Legals December 9, 2012

| December 8, 2012 11:00 PM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 31, 2012 File No.: 7037.78314 Sale date and time (local time): March 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3635 E Jordan Dr Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Christopher Lee Martin and Miriam Elaine Martin, husband and wife Original trustee: Alliance Title and Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GN Mortgage, LLC Recording date: 05/31/2006 Recorder's instrument number: 2034303000 County: Kootenai Sum owing on the obligation: as of October 31, 2012: $211,715.35 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 22, in Block 1 of Lilac Place, according to the official plat thereof, filed in Book I of Plats at Page (s) 170 and 170A official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.78314) 1002.232376-File No. Legal 7463 November 16, 23, 30, 2012 December 7, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011891 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on February 22, 2013, at the hour of 11:00 AM, of said day, IN THE LOBBY OF PIONEER TITLE COMPANY OF KOOTENAI COUNTY. 100 WALLACE AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: UNIT 2 OF LOT 1, BLOCK 1, CRAIK PARK ADDITION CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 313, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 406 W. SPOKANE AVENUE, COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SHARON CUNNINGHAM, AN UNMARRIED PERSON, as Grantor, to PAIGE PARKER C/O IMHOFF AND LYNCH, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 3/8/2006, recorded 3/8/2006, under Instrument No. 2017744, rerecorded under Auditor's/Recorder's No, 2038249000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/6/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of October 17, 2012 Delinquent Payments from August 01, 2011 15 payments at $453.10 each $6,796.50 (08-01-11 through 10-17-12) Late Charges: $66.00 TOTAL: $6,862.50 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $132,000.00, together with interest thereon at 3.000% per annum from 7/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 10/17/2012. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: Kara Lansberry, Assistant Trustee Officer c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877)237-7878 A-4317439 11/23/2012, 11/30/2012, 12/07/2012, 12/14/2012 Legal 7526 November 23, 30, 2012 December 7, 14, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011259 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on February 22, 2013, at the hour of 11:00 AM, of said day, IN THE LOBBY OF PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 27, BLOCK 2, STRAWBERRY FIELDS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3087 N. BLUEBERRY CIRCLE, HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES W. BOWERS AND CINDY N. BOWERS, HUSBAND AND WIFE, as Grantor, to RINGERT CLARK CHARTERED-JEFFREY R. CHRISTENSON, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 8/4/2008, recorded 8/8/2008, under Instrument No. 2172814000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/4/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 4/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of October 17, 2012 Delinquent Payments from April 01, 2011 19 payments at $1,205.12 each $22,897.28 (04-01-11 through 10-17-12) Late Charges: $275.45 TOTAL: $23,172.73 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $169,201.62, together with interest thereon at 6.500% per annum from 3/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 10/17/2012. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: - c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877)237-7878 A-4317443 11/23/2012, 11/30/2012, 12/07/2012, 12/14/2012 Legal 7527 November 23, 30, 2012 December 7, 14, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 14, 2012 File No.: 7037.91970 Sale date and time (local time): March 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1125 North A Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kimberly J. Lingren and Michael Prosser, wife and husband Original trustee: Alliance Title & Escrow Corporation Original beneficiary: Chase Bank USA, N.A. Recording date: 04/25/2007 Recorder's instrument number: 2095980000 County: Kootenai Sum owing on the obligation: as of November 14, 2012: $151,892.62 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block 2 of Columbus Park Addition to Coeur d'Alene, according to the official plat thereof, filed in Book B of Plats at Page(s) 117 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.91970) 1002.233653-File No. Legal 7540 November 23, 30, 2012 December 7, 14, 2012

Case No. CV12-8007 SUMMONS FOR PUBLICATION IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ONEWEST BANK, FSB, Plaintiff, vs. DOROTHY INEZ TODD (Deceased); Unknown Heirs, Assigns and Devisees of Dorothy Inez Todd; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; STATE OF IDAHO DEPARTMENT OF HEALTH AND WELFARE, ESTATE RECOVERY; and Does 1-10 as individuals with an interest in the property legally described as: A portion of Lots 3, 4 and the Northeast quarter of the Southwest quarter of Section 31, Township 53 North, Range 4 West of the Boise Meridian, Kootenai County, Idaho, described as follows: A tract of land lying North of the FIRST ADDITION TO LAKEVIEW ADDITION TO LOWER TWIN LAKES, described as follows: BEGINNING at the Northwest corner of Lot 9, Block 2, FIRST ADDITION TO LAKEVIEW ADDITION TO LOWER TWIN LAKES, according to the plat recorded in the office of the County Recorder; thence North a distance of 330 feet to a point; thence Northeasterly along a line parallel to the North line of Lots 9, 10 and 11, Block 2 of said Addition, a distance of 161 feet, more or less, to a point on the centerline of the existing road; thence In a Southerly direction along the centerline of the existing road a distance of 330 feet, more or less, to a point on the North line of Lot 10 of said Addition; thence Southwesterly along the North line of Lots 10 and 9, a distance of 165 feet to the PLACE OF BEGINNING. Which may commonly be known as: 7681 W. Radmer Rd., Rathdrum, Idaho 83858. Defendants. SUMMONS FOR PUBLICATION NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO:All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 7681 W. Radmer Rd., Rathdrum, Idaho 83858. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 14th day of November, 2012. CLERK OF THE DISTRICT COURT BY: /s/ Sherry Huffman, Deputy Clerk Legal 7554 November 23, 30, 2012 December 7, 14, 2012

Case No. CV-12-7938 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of The Estate of: VIRGINIA MAE SCANLON, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the Estate of Virginia C. Scanlon. All persons having claims against the Decedent or her Estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court. DATED this 30th day of October, 2012. /s/ Kent C. Scanlon c/o Randall C. Probasco Attorney for Personal Representative P.O. Box 1148 Coeur d' Alene, Idaho 83816-1148 Legal 7555 November 23, 30, 2012 December 7, 2012

CASE NO. CV 12-8353 NOTICE OF HEARING IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE APPLICATION OF Taven James Whitley-Bradley Jorden Kyle Whitley-Bradley Petitioner, FOR CHANGE OF NAME A petition by Taven James and Jorden Kyle Whitley-Bradley, born June 22, 2004 and July 7, 2005 at Kootenai Medical Center now residing at 3780 W. Riverbend Ave., Post Falls, ID proposing a change in name to Taven James Lang and Jorden Kyle Lang has been filed in the above entitle Court , the reason for the change in name being: Biological father changed his last name back to Lang after his 18th birthday and parents have married. Such Petition will be heard on December 20, 2012 @10:00 a.m., and objections may be filed by any person who can, in such objections, show to the court a good reason against such a change of name. Witness my hand and the seal of said District Court, this 15th day of November, 2012. CLIFFORD T HAYES, CLERK /s/ BY: Susan McCory, Deputy Legal 7556 November 23, 30, 2012 December 7, 14, 2012

CASE NO. CV 12-7652 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION In the Matter of the Estate of MAJORIE J.M. CHEAVACCI, Deceased. NOTICE IS HEREBY GIVEN that on October 19, 2012 Kelsie W. Ryan was appointed Personal Representative of the above named Decedent. All persons having claims against the Decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of the Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, or filed with the Clerk of Court. Dated this 14th day of November 2012. SHIRLEY BADE, Attorney 418 E. Coeur d' Alene Ave. Coeur d' Alene, ID 83814 Legal 7561 November 23, 30, 2012 December 7, 2012

CASE NO. CV12-8005 PROBATE IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF BETTY L. BRABB Deceased. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named estate. All persons having claims against the deceased are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned Personal Representative of the estate, c/o Michael P. Wasko, P.O. Box 118, Cottonwood, Idaho 838522, and filed with the court. DATED this 14th day of October, 2012. Legal 7562 November 23, 30, 2012 December 7, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-118906 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE and ESCROW CORP., the duly appointed Successor Trustee, will on March 22, 2013, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 3 OF KENTWOOD ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED BOOK "E" OF PLATS AT PAGE 110 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 709 EAST SPRUCE AVENUE, COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CASEY A. FASSLER, UNMARRIED MAN AND NICOLE GALIK, UNMARRIED WOMAN, as Grantor, to STEWART TITLE OF BOISE, INC, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, as Beneficiary, dated 8/2/2006, recorded 8/7/2006, under Instrument No. 2048172000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HSBC Bank USA, National Association, as Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/2/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 14, 2012 Delinquent Payments from December 01, 2010 24 payments at $1,089.57 each $26,149.68 (12-01-10 through 11-14-12) Late Charges: $1,108.20 Beneficiary Advances: $1,640.06 Suspense Credit: $-499.32 TOTAL: $28,398.62 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $168,768.57, together with interest thereon at 5.170% per annum from 11/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/14/2012. ALLIANCE TITLE and ESCROW CORP. Trustee By: Joel Meng, Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4332083 11/30/2012, 12/07/2012, 12/14/2012, 12/21/2012 Legal 7565 November 30, 2012 December 7, 14, 21, 2012

NOTICE OF TRUSTEE S SALE Loan No.: 0021904859 T.S. No.: 12-00205-5 On February 25, 2013 11:00 AM, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, N.A., as Trustee for ABFC 2006-OPT3 Trust, Asset Backed Funding Corporation Asset-Backed Certificates, Series 2006-OPT3, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 2, Block 1, RICH ADDITION TO BESTLAND ANNEX, according to the plat recorded in the office of the County Recorder in Book "F" of Plats at Page 27, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2721-2723 N 11TH ST , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BONNIE SHARON HEILANDER, AN UNMARRIED PERSON, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, as original beneficiary, dated as of July 10, 2006, and recorded July 19, 2006, as Instrument No. 2044172000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, N.A., as Trustee for ABFC 2006-OPT3 Trust, Asset Backed Funding Corporation Asset-Backed Certificates, Series 2006-OPT3, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 10, 2006 are: Failed to pay the monthly payments of $1,912.55 due from November 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $171,608.23, plus accrued interest at the rate of 9.95000% per annum from October 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 18, 2012 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4320434 11/30/2012, 12/07/2012, 12/14/2012, 12/21/2012 Legal 7579 November 30, 2012 December 7, 14, 21, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 31, 2012 File No.: 7069.26164 Sale date and time (local time): March 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 26721 N. Cedar Ridge Lane Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert Edelblute and Lori Edelblute, husband and wife Original trustee: First American Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for BNC Mortgage Inc. Recording date: 06/29/2007 Recorder's instrument number: 2108206000 County: Kootenai Sum owing on the obligation: as of October 31, 2012: $485,662.91 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land in the East Half of Section 30, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, and further described as follows: Beginning at an iron pin on the West line of the Northeast Quarter of said Section 30, pin bears South 00 degrees 25' 10" West, a distance of 1321.84 feet from the North Quarter corner of said Section 30; thence South 73 degrees 09' 44" East, a distance of 864.89 feet to an iron pin on the Northwesterly right of way of a 60.00-foot wide public easement; thence South 55 degrees 02' 06" East, a distance of 30.00 feet to the centerline of said easement; thence South 34 degrees 57' 54" West along said centerline, a distance of 253.44 feet to a point of curve; thence continuing on said centerline Southwesterly on a curve being concave to the North, a distance of 262.91 feet to a point of tangent, curve radius being 200.00 feet, curve chord bears South 72 degrees 37' 26' West, a distance of 244.38 feet; thence continuing on said centerline North 69 degrees 43' 03" West, a distance of 46.86 feet to a point of curve; thence continuing on said centerline Southwesterly on a curve being concave to the Southeast, a distance of 447.79 feet to a point of tangent, curve radius being 175.00 feet, curve chord bears South 36 degrees 58' 43" West, a distance of 335.24 feet; thence continuing on said centerline South 36 degrees 19' 31" East, a distance of 132.33 feet to a point of tangent; thence South 53 degrees 40' 29" West, a distance of 30.00 feet to the Southwesterly right of way of said public easement; thence South 66 degrees 28' 55" West, a distance of 316.53 feet to the West line of the Northeast Quarter of said Section 30; thence North 00 degrees 25' 12" East along said West line, a distance of 1050.68 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.26164) 1002.232409-File No. Legal 7464 November 16, 23, 30, 2012 December 7, 2012

CASE NO. CV-12-8305 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF RONALD D. LAYTON, Deceased. NOTICE IS HEREBY GIVEN that Randy G. Layton was fully appointed as personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 20th day of November, 2012. OWENS & CRANDALL, PLLC Jeffery J. Crandall Attorney for Personal Representative 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Legal 7575 November 23, 30, 2012 December 7, 2012

NOTICE OF PROPOSED CAPITALIZATION FEE INCREASE for the HAYDEN LAKE RECREATIONAL WATER AND SEWER DISTRICT NOTICE IS HEREBY GIVEN THAT on December 12, 2012, at 9:00 am, at the Hayden Lake Recreational Water and Sewer District("District") offices, located at 9393 Strahorn Avenue, Hayden Lake, Idaho, 83835, the above-listed taxing district will hold a public hearing for the purpose of hearing public comments regarding a capitalization fee increase in excess of five percent (5%) of fee last charged and collected for such capitalization fees. \u2020The current fee charged is $10,500. \u2020The reason for the proposed fee increase is that on December 3, 2012 the Hayden Area Regional Sewer Board is considering increasing the fee it charges the District for sewage treatment capacity per equivalent residential unit from $6,515 to $8,411 or more, and the District must now consider increasing its fee, and providing written ratification or authorization of the fee increase being enacted by the Hayden Area Regional Sewer Board. Katie Bryan Legal Assistant Lukins & Annis, P.S. 601 E. Front Avenue, Suite 502 Coeur d'Alene, ID 83815 Telephone: 208-666-4109 Fax: 208-666-4110 Legal 7595 November 30, 2012 December 7, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 15th day of March, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 6, BLOCK 4, EMERALD OAKS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS, PAGES 278 AND 278A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1968 W. Ridgemont Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DEBRA D. MORT, a Single Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of CHERRY CREEK MORTGAGE CO., INC., recorded September 21, 2001, as Instrument No. 1696584, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 21, 2001, as Instrument No. 1696585, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 20, 2001, in the amount of $819.00 each, for the months of June through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.17% per annum from May 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $93,785.36, plus accrued interest at the rate of 6.17% per annum from May 1, 2012. DATED This 14th day of November, 2012. /s/ RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE

File No.: 169663 / Customer Ref No. CSC Account No 37755369 NOTICE OF TRUSTEE'S SALE On April 4, 2013 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 32, Block 1, Montrose Third Addition, according to the plat recorded in the office of the County Recorder in Book "I" of Plats at Page 376, records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1965 North Chehalis Street, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Eric Blaski a single person , as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service , or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded November 18, 2009 as Instrument No. 2241496000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $166,000.00 together with interest thereon at the rate of 4.8750% per annum, as evidenced in Promissory Note dated November 17, 2009. \u2020Payments are in default for the months of June 2012 through and including November 2012 in the amount of $843.81 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $160,504.95 in Principal; Interest is $3,987.35, subsidy granted is $10,137.82 and fees currently assessed are $509.57 computed through November 19, 2012 with interest accruing thereafter at the daily rate of $21.4373. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $170,642.77, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 3, 2012 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 7629 December 7, 14, 21, 28, 2012

CASE NO. CV 12-6484 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ARNOLD L. COOLEY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representative of the above named Decedent. All persons having claims against the decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated below or be filed with the Clerk of the Court. DATED this 3rd day of December, 2012. Barbara Cooley Co-Personal Representative c/o Mark A. Jackson 110 Wallace Avenue Coeur d' Alene, ID 83814 Brian L. Cooley Co-Personal Representative c/o Mark A. Jackson 110 Wallace Avenue Coeur d' Alene, ID 83814 Legal 7632 December 7, 14, 21, 2012

NOTICE OF PUBLIC SALE TO ENFORCE WAREHOUSEMAN'S LIEN Notice is hearby given that Mountain View Storage will be selling at public sale entire contents of: units #14 and #46 belonging to Roger Jameson. 7920 Daffodil Way Citrus Heights, CA 95610 to recover nonpayments of rents. Contents: Tools, books, and misc. Sale to be held at 7730 Boekel Rd. Rathdrum, ID 83858 on December 19, 2012, 1:00 p.m. Legal 7636 December 6, 12, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 31, 2012 File No.: 7301.28307 Sale date and time (local time): March 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 808 E. Timber Lane fka 808 Timber Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Paul J Loutzenhiser, and Aaron L Loutzenhiser, husband and wife Original trustee: First American Title Insurance Co. Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 07/20/2007 Recorder's instrument number: 2111685000 County: Kootenai Sum owing on the obligation: as of October 31, 2012: $201,497.26 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of Tract 18, Block 2, Gardendale Acre Tracts, as recorded in plat Book "B", Page 145, records of Kootenai County, Idaho and located in the Northeast Quarter, Section 1, Township 50 North, Range 4 West, Boise Meridian, City of Coeur D'Alene, further described as follows: Beginning at the Northeast corner of Tract 18, Block 2, Gardendale Acre Tracts; thence South along the East line of said tract, a distance of 193.80 feet to an iron pin; thence North 89 degrees 45' 00" West, parallel to the North line of said tract, a distance of 110.00 feet to an iron pin; thence North, parallel to the East line of said tract, a distance of 193.80 feet to an iron pipe, on the North line of said Tract 18; thence South 89 degrees 45' 00" East, along said North line, a distance of 110.00 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.28307) 1002.232472-File No. Legal 7465 November 16, 23, 30, 2012 December 7, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 31, 2012 File No.: 7307.23766 Sale date and time (local time): March 1, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 55366 S. Highway 97 Saint Maries, ID 83861 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bryan L. Gimmeson, husband and wife and Cheryl L. Gimmeson, husband and wife, as community property Original trustee: First American Title Company, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Home Mortgage Northwest, Inc. Recording date: 06/29/2005 Recorder's instrument number: 1960867 and modified on October 24, 2011 as Instrument No.2332047000 and rerecorded on November 7, 2011 as Instrument No. 2333956000 County: Kootenai Sum owing on the obligation: as of October 31, 2012: $279,404.79 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the Southwest quarter of the Northwest quarter of the Northwest quarter of the Southwest quarter of Section 9, Township 47 North, Range 3 West, Boise Meridian, lying North of Highway 97, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23766) 1002.232474-File No. Legal 7466 November 16, 23, 30, 2012 December 7, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 9, 2012 File No.: 7021.11158 Sale date and time (local time): March 15, 2013 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2115 North Grants Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jess Sifford and Gillian Sifford, husband and wife Original trustee: Pioneer Title Company of Kootenai Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc. Recording date: 06/01/2007 Recorder's instrument number: 2102677000 County: Kootenai Sum owing on the obligation: as of November 9, 2012: $159,690.75 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16, Block 1, Kellogg's Fifth Addition to the City of Post Falls, Kootenai County, State of Idaho, according to the plat recorded in Book "F" of Plats, Page 38. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.11158) 1002.233278-File No. Legal 7518 November 23, 30, 2012 December 7, 14, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 1st day of March, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 17, BLOCK 4, ACCORDING TO THE PLAT OF FAIRWAY MEADOWS, RECORDED IN BOOK "G" OF PLATS AT PAGE 212, ET., RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 4132 N. Couples Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BOBBI SOLT, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 23, 2010, as Instrument No. 2262558000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 24, 2010, as Instrument No. 2270635000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 20, 2010, in the amount of $1,036.00 each, for the months of May through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.27% per annum from April 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $145,575.47, plus accrued interest at the rate of 5.27% per annum from April 1, 2012. DATED This 31st day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7520 November 16, 23, 30, 2012 December 7, 2012

NOTICE OF TRUSTEE'S SALE On Wednesday, the 6th day of March, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOTS 41 AND 42, BLOCK 8, DAVIS PARK, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK C OF PLATS AT PAGE 74, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3266 N. 10th Pl., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL J. LUPINACCI and CHARLOTTE D. LUPINACCI, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRST SECURITY BANK OF IDAHO, N.A., recorded April 29, 1994, as Instrument No. 1352327, Mortgage records of Kootenai County, Idaho; and assigned to the Idaho Housing Agency by Assignment of Deed of Trust recorded on April 29, 1994 as Instrument No. 1352328, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 29, 1994, in the amount of $685.00 each, for the months of May through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.60% per annum from April 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $48,028.35, plus accrued interest at the rate of 6.60% per annum from April 1, 2012. DATED This 5th day of November, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7521 November 16, 23, 30, 2012 December 7, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 1st day of March, 2013, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE NORTH 10 FEET OF LOT 7, AND ALL OF LOT 8, BLOCK 4, BOOTHE ADDITION TO THE TOWN OF COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT WITH THE WEST 2.5 FEET OF THE ALLEY IN SAID BLOCK 4 ADJOINING SAID LAND, AS VACATED BY ORDINANCE NO. 987 OF THE CITY OF COEUR D'ALENE, RECORDED SEPTEMBER 24, 1953 IN BOOK 26 OF MISC. RECORDS, PAGE 476, RECORDS OF KOOTENAI COUNTY. IDAHO. EXCEPTING THE WEST 25 FEET AS DESCRIBED IN THE DEED RECORDED MAY 29, 1954 IN BOOK 157 OF DEEDS, PAGE 591, RECORDS OF KOOTENAI COUNTY, IDAHO. ALL BEING MORE PROPERLY DESCRIBED AS: THE NORTH 10 FEET OF LOT 7, AND ALL OF LOT 8, BLOCK 4, BOOTHE ADDITION TO THE TOWN OF COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH THE WEST 2.5 FEET OF THE ALLEY IN SAID BLOCK 4 ADJOINING SAID LAND, AS VACATED BY ORDINANCE NO. 987 OF THE CITY OF COEUR D'ALENE, RECORDED SEPTEMBER 24, 1953 IN BOOK 26 OF MISC. RECORDS, PAGE 476, RECORDS OF KOOTENAI COUNTY. IDAHO. EXCEPTING THE WEST 25 FEET AS DESCRIBED IN THE DEED RECORDED MAY 29, 1954 IN BOOK 157 OF DEEDS, PAGE 591, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1934 N. 7th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JUSTIN B. BESSER and JESSICA R. BESSER, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded July 25, 2008, as Instrument No. 2170173000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 29, 2008, as Instrument No. 2179649000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 -1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 23, 2008, in the amount of $1,107.00 each, for the months of May through October, 2012, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.86% per annum from April 1, 2012. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $147,658.44, plus accrued interest at the rate of 5.86% per annum from April 1, 2012. DATED This 31st day of October, 2012. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 7522 November 16, 23, 30, 2012 December 7, 2012