Legals October 17, 2011

| October 17, 2011 12:00 AM

Notice of Trustee's Sale TS # ID-10-366494-NH On 1/13/2012, at 11:00am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Wells Fargo Bank, N.A will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, ail payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 6, BLOCK 3, THE LANDINGS AT WATERFORD FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 78 ET SEQ, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 7757 HELM'S DEEP LANE , COEUR D ALENE, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICKY L MILLER , A MARRIED MAN as Grantor/Trustor, in which WORLD SAVINGS BANK, FSB, ITS SUCCESSORS AND/OR ASSIGNEES, A FEDERAL SAVINGS BANK, is named as Beneficiary and ALLIANCE TITLE & ESCROW CORPORATION, A DELAWARE CORPORATION as Trustee and recorded 4/25/2005 as Instrument No. 1944576 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/18/2005. The monthly installments of principal, interest, and impounds (if applicable) of $974.41, due per month for the months of 3/15/2011 through 9/6/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $68,487.14 together with interest thereon at the current rate of 7.1900 per cent (%) per annum from 2/15/2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Dated: 9/12/2011 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. This is an attempt to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4088334 Legal 3861 September 26, 2011 October 3, 10, 17, 2011

NOTICE OF TRUSTEE`S SALE Loan No.: 701168822/Papetti T.S. No.: 11-00350-4 On February 6, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d`Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Sterling Savings Bank, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 62, Percy Cochran Beach, according to the Plat Recorded in Book D of Plats, Page 23, Records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: Lot 62, Percy Cochran Beach APN: 059200000620, Twin Lakes, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Anthony Papetti and Annette Papetti, husband and wife, as original grantor(s), to Brad Williams, as original trustee, for the benefit and security of Sterling Savings Bank, as original beneficiary, dated as of April 11, 2008, and recorded April 11, 2008, as Instrument No. 2153707000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Sterling Savings Bank, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 11, 2008 are: Failed to pay the monthly payments of $0.00 due from April 15, 2011, together with all subsequent payments; together with interest due thereon; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $40,644.14, plus accrued interest at the rate of 10.99000% per annum from April 15, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee`s fees, attorney`s fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 27, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Grace Mancillas, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4101194 Legal 3946 October 10, 17, 24, 31, 2011

NOTICE TO CREDITORS CASE NO. CV-11-5753 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: BETTY JANE ELY NOTICE IS HEREBY GIVEN that Shelley Bruna of Idaho Fiduciary Services, Inc. has been appointed personal representative of the estate of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 5 day of October, 2011. Pamela Massey Attorney for Personal Representative P.O. Box 1896 Hayden, ID 83835 Legal 3955 October 10, 17, 24, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-7743 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ROBERT A. EBERT, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 4th day of October, 2011. KAREN L. EBERT Personal Representative c/o MARY W. CUSACK WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 3956 October 10, 17, 24, 2011

REQUEST FOR PROPOSALS Kootenai County is seeking Requests for Proposals for Employee Benefit Consultant Services. Interested applicants can request a Request for Proposal (RFP) packet that lists all specifications from the Kootenai County Board of Commissioners 451 N. Government Way, Administration Building, 3rd Floor, Coeur d'Alene, Idaho 83814; (208)446-1600. The sealed proposal must be physically received by the Commissioner's by 2:00 p.m. on Tuesday, November 8, 2011. Proposals must be individually marked "RFP for Employee Benefit Consultant Services" as described in the RFP Guidelines. Proposals received after this time will not be considered. Sealed proposals will be opened and bidder's names publicly read by the Commissioners at the Tuesday, November 8, 2011 public meeting. The Kootenai County Board of Commissioners reserves the right to reject any or all proposals, to waive formalities which do not affect the essential fairness of the RFP process to make awards in the interest of the County, and to accept the proposal deemed best overall for Kootenai County. Dated this 5th day of October, 2011. KOOTENAI COUNTY BOARD OF COMMISSIONERS _______________________ W. Todd Tondee, Chairman ATTEST: CLIFFORD T. HAYES, CLERK By: Teri Johnston Deputy Clerk Legal 3958 October 10, 17, 2011

MICHAEL B. MCFARLAND, P.A. Attorney at Law, I.S.B. #2224 421 Coeur d'Alene Avenue, Suite 1L Coeur d'Alene, Idaho 83814 Phone: (208)664-0479 Fax: (208)664-3172 NOTICE TO CREDITORS PROBATE CASE NO. CV11-7682 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of SAMUEL CALVIN WYLIE, Sr. Deceased. NOTICE IS HEREBY GIVEN that Denise L. Wylie has been appointed Personal Representative of the Estate of the above named decedent. All persons having claims against the decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to the Personal Representative at the address indicated above, or filed with the Clerk of the Court. DATED: October 4, 2011. MICHAEL B. McFARLAND, P.A. /s/ Michael B. McFarland Legal 3959 October 10, 17, 24, 2011

AMENDED NOTICE OF HEARING (Name Change) Case No. CV-11-8021 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI JILLORA GAY RANDALL, Petitioner, TO: CLERK OF THE ABOVE-ENTITLED COURT A petition by Jillora Gay Randall, now residing in the City of Coeur d'Alene, State of Idaho, proposing a change in name to Jillora Gay Marfice has been filed in the above entitled court, the reason for the change in name is Petitioner's marriage. Such petition will be heard on the 10th day of November, 2011 or at such other time as the court may appoint, and objection may be filed by any person who can, in such objections, show to the court a good reason against such a change of name. WITNESS my hand and seal of said District Court this 7th day of October, 2011. CLIFFORD T. HAYES Deputy Clerk Legal 3981 October 13, 20, 27, 2011 November 3, 2011

Seasonal Road Closure The Idaho Department of Lands plans to close the following road location: Scenic Lodge Road located in Section 27, Township 52 North, and Range 5 West; on November 1, 2011. This closure will remain in effect until spring of next year. The purpose of the closure is to reduce road surface erosion and sedimentation to streams during wet periods. Written comments can be mailed to the address below, comments received before October 26, 2011 will be accepted and reviewed. Idaho Department of Lands 3258 W. Industrial Loop Coeur d' Alene, ID 83815 Legal 3989 October 17, 18, 19, 20, 21, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-109837 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on February 7, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 3, BLOCK 2, COEUR D'ALENE PLACE FIRST ADDITION, ACCORDING TO THE PLAT FILED IN BOOK "G" OF PLATS AT PAGES 340, 340A, AND 340B, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6050 NORTH LAFAYETTE LANE , COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN L. GOODLANDER, ROSEMARY P. GOODLANDER, HUSBAND AND WIFE, as Grantor, to SUSAN J. ROBINSON, IDAHO ATTORNEY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GE MONEY BANK, A FEDERAL SAVINGS BANK, as Beneficiary, dated 2/13/2007, recorded 2/20/2007, under Instrument No. 2083909000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION as Trustee for the registered holders of ABFC 2007-WMC1 Trust Asset Backed Funding Corporation Asset Backed Certificates, Series 2007-WMC1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/13/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 3/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of October 3, 2011 Delinquent Payments from March 01, 2011 8 payments at $2,369.95 each $18,959.60 (03-01-11 through 10-03-11) Late Charges: $0.00 Beneficiary Advances: $2,462.88 Suspense Credit: $-1,890.15 TOTAL: $19,532.33 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $236,121.02, together with interest thereon at 9.625% per annum from 2/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/3/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4108048 Legal 3990 October 17, 24, 31, 2011 November 7, 2011

Notice of Trustee's Sale TS #: ID-10-402055-NH On 2/2/2012, at 11:00 am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-4 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: UNIT B202, RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 308 N GREENSFERRY RD #B202 , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDOLPH CAMEAU , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which LONG BEACH MORTGAGE COMPANY A CORPORATION, is named as Beneficiary and LONG BEACH MORTGAGE COMPANY as Trustee and recorded 3/16/2006 as Instrument No. 2019675 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/10/2006. The monthly installments of principal, interest, and impounds (if applicable) of $867.26, due per month for the months of 3/1/2010 through 12/22/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $101,252.53 together with interest thereon at the current rate of 9.1500 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 8/3/2011 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By. Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4103504 Legal 3991 October 17, 24, 31, 2011 November 7, 2011

Loan No. xxxxxx3924 T.S. No. 1332555-09 Parcel No. c3510019001a NOTICE OF TRUSTEE'S SALE On January 18, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 1, andc the north 5 feet of lot 2, block 19, forest heights, according to the plat recorded in the office of the county recorder in book b of plats, page 82, records of Kootenai county, idaho. Commonly known as 725 North A Street Coeur D Alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Corey Loomis, An Unmarried Man as Grantor, to First American Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For First National Bank Of Arizona Its Successors and Assigns as Beneficiary, recorded January 11, 2007, as Instrument No. 2077119000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2011 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $193,112.48, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: September 16, 2011 Signature/By First American Title Insurance Company. R-392000 Legal 3867 September 26, 2011 October 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002386 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on February 15, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 10, BLOCK 1, BLACK ROCK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 311, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of NNA PLATINUM DR , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT K. FORD, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 11/1/2005, recorded 11/14/2005, under Instrument No. 1995099, modified under Instrument No. 2300426000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/1/2005, THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE 6/16/2011 TOGETHER WITH ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, LATE CHARGES AND FORECLOSURE FEES AND EXPENSES. ANY ADVANCES WHICH MAY HEREAFTER BE MADE; ALL OBLIGATIONS AND INDEBTEDNESSES AS THEY BECOME DUE AND CHARGES PURSUANT TO SAID NOTE AND DEED OF TRUST. THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER THE UNIFORM COMMERICAL CODE, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $792,629.25, together with interest thereon at 21.000% per annum from 5/16/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/10/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4006 October 17, 24, 31, 2011 November 7, 2011

OPEN HOUSE FOR THE AIRPORT MASTER PLAN HAYDEN?The Coeur d'Alene Airport will hold a public open house for the Airport Master Plan project, prepared with assistance from Mead & Hunt, and T-O Engineers. This Plan provides information on historic and current airport activity levels, facilities, and operations, and generates activity forecasts that support improvements to satisfy demand over the next twenty years. Information collected from municipalities, governments, and agencies is augmented with data from airport stakeholders, including airport management, airport tenants, users, and the public. The open house will provide visitors with the opportunity to learn more about the project through a variety of display areas. Information will be available on presentation boards, draft plan documents will be available for review, and the project team will be available to answer questions. The Plan is expected to be incorporated by reference into documents such as the Kootenai County Comprehensive Plan, local municipal plans, transportation plans, land use compatibility plans, and special purpose plans. The public open house will be held on Tuesday, November 1 from 4:00 pm until 6:00 pm at the Coeur d'Alene Airport. Parking is available in front of the building. More information is available on the project website at http://www.meadhunt.com/client/cda/. For additional information: Coeur d'Alene Airport Greg Delavan, Airport Director 10375 Sensor Avenue Hayden, ID 83835 Office: (208) 446-1860 Fax: (208) 446-1867 kcair@kcgov.us Mead & Hunt, Inc. Mitchell Hooper, Project Planner 201 NE Park Plaza Drive, Suite 167 Vancouver, WA 98684-5878 Office: 360-883-0047 Fax: 360-883-2455 mitchell.hooper@meadhunt.com Legal 4007 October 17, 2011

NOTICE FOR COMMENT USDA ? Forest Service, Northern Region Idaho Panhandle National Forests Bonners Ferry Ranger District Boundary County, Idaho The Forest Service is proposing to treat vegetation on approximately 615 acres of National Forest System lands in the vicinity of Leonia Knob in the Boulder Creek area of Boundary County. The project area is located in Sections (or portions of) 15, 16, 21, 22, 28 and 29, T61N, R3E of the Boise Meridian. The project area boundary encompasses approximately 1,900 acres in the Lower Boulder Creek and Kootenai River above Bonners Ferry watersheds east of Gable Creek and west of the Kootenai River. The proposed action would treat vegetation by using a combination of silvicultural prescriptions including uneven-aged management (group selection) and even-aged management (shelterwood with reserves) and would be accomplished through both ground-based and skyline logging systems. Fuels would be treated by implementing prescribed burning across 97% of the project area with a minor amount of mechanical piling and pile burning. The proposed action would also construct approximately 1.5 miles of temporary road (to be obliterated following harvest activities), put into storage 3.0 miles of roads, and decommission 1.8 miles of roads. The complete Environmental Analysis (EA), along with supporting documentation, is available for viewing and downloading on the Idaho Panhandle National Forests website at http://fs.usda.gov/goto/ipnf/projects. To request a hardcopy version of the EA (or for additional information on this proposal) contact Jennifer Anderson, Bonners Ferry Ranger District, 6286 Main Street, Bonners Ferry, ID; Phone: (208)267-5561. This comment period provides those interested in or affected by this proposal an opportunity to make their concerns known prior to a decision being made by the Responsible Official. Comments must meet the information requirements of 36 CFR 215.6. Only those who provide timely comments will be eligible to appeal the decision pursuant to 36 CFR part 215 regulations. Comments received in response to this solicitation, including names and addresses of those who comment, will be considered part of the public record and will be available for public inspection. Written, facsimile, hand-delivered, oral, or electronic comments will be accepted for 30 calendar days following publication of this notice in the Coeur d'Alene Press. The publication date in the newspaper of record is the exclusive means for calculating the comment period for this proposal. You should not rely upon dates or timeframe information provided by any other source. Written comments must be addressed to the Responsible Official, Mary Farnsworth, Forest Supervisor and submitted to: Jennifer Anderson, Project Leader, Bonners Ferry Ranger District, 6286 Main Street, Bonners Ferry, Idaho 83805. The office business hours for those submitting hand-delivered comments are: 8:00 a.m. to 4:30 p.m. Monday through Friday, excluding holidays. Oral comments must be provided at the Bonners Ferry Ranger District office during normal business hours via telephone (208) 267-5561or in person; or at an official agency function (i.e. public meeting) that is designed to elicit public comments. Electronic comments must be submitted in rich text format (.rtf), or Word (.doc) to comments-northern-idpanhandle-bonners-ferry@fs.fed.us. The subject line must contain the name of the project for which you are submitting comments. Acceptable formats are MS Word, Word Perfect, or RTF. For electronically mailed comments, the sender should normally receive an automated electronic acknowledgement from the agency as confirmation of receipt. If the sender does not receive an automated acknowledgement of the receipt of comments, it is the sender's responsibility to ensure timely receipt by other means. Legal 4008 October 17, 2011

NOTICE OF ADVERTISEMENT FOR BIDS Sealed bids will be received by the City Clerk of the City of Coeur d'Alene, 710 E. Mullan Ave., Coeur d'Alene, Idaho 83814, at the office of the City Clerk of said City on or before November 1, 2011 for: The Purchase of a NEW 2012 TRUCK MOUNTED SEWER JET Bids will be opened at the office of the City Clerk at 10:00 a.m. on said date. All interested individuals are welcome to attend. The Project Manual, including bid forms, bidder's instructions, contract forms, and specifications is available to interested bidders at the office of the City Clerk. All bids shall be presented or otherwise delivered to the City Clerk under seal with a concise statement marked on the outside thereof identifying the expenditure to which the bid pertains. Bids delivered by facsimile machine will not be accepted. All bids shall contain one of the following forms of bidder's security in an amount equal to five (5%) percent of the amount bid: (a) Cash, (b) Cashiers Check made payable to the City, (c) Certified Check made payable to the City, (d) Bidder's bond executed by a qualified surety company, made payable to the City. The Project Manual may be examined at the City of Coeur d'Alene, City Hall, 710 E. Mullan Avenue, Coeur d'Alene, ID 83814 Questions regarding this "Notice of Advertisement for Bids" should be directed in writing to: James Remitz, Utility Project Manager City of Coeur D'Alene Wastewater Department 710 E. Mullan Ave. Coeur d'Alene, ID 83814 (208) 769-2278 jremitz@cdaid.org The right is reserved to reject any or all bids. Dated 12th day of October, 2011. ___________________________ Susan K. Weathers, City Clerk Legal 4009 October 17, 24, 2011

NOTICE OF PUBLIC HEARING On the 1st day of November 2011, at 6:00 o'clock p.m. at City of Hayden Lake City Hall, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, a hearing will be held by the City Council of the City of Hayden Lake for the purpose of reviewing a request by Time Warner Cable ("Time Warner") for a five (5) year extension of its current Franchise, which is set to expire on January 26, 2014. In evaluating such request, the City shall consider Time Warner's performance in meeting the conditions of City Ordinance No. 199, which granted a cable television franchise to Time Warner, along with Time Warner's commitment to upgrading and expanding its services. Such hearing is being held pursuant to 47 U.S.C. 546(c)(1). No later than 4:00 p.m. on the date of the hearing, any person may file with the City Clerk of the City of Hayden Lake, 9393 N. Strahorn Road, Hayden Lake, Idaho 83835, written testimony for inclusion in the record at the hearing. Such testimony must contain the interested party's name and address and the reasons for the testimony. Oral testimony will also be allowed at the public hearing so long as it complies with the requirements of the City of Hayden Lake City Code. Further information regarding this hearing may be obtained by contacting the City Clerk at the address listed above. /s/ Lynn Hagman City Clerk Legal 4011 October 17, 2011

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Westway Road Association of P.O. Box 3381 - Coeur d'Alene, ID 83814 made application to replace damaged culvert with a full span bridge and bank stabilization on S. Westway Dr., Coeur d'Alene, Idaho. Located on Lake Coeur d'Alene adjacent to: Sections 35, Township 50 North , Range 4 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Roger Johnson, Lands Resource Specialist Navigable Waters at the above address or by calling (208) 263-5104. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 4012 October 17, 24, 2011

Este noticiario sobre el plan administrativo HOME 2012 es disponible en espa\u00D2ol en la sitio de internet a partir del 1 de octubre del 2011 a: http://www.ihfa.org/ihfa/grant-programs/home-program/2012-home-administrative-plan.aspx Idaho Housing and Finance Association Seeks Public Comment for the Proposed 2012 HOME Administrative Plan The proposed 2012 HOME Administrative Plan and proposed changes are available on line at http://www.ihfa.org/ihfa/grant-programs/home-program.aspx October 1, 2011. The Comment Period for the Plan will begin October 3, 2011, ending November 1, 2011. Comments/questions regarding the Plan and the proposed changes should sent to HOMEAdminPlan2012@ihfa.org or IHFA Grants Department; P. O. Box 7899, Boise, ID 83707-1899 or 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400. The Public Hearing for the Plan will be held on October 26, 2011 @9:30 a.m. in the 1st Floor Conference Room of the Park Plaza Building located at 565 West Myrtle, Boise, Idaho. Oral and written comments will be accepted during the hearing. Comments submitted by telephone during the hearing must also be submitted in writing. The Public Hearing is accessible to persons with physical disabilities and IHFA will consider all requests for reasonable accommodation. They must be made at least three (3) business days prior to the hearing. Individuals requiring assistance for language interpretation, reasonable accommodation of physical, visual, and/or hearing impairment(s), or in an alternate format, should make the request to IHFA at 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. 400. The HOME Investment Partnerships Program is a federally-funded housing program that provides incentives to help develop and support safe, decent rental and homeownership housing, for low and very low-income Idaho households. IHFA is the designated administrator of the statewide HOME program. Legal 3882 October 1, 17, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/20/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/12/2004 as Instrument Number 1875550, and executed by DANNY M BROWN, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: TS# 11-0089885 LEGAL DESCRIPTION: PARCEL 1: THAT PART OF LOT 7, SECTION 6, TOWNSHIP 48 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 7; THENCE WEST ALONG THE NORTH LINE OF SAID LOT 7, A DISTANCE OF 1,000 FEET; THENCE DUE SOUTH TO THE COEUR D' ALENE RIVER; THENCE FOLLOWING THE COEUR D' ALENE RIVER IN AN EASTERLY DIRECTION TO THE EAST LINE OF SAID LOT 7; THENCE NORTH ALONG THE EAST LINE OF SAID LOT 7 TO THE POINT OF BEGINNING. EXCEPT THE FOLLOWING DESCRIBED PROPERTY COMMONLY KNOWN AS KT-139, CONVEYED TO THE STATE OF IDAHO IN DEED RECORDED MAY 16, 1961, IN BOOK 185 OF DEEDS, PAGE 485; COMMENCING AT THE NORTHWEST CORNER OF SECTION 6, TOWNSHIP 49 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO; THENCE SOUTH 33 DEGREES 29'42" EAST, 3,478.12 FEET TO A POINT IN THE CENTER LINE OF STATE HIGHWAY NO. 3 P.T. STATION 893 + 17.80 OF PROJECT 232-8 (1); THENCE NORTH 85 DEGREES 15' EAST ALONG SAID CENTER LINE 407.20 FEET; THENCE NORTH 04 DEGREES 45' WEST 40.0 FEET TO A POINT IN THE SOUTH RIGHT OF WAY LINE OF SAID HIGHWAY SURVEY; THENCE NORTH 04 DEGREES 45' WEST 170.0 FEET TO A POINT IN THE NORTH LINE OF LOT 7, SECTION 6; THENCE NORTH 89 DEGREES 10' EAST ALONG SAID NORTH LINE, 341.34 FEET TO A POINT IN THE EAST LINE OF LOT NO. 7; THENCE SOUTH ALONG SAID EAST LINE 138.68 FEET TO A POINT IN THE SOUTHERLY RIGHT OF WAY LINE OF SAID HIGHWAY SURVEY; THENCE SOUTH 85 DEGREES 15' WEST ALONG SAID RIGHT OF WAY LINE 54.15 FEET; THENCE SOUTH 04 DEGREES 45' EAST 10.0 FEET; THENCE SOUTH 85 DEGREES 15' WEST 275.0 FEET TO THE POINT OF BEGINNING. AND ALSO EXCEPT THAT PORTION LYING SOUTHERLY OF THE NORTH LINE OF HIGHWAY NO. 3, ALSO LESS EXCEPT THAT PORTION LYING IN KILLARNEY LAKE ROAD. PARCEL 2: A PART OF THE NORTHWEST QUARTER OF SECTION 6, TOWNSHIP 48 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KKOOTENAI COUNTY, IDAHO; MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE WEST QUARTER SECTION CORNER OF SAID SECTION 6, MONUMENTED WITH A DRILL STEEL WITH A ZINC CAP, MARKED PLS 772; THENCE NORTH 89 DEGREES 07'57" EAST, 1864.41 FEET ALONG THE SOUTH LINE OF SAID NORTHWEST QUARTER TO THE POINT OF BEGINNING; THENCE CONTINUING NORTH 89 DEGREES 07'57" EAST, 450.00 FEET ALONG THE SOUTH LINE OF SAID NORTHWEST QUARTER; THENCE NORTH 49 DEGREES 33'00" WEST, 330.10 FEET TO AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP; THENCE SOUTH 1 DEGREE 38'31" EAST, 102.33 FEET ALONG THE EAST BOUNDARY OF TAX NUMBER 14,220 TO AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH PLASTIC CAP; THENCE SOUTH 88 DEGREES 21'29" WEST, 155.00 FEET ALONG THE SOUTH BOUNDARY OF TAX NUMBER 14,220 TO AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP; THENCE NORTH 20 DEGREES 04'37" WEST, 158.11 FEET ALONG THE WESTERLY BOUNDARY OF TAX NUMBER 14,200; THENCE SOUTH 1 DEGREE 38'31" EAST, 262.86 FEET (OF RECORD AS 260 FEET) TO THE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS: A PART OF THE NORTHWEST QUARTER OF SECTION 6, TOWNSHIP 48 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO; MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE WEST QUARTER SECTION CORNER OF SAID SECTION 6, MONUMENTED BY A DRILL STEEL WITH A ZINC CAP, MARKED PLS 772; THENCE NORTH 89 DEGREES 07'57" EAST, 1,864.41 FEET ALONG THE SOUTH LINE OF SAID NORTHWEST QUARTER TO THE POINT OF BEGINNING, SAID POINT WITNESSED BY AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP, MARKED PLS 833, WHICH BEARS NORTH 1 DEGREE 38'31" WEST, 17.27 FEET; THENCE CONTINUING NORTH 89 DEGREES 07'57" EAST, 162.06 FEET ALONG THE SOUTH LINE OF SAID NORTHWEST QUARTER TO AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP MARKED PLS 832; THENCE NORTH 18 DEGREES 49'54" EAST, 122.81 FEET TO AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP MARKED PLS 832 AT THE SOUTHEAST CORNER OF TAX NUMBER 14,220; THENCE SOUTH 88 DEGREES 21'29" WEST, 155.00 FEET ALONG THE SOUTH BOUNDARY OF TAX NUMBER 14,220 TO AN IRON ROD, 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP MARKED PLS 832; THENCE NORTH 20 DEGREES 04'37" WEST, 158.11 FEET ALONG THE WESTERLY BOUNDARY OF TAX NUMBER 14,220 TO AN IRON ROD 30 INCHES LONG, 5/8 INCH DIAMETER, WITH A PLASTIC CAP MARKED PLS 832; THENCE SOUTH 1 DEGREE 38'31" EAST, 262.86 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 24962 E KILLARNEY LAKE RD, Cataldo, ID, 83810 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $91,607.09, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/12/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0089885 FEI # 1006.143280 LEGAL 3886 October 3, 10, 17, 24, 2011

SUMMONS Case No. CV11-7326 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. JUNE SMITH (Deceased); Unknown Heirs, Assigns and Devisees of June Smith; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; and Does 1-10 as individuals with an interest in the property legally described as: Unit 2, Building AB-2, as shown on the plat of Townhome Condominiums, according to the official plat thereof filed in Book G of Plats at Page(s) 369, 369A and 369B, official records of Kootenai County, Idaho. And further defined in Condominium Declaration of the Village recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Together with the undivided interest in the limited common area and remaining common areas set forth and defined in the Condominium Declaration of the Village, recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Which may commonly be known as: 415 East Knotty Pine Lane, Coeur d'Alene, Idaho, 83815. Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are herby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 415 East Knotty Pine Lane, Coeur d'Alene, Idaho, 83815. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED this 12 day of September, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Debra D. Leu Deputy Clerk Legal 3908 October 3, 10, 17, 24, 2011

SUMMONS Case No. CV11 6717 Fee Category A Filing Fee $88 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. ANTHONY D. ZITO, RENAE J. ZITO and John Does 1-10 as Occupants of the Premises located at 14126 North Lauren Loop, Rathdrum, ID 83858, Defendant(s). NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: JOHN DOES 1-10 AS OCCUPANTS OF THE PREMISES LOCATED AT 14126 NORTH LAUREN LOOP, RATHDRUM, IDAHO 83858. You are herby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within twenty (20) days after service of this summons on you. If you fail to respond, the court may enter judgment against you as demanded by the plaintiff in the complaint. The nature of the claim against you is for, among other things, restitution of the premises located at 14126 North Lauren Loop, Rathdrum, Idaho 83858. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED on 8-18-11. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Sherry Huffman Deputy Clerk Legal 3909 October 3, 10, 17, 24, 2011