Legals November 15, 2011

| November 14, 2011 11:00 PM

NOTICE OF TRUSTEE'S SALE Loan No.: 0000094466 T.S. No.: 11-03394-6 On February 17, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of SRMOF 2009-1 Trust, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE WEST HALF OF THE SOUTH HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 21, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 18340 NORH LAWSON LANE , RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SKYE R. HAGEN AND LEE A. HAGEN, HUSBAND AND WIFE, as original grantor(s), to ALLIANCE TITLE AND ESCROW, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. , as original beneficiary ASSIGNMENT OF DOT TO SRMOF 2009-1 TRUST, RECORDED 10/17/2011 AS INSTRUMENT NO. 2331177000, dated as of April 17, 2007, and recorded April 30, 2007, as Instrument No. 2096948000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: SRMOF 2009-1 Trust, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 17, 2007 are: Failed to pay the monthly payments of $1,545.21 due from May 1, 2011, together with all subsequent payments; together with late charges due; less unapplied funds held on account thereof; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $159,107.93, plus accrued interest at the rate of 10.12500% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 19, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4114763 Legal 4051 October 25, 2011 November 1, 8, 15, 2011

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: November 7, 2011 File No.: 7037.72700 Sale date and time (local time): December 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4865 E. Garwood Rd Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Gary L. Harms & Sue Harms, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Advanced Financial Services, Inc. Recording date: December 29, 2008 Recorder's instrument number: 2190442000 County: Kootenai Sum owing on the obligation: as of November 7, 2011: $358,268.18 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the Northeast Quarter of the Northeast Quarter of Section 29, Township 52 North, Range 3 West, Boise Meridian, lying North of the North line Garwood Road, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.72700) 1002.179721-FEI Legal 4159 November 15, 22, 29, 2011

NOTICE OF PUBLIC HEARING \u2020 NOTICE IS HEREBY GIVEN that the Kootenai County Hearing Examiner will conduct a public hearing on or after the hour of 6:00 p.m. on Thursday, December 15, 2011 in Room 1 of the Kootenai County Administration Building at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. VAR11-0007, a request by John Penning for a variance of nineteen feet (19') from the required twenty five (25') feet front yard setback and a variance of three (3') feet from the required ten (10') feet side yard setback.\u2020 The variance will allow the Applicant to construct an enclosed garage for vehicle parking and storage of personal items.\u2020 The project site is located at 4318 Deepwater Ct., Hayden, on approximately .477 acres in the Restricted Residential zone. \u2020The parcel number is 0-7500-003-005-A and described as 1st Addition to Split Rock Sub-Div, Tax #23010 IN Lots 4 & 5 Block 3, Section 17, Township 51N, Range 03W. B. M., Kootenai County, Idaho.\u2020 All written comments must be received ten (10) days prior to the hearing date.\u2020 If you require special accommodations, please contact the Kootenai County Community Development seven (7) days prior to the public hearing.\u2020 Further information may be obtained from the Kootenai County Community Development located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 4162 November 15, 2011

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho MARPLES ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will be holding a public hearing on the annexation of property into the District. The public hearing will be held as follows: Day: Thursday Date: December 1, 2011 Time: 12:30 p.m. Location: 1841 West Hayden Avenue, Hayden, Idaho The annexation hearing is based upon a petition filed by the following parties for the properties identified in such petition: Harold and Sharon Marples (Parcel No. 012980010010). A copy of the petition and additional description of the area covered by the petition can be obtained from the District by sending a request to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 All persons interested in appearing at the time and place of the hearing may show cause in writing why any petition for annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include their property within the boundaries of the District. Anyone wishing to provide written comments, who is unable to attend the hearing, may provide them in advance of the hearing by sending them, first class mail, postage pre-paid, to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. DATED this 3th day of November, 2011. NORTH KOOTENAI WATER DISTRICT, Kootenai County, Idaho Legal 4170 November 15, 22, 2011

ADVERTISEMENT FOR BID BID OF THE CHILCO EAST WATERLINE EXTENSION PROJECT FOR NORTH KOOTENAI WATER DISTRICT (NKWD) KOOTENAI COUNTY, IDAHO Separate sealed Bids for the Bid of NKWD Chilco East Waterline Extension Project will be received by NKWD at their office located at 1841 W. Hayden Avenue in Hayden, Idaho, until 2:00 p.m. (Local Time), on Wednesday, November 30, 2011 and then at said office publicly opened and read aloud. All interested individuals are welcome to attend. BASE BID: The project consists of construction of approximately 4,900 lineal feet of 8-inch waterline running along U.S. Highway 95 near Chilco. Also includes the installation of water services including service line, meter box and assembly. Includes installation of new fire hydrants. The Bidding Documents may be examined at the following locations: Welch, Comer & Associates, Inc., 350 E. Kathleen Avenue, Coeur d'Alene, ID 83815 Associated General Contractors, 411 W Haycraft Ave, Suite C3, Coeur d'Alene, ID 83815 Spokane Regional Plan Center, 102 E. Boone Avenue #102, Spokane, WA 99202 Copies of the Bidding Documents may be obtained at the office of Welch, Comer & Associates, Inc. located at 350 E. Kathleen Avenue, Coeur d'Alene, Idaho upon a non-refundable payment of $50.00 for each set. You may visit their website at www.welchcomer.com to view this advertisement, any addenda and a current planholder's list associated with this project. A Bid shall be enclosed in an opaque sealed envelope plainly marked with the Project title, name and address of Bidder, and shall be accompanied by the Bid security and other required documents. If the Bid is sent through the mail or other delivery system, the sealed envelope containing the Bid shall be enclosed in a separate envelope plainly marked on the outside with the notation "BID ENCLOSED". Bids delivered by facsimile machine will not be accepted. PLEASE NOTE: A pre-bid walk through has been scheduled for Friday, November 18, 2011 at 2:00 pm. Prospective bidders are to meet at the office of Welch Comer Engineers located at 350 E. Kathleen Avenue in Coeur d'Alene. A Public Works Contractor License for the State of Idaho is required to BID on this work. All bids shall contain one of the following forms of Bidder's security in an amount equal to five percent (5%) of the total Base Bid and all add alternates, made payable to OWNER: a) Bidder's Bond executed by a surety company qualified to conduct business in the State of Idaho, b) Certified Check, c) Cashier's Check, or d) Cash. This project is being funded in part by IDEQ. Please note that this IS a prevailing wage project. The OWNER is an Equal Opportunity Employer. The OWNER reserves the right to reject any or all bids. The quality of performance of any previous public works projects with NKWD may be considered in determining the lowest, responsive bidder, although previous public works projects with NKWD is not a requirement to be awarded the Project. "Quality of performance of previous public works projects" may include, but is not limited to consideration of project cost, timing, and/or contract and project administration. Dated this 15th day of November, 2011 /s/ Tom Crimmins, President Legal 4171 November 15, 22, 2011

Time Warner Cable's agreements with programmers and broadcasters to carry their services and stations routinely expire from time to time. We are usually able to obtain renewals or extensions of such agreements, but in order to comply with applicable regulations, we must inform you when an agreement is about to expire. The following agreements are due to expire soon, and we may be required to cease carriage of one or more of these services/stations in the near future. KXLA, KXLA HD, Youtoo, E!, Style, Encore, Encore (East), Encore Drama, Encore Drama (East), Encore Love, Encore Love (East), Encore Mysteries, Encore Mysteries (East), Encore WAM, Encore Action, Encore Action (East), Encore Westerns, Encore Westerns (East), STARZ!, STARZ HD, STARZ East, STARZ Edge, STARZ Cinema, Starz Cinema (East), STARZ in Black, STARZ Kids & Family, truTV, BBC America, Fuse, Fuse HD, The Golf Channel, The Golf Channel HD, Current TV, Penthouse, TEN, NHL Center Ice, Cooking Channel, Cooking Channel HD, Current TV, DIY, DIY HD, GAC, IFC, IFC HD, GMC (Gospel Music Channel), Music Choice, WE and WE HD. In addition, from time to time we make certain changes in the services that we offer in order to better serve our customers. On or after November 15, 2011 FEARnet On Demand will be added to the Movie Pass category and OWN will switch from the East feed to the West feed resulting in a three hour shift in the programming schedule. Any scheduled DVR recordings will be deleted and must be re-set. On or after November 15, 2011 the following services will be added. TMC HD, TMC premium services, 510; Encore HD, TWC Movie Pass, 512; Disney XD HD, Digital Choice Red, 776; QVC HD, Broadcast Basic, 691; Hub HD, Digital Choice Red, 665; Style HD, Digital Choice Red, 689; TCM HD, Digital Choice Blue, 694; truTV HD, Expanded Basic, 750; G4 HD, Digital Choice Blue, 699; E! HD, Expanded Basic, 700; BBC America HD, Digital Choice Red, 697; ESPN Goal Line/Buzzer Beater HD, TWC Sports Pass, 797; ESPN Deportes HD, Viva Espanol, 650; Fox Movie Channel HD, TWC Movie Pass, 687; Fuel HD, TWC Sports Pass, 664; and Oxygen HD, Expanded Basic, 668. On or after December 8, 2011 the TV Guide scrolling TV listings channel on channel 20 will be removed from the channel lineup. A new TV Guide entertainment channel without TV listings will be added to channel 116 on Expanded Basic. It will be offered in a Digital format only; digital cable ready equipment, such as a digital set-top box or CableCARD-equipped UDCP, required. On January 2, 2012 Versus and Versus HD will be rebranded by the programmer as NBC Sports Network and NBC Sports Network HD respectively. Finally, we are currently involved in discussions regarding the services and/or stations listed below. While we cannot guarantee that we will reach agreement with the relevant programmers and/or broadcasters, we are listing these services/stations here in the event that those discussions lead to the dropping or addition of the following services/stations: CMT and CMT HD Legal 4172 November 15, 2011

Notice of Trustee's Sale TS#: ID-10-414263-NH On 3/5/2012, at 11:00am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Nationstar Mortgage LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: Tract 46 and also the East 79.72 feet and the North 30 feet of Tract 45 of POST FALLS IRRIGATED TRACTS, as recorded in Book "C" of Plats, Page 78, and also a portion of the unplatted portion of the West Half of the Southeast Quarter of Section 31, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, further described as follows: COMMENCING at the center of said Section 31; thence South 00 degrees 05'02" East, along the North-South centerline of said Section 31, and the center of the right of way, (known as "Maverick Lane") a distance of 653.99 feet to a point; thence South 89 degrees 43'18" East, a distance of 20.00 feet to the East right of way line or said Lane and the Northwest corner of said Tract 45 and the TRUE POINT OF BEGINNING for this description; thence Continuing South 89 degrees 43'18" East, along the North lines of said Tract 45 and 46, a distance of 1233.52 feet to a point; thence North 60 degrees 27'55" East, a distance of 76.68 feet to a point on the East line of said West Half of the Southeast Quarter; thence South 00 degrees 00'30" East, along said East line, a distance of 90.16 feet to an iron pin at the Northeasterly corner of the plat of ROYAL HIGHLANDS FIRST ADDITION, as recorded in Book "E" of Plats, Page 213;thence South 59 degrees 40'55" West, along the North line of said ROYAL HIGHLANDS FIRST ADDITION, a distance of 856.60 feet to a point that lays 79.72 feet West of the common line between said Tracts 45 and 46 extended; thence North 00 degrees 02'46" West, along a line parallel to said common line, a distance of 458.05 feet to a point, which lays 30 feet South of the North line of said Tract 45; thence North 89 degrees 43' 18" West, parallel to said North line, a distance of 560.38 feet to a point on the West line of said Tract 45 and said East right of way line; thence North 00 degrees 05'02" West, along said line, a distance of 30.00 feet to the POINT OF BEGINNING.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1358 NORTH MAVERICK LANE., POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT A. MCGWIER JR . A SINGLE MAN as Grantor/Trustor, in which NATIONSTAR MORTGAGE LLC A LIMITED LIABILITY COMPANY, is named as Beneficiary and FIRST AMERICAN TITLE INS CO as Trustee and recorded 3/16/2007 as Instrument No. 2088440000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/27/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,125.90, due per month for the months of 9/15/2010 through 1/12/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $168,453.61 together with interest thereon at the current rate of 6.7390 per cent (%) per annum from 8/15/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/1/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank; Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4127055 Legal 4172 November 15, 22, 29, 2011 December 6, 2011

LISA A. HOLMES ISB#4525 HOLMES LAW OFFICE, P.A. 8109 N. Wayne Drive Post Office Box 569 Hayden ID 83835-0569 Telephone: (208)762-0100 Facsimile: (208)762-0199 Attorneys for Plaintiffs, THOMAS R. REID and DIXIE REID, JIMMY LEE RUNGE and DONNA KAY RUNGE, ROBERT TENDALL SCHINI and MURIEL JEAN SCHINI SUMMONS FOR PUBLICATION Case No. CV 2011-8795 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI THOMAS R. REID and DIXIE REID, husband and wife, JIMMY LEE RUNGE and DONNA KAY RUNGE, husband and wife, and ROBERT TENDALL SCHINI and MURIEL JEAN SCHINI, husband and wife, PLAINTIFFS, vs. AMBROSE E. CLEMO and VIRGINIA L. CLEMO, husband and wife, deceased, their heirs, devisees, successors and assigns, JOHN DOES I-X, JANE DOES I-X, AND ANY OTHER PERSON OR ENTITY CLAIMING AN INTEREST IN THE FOLLOWING PARCEL OF REAL PROPERTY LOCATED IN THE COUNTY OF KOOTENAI, STATE OF IDAHO, TO WIT: SEE EXHIBIT "A" ATTACHED HERETO AND BY REFERENCE FULLY INCORPORATED HEREIN and commonly known as Kootenai County Assessor's parcel number AIN108813. DEFENDANTS. To: AMBROSE E. CLEMO and VIRGINIA L. CLEMO, husband and wife, deceased, their heirs, devisees, successors and assigns, JOHN DOES I-X, JANE DOES I-X, AND ANY OTHER PERSON OR ENTITY CLAIMING AN INTEREST IN THE FOLLOWING PARCEL OF REAL PROPERTY LOCATED IN THE COUNTY OF KOOTENAI, STATE OF IDAHO, TO WIT: SEE EXHIBIT "A" ATTACHED HERETO AND BY REFERENCE FULLY INCORPORATED HEREIN and commonly known as Kootenai County Assessor's parcel number AIN108813. You have been sued by Plaintiffs, THOMAS R. REID and DIXIE REID, husband and wife, JIMMY LEE RUNGE and DONNA KAY RUNGE, husband and wife, and ROBERT TENDALL SCHINI and MURIEL JEAN SCHINI, husband and wife, in the District Court in and for Kootenai County, Idaho, Case No. CV-11-8795. The nature of the claim against you is quiet title. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d'Alene ID 83814 and served a copy of your response on the Plaintiff's attorney at HOLMES LAW OFFICE, P.A., 8109 N. Wayne Drive, Post Office Box 569, Hayden ID 83835-0569. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 10 day of November, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT Sherry Huffman Deputy Exhibit A The Northeast Quarter of the Southeast Quarter of Section 11, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; EXCEPT the North 1048 feet thereof; Government Lot 2 of said Section 11; EXCEPT the North 1048 feet thereof; Those portions of Government Lot 3 and the Southeast Quarter of the Southeast Quarter of Section 11 lying East of Highway 95A and North of a line parallel with the North lines of Government Lot 3 and the Southeast Quarter of the Southeast Quarter and 26.28 feet North of a concrete monument on the North right of way line of Highway 95A at Station 359+43.7, said portion being designated as the North 507.18 feet of Government Lot 3 and the Southeast Quarter of the Southeast Quarter in Warranty Deed from Shugart to Nelson and Clemo dated June 7, 1967; That portion of said Government Lot 3 lying West of Highway 95A described as follows: BEGINNING at the South Quarter corner of Section 11; thence North 508 05 1/2' East, 1339.6 feet to a concrete right of way monument on the Northerly right of way line of Highway 95A at Station 359+43.7; thence North 298 51 3/4' East, 353.31 feet to a concrete right of way monument at Station 377+35.4, being the TRUE POINT OF BEGINNING; thence North 398 24' West, 118.52 feet; thence North 438 51' West, 35.46 feet; thence North 588 26 West, 70.0 feet; then South 838 35' West, 113.11 feet to a point on the shore of Lake Coeur d'Alene; thence Northerly along the shore to the North line of Government Lot 3; thence East along said North line to the Westerly right of way line of Highway 95A; thence Southeasterly along said line to the TRUE POINT OF BEGINNING.Legal 4173 November 15, 22, 29, 2011 December 6, 2011

Loan No. xxxxxx3264 T.S. No. 1307557-09 Parcel No. p-0450-006-006-a NOTICE OF TRUSTEE'S SALE On February 22, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The west half of lot 5 and all of lot 6, block 6, central addition to post falls, Kootenai county, state of idaho, according to the plat recorded in book "a" of plats, page 15. completely described in said deed of trust Commonly known as 704 E 11th St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer C Balaszi, Single Woman as Grantor, to Dean Hackemer, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. As Nominee For Access National Mortgage as Beneficiary, recorded November 04, 2005, as Instrument No. 1993480, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $123,294.07, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: October 21, 2011 Signature/By First American Title Insurance Company. R-395221 Legal 4071 November 1, 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE Loan No.; 0305256588 T.S. No.: 11-03462-6 On February 24, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 130 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, alt payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 3, DILLIGAF, according to the plat recorded in Book "I" of Plats, Page 118, records of Kootenai County, Idaho. AND A strip of land 15 feet wide along the North boundary of the East half of the East half of Tract 31, AVONDALE, according to the plat recorded in Book"B" of Plats, Page 132, records of Kootenai County Idaho, that lies between the extended East line of Lot 2 and a line extended 5.08 feet East of tie extended West line of Lot 3, Block 3, DILLIGAF, according to the plat recorded in Book "I" of Plats. Page 118, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1213 E. EZRA AVENUE , HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RODNEY T GUTTROMSON, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of August 13, 2010, and recorded August 20, 2010, as Instrument No. 2278447000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, Mo representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated August 13, 2010 are: Failed to pay the monthly payments of $1,446.24 due from May 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $233,114.17, plus accrued interest at the rate of 5 25000% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy sad obligation. Dated: October 26, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4122604 Legal 4091 November 1, 8, 15, 22, 2011

NOTICE OF REFEREE'S SALE NO. CV 07-2613 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CINDY VORMESTRAND and LEO RICHTER, Plaintiffs, vs. TOM L. GUNTLE, EVERETT DEAN HIGLEY and PRISCILLA A. HIGLEY, husband and wife, KOOTENAI ELECTRIC COOPERATIVE and KOOTENAI COUNTY, Defendants. Pursuant to the Court's Judgment and Decree of Partition by Sale issued in the above-captioned case, on WEDNESDAY, NOVEMBER 23, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, court-appointed Special Master/Referee R. Wayne Sweney will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property located in Kootenai County, Idaho: The easterly 880 feet of the northerly 495 feet of the North Half of the Northwest Quarter of Section 24, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, Idaho ("Subject Property"). The Subject Property must be sold for cash sufficient to pay the fees and expenses of the Special Master/Referee; beyond that amount, Cindy Vormestrand and Tom L. Guntle may assert credit bids to the extent provided in the Judgment and Decree of Partition by Sale. The opening bid for the property must be at least $14,775.00 as an estimate to pay the fees and expenses of the master-referee. SALE OF THE SUBJECT PROPERTY IS MADE WITHOUT COVENANT OR WARRANTY, "AS IS" AND WITHOUT ALL FAULTS, SUBJECT TO ANY OUTSTANDING TAXES, ASSESSMENTS, OR CHARGES IN THE EVENT THAT THE PROCEEDS OF THE SALE ARE INSUFFICIENT TO PAY SAID TAXES, ASSESSMENTS OR CHARGES. DATED this 26 day of October, 2011. R. WAYNE SWENEY Master/Referee Legal 4093 November 1, 8, 15, 22, 2011

WRIT OF CONTINUING GARNISHMENT Case No: CV10-10409 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI DERRICK ZIMMERMAN and JOAN ZIMMERMAN, husband and wife; Plaintiffs, vs. ADRIENNE SHAFFER d.b.a. ADORABLE YOU; and DOES 1-5; Defendants. STATE OF IDAHO ) ) ss. County of Kootenai ) THE STATE OF IDAHO to the Sheriff of the County of Kootenai THE STATE OF IDAHO to AIR TECH MECHANICAL COMPANY On July 22, 2011, an Order Granting Summary Judgment was entered in the above-entitled court, in favor of the Plaintiffs DERRICK ZIMMERMAN and JOAN ZIMMERMAN against the Defendants ADRIENNE SHAFFER d.b.a. ADORABLE YOU in the amount of $15,710.41. On August 19, 2011, a Judgment for Plaintiffs' Attorneys' Fees and Costs was also entered in the above-entitled court, in favor of the Plaintiffs DERRICK ZIMMERMAN and JOAN ZIMMERMAN against the Defendants ADRIENNE SHAFFER d.b.a. ADORABLE YOU in the total amount of $10,050.00 ($10,000.00 for attorneys fees and $50.00 for costs). TOTAL SUM OF JUDGMENT dated 7/18/11: $15,710.41 Plus accrued interest as of 10/24/11 (94 days): 212.00 TOTAL SUM OF JUDGMENT dated 8/19/11: 10,050.00 Plus accrued interest as of 10/24/11 (66 days): 95.00 Amount paid by defendants: .00 Plus accruing costs: 2.00 TOTAL amount now due and owing: $26,069.41 YOU, THE SHERIFF, are required to satisfy the judgment, with post-judgment interest accruing at the legal rate and accruing costs, out of the personal and community property of Defendants ADRIENNE SHAFFER d.b.a ADORABLE YOU and make a return of this writ within ninety (90) days after receipt of this writ. YOU , THE EMPLOYER of the spouse of the judgment debtor, are hereby directed to pay the Sheriff of Kootenai County such future moneys coming due to JOHN SHAFFER, as a result of his employment with you, pursuant to Section 8-509 Idaho Code. The garnishment shall continue until the judgment, including post-judgment interest and accruing costs, has been fully paid. YOU ARE HEREBY NOTIFIED THAT IF YOU FAIL TO COMPLY with the terms of this writ, that you, the employer, may be held responsible for payment of such sums that you are required by this writ to withhold from the wages of the judgment debtor. YOU ARE FURTHER NOTIFIED that if you are paying over the the sheriff pursuant to this writ, from the compensation of JOHN SHAFFER, the maximum amount allowed under the provision of section 11-207, Idaho Code, then no other garnishments may be served upon you until this garnishment is satisfied. DATED: Oct. 25, 2011 CLERK OF THE DISTRICT COURT CLIFFORD T. HAYES By: Debra D. Leu Deputy Legal 4089 November 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0164416 Title Order No. 090766140IDGNO Parcel No. 029050090C20 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/01/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/28/2006 as Instrument Number 2069250000, and executed by JEFFREY D SCHMITT, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: AND MODIFIED 01/28/2008 INSTRUMENT NUMBER 2142024000. SEE LOT C2, BLOCK 9, OF GOZZER RANCH GOLF & LAKE CLUB I, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK J OF PLATS, PAGE 262 THROUGH 262 O, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6319 S. GOZZER RD , HARRISON, ID 83833 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $1,152,201.19, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/17/2011 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 ASAP# 4122036 Legal 4095 November 1, 8, 15, 22, 2011

NOTICE TO CREDITORS Case No.: CV-11-5935 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF REBECCA B. WOOLLISCROFT, Deceased. NOTICE IS HEREBY GIVEN that Gary L. Woolliscroft and Arlene R. Duncan were duly appointed co-personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 3rd day of November, 2011. OWENS & CRANDALL, PLLC Jeffery J. Crandall 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Attorney for Co-Personal Representative Legal 4135 November 8, 15, 22, 2011

NOTICE TO CREDITORS PROBATE NO.: CV-2011-8809 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: LEROY THOMAS FREE DECEASED. YOU ARE HEREBY NOTIFIED that Lois Ann Free, by and through her attorney of record, Timothy L. Van Valin, has been appointed Personal Representative of the Estate of Leroy Thomas Free and you are further notified to represent any claims you may have against said Estate within four (4) months of the date of first publication of this Notice, or said claim will be forever barred. Claims must be presented to the Personal Representative, Lois Ann Free, c/o her attorney of record, Timothy L. Van Valin, Attorney at Law, P.O. Box 1228, Rathdrum, Idaho 83858-1228, and filed with the court. Dated this 4th day of November, 2011. Timothy L. Van Valin Attorney at Law Legal 4137 November 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/02/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/16/2006 as Instrument Number 2019569, and executed by RONALD W MONTAGUE, AND CORA L MONTAGUE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: The land referred to in this Commitment is described as follows: Those certain premises comprising a portion of the project known as EVERGREEN COURT, situate at Twin Lakes Village Plat in Kootenai County, Idaho, said project having been established as a condominium by Declaration and By-Laws recorded August 3, 1976 as Instrument No. 706570 in Book 84 of Miscellaneous at Page 371, records of Kootenai County, Idaho, under and pursuant to the provisions of the Condominium Property Act of the State of Idaho, and the premises hereby conveyed being more particularly described as follows: FIRST: Unit No. 17 in Building No. 3 of said project as shown in the exhibits attached to the said Declaration and filed therewith, excepting and reserving any portion of the common elements lying within said unit and easements through said unit and appurtenant areas to the common elements and other units, all as set forth in said Declaration. SECOND: An undivided 3.425439 percentage ownership interest appurtenant to the unit, which includes an undivided .0021 percentage ownership interest appurtenant to the carport appurtenant to said unit, in all common elements of said project as described in said Declaration including the buildings and land described below: Lot C-8, Block 1, TWIN LAKES VILLAGE PLAT, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 151 Document No. 631042, records of Kootenai County, Idaho, all located in Kootenai County, State of Idaho; the existing Condominium Buildings, The Evergreen Court, and the garage building located on said land. Excepting that parcel conveyed in Quitclam Deed to Ron Wilson, recorded July 7, 1993, as Instrument No. 1311243 described as follows: A parcel of land located in the Southeast quarter, Section 8, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Said parcel being a portion of Lot C-8, Block 1, TWIN LAKES VILLAGE, as shown on the plat thereof filed in Book E of Plats at page 151, Kootenai County Records more particularly described as follows: COMMENCING at an Iron Rod Monument marking the Southeasterly corner, said Lot C-8, the true POINT OF BEGINNING for this description; thence South 82 degrees 33'30" West along the Southerly boundary line, said Lot C-8, a distance of 14.50 feet; thence North 8 degrees 34'03" East leaving said line, a distance of 52.07 feet to a point on the Easterly line said Lot C-8; thence South 7 degrees 36'09" East (South 7 degrees 26'30" East Plat) along said Easterly line a distance of 50.05 feet to the true POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5305 W FAIRWAY LN UNIT 17, Rathdrum, ID, 83858-6677 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $81,444.03, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/25/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0097185 FEI # 1006.145171 Legal 4158 November 15, 22, 29, 2011 December 6, 2011