Legals December 24, 2012

| December 23, 2012 11:00 PM

PROBATE CASE NO. CV 12-8362 NOTICE OF HEARING PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF EDWIN KOCH, Deceased. NOTICE IS HEREBY GIVEN that on the 3rd day of January, 2013, at the hour of 9:00 o'clock a.m., or as soon thereafter as counsel may be heard, in the courtroom of the above-entitled court, Coeur d' Alene, Idaho, before the HONORABLE JAMES STOW the estate of the above-named Decedent will call on for hearing the Petition for Summary Administration of Estate in Which Surviving Spouse is Sole Beneficiary. DATED this 21st day of November, 2012. MARC E. WALLACE Attorney at Law 2370 N. Merritt Creek Loop Ste. 1 Coeur d' Alene, ID 83814 Legal 7596 December 3, 10, 17, 24, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7037.98195 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9730 North Ptarmigan Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lisa A. Wheeler, an unmarried woman Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Plaza Home Mortgage, Inc, its successors and assigns Recording date: 11/05/2008 Recorder's instrument number: 2184831000 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $182,869.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15, Block 1, Ptarmigan Addition, according to the plat recorded in the office of the County recorder in Book "F" of Plats at Page 69, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.98195) 1002.235188-File No. Legal 7622 December 10, 17, 24, 31, 2012

Loan No. xxxxxx3990 T.S. No. 1366711-39 Parcel No. C-4640-001-011-0 NOTICE OF TRUSTEE'S SALE On April 03, 2013, at the hour of 11:00 A.M. of said day, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur D'Alene, Idaho, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 11, Block 1, Hoffman First Addition, Kootenai County, State of Idaho, according to the plat recorded in book "F" of plats, at page 164. Commonly known as: 4735 N. Troy Street, aka 83814 Coeur D'Alene, ID 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Chip M. Whitson and Stephanie N. Whitson, husband and wife, as Grantor, to First American Title Insurance Co. as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. ("MERS"), as nominee for Central Pacific Mortgage Company, a California Corporation, its Successors and Assigns, as Beneficiary, recorded July 15, 2005, as Instrument No. 1964939, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due March 1, 2012 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $214,406.23, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company, c/o Cal-Western Reconveyance Corporation, P.O. Box 22004, El Cajon, CA 92022-9004 (800)546-1531 Dated: November 30, 2012 Signature/By First American Title Insurance Company.(12/17/12, 12/24, 12/31, 01/07/2013) R-423326 Legal 7624 December 17, 24, 31, 2012 January 7, 2012

Case No. CV-12-8640 NOTICE OF HEARING ON PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS BENEFICIARY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of The Estate of: JOAN CAROL SANTOS Deceased. YOU AND EACH OF YOU WILL PLEASE TAKE NOTICE that the below named Attorney for Petitioner will call on for hearing Petitioner's Petition for Summary Administration of Estate of Which Surviving Spouse is Sole Beneficiary, on file herein, at a courtroom in the Kootenai County Courthouse at Coeur d'Alene, Idaho, on Monday, the 28th day of January, 2013 at 3:00 o'clock p.m., or as soon thereafter as counsel may be heard; and any person who has good cause may appear and show cause why said petition should not be granted. DATED this 4th day of December, 2012. Randall C. Probasco Attorney for Petitioner Legal 7644 December 10, 17, 24, 2012

CASE NO. CV-12012-8466 SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI STEPHEN L. WHEELER and M. CANDACE WHEELER, husband and wife, Plaintiff, vs. FRANK J. DENNISON, ALANA A. DENNISON, and FRANK G. DENNISON, and the unknown heirs and/or devisees of the above named parties, if deceased, and any unknown owners of, and all parties claiming an interest in and to the following described property, to wit: That portion of Government Lot 3 in Section 16 Township 51 North, range 3 West, Boise Meridian, Kootenai County, Idaho laying south of the existing County Road, commonly known as English Point Road, and North of the plat of FIRST ADDITION TO BLOCK B, THE ENGLISH POINT BUILDING SITES, according to the plat recorded in the office of the county recorder in Book D of Plats at page 150, and being a part of exhibit A, attached to County Deed 2284257, recorded October 1, 2010, and further described as follows: That portion of Government Lot 3 where the southerly boundary is the north line of Lot 24, Block B, FIRST ADDITION TO BLOCK B, THE ENGLISH POINT BUILDING SITES, the westerly boundary is the northerly extension of the westerly line of said lot 24, the northerly boundary is the southerly right-of-way of English Point Road, and the easterly boundary is the northerly extension of the easterly line of said lot 24. The address is: 5428 E. Waverly Loop, Hayden, Kootenai County, Idaho Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE NAMED PLAINTIFFS. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW: TO: FRANK J. DENNISON, ALANA A. DENNISON and FRANK G. DENNISON, and the unknown heirs and/or devisees of the above named parties, if deceased, and any unknown owners of, and all parties claiming an interest in and to the following described property, the above named Defendants. You have been sued by STEPHEN L. WHEELER and M. CANDACE WHEELER., the Plaintiffs, in the District Court in and for Kootenai County, Idaho, Case No. CV-12-8466. The nature of the claim against you is an action for quiet title. Anytime after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at P.O. Box 9000, Coeur d' Alene, Idaho 83816, (208) 446-1160, and served a copy of your response on the Plaintiff's attorney, Kenneth T. Jacobsen, Dolan & Jacobsen, P.O. Box 1116, Coeur d' Alene, Idaho 83816, (208)664-8258. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 20th day of November, 2012. CLIFFORD T. HAYES Clerk of the District Court /s/ By: Deputy Legal 7647 December 10, 17, 24, 31 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 7, 2012 File No.: 7042.27930 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1917 E Meadow Ln Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rachel K. Larkin, an unmarried person Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countywide Home Loans, Inc. Recording date: 12/16/2005 Recorder's instrument number: 2002313 County: Kootenai Sum owing on the obligation: as of December 7, 2012: $128,478.22 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 2, Sundance Meadows, according to the plat recorded in Book "F" of Plats at Page 43, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA- Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.27930) 1002.236009-File No. Legal 7650 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 6, 2012 File No.: 7021.28770 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2814 North Clara Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Shauna R. Brown, a married person, as her sole and separate property Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 07/24/2007 Recorder's instrument number: 2112294000 County: Kootenai Sum owing on the obligation: as of December 6, 2012: $149,000.54 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That part of Tract 26, Fruitland Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the amended plat recorded in Book C of Plats, Page 12, described as follows: Beginning at a point on the West line of said Tract 26, 395 feet North from the Southwest corner of said Tract; thence North 75 feet along said West line; thence East parallel with the South line of said Tract 26, 130 feet to the East line of said Tract; thence South along said East line 75 feet; thence West 130 feet to the Point of Beginning, plus the South 4 feet of that part of Tract 26, Fruitland Addition to the Town of Coeur d'Alene, Kootenai County, State of Idaho, according to the amended plat recorded in Book C of Plats, Page 12, described as follows: Beginning at the point on the West line of Tract 26, 470 feet North of the Southwest corner thereof; thence North along the said West line 75 feet; thence East parallel to the South line of said Tract 26, 130 feet to the East line of said Tract 26, thence South along the East line 75 feet; thence West 130 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28770) 1002.200314-File No. Legal 7654 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 5, 2012 File No.: 7021.10795 Sale date and time (local time): April 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1217 West Canfield Avenue Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael Wayne Phillips and Patricia Ann Phillips, husband and wife Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 10/26/2007 Recorder's instrument number: 2128765000 County: Kootenai Sum owing on the obligation: as of December 5, 2012: $276,719.12 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 3, Lake Forest 4th Addition, according to the plat recorded in Book "I" of Plats, Page 233, 233A, 233B, and 233C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10795) 1002.235791-File No. Legal 7655 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 3, 2012 File No.: 7021.11385 Sale date and time (local time): April 8, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14414 North Arbor Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Russell C. Watts, and Shastadi Watts, husband and wife Original trustee: Fidelity National Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. Recording date: 10/15/2007 Recorder's instrument number: 2126893000 County: Kootenai Sum owing on the obligation: as of December 3, 2012: $147,069.94 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 in Block 3 of Roth Addition, according to the official plat thereof, filed in Book E of Plats at Page(s) 135 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11385) 1002.235392-File No. Legal 7656 December 17, 24, 31, 2012 January 7, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 7, 2012 File No.: 7023.103348 Sale date and time (local time): April 9, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 24619 N Good Hope Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James H. Epling and Inna I. Epling, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 09/ 26/2007 Recorder's instrument number: 2123777000 County: Kootenai Sum owing on the obligation: as of December 7, 2012: $219,760.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South one-half of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 31, Township 53 North, Range 2 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or(TS# 7023.103348) 1002.236056-File No. Legal 7664 December 17, 24, 31, 2012 January 7, 2013

NOTICE OF PROPOSED CAPITALIZATION FEE INCREASE for KOOTENAI COUNTY NOTICE IS HEREBY GIVEN THAT on December 31, 2012, at 1:00 p.m., in the Commissioners' Boardroom on the 3rd floor of the Kootenai County Administration Building, 451 Government Way, Coeur d'Alene, ID, the above-listed taxing district will hold a public hearing for the purpose of hearing public comments regarding a capitalization fee increase in excess of five percent (5%) of fee last charged and collected for such capitalization fees.\u2020 The reason for the proposed fee increase is that on December 3, 2012 the Hayden Area Regional Sewer Board voted to increase the fee it charges the County for sewage treatment capacity per equivalent residential unit from $6,515 to $8,411, and the County must now consider approving the increase, and provide written ratification or authorization of the fee increase being enacted by the Hayden Area Regional Sewer Board. Kootenai County Board of Commissioners /s/_______________ W. Todd Tondee, Chairman ATTEST Clifford T. Hayes, Clerk By: /s/_______________ Deputy Clerk Legal 7666 December 17, 24, 2012

CASE NO. CV 12-7946 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JAMES ROBERTS, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 12th day of November, 2012. DEBORAH A. FINCH Personal Representative c/o MARC E. WALLACE, P.A. Attorney at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d' Alene, ID 83814 Legal 7597 December 3, 10, 17, 24, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 12th day of March, 2013, at the hour of 2 o'clock p.m. of said day, at 1866 N. Lakewood Drive, Coeur d'Alene, Kootenai County, Idaho, the undersigned, SHERYL S. PHILLABAUM, as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States of America, all payable at the time of the sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: East half of Lot 9, Block 11, Orchard Place, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 50, records of Kootenai County, Idaho. More commonly known as: 148 E. Ryan Dr., Hayden Lake, ID 83835. For purposes of compliance with Idaho Code Section 60-113, information concerning the location of the above-described property may be obtained from Sheryl S. Phillabaum, Phillabaum, Ledlin, Matthews & Sheldon, PLLC., 421 W. Riverside Avenue, Suite 900, Spokane, WA 99201. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Catharine S. Boyer, an unmarried person, Grantor to Pioneer Title Company, as Trustee, for the benefit and security of Spokane Teachers Credit Union, as Beneficiary; said Deed of Trust having been recorded on May 17, 2004, as Instrument No.1876482, Official records of Kootenai County, Idaho. The Grantors named herein are listed to comply with \u00DF45-1506(4)(a) of the Idaho Code. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this foreclosure sale is to be made is the failure of Catharine S. Boyer (the Borrowers which executed the Note for which the above described Deed of Trust was granted as security) to pay when due monthly installments as set forth in the note secured by the Deed of Trust, to-wit: $94.96 per month for the month of March, 2012; $169.99 per month for the months of April through September, 2012 $0 in late fees All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The sum owing on the obligation secured by the Deed of Trust is $18,037.92 principal, plus $486.68 interest accrued to October 1, 2012, plus $0 in late fees plus accruing interest, fees and costs. Additional interest accrues at a per diem rate of $3.08 at 6.25 percent per annum. Grantor(s) must pay unpaid principal, interest, taxes, late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Trustees Sale or the Notice of Default and/or this foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. SHERYL S. PHILLABAUM, Attorney at Law, is the successor trustee of said Deed of Trust. WHENEVER ALL OR A PORTION OF ANY OBLIGATION SECURED BY A DEED OF TRUST WHICH HAS BECOME DUE BY REASON OF A DEFAULT OF ANY PART OF THAT OBLIGATION, INCLUDING TAXES, ASSESSMENTS, PREMIUMS FOR INSURANCE OR ADVANCES MADE BY A BENEFICIARY IN ACCORDANCE WITH THE TERMS OF THE DEED OF TRUST, THE GRANTORS OR THEIR SUCCESSOR IN INTEREST IN THE TRUST PROPERTY OR ANY PART THEREOF, OR ANY BENEFICIARY UNDER A SUBORDINATE DEED OF TRUST OR ANY PERSON HAVING A SUBORDINATE LIEN OR ENCUMBRANCE OF RECORD THEREON, AT ANY TIME WITHIN 115 DAYS OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER SUCH DEED OF TRUST MAY PAY TO THE BENEFICIARY OR THEIR SUCCESSORS IN INTEREST, RESPECTIVELY, THE ENTIRE AMOUNT THEN DUE UNDER THE TERMS OF THE DEED OF TRUST AND THE OBLIGATION SECURED THEREBY (INCLUDING COSTS AND EXPENSES ACTUALLY INCURRED IN ENFORCING THE TERMS OF SUCH OBLIGATION AND A REASONABLE TRUSTEE'S FEE SUBJECT TO THE LIMITATIONS IMPOSED BY SUBSECTION (6) OF SECTION 45-1502, IDAHO CODE, AND ATTORNEYS' FEES AS MAY BE PROVIDED IN THE PROMISSORY NOTE) OTHER THAN SUCH PORTION OF THE PRINCIPAL AS WOULD NOT THEN BE DUE HAD NO DEFAULT OCCURRED, AND THEREBY CURE THE DEFAULT THERETOFORE EXISTING, AND THEREUPON, ALL PROCEEDINGS THERETOFORE HAD OR INSTITUTED SHALL BE DISMISSED OR DISCONTINUED AND THE OBLIGATION AND DEED OF TRUST SHALL BE REINSTATED AND SHALL BE AND REMAIN IN FORCE AND EFFECT, THE SAME AS IF NO ACCELERATION HAD OCCURRED. DATE OF THE RECORDING OF THE NOTICE OF DEFAULT UNDER THIS DEED OF TRUST October 31, 2012, INSTRUMENT NO. 2382114000, RECORDS OF KOOTENAI COUNTY, IDAHO. INFORMATION ABOUT THE AMOUNT NECESSARY TO CURE ANY DEFAULT MAY BE OBTAINED FROM THE TRUSTEE AT THE ADDRESS STATED ABOVE OR BY CALLING 1-509-838-6055. REINSTATEMENT FUNDS ARE TO BE TENDERED TO THE TRUSTEE AT THE ADDRESS STATED ABOVE. DATED this 5th day of November, 2012. SHERYL S. PHILLABAUM Successor Trustee Legal 7680 December 17, 24, 31, 2012 January 7, 2013

Notice of Lien Sale: Notice is given that Hayden Ave. Self-Storage will be selling at public auction the entire contents of unit or lot# A-11, belonging to Mike L. Hiles/Jill Austin, 9785 N. Valley Way, Hayden, ID 83835. And unit or lot#D-45, belonging to Tina Oiland, 486 Peachtree, Hayden, ID 83835 And unit or lot #D-37, belonging to Dallas Scharf, 11570 Cattle Drive, Hayden, ID 83835. Sale will take place on Saturday December 29th, 2012 at 10:00AM. Items to be sold but not limited to: Misc. Personal Property. Hayden Ave. Self-Storage 2815 W. Hayden Ave. Hayden, ID 83835 (208)772-9780 Legal 7662 December 17, 24, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2012 File No.: 7069.25515 Sale date and time (local time): April 16, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 916 North 15th Street Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Troy L. Chandler, a single man Original trustee: Stewart Title of Boise, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Fieldstone Mortgage Company Recording date: 04/10/2006 Recorder's instrument number: 2024423000 County: Kootenai Sum owing on the obligation: as of December 12, 2012: $186,917.58 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 49 feet of the West half of Lot 5, Springwater Addition to the Town of Coeur d'Alene, according to the plat recorded in Book "A" of Plats at Page 123, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.25515) 1002.236472-File No. Legal 7689 December 24, 31, 2012 January 7, 14, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 14, 2012 File No.: 7023.102707 Sale date and time (local time): April 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 419 East Mallard Ave Coeur d'Alene, ID 83815-1811 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Roxy McDaniel, an unmarried person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 03/31/2005 Recorder's instrument number: 1938906 County: Kootenai Sum owing on the obligation: as of December 14, 2012: $132,250.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 2. Bluegrass Meadows Estates, according to the plat recorded in Book "I" of Plats at Page 24, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.102707) 1002.236777-File No. Legal 7691 December 24, 31, 2012 January 7, 14, 2012

Case No. CV-12-8529 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI BANK OF AMERICA, N.A., Plaintiff, vs. LARRY G. YOUNG (Deceased); Unknown Heirs, Assigns and Devisees of LARRY G. YOUNG; and Does 1-10 as individuals with an interest in the property legally described as: Lot 7, Block 3, Northern Meadows, according to the plat recorded in the office of the County Recorder in Book "G" of plats, page 54, records of Kootenai County. Which may commonly be known as: 30675 N. Meadow St., Athol, Idaho 83801. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, declaratory relief concerning the real property located at 30675 N. Meadow St., Athol, Idaho 83801. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 10th day of December, 2012. CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 7704 December 24, 31, 2012 January 7, 14, 2013

Case No. CV-12-8361 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ONEWEST BANK, FSB Plaintiff, vs. TERRY WAYNE STIDMAN (Deceased); Unknown Heirs, Assigns and Devisees of Terry Wayne Stidman; GARRY DWAYNE STIDMAN; and Does 1-10 as individuals with an interest in the property legally described as: The West half of the Southwest quarter of the Northeast quarter of Section 6, Township 53 North, Range 4 West, of the Boise Meridian, Kootenai County, Idaho less and except any portion of said land which may lie within the bounds of the County Road. Which may commonly be known as: 7070 W. Nash Rd., Spirit Lake, Idaho 83869 Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, declaratory relief concerning the real property located at 7070 W. Nash Rd., Spirit Lake, Idaho 83869. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 10TH day of December, 2012. CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 7705 December 24, 31, 2012 January 7, 14, 2013

Case No. CV12-8718 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., successor by merger to Wells Fargo Home Mortgage, Inc., Plaintiff, vs. DORIS E. GRAFTON, (deceased); Unknown Heirs, Assigns and Devisees of DORIS E. GRAFTON; RICHARD ALAN GRAFTON; DONA GRAFTON and Does 1-10 as individuals with an interest in the property legally described as: The Northwest Quarter of the Northeast Quarter of the Southwest Quarter of Section 17, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. Which may commonly be known as: 10320 N. Payment Peak Rd., aka 10324 N. Payment Peak Rd., Post Falls, Idaho 83854. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 10320 N. Payment Peak Rd., aka 10324 N. Payment Peak Rd., Post Falls, Idaho 83854. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 11th day of December 2012. CLERK OF THE DISTRICT COURT By: ______/s/ Deputy Clerk Legal 7708 December 24, 31, 2012 January 7, 14, 2013

CASE NO. CV 2012-8417 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION In the Matter of the Estate of EUGENIA POKORNY, NOTICE IS HEREBY GIVEN that PETER POKORNY has been appointed Personal Representative of the estate of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of the Notice to Creditors, or within sixty (60) days after the undersigned mailed or delivered a copy of this Notice to such person, whichever is later, or said claims will be forever barred. Claims must either be presented to Candace M. Wilkerson, Attorney at Law, P.O. Box 45545, Seattle, Washington 98145, or filed with the Clerk of Court. DATED this 14th day of December, 2012. _______________________/s/ CANDACE M. WILKERSON Attorney for the Estate of Eugenia Pokorny Legal 7707 December 24, 31, 2012 January 7, 14, 2013

CASE NO. CV12-8890 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF STANLEY B. MOORE, Deceased. NOTICE IS HERBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above named decedent. All persons habiving claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented tothe undersigned at the address indicated, or filed with th Clerk of the Court. /s/ Attorney for Personal Representative James A. Raeon 1424 Sherman Avenue Coeur d' Alene, ID 83814 Legal 7708 December 24, 31, 2012 January 7, 2013

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 22, 2013, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lot 8 in Block 6 of Twin Lakes Village according to the official plat thereof, filed in Book E of Plats at Page 151, records of Kootenai County, Idaho The address of the subject property is described as follows: 21505 N. Circle Road, Rathdrum, Idaho 83858 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness in the amount shown below. Amount: $75,000.00 Trustor/Grantor: Duane R. Beamer and Mary Beamer, husband and wife Trustee: North Idaho Title Beneficiary: Mountain West Bank Dated: January 15, 2007 Recorded: January 17, 2007 Instrument No.: 2078085000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay monthly payments when due for the months of May, June, July, August, September, 2012, and any payments thereafter accruing. Additionally, a default has occurred as "Grantors' action or inaction adversely affects the collateral or Lender's rights in the collateral" as that condition is defined in the Deed of Trust. As of October 9, 2012, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $76,158.22, plus accrued interest and late charges in the amount of $2,012.60. Additional interest accrues at the rate of 5.00% per annum or $10.15297 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 21st day of November, 2012. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 7597 December 3, 10, 17, 24, 2012

CASE NO. CV-12-8518 You have been sued by Allied Bail Bonds. The plaintiff in the District Court in and for Kootenai County, Idaho, Case No. CV-12-8518. The nature of the claim against you is for possession of title to 2000 Volvo $3000. Any time after 20 days following the last publication of this Summons, the court may enter judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the case number, and paid any required filing fee to the Clerk of the Court at (mailing address and telephone number of the court) 324 W. Garden Ave., Coeur d' Alene, ID 83814. (208) 667-8334. A copy of the Summons and Complaint/Motion can be obtained by contacting either the Clerk of the Court of the other party. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Date: November 21, 2012 Shaylia McHenry, Allied Bail Bonds Kootenai County District Court CLIFFORD T HAYES /s/ BY: Cathy Victorino, Deputy Clerk Legal 7602 December 3, 10, 17, 24 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 28, 2012 File No.: 7021.12432 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 26993 N Harrier Ln Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rachel Miller, and Billy E. Miller Jr., wife and husband Original trustee: Alliance Title and Escrow Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 04/02/2007 Recorder's instrument number: 2091622000 County: Kootenai Sum owing on the obligation: as of November 28, 2012: $394,498.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4 in Block 1 of Caliber Ranch III, according to the official plat thereof, filed in Book J of Plats at Page(s) 8 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12432) 1002.234920-File No. Legal 7607 December 10, 17, 24, 31, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 29, 2012 File No.: 7301.27554 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11332 Cutlass Street Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kevin N. Farrar, a married man as his sole and separate property Original trustee: Land America One Stop Original beneficiary: Citicorp Trust Bank, FSB Recording date: 04/19/2007 Recorder's instrument number: 2094939000 County: Kootenai Sum owing on the obligation: as of November 29, 2012: $183,968.89 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 2, Stinson Estates Third Addition, according to the plat recorded in Book "I" of Plats at Page 279, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.27554) 1002.235091-File No. Legal 7615 December 10, 17, 24, 31, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7021.12550 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1512 North 5th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lucas Fahey, a married man as his sole and separate property Original trustee: Land America Lawyers Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc. Recording date: 06/27/2005 Recorder's instrument number: 1960121 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $84,997.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10, Block 1, Simms Addition to Coeur d'Alene, according to the plat recorded in Book "B" of Plats at Page 57, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.12550) 1002.235176-File No. Legal 7616 December 10, 17, 24, 31, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 29, 2012 File No.: 7042.27611 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12241 N Kelly Rae Dr Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey J. Hall, a married man as his sole & separate property Original trustee: Fidelity National Title Insurance Co Original beneficiary: America's Wholesale Lender Recording date: 07/29/2005 Recorder's instrument number: 1968491 County: Kootenai Sum owing on the obligation: as of November 29, 2012: $256,453.69 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 5, First Addition to Pineview Estates, according to the plat recorded in Book "D" of Plats at Page 188, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.27611) 1002.235106-File No. Legal 7617 December 10, 17, 24, 31, 2012