Legals September 9, 2011

| September 9, 2011 12:00 AM

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 9, 2011 File No.: 7021.29850 Sale date and time (local time): December 8, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 32640 N 9th Ave Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Daniel Davis, a married man as his sole & separate property Original trustee: Fidelity National Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 05/03/2006 Recorder's instrument number: 2029195000 County: Kootenai Sum owing on the obligation: as of August 9, 2011: $122,036.93 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 58, Town of Spirit Lake, according to the plat recorded in Book "B" of Plats at Page 143, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29850) 1002.201347-FEI Legal 3534 August 19, 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 4000750325 T.S. No.: 11-02545-5 On December 16, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W4 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 42, BLOCK 2, THE LANDINGS AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 490, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7760 NORTH ABERCROMBIE COURT , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN NORCE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as original grantor(s), to LANDAMERICA TRANSNATION, as original trustee, for the benefit and security of ARGENT MORTGAGE COMPANY, LLC, as original beneficiary, dated as of September 19, 2005, and recorded on September 23, 2005, as Instrument No. 1982828, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W4, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated September 19, 2005 are: Failed to pay the monthly payments of $1,403.01 due from March 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $263,397.97, plus accrued interest at the rate of 2.00000% per annum from February 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2011 Fidelity National Title Insurance Company, Trustee 3075 Prospect Park Dr., Ste 100, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature FOR INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4075452 Legal 3654 August 26, 2011 September 2, 9, 16, 2011

NORMA LOUISE SHANK REVOCABLE TRUST NOTICE TO CREDITORS Wells Fargo Bank, N.A., P.O. Box 95021, Henderson, NV 89009-5021, as Trustee of the Norma Louise Shank Revocable Trust, by Lisa Perry, VP & Sr. Trust Officer, (800) 352-3705, for the Trust of Norma Louise Shank hereby, PROVIDES NOTICE THAT: 1. Wells Fargo Bank, N.A. is the Trustee of the Norma Louise Shank Revocable Trust and that Norma Louise Shank became deceased on May 30, 2011. 2. Deadlines to make claims: All persons and companies having claims against Norma Louise Shank and/or the Norma Louise Shank Revocable Trust are required to present their claims within four (4) months after the date of the first publication of this Notice or the claims will be forever barred. 3. Notice of Claims: Claims must be presented by delivering or mailing a written statement of the claim indicating its basis, the name and address of the claimant, the date the claim is due, the amount claimed, and describing any security for the claim. The claim is deemed presented upon receipt by the Sr. Trust Officer at the address set forth herein. DATED: August 26, 2011, Wells Fargo Bank, N.A., Trustee, by Lisa Perry, VP & Sr. Trust Officer, P.O. Box 95021, Henderson, NV 89009-5021, (800) 352-3705. By: Lisa Perry, VP & Sr. Trust Officer, Wells Fargo Bank, N.A. Legal 3657 August 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0102208147 T.S. No.: 11-02187-5 On December 16, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 8, BLOCK 4, HEARTLAND 4TH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK I OF PLATS AT PAGE 195, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7601 N WINTER VIEW DRIVE , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBYN CLEVENGER AND JAMIE CLEVENGER, WIFE AND HUSBAND, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, NA., as original beneficiary, dated as of May 20, 2009, and recorded on May 28, 2009, as Instrument No. 2213480000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated May 20, 2009 are: Failed to pay the monthly payments of $1,143.89 due from January 1, 2011, together with all subsequent payments; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $178,089.37, plus accrued interest at the rate of 4.75000% per annum from December 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2011 Fidelity National Title Insurance Company, Trustee 3075 Prospect Park Dr., Ste 100, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE www.Ipsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4075351 Legal 3656 August 26, 2011 September 2, 9, 16, 2011

NOTICE OF TRUSTEE'S SALE On December 20, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Unit 8321-4 LOWER, and corresponding Garage Unit #4, according to the plat of VILLAGE DRIVE CONDOMINIUM PLAT, recorded in Book G of Plats, page 24 and 24A, records of Kootenai County, Idaho, and as further identified and defined by Declaration recorded September 24, 1980 as Instrument No. 854592 and Declaration of Annexation recorded as Instrument No. 1286513. TOGETHER WITH an undivided interest in the common area and facilities as identified and defined in the Declaration and Annexations set forth above. AND TOGETHER WITH such interest in and to the limited common area as may be identified and defined in the Declaration and Annexations set forth above. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 8318 N. Village Dr. Unit 4, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Gail E. Ford, an unmarried woman, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded October 24, 2006, as Instrument No. 2062924000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded May 17, 2011, as Instrument No. 2313966000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $545.28 for the months of March 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $80,596.18 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.625% from February 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 16th day of August, 2011. _________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 3662 August 26, 2011 September 2, 9, 16, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-6275 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOHN B. HOULIHAN, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 23rd day of August, 2011. KATHLEEN E. HOULIHAN Personal Representative c/o MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 3663 August 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011046 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on December 28, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A portion of the Southeast Quarter of the Northwest Quarter of Section 10, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, being that property described as follows: All of that property as identified in a deed recorded with Kootenai County under Instrument No. 1636160, described as follows: COMMENCING at the Northwest corner of said Section 10, said corner bears North 1 degrees 15'05" East 2596.31 feet from the West Quarter corner of said Section 10; thence South 50 degrees 39'44" East 2383.56 feet (South 50 degrees 04'19" East 2397.92 feet-Deed) to a found ½" rebar, said rebar being the TRUE POINT OF BEGINNING; thence North 74 degrees 18'10" West 157.39 feet (North 73 degrees 16'34" West 155.00 feet-Deed); thence South 36 degrees 15'03" West 100.00 feet; thence South 39 degrees 58'00" East 140.00 feet; thence South 7 degrees 57'40" West 115.00 feet; thence Norh 87 degrees 26'17" East 99.42 feet; thence North 8 degrees 35'19" East 252.45 feet (North 7 degrees 57'40" East 250.00 feet-Deed) to the said TRUE POINT OF BEGINNING; TOGETHER WITH that portion of a property as identified in a deed recorded with Kootenai County under Instrument No. 577189 lying Westerly of the following described line; COMMENCING at the Northwest corner of said Section 10, said corner bears North I degrees 15'05" East 2596.31 feet from the West Quarter corner of said Section 10; thence South 50 degrees 39'44" East 2383.56 feet (South 50 degrees 04'19" East 2397.92 feet-Deed) to a found 1/2 " rebar; thence South 47 degrees 06'46" East along the North boudnary of said property (South 47 degrees 23'56" East-Deed) 65.98 feet to the TRUE POINT OF BEGINNING of said line; thence South 6 degrees 09'44" East 95.39 feet; thence South 30 degrees 25'42" West 78.79 feet; thence South 14 degrees 33'35" West 51.32 feet to a point on the South boundary of said property, said point bears South 79 degrees 54'26" East 44.16 feet from the Southwest corner of said property and is the end of said line. EXCEPTING THEREFROM that portion, if any, lying within the land conveyed to Post Falls Highway District by Quitclaim Deed recorded September 30, 1986 as Instrument No. 1060572.The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 12253 W. RIVERVIEW TERRACE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARJORIE J. DUNCAN, AN UNMARRIED WOMAN, as Grantor, to PAIGE PARKER C/O IMHOFF AND LYNCH, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/1/2005, recorded 6/8/2005, under Instrument No. 1955505, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK, NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506{4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/1/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 22, 2011 Delinquent Payments from March 01, 2011 6 payments at $597.33 each $3,583.98 (03-01-11 through 08-22-11) Late Charges: $89.68 TOTAL: $3,673.66 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure, The principal balance is $86,514.45, together with interest thereon at 5.950% per annum from 2/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE; 714-730-2727 or http://www.lpsasap.com DATED: 8/22/2011. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, Ca 91367 Phone: (877) 237-7878 ASAP# 4075130 Legal 3694 September 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11010796 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on December 28, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property {hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 5, BLOCK 3, COPPER VALLEY RANCH FIRST ADDITION, ACCORDING TO THE PLAT ON FILE IN BOOK G OF PLATS, PAGE 311, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6899 W. SILVERADO STREET, RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL E. CALL, A MARRIED MAN, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, dated 9/7/2007, recorded 9/12/2007, under Instrument No, 2121300000, rerecorded under Auditor's/Recorder's No. 2121949000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK, NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A}, IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 9/7/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 1/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 22, 2011 Delinquent Payments from January 01, 2011 8 payments at $1,422.30 each $ 11,378.40 (01-01-11 through 08-22-11) Late Charges: $ 241.75 TOTAL: $ 11,620.15 Ai! delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $177,458.20, together with interest thereon at 6.875% per annum from 12/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 8/22/2011. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By:- c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4075152 Legal 3695 September 2, 9, 16, 23, 2011

Order No. 76225 AMENDED NOTICE OF TRUSTEE'S SALE On Tuesday, December 6, 2011 at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 29, Block 4 of The Landings At Waterford 5th Addition, according to the Plat recorded in Book K of Plats at Page 215, records of Kootenai County, Idaho. EXCEPTING THEREFROM Parcel 1 and Parcel 2 as described in the Partial Reconveyance recorded as Instrument Number 2295266000, Records of Kootenai County, Idaho. ALSO EXCEPTING THEREFROM That parcel of land described in the Corrective Quitclaim Deed recorded as Instrument Number 2235202000, Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: No known address - For further information of the location of the property please contact Kootenai County Title Company at (208) 667-9431. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by BTTA, LLC, an Idaho limited liability company, to KOOTENAI COUNTY TITLE COMPANY as Trustee, for the benefit and security of JOHN F. MAGNUSON, a single man and THOMAS G. ANDERL and CHRISTINE ANDERL, husband and wife, as Beneficiary, recorded July 17, 2006, as Instrument No. 2043745000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. Successor in interest of Grantor of record is R & R LEASING, LLC, an Idaho limited liability company AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make annual installment payment in the amount of $1,000,000.00, including interest, which was due on May 1, 2011; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of the 15th day of July, 2011, on the obligation secured by said Deed of Trust is $2,750,000.00, plus accrued interest in the amount of $67,332.88, plus interest accruing at the rate of 11.00% annual percentage rate from July 15, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 5th day of August, 2011 KOOTENAI COUNTY TITLE COMPANY, Trustee BY J. T. JACOBSEN, President Legal 3721 September 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 on 12/27/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/03/2008 as Instrument Number 2147455000, and executed by MONICA S. SINGER, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 18, BLOCK 7, WOODLAND MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 116, 116A AND 116B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8447 N CLOVERLEAF DR, Hayden, ID 83835-8236 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $184,070.88, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/19/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0158278 FEI # 1006.122310 Legal 3713 September 9, 16, 23, 30, 2011

NOTICE TO CREDITORS Case No. CV 11-6129 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF PEGGY M. ODENTHAL, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named Decedent. All persons having claims against the decedent or his estate are required to present their claims within four(4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated below or be filed with the Clerk of the Court. DATED this 31 day of August, 2011. Mark A. Jackson Brian Odenthal Personal Representative c/o Mark A. Jackson 110 Wallace Avenue Coeur d'Alene, ID 83814 Legal 3726 September 2, 9, 17, 2011

Loan No. xxxxxx3055 T.S. No. 1327947-09 Parcel No. 0-6200-007-009-0 NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 9, block 7, first addition to pineview estates, koontenai county, state of idaho, according to the plat recorded in book "d" of plats, page 188 Commonly known as 11877 North Kelly Rae Drive Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Victor A Leon, A Married Man as Grantor, to Pioneer Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial, Llc (f/k/a Homecomings Financial Network, Inc.), Its Successors and Assigns as Beneficiary, recorded February 06, 2008, as Instrument No. 2143572000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $291,026.91, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 09, 2011 Signature/By First American Title Insurance Company. R-389053 Legal 3537 September 2, 9, 16, 23, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 31, 2011 File No.: 7261.28153 Sale date and time (local time): December 29, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8102 West Arizona Street Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lorraine J. Cooper, unmarried woman Original trustee: Stewart Title of Boise, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fieldstone Mortgage Company Recording date: 07/24/2006 Recorder's instrument number: 2045118000 County: Kootenai Sum owing on the obligation: as of August 31, 2011: $176,793.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 10, Prairie Estates to Rathdrum, according to the plat filed in Book "G" of Plats at Page 149, 149A, 149B and 149C, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.202245-FEI Legal 3738 September 9, 16, 23, 30, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 31, 2011 File No.: 7021.29974 Sale date and time (local time): December 29, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 11397 N Hauser Lake Rd Hauser, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert H. Harsh, and Kristina Harsh, husband and wife Original trustee: Fidelity National Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 11/09/2005 Recorder's instrument number: 1994540 County: Kootenai Sum owing on the obligation: as of August 31, 2011: $333,743.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, according to the plat of Hummingbird Acres, recorded in Book "I" of Plats at Page 33 et seq., records of Kootenai County, Idaho. Except that portion, if any, which lies within a 15' strip as described in Deed recorded June 26, 1933 in Book 132 at Page 591, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.202255-FEI Legal 3745 September 9, 16, 32, 30, 2011

Case No. CV11-7119 NOTICE OF HEARING IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE APPLICATION OF Teri Lynn Peak Petitioner FOR A CHANGE OF NAME A petition by Teri Lynn Peak born May 30, 1964 at Rice Lake, Wisconsin now residing at 3279 N. 8th St., Coeur d'Alene, Idaho 83815 proposing a change in name to Tex Austin Peak, has been filed in the above entitled Court, the reason for the change in name being; For personal and professional reasons. The name of the Petitioner's Father (if living) is Deceased. Such Petition will be heard at October 21, 2011 at 10:00 AM and objections may be filed by any person who can, in such objections, show to the Court a good reason against such a change of name. Witness, my hand and the seal of said District Court this 1st day of Sept., 2011. DAN ENGLISH, Clerk By: Janlyn K. Cleveland Deputy Legal 3765 September 9, 16, 23, 30, 2011

NOTICE OF HEARING ON NAME CHANGE (Adult & Minors) Case No. CV11-7150 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Brian Michael Halvorson Kara Marea Halvorson Hunter Michael Halvorson Audrey Marea Halvorson A Petition to change the names of Brian Michael Halvorson, Kara Marea Halvorson, Hunter Michael Halvorson and Audrey Marea Halvorson, now residing in the City of Hayden, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The names will change to Brian Michael Keating, Kara Gabi Keating, Audrey Amber Keating and Hunter Blaze Keating. The reason for the changes in name is: I dislike the given names. A hearing on the petition is scheduled for 9:30 o'clock a.m. on 10-6-11 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name changes. Date: 9-6-11 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Cathy Victorino Deputy Clerk Legal 3768 September 9, 16, 23, 30

NOTICE OF PUBLIC HEARING PLEASE TAKE NOTICE THAT, the City Council of the City of Hayden will conduct a public hearing on Tuesday, September 27, 2011 at 5:30 p.m. at the Hayden City Hall, 8930 N. Government Way, Hayden, Idaho, to consider AMENDING SECTIONS 11-8-4 AND 11-9-4 OF THE HAYDEN CITY CODE TO ALLOW RESIDENTIAL DWELLING UNITS CONSTRUCTED PRIOR TO 2002 TO BE A PERMITTED USE IN THE COMMERCIAL AND INDUSTRIAL ZONING DISTRICTS, WITH RESIDENTIAL SETBACK LIMITATIONS; PROVIDING SEVERABILITY; PROVIDING REPEAL OF CONFLICTING ORDINANCES; AND PROVIDING AN EFFECTIVE DATE. Said ordinance is available for review at the Community Development and Planning Department of the City of Hayden, where it may be reviewed during regular business hours. The document may also be reviewed on-line at www.cityofhaydenid.us . All persons desiring to be heard should appear at the hearing. Written testimony must be received by the City no later than 5 p.m. on Friday, September 23, 2011. Written testimony may be sent to the City of Hayden, Community Development and Planning Department, Hayden, Idaho, 83835 Assistant for persons with disabilities will be provided upon 24-hour notice prior to the public hearing. Legal 3769 September 9, 2011

Notice of Election Notice is hereby given that an election will be held Tuesday November 8, 2011 from 1:00 p.m. to 7:00 p.m. at the district office, 207 E. Hayden Ave., Hayden Idaho for the purpose of electing one director for the Avondale Irrigation District term of three (3) years, and one director for the Avondale Irrigation District remaining term of two (2) years. Nomination petitions may be obtained from the Avondale Irrigation District office, 207 E. Hayden Ave., Hayden, Idaho and must be filed with the Secretary of the District no later than 3:30 p. m. on September 29, 2011. Connie Dougall Secretary/Treasurer Avondale Irrigation District Legal 3770 September 9, 16, 2011

Notice of Public Sale to Enforce Warehouseman's Lien Pursuant to I.C. 55-2305 and 2306. Notice is given that Post Falls Mini Storage will be selling at public auction the contents of units 434 and 551 containing household goods belonging to Deborah Wheeler last known address 3122 Suite B and C, Post Falls, Idaho 83854 and Stephanie Johnston last known address 3225 W. Elk Drive, Post Falls, Idaho 83854 respectively. Auction will take place at 1:00 pm on Friday, September 30, 2011. Sale will be at Post Falls Mini Storage 2842 W. Seltice Way, Post Falls, Idaho 83854. 208-773-2834 Legal 3771 September 9, 16, 2011

NOTICE OF PUBLIC HEARING Bayview Water & Sewer District INTENT TO INCREASE WATER AND SEWER USER FEES WHICH WILL EXCEED 105% OF THE AMOUNT OF THE LAST FEE COLLECTED. Pursuant to Idaho Code 63-1311A the Bayview Water & Sewer District will receive public comment at a Public Hearing, September 22, 2011 at 7:00 pm at the Community Center, Bayview, Idaho, regarding the Board's intent to enact a proposed increase to the monthly user fees which will exceed 105% of the amount of the last fee collected. The purpose of the increase is to provide sufficient funds with which to pay for the renovation, improvements, upgrades, betterment and operation and maintenance of the water system of the Bayview Water & Sewer District. The following proposed increases will begin with December, 2011 usage being billed on or about January 1, 2012 The water base rate, which includes 5000 gallons, is $21.00 per month, with additional usage at $1.75 per 1000 gallons. Sewer rate is $26.00 per month. All citizens are invited to attend the public hearing and to provide comment on the proposed fee increase. Written comments may be mailed to Bayview Water & Sewer District, P.O. Box 637, Bayview, ID 83803 and must be received by 3:00 pm in September 22, 2011. Accommodations are available for persons with disabilities upon request. Please contact Bayview Water & Sewer District at (208) 683-3948 at least seventy-two (72) hours prior to the Public Hearing to make arrangements. Dated this 6th day of September, 2011 Chuck Waller, Chairman Bayview Water & Sewer District Legal 3772 September 9, 15, 2011

Loan No. xxxxxx3205 T.S. No. 1327945-09 Parcel No. c-2520-002-001-0 NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 1, block 2, east lawn addition, according to the plat recorded in book d of plats, page 63, records of Kootenai county, idaho. Commonly known as 919 N 19th Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Gavin Murison, A Married Man as Grantor, to First American Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Gmac Mortgage, Llc F/k/a Gmac Mortgage Corporation, Its Successors and Assigns as Beneficiary, recorded August 07, 2007, as Instrument No. i 2115037000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $150,348.66, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 09, 2011 Signature/By First American Title Insurance Company. R-389052 Legal 3538 September 2, 9, 16, 23, 2011

Loan No. xxxxxx5460 T.S. No. 1329447-09 Parcel No. r-7200-003-007-a NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 7, block 3, seneacquoteen addtion, according to the plat recorded in book "f" of plats, page 45, records of Kootenai county, state of idaho. except the southerly 68 feet of the easterly 10 feet thereof. together with the westerly 34 feet of the northerly 62.96 feet of lot 8, block 3, seneacquoteen addition according to the plat recorded in book "f" of plats, page 45, records of kootenai county, state of idaho. Commonly known as 7573 West Pine Street Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Christopher Croghan, A Married Man As His Sole and Separate Property as Grantor, to First American Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Wachovia Mortgage Corporation, Its Successors and Assigns as Beneficiary, recorded April 22, 2004, as Instrument No. 1871692, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $111,431.80, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 09, 2011 Signature/By First American Title Insurance Company. R-389055 Legal 3539 September 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LTE-11002364 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on December 15, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BLOCK B, RODKEY SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 96, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1929 RODKEY DRIVE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES A. BURTON AND PATRICIA P. BURTON, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of ROBERT H. MONROE, AN UNMARRIED PERSON AND LINDA M. ALEXANDER, AN UNMARRIED PERSON, as Beneficiary, dated 5/8/2006, recorded 6/9/2006, under Instrument No. 2036642000, rerecorded under Auditor's/Recorder's No. 204993000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ROBERT H. MONROE, AN UNMARRIED PERSON AND LINDA M. ALEXANDER, AN UNMARRIED PERSON. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/8/2006, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $191,785.49, together with interest thereon at 6.125% per annum from 7/21/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 8/11/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _____________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3581 August 19, 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 1256029305 T.S. No.: 10-12342-6B. On December 14, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of HSBC Bank USA, National Association, as Trustee for Nomura Asset Acceptance Corporation Mortgage Pass-Through Certificates, Series 2006-AF1 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE EAST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 19, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM ANY PORTION THAT MAY LIE WITHIN THE ROAD RIGHT OF WAY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3938 S. STACH RD., COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD D. SMITH, JR. AND ROBERTA SMITH, as original grantor(s), to FIRST CHOICE TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DREAM HOUSE MORTGAGE CORPORATION, A RHODE ISLAND CORPORATION, as original beneficiary***, dated as of September 12, 2005, and recorded on September 23,2005, as Instrument No. 1982631, the terms and conditions of said Deed of Trust were modified by Loan Modification Agreement recorded 03/01/2010 as Instrument No. 2255447000 and are subject to all of the terms and conditions contained herein, of the records of Kootenai County, Idaho. ••ASSIGNMENT OF DOT TO HSBC BANK USA, NATIONAL ASSOCIATION, RECORDED 03/13/2009 AS INSTRUMENT NO. 2200805000" Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is HSBC Bank USA, National Association, as Trustee for Nomura Asset Acceptance Corporation Mortgage Pass-Through Certificates, Series 2006-AF1, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated September 12, 2005 are: Failed to pay the monthly payments of $2,185 77 due from May 1, 2009, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $385,500.00, plus accrued interest at the rate of 6.00000% per annum from April 1, 2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120 Irvine, CA 92614 949-252-4900 Juan Enriquez Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4070823 Legal 3582 August 19, 26, 2011 September 2, 9, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 17, 2011 File No.: 7023.95925 Sale date and time (local time): December 16, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7334 West Sunrise St Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tonda Barsuglia, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/17/2005 Recorder's instrument number: 1957810 County: Kootenai Sum owing on the obligation: as of August 17, 2011: $127,477.34 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 3, Sunrise Park Second Addition, according to the plat recorded in Book F of Plats, Pages 391 and 391A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95925) 1002.201719-FEI Legal 3636 August 26, 2011 September 2, 9, 16, 2011

Notice of Foreclosure Sale All words and phrases herein which have the first letters thereof capitalized are defined on the attached Identifying Data of Mortgage or Deed of Trust, consisting of one page. The Present Mortgagee has elected to sell the Real Estate to satisfy the obligations secured by the Mortgage. The Real Estate will be sold at public auction to the highest bidder, in lawful money of the United States of America at the following date, time and place: Date of Sale: November 4, 2011 Time of Sale: 10:00 a.m. Place of Sale Pioneer Title Company 100 Wallace Avenue Coeur d'Alene, ID 83814 Philip M Kleinsmith Idaho Reg. #3936 Attorney for Present Mortgagee(s) and/or Substitute Trustee 6035 Erin Park Dr., #203 Colorado Springs, CO 80918 1-800-842-8417 Identifying Data of Debt, the Mortgage and the Property The Debt: Present Mortgagee (name & address): Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through by Carrington Mortgage Services, Inc. as its Attorney-in-Fact. Date of Debt: Defaults Causing Foreclosure: Non-Payment of Periodic Payments since: 12/1/2010 Present Principal Balance: $163,980.03 Estimated Attorneys Fees: $500.00 Other Estimated Costs: $1800.00 Other Estimated Costs: $1800.00 Original Principal Balance: $175,000.00 Daily Interest: $19.66 The Present Value of the Property is Unknown The Mortgage: (Mortgage, Deed of Trust, or Trust Indenture and/or Security Agreement/Financing Statement Being Foreclosed Per Real Estate Records of County Where Property is Located or other records where Collateral Instrument filed): Kootenai County, Idaho Date of Mortgage and/or Security Agreement/Financing Statement: June 28, 2005 Date Recorded and/or Filed: July 6, 2005 Recording Data: Instrument No. 1962602 Original Trustee (name & address) or N/A: Alliance Title and Escrow 380 East Parkcenter Blvd., Ste. 105 Boise, ID 83706 Present Trustee (name, address & phone) or N/A: Philip M. Kleinsmith 6035 Erin Park Drive, Ste. 203 Colorado Springs, CO 80918 (719)593-1971 Maker(s), Assumer(s), Guarantor(s) (name(s) & address(es)): James L. Pool and Shelba D. Pool 8288 W. Nebraska Street Rathdrum, ID 83858 Mortgagor(s)/Grantor(s) name(s) & address(es)): James L. Pool and Shelba D. Pool 8288 W. Nebraska Street Rathdrum, ID 83858 Original Morgagee(s), Beneficiary(ies) or Secured Party(ies) (name & address): Home 123 Corporation 3351 Michelson Drive, Ste. 400 Irvine, CA 92612 Present Mortgagee: See Above Present Owner(s) of The Property (name(s) & address(es)): James L. Pool and Shelba D. Pool 8288 W. Nebraska Street Rathdrum, ID 83858 The Property: (Mortgages Property or Trust Property or Property): Assessor's Tax Parcel #:R-5300-003-003-0 Common Description: 8288 W. Nebraska Street, Rathdrum, ID 83858 Legal Description: LOT 3 IN BLOCK 3 OF PRAIRIE ESTATES TO RATHDRUM, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 149, 149A, 149B AND 149C OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO Mobile or Manufactured Home or Other Collateral: Common Description: Unknown Legal Description: Unknown Legal 3641 August 26, 2011 September 2, 9, 16, 2011

NOTICE TO CREDITORS CASE # CV-2011-6398 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF SHIRLEY E. GOSE Deceased. NOTICE IS HEREBY GIVEN that RUSTIN E. DAN has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 23 day of August, 2011. TIMOTHY W. STRICKLIN Attorney for RUSTIN E. DAN, Personal Representative 250 NORTHWEST BLVD. Suite 107-A Coeur d'Alene, ID 83814 Legal 3649 August 26, 2011 September 2, 9, 2011