Legals December 27, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 27, 2012 File No.: 7037.92379 Sale date and time (local time): March 28, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1950 W Canfield Avenue Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Richard W. Mitchell and Spouse, Jaime Mitchell Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Sebring Capital Corporation, its successors and assigns Recording date: 04/19/2006 Recorder's instrument number: 2026123000 County: Kootenai Sum owing on the obligation: as of November 27, 2012: $159,779.47 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Coeur d'Alene Place Second Addition, according to the plat recorded in Book "G" of Plats at Page 396, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.92379) 1002.234728-File No. Legal 7593 December 6, 13, 20, 27, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2012 File No.: 7021.12545 Sale date and time (local time): April 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3311 N 17th St Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dewayne Miller, an umarried man Original trustee: Alliance Title & Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide home Loans, Inc. dba America's Wholesale Lender Recording date: 06/28/2007 Recorder's instrument number: 2107730000 County: Kootenai Sum owing on the obligation: as of December 12, 2012: $122,248.26 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 14 in Block 1 of Canfield Vista addition to Coeur D' Alene, according to the Official Plat thereof, filed in Book E of Plats at Page(s) 141 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12545) 1002.228242-File No. Legal 7699 December 27, 2012 January 3, 10, 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 14, 2012 File No.: 7037.91168 Sale date and time (local time): April 16, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1429 W Tanager Ave Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rustin E. Dan, a married man as his sole and separate property Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns Recording date: 01/17/2007 Recorder's instrument number: 2078163000 County: Kootenai Sum owing on the obligation: as of December 14, 2012: $166,701.41 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 11, Grouse Meadows Second Addition, according to the plat recorded in Book G of Plats, Pages 226, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.91168) 1002.236831-File No. Legal 7700 December 27, 2012 January 3, 10, 17, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 13, 2012 File No.: 7021.10167 Sale date and time (local time): April 17, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 770 W. Elmgrove Court Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Judy M. Carpenter, a single woman Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Brokers Conduit Recording date: 10/30/2006 Recorder's instrument number: 2063950000 County: Kootenai Sum owing on the obligation: as of December 13, 2012: $267,476.54 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 2, Parkwood Estates, according to the plat recorded in Book "F" of Plats, Page 211, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10167) 1002.217127-File No. Legal 7702 December 27, 2012 January 3, 10, 17, 2013

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-12002556 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 26, 2013, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 19, BLOCK 1, BLACK ROCK SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS, AT PAGE 41, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOT 323 ESTRELLA DRIVE, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CARL WAYNE RIGGS, A MARRIED MAN, as Grantor, to KOOTENAI COUNTY TITLE COMPANY, INC., as Trustee, for the benefit and security of IDAHO INDPENDENT BANK, as Beneficiary, dated 6/23/2008, recorded 6/30/2008, under Instrument No. 2166583000, modified under Instrument No. 2274139000, further modified under Instrument No. 2301389000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/23/2008, FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/16/2012, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. IN ADDITION, THE BENEFICIARY WILL REQUIRE AS A CONDITION TO REINSTATEMENT THAT YOU PROVIDE RELIABLE WRITTEN EVIDENCE THAT ALL PROPERTY TAXES AND HAZARD INSURANCE PREMIUMS ARE PAID CURRENT AS PROVIDED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $209,249.11, together with interest thereon at 21.000% per annum from 7/16/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/19/2012. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By: Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 7710 December 27, 2012 January 3, 10, 17, 2013

NOTICE OF DEFAULT NOTICE IS HEREBY GIVEN that Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, is the Successor Trustee under the Deed of or Transfer in Trust executed by VIKING PROPERTIES & INVESTMENTS, L.L.C., as Grantor, to NORTH IDAHO TITLE INSURANCE, INC., as Trustee, in favor of IDAHO INDEPENDENT BANK, as Beneficiary, dated 3/7/2005, recorded 3/16/2005, under Instrument No. 1935717, modified under Instrument No. 2090765000, further modified under Instrument No. 2301414000, records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. Said Deed of Trust covers real property situated in said County, described as follows: LOT 3, BLOCK 10, BLACK ROCK, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 299, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is the failure to pay when due under the Deed of Trust Note initially dated 3/7/2005, and all subsequent modifications and renewals thereof, FAILURE TO PAY THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/15/2012, AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. IN ADDITION, THE BENEFICIARY WILL REQUIRE AS A CONDITION TO REINSTATEMENT THAT YOU PROVIDE RELIABLE WRITTEN EVIDENCE THAT ALL PROPERTY TAXES AND HAZARD INSURANCE PREMIUMS ARE PAID CURRENT AS PROVIDED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $308,479.10, together with interest thereon at 21.000% per annum from 7/16//2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: 12/7/2012 Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee ___________/s/ Amy L. Bowles, Assistant Secretary STATE OF IDAHO ) ) ss. COUNTY OF ADA ) On 12/7/2012, before me a Notary Public in and for said State, personally appeared Amy L. Bowles, known and identified to me to be the Assistant Secretary, of the corporation who executed this instrument on behalf of said corporation, and acknowledged to me that such corporation executed the same. _________________________/s/ NOTARY PUBLIC in and for the State of Idaho residing at: Boise, ID My commission expires: 4/18/2014 Legal 7711 December 27, 2012 January 3, 10, 17, 2013

CASE NO. CV-12-7739 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: BETTY JANE PETERSON Date of Death: 9/7/2012 NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 29th day of October, 2012. Bob Sandau, Personal Representative C/O Pamela Massey Attorney for Personal Representative 1103 E. Best Ave Suite E Coeur d' Alene, ID 83814 Legal 7716 December 27, 2012 January 3, 10, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 28, 2012 File No.: 7303.21077 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1584 East Bobwhite Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Judson W. Gorton, a married man as his sole and separate property Original trustee: North Idaho Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Inland Northwest Bank Recording date: 08/30/2007 Recorder's instrument number: 2119085000 County: Kootenai Sum owing on the obligation: as of November 28, 2012: $336,027.74 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 10, Fieldstone, at Prairie Falls, Fifth Addition, according to the plat recorded in Book "J" of Plats at Pages 345 through 345K, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.21077) 1002.234884-File No. Legal 7599 December 6, 13, 20, 27, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 701220367-1 / Mitchell / Gissel T.S. No.: 12-00363-4 On April 12, 2013, 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Sterling Savings Bank, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A parcel of land located in the West half of Section 18, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, said parcel being a portion of Lot 8 and a portion of Lot 9, Block 1, River Ridge Terrace, as shown on the plat thereof filed in Book "F" of Plats, at Page 93, and shown as the adjusted Lot 8 on the Record of Survey filed as Instrument Number 1653362, records of Kootenai County, more particularly described as follows: Commencing at the Southeast corner, said Lot 8, from which the North quarter corner, said Section 18, bears North 00 degrees 12 minutes 08 seconds East a distance of 2685.21 feet; thence North 00 degrees 12 minutes 08 seconds East along the East line of the West half of said Section 18, said line also being the East line of said Lot 8, a distance of 135.02 feet to the True Point of Beginning for this description; thence South 89 degrees 12 minutes 35 seconds West a distance of 462.69 feet; thence North 16 degrees 45 minutes 12 seconds West a distance of 70.81 feet; thence North 02 degrees 24 minutes 43 seconds East a distance of 328.81 feet; thence North 89 degrees 11 minutes 15 seconds East a distance of 28.24 feet to a point of the Westerly right-of-way line of the Agate Street culde- sac as shown on said plat. Said point being the beginning of a non-tangent curve concave Northerly, having a radius of 60.00 feet, the long chord of which bears North 69 degrees 20 minutes 30 seconds East a distance of 119.12 feet; thence Southerly, Easterly and Northerly along said curve and right-of-way line, through a central angle of 193 degrees 52 minutes 24 seconds, a distance along the arc of 203.02 feet; thence North 32 degrees 29 minutes 40 seconds East, continuing along said right-of-way line, a distance of 47.04 feet to the Northwesterly-most corner, said Lot 8; thence North 89 degrees 09 minutes 22 seconds East along the North line thereof a distance of 144.85 feet; thence North 89 degrees 10 minutes 59 seconds East, continuing along said North line, a distance of 161.11 feet to the Northeast corner thereof; thence, South 00 degrees 12 minutes 08 seconds West, along the East line thereof a distance of 476.48 feet to the True Point-of-Beginning. Except that parcel conveyed in release of part of mortgaged property recorded September 30, 2005 as Instrument No. 1985035 described as follows: A parcel of land located within the West half of Section 18, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Said parcel is also within the Plat of River Ridge Terrace as recorded in Plat Book "F", Page 93 in the Kootenai County Recorder's Office. Said parcel being more particularly described as follows: Beginning at the Northeast corner of Lot 8, Block 1 of said River Ridge Terrace thence along the Northerly line of said Lot 8, South 89 degrees 11 minutes 00 seconds West, 161.11 feet to the Southeasterly right-of-way line of Agate Street; thence continuing along said right-of-way line the following 3 courses: 1. South 89 degrees 09 minutes 22 Seconds West, 144.85 feet; thence 2. South 32 degrees 29 minutes 40 seconds West, 47.04 feet to a point of non-tangent curvature to the right, having a radius of 60.00 feet and a delta angle of 33 degrees 11 minutes 02 seconds; thence 3. Along said curve, an arc distance of 34.75 feet (chord South 11 degrees 00 minutes 38 seconds East, 34.27 feet); thence leaving said right-of-way line, North 89 degrees 09 minutes 22 seconds East, 147.42 feet; thence South 0 degrees 12 minutes 08 seconds West, 359.29 feet; thence North 89 degrees 12 minutes 35 seconds East, 177.01 feet to a point on the Easterly line of said Lot 8; thence North 00 degrees 12 minutes 09 seconds East, 432.42 feet along the Easterly line of said Lot 8 to the Point of Beginning. Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1977 S. Agate Rd., Coeur D'Alene, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Bradley S. Mitchell, an unmarried man and Norman L. Gissel, a married man, as his sole and separate property (Diana Gissel), as original grantor(s), to Brad Williams c/o UPF Washington Incorporated, as original trustee, for the benefit and security of Sterling Savings Bank, as original beneficiary , dated as of December 26, 2008, and recorded December 26, 2008, as Instrument No. 2190303000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Sterling Savings Bank, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 26, 2008 are: Failed to pay the monthly payments of 2,193.07 due from February 10, 2012, together with all subsequent payments; together with late charges due; filed to pay advances made by the Beneficiary; together with other fees and expenses incurred by he Beneficiary, The principal balance owing as of this date on the obligation secured by said Deed of Trust is $223,269.34, plus accrued interest at the rate of 9.49000% per annum from January 1, 2012. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 28, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Stree, Suite 1900, San Francisco, CA 94105 415-247-2450 Tamala Dailey, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4335853 12/06/2012, 12/13/2012, 12/20/2012, 12/27/2012 Legal 7610 December 6, 13, 20, 27, 2012

NOTICE OF TRUSTEE'S SALE On Thursday, the 28th day of March, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: See Exhibit "A" attached hereto. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 24700 N. Dockside Ln., 24738 N. Dockside Ln., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EDWIN A. CHASE III, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, recorded July 31, 1998, as Instrument No. 1548626, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 14, 1998, as Instrument No. 1553908, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 30, 1998, in the amount of $767.00 each, for the months of November, 2010, through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.49% per annum from October 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $77,862.76, plus accrued interest at the rate of 6.49% per annum from October 1, 2010. DATED This 27th day of November, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE EXHIBIT "A" A portion of the Southwest quarter of the Section 31, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Commencing at 3.25" AI. Mon. at the West quarter corner of said Section 31; thence South 89845'24" East, along the East-West centerline of said section, a distance of 1010.88 feet to a point which bears North of the Northwest corner of Lot 9, Block 2 of 1st addition to Lake View Addition per Executrix Deed Instrument No. 530414 and the TRUE POINT OF BEGINNING for this description; thence continuing South 89845'24" East a distance of 323.93 feet to a point; thence South 00802'09" East a distance of 610.54 feet to a point; thence South 71854'25" West a distance of 148.83 feet to a point at the Southeasterly corner of Tax #12792 as described in Instrument No. 1400780; thence along said Tax #12792 the following courses: North 67856'56" West a distance of 79.16 feet (record North 67853' West, 79.25 feet) to a point; thence North 44817'56" West a distance of 106.32 feet to an iron pin (record North 44814' West, 106.44 feet); thence South 70845'54" West a distance of 35.89 feet to an iron pipe (record South 70857' West, 36.0 feet) on the West line of the parcel described in Instrument No. 530414; thence North 00803'28" West (record North) along said West line a distance of 564.15 feet to the POINT OF BEGINNING. EXCEPTING THEREFROM a portion described as follows: Commencing at the above described POINT OF BEGINNING; thence South 00803'28" East (record South) along the West line of the parcel described in Instrument No. 530414 a distance of 444.79 feet to a point; thence East a distance of 36.98 feet to the TRUE POINT OF BEGINNING for this description; thence North 72830'00" East a distance of 100.00 feet to an iron pin; thence South 34810'49" East a distance of 199.78 feet to an iron pin; thence South 72823'25" West a distance of 99.88 feet to an iron pin; thence North 34811'48" West a distance of 200.00 feet to the POINT OF BEGINNING. EXCEPTING THEREFROM: A parcel of land being a portion of Tax No. 17819 as described in that certain Warranty Deed recorded as Instrument No. 1548625, records of Kootenai County, Idaho, being West of Dockside Road, lying situated in the NE _ of the SW _ of Section 31, Township 53 North, Range 4 West, Boise Meridian, more particularly described as follows, to-wit: Commencing at the Northeast corner of Lot 14 Block 2, Lakeview First Add. To Lower Twin Lakes, according to the plat recorded in Book D at page 2, records of Kootenai County, Idaho, being a pipe 1.5 in. diameter; thence North 31857'04" West 726.83 feet the Southwest corner of a parcel of land as described in that certain Warranty Deed recorded as Instrument No. 1548625, records of Kootenai County, Idaho, being a rebar _ inch diameter; thence Northwesterly, Westerly and Northerly along the said parcel as follows: North 67853'00" West (shown of record to be North 67856'56" West - 79.16 feet) 79.25 feet, to a rebar _ inch diameter, being the TRUE POINT OF BEGINNING, North 44815'59" West (shown of record to be North 44817'56" West) 106.32 feet to a pipe 1.5 inch diameter, South 70856'05" West (shown of record to be South 70845'54" West) 35.89 feet, to a pipe 1.5 inch diameter, North 0807'11" West (shown of record to be North 0803'28" West) 101.10 feet to a rebar _ inch diameter, North 1802'24" West (shown of record to be North 0803'28" West) 20.54 feet to a rebar _ inch diameter; thence Southeasterly along a existing fence line as follows: South 26835'03" East 17.87 feet, South 19855'39" East 79.77 feet, thence South 37843'11" East 120.19 feet to the TRUE POINT OF BEGINNING. Legal 7626 December 6, 13, 20, 27, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 15th day of March, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: TRACT 21 IN BLOCK 1 OF PANHANDLE MOBIL ESTATES; ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, PAGE 121, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2120 W. Carol Rd., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JUSTIN TESTA, an Unmarried Man and AMANDA MONIGOLD, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded September 15, 2008, as Instrument No. 2177668000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 15, 2008, as Instrument No. 2177669000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 9, 2008, in the amount of $1,645.00 each, for the months of June through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.06% per annum from May 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $214,156.29, plus accrued interest at the rate of 6.06% per annum from May 1, 2012. DATED This 14th day of November, 2012. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7627 December 6, 13, 20, 27, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 4, 2012 File No.: 7037.99100 Sale date and time (local time): April 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2579 W. Elmwood Drive fka 2579 Elmwood Drive Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Diana Moore, an unmarried woman Original trustee: North Idaho Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 04/28/2005 Recorder's instrument number: 1945462 County: Kootenai Sum owing on the obligation: as of December 4, 2012: $130,891.79 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18, Block 3, Sunshine Meadows 3rd Addition, according to the plat recorded in Book "J" of Plats at Page 103, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.99100) 1002.235646-File No. Legal 7641 December 13, 20, 27, 2012 January 3, 2012

SUMMONS CASE NO. CV 2012-1647 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI NORTHERN LIGHTS TILE & STONE COMPANY, Plaintiff, vs. MARK DOERFLER and KORY L. DOERFLER, individuals, KOOTENAI COUNTY; AND BANK CDA, Defendants. To: MARK DOERFLER You have been sued by Norther Lights Tile & Stone Company, the Plaintiff, in the District Court in and for Kootenai County, Idaho, Case No. CV-2012-1647. The nature of the claim against you is breach of contract and lien foreclosure. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to the time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at PO Box 9000, Coeur d' Alene, Idaho 83816-9000, 324 West Garden Avenue, Coeur d' Alene, ID 83814, (208)446-1160 and served a copy of your response on the Plaintiff's attorney Susan P. Weeks at James, Vernon & Weeks, P.A., 1626 Lincoln Way, Coeur d' Alene, Idaho 83814, (208)667-0683. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney fro Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated this 5 day of December 2012 CLIFFORD T. HAYES DISTRICT COURT CLERK By: Susan McCoy Deputy Clerk Legal 7665 December 13, 20, 27, 2012 January 3, 2013

CASE NO. CV12-9071 NOTICE OF NAME CHANGE IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI A petition to change the name of Marcia Lynne Garcia, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Marcia Lynne Huckstep. The reason for the name change in name is: married name. A hearing on the petition is scheduled for 10:30 o' clock a.m. on January 28, 2013 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: December 17, 2012 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Debra D. Leu, Deputy Clerk Legal 7684 December 20, 27, 2012 January 3, 10, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 19, 2012 File No.: 7037.98299 Sale date and time (local time): April 19, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4208 N Crown Ave Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Frederick C. Melendez, a single man Original trustee: North Idaho Title, Idaho Original beneficiary: Washington Mutual Bank fsb, a Federal Association Recording date: 10/31/2003 Recorder's instrument number: 1840227 County: Kootenai Sum owing on the obligation: as of December 19, 2012: $140,537.47 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A part of Lots 9 and 10, Block 2, Coeur Addition, according to the plat recorded in Book "E" of Plats at Page 104, Records of Kootenai County, Idaho, more particularly described as follows: Beginning at the Northeast Corner of Lot 10, Block 2, Coeur Addition, Kootenai County, Idaho; thence South 4 degrees 07' 25" East, 80.0 feet; thence South 86 degrees 52' West, 101.01 feet to a point on the West line of said Lot 10; thence North 11 degrees 18' West, along the West line of said Lot 10 and the West line of Lot 9, for a distance of 85.73 feet; thence North 89 degrees 13' 29" East, 91.92 feet to the Point of Beginning. Less any portion within the Road right of way. And also including all of Lot 3, Block 2, Coeur First Addition, according to the plat recorded in Book "E" of Plats at Page 197, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.98299) 1002.237227-File No. Legal 7697 December 27, 2012 January 3, 10, 17, 2012