Legals November 8, 2011

| November 7, 2011 11:00 PM

NOTICE OF TRUSTEE'S SALE On Thursday, February 9, 2012 at the hour of 11:00AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lots 8 and 9, Block 12, Compton's Addition to the Town of \u2020Post Falls, according to the plat recorded in Book F of Deeds, Page 110, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 410 West 13th Avenue, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Seth T. Pommerening an unmarried person, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Idaho Housing and Finance Association as Successor Beneficiary, recorded October 19, 2007 as Instrument No. 2127770000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $148,000.00 together with interest thereon at the rate of 6.410% per annum, as evidenced in Promissory Note dated October 18, 2007. \u2020Payments are in default for the months of April 2011 through and including September 2011 in the amount of $1,082.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of September 16, 2011 is $141,573.98 together with accrued and accruing interest thereon at the rate of 6.410% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $141,573.98, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 10, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 Legal 3985 October 18, 25 2011 November 1, 8, 2011

NOTICE OF REFEREE'S SALE NO. CV 07-2613 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CINDY VORMESTRAND and LEO RICHTER, Plaintiffs, vs. TOM L. GUNTLE, EVERETT DEAN HIGLEY and PRISCILLA A. HIGLEY, husband and wife, KOOTENAI ELECTRIC COOPERATIVE and KOOTENAI COUNTY, Defendants. Pursuant to the Court's Judgment and Decree of Partition by Sale issued in the above-captioned case, on WEDNESDAY, NOVEMBER 23, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, court-appointed Special Master/Referee R. Wayne Sweney will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property located in Kootenai County, Idaho: The easterly 880 feet of the northerly 495 feet of the North Half of the Northwest Quarter of Section 24, Township 47 North, Range 3 West, Boise Meridian, Kootenai County, Idaho ("Subject Property"). The Subject Property must be sold for cash sufficient to pay the fees and expenses of the Special Master/Referee; beyond that amount, Cindy Vormestrand and Tom L. Guntle may assert credit bids to the extent provided in the Judgment and Decree of Partition by Sale. The opening bid for the property must be at least $14,775.00 as an estimate to pay the fees and expenses of the master-referee. SALE OF THE SUBJECT PROPERTY IS MADE WITHOUT COVENANT OR WARRANTY, "AS IS" AND WITHOUT ALL FAULTS, SUBJECT TO ANY OUTSTANDING TAXES, ASSESSMENTS, OR CHARGES IN THE EVENT THAT THE PROCEEDS OF THE SALE ARE INSUFFICIENT TO PAY SAID TAXES, ASSESSMENTS OR CHARGES. DATED this 26 day of October, 2011. R. WAYNE SWENEY Master/Referee Legal 4093 November 1, 8, 15, 22, 2011

WRIT OF CONTINUING GARNISHMENT Case No: CV10-10409 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI DERRICK ZIMMERMAN and JOAN ZIMMERMAN, husband and wife; Plaintiffs, vs. ADRIENNE SHAFFER d.b.a. ADORABLE YOU; and DOES 1-5; Defendants. STATE OF IDAHO ) ) ss. County of Kootenai ) THE STATE OF IDAHO to the Sheriff of the County of Kootenai THE STATE OF IDAHO to AIR TECH MECHANICAL COMPANY On July 22, 2011, an Order Granting Summary Judgment was entered in the above-entitled court, in favor of the Plaintiffs DERRICK ZIMMERMAN and JOAN ZIMMERMAN against the Defendants ADRIENNE SHAFFER d.b.a. ADORABLE YOU in the amount of $15,710.41. On August 19, 2011, a Judgment for Plaintiffs' Attorneys' Fees and Costs was also entered in the above-entitled court, in favor of the Plaintiffs DERRICK ZIMMERMAN and JOAN ZIMMERMAN against the Defendants ADRIENNE SHAFFER d.b.a. ADORABLE YOU in the total amount of $10,050.00 ($10,000.00 for attorneys fees and $50.00 for costs). TOTAL SUM OF JUDGMENT dated 7/18/11: $15,710.41 Plus accrued interest as of 10/24/11 (94 days): 212.00 TOTAL SUM OF JUDGMENT dated 8/19/11: 10,050.00 Plus accrued interest as of 10/24/11 (66 days): 95.00 Amount paid by defendants: .00 Plus accruing costs: 2.00 TOTAL amount now due and owing: $26,069.41 YOU, THE SHERIFF, are required to satisfy the judgment, with post-judgment interest accruing at the legal rate and accruing costs, out of the personal and community property of Defendants ADRIENNE SHAFFER d.b.a ADORABLE YOU and make a return of this writ within ninety (90) days after receipt of this writ. YOU , THE EMPLOYER of the spouse of the judgment debtor, are hereby directed to pay the Sheriff of Kootenai County such future moneys coming due to JOHN SHAFFER, as a result of his employment with you, pursuant to Section 8-509 Idaho Code. The garnishment shall continue until the judgment, including post-judgment interest and accruing costs, has been fully paid. YOU ARE HEREBY NOTIFIED THAT IF YOU FAIL TO COMPLY with the terms of this writ, that you, the employer, may be held responsible for payment of such sums that you are required by this writ to withhold from the wages of the judgment debtor. YOU ARE FURTHER NOTIFIED that if you are paying over the the sheriff pursuant to this writ, from the compensation of JOHN SHAFFER, the maximum amount allowed under the provision of section 11-207, Idaho Code, then no other garnishments may be served upon you until this garnishment is satisfied. DATED: Oct. 25, 2011 CLERK OF THE DISTRICT COURT CLIFFORD T. HAYES By: Debra D. Leu Deputy Legal 4089 November 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0164416 Title Order No. 090766140IDGNO Parcel No. 029050090C20 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/01/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/28/2006 as Instrument Number 2069250000, and executed by JEFFREY D SCHMITT, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: AND MODIFIED 01/28/2008 INSTRUMENT NUMBER 2142024000. SEE LOT C2, BLOCK 9, OF GOZZER RANCH GOLF & LAKE CLUB I, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK J OF PLATS, PAGE 262 THROUGH 262 O, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6319 S. GOZZER RD , HARRISON, ID 83833 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $1,152,201.19, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/17/2011 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 ASAP# 4122036 Legal 4095 November 1, 8, 15, 22, 2011

NOTICE TO CREDITORS Case No.: CV-11-5935 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF REBECCA B. WOOLLISCROFT, Deceased. NOTICE IS HEREBY GIVEN that Gary L. Woolliscroft and Arlene R. Duncan were duly appointed co-personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 3rd day of November, 2011. OWENS & CRANDALL, PLLC Jeffery J. Crandall 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Attorney for Co-Personal Representative Legal 4135 November 8, 15, 22, 2011

Notice of Adoption of Revised Post Falls Development Impact Fee Ordinance No. 1230 The City of Post Falls, Kootenai County, Idaho hereby gives notice of the adoption of ordinance number 1230, revising the development impact fee chapter of the Post Falls City Code, amending section 19.04.020 to add definitions, amending section 19.04.030 to modify application procedures; amending section 19.04.040 to modify procedures for collection of impact fees; amending section 19.04.060 and 19.04.070 to modify methods for calculation of impact fees; amending section 19.04.080 to revise administrative procedures; amending section 19.04.090 to amend procedures for exemption and waiver; amending section 19.04.100 to modify refund provisions; amending section 19.04.110 to revise the appeal process; amending section 19.04.120 to revise the process for extraordinary impacts; amending section 19.04.130 to adopt a new Addendum A dated September 29, 2011, that includes essential technical information; amending section 19.04.140 to revise bonding provisions; amending section 19.04.160 to modify the other powers section; providing for severability; providing for repeal of conflicting provisions and providing that ordinance number 1230 shall be in full force and effect upon and after January 1, 2012. The full text of the summarized Ordinance No. 1230 is available at Post Falls City Hall, 408 N. Spokane Street, Post Falls, Idaho 83854 in the office of the City Clerk. ____________________________ Charity Cynova, City Clerk STATEMENT OF LEGAL ADVISER I, Jerry Mason, am a legal adviser for the city of Post Falls, Idaho. I have examined the attached summary of Post Falls Ordinance No. 1230, the Revised Development Impact Fee Ordinance, and find it to be a true and complete summary of said ordinance which provides adequate notice to the public of the contents thereof. ___________________________ Jerry Mason, Lawyer Date _____________ Legal 4136 November 8, 2011

NOTICE TO CREDITORS PROBATE NO.: CV-2011-8809 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: LEROY THOMAS FREE DECEASED. YOU ARE HEREBY NOTIFIED that Lois Ann Free, by and through her attorney of record, Timothy L. Van Valin, has been appointed Personal Representative of the Estate of Leroy Thomas Free and you are further notified to represent any claims you may have against said Estate within four (4) months of the date of first publication of this Notice, or said claim will be forever barred. Claims must be presented to the Personal Representative, Lois Ann Free, c/o her attorney of record, Timothy L. Van Valin, Attorney at Law, P.O. Box 1228, Rathdrum, Idaho 83858-1228, and filed with the court. Dated this 4th day of November, 2011. Timothy L. Van Valin Attorney at Law Legal 4137 November 8, 15, 22, 2011

ATTENTION IDAHO TRANSPORTATION DEPARTMENT PROJECT BIDDERS: Federal Regulation 49 CFR 26.11 (c), states, "[State DOTs and other recipients] must create and maintain a bidders list, consisting of all firms bidding on prime contracts and bidding or quoting subcontracts on DOT-assisted projects." For every firm, the following information must be included: (1) Firm name; (2) Firm address; (3) The age of the firm; (4) The annual gross receipts of the firm; (5) Type of business; (6) The ownership status of the firm; (7) Firm's status as a DBE or a non-DBE; and (8) Identification of work area locations. All contractors, consultants and other participants who intend to bid and/or contribute on Idaho Transportation Department (ITD) federal-aid projects for calendar year 2012 must provide the above information by December 16, 2011, to the Idaho Transportation Department, EEO Office, P.O. Box 7129, Boise, Idaho 83707-1129. Forms for providing this information may be obtained by contacting the ITD - EEO Office, (208)334-4442 or by accessing http://www.itd.idaho.gov/civil/ pdf/biddersupdate.pdf Companies that neglect to submit the requested form will be required to provide the information prior to the state of work and/or contribution on any ITD federal-aid project. Questions regarding the required information should be directed to Julie Caldwell, Contract Compliance Officer, at (208)334-8458. Legal 4138 November 8, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 02/06/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/02/2007 as Instrument Number 2091722000, and executed by MICHAEL C. JACOBS, MIKE GOGGIN AND MIKE R. KJOLSO, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: A portion of Government Lot 2, Section 8, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, described as follows: Beginning at the North Quarter Corner of said Section 8; Thence South 53 degrees 59' 57" West, 1339.28 feet; Thence South 30 degrees 47' 05" West, 235.07 feet; Thence South 23 degrees 48' 25" East, 172.41 feet; Thence South 46 degrees 19' 20" East, 331.21 feet; Thence North 88 degrees 30' 10" West, 536.84 feet; Thence North 88 degrees 18' 10" West, 156.84 feet to the True Point of Beginning; Thence North 88 degrees 18' 10" West, 145.00 feet; Thence North 27 degrees 56' 55" East, 139.38 feet; Thence South 88 degrees 18' 10" East, 83.35 feet; Thence South 01 degree 41' 50" West, 125.00 feet to the Point of Beginning. Together with a parcel of land, being a portion of Government Lot 2, Section 8, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, being more particularly described as follows: Commencing at the North Quarter of said Section 8, marked by a 2-1/2" aluminum cap and the Northwest Corner of Section 8, bears North 89 degrees 45' 27" West a distance of 2654.49 feet marked by a 33-1/4" Iron Pipe; Thence South 33 degrees 26' 34" West a distance of 1608.03 feet to a point; Thence North 89 degrees 14' 34" West a distance of 51.28 feet to a set 5/8" Iron Rod and PLS 9367 Cap, said point being the True Point of Beginning for this description; Thence North 45 degrees 22' 43" West a distance of 301.75 feet to a found 5/8" Iron Rod and PLS 1969 Cap; Thence North 88 degrees 16' 22" West a distance of 348.65 feet to a found 1/2" Iron Rod on the South Line of said Parcel I; Thence leaving said South Line, South 49 degrees 42' 21" West a distance of 137.11 feet to a set 5/8" Iron Rod and PLS 9367 Cap; Thence South 02 degrees 14' 38" West a distance of 125.00 feet to a set 5/8" Iron rod and PLS 9367 Cap; Thence South 89 degrees 14' 34" East a distance of 672.80 feet to the True Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 739 SOUTH MADISON ROAD, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $355,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/28/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0099717 FEI # 1006.144050 Legal 3995 October 18, 25, 2011 November 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0095053534 T.S. No.: 11-03187-6 On February 10, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 5, BLOCK 1, NORTH AVALON ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 291 AND 291 A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2707 W. IAGO STREET . POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LOGAN I HUTCHINS, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, NA., as original beneficiary, dated as of July 23, 2009, and recorded July 28, 2009, as Instrument No. 2224459000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 23, 2009 are: Failed to pay the monthly payments of $870.43 due from April 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $129,028 33. plus accrued interest at the rate of 4.87500% per annum from March 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 12, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4111168 Legal 4017 October 18, 25, 2011 November 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0000094466 T.S. No.: 11-03394-6 On February 17, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of SRMOF 2009-1 Trust, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE WEST HALF OF THE SOUTH HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 21, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 18340 NORH LAWSON LANE , RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SKYE R. HAGEN AND LEE A. HAGEN, HUSBAND AND WIFE, as original grantor(s), to ALLIANCE TITLE AND ESCROW, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. , as original beneficiary ASSIGNMENT OF DOT TO SRMOF 2009-1 TRUST, RECORDED 10/17/2011 AS INSTRUMENT NO. 2331177000, dated as of April 17, 2007, and recorded April 30, 2007, as Instrument No. 2096948000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: SRMOF 2009-1 Trust, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 17, 2007 are: Failed to pay the monthly payments of $1,545.21 due from May 1, 2011, together with all subsequent payments; together with late charges due; less unapplied funds held on account thereof; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $159,107.93, plus accrued interest at the rate of 10.12500% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: October 19, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4114763 Legal 4051 October 25, 2011 November 1, 8, 15, 2011

Loan No. xxxxxx3264 T.S. No. 1307557-09 Parcel No. p-0450-006-006-a NOTICE OF TRUSTEE'S SALE On February 22, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The west half of lot 5 and all of lot 6, block 6, central addition to post falls, Kootenai county, state of idaho, according to the plat recorded in book "a" of plats, page 15. completely described in said deed of trust Commonly known as 704 E 11th St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer C Balaszi, Single Woman as Grantor, to Dean Hackemer, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. As Nominee For Access National Mortgage as Beneficiary, recorded November 04, 2005, as Instrument No. 1993480, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $123,294.07, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: October 21, 2011 Signature/By First American Title Insurance Company. R-395221 Legal 4071 November 1, 8, 15, 22, 2011

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho CARNEY ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will be holding a public hearing on the annexation of propoerty into the District. The public hearing will be held as follows: Day: Thursday Date: November 17, 2011 Time: 12:30 p.m. Location: 1841 West Hayden Avenue, Hayden, Idaho The annexation hearing is based upon a petition filed by the following parties for the properties identified in such petition: Curt and Lana Carney (Parcel Nos. 52N03W-07-9500 and 52N03W-18-0200). A copy of the petition and additional description of the area covered by the petition can be obtained from the District by sending a request to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 All persons interested in appearing at the time and place of the hearing may show cause in writing why any petition for annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include their property within the boundaries of the District. Anyone wishing to provide written comments, who is unable to attend the hearing, may provide them in advance of the hearing by sending them, first class mail postage pre-paid, to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. DATED this 20th day of October, 2011. NORTH KOOTENAI WATER DISTRICT, Kootenai County, Idaho Legal 4076 November 1, 8, 2011

Notice is hereby given that All In One Mini storage will hold a Public Sale of the entire contents of unit #839. The sale will be held on the premises at All In One Mini Storage at 3900 E. 16th Ave., Post Falls, Idaho 83854 on Wednesday, November 9th, 2011, at 12:00 PM. The contents will be sold for cash or certified funds only. No personal checks will be accepted. \u2020 Unit #839, 10x20 Bailey Bachteler \u2020 Last Known Address: \u2020 1621 E. 3rd Ave. \u2020 Post Falls, Idaho 83854 Legal 4090 November 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Loan No.; 0305256588 T.S. No.: 11-03462-6 On February 24, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 130 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, alt payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 3, Block 3, DILLIGAF, according to the plat recorded in Book "I" of Plats, Page 118, records of Kootenai County, Idaho. AND A strip of land 15 feet wide along the North boundary of the East half of the East half of Tract 31, AVONDALE, according to the plat recorded in Book"B" of Plats, Page 132, records of Kootenai County Idaho, that lies between the extended East line of Lot 2 and a line extended 5.08 feet East of tie extended West line of Lot 3, Block 3, DILLIGAF, according to the plat recorded in Book "I" of Plats. Page 118, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1213 E. EZRA AVENUE , HAYDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RODNEY T GUTTROMSON, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of August 13, 2010, and recorded August 20, 2010, as Instrument No. 2278447000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, Mo representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated August 13, 2010 are: Failed to pay the monthly payments of $1,446.24 due from May 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $233,114.17, plus accrued interest at the rate of 5 25000% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy sad obligation. Dated: October 26, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4122604 Legal 4091 November 1, 8, 15, 22, 2011