Legals September 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 1, 2011 File No.: 7021.29116 Sale date and time (local time): November 30, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 13371 West Harmon Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Renee K. Curtis, a married woman as her sole & separate property Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Capitol Commerce Mortgage Co. Recording date: 03/07/2003 Recorder's instrument number: 1785812 County: Kootenai Sum owing on the obligation: as of August 1, 2011: $110,912.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West half of Tract 14, Plat 4, Greenacres Irrigation District, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, Page 55. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29116) 1002.201001-FEI Legal 3474 August 11, 18, 25, 2011 September 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 15, 2011 File No.: 7021.29134 Sale date and time (local time): December 14, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3809 N Nicklaus Dr Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Terrence Joseph Kosiancic, an unmarried man Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Provident Funding Associates L.P. Recording date: 11/30/2007 Recorder's instrument number: 2134030000 County: Kootenai Sum owing on the obligation: as of August 15, 2011: $197,764.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 27, Block 7, Fairway Forest Third Addition, according to the plat recorded in the office of the County Recorder in Book "F" of Plats, Page 57, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29134) 1002.201586-FEI Legal 3585 August 25, 2011 September 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 15, 2011 File No.: 7021.29112 Sale date and time (local time): December 14, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 805 E Shadow Wood Ln Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Austin D. Bishop, and Sarah M. Bishop, husband and wife Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, N.A. Recording date: 12/19/2006 Recorder's instrument number: 2073185000 County: Kootenai Sum owing on the obligation: as of August 15, 2011: $227,965.74 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block 2 of Shadow Wood Estates 2nd Addition, according to the official plat thereof, filed in Book J of Plats at Page 171 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29112) 1002.201546-FEI Legal 3586 August 25, 2011 September 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 15, 2011 File No.: 7021.29109 Sale date and time (local time): December 14, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 500 E Tiger Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey R. Hicks, an unmarried man, and Jeremy D. Rettig, an unmarried man Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 11/08/2006 Recorder's instrument number: 2065926000 County: Kootenai Sum owing on the obligation: as of August 15, 2011: $178,400.64 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4 in Block 4 of Prairie Falls 5th Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 101 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29109) 1002.201552-FEI Legal 3588 August 25, 2011 September 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0077180 Title Order No. NWT005924 Parcel No. C18300050070 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/27/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/18/2006 as Instrument Number 2072906000, and executed by CRAIG A GRUBBS, AND TERESA L GRUBBS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 7, BLOCK 5, OF COEUR D ALENE PLACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 210, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5837 N STAFFORD RD , COEUR D ALENE, ID 83815-8494 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $308,863.65, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/16/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 4071605 Legal 3620 August 25, 2011 September 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 17, 2011 File No.: 7023.95874 Sale date and time (local time): December 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 28792 N Linzy Lane Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Neil Meyer and Mary Meyer, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 09/17/2010 Recorder's instrument number: 2282116000 County: Kootenai Sum owing on the obligation: as of August 17, 2011: $371,112.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The West half of the Northeast quarter of the Northwest quarter of the Northwest quarter of Section 23, Township 53 North, Range 3 W.B.M., Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95874) 1002.201713-FEI Legal 3621 August 25, 2011 September 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 17, 2011 File No.: 7023.95625 Sale date and time (local time): December 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10132 N Maple Street Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven Schlepp, a married man as his sole and separate property Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sierra Pacific Mortgage Company, Inc. Recording date: 02/05/2008 Recorder's instrument number: 2143355000 County: Kootenai Sum owing on the obligation: as of August 17, 2011: $257,447.69 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the North two-fifths of the West half of Tract 45, Avondale, according to the plat recorded in the office of the County Recorder in Book B of Plats at Page 132, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95625) 1002.201700-FEI Legal 3622 August 25, 2011 September 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0087459954 T.S. No.: 11-02849-3 ID On December 9, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 31, BLOCK 2, HERITAGE PLACE, ACCORDING TO PLAT RECORDED IN BOOK "F" OF PLATS, PAGE 344, RECORDS OF KOOTENAI COUNTY, IDAHO APN# P42100020310 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1007 N ADKINS CT , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DENNIS HEISLER AND SHARENE HEISLER, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, NA., as original beneficiary, dated as of June 20, 2008, and recorded on June 27, 2008, as Instrument No. 2166172000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated June 20, 2008 are: Failed to pay the monthly payments of $1,234.55 due from November 1, 2010, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $180,184.61, plus accrued interest at the rate of 5.25000% per annum from October 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 4, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4074133 Legal 3635 August 25, 2011 September 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0203528922 T.S. No.: 11-01755-5 On December 9, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: UNIT #5, PARK VIEW CONDOMINIUM, AS SHOWN ON SURVEY MAP RECORDED NOVEMBER 17, 1994 AS INSTRUMENT NO 1378303 BOOK G OF PLATS AT PAGE 198 AND AS FURTHER IDENTIFIED AND DEFINED BY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED NOVEMBER 17, 1994 AS INSTRUMENT NO. 1378316. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND FACILITIES AS IDENTIFIED AND DEFINED IN DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED NOVEMBER 17, 1994 AS INSTRUMENT NO. 1378316. AND TOGETHER WITH SUCH INTEREST IN AND TO THE LIMITED COMMON AREA AS MAY BE IDENTIFIED AND DEFINED IN THE DECLARATION RECORDED AS INSTRUMENT NO. 1378316. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 609 N CATHERINE STREET, UNIT 5 , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HEATHER TIETZ, AN UNMARRIED PERSON, JOHN E. TIETZ AND CONNIE L. TIETZ, HUSBAND AND WIFE, as original grantor(s), to FIRST AMERICAN TITLE COMPANY OF IDAHO, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR MOUNTAIN WEST BANK, as original beneficiary, dated as of November 27, 2006, and recorded on November 28, 2006, as Instrument No. 2069417000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated November 27, 2006 are: Failed to pay the monthly payments of $802.07 due from December 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $104,299.47, plus accrued interest at the rate of 5.87500% per annum from November 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 5, 2011 Fidelity National Title Insurance Company, Trustee 3075 Prospect Park Dr., Ste 100, Rancho Cordova, CA 95670 916-636-0114 Rachel Cissney, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4075319 Legal 3639 August 25, 2011 September 1, 8, 15, 2011

Self Storage Auction Located at American Universal Storage, 3839 W Prairie Ave, Hayden Idaho, 83835, Friday September 9th at 6 P.M. (208) 772-7724. #1 Household Items, Dining Table, Bedroom Accessories *Lessee: Carl Young, 10373 N Hillview Dr, Hayden Idaho 83835 #2 Household Items, Car Parts & Other Garage Items *Lessee: Jake Tipton, 1310 N Chase Rd, Post Falls Idaho, 83854 Legal 3642 August 25, 2011 September 1, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0023236 Title Order No. 090143125IDGNO Parcel No. C6660008005A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/03/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/14/2007 as Instrument Number 2121735000, and re-recorded 03/17/2011 as Instrument Number 2306498000, and executed by LOY A. HANCOCK, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: Lot 6, except the South 36 feet, all of Lot 5 and the South 16 feet of Lot 4, Block 8, NORTHWEST TOWNSITE COMPANY'S FIRST ADDITION, according to the Plat recorded in the office of the County Recorder in Book "C" of Plats at Page 76, Records of Kootenai County, State of Idaho. EXCEPT the East 5 feet of Lots 4, 5, and 6. Commonly known as: 2017 North 15th Street, Coeur d'Alene, Idaho 83814. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2017 N 15TH ST , COEUR D ALENE, ID 83814-6105 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.990% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $155,200.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/24/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# FNMA4076810 Legal 3684 September 1, 8, 15, 22, 2011

Order No. 76295 NOTICE OF TRUSTEE'S SALE On Friday, November 18, 2011 at the hour of 10:00 A. M. of said day, in the lobby of the office of the KOOTENAI COUNTY TITLE COMPANY located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Unit 238, Building 2, of HAYDEN LAKE EXECUTIVE RV AND BOAT CONDOMINIUMS, according to the plat recorded in the office of the County Recorder in Book ''J'' of Plats at Page 102 through 102 I, records of Kootenai County, Idaho. TOGETHER WITH an undivided interest in common area and limited common area and facilities as identified and defined in the Plat thereof recorded November 17, 2004 as Instrument No.1913335, Declarations of Covenants, Conditions and Restrictions filed November 17, 2004 as Instrument No.1913334, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 498 W. Garwood Road, Unit 238, Rathdrum, Idaho 83858 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by John D. Meredith, Jr. and Hillary L. Meredith, husband and wife as Grantor, to Kootenai County Title Co., Inc. as Trustee, for the benefit and security of Waterford Park Homes, LLC, an Idaho limited liability company as initial Beneficiary, recorded December 22, 2004 as Instrument No. 1921010, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that an Assignment of Deed of Trust was filed of record on December 17, 2008 as Instrument No. 2189475000, records of Kootenai County, Idaho, wherein beneficial interest was subsequently assigned to bankcda. The default for which this sale is to be made is failure to make monthly installment payments in the amount of $191.58, which amount was due on December 1, 2010 and due each month thereafter, through July 1, 2011, AND have failed to pay General Property taxes for the first half of the year 2010 in the amount of $142.28, plus penalty and interest, AND have failed to pay General Property taxes for the second half of the year 2010 in the amount of $142.28, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of June 6, 2011 on the obligation secured by said Deed of Trust is $25,804.76, plus accrued interest in the amount of $911.30, plus interest accruing at the rate of 7.500% per annum from June 6, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 11th day of July, 2011. KOOTENAI COUNTY TITLE COMPANY, INC., Trustee BY: J. T. JACOBSEN, President Legal 3486 August 11, 18, 24, 31, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0057363 Title Order No. 090312028IDGNO Parcel No. 03220003020A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 01/03/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/24/2004 as Instrument Number 1859954, and executed by DIAN RAE DEMILLE, AN UNMARRIED WOMAN, AS HER SEPARATE ESTATE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOTS 20, 21, 22, BLOCK 3, GUNNING SUBDIVISION, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE OFFICIAL PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 57. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 20445 N ALTAMOUNT RD, RATHDRUM, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $64,546.30, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/23/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4076014 Legal 3685 September 1, 8, 15, 22, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2011 File No.: 7021.28577 Sale date and time (local time): December 22, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4948 S Wolf Lodge Terrace Rd Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sameer Chowdhury and Michelle G. Chowdhury, husband and wife Original trustee: Kootenai Title Co., Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Sierra Pacific Mortgage Company, Inc. Recording date: 10/29/2007 Recorder's instrument number: 2128990000 County: Kootenai Sum owing on the obligation: as of August 23, 2011: $124,334.55 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the Southeast Quarter of the Southeast Quarter of Section 31, Township 50 North, Range 2 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28577) 1002.201963-FEI Legal 3686 September 1, 8, 15, 22, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 24, 2011 File No.: 7023.94953 Sale date and time (local time): December 22, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 19505 North Williams Road Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffery S. Pabst, a married man as his sole and separate property Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 08/06/2010 Recorder's instrument number: 2276558000 County: Kootenai Sum owing on the obligation: as of August 24, 2011: $174,076.84 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Northwest quarter of the Southwest quarter of the Southeast quarter, Section 18, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.201989-FEI Legal 3687 September 1, 8, 15, 22, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 23, 2011 File No.: 7021.10041 Sale date and time (local time): December 22, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 525 W Harrison Avenue, Unit A Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Hugh L. Johnston III, an unmarried person Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 09/23/2003 Recorder's instrument number: 1830907 County: Kootenai Sum owing on the obligation: as of August 23, 2011: $106,439.70 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit A, Mountain Shadows Condominium, according to the Declaration of Covenants, Conditions and Restrictions recorded February 5, 1991 as Instrument No. 1208127, records of Kootenai County, Idaho, and the plat thereof recorded in Book "F" of Plats at Page 293, records of Kootenai County, Idaho. Together with the undivided interest in the common area appurtenant to said Unit as set forth in the Declaration set out above. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10041) 1002.201962-FEI Legal 3688 September 1, 8, 15, 22, 2011

Loan No. xxxxxx2968 T.S. No. 1332936-09 Parcel No. p11000030170 NOTICE OF TRUSTEE'S SALE On December 27, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 17, block 3 dawns place, according to the plat recorded in the office of the county recorder in book "1" of plats at page 85, re cords of Kootenai county, idaho. Commonly known as 460 N Megan St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by andrew S. Wallace And Katherine M. Zahnow Husband And Wife as Grantor, to Kootenai County Title Company, An Idaho Corporation, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Global Credit Union, A State Chartered Credit Union, Its Successors and Assigns as Beneficiary, recorded May 16, 2007, as Instrument No. 2100043000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $200,372.15, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: August 23, 2011 Signature/By First American Title Insurance Company. R-390209 Legal 3689 September 1, 8, 15, 22, 2011

NOTICE OF CANDIDATE FILING DEADLINE CITY OF HAUSER NOTICE IS HEREBY GIVEN: That the general election to be held in and for the City of Hauser, Idaho, will be held on Tuesday, November 8, 2011. The election will be held for the purpose of electing two (2) councilmembers for a term of four (4) years. Candidates for the city elected office are required to file as Declaration of Candidacy with the City Clerk specifying the office sought and affirming that the individual is a qualified city elector, meaning: at least 18 years of age, a U.S. citizen, the candidate's primary residence must be within the city, the address of the candidate's voter registration must match the residence address provided on the candidate's declaration, and the candidate must be a resident of the city for at least 30 days prior to submitting their declaration. The Declaration of Candidacy must be accompanied by: (1) a nonrefundable fee of $40.00 or (2) a petition of candidacy signed by at least five (5) qualified city electors that have been verified by the county clerk's office. The deadline for filing declarations of candidacy is Friday, September 9, 2011 at 5:00 p.m. Declarations of Candidacy are available at City Hall in the office of the City Clerk at 11837 N. Hauser Lake Road, Hauser, Idaho from the hours of 10:30 a.m. to 2:30 p.m. Tuesday and Thursday or by appointment. Donna Ray City Clerk City of Hauser Legal 3691 September 1, 2011

The Idaho Unclaimed Property Program posts an updated list of Idaho Unclaimed Property owners on the internet once each month. This online list can be viewed at sto.idaho.gov (click on "Unclaimed Property"). Anyone without Internet access can view the list on computers at most public libraries. \u2020Unclaimed Property consists of abandoned bank accounts, forgotten refund checks, utility deposits, gift certificates, and more. Legal 3692 September 1, 2011

NOTICE OF TRUSTEE SALE NOTICE IS HEREBY GIVEN that on Thursday, the 22nd day of December, 2011, at the hour of 10:30 o'clock A.M. of said day, at the offices of First American Title Company, 1866 North Lakewood Drive, Coeur d'Alene, Kootenai County, Idaho 83814, David E. Wishney, a member of the Idaho State Bar Association, as Successor Trustee, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 43, Block 3, Shamrock Ranch III, according to the plat recorded in Book "G" Of Plats at page 305, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of XXX Yellow Pine Avenue, Athol, Idaho, is sometimes associated with said real property. Additional information concerning the location thereof may be obtained may be obtained by contacting Mary Spridgeon, Title Officer, First American Title Company, (208) 667-0567. Said sale will be made without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Thomas Mathews and Anna M. Mathews, husband and wife, as Grantor, to David E. Wishney, a member of the Idaho State Bar Association, as Successor Trustee, for the benefit and security of First Mutual Bank, a division of Washington Federal, successor by merger to First Mutual Bank, a Washington corporation, Beneficiary; said Deed of Trust having been recorded on September 7, 2006 as Instrument No. 2054209000, as modified by Loan Modification Agreement recorded April 22, 2010 as Instrument No. 2282444000, records of Twin Falls County, Idaho. The above Grantor(s) are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The nature of the default for which this sale is to be made is the failure of the Grantor(s) to pay monthly installments in the sum of $482.00 each, due for the months of April, 2011 through August, 2011, in accordance with the provisions of the Promissory Note of even date, secured by said deed of trust. The original loan amount was $99,000.00, with interest thereon at the initial rate of 10.25% per annum commencing on September 1, 2006. The unpaid balance of said Promissory Note, including accrued interest through August 5, 2011, is $103,189.87, with interest accruing thereafter at the rate of $14.09 per day, until paid, late charges of $84.64, and a reserve account deficit of $112.55. All delinquent amounts are now due and payable, along with all accruing late charges, and all costs and fees associated with this foreclosure. The sale is made without representation, warranty, or covenant of any kind or nature. DATED this 17th day of August, 2011. SUCCESSOR TRUSTEE David E. Wishney Attorney at Law P.O. Box 837 Boise, ID 83701 Legal 3693 September 1, 8, 15, 22, 2011

NOTICE OF STORAGE UNIT LIEN SALE Idaho Code 55-2306 Notice is hereby given that on September 14, 2011 all personal property in storage unit #B-044 at Storage World Inc., 112 W. Honeysuckle Avenue, Hayden, ID 83835, will be sold at public auction to the highest bidder for cash or certified funds. No personal checks or credit cards will be accepted. The property to be sold is generally described as the entire contents of each storage unit. Said property may be viewed 10 minutes prior to the sale, and bidding will begin promptly at 10:00 am on September 14, 2011. The location of the auction is 112 W. Honeysuckle Avenue, Hayden, ID 83835. The names and last known addresses of the tenants of Storage World are as follows. Storage unit #B-044 Donovan Fetzer P.O. Box 2214 Hayden, ID 83835. This advertisement and the announced sales are in compliance with Title 55, Chapter 23 of Idaho Code. Legal 3703 September 1, 13, 2011

NOTICE TO CREDITORS CASE NO. CV-2011-6418 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of EUGENE L. MILLER Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to PATRICK E. MILLER, Personal Representative of the above estate at 701 E. Front Avenue, Suite 101, P.O. Box "E", Coeur d'Alene, Idaho 83816-2530, or filed with the Court. DATED this 24th day of August, 2011. PATRICK E. MILLER Personal Representative of the Estate of EUGENE L. MILLER, Deceased PATRICK E. MILLER Attorney at Law PAINE HAMBLEN LLP 701 E. Front Avenue, Suite 101 P.O. Box "E" Coeur d'Alene, Idaho 83816-2530 Legal 3718 September 1, 8, 15, 2011

Lance E. Olsen/ISB #7106 Derrick J. O'Neill/ISB #4021 ROUTH CRABTREE OLSEN, PS 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 derrick@oneillplls.com SUMMONS Case No. CV11-5523 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI EVERBANK, Plaintiff, vs. ALINE J. OLLER (Deceased); Unknown Heirs, Assigns and Devisees of Aline J. Oller; and Does 1-10 as individuals with an interest in the property legally described as: Lot 25, Block 6, The Landings at Waterford Second Addition, according to the plat recorded in Book J of Plats at Page 220, Records of Kootenai County, Idaho. Which may commonly be known as: 3256 W. Thorndale Loop, Post Falls, Idaho, 83877, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 3256 W. Thorndale Loop, Post Falls, Idaho, 83877. A copy of the Complaint is served with this Summons. If you wish to seek the advise of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1.The title and number of this case. 2.If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3.Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4.Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED this 11 day of July, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Susan Reed Deputy Clerk Legal 3508 August 11, 18, 25, 2011 September 1, 2011

SUMMARY OF ORDINANCE NO. 524 The city of Rathdrum, Kootenai County, Idaho, hereby gives notice of the adoption of Rathdrum Ordinance No. 524 an ordinance entitled Annual Appropriations for the fiscal year commencing on the first day of October, 2011, and ending on September 30, 2012, appropriating $11,911,726 to pay the expenses of the city of Rathdrum, Kootenai County, Idaho, specifying the objects and purposes for which said appropriation is made; providing for a levy of a sufficient tax upon the taxable property within the City to yield $1,929,612 for the fiscal year beginning October 1, 2011; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 524 is available at Rathdrum City Hall, 8047 W Main Street, Rathdrum, ID 83858-9287 in the office of the City Clerk. ____________________________ Melissa Taylor, City Clerk Legal 3719 September 1, 2011

Coeur d'Alene School District 271 entered into a contract on June 7, 2011 with Kootenai Medical Center for $45,000.00 for physical therapy services. Legal 3723 September 1, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814 on 12/05/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/05/2003 as Instrument Number 1818995, and executed by ROBERT E. DAVIES AND SONJA E. DAVIES, HUSBAND AND WIFE, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 9, BLOCK 2, PINE HILLS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, PAGE 218.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3524 E PINEHILL E PINEHILL DR, AKA 3524 E PINEHILL DRIVE, Coeur D Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/05/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $45,030.97, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0056869 FEI # 1006.141007 Legal 3517 August 18, 25, 2011 September 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 8, 2011 File No.: 7021.29017 Sale date and time (local time): December 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6425 W Trestle St Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Timothy R. Gorshe, a married man as his sole & separate property Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, N.A. Recording date: 07/18/2006 Recorder's instrument number: 2043982000 County: Kootenai Sum owing on the obligation: as of August 8, 2011: $362,641.32 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Cascade Place, according to the plat recorded in the office of the County Recorder in Book "J" of Plats at Page 147, et. seq., records of Kootenai County, Idaho. Less: A portion of Lot 2, Block 1, Cascade Place, as recorded at Book "J", Page 147, Kootenai County records, located in Section 5, Township 51 North, Range 4 West, Boise Meridian, City of Rathdrum, Kootenai County, Idaho, more particularly described as follows: Beginning at the Southeast corner of said Lot 2, Block 1; thence North 89 degrees 18' 21" West along the South line of said Lot 2, Block 1, a distance of 31.32 feet to the Southeast corner of the Rathdrum Well Parcel as shown on said plat of Cascade Place; thence North 00 degrees 41' 39" East along the East line of said well parcel, a distance of 100.02 feet to the Northeast corner of said well parcel; thence South 89 degrees 18' 21" East along the North line extended of said well parcel, a distance of 31.32 feet to the Westerly right-of-way line of Trestle Street; thence South 00 degrees 41' 39" West along said Westerly right-of-way line, a distance of 100.02 feet to the Beginning of the herein described parcel of land. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29017) 1002.201249-FEI Legal 3531 August 18, 25, 2011 September 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 9, 2011 File No.: 7021.28963 Sale date and time (local time): December 8, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2220 E Pennsylvania Ave Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven Huffaker, an unmarried man Original trustee: Fidelity National Title Ins Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. Recording date: 02/13/2007 Recorder's instrument number: 2082768000 County: Kootenai Sum owing on the obligation: as of August 9, 2011: $177,622.21 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That part of the Northeast Quarter of the Southwest Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, commencing at a point on the North and South center line of said Section and on the South line of Pennsylvania Avenue 33 1/2 feet South of the center of said Section; thence continuing South on the said North and South center line of said Section, 179.5 feet to a point marked by a pipe set in the ground; thence 234.6 feet, more or less in a Northwesterly direction and along the Northeast side of service road for Belt Highway Number 10 to a point on the South line of Pennsylvania Avenue marked by a pipe set in the ground which is North 89 degrees 58 degrees West, 145.7 feet from the Place of Beginning; thence South 89 degrees 58' East, 145.7 feet along the South line of Pennsylvania Avenue to the Place of Beginning; less and except any portion that may lie within I-90 right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28963) 1002.201278-FEI Legal 3532 August 18, 25, 2011 September 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-106787 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on December 9, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 49, HAYDEN LAKE PARK, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 95, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of XXXX NORTH SHENANDOAH DRIVE , HAYDEN LAKE, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JEFFREY R. CARMAN AND JACQUELYN D. CARMAN, as Grantor, to LAWYERS TITLE INSURANCE CO., as Trustee, for the benefit and security of INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, dated 8/16/2006, recorded 8/18/2006, under Instrument No. 2050478000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Deutsche Bank National Trust Company, as trustee of IndyMac Residential Mortgage-Backed Trust, Series 2006-L3, Residential Mortgage-Backed Certificates, Series 2006-L3. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/16/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of August 10, 2011 Delinquent Payments from November 01, 2010 5 payments at $ 1,061.04 each $ 5,305.20 5 payments at $ 1,030.73 each $ 5,153.65 (11-01-10 through 08-10-11) Late Charges: $ 477.45 Beneficiary Advances: $ 22.00 Suspense Credit: $ 0.00 TOTAL: $ 10,958.30 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $291,028.21, together with interest thereon at 4.375% per annum from 10/1/2010 to 4/1/2011, 4.250% per annum from 4/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 8/10/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4068612 Legal 3556 August 25, 2011 September 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0076712 Title Order No. NWT005896 Parcel No. 50N05W091700 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/19/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/05/2003 as Instrument Number 1841149, and executed by STEVEN MCLAUGHLIN AND LAURIE MCLAUGHLIN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A PART OF THE NORTH HALF OF SECTION 9, TOWNSHIP 50 NORTH, RANGE 5 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THAT IS ON THE SOUTH LINE OF THE SAID NORTH HALF OF SECTION 9, SAID LINE BEING ESTABLISHED BY THE LINE RUNNING FROM THE WEST QUARTER CORNER AS SHOWN ON THE RECORD OF SURVEY, BOOK 4, PAGE 142, TO THE SOUTHEAST CORNER OF TAX NUMBER 8168, BEING A 3/4 INCH IRON PIPE IN THE CENTER OF A MOUND OF ROCKS AND A 5/8 INCH STEEL ROD RESPECTIVELY, THIS POINT OF BEGINNING, BEING SOUTH 87 DEGREES 55' 40" EAST, 2,879.11 FEET FROM THE WEST QUARTER CORNER ABOVE MENTIONED, AND ALSO BEING THE SOUTHEAST CORNER OF PROPERTY DESCRIBED IN QUITCLAIM DEED TO CORA B. MONTAGUE AND RON MONTAGUE AS RECORDED SEPTEMBER 5, 1984 AS INSTRUMENT NO. 985107; THENCE NORTH 14 DEGREES 22' 00" WEST, 901.53 FEET TO A POINT ON THE SOUTH RIGHT-OF-WAY LINE OF WEST PLEASANT VIEW ROAD; THENCE ALONG THE SOUTHERN RIGHT-OF-WAY LINE OF WEST PLEASANT VIEW ROAD AS FOLLOWS: SOUTH 72 DEGREES 02' 01" EAST, 79.59 FEET; THENCE SOUTH 56 DEGREES 30' 02" EAST, 97.47 FEET; THENCE SOUTH 73 DEGREES 43' 55" EAST, 68.21 FEET; THENCE NORTH 89 DEGREES 58' 25" EAST, 58.09 FEET; THENCE LEAVING THE SAID SOUTHERN RIGHT-OF-WAY AND RUNNING SOUTH 05 DEGREES 34' 33" WEST, 262.59 FEET; THENCE SOUTH 15 DEGREES 55' 59" EAST, 541.89 FEET TO A POINT THAT IS ON THE SAID SOUTH LINE OF THE NORTH HALF OF SECTION 9; THENCE NORTH 87 DEGREES 55' 40" WEST, ALONG THE SAID SOUTH LINE OF THE NORTH HALF OF SECTION 9, 180.23 FEET TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 15686 WEST RIVERVIEW DRIVE , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $108,265.06, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/10/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4068288 Legal 3560 August 18, 25, 2011 September 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 15, 2011 File No.: 7021.29131 Sale date and time (local time): December 14, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9139 North Torrey Lane Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ron Grigsby and Lori Grigsby, husband and wife, who acquired title by a Deed recorded on 06/14/2004, as Instrument No. 1888121, of the official record of Kootenai County, State of Idaho. Original trustee: Chicago Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans Inc. Recording date: 11/07/2007 Recorder's instrument number: 2130801000 County: Kootenai Sum owing on the obligation: as of August 15, 2011: $259,900.32 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10 in Block 1 of Broadmoore Estates Third Addition, according to the official plat thereof, filed in Book I of Plats at Page(s) 471 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29131) 1002.201596-FEI Legal 3584 August 25, 2011 September 1, 8, 15, 2011