Legals September 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 11, 2011 File No.: 8251.20075 Sale date and time (local time): December 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4115 East Inverness Drive Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Anthony Ferro, an unmarried man Original trustee: Stewart Title of Boise, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fieldstone Mortgage Company Recording date: 02/22/2007 Recorder's instrument number: 2084323000 County: Kootenai Sum owing on the obligation: as of August 11, 2011: $514,028.51 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit G, Highland Pointe Condominiums, Kootenai County, State of Idaho, according to the plat recorded in Book "I" of Plats, Pages 82, 82A and 82B and recorded September 8, 1998 as Instrument No. 1553239. An undivided 13.5 percent interest in and to the common area defined in Declaration of Covenants, Conditions and Restrictions, recorded September 8, 1998 as Instrument No. 1553239. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 8251.20075) 1002.201436-FEI Legal 3563 August 22, 29, 2011 September 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 1, 2011 File No.: 7023.95678 Sale date and time (local time): January 3, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1018 North Nellie Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jacob C. Deberg, a single man and Stephanie M. Campbell, a single woman Original trustee: Alliance Title and Escrow Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Response Mortgage Services, Inc. Recording date: 06/06/2007 Recorder's instrument number: 2103511000 County: Kootenai Sum owing on the obligation: as of September 1, 2011: $150,475.33 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 24 in Block 2 of Heritage Place, according to the official plat thereof, filed in Book F of Plats at Page(s) 344 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.202296-FEI Legal 3760 September 12, 19, 26, 2011 October 3, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/02/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/28/2003 as Instrument Number 1790059, and executed by GERALD LLOYD DEITZ, JR., AN UNMARRIED MAN AS HIS SEPARATE ESTATE, as Grantor(s), in favor of FIRST FRANKLIN FINANCIAL CORPORATION, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 9, BLOCK 4, PINEVILLA ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 83, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 200 SOUTH HEMLOCK COURT, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $83,122.02, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/24/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0077578 FEI # 1006.142472 Legal 3761 September 12, 19, 26, 2011 October 3, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 01/02/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/27/2005 as Instrument Number 1991472, and executed by JILL C SIXT, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 6, BLOCK 1, FIRST ADDITION TO PINEVILLA ESTATES, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, PAGE 108. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4536 EAST WOODLAND DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $149,849.14, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/24/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0073689 FEI # 1006.142468 Legal 3762 September 12, 19, 26, 2011 October 3, 2011

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Kootenai County Parks and Waterways of 10905 N. Ramsey Road - Hayden, ID 83835 made application to replace concrete launch ramp and docks at Sun-Up Bay on Lake Coeur d'Alene. Located on Lake Coeur d'Alene adjacent to: Sections 19, Township 48 North , Range 4 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Lands Resource Specialist, Senior - Minerals & Navigable Waters at the above address or by calling (208) 263-5104. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 3775 September 12, 19, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 2, 2011 File No.: 7307.24622 Sale date and time (local time): January 3, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3711 N 22nd Street Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kevin P. Riordan and Debra M. Riordan, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 06/30/2005 Recorder's instrument number: 1961464 County: Kootenai Sum owing on the obligation: as of September 2, 2011: $213,591.99 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10, Block 3, Pine Hills, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Page 218. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.202359-FEI Legal 3776 September 12, 19, 26, 2011 October 3, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 12/12/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/19/2006 as Instrument Number 2056590000, and executed by ROBERT LOWHAM AN UNMARRIED MAN, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 10, BLOCK 4, PLAT OF CRAFTSMAN AT MEADOW RIDGE, RECORDED IN BOOK "J" OF PLATS, PAGE 299, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO..The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1392 HYDRILLA AVENUE, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $57,600.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/03/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0063099 FEI # 1006.141484 Legal 3564 August 22, 29, 2011 September 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 11, 2011 File No.: 7283.26733 Sale date and time (local time): December 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2575 North 13th Street Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kiel P. West and Amelia M. West, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Century 21 (R) Mortgage (SM) Recording date: 03/14/2008 Recorder's instrument number: 2149102000 County: Kootenai Sum owing on the obligation: as of August 11, 2011: $136,287.84 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit A3, Canfield Commons Condominiums, according to the plat recorded in the Office of the County Recorder in Book J of Plats at Page 278, Records of Kootenai County, Idaho. Together with an undivided interest in the Common Area as set forth in Declaration recorded January 12, 2006 as Instrument No. 2007287 and Corrective Supplement to: Declaration of Covenants, Conditions and Restrictions of Canfield Commons Condominiums Homeowners' Association, Inc. recorded January 29, 2007 as Instrument No. 2080040000, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7283.26733) 1002.201432-FEI Legal 3569 August 22, 29, 2011 September 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 11, 2011 File No.: 7090.24262 Sale date and time (local time): December 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4966 North Webster Street Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lee H. Sternberg, a married individual, sole and separate Original trustee: Kootenai County Title Company, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Home Mortgage Recording date: 03/14/2007 Recorder's instrument number: 2088045000 County: Kootenai Sum owing on the obligation: as of August 11, 2011: $227,407.99 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 2, Hill View Estates, according to the plat recorded in the Office of the County Recorder in Book G of Plats at Page 179, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7090.24262) 1002.201438-FEI Legal 3570 August 22, 29, 2011 September 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 16th day of December, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE WEST HALF OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 27, TOWNSHIP 53 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8988 E. Son Shine Way, Athol, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARSHALL L. RICHARDSON, a Single Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of WELLS FARGO BANK, N.A., recorded August 31, 2004, as Instrument No. 1898326, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 31, 2004, as Instrument No. 1898327, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 26, 2004, in the amount of $794.00 each, for the months of February through August, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.57% per annum from January 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $104,021.70, plus accrued interest at the rate of 5.57% per annum from January 1, 2011. DATED This 17th day of August, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3598 August 22, 29, 2011 September 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 8th day of December, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 7, PINE HILLS ADDITION TO COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS AT PAGE 218, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3416 N. Pine Hill Pl., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CAMERON J. ECKHART, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of IDAHO HOUSING AND FINANCE ASSOCIATION, recorded November 9, 2007, as Instrument No. 2131203000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, November 6, 2007, in the amount of $1,417.00 each, for the months of February through July, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.79% per annum from January 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $214,038.66, plus accrued interest at the rate of 5.79% per annum from January 1, 2011. DATED This 9th day of August, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3599 August 22, 29, 2011 September 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 16th day of December, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 4, BROADMOORE ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 303, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8920 N. Torrey Ln., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PENNY HINDBERG, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 8, 2003, as Instrument No. 1820096, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 23, 2003, as Instrument No. 1830918, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 7, 2003, in the amount of $273.00 each, for the months of February through August, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.55% per annum from January 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $20,513.34, plus accrued interest at the rate of 5.55% per annum from January 1, 2011. DATED This 17th day of August, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3600 August 22, 29, 2011 September 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 15th day of December, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 6, KELLOGG'S SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" OF PLATS AT PAGE 97, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1922 N. Lincoln St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by VICTOR E. DEPORTO, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded April 11, 2005, as Instrument No. 1941140, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 12, 2005, as Instrument No. 1949168, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, April 5, 2005, in the amount of $994.00 each, for the months of May through July, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.99% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $131,305.03, plus accrued interest at the rate of 4.99% per annum from April 1, 2011. DATED This 16th day of August, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3601 August 22, 29, 2011 September 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2011 File No.: 7479.20385 Sale date and time (local time): December 22, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1508 East 1st Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John Mortellaro and Janet Mortellaro, husband and wife Original trustee: U.S. Bank Trust Company, National Association Original beneficiary: U.S. Bank, National Association Recording date: 04/23/2007 Recorder's instrument number: 2095254000 County: Kootenai Sum owing on the obligation: as of August 23, 2011: $37,791.69 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land situated in the State of Idaho, County of Kootenai, with a street location address of 1508 E 1st Ave; Post Falls, ID 83854-9520 currently owned by John Mortellaro having a tax identification number of P-7800-001-017-0 and further described as Riverview Park Add, LT 17 BLK 1. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.201979-FEI Legal 3714 September 12, 19, 26, 2011 October 3, 2011