Legals December 31, 2012

| December 30, 2012 11:00 PM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 28, 2012 File No.: 7021.12432 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 26993 N Harrier Ln Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rachel Miller, and Billy E. Miller Jr., wife and husband Original trustee: Alliance Title and Escrow Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 04/02/2007 Recorder's instrument number: 2091622000 County: Kootenai Sum owing on the obligation: as of November 28, 2012: $394,498.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4 in Block 1 of Caliber Ranch III, according to the official plat thereof, filed in Book J of Plats at Page(s) 8 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12432) 1002.234920-File No. Legal 7607 December 10, 17, 24, 31, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 6, 2012 File No.: 7021.28770 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2814 North Clara Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shauna R. Brown, a married person, as her sole and separate property Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 07/24/2007 Recorder's instrument number: 2112294000 County: Kootenai Sum owing on the obligation: as of December 6, 2012: $149,000.54 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That part of Tract 26, Fruitland Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the amended plat recorded in Book C of Plats, Page 12, described as follows: Beginning at a point on the West line of said Tract 26, 395 feet North from the Southwest corner of said Tract; thence North 75 feet along said West line; thence East parallel with the South line of said Tract 26, 130 feet to the East line of said Tract; thence South along said East line 75 feet; thence West 130 feet to the Point of Beginning, plus the South 4 feet of that part of Tract 26, Fruitland Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the amended plat recorded in Book C of Plats, Page 12, described as follows: Beginning at the point on the West line of Tract 26, 470 feet North of the Southwest corner thereof; thence North along the said West line 75 feet; thence East parallel to the South line of said Tract 26, 130 feet to the East line of said Tract 26, thence South along the East line 75 feet; thence West 130 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28770) 1002.200314-File No. Legal 7654 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 5, 2012 File No.: 7021.10795 Sale date and time (local time): April 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1217 West Canfield Avenue Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael Wayne Phillips and Patricia Ann Phillips, husband and wife Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 10/26/2007 Recorder's instrument number: 2128765000 County: Kootenai Sum owing on the obligation: as of December 5, 2012: $276,719.12 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Lake Forest 4th Addition, according to the plat recorded in Book "I" of Plats, Page 233, 233A, 233B, and 233C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10795) 1002.235791-File No. Legal 7655 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 3, 2012 File No.: 7021.11385 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14414 North Arbor Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Russell C. Watts, and Shastadi Watts, husband and wife Original trustee: Fidelity National Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. Recording date: 10/15/2007 Recorder's instrument number: 2126893000 County: Kootenai Sum owing on the obligation: as of December 3, 2012: $147,069.94 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 in Block 3 of Roth Addition, according to the official plat thereof, filed in Book E of Plats at Page(s) 135 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11385) 1002.235392-File No. Legal 7656 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 7, 2012 File No.: 7023.103348 Sale date and time (local time): April 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 24619 N Good Hope Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James H. Epling and Inna I. Epling, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 09/ 26/2007 Recorder's instrument number: 2123777000 County: Kootenai Sum owing on the obligation: as of December 7, 2012: $219,760.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South one-half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 31, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or(TS# 7023.103348) 1002.236056-File No. Legal 7664 December 17, 24, 31, 2012 January 7, 2013

Notice of Public Hearing On the Status of Proposed Activities The City of Coeur d'Alene will hold a public hearing for public testimony prior to submitting a proposal to the Housing and Urban Development Department for an annual allocation of Community Development Block Grant (CDBG) funds. The public hearing will include a discussion on the contents of the Draft Consolidated Plan such as the top housing and community needs in the City, a proposed strategic plan for the annual allocation of the CDBG funds, and how CDBG funds will benefit low and moderate- income persons. The funding is estimated to be $243,000 annually for 5 years. Current goals are to Increase For Sale Affordable Housing, Increase Affordable Rental Housing, Sidewalk Accessibility, Neighborhood Revitalization, Economic Development, and Public Service. The Plan Year 2013 Annual Action Plan and Citizen Participation Plan, as amended, will also discussed. The Draft Consolidated Plan and related documents are available for review at www.cdaid.org. The public hearing has been scheduled for 6:00 p.m., January 15, 2013, Library Community Room, 701 E. Front Avenue, Coeur d'Alene, Idaho 83814. Verbal and written comments about the Draft Consolidated Plan will be accepted during the hearing and between - January 2, 2013 ? February 2, 2013. Written comments can be submitted to Renata McLeod, City Hall, 710 Mullan Avenue, Coeur d'Alene, ID 83814. The hearing will be held in a facility that is accessible to persons with disabilities. Special accommodation will be available, upon request, five (5) days prior to the hearing. For more information, contact the City Clerk at (208) 769-2231. Susan Weathers, City Clerk Legal 7669 December 19, 31, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 12th day of March, 2013, at the hour of 2 o'clock p.m. of said day, at 1866 N. Lakewood Drive, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: East half of Lot 9, Block 11, Orchard Place, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 50, records of Kootenai County, Idaho. More commonly known as: 148 E. Ryan Dr., Hayden Lake, ID 83835. For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews & Sheldon, PLLC., 421 W. Riverside Avenue, Suite 900, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Catharine S. Boyer, an unmarried person, Grantor to Pioneer Title Company, as Trustee, for the benefit and security of Spokane Teachers Credit Union, as Beneficiary; said Deed of Trust having been recorded on May 17, 2004, as Instrument No.1876482, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Catharine S. Boyer (the Borrowers which executed the Note for which the above described Deed of Trust was granted as security) to pay when due monthly installments as set forth in the note secured by the Deed of Trust, to-wit: $94.96 per month for the month of March, 2012; $169.99 per month for the months of April through September, 2012 $0 in late fees All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $18,037.92 principal, plus $486.68 interest accrued to October 1, 2012, plus $0 in late fees plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $3.08 at 6.25 percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST October 31, 2012, INSTRUMENT NO. 2382114000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. DATED this 5th day of November, 2012. SHERYL S. PHILLABAUM Successor Trustee Legal 7680 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2012 File No.: 7069.25515 Sale date and time (local time): April 16, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 916 North 15th Street Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Troy L. Chandler, a single man Original trustee: Stewart Title of Boise, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Fieldstone Mortgage Company Recording date: 04/10/2006 Recorder's instrument number: 2024423000 County: Kootenai Sum owing on the obligation: as of December 12, 2012: $186,917.58 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 49 feet of the West half of Lot 5, Springwater Addition to the Town of Coeur d'Alene, according to the plat recorded in Book "A" of Plats at Page 123, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.25515) 1002.236472-File No. Legal 7689 December 24, 31, 2012 January 7, 14, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 14, 2012 File No.: 7023.102707 Sale date and time (local time): April 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 419 East Mallard Ave Coeur d'Alene, ID 83815-1811 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Roxy McDaniel, an unmarried person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/31/2005 Recorder's instrument number: 1938906 County: Kootenai Sum owing on the obligation: as of December 14, 2012: $132,250.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 2. Bluegrass Meadows Estates, according to the plat recorded in Book "I" of Plats at Page 24, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.102707) 1002.236777-File No. Legal 7691 December 24, 31, 2012 January 7, 14, 2012

Case No. CV-12-8529 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BANK OF AMERICA, N.A., Plaintiff, vs. LARRY G. YOUNG (Deceased); Unknown Heirs, Assigns and Devisees of LARRY G. YOUNG; and Does 1-10 as individuals with an interest in the property legally described as: Lot 7, Block 3, Northern Meadows, according to the plat recorded in the office of the County Recorder in Book "G" of plats, page 54, records of Kootenai County. Which may commonly be known as: 30675 N. Meadow St., Athol, Idaho 83801. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, declaratory relief concerning the real property located at 30675 N. Meadow St., Athol, Idaho 83801. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 10th day of December, 2012. CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 7704 December 24, 31, 2012 January 7, 14, 2013

Case No. CV-12-8361 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ONEWEST BANK, FSB Plaintiff, vs. TERRY WAYNE STIDMAN (Deceased); Unknown Heirs, Assigns and Devisees of Terry Wayne Stidman; GARRY DWAYNE STIDMAN; and Does 1-10 as individuals with an interest in the property legally described as: The West half of the Southwest quarter of the Northeast quarter of Section 6, Township 53 North, Range 4 West, of the Boise Meridian, Kootenai County, Idaho less and except any portion of said land which may lie within the bounds of the County Road. Which may commonly be known as: 7070 W. Nash Rd., Spirit Lake, Idaho 83869 Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, declaratory relief concerning the real property located at 7070 W. Nash Rd., Spirit Lake, Idaho 83869. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 10TH day of December, 2012. CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 7705 December 24, 31, 2012 January 7, 14, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 29, 2012 File No.: 7301.27554 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11332 Cutlass Street Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kevin N. Farrar, a married man as his sole and separate property Original trustee: Land America One Stop Original beneficiary: Citicorp Trust Bank, FSB Recording date: 04/19/2007 Recorder's instrument number: 2094939000 County: Kootenai Sum owing on the obligation: as of November 29, 2012: $183,968.89 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 2, Stinson Estates Third Addition, according to the plat recorded in Book "I" of Plats at Page 279, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.27554) 1002.235091-File No. Legal 7615 December 10, 17, 24, 31, 2012

Case No. CV12-8718 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., successor by merger to Wells Fargo Home Mortgage, Inc., Plaintiff, vs. DORIS E. GRAFTON, (deceased); Unknown Heirs, Assigns and Devisees of DORIS E. GRAFTON; RICHARD ALAN GRAFTON; DONA GRAFTON and Does 1-10 as individuals with an interest in the property legally described as: The Northwest Quarter of the Northeast Quarter of the Southwest Quarter of Section 17, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. Which may commonly be known as: 10320 N. Payment Peak Rd., aka 10324 N. Payment Peak Rd., Post Falls, Idaho 83854. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 10320 N. Payment Peak Rd., aka 10324 N. Payment Peak Rd., Post Falls, Idaho 83854. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 11th day of December 2012. CLERK OF THE DISTRICT COURT By: ______/s/ Deputy Clerk Legal 7708 December 24, 31, 2012 January 7, 14, 2013

CASE NO. CV 2012-8417 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION In the Matter of the Estate of EUGENIA POKORNY, NOTICE IS HEREBY GIVEN that PETER POKORNY has been appointed Personal Representative of the estate of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of the Notice to Creditors, or within sixty (60) days after the undersigned mailed or delivered a copy of this Notice to such person, whichever is later, or said claims will be forever barred. Claims must either be presented to Candace M. Wilkerson, Attorney at Law, P.O. Box 45545, Seattle, Washington 98145, or filed with the Clerk of Court. DATED this 14th day of December, 2012. _______________________/s/ CANDACE M. WILKERSON Attorney for the Estate of Eugenia Pokorny Legal 7707 December 24, 31, 2012 January 7, 14, 2013

CASE NO. CV12-8890 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF STANLEY B. MOORE, Deceased. NOTICE IS HERBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above named decedent. All persons habiving claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented tothe undersigned at the address indicated, or filed with th Clerk of the Court. /s/ Attorney for Personal Representative James A. Raeon 1424 Sherman Avenue Coeur d' Alene, ID 83814 Legal 7708 December 24, 31, 2012 January 7, 2013

LEGAL NOTICE OF A FINDING OF NO SIGNIFICANT IMPACT REAFFIRMATION FOR THE HAUSER LAKE WATER ASSOCIATION DRINKING WATER IMPROVEMENTS HAUSER, IDAHO The Department of Environmental Quality (DEQ) is reaffirming the Finding of No Significant Impact (FONSI) issued on August 22, 2012 for the Hauser Lake Water Association drinking water improvements. The project includes the construction of a new storage tank, upsizing a well pump, converting a booster station to a pressure reducing valve station, installing an emergency generator and installing or replacing approximately 43,000 linear feet of distribution mains. The determination was reassessed after it became necessary to move the proposed storage tank to a new site. The reaffirmation is issued following review of the following: \u2022 EID Addendum, dated December 20, 2012, \u2022 Environmental Information Document for Hauser Lake Water System, dated May 2012, \u2022 An evaluation of the original and current scope of the project, \u2022 The physical environmental conditions of the proposed project area, \u2022 Effects to the environment from the proposed project, and \u2022 The public views of the proposed project. This reaffirmation satisfies the DEQ environmental review requirements for DEQ drinking water grant 107-2011-1, having been issued in accordance with the Rules for Administration of Planning Grants for Drinking Water Facilities (IDAPA 58.01.22), Rules for Administration of the Drinking Water Loan Program (IDAPA 58.01.20) and the State Environmental Review Process. Copies of the information upon which the FONSI reaffirmation is based are available on the DEQ web site at www.deq.idaho.gov/water-quality/grants-loans/environmental-assessment.aspx or at: Department of Environmental Quality State Office Division of Water Quality 1410 North Hilton Boise, Idaho 83706 Grant/Loan SERP Contact: Mike May ? (208)\u2020373-0406 or Michael.May@deq.idaho.gov Legal 7714 December 31, 2012

NOTICE OF PUBLIC HEARING THE CITY OF POST FALLS STRATEGIC PLAN 2012-2017 NOTICE IS HEREBY GIVEN that the Post Falls City Council will hold a public hearing on Tuesday, January 15th 2013 at 6:00 p.m. at the Post Falls City Hall, 408 Spokane Street, Post Falls, Idaho. The purpose of the hearing is to review the proposed draft Strategic Plan 2012-2017 for the City of Post Falls. A draft of the plan is available for review at the Post Falls City Hall, Post Falls Library and on the city's website: www.postfallsidaho.org/StrategicPlan/strategicintro.html All persons desiring to be heard should appear at this hearing. Written testimony or comments may be sent to the City of Post Falls Planning Division, 408 Spokane Street, Post Falls, ID 83854, e-mail comments to phnotice@postfallsidaho.org. Persons are encouraged to submit any and all written comments by January 7, 2013 in order to be included in the Staff Report. Oral and written testimony may be provided during the public hearing and submitted into the record. Testimony may be limited to 3 minutes per person. If you plan to present documents, maps, or a presentation at the hearing, you must contact us by January 7, 2013 for the "Presentation Guidelines". A complete file on this matter may be reviewed by the public in the Post Falls Planning Division located at 408 N. Spokane Street. Questions regarding this hearing can be directed to the Public Services Department (208) 773-8708. A video is available on the Post Falls City website on "How to Testify at a Public Hearing" at http://postfalls.pegcentral.com/ The City Hall Building is handicapped accessible and if any person needs special equipment to accommodate their disability please notify the City Media Center at least 24 hours in advance of the meeting date. The Media telephone number is 208-292-2314. Thank you. Dated this 26th day of December 2012. COMMUNITY DEVELOPMENT DEPARTMENT PLANNING DIVISION _________________/s/ HILARY ANDERSON PLANNING AND ECONOMIC DEVELOPMENT MANAGER Legal 7727 December 31, 2012

CASE NUMBER : CV-12-9079 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF MAE LOUISE CLAFLIN, DECEASED. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named decedent. All persons having claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. /s/ JULIE JUDD PERSONAL REPRESENTATIVE C/O CHARLES M. DODSON ATTORNEY AT LAW 1424 SHERMAN AVENUE, SUITE 300 COEUR D' ALENE, ID 83814 /s/ CHARLES M. DODSON Attorney for Personal Representative Legal 7736 December 31, 2012 January 7, 14, 21, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7021.12550 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1512 North 5th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lucas Fahey, a married man as his sole and separate property Original trustee: Land America Lawyers Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc. Recording date: 06/27/2005 Recorder's instrument number: 1960121 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $84,997.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10, Block 1, Simms Addition to Coeur d'Alene, according to the plat recorded in Book "B" of Plats at Page 57, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12550) 1002.235176-File No. Legal 7616 December 10, 17, 24, 31, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 29, 2012 File No.: 7042.27611 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12241 N Kelly Rae Dr Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey J. Hall, a married man as his sole & separate property Original trustee: Fidelity National Title Insurance Co Original beneficiary: America's Wholesale Lender Recording date: 07/29/2005 Recorder's instrument number: 1968491 County: Kootenai Sum owing on the obligation: as of November 29, 2012: $256,453.69 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 5, First Addition to Pineview Estates, according to the plat recorded in Book "D" of Plats at Page 188, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.27611) 1002.235106-File No. Legal 7617 December 10, 17, 24, 31, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7037.98195 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9730 North Ptarmigan Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lisa A. Wheeler, an unmarried woman Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Plaza Home Mortgage, Inc, its successors and assigns Recording date: 11/05/2008 Recorder's instrument number: 2184831000 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $182,869.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15, Block 1, Ptarmigan Addition, according to the plat recorded in the office of the County recorder in Book "F" of Plats at Page 69, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.98195) 1002.235188-File No. Legal 7622 December 10, 17, 24, 31, 2012

Loan No. xxxxxx3990 T.S. No. 1366711-39 Parcel No. C-4640-001-011-0 NOTICE OF TRUSTEE'S SALE On April 03, 2013, at the hour of 11:00 A.M. of said day, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur D'Alene, Idaho, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 11, Block 1, Hoffman First Addition, Kootenai County, State of Idaho, according to the plat recorded in book "F" of plats, at page 164. Commonly known as: 4735 N. Troy Street, aka 83814 Coeur D'Alene, ID 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Chip M. Whitson and Stephanie N. Whitson, husband and wife, as Grantor, to First American Title Insurance Co. as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. ("MERS"), as nominee for Central Pacific Mortgage Company, a California Corporation, its Successors and Assigns, as Beneficiary, recorded July 15, 2005, as Instrument No. 1964939, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due March 1, 2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $214,406.23, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company, c/o Cal-Western Reconveyance Corporation, P.O. Box 22004, El Cajon, CA 92022-9004 (800)546-1531 Dated: November 30, 2012 Signature/By First American Title Insurance Company.(12/17/12, 12/24, 12/31, 01/07/2013) R-423326 Legal 7624 December 17, 24, 31, 2012 January 7, 2012

CASE NO. CV-12012-8466 SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI STEPHEN L. WHEELER and M. CANDACE WHEELER, husband and wife, Plaintiff, vs. FRANK J. DENNISON, ALANA A. DENNISON, and FRANK G. DENNISON, and the unknown heirs and/or devisees of the above named parties, if deceased, and any unknown owners of, and all parties claiming an interest in and to the following described property, to wit: That portion of Government Lot 3 in Section 16 Township 51 North, range 3 West, Boise Meridian, Kootenai County, Idaho laying south of the existing County Road, commonly known as English Point Road, and North of the plat of FIRST ADDITION TO BLOCK B, THE ENGLISH POINT BUILDING SITES, according to the plat recorded in the office of the county recorder in Book D of Plats at page 150, and being a part of exhibit A, attached to County Deed 2284257, recorded October 1, 2010, and further described as follows: That portion of Government Lot 3 where the southerly boundary is the north line of Lot 24, Block B, FIRST ADDITION TO BLOCK B, THE ENGLISH POINT BUILDING SITES, the westerly boundary is the northerly extension of the westerly line of said lot 24, the northerly boundary is the southerly right-of-way of English Point Road, and the easterly boundary is the northerly extension of the easterly line of said lot 24. The address is: 5428 E. Waverly Loop, Hayden, Kootenai County, Idaho Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE NAMED PLAINTIFFS. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW: TO: FRANK J. DENNISON, ALANA A. DENNISON and FRANK G. DENNISON, and the unknown heirs and/or devisees of the above named parties, if deceased, and any unknown owners of, and all parties claiming an interest in and to the following described property, the above named Defendants. You have been sued by STEPHEN L. WHEELER and M. CANDACE WHEELER., the Plaintiffs, in the District Court in and for Kootenai County, Idaho, Case No. CV-12-8466. The nature of the claim against you is an action for quiet title. Anytime after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d' Alene, Idaho 83816, (208) 446-1160, and served a copy of your response on the Plaintiff's attorney, Kenneth T. Jacobsen, Dolan & Jacobsen, P.O. Box 1116, Coeur d' Alene, Idaho 83816, (208)664-8258. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 20th day of November, 2012. CLIFFORD T. HAYES Clerk of the District Court /s/ By: Deputy Legal 7647 December 10, 17, 24, 31 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 7, 2012 File No.: 7042.27930 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1917 E Meadow Ln Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rachel K. Larkin, an unmarried person Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countywide Home Loans, Inc. Recording date: 12/16/2005 Recorder's instrument number: 2002313 County: Kootenai Sum owing on the obligation: as of December 7, 2012: $128,478.22 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 2, Sundance Meadows, according to the plat recorded in Book "F" of Plats at Page 43, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA- Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.27930) 1002.236009-File No. Legal 7650 December 17, 24, 31, 2012 January 7, 2013