Legals December 19, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 19, 2012 File No.: 7303.21064 Sale date and time (local time): April 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4507 S Brentwood Ln Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael A. George & Michelle M. George, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Corporation DBA First Horizon Home Loan Corporation Recording date: 01/14/2005 Recorder's instrument number: 1924308 County: Kootenai Sum owing on the obligation: as of November 19, 2012: $538,112.98 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 26, Block 1, Harbor View Estates, according to the plat recorded in the office of the County Recorder in Book "F" of Plats at Pages 152, 152A, 152B and 152C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7303.21064) 1002.234192-File No. Legal 7563 November 28, 2012 December 5, 12, 19, 2012

NOTICE TO CREDITORS (1.C. 15-3-801) Case N. CV 12-8691 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Eloise Imogene Montgomery Deceased NOTICE IS HEREBY GIVEN that John W. Montgomery has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the clerk of the court. Dated this 6 day of December, 2012 Katherine M. Gli for M. Wytychak III Michael Wytychak III Michael Wytychak III Wytychak Elder Law, PLLC P.O. Box 1888 Coeur d' Alene, ID 83816-1888 Telephone (208)765-3595 ISB No. 3270 Legal 7658 December 12, 19, 26, 2012

NOTICE OF TRUSTEE'S SALE TS No. 10 -0098153 Title Order No. NWT007362 Parcel No. C00000014580 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/19/2013 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/22/1996 as Instrument No. 1438517, and executed by SCOTT D LENZ AND JANE R LENZ, WHO ARE MARRIED TO EACH OTHER as Grantor(s), in favor of BANK OF AMERICA OREGON, A STATE CHARTERED BANK, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE EAST 55 FEET OF THAT PORTION OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 1, TOWNSHIP 50 NORTH, RANGE 4 W.B.M., KOOTENAI COUNTY, STATE OF IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 343FEET WEST AND 30 FEET NORTH OF THE SOUTHEAST CORNER THEREOF; THENCE NORTH 00 DEGREES 46' WEST, 100 FEET; THENCE WEST 125 FEET; THENCE SOUTH 00 DEGREES 46' EAST, 100 FEET; THENCE EAST 125 FEET TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 407 LUNCEFORD LN, COEUR D'ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $20,146.35, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/10/2012 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee A-FN4339795 12/19/2012, 12/26/2012, 01/02/2013, 01/09/2013 Legal 7667 December 19, 26, 2012 January 2, 9, 2013

Notice of Public Hearing On the Status of Proposed Activities The City of Coeur d'Alene will hold a public hearing for public testimony prior to submitting a proposal to the Housing and Urban Development Department for an annual allocation of Community Development Block Grant (CDBG) funds. The public hearing will include a discussion on the contents of the Draft Consolidated Plan such as the top housing and community needs in the City, a proposed strategic plan for the annual allocation of the CDBG funds, and how CDBG funds will benefit low and moderate- income persons. The funding is estimated to be $243,000 annually for 5 years. Current goals are to Increase For Sale Affordable Housing, Increase Affordable Rental Housing, Sidewalk Accessibility, Neighborhood Revitalization, Economic Development, and Public Service. The Plan Year 2013 Annual Action Plan and Citizen Participation Plan, as amended, will also discussed. The Draft Consolidated Plan and related documents are available for review at www.cdaid.org. The public hearing has been scheduled for 6:00 p.m., January 15, 2013, Library Community Room, 701 E. Front Avenue, Coeur d'Alene, Idaho 83814. Verbal and written comments about the Draft Consolidated Plan will be accepted during the hearing and between - January 2, 2013 ? February 2, 2013. Written comments can be submitted to Renata McLeod, City Hall, 710 Mullan Avenue, Coeur d'Alene, ID 83814. The hearing will be held in a facility that is accessible to persons with disabilities. Special accommodation will be available, upon request, five (5) days prior to the hearing. For more information, contact the City Clerk at (208) 769-2231. Susan Weathers, City Clerk Legal 7669 December 19, 31, 2012

CNS-2420982# Frontier provides basic residential service at a rate of $15.20 for measured service and rates from $18.50-$28.54 for flat rate services. Frontier also provides basic business services at rates from $20.99-$69.99. Other taxes, fees, and surcharges may apply. Frontier offers single party service, touch tone, toll blocking, access to long distance, emergency services, operator assistance and directory assistance. Use of some of these services may result in additional charges. Low-income individuals may be eligible for a reduction on their residential telephone bill with Lifeline. Lifeline service provides discounts up to $12.75 monthly (discount subject to change). Lifeline is a non-transferable government assistance program that provides a discount on the cost of monthly telephone service. To be eligible for Lifeline, you must meet income based requirements or participate in one of the following programs: Federal Public Housing Assistance (FPHA) or Section 8, Supplemental Nutritional Assistance Program (SNAP) formerly Food Stamps, Low Income Home Energy Assistance Program (LIHEAP), Medicaid, National School Free Lunch Program, Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF),) or any additional qualifying program established by the state. Your participation in these programs will be verified by an authorized state agency. Lifeline is limited to one discount per household and only eligible customers may enroll. In addition to Basic Lifeline, individuals living on federally recognized Tribal Lands whose household is at or below 135% or those that participate in one of the following federal assistance programs may also qualify for additional monthly discounts through Enhanced Lifeline or up to $100.00 toward installation fees through the Tribal Link-Up program: Bureau of Indian Affairs General Assistance, Tribally Administered Temporary Assistance for Needy Families, Head Start (income based only), or Food Distribution Program on Indian Reservations. Lifeline and Tribal Link Up are a part of the Federal Universal Service Fund program. The Federal Communications Commission (FCC) established the program and created the Universal Service Administrative Company (USAC) to administer it. The goal of the Universal Service program is to assist in making essential telecommunications services affordable to most customers. If you have any questions regarding Frontier's rates or services, please call us at 1-800-921-8101 for further information. www.Frontier.com 12/19/12 Legal 7678 December 19, 2012

Idaho Housing and Finance Association Seeks Public Comment regarding Proposed Changes to the 2013 HOME Administrative Plan The 30-day Public Comment Period for the proposed changes to the 2013 HOME Administrative Plan will begin December 19, 2012 and end January 17, 2013. On December 19th, a summary of the proposed changes will be available at http://www.idahohousing.com/ihfa/grant-programs/home-program.aspx Submit comments or questions regarding the proposed changes to HOMEadminplan@ihfa.org; IHFA Grants Department, P. O. Box 7899, Boise, ID 83707-1899; 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400. A public hearing has been scheduled on January 8, 2013 @9:30 a.m. in the 1st Floor Conference Room, Park Plaza Building, 565 West Myrtle, Boise, Idaho. Oral and written public comment will be accepted. Oral comments should also be submitted in writing. The hearing is accessible to persons with physical disabilities. IHFA will consider all requests for reasonable accommodation. Requests must be made at least three (3) business days prior to the hearing. Individuals requiring assistance for language interpretation, reasonable accommodation of physical, visual, and/or hearing impairment(s), or in an alternate format, should make the request to IHFA at 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400. IHFA is the Participating Jurisdiction for the State's HOME Investment Partnerships Program. HOME is a federally-funded housing program that, through loans, helps develop and preserve safe, decent multi-family rental housing and single-family homeownership for Idaho's low-income households. Legal 7685 December 19, 2012

Loan No. xxxxxx1122 T.S. No. 1348565-37 Parcel No. C-4647-002-010-0 NOTICE OF TRUSTEE'S SALE On April 02, 2013, at the hour of 11:00 A.M. of said day, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur D'Alene, Idaho, First American Title Insurance Company, as Trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 10, Block 2, Hoffman Fifth Addition, according to the plat recorded in the office of the county recorder, in book "I" of plats, at page 133, records of Kootenai County, Idaho. Commonly known as: 1235 E. Margaret Avenue, fka 1111 E. Margaret Ave. Coeur D'Alene, ID 83815, said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Glenn L. Wilkinson and Jo L. Wilkinson, Husband and Wife, as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of: Mortgage Electronic Registration Systems, Inc., ("MERS"), as nominee for Lehman Brothers Bank, FSB, a Federal Savings Bank, its Successors and Assigns, as Beneficiary, recorded July 09, 2007, as Instrument No. 2109366000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due October 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $443,063.10, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company, c/o Cal-Western Reconveyance Corporation, P.O. Box 22004, El Cajon, CA 92022-9004 (800)546-1531 Dated: November 28, 2012 First American Title Insurance Company. Signature/By Sophia Cesena, Authorized Signor (12/05/2012, 12/12, 12/19, 12/26) R-423124 Legal 7606 December 5, 12, 19, 26, 2012

SECOND NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on February 11, 2013, at the hour of 10:00 a.m. of said day, on the front steps of the Kootenai County Courthouse located at 324 W. Garden Avenue, Coeur d'Alene, Idaho, the Successor Trustee, Elizabeth A. Tellessen of Winston & Cashatt will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, or credit bid by the Beneficiary, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to-wit: [See Exhibit A for Legal Description] For purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that there is no the street address assigned to the subject property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy, to the extent possible, the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by and entered into on October 5, 2007, by and among Hayden, L.L.C., as Grantor, whose address is 1400 Northwood Center Court, Coeur d'Alene, Idaho 83814 and First American Title Company, as Trustee, said Trustee having been replaced by Elizabeth A. Tellessen and Winston & Cashatt, as Successor Trustee, and Bank of Whitman, as original beneficiary, the beneficial interest in said Deed of Trust having been assigned by the Federal Deposit Insurance Corporation in its capacity as Receiver for Bank of Whitman, the assignor of record to 2011-SIP-2 Venture, LLC, a Delaware limited liability company, its successors and assigns (herein "Beneficiary") by document recorded January 19, 2012, under Auditor's File No. 2342643000, Official Records of Kootenai County, Idaho. The beneficial interest in said Deed of Trust having thereafter been assigned by 2011-SIP-2 Venture, LLC, the assignor of record, to Lakeside Hayden, LLC by document recorded September 28, 2012, under Auditor's File No. 2377227000 Official Records of Kootenai County, Idaho (herein "Beneficiary"). The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The obligation, for which the transfer in trust is security, has been breached (herein "Event of Default"), in particular the failure to pay the principal amount, interest, late charges, costs and fees by March 15, 2012 as required by the loan documents, and the following amounts are thus due and owing: Principal $2,846,203.53 Interest to October 12, 2012 $640,082.74 (perdiem$1,423.10) Late fees $2,485.27 Trustee's and Attorneys' Fees $2,000.00 TOTAL $3,490,771.54 Therefore, the balance owing as of the date hereof on the obligation secured by said Deed of Trust is $3,490,771.54, plus interest accruing at $1,423.10 per day, and any other costs or expenses incurred and associated with this foreclosure as provided by the Deed of Trust or Promissory Note, or by Idaho law must be paid or the Property will be sold to the highest cash or credit bidder on February 11, 2013. Dated this 12th day of October, 2012. ELIZABETH A. TELLESSEN WINSTON & CASHATT Successor Trustee 601 West Riverside Avenue #1900 Spokane, WA 99201 Telephone: (509) 838-6131 Legal 7608 December 5, 12, 19, 26, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7301.28246 Sale date and time (local time): April 2, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2660 North Slice Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mikel W. Freeman and Desiree Elizabeth Freeman, husband and wife Original trustee: Lawyers Title Realty Service Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Capital One Home Loans, LLC Recording date: 09/26/2006 Recorder's instrument number: 2057712000 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $184,782.04 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 1, Prairie Falls 3rd Addition, according to the plat recorded in Book "I" of Plats, Page 62 and 62A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.28246) 1002.235152-File No. Legal 7609 December 12, 19, 26, 2012 January 2, 2012

CASE NO. CV 12-705 SUMMONS FEE CATEGORY: A FEE: $88.00 FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO COUNTY OF KOOTENAI EGP INVESTMENTS, LLC, a Washington Limited Liability Company, Plaintiff, vs. TINA L. KUNISHIGE, individually, and the marital community comprised of TINA L. KUNISHIGE and CHRISTOPHER L. KUNISHIGE, wife and husband, Defendant(s), NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: TINA L. KUNISHIGE, individually, and the marital community comprised of TINA L. KUNISHIGE and CHRISTOPHER L. KUNISHIGE, wife and husband, YOU ARE HEREBY NOTIFIED that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you. If you fail to respond the court may enter judgment against you as demanded by the Plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case; 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim; 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number if your attorney; and 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 20th day of January, 2012. CLERK OF THE DISTRICT COURT CLIFFORD T HAYES /s/ By: Bobee Degiman, Deputy Legal 7611 December 5, 12, 19, 26, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7307.26152 Sale date and time (local time): April 4, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 460 N Meagan Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Andrew S. Wallace and Katherine M. Zahnow husband and wife Original trustee: Kootenai County Title Company, an Idaho Corporation Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Global Credit Union, as State Chartered Credit Union Recording date: 05/16/2007 Recorder's instrument number: 2100043000 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $212,253.22 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 3 Dawns Place, according to the Plat recorded in the office of the County recorder in Book "i" of Plats at Page 85, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.26152) 1002.235313-File No. Legal 7620 December 12, 19, 26, 2012 January 2, 2013

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2012 File No.: 7763.10517 Sale date and time (local time): April 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1073 N Townsend Loop fka 1089 N Townsend Loop Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jack W. Schroeder and Pamela R. Schroeder Trustees of the Schroeder Family Living Trust Dated December 22, 1999 Original trustee: North Idaho Title, an Idaho corporation Original beneficiary: Washington Mutual Bank, a Washington corporation Recording date: 06/24/2005 Recorder's instrument number: 1959767 County: Kootenai Sum owing on the obligation: as of November 30, 2012: $299,001.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11 Block 1 Alan Park East according to the plat recorded in Book "G" of Plats at Page 475 records of Kootenai County Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7763.10517) 1002.235178-File No. Legal 7621 December 12, 19, 26, 2012

File No.: 116718 / MHL No. 8654/Cutts NOTICE OF TRUSTEE'S SALE On Friday, April 5, 2013 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 2, Block 4, The Landing at Waterford Second Addition, according to the plat recorded in the office of the County Recorder in Book J of Plats at Page 220, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 7490 North Calamonte Lane, Coeur d'Alene, ID \u202083815, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Jerome Cutts and Amanda R. Cutts, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of MetLife Home Loans, a division of MetLife Bank, N.A. as Successor Beneficiary, recorded July 22, 2009 as Instrument No. 2223470000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $175,716.00 together with interest thereon at the rate of 4.3750% per annum, as evidenced in Promissory Note dated July 15, 2009. \u2020Payments are in default for the months of April 2010 through and including October 2012 in the amount of $1,048.67 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of October 4, 2012 is $174,040.87 together with accrued and accruing interest thereon at the rate of 4.3750% per annum. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $174,040.87, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 3, 2012 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7630 December 12, 19, 26, 2012 January 2, 2012

CASE NO. 12-8501 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Floyd Martin Bleeker Deceased. NOTICE IS HEREBY GIVEN that Teresa Wickes has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 4th day of December, 2012. Michael Wytychak III Legal 7646 December 12, 19, 26, 2012