar Bend Dr. College Place, WA 99324 A hearing on the petition is scheduled for 9:00 o'clock a.m. on 3/8/2012, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: Feb. 1, 2012 By: /s/ Cathy Victorino Deputy Clerk Notice of Hearing on Name Change Case No.: CV12-972 A Petition to change the name of Sha-Re Anij Mahoney, born 3/11/07 in Coeur d'Alene, ID residing at \u2020PO Box 1242, Rathdrum, \u2020has been filed in Kootenai County District Court, Idaho. The name will change to Sha-Re Anij Stimmel, because same name as father and mother if last name is changed.\u2020 The child's father is living The child's mother is living A hearing on the petition is scheduled for 9:00 o'clock a.m. on 3/8/2012, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: Feb. 1, 2012 By: /s/ Cathy Victorino Deputy Clerk Legal 4663 February\u20204, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 06/01/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/13/2005 as Instrument Number 1956529, and executed by AUDRA D HUDSON, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE SOUTH HALF OF LOT 8 AND ALL OF LOT 9, BLOCK 6, NORTH PARK ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 5, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1114 N 5TH ST, Coeur d'Alene, ID 83814-3222 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $122,177.09, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/23/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0006170 FEI # 1006.127999 Legal 4682 February 11,18,25 March 3, 2012

Case No. CV12-1096 NOTICE OF HEARING ON NAME CHANGE (ADULT) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IT AND FOR THE COUNTY OF KOOTENAI IN RE: Jacqueline Marie Tremlin A Petition to change the name of Jacqueline Marie Tremlin, now residing in the city of Coeur d'Alene, State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to Jacqueline Marie Monaghan. The reason for the change in name is: because I divorced my spouse.. A hearing on the petition is scheduled for 1:30 PM on 3-12-12 at KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date. 2-6-12 Jacqueline M. Tremlin Typed/ printed name CLERK OF THE DISTRICT COURT By Sherry Huffman Deputy Clerk Legal 4704 February 11,18,25 March 3, 2012

Case No. CV12-1168 NOTICE OF HEARING IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE APPLICATION OF Lisa Rae Hatfield Petitioner FOR A CHANGE OF NAME A petition by Lisa Rae Hatfield born July 13, 1979 at Coeur d'Alene, Idaho now residing at 195 W. Palouse Drive, Post Falls, Idaho 83854 proposing a change in name to Elle Lisa Rae Hatfield, has been filed in the above entitled Court, the reason for the change in name being; I would like my legal name to be the same as the name I am known by to my family. The name of the Petitioner's father (if living) is Decease. Such Petition will be heard at 3/19, 2012, 1:30 pm and objections may be filed by any person who can, in such objections, show to the Court a good reason against such a change of name. Witness, my hand and the seal of said District Court this 8 day of February, 2012 DAN ENGLISH, Clerk By: Deputy Legal 4705 February 11, 18, 25, 2012 March 3, 2012

NOTICE OF TRUSTEE'S SALE On June 13, 2012, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 13, Block 2, HARBOR VIEW ESTATES, according to the plat recorded in Book "F" of Plats at Page 152, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3859 S. Brentwood Lane, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Daryl B. Feder and Chriss L. Feder, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded September 11, 2006, as Instrument No. 2054762000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as Trustee, for J.P. Morgan Mortgage Trust 2006-A7, recorded February 16, 2011, as Instrument No. 2303073000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. Legal 4710 February 11,18,25 March 3, 2012

Case No. CV 11- 10364 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI. IN THE MATTER OF THE ESTATE OF WALTER G. METTITT. Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named Decedent. All persons having claims against the decedent of his estate are required to present their claims within four(4) months after the date of the second publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated below or be filed with the clerk of the court. Dated this 10th day of February, 2011 /s/ Mark A. Jackson /s/ Deborah Merritt Personal Representative c/o Mark A Jackson 110 Wallace Avenue Coeur d'Alene, ID 83814 Legal 4746 February 18, 25 March 3, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PSB-12002466 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on June 15, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 5, BLOCK 20, WOODLAND HEIGHTS EIGHTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OFTHE COUNTY RECORDER IN BOOK "J" OF PLATS AT PAGE 28, 28A, AND 28B, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1709 EAST GRANDVIEW DRIVE , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN ALLAN GWALTNEY AND LISA MARIE GWALTNEY, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of PANHANDLE STATE BANK, as Beneficiary, dated 3/3/2010, recorded 3/5/2010, under Instrument No. 2256135000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by PANHANDLE STATE BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/3/2010, THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/3/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $86,571.34, together with interest thereon at 18.000% per annum from 3/3/2011, until paid. Legal 4749 February 18, 25 March 3, 10, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 06/15/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/05/2006 as Instrument Number 2059556000, and executed by SCOTT FOLEY, AND BRENDA FOLEY, HUSBAND AND WIFE AS JOINT TENANTS, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 4, BLOCK 2, LES JAMES ADDITION, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF DEEDS AT PAGE 51. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1837 N JOHNSON RD, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $356,559.37, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 02/07/2012, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0014619 FEI # 1006.130441 Legal 4777 February 25 March 3, 10, 17, 2012