Legals December 18, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 16, 2012 File No.: 7023.102680 Sale date and time (local time): March 18, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3454 W Vela Place Post Falls, ID 83854-8828 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lesley A. Stevenson, a single woman Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 09/30/2009 Recorder's instrument number: 2234428000 County: Kootenai Sum owing on the obligation: as of November 16, 2012: $203,105.22 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 2, Luna Ridge Subdivision, according to the Plat recorded in Book J of Plats, Page 267, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.102680) 1002.233996-File No. Legal 7550 November 27, 2012 December 4, 11, 18, 2012

SUMMARY OF ORDINANCE NO. 2012-01 An Ordinance creating Local Improvement District No. 7A for Hayden Lake Recreational Water and Sewer District, Kootenai County, Idaho; describing and setting forth the boundaries of said local improvement district; providing for the improvements to be made therein; authorizing the advertising for bids for said work as provided by law; providing for the payment of costs and expenses of said improvements to be assessed against the property within the district benefited thereby and the method of assessment; providing for the issuance of local improvement district bonds and/or warrants; providing for the publication of a summary of this ordinance; and providing for other matters properly relating thereto A summary of the principal provisions of Ordinance No. 2012-01 of Hayden Lake Recreational Water and Sewer District, Kootenai County, Idaho (the "District"), adopted on December 12, 2012, is as follows: Section 1. Finds and declares that formation of Local Improvement District No. 7A for Hayden Lake Recreational Water and Sewer District (the "LID No. 7A") is in the best interest of the property affected and the District; there is a reasonable probability that the obligations of LID No. 7A will be paid; the value of the property subject to assessment within LID No. 7A, including the proposed improvements, is sufficient to provide for the repayment of the obligations of proposed LID No. 7A and exceeds the sum of the estimated costs to be assessed against the property; and that a public hearing to consider all protests to the formation of LID No. 7A was held on November 28, 2012, and the Board has reviewed all testimony at the hearing and all written protests presented to the District. Section 2. Creates Local Improvement District No. 7A for Hayden Lake Recreational Water and Sewer District, Kootenai County, Idaho, the boundaries of which are set forth in Exhibit A, attached hereto. Section 3. Describes the improvements to be made within LID No. 7A as follows (the "System Improvements" and "Collector System Upgrade," hereinafter collectively referred to as "Improvements"): A. System Improvements: The System Improvements will include improvements to the Hayden Area Regional Sewer Board (HARSB) regional wastewater treatment facility. These improvements are necessitated by increased water quality requirements of the U.S. Environmental Protection Agency and Idaho Department of Environmental Quality. Specific projects include but are not limited to flow equalization, biological nutrient removal, tertiary filtration, and biosolids treatment improvements. Other improvements to the HARSB facility are related to replacement of depreciated components, including headworks, disinfection, biosolids treatment, and effluent pumping. The System Improvements are more fully described as Alternative 2 in the draft HARSB Wastewater Facilities Plan prepared by JUB Engineers, dated October 17, 2012. The District will participate in these project costs on a "pro-rated" basis, based on the ratio of equity in the facility. B. Collector System Upgrade: The Collector System Upgrade will include improvements to the District's sewer collection facilities, as identified in the draft HLRWSD Wastewater Collection System Facilities Plan, prepared by Welch Comer Engineers, dated February 3, 2012. The Collector System Upgrade will include the installation of gravity sewer relief lines in Strahorn Road. C. Costs of construction will include, but are not limited to, engineering, legal, accounting, costs of bond issuance, costs of interim financing, costs of financial advice, the funding of a guarantee fund or reserve account to secure payment of the financing, and other costs incidental thereto. Section 4. Defines the costs and expenses to be included in the price of the Improvements. Section 5. The total cost of the Improvements shall not exceed $7,000,000, 97% of which shall be borne by and assessed against the properties specially benefited by such Improvements, based upon a benefits derived method of assessment as set forth in Section 50-1707, Idaho Code. Other proposed sources of funds will be approximately 1% from the general funds of the District, and approximately 2% from a future proposed local improvement district. Upon final confirmation of the assessment roll under Idaho Code Section 50-1715, the District anticipates it will permit unpaid assessments to be payable in installments. Section 6. Provides for the issuance of warrants, if necessary, for the immediate payment of the costs of the Improvements, and provides for the issuance of bonds upon the final assessment on the benefited property. Section 7. Incorporates all matters and things done in regard to the creation of LID No. 7A. Section 8. States that the Ordinance shall take effect after its passage, approval, and publication of a summary thereof. Exhibit "A": Provides the boundaries of LID No. 7A. Exhibit "B": Sets forth the substantial form of this Summary for publication (to be revised pursuant to Board action). The full text of Ordinance No. 2012-01 is available at the District's offices and will be provided to any citizen upon personal request during normal business hours. DATED this 12th day of December, 2012. HAYDEN LAKE RECREATIONAL WATER AND SEWER DISTRICT, KOOTENAI COUNTY, IDAHO /s/ Ken Sewell, Chairman, Board of Directors ATTEST: /s/ Lynn M. Hagman, District Administrator Exhibit A to Summary of Ordinance No. 2012-01 BOUNDARIES OF LID NO. 7A All of Sections 7, 8, 17, 18, 19 and 20 of Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; TOGETHER WITH The Northwest Quarter of the Northwest Quarter of Section 16, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; TOGETHER WITH That portion of Section 30, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: Beginning at the Northwest Corner of said Section 30; thence East along the North line of said Section 30 to the Northeast Corner of the Northwest Quarter of the Northeast Quarter of said Section 30; thence South, 975 feet, more or less; thence West parallel to the North line of said Section 30, 475 feet, more or less; thence North 478 West, 575 feet, more or less; thence South 878 West, 150 feet, more or less; thence South 668 West, 1657 feet, more or less, to the Northeast Corner of Lot 7, Block Two, Plat of Woodland Heights as recorded in Book E of Plats, Page 129, records of Kootenai County, Idaho; thence South 828 20'15" West, 52.47 feet; thence North 83851'30" West, 158.91 feet; thence North 64821'30" West, 415.97 feet; thence North 49839'15" West, 647.74 feet to the Northwest Corner of Lot 1, Block Two, said Plat of Woodland Heights; thence North 31828'59" West, 450.19 feet; thence North 89829'17" West, 170.0 feet; thence North 0846'08" West, 239.76 feet; thence North 89800'11' West, 30.0 feet to the True Point of Beginning; TOGETHER WITH That portion of the Northeast Quarter of the Northeast Quarter of Section 24, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows; Commencing at a point on the East boundary line of said Section 24, a distance of 800 feet south of the Northeast corner thereof; thence running West 654.3 feet, more or less, to the East line of the right of way of the Coeur d'Alene and Spokane Railway Co.; thence Southwesterly along said right of way to a point 896.3 feet directly South of the North line of said Section 24; thence East 706.05 feet, more or less, to the East line of said Section 24; thence North along said East section line 96.3 feet to the Place of Beginning. TOGETHER WITH The East Half of the Southeast Quarter of the Southeast Quarter of Section 6, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. TOGETHER WITH The West 290.00 feet of the South Half of said Tract 68 of the Plat of Avondale as recorded in Book B of Plats, Page 132, records of Kootenai County, Idaho, more particularly described as follows: Commencing at the Northeast Corner of Section 13, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; Thence, along the East line of said Section 13, South 00800'00" West, 667.15 feet, more or less, to the Easterly extension of the Northerly line of said Tract 68; Thence, along said Northerly line, and the Easterly extension thereof, South 90800'00" West, 15.00 feet, more or less, to the Northeast Corner of said Tract 68, and the TRUE POINT OF BEGINNING; Thence, along the East line of said Tract 68, parallel to said East line of Section 13, South 00800'00" West, 654.55 feet, more or less, to the Southeast Corner thereof; Thence, along the South line of said Tract 68, South 90800'00" West, 661.96 feet, more or less, to the Southwest Corner thereof; Thence, along the West line of said Tract 68, North 00800'00" East, 654.55 feet, more or less, to the Northwest Corner thereof; Thence, along the North line of said Tract 68, North 90800'00" East, 661.96 feet, more or less, to the TRUE POINT OF BEGINNING TOGETHER WITH Lots 1 through 12, Block 1 and Tract A of the Plat of Soft Pines Estates as recorded in Book J of Plats, Pages 210 and 210A, records of Kootenai County, Idaho. TOGETHER WITH Lots 1, 2, 3 and 4, Block 1 of a Replat of Starling Meadows as recorded in Book I of Plats, Pages 189 and 189A, records of Kootenai County, Idaho. TOGETHER WITH Lots 1 through 17, Block 1 together with the private roads of Sandy Cove Addition as recorded in Book E of Plats, Page 10, records of Kootenai County, Idaho TOGETHER WITH A portion of the Government Lot 4, Section 21, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southeast corner of Lot 17, Sandy Cove Addition, said corner being a O inch iron pipe located on the Northeasterly right-of-way line of a county road; thence North 28 06'00" East, 225.02 feet to a point 0.18 feet East of a O inch iron pipe; thence South 878 31'14" East, 75.00 feet to a O inch iron rod; thence South 2806'00" West, 343.75 feet to a O inch iron rod lying on the Northeasterly right of way line of said county road; thence North 15805'37" West along said right of way line, 33.36 feet to a O inch iron rod; thence Along a 157.00 foot radius curve left a distance of 89.89 feet to a O inch rod, the chord of said curve bears North 318 29'49" West, 88.67 feet; thence North 478 54'00" West, 20.98 feet to the POINT OF BEGINNING LESS any portion within the road rights of ways. TOGETHER WITH A portion of Government Lot 4, Section 21, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Northeast corner of Lot 2, Sandy Cove Addition, said corner being a one-half inch iron pipe set at the bank of Hayden Lake; thence, South 68819'43" East, along the bank of Hayden Lake, 110.00 feet to a one-half inch iron rod set at the bank at Hayden Lake; thence, South 8849'08" West, 244.83 feet to a one-half inch iron rod; thence, South 2806'00" West, 271.06 feet to a one-half iron rod, said iron rod being on the North right of way line of a county road; thence, North , 87831'14" West, along said North right of way line, 75.00 feet to a one-half inch iron rod, said iron rod being at the intersection of said North right of way line with the East line of Sandy Cove Addition; thence North 2806'00" East, along said East line, 270.56 feet to a one-half inch iron rod; thence, continuing along said East line North 2806'00" East, 280.00 feet to the point of BEGINNING, TOGETHER WITH Commencing at the Northeast corner of Lot 2, Sandy Cove Addition as recorded in Book E of Plats at page 10 which if marked by a O inch iron pipe on the shore of Hayden Lake; Thence along the shore of Hayden Lake and the North line of that certain parcel of land as conveyed from Hart to Patzer by Deed recorded in Book 318 at page 99, known as Tax Number 12578, as shown on the Record of Survey recorded in Book 3, page 230, South 68819'43" East, a distance of 110 feet to a found O inch iron rod and cap No. 3390 for the Point of Beginning; Thence continuing along the shore of Hayden Lake the following four (4) courses: 1. North 68847'23" East, a distance of 26.05 feet to a set iron rod and cap; thence 2. South 63855'45" East, a distance of 30.11 feet to a set iron rod and cap; thence 3. North 46833'50" East, a distance of 77.45 feet to a set iron rod and cap; thence 4. South 57838'52" East, a distance of 55.94 feet to a set iron rod and cap; thence leaving the shore of Hayden Lake, South 08849'08" West, a distance of 172.01 feet to a set iron rod and cap; thence north 71834'21" West, a distance of 152.13 feet to a set iron rod and cap on the East line of the aforementioned Tax Number 12578; thence along said East line, North 08849'08" East, a distance of 103.60 feet to the Point of Beginning; Together with any strip of land that may lie between the side lines extended to the high water line of Hayden Lake including littoral rights thereto. EXCEPT THE FOLLOWING described properties: Any portion of the above described property located below the ordinary high water line of Hayden Lake; Lots 2 and 3, Block 23 and Lots 2, 3, 7 and 8, Block 24 and Lot 1, Block 25, and Lots 5 through 10, Block 26 of the Plat of 3rd Addition to Avondale on Hayden as recorded in Book E of Plats, Page 60, records of Kootenai County, Idaho; Lots 1 and 2, Block 1 of the Short Plat of Rocking "R" Ranch as recorded in Book I of Plats, Pages 251 and 251A, records of Kootenai County, Idaho; Lots 2, 3, and 4, Block A and Lots 2, 3, 4, and 5, Block B of Rimrock Meadows Estates as recorded in Book G of Plats, Page 43, records of Kootenai County, Idaho; The North Half of the Northeast quarter of the Southeast Quarter of the Southeast quarter of Section 6, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; That portion of Government Lot 1 of Section 17 Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho lying SOUTHERLY of the following described line: Commencing at the Northeast corner of said section 17; Thence southerly along the East line of said section 17 a distance of 516.08 to the TRUE POINT OF BEGINNING: Thence leaving said East line, South 89834'22" West 530 feet more or less to the high water line of Hayden Lake and the END of the above described line. This description was compiled based on available Hayden Lake Recreation Water and Sewer District annexation documents, plats of record, last deeds of record and Kootenai County Tax Number descriptions and may not represent actual property boundaries. No field work was performed during the preparation of this description. CERTIFICATION OF BOND COUNSEL I, the undersigned Bond Counsel for Hayden Lake Recreational Water and Sewer District, Kootenai County, Idaho, hereby certify that I have read the attached Summary of Ordinance No. 2012-01 of said District and that the same is true and complete and provides adequate notice to the public of the contents of said Ordinance. DATED as of this 12th day of December, 2012. HAWLEY TROXELL ENNIS & HAWLEY LLP /s/ S.C. Danielle Quade Legal 7682 December 18, 2012

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Michael and Debra MacKay of P.O. Box 11894 Spokane, Washington 99211 made application to relocate an existing float home from Boileau's Marina in Bayview to the encroachment adjacent to 17546 Hudson Bay Road. Located on Lake Pend Oreille, Idaho adjacent to: Section 3, Township 53 North, Range 2 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West, Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jamie Brunner, Resource Specialist - Navigable Waters at the above address or by calling (208) 263-5104. /S/______________________ EDWARD ROBINSON, Area Manager Idaho Department of Lands Legal 7683 December 18, 25, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 19, 2012 File No.: 7839.20236 Sale date and time (local time): March 19, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6555 W Basswood Drive Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Melodie Stewart, an unmarried person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Washington Trust Bank Recording date: 05/13/2005 Recorder's instrument number: 1949707 County: Kootenai Sum owing on the obligation: as of November 19, 2012: $102,370.60 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 32, Block 7, Deerfield, according to the plat recorded in Book "G" of Plats at Page 376, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7839.20236) 1002.234129-File No. Legal 7578 December 4, 11, 18, 25, 2012

NOTICE OF TRUSTEE'S SALE On April 3, 2013, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 24, Block B, HOWARD SUBDIVISION, according to the plat thereof, recorded in Book E of Plats, Page 12, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2818 North Francis St., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer Toal and Shawn Toal, wife and husband, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 6, 2006, as Instrument No. 2070881000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-3 Home Equity Pass-Through Certificates, Series 2007-3, recorded November 15, 2012, as Instrument No. 2384271000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,009.69 for the months of July 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $157,187.49 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.625% from June 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of November, 2012. ___________/s/ Tammie Harris Trust Officer for Just Law, Inc. Legal 7604 December 4, 11, 18, 25, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 29, 2012 File No.: 7301.29229 Sale date and time (local time): April 3, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2045 W Rousseau Dr Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steve Reid and Marcia Reid, husband and wife Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for CitiMortgage, Inc. Recording date: 11/16/2010 Recorder's instrument number: 2290720000 County: Kootenai Sum owing on the obligation: as of November 29, 2012: $164,705.95 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15, Block 2, of Coeur D' Alene Place 9th Addition, according to the plat filed in Book "I" of Plats, Pages 264 and 264A, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.29229) 1002.235088-File No. Legal 7618 December 11, 18, 25, 2012 January 1, 2013

Notice is hereby given that All In One Storage will hold a Public Sale of the entire contents of unit #449. The sale will be held on the premises at All In One Storage at 3900 E. 16th Ave., Post Falls, Idaho 83854 on Wednesday, December 19th, 2012, at 12:00 pm. The contents will be sold to the highest bidder for cash or certified funds only. No Personal Checks will be accepted. \u2020 Unit #449 \u202010X10 \u2020 Nathan Mustain \u2020 Last Known Address: C/O David Fijolek P.O. Box 1291 Port Orchard, WA 98366 Legal 7638 December 11, 18, 2012

Order No. 79179 NOTICE OF TRUSTEE'S SALE On Tuesday, the 19th day of March, 2013, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lots 4, 5 and the North half of Lot 6, Block M, CORRECTED PLAT OF COEUR D'ALENE AND KINGS ADDITION, according to the plat recorded in the office of the County Recorder in Book C of Deeds at Page 144, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 117 North Fourth Street, Coeur d'Alene, Idaho 83814 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by Echo Bay Estates, LLC, an Idaho limited liability company, to KOOTENAI COUNTY TITLE COMPANY, INC. as Trustee, for the benefit and security of Stephen Groner, an unmarried man, as initial Beneficiary, recorded March 15, 2010, as Instrument No. 2257169000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER that a Transfer and Assignment of Deed of Trust was recorded December 6, 2010, as Instrument No. 2293164000, records of Kootenai County, Idaho, wherein beneficial interest was assigned to Gerhard K. Holder, Trustee and Astrid M. Holder, Trustee of the Gerhard K. Holder and Astrid M. Holder Family Trust, November 7, 1989. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make quarterly interest only installment payments in the amount of 7,906.25 each, which were due on July 1, 2012 and on October 1, 2012; AND have failed to pay General Property taxes for the year 2010, which are delinquent in the amount of $7,588.94 plus penalty and interest, AND have failed to pay General Property taxes for the first half of the year 2011, which are delinquent in the amount of $5,984.17 plus penalty and interest, AND have failed to pay General Property taxes for the second half of the year 2011, which are delinquent in the amount of $5,984.17 plus penalty and interest; AND have failed to insure/or provide proof of general hazard insurance resulting in the Beneficiary having to acquire such insurance at a cost of $5,626.78; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of October 25, 2012, on the obligation secured by said Deed of Trust is $550,000.00, plus accrued interest in the amount of $18,898.50, plus interest accruing at the rate of 5.750% annual percentage rate from October 25, 2012 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 6th day of November, 2012 KOOTENAI COUNTY TITLE COMPANY, INC., Trustee By: Denise K. Potts, Secretary Legal 7644 December 11, 18, 25, 2012 January 1, 2012

CASE NO. CV 12-8618 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF DUANE A. DAUGHARTY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 4th day of December, 2012. /s/ BARBARA A. DAUGHARTY Personal Representative /s/ JAN E. DAUGHARTY Personal Representative /s/ PAUL W. DAUGHARTY Personal Representative c/o MARY CUSACK CUSACK LAW FIRM 610 West Hubbard Suite 205 Coeur d' Alene, Idaho 83814 Legal 7645 December 11, 18, 25, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 6, 2012 File No.: 7021.13434 Sale date and time (local time): April 10, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2711 W Blueberry Circle Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kenneth Lindsley, and Daphne Lindsley, husband and wife Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 01/12/2006 Recorder's instrument number: 2007361 County: Kootenai Sum owing on the obligation: as of December 6, 2012: $216,368.96 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 2, Strawberry Fields, according to the plat recorded in Book "J" of Plats, Pages 129-129H, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.13434) 1002.235919-File No. Legal 7657 December 18, 25, 2012 January 1, 8, 2013

NOTICE TO CREDITORS (I.C. \u00DF15-3-801) Case No. CV-2012-8586 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ADABELLE H. ALTMEYER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All personas having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 11th day of December, 2012. /s/_______________ Darin Petty c/o M. Gregory Embrey Witherspoon Kelley 608 Northwest Blvd., Suite 300 Coeur d' Alene, ID 83814 (208)667-4000 Legal 7676 December 18, 25, 2012 January 1, 2013