Legals October 15, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 17th day of January, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK S, LAKEVIEW ADDITION TO THE TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "C" OF PLATS ON PAGE 46, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO; ALSO, THE SOUTH 50 FEET OF LOTS 4, 5 AND 6 OF BLOCK 7 OF THE PLAT OF THE TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS ON PAGE 143, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 31970 N. 9th Ave., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LORI L. THOMPSON, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded January 27, 2006, as Instrument No. 2010410, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 11, 2006, as Instrument No. 2024662000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, January 25, 2006, in the amount of $369.00 each, for the months of March through August, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.25% per annum from February 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $24,741.90, plus accrued interest at the rate of 5.25% per annum from February 1, 2011. DATED This 16th day of September, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3851 September 24, 2011 October 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0208852798 T.S. No.: 10-12151-6 On February 9, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, N.A., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of safe, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1, BLOCK 2, THORNTON'S SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "D" OF PLATS AT PAGE 17, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 301 W, EMMA AVENUE , COEUR D ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID L. SHERIDAN, AN UNMARRIED PERSON, as original grantor(s), to KOOTENAI TITLE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR MOUNTAIN WEST BANK, as original beneficiary, dated as of May 23, 2008, and recorded May 29, 2008, as Instrument No. 2161428000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. ASSIGNMENT OF DOT TO WELLS FARGO BANK, N.A., RECORDED 03/11/2011 AS INSTRUMENT NO. 2305923000 Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, N.A., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated May 23, 2008 are: Failed to pay the monthly payments of $1,169.17 due from August 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; less unapplied funds held on account thereof; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $164,920.85, plus accrued interest at the rate of 5.87500% per annum from July 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 11, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE www.lpsasap.com AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4110302 Legal 4003 October 15, 22, 29, 2011 November 5, 2011

NOTICE OF ADVERTISEMENT FOR BIDS The Lakeland Joint School District No. 272 will be accepting sealed bids at the office of the Clerk of the Board, School District 272 at 15506 N. Washington Street, P.O. Box 39 Rathdrum, Idaho 83858-0039 until 10:00 AM., November 3, 2011, for the purchase of one, two, or three buses. Bids will be opened at the office of the Clerk of the Board at 10:00 a.m. on said date. All interested individuals are welcome to attend. Bid forms, bidder's instructions and specifications are available to interested bidders at the School District Administration Office. Please direct any questions or requests for additional information to Tom Taggart, 208-687-0431. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement SEALED BID ?LAKELAND JOINT SCHOOL DISTRICT 272 -SCHOOL BUSES marked on the outside. Any bid received after the hour of ten o'clock a.m., will not be considered. The right is reserved to reject any or all bids for any reason whatsoever. Brook Cunningham, Clerk of the Board Lakeland Joint School District No. 272 Legal 4004 October 15, 2011

NOTICE OF AUCTION ? LIEN SALE NOTICE IS HEREBY GIVEN, pursuant to Idaho Code 45-805, that on the 29th day of October, 2011 at the hour at of 9:00 o'clock am at Pleasant View Self Storage located at 189 South Pleasant View Road, Post Falls, ID 83854 an auction shall be held for the purpose of selling any and all personal property located within: Unit 224 rented to: Jeffrey Ward Unit 120 rented to: William Bates Unit 112 rented to: Harry Kuhn Unit 126 rented to: William Marlowe Pugh Unit 107 rented to: Dennis & Susan Wilson Unit 245 rented to: Shelbi Micken and satisfying liens against these units in favor of Pleasant View Self Storage, on said personal property as authorized by Idaho Code 45-805. NOTICE IS FURTHER GIVEN that said lien is for unpaid rents, late fees, together with costs and fees incurred for the prosecution and sale of property, the proceeds of the sale shall be applied to the discharge of said sale. Units will be sold separately, on the same day, October 29, 2011. The items being auctioned include, but are not limited to: Woodworking equipment and tools, compressor, grinder, trunk, misc household items, tires, household furniture, tool boxes, air conditioner, dog kennel, camping gear, sewing machine, luggage, army back pack, CD's, etc. PLEASANT VIEW SELF STORAGE Dated this 10th day of October 2011 Legal 4005 October 15, 22, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 17th day of January, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9, BLOCK 15, RIVERVIEW ADDITION TO THE TOWN OF POST FALLS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 329. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1706 Coeur d'Alene Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID L. WINTERS and KIMBERLY J. WINTERS, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of NORWEST MORTGAGE, INC., recorded April 14, 1999, as Instrument No. 1583975, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 14, 1999, as Instrument No. 1583976, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, April 9, 1999, in the amount of $716.00 each, for the months of April through August, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.07% per annum from March 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $72,245.69, plus accrued interest at the rate of 6.07% per annum from March 1, 2011. DATED This 16th day of September, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3852 September 24, 2011 October 1, 8, 15, 2011

Order No. 76512 NOTICE OF TRUSTEE'S SALE On Wednesday, December 28, 2011, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The North 540 feet of the Northwest quarter of the Southeast quarter of Section 15, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. Less and Except the West 500 feet thereof. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: NNA Monument Drive, Post Falls, Idaho 83854 - For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by JAMES N. BURDEAUX, III, an unmarried person, to KOOTENAI COUNTY TITLE COMPANY as Trustee, for the benefit and security of JAMESON MTG CO., as initial Beneficiary, recorded the 7th day of September, 2011, as Instrument No. 2120548000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that beneficial interest in said Deed of Trust was subsequently assigned to Deborah L. Carder, an unmarried woman, by Seller's Assignment of Deed of Trust recorded September 18, 2007, as Instrument No. 2122098000, records of Kootenai County, Idaho. AND FURTHER, that beneficial interest in said Deed of Trust was subsequently assigned to Laura Bliss and Jeffrey Smith as Trustees of the Alison Nicole Carder Trust, by Assignment of Deed of Trust recorded July 14, 2010, as Instrument No. 2273141000, records of Kootenai County, Idaho. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to pay in full the entire principal balance of $107,359.56, plus interest, which was due in full on September 7, 2010; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as of June 17, 2011, on the obligation secured by said Deed of Trust is $107,359.56, plus accrued interest in the amount of $7,346.91, plus interest accruing at the rate of 13.00% annual percentage rate from June 18, 2011 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 17th day of August, 2011. KOOTENAI COUNTY TITLE COMPANY, Trustee BY J. T. JACOBSEN, President Legal 3853 September 24, 2011 October 1, 8, 15, 2011

NOTICE OF HEARING ON NAME CHANGE Case No. CV 2011-7796 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Megan Marie Sparks A Petition to change the name of Megan Marie Sparks, now residing in the City of Hayden, State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to Megan Marie Lingenfelter. The reason for the change in name is: because I divorced my spouse. A hearing on the petition is scheduled for 8:30 o'clock a.m. on 11/1/2011 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 9/28/11 CLERK OF THE DISTRICT COURT By: Nicole Vigil Deputy Clerk Legal 3906 October 1, 8. 15, 22, 2011

AMENDED NOTICE OF HEARING (Name Change) Case No. CV-11-8021 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI JILLORA GAY RANDALL, Petitioner, TO: CLERK OF THE ABOVE-ENTITLED COURT A petition by Jillora Gay Randall, now residing in the City of Coeur d'Alene, State of Idaho, proposing a change in name to Jillora Gay Marfice has been filed in the above entitled court, the reason for the change in name is Petitioner's marriage. Such petition will be heard on the 10th day of November, 2011 or at such other time as the court may appoint, and objection may be filed by any person who can, in such objections, show to the court a good reason against such a change of name. WITNESS my hand and seal of said District Court this 7th day of October, 2011. CLIFFORD T. HAYES Deputy Clerk Legal 3981 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho THOMPSON ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will be holding a public hearing on the annexation of property into the District. The public hearing will be held as follows: Day: Thursday Date: November 3, 2011 Time: 12:30 p.m. Location: 1841 West Hayden Avenue, Hayden, Idaho The annexation hearing is based upon a petition filed by Ron Thompson for the property identified as Kootenai County Assessor's Parcel No. H00000248050. A copy of the Petition and additional description of the area covered by the Petition can be obtained from the District by sending a request to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 All persons interested in appearing at the time and place of the hearing may show cause in writing why the Petition for Annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include the property within the boundaries of the District. Anyone wishing to provide written comments, who is unable to attend the hearing, may provide them in advance of the hearing by sending them, first class mail, postage pre-paid, to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. DATED this 6th day of October, 2011. NORTH KOOTENAI WATER DISTRICT, Kootenai County, Legal 3983 October 15, 22, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 1st day of February, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 5, BLOCK 1, STRAWBERRY FIELDS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 261, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2506 W. Blueberry Cir., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RON ROSENLUND and CATHY ROSENLUND, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 28, 2007, as Instrument No. 2090776000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 10, 2007, as Instrument No. 2098988000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, March 28, 2007, in the amount of $949.00 each, for the months of April through September, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.45% per annum from March 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $137,421.80, plus accrued interest at the rate of 5.45% per annum from March 1, 2011. DATED This 3rd day of October, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3986 October 15, 22, 29, 2011 November 5, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 1st day of February, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 17, BLOCK 2, ACCORDING TO THE REPLAT OF BLOCKS THREE AND FOUR AND VACATED STREETS OF RIVERVIEW ADDITION, RECORDED IN BOOK "F" OF PLATS, PAGES 386 AND 386A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1808 E. 1st Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RAYMOND L. CAMPBELL and NICOLE J. CAMPBELL, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 22, 2007, as Instrument No. 2106771000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 28, 2007, as Instrument No. 2124121000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 21, 2007, in the amount of $289.00 each, for the months of April through September, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.70% per annum from March 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $26,789.08, plus accrued interest at the rate of 5.70% per annum from March 1, 2011. DATED This 3rd day of October, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3987 October 15, 22, 29, 2011 November 5, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 1st day of February, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 6 IN BLOCK 9 OF FIRST ADDITION TO EMERALD ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 235 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 12271 N. Emerald Dr., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KARLA M. MUELLER, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded July 17, 2007, as Instrument No. 2110980000 and re-recorded October 30, 2007 as Instrument No. 2129125000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 14, 2008, as Instrument No. 2140269000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 11, 2007, in the amount of $1,589.00 each, for the months of March through September, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.06% per annum from February 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $209,486.62, plus accrued interest at the rate of 6.06% per annum from February 1, 2011. DATED This 3rd day of September, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3988 October 15, 22, 29, 2011 November 5, 2011