Legals October 5, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 6th day of January, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOTS 41 AND 42, BLOCK 8, DAVIS PARK, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK C OF PLATS AT PAGE 74, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3266 N. 10th Pl., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL J. LUPINACCI and CHARLOTTE D. LUPINACCI, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRST SECURITY BANK OF IDAHO, N.A., recorded April 29, 1994, as Instrument No. 1352327, Mortgage records of Kootenai County, Idaho; and assigned to the Idaho Housing Agency by Assignment of Deed of Trust recorded on April 29, 1994 as Instrument No. 1352328, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 29, 1994, in the amount of $668.00 each, for the months of July, 2010 through February, 2011, and in the amount of $692.00 each, for the months of March through August, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.60% per annum from June 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $52,521.39, plus accrued interest at the rate of 6.60% per annum from June 1, 2010. DATED This 7th day of September, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3791 September 14, 21, 28, 2011 October 5, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 01/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/17/2006 as Instrument Number 2025551000, and executed by BEN D WELLER AND PHYLLIS S WELLER, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 4, BLOCK 27, FOURTH ADDITION TO AVONDALE ON HAYDEN, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGE 126, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 12943 NORTH SHERWOOD COURT, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $315,219.49, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0090260 FEI # 1006.143511 LEGAL 3893 October 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0155688 Title Order No. 090726702IDGNO Parcel No. 01265001003A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/06/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/31/2005 as Instrument Number 1953606, and executed by LISA RENNEBAUM-ADLARD, A MARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 3, BLOCK 1, CEDAR MOUNTAIN ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGES 377, 377A AND 377B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11805 EAST NUNN ROAD , ATHOL, ID 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $287,560.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/26/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tara Waldrep ASAP# 4098413 Legal 3918 October 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE Trustee Sale No. ID08000058-11 APN P-0450-005-010-A Title Order No. 110380307-ID-GNO A.I.N. No. 120941 On January 20, 2012 at 11:00 am (recognized local time), IN THE LOBBY OF PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVENUE, COEUR DALENE, ID 83814, in the County of Kootenai, State of Idaho, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as successor Trustee on behalf of US Bank Trust National Association, as Trustee for LSF6 WL1 Trust will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 10 AND THE WEST HALF OF LOT 11, BLOCK 5, CENTRAL ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 15, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 615 EAST 10TH AVE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JEDEDIAH HANLIN, A SINGLE MAN as Grantors, to STEWART TITLE OF BOISE, INC. as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LENDER AND LENDER'S SUCCESSORS AND ASSIGNS as Beneficiary, and FIELDSTONE MORTGAGE COMPANY, A CORPORATION, as original Lender, dated as of September 28, 2006 and recorded September 29, 2006, as Instrument No. 2058631000, and as assigned to US Bank Trust National Association, as Trustee for LSF6 WL1 Trust, current Beneficiary (the "Beneficiary"), recorded September 7, 2011 as Instrument No. 2326487000, of the records of Kootenai County, Idaho, The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The default for which this sale is to be made under Deed of Trust and Note dated September 28, 2006 is: failed to pay payments which became due. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,548.70, due per month from May 1, 2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $153,067.31, plus accrued interest at the rate of 9.65000% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, Trustee's fees, attorney's fees and any amounts advanced to protect the security associated with this foreclosure and that the Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Dated: 9/19/11 By: Pioneer Title of ADA County dba Pioneer Lender Trustee, as Successor Trustee lts Kara Lansberry, Assistant Trustee Officer PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE c/o TRUSTEE CORPS 17100 Gillette Ave, Irvine, CA 92614 FOR SALE INFORMATION CONTACT: (714)730-2727, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 support@trusteecorps.com SALE INFORMATION CAN BE OBTAINED ON LINE AT www.fidelityasap.com AUTOMATED SALES INFORMATION please call 1-800-683-2468 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP# 4095074 Legal 3919 October 5, 12, 19, 26, 2011

PUBLIC NOTICE OF INTENT TO PROPOSE OR PROMULGATE NEW OR CHANGED AGENCY RULES The following agencies of the state of Idaho have published the complete text and all related, pertinent information concerning their intent to change or make the following rules in the latest publication of the state Administrative Bulletin. The written comment submission deadline is October 26, 2011 unless otherwise listed. (Temp & Prop) indicates the rule is both Temporary and Proposed. (*PH) indicates that a public hearing has been scheduled. IDAPA 02 - IDAHO STATE DEPARTMENT OF AGRICULTURE P.O. Box 790, Boise, ID 83701 02-0104-1101, Rules Governing the Idaho Preferred\u00C6 Promotion Program. Creates product definition and qualification criteria for lumber and further processed forest products. 02-0409-1101, Rules Governing Milk and Cream Procurement and Testing. Establishes specific parameters and protocols for milk component testing. 02-0418-1101, Rules Governing the CAFO Site Advisory Team. Updates incorporation by reference materials; adds new county CAFO definitions; establishes application fees for the CAFO Site Advisory Team; eliminates references to animal units; provides consistency in definitions with other rules. 02-0426-1101, Rules Governing Livestock Marketing. Provides that an annual market charter fee of $100 with a renewal form prescribed by the department be submitted on or before May 1 of each year. 02-0430-1101, Rules Governing Nutrient Management. Defines poultry concentrated animal feeding operations; incorporates by reference the June 2007 Idaho Natural Resources Conservation Service Conservation Practice Standard, Nutrient Management Code 590 issued by the USDA. 02-0432-1101, Rules Governing Poultry Operations. Implements the Poultry Environmental Act, Title 25, Chapter 40, Idaho Code. 02-0602-1101, Rules Pertaining to the Idaho Commercial Feed Law. Incorporates by reference the 2012 AAFCO Official Publication. 02-0612-1101, Rules Pertaining to the Idaho Fertilizer Law. Incorporates by reference the 2012 AAPFCO Official Publication and the the "2005 Official Methods of Analysis of the AOAC," 18th Edition; and changes the Enforcement Guidelines to Civil Penalties for consistency. 02-0620-1101, Rules Governing Grape Planting Stock. Clarifies and updates requirements for shipping grapevines into Idaho for planting. 02-0630-1101, Rules Under the Idaho Bee Inspection Law. Changes citations to Idaho Code; adds required sections; shifts inspection emphasis to certain diseases. 02-0641-1101, Rules Pertaining to the Idaho Soil and Plant Amendment Act of 2001. Incorporates by reference the 2012 Official Publication of the AAPFCO and the 2005 Official Methods of Analysis of the AOAC, 18th Edition; removes the sub-section regarding PAM products; amends labeling requirements to include Guaranteed Analysis and directions for use. IDAPA 03 ? STATE ATHLETIC COMMISSION 700 W. State St., Boise, ID 83720-0063 03-0101-1101, Rules of the State Athletic Commission. Increases the application and renewal fees for a promoter, combatants and non-combatants, a matchmaker, and a ring official and application fee for a sanction permit. IDAPA 05 ? DEPARTMENT OF JUVENILE CORRECTIONS 954 W. Jefferson St., Boise ID 83702-0285 05-0102-1101, Rules and Standards for Secure Juvenile Detention Centers. Changes reflect current practices, clarifies language, and addresses the Prison Rape Elimination Act. IDAPA 07 ? DIVISION OF BUILDING SAFETY P.O. Box 83720, Meridian, ID 83542 07-0103-1101, Rules of Electrical Licensing and Registration ? General. Allows an initial renewal of an apprentice registration if applicant completes 2 years of approved schooling and 4,000 hours of work experience toward a journeyman license; limits renewals of apprentice registrations to one without a Board recommendation; requires the Division and Board to consider any extenuating circumstances that may prevent an applicant from completing the schooling and work requirements. 07.01.04 - Rules Governing Electrical Specialty Licensing. 07-0104-1101, Allows an initial renewal of a specialty electrical trainee registration if applicant completes one year (2,000 hours) of work experience toward a specialty journeyman license; limits renewals of specialty trainee registrations to one without a Board recommendation; requires the Division and Board to consider any extenuating circumstances which may prevent an applicant from completing the schooling and work requirements. 07-0104-1102, Establishes an electrical specialty license category for the installation, maintenance, and repair of photovoltaic electrical DC systems and micro-inverter/AC systems to include all electrical equipment, wires, and accessories. 07-0105-1101, Rules Governing Examinations. Eliminates the 30-day waiting period after a first or second failed journeyman examination attempt. 07-0106-1101, Rules Governing the Use of National Electrical Code. Adopts the 2011 edition of the National Electric Code and eliminates the amendment to the NEC that requires use of arc fault circuit interrupter breakers in bedrooms. 07-0107-1101, Rules Governing Continuing Education Requirements. Adds a fee to cover cost of reviewing continuing education provider applications. 07.02.05 - Rules Governing Plumbing Safety Licensing. 07-0205-1101, Establishes requirements for continuing education courses of instruction, the Division's procedures for approval of programs and providers, the fees associated with applications for approval, and requirements for credit. 07-0205-1102, Requires anyone who has previously been licensed in any jurisdiction as a journeyman or master plumber to disclose such licensure history upon application to prevent any such individual from obtaining an apprentice registration. 07-0205-1103, Allows an apprentice to take the written portion of the journeyman exam upon completion of a 4-year board approved course of instruction without achieving the required 8,000 hours of work experience, however, no journeyman license would be issued, despite successful completion of the written exam, until the apprentice achieves 8,000 hours of work experience and then successfully completes the practical portion of the journeyman exam. 07-0207-1101, Rules Governing Civil Penalties. Establishes a civil penalty for applicants who fail to disclose the required information on any Division plumbing application, including their licensure history and any previously held licenses. 07-0402-1101, Safety Rules For Elevators, Escalators, and Moving Walks. Incorporates by reference the 2010 edition of the Safety Code for Elevators and Escalators, with several amendments and other more specific installation standards; requires an accredited Elevator/Escalator certification organization (AECO) approval in accordance with ANSI standard A17.7 in any request for alternate technology or construction from the Division. 07-0501-1101, Rules of the Public Works Contractors License Board. Adds a fee for requesting an applicaation filing extension for a public works contractor license; adds a provision and fee for service for expediting a public works contractor license application. 07.07.01 - Rules Governing Installation of Heating, Ventilation, and Air Conditioning Systems. 07-0701-1101, Clarifies that HVAC contractors and specialty contractors must obtain a compliance bond in lieu of a performance bond, and that the bond must be effective for the entire duration of the 3-year licensing period; eliminates the need for different colored inspection tags and clarifies that unacceptable HVAC installations will receive a 'Notice of Correction' tag. 07-0701-1102, Eliminates the requirements related to the location and protection of the gas piping, regulators, and meters that are the responsibility of the utility company. IDAPA 08 ? STATE BOARD OF EDUCATION / STATE DEPARTMENT OF EDUCATION P.O. Box 83720, Boise, ID 83720-0037 08-0104-1101, Residency Classification. Change allows Board to determine which institution makes the certification of determination of residency for the special graduate and professional programs based on the program. 08-0109-1101, Rules Governing the Gear Up Idaho Scholarship Program. New chapter establishes eligibility requirements and the application process for students who have participated in the GEARUP Idaho program. 08-0111-1102, Registration of Post-Secondary Educational Institutions and Proprietary Schools. Adds new enforcement and student complaint processes required by both Idaho and federal law; clarifies the registration requirement for start-up entities; more clearly defines "Idaho presence"; clarifies approval standards for proprietary schools; eliminates language that allowed for an approval process for postsecondary institutions that were not accredited and clarifies that all postsecondary institutions must be accredited by a national accreditation organization. 08-0114-1101, Idaho Rural Physician Incentive Program. (Temp & Prop) Allows for the incentive program award to be made directly to the physician, rather than the lender, for qualified education debt; further clarifies definition of a health professional shortage area. *08-0201-1101, Rules Governing Administration. (*PH) Requires district negotiations with personnel to be conducted in open session in accordance with Idaho's open meeting law and prohibits the inclusion of any other items in a negotiated agreement; limits collective bargaining to compensation and benefits and clarifies definitions of both. 08.02.02 - Rules Governing Uniformity. *08-0202-1102, (*PH) Northwest Association of Accredited Schools has changed its name to the Northwest Accreditation Commission. *08-0202-1103, (*PH) Requires an endorsement for the Exceptional Child Certificate; clarifies that the ENL endorsement language to mean modern foreign language; amends the school psychologist endorsement provision to accept national certification requirements for certification in Idaho. *08-0202-1104, (*PH) Allows for a three-year interim certificate to be issued to any Idaho-trained educator whose certificate has expired. *08-0202-1105, (*PH) Amends langugage to allow the accreditation process to remain focused on a single set of nationally recognized standards, yet retain necessary state control. *08-0202-1106, (*PH) Clarifies the new parent input and growth in student achievement requirements; makes the domains and components of the teacher evaluation framework more consistent with Charlotte Danielson's Framework for Teaching Second Edition. 08.02.03 ? Rules Governing Thoroughness. 08-0203-1102, Clarifies definition of "online course"; requires 2 credits of "online learning" for graduation and identifies an alternate measure for students who may not be successful in an online learning environment. *08-0203-1103, (*PH) Removes references to the Direct Writing Assessment (DWA) and Direct Math Assessment (DMA) tests. *08-0203-1104, (*PH) (Temp & Prop) Changes two aspects of high school graduation requirements: dual credit as it pertains to the senior project and college entrance exams. IDAPA 11 ? IDAHO STATE POLICE 700 S. Stratford Dr., Meridian, ID 83642-6202 11-1002-1101, Rules Establishing Fees for Services ? Idaho Criminal Justice Information System. Increases fees for processing background checks or rolling fingerprints to cover costs of these services. 11.11.01 - Rules of the Idaho Peace Officer Standards and Training Council. 11-1101-1101, Defines the terms "direction" and "supervision" as it relates to reserve officers; establishes that the Basic Misdemeanor Probation Academy may operate as a closed campus if POST has dorm space available; clarifies that a student must attend all basic academy classes to successfully complete the course; establishes criteria for obtaining credit toward higher certifications for officers who formerly served as military law enforcement officers; removes requirement that communications specialists meet minimum employment standards for age and traffic record; removes obsolete references to the Advanced Dispatch Academy; clarifies language regarding canine team training and certification requirements; and updates explosive substances list used for detection canine team certification. 11-1101-1102, Requires POST Division Administrator to report decertification proceedings to the Council on a regular basis; identifies conduct that may constitute cause for decertification; requires an officer charged with a felony or misdemeanor to notify his agency head within 5 business days and requires an agency head to notify POST within 14 days of learning of the charge; allows an agency head intending to hire a decertified officer to petition the Council for reconsideration for law enforcement officer employment 10 years after the date the officer was decertified; establishes the due process procedures. 11-1101-1103, Removes provision that allowed the POST Council to grant a waiver for a felony conviction if the crime has, by statute, been reduced to a misdemeanor or decriminalized. 11-1102-1101, Rules of the Idaho Peace Officer Standards and Training Council for Juvenile Detention Officers. Allows a POST-certified detention officer who does not change employers but simply takes on juvenile detention responsibilities to qualify for juvenile detention certification without having to meet the minimum hearing and vision standards again. 11-1106-1101, Rules of the Idaho Peace Officer Standards and Training Council for Misdemeanor Probation Officers. Allows POST to certify Misdemeanor Probation Officers employed by a private contractor. IDAPA 12 ? DEPARTMENT OF FINANCE 800 Park Blvd., Suite 200, Boise, ID 83712 12-0110-1101, Rules Pursuant to the Idaho Residential Mortgage Practices Act. Updates references to federal laws and regulations to "January 1, 2011" and clarifies that use of the Nationwide Mortgage Licensing System and Registry by Idaho mortgage brokers/lenders/originators for license issuance and maintenance is required. IDAPA 13 ? IDAHO FISH AND GAME COMMISSION P.O. Box 25, Boise, ID 83707 13-0102-1101, Rules Governing Public Safety. (Temp & Prop) Provides for an exemption from the live fire requirement of hunter education certification for persons with military and peace officer training. 13.01.04 - Rules Governing Licensing. 13-0104-1101, (Temp & Prop) Allows nonresident disabled veterans to receive reduced fees for certain licenses and tags for specific hunts; provides specific rules for bighorn sheep auction and lottery tags to accommodate proxy bidders but prevent tag resale; and sets nonresident tag and outfitter set-aside quotas. 13-0104-1102, Provides consistency in tag allocation for the Landowner Appreciation Program and provides incentives for landowners in certain units who provide benefits for wildlife, wildlife habitat, or sportsmen. 13-0105-1101, Rules Governing Fishing Contests. Clarifies and simplifies the definition of "fishing contest". 13-0106-1101, Rules Governing Classification and Protection of Wildlife. Changes classification name for Leatherside chub and Bluehead sucker to comply with recent research. 13-0108-1101, Rules Governing the Taking of Big Game Animals in the State of Idaho. (Temp & Prop) Deletes references to a wolf trapping permit; allows wolf trapping near naturally deceased big game carcasses; and clarifies and adjusts certain Big Game Management Unit descriptions. 13-0109-1101, Rules Governing the Taking of Game Birds in the State of Idaho. (Temp & Prop) Amends the Youth Waterfowl Day to correspond to the federal age qualification; removes obsolete references to seasons, bag limits, and possession limits which are set by Commission Proclamation. 13-0110-1101, Rules Governing the Importation, Possession, Release, Sale, or Salvage of Wildlife. Allows increased salvage of commercially valuable wildlife. 13-0111-1101, Rules Governing Fish. (Temp & Prop) Amends and simplifies certain definitions; specifies the conditions by which legally-harvested hatchery steelhead and salmon may be transported without tails and heads attached; prohibits marking and releasing fish without a collecting permit; allows use of a gaff hook when harvesting nongame fish taken with archery equipment. 13-0112-1101, Rules Governing Commercial Fishing. Removes mountain sucker from the list of fish species that may be commercially harvested. 13-0116-1101, Rules Governing the Trapping of Predatory and Unprotected Wildlife and the Taking of Furbearing Animals. (Temp & Prop) Adjusts setting of trapping closures near campgrounds and picnic areas; provides detail specifications on trap break-away devices; specifies allowable jaw size for foothold traps in ground sets; and sets wolf trap equipment specifications. IDAPA 15 ? OFFICE OF THE GOVERNOR 15.02 - COMMISSION FOR THE BLIND AND VISUALLY IMPAIRED P.O. Box 83720, Boise, ID 83720-0012 15-0202-1101, Vocational Rehabilitation Services. Adds a policy outlining Information and Referral; changes the application for VR services to indicate all ways that a client is considered to have applied; removes the policy citing financial participation for clients that received SSA benefits in compliance with federal regulations; changes the VR payment policy related to maintenance; adds a policy that defines what the information and referral process is for ICBVI's VR program. 15.04 - DIVISION OF HUMAN RESOURCES AND PERSONNEL COMMISSION P.O. Box 83720, Boise, ID 83720-0066 15-0401-1101, Rules of the Division of Human Resources and Idaho Personnel Commission. (Temp & Prop) Expands veterans' preference for disabled veterans to require an interview when a disabled veteran's name appears in the top 25 of a hiring list; clarifies that temporary service would apply towards entrance probation and acting appointment service would apply towards promotional probation. 15.10 ? IDAHO STATE LIQUOR DIVISION P.O. Box 179001, Boise, ID 83717-9001 15-1001-1101, Rules of the Idaho State Liquor Division. Aligns rules to long-standing agency business practices and procedures by amending definitions to more accurately reflect terminology used in ISLD day-to-day operations; clarifies ambiguous language and eliminates unnecessary terms. IDAPA 16 - DEPARTMENT OF HEALTH AND WELFARE P.O. Box 83720, Boise, ID 83720-0036 16-0301-1101, Eligibility for Health Care Assistance for Families and Children. Aligns rule with other Department eligibility assistance program rules regarding business processes by adding a self-employment standard deduction for allowable expenses and excluding veterans' educational payments. 16-0304-1101, Rules Governing the Food Stamp Program in Idaho. Changes allow households to conduct business with the Department electronically and allows Department to e-mail notices to participants; streamlines the process for determining student eligibility and recertification for simplified reporting households; adds a Job Search Assistance Program exemption for women in their third trimester of pregnancy; refines the definition of prohibited participation; ensures Idaho's compliance with federal food stamp regulations. 16-0305-1102, Rules Governing Eligibility for Aid to the Aged, Blind, and Disabled (AABD). Aligns rule with other Department eligibility assistance program rules regarding business processes to improve the outcomes for individuals in need of assistance by adding a self-employment standard deduction for allowable expenses and excluding veterans' educational payments. 16-0308-1101, Rules Governing the Temporary Assistance for Families in Idaho (TAFI) Program. Standardizes household composition, income, resources and application time frames; allows Department to collect in all situations involving TAFI overpayments; clarifies how actions impact TAFI time limits for eligible recipients. 16.03.09, Medicaid Basic Plan Benefits. *16-0309-1105, (Temp & Prop) (*PH) Requires mental health agency providers to meet national accreditation standards per HB 260 (2011). *16-0309-1106, (*PH) Provides for the administration of and establishes policies needed to pay for Certified Professional Midwife Services. *16-0309-1107, (*PH) Limits benefits to eligible participants of the medical assistance program for physical therapy, speech therapy, and occupational therapy services to meet the Medicare caps. 16-0309-1108, Clarifies Medicaid's reimbursement policies to providers for non-Medicare coordination of benefits when a third party payor (insurance company) reimburses a provider for services, or when the Department determines that a third party liability exists. *16-0318-1101, Medicaid Cost-Sharing. (Temp & Prop) (*PH) Establishes enforceable cost sharing in the form of copayments and provides language regarding when copayments can be charged for participants for chiropractic, podiatry, optometry, physical therapy, occupational therapy, speech therapy, physician office visits, and outpatient hospital services. 16-0414-1101, Rules Governing Low Income Home Energy Assistance Program. Aligns income eligibility with the Food Stamp and SSI eligibility requirements that are 130% of the Federal Poverty Guidelines. IDAPA 17 ? INDUSTRIAL COMMISSION P.O. Box 83720, Boise, ID 83720-0041 17-0209-1102, Medical Fees. Provides the annual adjustment of the medical fee schedule for physician reimbursement and removes reference to individual status codes. *17-0211-1101, Rules Governing Security For Compensation ? Self-Insured Employers. (*PH) Adds to the requirements for public and private employers applying for approval to become self-insured; expands on the acceptable forms of security; adds provisions to better ensure that security deposits are sufficient to cover the employer's liabilities and provides credit for excess insurance policies; changes the reporting requirements and forms to capture the outstanding liabilities of a self-insured employer for workers' compensation which helps in determining their security deposit requirements and ensures injured workers are adequately covered. IDAPA 18 ? DEPARTMENT OF INSURANCE PO Box 83720, Boise, ID 83720-0063 18-0146-1101, Recognition of New Mortality Tables for Use in Determining the Minimum Standard of Valuation for Annuities and Pure Endowment Contracts. Adds two new permitted mortality tables for use in determining the minimum standard of valuation for annuity and pure endowment contracts by life and annuity insurance companies operating in Idaho. 18-0150-1101, Adoption of the International Fire Code. Prevents the adopted fire code from interfering with a governmental entity's ability to establish conditions of employment; restores an exemption for the placement of fire extinguishers for certain types of building uses; clarifies when fire sprinklers are required in a building selling upholstered furniture. IDAPA 19 ? IDAHO STATE BOARD OF DENTISTRY 350 N. 9th St. Ste M-100, Boise, ID 83702 *19-0101-1102, Rules of the State Board of Dentistry. (*PH) Allows qualified dentists to administer moderate enteral sedation to patients who are 16 years of age and older and 100 pounds and over. IDAPA 20 ? DEPARTMENT OF LANDS 300 N 6th Street, Suite 103, Boise, ID 83720 20-0315-1102, Rules Governing the Issuance of Geothermal Leases. Clarifies definitions; most leases would be initially offered at auction instead of on a first-come basis; extends lease term up to 49 years; requires timely exploration and development of lease or it may be cancelled; clarifies exploration and development requirements; geothermal rents and royalties would be determined through bidding or set by the board according to market rates; size of a lease is not restricted and will be determined by the Land Board; requires reinjection of surplus geothermal water to recharge the geothermal aquifer; limits to one year the confidentiality of well logs; bond amounts are to be determined based on the costs of reclamation; increases application fees. 20-0702-1102, Rules Governing Oil and Gas Conservation in the State of Idaho. Clarifies definitions; expands well drilling permit requirements to ensure department's ability to properly review them; adds public comment period on applications; adds application, operating, and reporting requirements for well treatments, including hydraulic fracturing; increases bond amounts and adds additional bonding requirements; provides basic surface owner protections and expands geophysical exploration requirements; modifies well drilling and plugging rules and adds periodic testing of well integrity to better prevent waste and protect fresh waters; adds comprehensive pit requirements and surface reclamation standards; clarifies well completion and well log reporting; defines active and inactive wells to reduce the potential liability of abandoned wells; Class II injection wells are no longer permitted under this rule; adds basic emergency response requirements to address public safety and fire issues; upgrades or adds to rules addressing wellhead equipment, tools with radioactive material, the pulling of casing, gas-oil ratios, and multiple zone completions to prevent waste, protect correlative rights, and protect fresh water supplies; clarifies the responsibilities of the department and the Oil and Gas Conservation Commission; incorporates industry standards by reference. IDAPA 21 ? DIVISION OF VETERANS SERVICES P.O. Box 83720, Boise, ID 83720-0092 *21-0107-1101, Rules for Education and Training Programs for Veterans. (*PH) New chapter transfers and revises the rules governing the Division of Veterans Services' administration of federal requirements for Veterans Education Programs. IDAPA 24 ? BUREAU OF OCCUPATIONAL LICENSES 700 W. State St., Boise, ID 83702 24-0101-1101, Rules of the Board of Architectural Examiners. Updates the incorporation by reference of the NCARB Handbook for Interns and Architects and the Rules of Conduct to the latest editions; effective January 1, 2014, the continuing education requirements change and the number of required hours increases to 12. 24-0501-1101, Rules of the Board of Drinking Water and Wastewater Professionals. Clarifies and updates the rules to align them with current national standards; streamlines process to reduce the length of time it takes to reach various license classes. 24-1101-1101, Rules of the State Board of Podiatry. Increases the annual renewal fee to $500. 24-1301-1101, Rules of the Physcial Therapy Licensure Board. Amends the continuing education requirements to allow for additional credit and courses that may be pre-approved. 24-1401-1101, Rules of the State Board of Social Work Examiners. Clarifies accreditation requirements for approved colleges and universities and clarifies an approved social work program to bring training in line with national standards. 24-1501-1101, Rules of the Idaho Licensing Board of Professional Counselors and Marriage and Family Therapists. Amendments update rule to current standards, provide clarification, and simplify licensure by endorsement. 24-1701-1101, Rules of the State Board of Acupuncture. (Temp & Prop) Complies with HB 46 (2011) by replacing the technician certificate with the acupuncture trainee permit. 24-1801-1101, Rules of the Real Estate Appraiser Board. Updates incorporation by reference of the Uniform Standards of Professional Appraisal Practice; clarifies definitions; establishes the CE provider fee and increases license fees; updates the application section; clarifies licensure qualifications; clarifies and amends the registered trainee section; clarifies the requirements for certified residential appraisers and the qualifications for certified general appraisers; amends the continuing education section to allow CE in a 2-year cycle; amends the temporary practice to require applicants to be listed on the National Registry as proof of licensure. IDAPA 27 ? IDAHO STATE BOARD OF PHARMACY P.O. Box 83720, Boise, ID 83720-0067 27.01.01 - Rules of the Idaho State Board of Pharmacy 27-0101-1101, Chapter repeal. 27-0101-1102, Chapter rewrite reorganizes the Board's rules, provides a more comprehensive list of definitions and fee schedules, and provides new rules affecting the practice of pharmacy and controlled substance registrants not previously addressed, including the provisions of a waiver or variance to rule, mandated electronic record keeping systems, automated dispensing and storage systems, sterile product preparation, pharmacy closing procedures, and drug manufacturer rules; expands existing rule that address limited service pharmacy, remote dispensing site registration, unprofessional conduct, student pharmacist practice standards, and institutional pharmacy practice standards; amends provisions for parental admixture pharmacy, registration and licensure, records retention, labeling, technicians, controlled substance inventory, pharmacy security, durable medical equipment outlets, and veterinary drug orders; reduces provisions for therapeutic equivalents, pharmacy minimum standards, space and fixtures, home health care nursing, and pharmacy advertising; eliminates redundant rules including student pharmacist experience hours, preceptor site registration, poison control, and many paper reports. IDAPA 31 ? IDAHO PUBLIC UTILITIES COMMISSION P.O. Box 83720, Boise, ID 83720-0074 31-1101-1101, Safety and Accident Reporting Rules for Utilities Regulated by the Idaho Public Utilities Commission. Update four safety rules by adopting the 2012 edition of the NESC, the 2012 edition of the IMC, and the 2012 edition of the IFGC, and the October 1, 2011 edition of the pipeline safety CFRs and 18 C.F.R. Part 260.9. 31-7103-1101, Railroad Safety and Accident Reporting Rules. Adopts by reference the the 2011 edition of the CFR pertaining to the transportation of hazardous materials by railroads issued by the federal Pipeline and Hazardous Material Safety Administration. IDAPA 35 ? STATE TAX COMMISSION PO Box 36, Boise, ID 83722-0410 35-0101-1102, Income Tax Administrative Rules. Addresses the effective date, closed years or issues, and transactions before an effective date of the rules in this chapter; conforms to changes to the Servicemembers Civil Relief Act; amends rule so exemption for income earned on an Indian reservation matches the federal law; adjusts the tax brackets for 2011; removes information related to the standard deduction for tax year 1999; clarifies that real property must be held 12 months to qualify as required by law; addresses when interest and dividend income is received by a part-year resident; addresses the sourcing of guaranteed payments and distributions in excess of basis that a nonresident individual partner would report to Idaho; changes when a nonresident is ineligible to elect to have a pass-through entity pay his tax on such income; addresses the amount of a suspended passive activity loss a part-year resident is allowed to deduct on their Idaho return; provides more information on what constitutes an Idaho work day; clarifies what qualifies as investment income for nonresidents; addresses how the receipts from stock sales in another corporation will be sourced for purposes of the sales factor numerator when it represents the sale of operational assets of a business; corrects the types of contributions that qualify for the credit; addresses how the investment tax credit may be shared in the year a corporation with ITC is acquired; revises the income tax credit allowed for qualifying new employees; modifies the base on which backup withholding is computed from actual distributions to distributive or pro rata income; provides individuals with additional time to receive a refund of withholding if they receive a filing extension. 35-0102-1101, Sales Tax Administrative Rules. Exempts all gratuities, whether v

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 26, 2011 File No.: 7023.90440 Sale date and time (local time): January 25, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1205 W. Snoqualmie Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michelle D. McDermott and Charles L. McDermott, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for LoanCity Recording date: 01/31/2006 Recorder's instrument number: 2010851 County: Kootenai Sum owing on the obligation: as of September 26, 2011: $204,368.06 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 5, Montrose First Addition, according to the plat recorded in Book "I" of Plats at Page 106, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90440) 1002.181721-FEI Legal 3921 October 5, 12, 19, 26, 2011

NOTICE OF SHERIFF'S SALE Case No. CV11-3583 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI INVESTORS FINANCIAL LIMITED PARTNERSHIP, an Idaho Limited Partnership, Plaintiff, vs. LEON BERGOM and SUSAN BERGOM, husband and wife; THE ESTATE OF LEON BERGOM, deceased; DOES I through X, unknown heirs and devisees of Leon Bergom; and DOES XI through XX, unknown claimants to the property commonly known as 7642 W. Wright Street, Rathdrum, Kootenai County, Idaho, and more particularly described in the Complaint herein, Defendants. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Date of Sale: October 27, 2011 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho Under and by virtue of a Writ of Execution issued out of the District Court of the First Judicial District of the State of Idaho, in and for the County of Kootenai, Case No. CV11-3583, upon the 8th day of September, 2011, wherein Investors Financial Limited Partnership, Plaintiff, obtained a Judgment, Order of Sale and Decree of Foreclosure against Leon Bergom and Susan Bergom, husband and wife, the Estate of Leon Bergom, and Does XI through XX, unknown claimants to the property commonly known as 7642 W. Wright Street, Rathdrum, Kootenai County, Idaho, and more particularly described in the Complaint herein, Defendants, and Defendants Susan Bergom and the Estate of Leon Bergom are indebted to the Plaintiff in the sum of $124,788.26, plus interest, and that the all of the named Defendants shall be barred and foreclosed from all right, title and interest in and to the below described property; NOTICE IS HEREBY GIVEN That on the 27th day of October, 2011, at the hour of 10:00 o'clock A.M. of said day, at the Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Kootenai County, Idaho, i will sell at public auction to the highest and best bidder, for cash or certified funds in lawful money of the United States of America, all of the right, title and interest of said Defendants Susan Bergom and the Estate of Leon Bergom, in and to the following described real property, to satisfy the Plaintiff's Judgment, with costs. Said real property is particularly described as follows: Lot 5 and 6, Block 33, BROWNE PARK ADDITION to the City of Rathdrum, according to the plat recorded in the office of the County Recorder, in Book "B" of Plats at Page 1, records of Kootenai County, Idaho. The above-described property is commonly known as 7642 W. Wright Street, Rathdrum, Idaho. You are also notified that this parcel consists of less than twenty (20) acres and that Defendants Susan Bergom and the Estate of Leon Bergom and/or any junior lienholder may have the right to redeem the property sold hereunder for a period of six months in accordance with Idaho Code \u00DF11-401 et seq. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. DATED This 29th day of September, 2011. ROCKY WATSON Sheriff of Kootenai County By: #2328 Deputy Mark Skindlov Deputy Sheriff Legal 3929 October 5, 12, 19, 2011

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Case No. CV-2011-2893 Date of Sale: 10/26/11 Time of Sale: 10:00 a.m. Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, ID IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI GARY L. COOK AND BETTY L. COOK, TRUSTEES OF THE COOK FAMILY TRUST DATED 8/19/93, PLAINTIFFS, vs. WILLIAM L. STUTHEIT et al., DEFENDANTS. STATE OF IDAHO ) .ss County of Kootenai ) By virtue of a WRIT OF EXECUTION in the above captioned matter issued out of the District Court of the First Judicial District in and for Kootenai County, on the 1st day of September, 2011, by the Plaintiffs thereof, in the above captioned matter and to me as Sheriff, directed and delivered, I will proceed to sell for CASH, lawful money of the United States of America, to the highest and best bidder, at the hour of 10:00 a.m., on the 26th day of October, 2011, at the Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, ID the defendant(s)' interest(s) in the following described property, located in the County of Kootenai, State of Idaho, to wit: A parcel of land situate in the Southwest Quarter of the Southwest Quarter of Section 36, Township 52 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, which is Block H of States Addition to Rathdrum, described as follows: BEGINNING at a 5/8" rebar on the Northwesterly right-of-way of State Highway 53, and 450.00 feet East of the West line of said Section 36, as shown on Amended Record of Survey filed at Book 16 of Surveys, Page 18, in the Kootenai County Recorders Office, said point bearing North 33825'8" East, 796.07 feet from the Southwest corner of said Section 36, a 2" aluminum cap marked PE 3451; thence Parallel with the West line of said Section 36, North 01801'10" West, 689.42 feet; thence North 89841'39" West, 212.05 feet to the Southerly right-of-way line of a County Road; thence Along said Southerly right-of-way South 83844'22" West, 59.28 feet; thence Parallel with the West line of said Section 36, South 01801'10" East, 918.94 feet to the Northwesterly right-of-way line of State Highway 53; thence Along said Northwesterly right-of-way line 127.42 feet on a curve concave to the Southeast, having a radius of 1472.50 feet, and a long chord bearing North 46859'09" East, 127.38 feet, to the point of tangency; thence Continuing along said Northwesterly right-of-way North 49835'24" East, 228.21 feet to the POINT OF BEGINNING. Said real property has been levied as the real property of Defendant WILLIAM L. STUTHEIT, and any other person or entity claiming an interest in the real property described in the caption above, to satisfy a judgment amounting to SEVENTY FIVE THOUSAND DOLLARS ($75,000.00) in favor of the Plaintiff's, plus interest and costs of suit. Given under my hand this 29 day of Sept., 2011. SHERIFF BY: Gary Dagastine #2316 Deputy NOTE: The Sheriff, by Certificate of Sale, wil transfer right, title, and interest of the Defendants in and to the property at the time the execution or attachment was levied. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. IN ACCORDANCE WITH I.C. \u00DF11-402: "THE JUDGMENT DEBTOR OR REDEMPTIONER MAY REDEEM THE PROPERTY FROM THE PURCHASER WITHIN ONE (1) YEAR AFTER THE SALE, IF THE REAL PROPERTY SOLD CONSISTED OF A TRACT OF LAND OF MORE THAN TWENTY (20) ACRES, AND WITHIN SIX (6) MONTHS AFTER THE SALE IF THE REAL PROPERTY SOLD CONSISTED OF A TRACT OF LAND OF TWENTY (20) ACRES OR LESS...." (SEE IDAHO CODE \u00DF11-402 FOR MORE INFORMATION.) EVERY PERSON WHO INTENTIONALLY DEFACES, OBLITERATES, TEARS DOWN OR DESTROYS THIS NOTICE, BEFORE THE EXPIRATION OF THE TIME FOR WHICH IT IS TO REMAIN SET UP, IS GUILTY OF A MISDEMEANOR. (I.C.\u00DF18-3205). Legal 3930 October 5, 12, 19, 2011

NOTICE TO CREDITORS Case No. CV 11-5787 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of MARGUERITE A. JOHNSON, Deceased. NOTICE IS HEREBY GIVEN THAT: William J. Johnson has been appointed personal representative of the above-named estate. All persons having claims against the Deceased, Marguerite A. Johnson, are required to present their claim within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to William J. Johnson, c/o William Appleton, 1424 Sherman Avenue, Suite 100, Coeur d'Alene, Idaho 83814 or filed with the court. DATED this 28 day of September 2011. WILLIAM APPLETON Attorney for William J. Johnson Legal 3932 October 5, 12, 19, 2011

SUMMARY OF ORDINANCE NO. 01 OF ST. MARIES FIRE PROTECTION DISTRICT, BENEWAH AND KOOTENAI COUNTIES, IDAHO NOTICE IS HEREBY GIVEN that on September 8, 2011, the Commissioners of St. Maries Fire Protection District, Benewah and Kootenai Counties, Idaho adopted Ordinance No.\u202001 entitled "AN ORDINANCE CALLING A GENERAL OBLIGATION BOND ELECTION TO BE HELD FOR THE PURPOSE OF SUBMITTING TO THE QUALIFIED ELECTORS OF THE ST. MARIES FIRE PROTECTION DISTRICT, BENEWAH AND KOOTENAI COUNTIES, IDAHO, THE PROPOSITION OF THE ISSUANCE OF UP TO $445,000 NEGOTIABLE GENERAL OBLIGATION BONDS OF THE ST. MARIES FIRE PROTECTION DISTRICT TO REFINANCE CERTAIN EXISTING INDEBTEDNESS OF THE DISTRICT" which provided for the following: 1. Authorized and called a General Obligation Bond Election to be held in the District on Tuesday, November\u20208, 2011, to be held in conjunction with the general election, to submit the following proposition to the electors of the District: QUESTION: Shall the St. Maries Fire Protection District (the "District") issue and sell its negotiable general obligation bonds up to the amount of $445,000 for the purpose of refinancing its existing indebtedness to reduce the District's interest and other expenses, consisting of a Ground Lease and Building Lease between the District and PAC/SMFPD Development Commission, Inc. outstanding in the aggregate amount of approximately $419,317, currently accruing interest at the rate of 5.38% plus monthly fees, and to pay costs of issuance of such bonds, said bonds due in such installments as fixed by the Commissioners of the District, the last installment due and payable not more than thirty (30) years from the date of the bonds, as provided in Ordinance No.\u202001 adopted by the Commissioners of the District on September\u20208, 2011? 2. Determined the polls at the bond election shall be open at the hour of 8:00 A.M. and remain open continuously until the hour of 8:00 P.M., at which time the polls will close. 3. Determined the form of ballot and notice of election, including the polling places, to be used for the bond election, both to be posted and published pursuant to Idaho Code. 4. Determined that all qualified electors of the District, being United States citizens eighteen (18) years of age or older, who have resided in the District for thirty (30) days preceding the bond election, who are registered or who register at the polls on the day of the bond election, as provided by law, are entitled to vote at the bond election. 5. Provided that if at the bond election two-thirds (2/3) of the qualified registered electors of the District, eighteen (18) years of age or older who have resided in the District for thirty (30) days, voting thereat assent to the issuance of said bonds, the negotiable bonds of the District shall be issued as provided in the proposition and shall mature not more than thirty (30) years from their date and the annual bond maturities thereof shall be payable in accordance with the provisions of the Idaho Municipal Bond Act, and Section 31-1427, Idaho Code. Such issue will create a new debt for the object of providing the refunding of certain existing indebtedness of the District (as further described in Ordinance No.\u202001), and to pay the costs of issuance of the bonds, in accordance with the provisions of Section\u202031-1427, Idaho Code, payable from the proceeds of taxes and other available sources. 6. That said negotiable general obligation bonds shall be issued if carried as aforesaid and payment shall be made from available sources of revenue and through the levy of taxes in the St. Maries Fire Protection District, Benewah and Kootenai Counties, Idaho, beginning in the year 2012 and continuing until principal and interest shall have been fully paid in such amounts and at such rates as are necessary to assure the prompt payment of such interest, and also to establish and to constitute a sinking fund sufficient for the payment of the principal thereof as required by law, and ordered that such taxes shall be levied annually at the time and in the manner as general taxes for said District are levied in each such year; provided, however, the aforementioned taxes shall never be diminished prior to payment of all bonds excepting in any year to the extent that other available funds shall have been applied to or set aside in a special fund to be irrevocably held for the payment of principal or interest or both, payable from said taxes for such year. Authorized the proper District officers to do all things requisite and necessary to carry out these provisions and to apply the proceeds of the taxes so collected to the payment of such principal and interest. The full text of the Ordinance is available and may be obtained from Karen Sharron, District Secretary, St. Maries Fire Protection District, , 308 W. Jefferson in St. Maries, Idaho during regular office hours (8:00 a.m. to 5:00 p.m. weekdays). DATED this 7th day of October, 2011. //s// Karen Sharron Karen Sharron, District Secretary CERTIFICATION BY CLERK I, Karen Sharron, do hereby certify that the attached Summary of Ordinance is a true and complete summary of the contents of the Ordinance and provides adequate notice to the public of the contents of the Ordinance. DATED: October\u20207, 2011. //s// Karen Sharron Karen Sharron Legal 3935 October 5, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-112841/112609 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on January 31, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 8, BLOCK 4, PRAIRIE MEADOWS THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 144, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2028 WEST TWINKLING STAR , POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SEAN A. MCCOY AND CHARISSA M. MCCOY, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 10/2/2006, recorded 10/6/2006, under Instrument No. 2059750000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by OCWEN LOAN SERVICING, LLC THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 10/2/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of September 26, 2011 Delinquent Payments from November 01, 2009 23 payments at $ 2,485.15 each $ 57,158.45 (11-01-09 through 09-26-11) Late Charges: $ 1,014.48 Beneficiary Advances: $ 52.00 Suspense Credit: $ 0.00 TOTAL: $ 58,224.93 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $360,704.57, together with interest thereon at 6.000% per annum from 10/1/2009, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 9/26/2011. ALLIANCE TITLE & ESCROW CORP. Trustee By: Bobbi Oldfield, Trust Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4102575 Legal 3936 October 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 3rd day of January, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: The part of the West half of Tract 59 of AVONDALE, according to the official plat thereof, filed in book B of Plats at Page(s) 132, Official Records of Kootenai County, Idaho. Beginning at the Southeast corner of the West half of Tract 59; thence North 249 feet; thence West 87 1/2 feet; thence South 249 feet; thence East 87 1/2 feet to the Point of Beginning. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 243 E. Hayden Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ALEX BOWEN and LISA BOWEN, Husband and Wife as joint tenants, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MANN MORTGAGE, LLC, recorded March 24, 2010, as Instrument No. 2258381000 and re-recorded April 28, 2010 as Instrument No. 2263217000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 20, 2011, as Instrument No. 2320702000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, March 23, 2010, in the amount of $1,101.00 each, for the months of February through August, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.05% per annum from January 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $155,390.20, plus accrued interest at the rate of 5.05% per annum from January 1, 2011. DATED This 2nd day of September, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3792 September 14, 21, 28, 2011 October 5, 2011

SUMMARY OF ORDINANCE NO. 505 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 505, an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, amending sections 11-8-4 and 11-9-4 of the Hayden City Code to allow residential dwelling units constructed prior to 2002 to be a permitted use in the commercial and light industrial zoning districts, with residential setback limitations; providing severability; providing repeal of conflicting ordinances; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 505 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. ____________________________ Vicki Rutherford, City Clerk Legal 3938 October 5, 2011

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Keziah Gloria Schwindel Deceased NOTICE IS HEREBY GIVEN that Lynn D. Schwindel has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court.. Dated this 30 day of September 2011 Katherine Monroe Coyle, Attorney at Law Legal 3939 October 5, 12, 19, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 6, 2011 File No.: 7839.20203 Sale date and time (local time): January 5, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4313 W Highway 54 Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: E. Hal Lincoln and Joann Lincoln, husband and wife Original trustee: North Idaho Title Company Original beneficiary: Washington Trust Bank Recording date: 09/21/2004 Recorder's instrument number: 1902231 County: Kootenai Sum owing on the obligation: as of September 6, 2011: $153,615.67 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Tract 9, Spirit Lake East, according to the plat recorded in Book "F" of Plats at Page 18-18G, records of Kootenai County, Idaho. Excepting therefrom that portion conveyed to the State of Idaho, acting by and through its Idaho Transportation Board for the Division of Highways by Quitclaim Deeds recorded June 2, 1982, in Book 318 of Deeds at Pages 105 and 106, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. 1002.202405-FEI Legal 3795 September 14, 21, 28, 2011 October 5, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 on 01/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/03/2006 as Instrument Number 2011558, and executed by DESIRAE JONES, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 20, BLOCK 1, MONTROSE 4TH ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK "J" OF PLATS AT PAGE 64, ET SEQ, KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1474 TUALATIN DR, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $134,118.87, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/30/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0082599 FEI # 1006.142729 Legal 3825 September 21, 28, 2011 October 5, 12, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 on 01/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/24/2005 as Instrument Number 1990396, and executed by KIRSTEN BUMBAUGH, AND MIKE BUMBAUGH, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1, BLOCK 1, STRAWBERRY FIELDS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGES 129-129H, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2756 WEST BLUEBERRY CIRCLE, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.350% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $196,819.90, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 08/30/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0085458 FEI # 1006.142767 Legal 3826 September 21, 28, 2011 October 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 12, 2011 File No.: 7021.29989 Sale date and time (local time): January 11, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5505 N Parkwood Cir Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Larry W. Rickens, and Angela L. Rickens, husband and wife Original trustee: Landsafe Title of Washington Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB Recording date: 11/28/2007 Recorder's instrument number: 2133463000 County: Kootenai Sum owing on the obligation: as of September 12, 2011: $105,712.74 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 11, Pinegrove Park Second Addition, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 245, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.29989) 1002.202587-FEI Legal 3827 September 21, 28, 2011 October 5, 12, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FFA-109810 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, the duly appointed Successor Trustee, will on November 30, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 9 IN BLOCK 1 OF WOODLAND ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK "F" OF PLATS AT PAGE(S) 291 AND 291A, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1101 WEST KRISTEN AVENUE, COEUR D'ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DAVID J. YEAROUT, AN UNMARRIED MAN AND CHAS A. JOHNSTON, AN UNMARRIED WOMAN, as Grantor, to ALLIANCE TITLE AND ESCROW, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. A CALIFORNIA CORPORATION, as Beneficiary, dated 2/22/2006, recorded 2/28/2006, under Instrument No. 2016162, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2006-2 Asset Backed Notes. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/22/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 1/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of July 26, 2011 Delinquent Payments from January 01, 2011 7 payments at $1,134.36 each $7,940.52 (01-01-11 through 07-26-11) Late Charges: $207.48 Beneficiary Advances: $865.09 Suspense Credit: $0.00 TOTAL: $9,013.09 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $144,030.71, together with interest thereon at 7.250% per annum from 12/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 7/26/2011 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4060394 Legal 3847 September 21, 28, 2011 October 5, 12, 2011

NOTICE OF STORAGE UNIT LIEN SALE Idaho Code 55-2306 Notice is hereby given that on October 12, 2011 all personal property in storage units E-159 and E-162 at Storage World Inc., 112 W. Honeysuckle Avenue, Hayden, ID 83835, will be sold at public auction to the highest bidder for cash or certified funds. No personal checks or credit cards will be accepted. Successful bidders must remove the entire contents of the purchased unit within 24 hours of the sale, or make satisfactory arrangements with the manager. The property to be sold is generally described as the entire contents of each storage unit. Said property may be viewed 10 minutes prior to the sale, and bidding will begin promptly at 10:00 am on October 12, 2011. The location of the auction is 112 W. Honeysuckle Avenue, Hayden, ID 83835. The names and last known addresses of the tenants of Storage World are as follows. Storage unit # E-159 Kelly Ritchie 205 S. 19th St. #4, Coeur d'Alene, ID 83815 Storage unit # E-162 Tracy Davis 4 Torrey Rd., Nashua, NH 03063 This advertisement and the announced sales are in compliance with Title 55, Chapter 23 of Idaho Code. LEGAL 3880 September 28, 2011 October 5, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 01/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/03/2005 as Instrument Number 1993218, and executed by COREY A GRUEL, AS HIS SEPARATE ESTATE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 36, BLOCK 4, WOODBRIDGE, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGES 288, 288A, 288B, 288C, 288D, AND 288E, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 606 N SILKWOOD DR, Post Falls, ID 83854-6974 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $135,914.03, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/15/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0089899 FEI # 1006.143491 LEGAL 3889 October 5, 12, 19, 26, 2011