Legals September 2, 2011

Loan No. xxxxxx8187 T.S. No. 1332283-09 Parcel No. h-7500-006-006-0 NOTICE OF TRUSTEE'S SALE On November 22, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 6, block 6, rosenberger subdivision, according to the plat recorded in book i of plats, page 389, records of Kootenai county, idaho. Commonly known as 11459 N Drover Drive Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Roger Lee Stewart and Mary Patricia Stewart Husband And Wife as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of National City Mortgage Co Dba Commonwealth United Mortgage Company as Beneficiary, recorded January 03, 2005, as Instrument No. 1922131, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $278,250.40, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: July 21, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-387475 Legal 3386 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 4, Brown's Subdivision, according to the plat recorded in Book D of Plats, Page 5, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 516 W. Lacrosse Ave., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Tyrel D. Melvin and Jennifer J. Melvin, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded October 30, 2009, as Instrument No. 2238722000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded August 5, 2011, as Instrument No. 2322817000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,163.93 for the months of December 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $175,118.37 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.0% from November 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 8th day of August, 2011. _________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 3523 August 12, 19, 26, 2011 September 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 9, 2011 File No.: 7021.29850 Sale date and time (local time): December 8, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 32640 N 9th Ave Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Daniel Davis, a married man as his sole & separate property Original trustee: Fidelity National Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 05/03/2006 Recorder's instrument number: 2029195000 County: Kootenai Sum owing on the obligation: as of August 9, 2011: $122,036.93 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 12, Block 58, Town of Spirit Lake, according to the plat recorded in Book "B" of Plats at Page 143, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29850) 1002.201347-FEI Legal 3534 August 19, 26, 2011 September 2, 9, 2011

Loan No. xxxxxx3055 T.S. No. 1327947-09 Parcel No. 0-6200-007-009-0 NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 9, block 7, first addition to pineview estates, koontenai county, state of idaho, according to the plat recorded in book "d" of plats, page 188 Commonly known as 11877 North Kelly Rae Drive Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Victor A Leon, A Married Man as Grantor, to Pioneer Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial, Llc (f/k/a Homecomings Financial Network, Inc.), Its Successors and Assigns as Beneficiary, recorded February 06, 2008, as Instrument No. 2143572000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $291,026.91, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 09, 2011 Signature/By First American Title Insurance Company. R-389053 Legal 3537 September 2, 9, 16, 23, 2011

Loan No. xxxxxx3205 T.S. No. 1327945-09 Parcel No. c-2520-002-001-0 NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 1, block 2, east lawn addition, according to the plat recorded in book d of plats, page 63, records of Kootenai county, idaho. Commonly known as 919 N 19th Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Gavin Murison, A Married Man as Grantor, to First American Title Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Gmac Mortgage, Llc F/k/a Gmac Mortgage Corporation, Its Successors and Assigns as Beneficiary, recorded August 07, 2007, as Instrument No. i 2115037000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $150,348.66, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 09, 2011 Signature/By First American Title Insurance Company. R-389052 Legal 3538 September 2, 9, 16, 23, 2011

Loan No. xxxxxx5460 T.S. No. 1329447-09 Parcel No. r-7200-003-007-a NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 7, block 3, seneacquoteen addtion, according to the plat recorded in book "f" of plats, page 45, records of Kootenai county, state of idaho. except the southerly 68 feet of the easterly 10 feet thereof. together with the westerly 34 feet of the northerly 62.96 feet of lot 8, block 3, seneacquoteen addition according to the plat recorded in book "f" of plats, page 45, records of kootenai county, state of idaho. Commonly known as 7573 West Pine Street Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Christopher Croghan, A Married Man As His Sole and Separate Property as Grantor, to First American Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Wachovia Mortgage Corporation, Its Successors and Assigns as Beneficiary, recorded April 22, 2004, as Instrument No. 1871692, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $111,431.80, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 09, 2011 Signature/By First American Title Insurance Company. R-389055 Legal 3539 September 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LTE-11002364 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on December 15, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BLOCK B, RODKEY SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 96, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1929 RODKEY DRIVE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES A. BURTON AND PATRICIA P. BURTON, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of ROBERT H. MONROE, AN UNMARRIED PERSON AND LINDA M. ALEXANDER, AN UNMARRIED PERSON, as Beneficiary, dated 5/8/2006, recorded 6/9/2006, under Instrument No. 2036642000, rerecorded under Auditor's/Recorder's No. 204993000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ROBERT H. MONROE, AN UNMARRIED PERSON AND LINDA M. ALEXANDER, AN UNMARRIED PERSON. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/8/2006, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $191,785.49, together with interest thereon at 6.125% per annum from 7/21/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 8/11/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _____________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3581 August 19, 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 1256029305 T.S. No.: 10-12342-6B. On December 14, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of HSBC Bank USA, National Association, as Trustee for Nomura Asset Acceptance Corporation Mortgage Pass-Through Certificates, Series 2006-AF1 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE EAST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 19, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM ANY PORTION THAT MAY LIE WITHIN THE ROAD RIGHT OF WAY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3938 S. STACH RD., COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD D. SMITH, JR. AND ROBERTA SMITH, as original grantor(s), to FIRST CHOICE TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DREAM HOUSE MORTGAGE CORPORATION, A RHODE ISLAND CORPORATION, as original beneficiary***, dated as of September 12, 2005, and recorded on September 23,2005, as Instrument No. 1982631, the terms and conditions of said Deed of Trust were modified by Loan Modification Agreement recorded 03/01/2010 as Instrument No. 2255447000 and are subject to all of the terms and conditions contained herein, of the records of Kootenai County, Idaho. ••ASSIGNMENT OF DOT TO HSBC BANK USA, NATIONAL ASSOCIATION, RECORDED 03/13/2009 AS INSTRUMENT NO. 2200805000" Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is HSBC Bank USA, National Association, as Trustee for Nomura Asset Acceptance Corporation Mortgage Pass-Through Certificates, Series 2006-AF1, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated September 12, 2005 are: Failed to pay the monthly payments of $2,185 77 due from May 1, 2009, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $385,500.00, plus accrued interest at the rate of 6.00000% per annum from April 1, 2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120 Irvine, CA 92614 949-252-4900 Juan Enriquez Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4070823 Legal 3582 August 19, 26, 2011 September 2, 9, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 17, 2011 File No.: 7023.95925 Sale date and time (local time): December 16, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7334 West Sunrise St Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tonda Barsuglia, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/17/2005 Recorder's instrument number: 1957810 County: Kootenai Sum owing on the obligation: as of August 17, 2011: $127,477.34 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 3, Sunrise Park Second Addition, according to the plat recorded in Book F of Plats, Pages 391 and 391A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95925) 1002.201719-FEI Legal 3636 August 26, 2011 September 2, 9, 16, 2011

Notice of Foreclosure Sale All words and phrases herein which have the first letters thereof capitalized are defined on the attached Identifying Data of Mortgage or Deed of Trust, consisting of one page. The Present Mortgagee has elected to sell the Real Estate to satisfy the obligations secured by the Mortgage. The Real Estate will be sold at public auction to the highest bidder, in lawful money of the United States of America at the following date, time and place: Date of Sale: November 4, 2011 Time of Sale: 10:00 a.m. Place of Sale Pioneer Title Company 100 Wallace Avenue Coeur d'Alene, ID 83814 Philip M Kleinsmith Idaho Reg. #3936 Attorney for Present Mortgagee(s) and/or Substitute Trustee 6035 Erin Park Dr., #203 Colorado Springs, CO 80918 1-800-842-8417 Identifying Data of Debt, the Mortgage and the Property The Debt: Present Mortgagee (name & address): Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through by Carrington Mortgage Services, Inc. as its Attorney-in-Fact. Date of Debt: Defaults Causing Foreclosure: Non-Payment of Periodic Payments since: 12/1/2010 Present Principal Balance: $163,980.03 Estimated Attorneys Fees: $500.00 Other Estimated Costs: $1800.00 Other Estimated Costs: $1800.00 Original Principal Balance: $175,000.00 Daily Interest: $19.66 The Present Value of the Property is Unknown The Mortgage: (Mortgage, Deed of Trust, or Trust Indenture and/or Security Agreement/Financing Statement Being Foreclosed Per Real Estate Records of County Where Property is Located or other records where Collateral Instrument filed): Kootenai County, Idaho Date of Mortgage and/or Security Agreement/Financing Statement: June 28, 2005 Date Recorded and/or Filed: July 6, 2005 Recording Data: Instrument No. 1962602 Original Trustee (name & address) or N/A: Alliance Title and Escrow 380 East Parkcenter Blvd., Ste. 105 Boise, ID 83706 Present Trustee (name, address & phone) or N/A: Philip M. Kleinsmith 6035 Erin Park Drive, Ste. 203 Colorado Springs, CO 80918 (719)593-1971 Maker(s), Assumer(s), Guarantor(s) (name(s) & address(es)): James L. Pool and Shelba D. Pool 8288 W. Nebraska Street Rathdrum, ID 83858 Mortgagor(s)/Grantor(s) name(s) & address(es)): James L. Pool and Shelba D. Pool 8288 W. Nebraska Street Rathdrum, ID 83858 Original Morgagee(s), Beneficiary(ies) or Secured Party(ies) (name & address): Home 123 Corporation 3351 Michelson Drive, Ste. 400 Irvine, CA 92612 Present Mortgagee: See Above Present Owner(s) of The Property (name(s) & address(es)): James L. Pool and Shelba D. Pool 8288 W. Nebraska Street Rathdrum, ID 83858 The Property: (Mortgages Property or Trust Property or Property): Assessor's Tax Parcel #:R-5300-003-003-0 Common Description: 8288 W. Nebraska Street, Rathdrum, ID 83858 Legal Description: LOT 3 IN BLOCK 3 OF PRAIRIE ESTATES TO RATHDRUM, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 149, 149A, 149B AND 149C OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO Mobile or Manufactured Home or Other Collateral: Common Description: Unknown Legal Description: Unknown Legal 3641 August 26, 2011 September 2, 9, 16, 2011

NOTICE TO CREDITORS CASE # CV-2011-6398 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF SHIRLEY E. GOSE Deceased. NOTICE IS HEREBY GIVEN that RUSTIN E. DAN has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 23 day of August, 2011. TIMOTHY W. STRICKLIN Attorney for RUSTIN E. DAN, Personal Representative 250 NORTHWEST BLVD. Suite 107-A Coeur d'Alene, ID 83814 Legal 3649 August 26, 2011 September 2, 9, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 2, 2011 File No.: 7021.28391 Sale date and time (local time): December 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1443 W. Garwood Rd. Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: J. Hank Hester, a married man as his sole & separate property Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 02/23/2005 Recorder's instrument number: 1931327 County: Kootenai Sum owing on the obligation: as of August 2, 2011: $370,571.08 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 2, Bar Circle "S" Ranch Fourth Addition, according to the plat recorded in Book "F" of Plats at Page 299, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28391) 1002.201073-FEI Legal 3475 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 4000750325 T.S. No.: 11-02545-5 On December 16, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W4 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 42, BLOCK 2, THE LANDINGS AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 490, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7760 NORTH ABERCROMBIE COURT , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN NORCE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as original grantor(s), to LANDAMERICA TRANSNATION, as original trustee, for the benefit and security of ARGENT MORTGAGE COMPANY, LLC, as original beneficiary, dated as of September 19, 2005, and recorded on September 23, 2005, as Instrument No. 1982828, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W4, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated September 19, 2005 are: Failed to pay the monthly payments of $1,403.01 due from March 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $263,397.97, plus accrued interest at the rate of 2.00000% per annum from February 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2011 Fidelity National Title Insurance Company, Trustee 3075 Prospect Park Dr., Ste 100, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature FOR INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4075452 Legal 3654 August 26, 2011 September 2, 9, 16, 2011

NORMA LOUISE SHANK REVOCABLE TRUST NOTICE TO CREDITORS Wells Fargo Bank, N.A., P.O. Box 95021, Henderson, NV 89009-5021, as Trustee of the Norma Louise Shank Revocable Trust, by Lisa Perry, VP & Sr. Trust Officer, (800) 352-3705, for the Trust of Norma Louise Shank hereby, PROVIDES NOTICE THAT: 1. Wells Fargo Bank, N.A. is the Trustee of the Norma Louise Shank Revocable Trust and that Norma Louise Shank became deceased on May 30, 2011. 2. Deadlines to make claims: All persons and companies having claims against Norma Louise Shank and/or the Norma Louise Shank Revocable Trust are required to present their claims within four (4) months after the date of the first publication of this Notice or the claims will be forever barred. 3. Notice of Claims: Claims must be presented by delivering or mailing a written statement of the claim indicating its basis, the name and address of the claimant, the date the claim is due, the amount claimed, and describing any security for the claim. The claim is deemed presented upon receipt by the Sr. Trust Officer at the address set forth herein. DATED: August 26, 2011, Wells Fargo Bank, N.A., Trustee, by Lisa Perry, VP & Sr. Trust Officer, P.O. Box 95021, Henderson, NV 89009-5021, (800) 352-3705. By: Lisa Perry, VP & Sr. Trust Officer, Wells Fargo Bank, N.A. Legal 3657 August 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0102208147 T.S. No.: 11-02187-5 On December 16, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 8, BLOCK 4, HEARTLAND 4TH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK I OF PLATS AT PAGE 195, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7601 N WINTER VIEW DRIVE , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBYN CLEVENGER AND JAMIE CLEVENGER, WIFE AND HUSBAND, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, NA., as original beneficiary, dated as of May 20, 2009, and recorded on May 28, 2009, as Instrument No. 2213480000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated May 20, 2009 are: Failed to pay the monthly payments of $1,143.89 due from January 1, 2011, together with all subsequent payments; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $178,089.37, plus accrued interest at the rate of 4.75000% per annum from December 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2011 Fidelity National Title Insurance Company, Trustee 3075 Prospect Park Dr., Ste 100, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE www.Ipsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4075351 Legal 3656 August 26, 2011 September 2, 9, 16, 2011

Notice Inviting Bids Bid No. 2011-16 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P. O. Box 9000, Coeur d'Alene, ID 83816-9000, for Workstations - Kootenai County Sheriff's Department, 9-1-1. Instructions to Bidders, Minimum Specifications, General Specifications and Bid Submittal Forms are available from the Kootenai County Commissioners' Office. Sealed bids must be received by 2:00 p.m. on Tuesday, September 13, 2011 and must be marked "Sealed Bid No. 2011-16 KCSD, 9-1-1 Workstations". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, September 13, 2011. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 18th day of August 2011. KOOTENAI COUNTY ATTEST: BOARD OF COMMISSIONERSCLIFFORD T. HAYES By: W. Todd Tondee, Chairman Deputy Clerk Legal 3660 August 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On December 20, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Unit 8321-4 LOWER, and corresponding Garage Unit #4, according to the plat of VILLAGE DRIVE CONDOMINIUM PLAT, recorded in Book G of Plats, page 24 and 24A, records of Kootenai County, Idaho, and as further identified and defined by Declaration recorded September 24, 1980 as Instrument No. 854592 and Declaration of Annexation recorded as Instrument No. 1286513. TOGETHER WITH an undivided interest in the common area and facilities as identified and defined in the Declaration and Annexations set forth above. AND TOGETHER WITH such interest in and to the limited common area as may be identified and defined in the Declaration and Annexations set forth above. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 8318 N. Village Dr. Unit 4, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Gail E. Ford, an unmarried woman, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded October 24, 2006, as Instrument No. 2062924000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded May 17, 2011, as Instrument No. 2313966000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $545.28 for the months of March 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $80,596.18 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.625% from February 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 16th day of August, 2011. _________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 3662 August 26, 2011 September 2, 9, 16, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-6275 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF JOHN B. HOULIHAN, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 23rd day of August, 2011. KATHLEEN E. HOULIHAN Personal Representative c/o MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 3663 August 26, 2011 September 2, 9, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011046 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on December 28, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A portion of the Southeast Quarter of the Northwest Quarter of Section 10, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, being that property described as follows: All of that property as identified in a deed recorded with Kootenai County under Instrument No. 1636160, described as follows: COMMENCING at the Northwest corner of said Section 10, said corner bears North 1 degrees 15'05" East 2596.31 feet from the West Quarter corner of said Section 10; thence South 50 degrees 39'44" East 2383.56 feet (South 50 degrees 04'19" East 2397.92 feet-Deed) to a found ½" rebar, said rebar being the TRUE POINT OF BEGINNING; thence North 74 degrees 18'10" West 157.39 feet (North 73 degrees 16'34" West 155.00 feet-Deed); thence South 36 degrees 15'03" West 100.00 feet; thence South 39 degrees 58'00" East 140.00 feet; thence South 7 degrees 57'40" West 115.00 feet; thence Norh 87 degrees 26'17" East 99.42 feet; thence North 8 degrees 35'19" East 252.45 feet (North 7 degrees 57'40" East 250.00 feet-Deed) to the said TRUE POINT OF BEGINNING; TOGETHER WITH that portion of a property as identified in a deed recorded with Kootenai County under Instrument No. 577189 lying Westerly of the following described line; COMMENCING at the Northwest corner of said Section 10, said corner bears North I degrees 15'05" East 2596.31 feet from the West Quarter corner of said Section 10; thence South 50 degrees 39'44" East 2383.56 feet (South 50 degrees 04'19" East 2397.92 feet-Deed) to a found 1/2 " rebar; thence South 47 degrees 06'46" East along the North boudnary of said property (South 47 degrees 23'56" East-Deed) 65.98 feet to the TRUE POINT OF BEGINNING of said line; thence South 6 degrees 09'44" East 95.39 feet; thence South 30 degrees 25'42" West 78.79 feet; thence South 14 degrees 33'35" West 51.32 feet to a point on the South boundary of said property, said point bears South 79 degrees 54'26" East 44.16 feet from the Southwest corner of said property and is the end of said line. EXCEPTING THEREFROM that portion, if any, lying within the land conveyed to Post Falls Highway District by Quitclaim Deed recorded September 30, 1986 as Instrument No. 1060572.The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 12253 W. RIVERVIEW TERRACE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARJORIE J. DUNCAN, AN UNMARRIED WOMAN, as Grantor, to PAIGE PARKER C/O IMHOFF AND LYNCH, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/1/2005, recorded 6/8/2005, under Instrument No. 1955505, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK, NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506{4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/1/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 22, 2011 Delinquent Payments from March 01, 2011 6 payments at $597.33 each $3,583.98 (03-01-11 through 08-22-11) Late Charges: $89.68 TOTAL: $3,673.66 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure, The principal balance is $86,514.45, together with interest thereon at 5.950% per annum from 2/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE; 714-730-2727 or http://www.lpsasap.com DATED: 8/22/2011. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, Ca 91367 Phone: (877) 237-7878 ASAP# 4075130 Legal 3694 September 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11010796 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on December 28, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property {hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 5, BLOCK 3, COPPER VALLEY RANCH FIRST ADDITION, ACCORDING TO THE PLAT ON FILE IN BOOK G OF PLATS, PAGE 311, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6899 W. SILVERADO STREET, RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL E. CALL, A MARRIED MAN, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, dated 9/7/2007, recorded 9/12/2007, under Instrument No, 2121300000, rerecorded under Auditor's/Recorder's No. 2121949000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK, NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A}, IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 9/7/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 1/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 22, 2011 Delinquent Payments from January 01, 2011 8 payments at $1,422.30 each $ 11,378.40 (01-01-11 through 08-22-11) Late Charges: $ 241.75 TOTAL: $ 11,620.15 Ai! delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $177,458.20, together with interest thereon at 6.875% per annum from 12/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 8/22/2011. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By:- c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4075152 Legal 3695 September 2, 9, 16, 23, 2011

Order No. 76225 AMENDED NOTICE OF TRUSTEE'S SALE On Tuesday, December 6, 2011 at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 29, Block 4 of The Landings At Waterford 5th Addition, according to the Plat recorded in Book K of Plats at Page 215, records of Kootenai County, Idaho. EXCEPTING THEREFROM Parcel 1 and Parcel 2 as described in the Partial Reconveyance recorded as Instrument Number 2295266000, Records of Kootenai County, Idaho. ALSO EXCEPTING THEREFROM That parcel of land described in the Corrective Quitclaim Deed recorded as Instrument Number 2235202000, Records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: No known address - For further information of the location of the property please contact Kootenai County Title Company at (208) 667-9431. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by BTTA, LLC, an Idaho limited liability company, to KOOTENAI COUNTY TITLE COMPANY as Trustee, for the benefit and security of JOHN F. MAGNUSON, a single man and THOMAS G. ANDERL and CHRISTINE ANDERL, husband and wife, as Beneficiary, recorded July 17, 2006, as Instrument No. 2043745000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. Successor in interest of Grantor of record is R & R LEASING, LLC, an Idaho limited liability company AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to make annual installment payment in the amount of $1,000,000.00, including interest, which was due on May 1, 2011; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of the 15th day of July, 2011, on the obligation secured by said Deed of Trust is $2,750,000.00, plus accrued interest in the amount of $67,332.88, plus interest accruing at the rate of 11.00% annual percentage rate from July 15, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 5th day of August, 2011 KOOTENAI COUNTY TITLE COMPANY, Trustee BY J. T. JACOBSEN, President Legal 3721 September 2, 9, 16, 23, 2011

NOTICE TO CREDITORS Case No. CV 11-6129 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF PEGGY M. ODENTHAL, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named Decedent. All persons having claims against the decedent or his estate are required to present their claims within four(4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated below or be filed with the Clerk of the Court. DATED this 31 day of August, 2011. Mark A. Jackson Brian Odenthal Personal Representative c/o Mark A. Jackson 110 Wallace Avenue Coeur d'Alene, ID 83814 Legal 3726 September 2, 9, 17, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 2, 2011 File No.: 7261.26466 Sale date and time (local time): December 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3295 Bristol Ave Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rose C. Jesseph and Ferol E. Jesseph, wife and husband Original trustee: Susan J. Robinson, Idaho Attorney Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for WMC Mortgage Corp. Recording date: 10/03/2005 Recorder's instrument number: 1985355 County: Kootenai Sum owing on the obligation: as of August 2, 2011: $290,668.82 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 44, Block 17, Northshire, according to the plat recorded in Book "E" of Plats at Page 199, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.26466) 1002.129838-FEI Legal 3491 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF PUBLIC HEARING ON OCTOBER 4, 2011 AT 6:00 P.M., AT THE POST FALLS CITY HALL, 408 SPOKANE STREET, POST FALLS, IDAHO, THE POST FALLS CITY COUNCIL WILL HOLD A PUBLIC HEARING ON A PROPOSED IMPACT FEE UPDATE. THE PROPOSED IMPACT FEE HEARING CONCERNS A COMPLETE UPDATE TO THE STREET, PUBLIC SAFETY, AND PARK FEES. ADDITIONAL INFORMATION CAN BE OBTAINED AT THE COMMUNITY DEVELOPMENT DIVISION OFFICE, 408 SPOKANE STREET, POST FALLS, IDAHO, BETWEEN THE HOURS OF 8:00 A.M. AND 5:00 P.M., MONDAY THROUGH FRIDAY. FOR MORE INFORMATION, PLEASE CALL THE POST FALLS PLANNING DEPARTMENT AT (208) 773-8708. Legal 3725 September 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2011 File No.: 7023.95654 Sale date and time (local time): December 2, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6561 W Wapiti Trail Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Douglas A. Peters and Wanda R. Peters, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/29/2010 Recorder's instrument number: 2271151000 County: Kootenai Sum owing on the obligation: as of August 3, 2011: $333,655.00 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Northwest Quarter of the Northwest Quarter of the Southwest Quarter of Section 33, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95654) 1002.201137-FEI Legal 3494 August 12, 19, 26, 2011 September 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2011 File No.: 7023.95670 Sale date and time (local time): December 2, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 301 North 1st Street #309 aka 301 North 1st #309 Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Patricia C. Smith, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 05/08/2007 Recorder's instrument number: 2098615000 County: Kootenai Sum owing on the obligation: as of August 3, 2011: $299,877.16 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 309, Coeur d' Alene North Condominium, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 143, et. Seq., and as defined and described in that Condominium Declaration for Park View Tower recorded in the Records of Kootenai County, Idaho as Instrument No. 993564 in Book 136 of Miscellaneous at Page 672, Records of Kootenai County, Idaho, and amended by Instrument recorded in Book 150 of Miscellaneous at Page 715, Records of Kootenai County, Idaho. Amendments to Amended Declaration of Covenants recorded December 3, 1987 as Instrument No. 1103528, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95670) 1002.201104-FEI Legal 3495 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 29th day of November, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, MOUNT VISTA ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1701 E. Satre Ave., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DEEANN M. WATSON, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 9, 2001, as Instrument No. 1690782, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 1, 2001, as Instrument No. 1697849, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 7, 2001, in the amount of $787.00 each, for the months of March through July, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.17% per annum from February 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $90,170.76, plus accrued interest at the rate of 6.17% per annum from February 1, 2011. DATED This 28th day of July, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3503 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 29th day of November, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE NORTH 58 FEET OF LOTS 1 AND 2, BLOCK 14, RIVERVIEW ADDITION TO THE TOWN OF POST FALLS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF DEEDS, PAGE 329. TOGETHER WITH THAT PORTION OF BECKETT STREET, VACATED BY ORDINANCE NO. 684 RECORDED AS INSTRUMENT NO. 1284367 WHICH ATTACHES BY OPERATION OF LAW. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 302 N. Beckett St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PATRICK IRWIN, a Married Man, as his sole and separate property, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of IDAHO HOUSING AND FINANCE ASSOCIATION, recorded February 27, 2008, as Instrument No. 2146610000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, February 25, 2008, in the amount of $956.00 each, for the months of January through July, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.10% per annum from December 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $134,978.12, plus accrued interest at the rate of 6.10% per annum from December 1, 2010. DATED This 28th day of July, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3504 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF HEARING ON NAME CHANGE (Adult) Case NO.: CV2011-6459 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Stephanie Constance Anna Nielsen A Petition to change the name of Stephanie Constance Anna Nielsen, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Stephanie Anna-Kate Nielsen. The reason for the change in name is: The old first name is too long and banking system and Social Security office computer system can not be completed my whole first name. A hearing on the petition is scheduled for 1:30 o'clock P.M. on September 26, 2011 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 8/9/2011 /s/ Clifford T. Hayes CLERK OF THE DISTRICT COURT By: _ Deputy Clerk Legal 3527 August 12, 19, 26, 2011 September 2, 2011

SUMMONS Civil Case CV 11-6196 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WILLIAM DEEN THOMAS and JUDY W. THOMAS, husband and wife, plaintiffs, v. HELEN L. GAFFORD; and JOHN DOE and JANE DOE 1-10, being the heirs, successors and/or assigns of DEE D. GAFFORD and JUANITA GAFFORD, husband and wife; and all other persons who may claim any right, title or interest in the following described real property: A portion of land in Government Lot 5 of Section 12, Township 47 North, Range 3 West of the Boise Meridian, Kootenai County, State of Idaho, more specifically described as follows: Commencing at the Northeast corner of said Section 12; thence South 45852'12" West, 2,795.15 feet to a point on the Meander Line of Black Lake; thence South 38830'00" East, 215.41 feet along the Meander Line of Black Lake to the true point of beginning; thence South 72830'00" East, 99.00 feet along the Meander Line of Black Lake; thence North 84830'00" East, 126.39 feet along the Meander Line of Black Lake; thence South 56849'21" West, 756.29 feet; thence North 43829'50" West, 30.00 feet along the Northeast line of Lot 3, Block 2, Unit 4 of Black Lake Shore Subdivision as recorded in Book "E" of Plats, page 26, records of Kootenai County; thence North 57829'50" West, 156.00 feet along the Northeast lines of Lots 14 and 13, Block 2 of said Unit 4; thence North 73827'50" West, 102.38 feet along the Northerly line of Lot 12, Block 2 of said Unit 4; thence North 65836'02" East, 674.03 feet to a point on the North side of a County road; thence North 69835'17" East, 52.61 feet to a point on the Meander Line of Black Lake, said point being the true point of beginning, Defendants. To the above-named defendants: NOTICE: YOU HAVE BEEN SUED BY THE ABOVE- NAMED PLAINTIFF(S): THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond the court may enter judgment against you as demanded by the plaintiff(s) in the Complaint. A copy of the Complaint is on file with the above-named court. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to the plaintiffs' attorney, as designated below. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 1st day of August, 2011, CLIFFORD HAYES, CLERK OF THE DISTRICT COURT Scott L. Poorman, ISB# 4701 Attorney for Plaintiffs PO Box 2871, Hayden, ID 83835 Legal 3522 August 12, 19, 26, 2011 September 2, 2011