Legals April 23, 2012

Loan No. xxxxxx0762 T.S. No. 1333527-09 Parcel No. 0-8310-004-001-0 NOTICE OF TRUSTEE'S SALE On July 10, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 1, Block 4, TWIN LAKES ESTATE, according to the plat recorded in the office of the County Recorder in Book "F" of Plats at Page 107, records of Kootenai County, Idaho, more particularly described as follows: A part of Section 17, Township 52 North, Range 4 West Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at a point that is South 0809' East, 1955.96 feet and South 89828' West, 1085.30 feet from the Northeast corner of said Section 17; thence South 89828' West, 393.3 feet more or less, to the Easterly right of way line of State Highway No.41; thence Along said Easterly right of way line as follows: North 25814'20" East 59.49 feet; thence North 51848'18" East, 111.80 feet; thence North 25814'20" East, 355.55 feet; thence Leaving said right of way, North 89828' East, 127.29 feet; thence South 0809' East 442.0 feet to the POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 5227 West Lodestar Avenue, Rathdrum, ID 83858. Commonly known as 5227 West Lodestar Avenue Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Charles Wade Davis, An Unmarried Man as Grantor, to Kootenai County Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial Network, Inc., Its Successors and Assigns as Beneficiary, recorded August 05, 2005, as Instrument No. 1970319, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $155,065.27, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: March 09, 2012 Signature/By First American Title Insurance Company. R-406731 04/02, 04/09, 04/16, 04/23 Legal 4949 April 2, 9, 16, 23

Loan No. xxxxxx9065 T.S. No. 1355582-09 Parcel No. 0-2120-012-001-0 NOTICE OF TRUSTEE'S SALE On July 17, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 1, block 12, first addition to emerald estates, according to the plat recorded in the office of the county recorder in book "e" of plats, at page 235, records of Kootenai county, idaho. Commonly known as 12106 N Diamond Drive Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Donna M Twilley, A Single Woman as Grantor, to Fidelity National Title Insurance Co, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Bank Of America, N.a. Its Successor and Assigns as Beneficiary, recorded September 23, 2010, as Instrument No. 2282967000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due august 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $56,695.49, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: March 15, 2012 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-407041 04/09/12, 04/16, 04/23, 04/30 L egal 5055 April 9, 16, 23, 30

NOTICE OF TRUSTEE'S SALE On July 31, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 6, Block 2, Hoffman First Addition, according to the Plat recorded in Book "F" of Plats at Page 164, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 4780 North Troy Street, Coeur D' Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Matthew L. Veneroso and Elizabeth Veneroso, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc,, as nominee for Mountain West Bank as the Beneficiary, under the Deed of Trust recorded May 8, 2006, as Instrument No. 2029863000, and recorded May 12, 2006, as Instrument No. 2030871000; and Modification Agreement recorded September 20, 2011, as Instrument No. 2328021000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, recorded August 10, 2009, as Instrument No. 2226860000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,851.81 for the months of August 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $242,264.54 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.8750% from July 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 27th day of March, 2012. Tammie Harris Trust Officer for Just Law, Inc. Legal 5059 April 2, 9, 16, 23, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0211573266 T.S. No.: 12-00641-3 On August 22, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 10, BLOCK 7, HIGHWOOD PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 168, RECORDS OF KOOTENAI COUNTY, IDAHO. APN#0-3740-007-010-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3809 N 15TH ST , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDAL M. WENIGER AND LORRl M. WENIGER, HUSBAND AND WIFE, as original grantor(s), to KOOTENAI COUNTY TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK ITS SUCCESSORS AND OR ASSIGNS, as original beneficiary, dated as of December 26, 2008, and recorded December 31, 2008, as Instrument No. 2190803000 In the Official Records of the Office of the Recorder of Kootenai County, Idaho. Assignment of DOT to Wells Fargo Bank, NA recorded February 16, 2012 as Instrument No. 2346479000 Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 26, 2008 are: Failed to pay the monthly payments of $1,151.11 due from October 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $157,512.33, plus accrued interest at the rate of 5.50000% per annum from September 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: March 26, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 405-247-2450 Rosanna Chavez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4221812 04/02/2012, 04/09/2012, 04/16/2012, 04/23/2012 Legal 5063 April 2, 9, 16, 23

NOTICE OF TRUSTEE'S SALE On August 1, 2012, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The West half of Lot 17, the East half of Lot 18, Block 1, FALLS RIVER HOMES, Kootenai County, State of Idaho, according to the plat recorded in Book D of Plats, Page 140 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 475 S. Lower Crystal Bay Rd., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael S. Hollis and Debra M. Hollis, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded March 13, 2002, as Instrument No. 1723030, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Bank of America, National Association, a national banking association, as successor in interest by merger to Merrill Lynch Credit Corporation, recorded March 26, 2012, as Instrument No. 2351335000 and instrument no. 2351358000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $520.95 for the months of October 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $273,810.28 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 2.125% from September 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of March, 2012. ______________ Tammie Harris Trust Officer for Just Law, Inc. Legal 5067 April 2, 9, 16, 23, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0082588039 T.S. No.: 12-00795-3 On August 28, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Aiene, ID 83814 in the County of Kootenai, State of idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, N.A., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 5 IN BLOCK 1 OF POINT HAYDEN , ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK "E" OF PLATS AT PAGE (S) 19 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO APN# V8400-001-005-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2921 E POINT HAYDEN DRIVE , HAYDEN LAKE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WERNER NENNECKER, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of March 6, 2008, and recorded March 12, 2008, as Instrument No. 2148772000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, N.A., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust, in addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated March 6, 2008 are: Failed to pay the monthly payments of $5,993.52 due from November 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $790,577.72, pius accrued interest at the rate of 6.62500% per annum from October 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: April 2, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Rosanna Chavez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4225039 04/09/2012, 04/16/2012, 04/23/2012, 04/30/2012 Legal 5102 April 9, 16, 23, 30

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-CO-116718 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on August 3, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: THE NORTH HALF OF TRACT 110 OF DALTON GARDENS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK B OF PLATS AT PAGE(S) 151 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM THE SOUTHERLY 55 FEET OF THE WESTERLY 396 FEET. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6176 NORTH MOUNT CARROL STREET, DALTON GARDENS, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JACOB T. VICK AND AMBER D. VICK, HUSBAND AND WIFE, as Grantor, to TICOR TITLE INSURANCE CO., A CALIFORNIA CORP, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOMESTREET BANK, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 11/4/2005, recorded 11/18/2005, under Instrument No. 1996208, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HOMESTREET BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/4/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 10/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of April 3, 2012 Delinquent Payments from October 01, 2011 4 payments at $1,504.42 each $6,017.68 3 payments at $1,482.75 each $4,448.25 (10-01-11 through 04-03-12) Late Charges: $384.4 8 Beneficiary Advances: $48.00 Suspense Credit: $0.00 TOTAL: $ 10,898.41 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $192,989.04, together with interest thereon at 6.000% per annum from 9/1/2011 to 2/1/2012, 6.000% per annum from 2/1/2012, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 4/3/2012. ALLIANCE TITLE & ESCROW CORP. Trustee By: -- c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4225470 04/16/2012, 04/23/2012, 04/30/2012, 05/07/2012 Legal 5110 April 16, 23, 30 May 7, 2012

Loan No. xxxxxx8211 T.S. No. 1349690-09 Parcel No. p-j421-002-009-0 NOTICE OF TRUSTEE'S SALE On August 01, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 9, block 2, camden place, according to the plat recorded in book "j" of plats at pages 421 and 421a, records of Kootenai county, idaho. Commonly known as 1280 N Monticello St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Thomas J. Curtis and Suzanne D. Curtis, Husband And Wife As Community Property With Right Of Survivorship. as Grantor, to North Idaho Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Golf Savings Bank., Its Successors and Assigns as Beneficiary, recorded July 15, 2008, as Instrument No. 2168506000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due july 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $237,224.92, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: April 02, 2012 Signature/By First American Title Insurance Company. R-407940 04/23, 04/30, 05/07, 05/14 Legal 5112 April 23, 30 May 7, 14, 2012

NOTICE OF MINOR SUBDIVISION APPLICATION AND PUBLIC COMMENT PERIOD \u2020 NOTICE IS HEREBY GIVEN of application of a Minor Subdivision Case No. MIN11-0006, Perimeter Road Estates, a request by Independent Mortgage, LTD, Co., to create four (4) lots, on approximately 21.379 acres in the Rural zone.\u2020 The parent parcel is currently undeveloped.\u2020 The result of the subdivision will create parcels that will vary in size from 5.018 acres to 5.544 acres.\u2020 All four newly proposed lots will be served by individual septic systems.\u2020 Domestic water will be provided by individual wells.\u2020 Access to the four lots will be via a newly proposed common driveway off Perimeter Road, a public road maintained by Lakes Highway District.\u2020 The parcel number is 54N02W-32-3600.\u2020 The site is described as E2-S2-W2-NW in Section 32, Township 54 North, Range 02 West, B.M., Kootenai County, Idaho.\u2020 The public comment period for this application will begin on April 23, 2012 and end May 22, 2012. \u2020Submit comments to or request information from Kootenai County Community Development, P.O. Box 9000, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 5117 April 23, 2012

Pursuant to the Fair Debt Collection Practices Act (15 USC \u00DF1692), this is an attempt to collect a debt and any information obtained will be used for that purpose. NOTICE REQUIRED BY IDAHO LAW Mortgage foreclosure is a legal proceeding where a lender terminates a borrower's interest in property to satisfy unpaid debt secured by the property. This can mean that when a homeowner gets behind on his or her mortgage payments, the lender forces a sale of the home on which the mortgage loan is based. Some individuals or businesses may say they can "save" your home from foreclosure. You should be cautious about such claims. It is important that you understand all the terms of a plan to "rescue" you from mortgage foreclosure and how it will affect you. It may result in your losing valuable equity that you may have in your home. If possible, you should consult with an attorney or financial professional to find out what other options you may have. Do not delay seeking advice, because the longer you wait, the fewer options you may have. Under Idaho law, you have five (5) days to rescind or undo certain contracts or agreements to relate to transferring interests in property or money in a foreclosure situation. . An attorney or financial professional can tell you more about this option. AMENDED NOTICE OF TRUSTEE'S SALE On June 22, 2012, at the hour of 9:00 o'clock A.M. of said day in the lobby of First American Title Company, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho 83816, ROBERT R. ROWLEY, P.S., as Substitute Trustee, will sell at public auction, to the highest bidder, for cash (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Kootenai County, State of Idaho, to-wit: LOTS 6 AND 7, BLOCK 50, CITY OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 6325 W. Jefferson St., Spirit Lake, Idaho 83869, may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by David Holland, as Grantor, to KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, for the benefit and security of HOWARD E. HALL, as Beneficiary; said Deed of Trust having been recorded on August 2, 2010, as Instrument No. 2275463000, records of Kootenai County, Idaho. This Notice amends the Notice of Trustee's Sale recorded January 9, 2012, Instrument No. 2341604000. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. As of December 31, 2011, the balance owing on the Note is the December, 2011, payment of $863.40, an Adept Escrow Foreclosure Monitoring Fee of $70.66 and an Adept Escrow NSF Fee of $75.00, for a total balance owing of $1,009.06. Dated this 10th day of February, 2012. ROBERT R. ROWLEY, P.S. By Robert R. Rowley, ISBN 5231 Its: President Legal 5121 April 9, 16, 23, 30, 2012

NOTICE OF TRUSTEE'S SALE On August 15, 2012, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 18A and a portion of Lot 17A, Block A, ENGLISH POINT REPLAT "A", as recorded in Plat Book J, Page 221, records of Kootenai County, Idaho in Government Lot 3, section 16, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho and further described as follows: Beginning at the intersection of the Northwesterly extension of the Southwesterly line of said Lot 17A, and the centerline of English Point Road, which bears South 58828'30" East a distance of 2783.42 feet from the Northwest corner of said Section 16; thence South 50844'51" East along said extension a distance of 131.12 feet to a 5/8 inch L pin; thence South 43811'43" West near the shoreline of Hayden Lake a distance of 120.92 feet to a 5/8 inch L pin; thence North 46825'49" West along the Southwesterly line of said Lot 18A a distance of 110.72 feet to an L pin; thence North 60859'17" West a distance of 27.01 feet to a 5/8 inch L pin on the center line of English Point Road; thence North 46809'16" East along said centerline a distance of 117.96 feet to the POINT OF BEGINNING less and except any portion lying within road right of way The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 5618 E. Waverly Loop, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael P. Keese, Trustee of the Michael P. Keese Living Trust, as Grantor(s) with Springleaf Financial Service, Inc., fka American General Financial Service, Inc. dba American General Financial Services (DE), Inc. as the Beneficiary, under the Deed of Trust recorded March 20, 2008, as Instrument No. 2149965000, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $3,669.39 for the months of August 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $455,894.64 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 9.15% from July 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 11th day of April, 2012. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 5170 April 16, 23, 30 May 7, 2012

Loan No. xxxxxx2497 T.S. No. 1333667-09 Parcel No. p-4102-002-012-0 NOTICE OF TRUSTEE'S SALE On July 10, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 12, block 2, greensferry landing first addition, accourding to the plat recorded in book "i" of plats at page 367, records of Kootenai county, idaho. Commonly known as 1045 N Tubsgate Court Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Wade Randall Lachman and Mary Alice Lachman. as Grantor, to First American Title Company Of Idaho, Inc., as Trustee, for the benefit and security of Macquarie Mortgages Usa, Inc. as Beneficiary, recorded May 03, 2006, as Instrument No. 2029215000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 15, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; failure to pay esc/cr ins adj when due, said sums having been advanced by the beneficiary; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $157,215.49, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: March 09, 2012 Signature/By First American Title Insurance Company. R-406732 40/02, 04/09, 04/16, 04/23 Legal 4959 April 2, 9, 16, 23

NOTICE OF TRUSTEE'S SALE On August 15, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The South half of Lots 13 and 14, Block 21, Worley, according to the plat recorded in Book C of Plats, Page 42, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of NNA, Worley, ID aka 3053 South 3rd Street, Worley, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by David L. Harding, a single man as his separate estate, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 20, 2008, as Instrument No. 2165076000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded April 9, 2012, as Instrument No. 2353374000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,047.59 for the months of August 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $123,840.00 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from July 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 11th day of April, 2012. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 5171 April 16, 23, 30 May 7, 2012

Loan No. xxxxxx7525 T.S. No. 1329897-09 Parcel No. 51n05w-13-0120 NOTICE OF TRUSTEE'S SALE On August 16, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: That portion of the northeast quarter of section 13, township 51, range 5, west, boise meridian, commencing at the northeast corner and thence west upon said section line a distance of 316 feet to a point; thence south 340 feet to a point; thence east 316 feet to the east line of said quarter section; thence north to the place of beginning, Kootenai county, state of idaho. except state highway no. 41 and airport road. Commonly known as 11135 North Highway 41 Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Shane Dresen, Kathy Dresen, Husband and Wife as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Mila, Inc., Its Successor and Assigns as Beneficiary, recorded September 12, 2005, as Instrument No. 1979572, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due march 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; failure to pay unapplied credit when due, said sums having been advanced by the beneficiary; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $218,176.43, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: April 13, 2012 Signature/By First American Title Insurance Company. R-408684 04/23, 04/30, 05/07, 05/14 Legal 5188 April 23, 30 May 7, 14, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHF-106299 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on August 16, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 13, BLOCK 3, PRAIRIE ESTATES TO RATH DRUM FIRST ADDITION, ACCORDING TO THAT PLAT ON FILE IN BOOK "G" OF PLATS AT PAGES 414, 414A AND 414B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 8511 WEST COLORADO STREET, RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN M. KUNTZ AND MELISSA M. KUNTZ, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of BENEFICIAL IDAHO INC., as Beneficiary, dated 3/1/2007, recorded 3/2/2007, under Instrument No. 2085898000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Beneficial Financial 1 Inc., as successor in interest to Beneficial Idaho Inc. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/1/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/6/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of April 10, 2012 Delinquent Payments from August 06, 2009 7 payments at $1,344.64 each $9,412.48 26 payments at $1,362.41 each $35,422.66 (08-06-09 through 04-10-12) Late Charges: $581.26 Beneficiary Advances: $5,017.06 Suspense Credit: $-2.29 TOTAL: $50,431.17 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $166,166.33, together with interest thereon at 7.758% per annum from 7/6/2009 to 3/6/2010, 7.758% per annum from 3/6/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 4/10/2012. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4231784 04/23/2012, 04/30/2012, 05/07/2012, 05/14/2012 Legal 5195 April 23, 30 May 7, 14, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0058252289 T.S. No.: 12-00390-3 On September 7, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title insurance Company, as Trustee, on behalf of US Bank National Association, as Trustee, as successor trustee to Wachovia Bank, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-ThroughCertificates, Series 2005-16, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 11 OF SUBDIVISION OF LOT 37 OF FORT SHERMAN ABANDONED MILITARY RESERVATION IN SECTION 14, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 65, RECORDS OF KOOTENAI COUNTY, IDAHO. APN NO. C-3735-037-011-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 607 W GARDEN AVE , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RYAN T CREAN, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of August 19, 2005, and recorded August 24, 2005, as instrument No. 1974888 Book N/A Page N/A in the Official Records of the Office of the Recorder of Kootenai County, Idaho. ** Assignment of DOT to US Bank National Association recorded April 12, 2012 as Instrument No. 2353725000 ** Please Note: The above grantor(s) are named to comply with section 45-1506(4){A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: US Bank National Association, as Trustee, as successor trustee to Wachovia Bank, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-ThroughCertificates, Series 2005-16, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust, in addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated August 19, 2005 are: Failed to pay the monthly payments of $1,357.56 due from November 1, 2011, together with all subsequent payments; together with interest due thereon; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $271,512.51, plus accrued interest at the rate of 6.00000% per annum from October 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: April 13, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4231775 04/23/2012, 04/30/2012, 05/07/2012, 05/14/2012

NOTICE OF AUCTION OR SALE An auction or sale shall be held for the purpose of selling any and all personal property located within unit #70, unit # 322 and unit # 229 NOTICE IS HEREBY GIVEN: pursuant to Idaho Code 55-2306, that on the 27th day of April 2012 at the hour of 11:00a.m. at City Mini Storage located at 3735 Fruitland Lane, Coeur d'Alene Id 83815 against Dea Elder 14018 E. 3rd Ave Spokane Valley, WA 99216; Jon Single 2900 Government Way Box 277 Coeur d'Alene, ID 83815; and Kim Starnes PO Box 2563 Sandpoint, ID 83864 and in favor of City Mini Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815upon said personal property as authorized by Idaho Code 55-2306. NOTICE IS FURTHER GIVEN that said lien is in and for the sum of $560.00 for unit #70, $380.00 for unit 322, and $390.00 as for unpaid rent, late charges and lien charges, together with cost of sale of said properties. Said properties will be sold at public auction or sale on Friday the 16th day of March, 2012 at the hour of 11:00a.m. as heretofore set forth, and the proceeds of the sale of the said properties shall be applied to the discharge of any prior protected interests, the sale authorized by section 55-2306 of the Idaho Code. Any remaining funds shall be paid to the owners of said properties, the same being against Dea Elder 14018 E. 3rd Ave. Spokane Valley, WA 99216; Jon Single 2900 Government Way Box 277 Coeur d'Alene, ID 83815; and Kim Starnes PO Box 2563 Sandpoint, ID 83864 and in favor of City Mini Storage, 3735 Fruitland Lane, Coeur d'Alene, ID 83815. The items being auctioned or sold for unit 322 include a 22', 10t ton flatbed trailer, an 8' flatbed trailer, a heavy duty tool box and an tool rack for an 8' truck bed. The items for units 70 and 229 include, but are not limited to, personal items and much more. Dated this 17th day of April 2012. City Mini Storage Bill Bryant Owner Legal 5197 April 23, 26, 2012

Summary of Hauser Amendment to Temporary Event Permits, Ordinance No. 174. The City of Hauser hereby gives notice of the adoption of Ordinance No. 174, an Ordinance of Hauser, Idaho, amending Title 2 Chapter 3 of the Hauser Code allowing for temporary event permits. The Ordinance shall regulate the definition of a temporary event permit, the application requirements and process, the decision made, appeal of such decision, and penalty for non-compliance. The Ordinance is effective upon publication of this summary. The full text of Ordinance No. 174 is available at the Hauser City Hall, located at 11837 N. Hauser Lake Road, for review. Summary of Hauser Ordinance No. 173 Amending Business Regulations. The City of Hauser hereby gives notice of the adoption of Ordinance No. 173, amending Title 2 Chapter 1 regarding business regulations providing that adoption of the ordinance shall have no effect on prosecutions made under any previously effective ordinance. The Ordinance shall regulate licenses required for businesses, exemptions, the application process for a license, inspections, license fees, change of use and location, conditions of license, building and premises, penalty, and severability. The Ordinance No. 173 is effective upon the publication of this summary. The full text of Ordinance No. 173 is available at the Hauser City Hall located, at 11837 N Hauser Lake Road, for review. Donna Ray City Clerk City of Hauser Legal 5201 April 23, 2012

NO. CV12-2918 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the matter of the Estate of WILLIAM D. WILSON Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above -named estate. All persons having claims against the Decedent or the Decedent's estate are required to present their claims within (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 18th day of April, 2012. /s/ WILLIAM D. WILSON, JR P.O. Box 127 Hayden, ID 83835 Legal 5204 April 23, 30 May 7, 2012

ADVERTISEMENT FOR BIDS Sealed proposals will be received by Idaho Department of Parks & Recreation, State of Idaho at the IDPR offices located at 5657 Warm Springs Avenue, Boise, Idaho 83716, until 4:00p.m. prevailing local Mountain Time, on Thursday May 24, 2012 for the following project: IDPR Project No 310671 Old Mission Church Fire Suppression Coeur d'Alene's Old Mission State Park Cataldo Idaho A description of the work of this project can be summarized to include, but not limited to, the addition of an in ground vault and misting fire protection system for the Old Mission Church located at the Coeur d'Alene's Old Mission State Park near Cataldo, Idaho.Work consists of site work and work within the structures as identified in the contact documents. The Old Mission Church building has been identified as a National Historic Landmark property which has significance at the national level and has been designated as such by the Secretary of the Interior. This project will require exceptional care during construction. Proposals will be opened and publicly read at the above hour and date. Plans, specifications, proposal forms and other information are on file for examination at the following locations: Idaho Department of Parks and Recreation, 5657 Warm Springs Avenue, Boise, ID, 83716 (208) 514-2456 Associated General Contractors, 1649 W. Shoreline Dr. Ste 100., Boise, ID 83702 (208)334-5231 The Idaho Plan Room, c/o Blueprints Plus, 4082 Chinden Blvd., Boise, ID 83714 (208)342-4141 Blueprint Specialties, 6205 W. Overland Rd., Boise, ID 83709 (208) 377-0294 www.docuproject.com Spokane Regional Plan Center, 209 N Havana Street, Spokane Valley, WA 99202 (509) 328-9600 Associated General Contractors, 4935 E. Trent Avenue, Spokane, WA 99220 Lewiston-Clarkston Plan Service, 2117 12th Avenue, Lewiston, ID 83501 Associated General Contractors, 3895 N. Schreiber Way Ste 100, Coeur d'Alene, ID 83815 Associated Builders & Contractors, 12310 E. Mirabeau Pkwy. Suite 100, Spokane Valley, WA 99216 Reed Construction, 30 Technology Pkwy, S. Ste. 100, Norcross, GA 30092 800-424-3996 Castellaw Kom Architects, 850 Main Street, Lewiston, ID 83501 (208) 746-0183 IDPR North Region Office, 2885 Kathleen Ave., Ste 1 Coeur a'Alene, ID 83815 (208) 769-1511 Coeur d'Alene's Old Mission State Park, 31732 S. Mission Road, Cataldo, ID 83810 A bid bond in the amount of 5% of the total bid amount, including any add alternates, is required. One set of documents may be obtained by licensed general contractors and by licensed fire suppression, mechanical and electrical subcontractors from the Architect for a refundable deposit of $100.00. Others may obtain documents at cost, non-refundable. A pre-bid conference will be held at the Coeur d'Alene's Old Mission State Park Visitor's Center near Cataldo, Idaho on Tuesday May 15, 2012 Starting at 11:00 a.m. prevailing local Pacific Time. Bidders are encouraged to attend. A Public Works Contractors License for the State of Idaho will be required of the successful bidder prior to award of contract. Estimated Cost: $290,00.00 Base Bid James Thomas, Design Program Manager Idaho Department of Parks and Recreation Legal 5205 April 23, 24, 25, 2012

Loan No. xxxxxx7079 T.S. No. 1336146-09 Parcel No. c-4005-0000-29-i NOTICE OF TRUSTEE'S SALE On July 10, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: PARCEL I: That part of Tract 29, FRUITDALE, Kootenai County, State of Idaho, according to the plat recorded in the office of the County Recorder in Book "B" of Plats, Page 134, described as follows: BEGINNING at the Southwest corner of said Tract 29; thence East, 415 feet to the POINT OF BEGINNING for this description; thence East, 100 feet; thence North, 174 feet; thence West, 100 feet; thence South, 174 feet to the BEGINNING. PARCEL II: A parcel of land in Tract 29, FRUITDALE ADDITION, according to the plat recorded in the office of the County Recorder in Book "B" of Plats at Page 134, records of Kootenai County, Idaho, and further described as follows: BEGINNING at the Southeast corner of Lot 4, Block 1, COREY ADDITION to the City of Coeur d'Alene, according to the plat recorded in the office of the County Recorder in Book "F" of Plats at Page 177, records of Kootenai County; thence South 00800'05" East, a distance of 5.59 feet; thence North 89818'47" West, a distance of 100.17 feet; thence North, a distance of 3.55 feet to the intersection with the South line of said COREY ADDITION; thence North 89831'07" East, a distance of 100.16 feet to the POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 1727 East Nettleton Gulch Road, Coeur d'Alene, ID 83815 now known as 1809 E. Nettleton Gulch, Coeur d'Alene, ID 83815. Commonly known as 1727 East Nettleton Gulch Road Coeur D'alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael Mckinney, An Unmarried Man as Grantor, to Kootenai County Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial, Llc (f/k/a Homecomings Financial Network, Inc.) Its Successors and Assigns as Beneficiary, recorded June 25, 2007, as Instrument No. 2106909000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $231,657.09, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: March 08, 2012 Signature/By First American Title Insurance Company. R-406674 04/02, 04/09, 04/16, 04/23 Legal 4962 April 2, 9, 16, 23, 2012

Loan No. xxxxxx2578 T.S. No. 1340214-09 Parcel No. c9270002017a NOTICE OF TRUSTEE'S SALE On July 10, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: A portion of the Northwest Quarter of Section 13, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: Lot 17, Block 2, VARNUM'S ADDITION TO THE TOWN OF COEUR D'ALENE, according to the plat recorded in Book "A" of Plats at Page 147, records of Kootenai County, Idaho and that portion of the abandoned Burlington Northern Railroad right of way described as follows: BEGINNING at the Northwest corner of said Lot 17, Block 2; thence Along the Westerly line of said Lot 17, Block 2, South 06859'00" East, 50.30 feet to the Southeast corner of said Lot 17, Block 2; thence Along the North right of way line of Miller Avenue, South 89831'16" West, 100.59 feet to the Southeast corner of Lot 17, Block 1; thence Along the Easterly line of said Lot 17, Block 1, North 06859'20" West, 50.29 feet to the Northeast corner of said Lot 17, Block I; thence Along the North line extended of said Lot 17, Block 1, North 89830'53" East 100.59 feet to the PLACE OF BEGINNING. EXCEPT: A portion of the abandoned Burlington Northern Railroad right of way in the West Half of Section 13, Township 50 North, Range 4 West, Boise Meridian, lying between Blocks 1 and 2 of VARNIJM'S ADDITION, in the City of Coeur d' Alene, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Southeast corner of Lot 17, Block 2 of the plat of VARNUM'S ADDITION, Book "A", Page 147, records of Kootenai County; thence Along the North right of way line of Miller Avenue, South 89831'16" West, 101.01 feet to a point on the Westerly line of a 20.0 foot road easement, said point being the TRUE PONT OF BEGINNING for this description; thence Continuing South 8983 l'16" West, 13.26 feet to the Southeast corner of Lot 17, Block 1, of said VARNUM'S ADDITION, also being a point on the Westerly line of the abandoned railroad right of way; thence Along said abandoned Westerly right of way, North 06859'20" West, 50.30 feet to the Northeast corner of Lot 17, Block 1; thence Along the projected North line of Lot 17, Block 2, North 89830'52" East, 16.46 feet to a point on the Westerly line of said 20.0 foot road easement; thence Along said Westerly line, South 03820' 12" East 50.03 feet to the TRUE PONT OF BEGINNING. Commonly known as 1001 North 1st Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer N Fink, An Unmarried Woman as Grantor, to North Idaho Title Insurance, Inc., as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Mortgageit, Inc., Its Successors and Assigns as Beneficiary, recorded June 08, 2006, as Instrument No. 2036201000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due june 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $138,962.39, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: March 08, 2012 Signature/By First American Title Insurance Company. R-406680 04/02, 04/09, 04/16, 04/23 Legal 4963 April 2, 9, 16, 23, 2012

Loan No. xxxxxx3758 T.S. No. 1347098-09 Parcel No. p6306-003-017-0 NOTICE OF TRUSTEE'S SALE On July 18, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 17, block 3, pioneer ridge fifth addition, according to the plat recorded in book "g" of plats, page 409, records of Kootenai county, idaho. Commonly known as 745 West Bridle Lane Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael D. Markey and Dawn M. Markey, Husband And Wife as Grantor, to North Idaho Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Equifirst Corporation, Its Successors and Assigns as Beneficiary, recorded August 21, 2006, as Instrument No. 2050791000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due october 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $178,074.79, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: March 16, 2012 Signature/By First American Title Insurance Company. R-407101 04/09, 04/16, 04/23, 0/30 Legal 5000 April 9, 16, 23, 30, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-116198/127583 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on July 19, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 5, FARRAGUT VILLAGE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS AT PAGE 117, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 30066 NORTH STAMPEDE ROAD , ATHOL, ID 83801, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RUSSELL O DUEKER, A SINGLE MAN, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of ARGENT MORTGAGE COMPANY, LLC, as Beneficiary, dated 3/29/2005, recorded 4/4/2005, under Instrument No. 1939347, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. Bank National Association, as Trustee for the C-BASS Mortgage Loan Asset-Backed Certificates, Series 2006-MH1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/29/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of March 13, 2 012 Delinquent Payments from May 01, 2010 I payments at $594.30 each $594.30 5 payments at $849.88 each $4,249.40 6 payments at $851.23 each $5,107.38 II payments at $849.90 each $9,348.90 (05-01-10 through 03-13-12) Late Charges: $713.68 Beneficiary Advances: $1,141.50 Suspense Credit: $0.00 TOTAL: $21,155.16 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $87,208.85, together with interest thereon at 6.250% per annum from 4/1/2010 to 6/1/2010, 6.600% per annum from 6/1/2010 to 11/1/2010, 6.250% per annum from 11/1/2010 to 5/1/2011, 6.600% per annum from 5/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 3/13/2012. ALLIANCE TITLE & ESCROW CORP. Trustee By-- c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com A-4218873 04/02/2012, 04/09/2012, 04/16/2012, 04/23/2012 Legal 5007 April 2, 9, 16, 23, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 22, 2012 File No.: 7314.01690 Sale date and time (local time): July 23, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1226 E. Hoffman Avenue Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Donald J. Bodenman, a married man as his sole and separate property Original trustee: LandAmerica Lawyers Title of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Ownit Mortgage Solutions, Inc. Recording date: 06/23/2006 Recorder's instrument number: 2039327000 County: Kootenai Sum owing on the obligation: as of March 22, 2012: $237,018.52 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 3, Hoffman Fifth Addition, according to the plat recorded in Book "I" of Plats at Page 133, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7314.01690) 1002.211342-File Legal 5028 April 2, 9, 16, 23

NOTICE OF TRUSTEE'S SALE On the 13th day of July, 2012 at the hour of 10:00 A.M. recognized local time, in the lobby of North Idaho Title Insurance, Inc., which is located at 601 E. Front Avenue, Coeur d'Alene, County of Kootenai, State of Idaho, CHARLES V. CARROLL, Attorney at Law, a member of the Idaho State Bar, as Successor Trustee, or his designated agent, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE EAST HALF OF TRACT 180, HAYDEN LAKE IRRIGATED TRACTS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "C" OF PLATS AT PAGE 67, RECORDS OF KOOTENAI COUNTY, IDAHO The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 2085 W. Hayden Avenue, County of Kootenai, State of Idaho 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to power of sale conferred in the Deed of or transfer in Trust executed by MARY P. SMITH AS TRUSTEE OF THE PALMER IRREVOCABLE TRUST DATED OCTOBER 14, 2005 as Trustor/ Grantor to STEWART TITLE COMPANY as Trustee, wherein CHARLES V. CARROLL, a member of the Idaho State Bar, was appointed Successor Trustee, and GLOBAL CREDIT UNION (Mortgage Electronic Registration Systems, Inc., as Nominee) as Beneficiary, and which Deed of Trust was dated December 11, 2006 and recorded December 22, 2006 as Instrument No. 2073875000 in Official Records, County of Kootenai, State of Idaho. THE ABOVE TRUSTOR/ GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT SAID TRUSTOR/ GRANTOR IS OR IS NOT RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due on December 1, 2011 and on the first day of each month thereafter under Promissory Note dated December 11, 2006 payments of $3,776.64 each plus accrued and accruing interest, including default interest, and late charges, costs and advances until the date of sale or reinstatement. All such delinquent amounts are now due, together with accruing late charges and interest, including default interest, unpaid and accruing taxes, assessments, trustee's fees, attorney fees, title fees and any other amounts advanced to protect the security associated with this foreclosure. The principal balance owing as of this date obligation secured by said Deed of Trust is $461,678.66 plus accrued and accruing interest, late charges, costs and advances. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED this 29th day of February, 2012. /s/ Charles V. Carroll CHARLES V. CARROLL A MEMBER OF THE IDAHO STATE BAR SUCCESSOR TRUSTEE Legal 5033 April 2, 9, 16, 23, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0114476922 T.S. No.: 12-00476-3 On August 17, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4 IN BLOCK 1 OF SYRINGA COURT, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK "K" OF PLATS AT PAGE(S) 108 AND 108A OFFICIAL RECORDS OF KOOTENAI COUNTY APN# P-K108-001-004-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 idaho Code, the Trustee has been informed that the address of: 2288 N DALLAN DRIVE , POST FALLS, ID, is sometimes associated with said real property, Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KRISTEN L CHAMBERS, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY , as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of November 27, 2009, and recorded November 30, 2009, as instrument No. 2243264000 in the Official Records of the Office of the Recorder of Kootenai County, idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Weils Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated November 27, 2009 are: Failed to pay the monthly payments of $1,139.91 due from December 1, 2011, together with all subsequent payments;, together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $167,606.58, plus accrued interest at the rate of 5.25000% per annum from November 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: March 21, 2012 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Rosanna Chavez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4221066 04/02/2012, 04/09/2012, 04/16/2012, 04/23/2012 Legal 5041 April 2, 9, 16, 23