Legals November 3, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 01/30/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/20/2008 as Instrument Number 2150056000, and executed by LISA ARTS AND GEERT ARTS, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: REAL PROPERTY IN THE CITY OF ATHOL, COUNTY OF KOOTENAI, STATE OF IDAHO, DESCRIBED AS FOLLOWS: PARCEL I: LOT 2, BLOCK 1, HOLIDAY RANCH ESTATES, KOOTENAI COUNTY, IDAHO, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGE 65, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. PARCEL II: A PARCEL OF LAND IN THE EAST HALF OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 22, TOWNSHIP 53 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WEST LINE OF LOT 2, BLOCK 1, HOLIDAY RANCH ESTATES, AS RECORDED IN BOOK "F" OF PLATS AT PAGE 65, RECORDS OF KOOTENAI COUNTY, IDAHO, WHICH BEARS NORTH 00 DEGREES 00'36" EAST A DISTANCE OF 229.45 FEET FROM THE SOUTHWEST CORNER OF SAID LOT 2; THENCE NORTH 00 DEGREES 00'36" EAST A DISTANCE OF 104.86 FEET; THENCE NORTH 89 DEGREES 03'20" EAST A DISTANCE OF 197.19 FEET; THENCE SOUTH 61 DEGREES 15'56" WEST A DISTANCE OF 224.87 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 28619 NORTH AUTUMN STREET, Athol, ID 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $194,067.84, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 09/26/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0128127 FEI # 1006.115105 Legal 3937 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-ICB-11002385 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on February 24, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BROWN'S SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 5, RECORDS OF KOOTENAI COUNTY, IDAHO EXCEPTING THEREFROM THE WEST 10 FEET AS DESCRIBED IN THE DEED TO THE STATE OF IDAHO RECORDED SEPTEMBER 21, 1967 IN BOOK 216 OF DEEDS AT PAGE 241, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 532 LACROSSE AVE., COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KENNETH A. WILKINSON AND LORI M. WILKINSON, HUSBAND AND WIFE, as Grantor, to NORTH IDAHO TITLE, as Trustee, for the benefit and security of INTERMOUNTAIN COMMUNITY BANK, A DIVISION OF PANHANDLE STATE BANK - CDA BRANCH, as Beneficiary, dated 5/30/2003, recorded 6/2/2003, under Instrument No. 1804583, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by INTERMOUNTAIN COMMUNITY BANK, A DIVISION OF PANHANDLE STATE BANK - CDA BRANCH. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/30/2003, THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE 7/10/2011 TOGETHER WITH ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, LATE CHARGES AND FORECLOSURE FEES AND EXPENSES. ANY ADVANCES WHICH MAY HEREAFTER BE MADE; ALL OBLIGATIONS AND INDEBTEDNESSES AS THEY BECOME DUE AND CHARGES PURSUANT TO SAID NOTE AND DEED OF TRUST. THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER THE UNIFORM COMMERICAL CODE, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $102,638.36, together with interest thereon at 7.000% per annum from 6/10/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/19/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4062 October 27, 2011 November 3, 10, 17, 2011

File No.: 113839 Customer Ref No. CSC Account No 36077187 NOTICE OF TRUSTEE'S SALE On February 21, 2012 at the hour of 10:00AM, of said day, in the office of Alliance Title & Escrow Corp. TVP located at 1270 Northwood Center Ct \u2020Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 16, Block 3, Sundance Meadows, according to the plat recorded in Book F of Plats, Page 43, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1958 East Sundance Drive, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Richard V. Matthiesen and Constance L. Matthiesen, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service, or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded December 13, 2007 as Instrument No. 2136031000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $159,000.00 together with interest thereon at the rate of 6% per annum, as evidenced in Promissory Note dated December 13, 2007. \u2020Payments are in default for the months of May 2011 through and including September 2011 in the amount of $639.03 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $153,344.17 in Principal; Interest is $4,033.18, subsidy gratned is $15,465.84 and fees currently assessed are $80.85 computed through September 20, 2011 with interest accruing thereafter at the daily rate of $25.2073. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $168,810.01, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 19, 2011 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4063 October 27, 2011 November 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/13/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/12/2007 as Instrument Number 2082501000, and executed by RONALD W HENDRICKSON, AND JUDY L HENDRICKSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: LOT 10, BLOCK 1, OF CIMARRON PLACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 1 OF PLATS, PAGE 219, REOCRDS OF KOOTENAI COUNTY, IDAHO. MORE CORRECTLY DESCRIBED AS: LOT 10, BLOCK 1, OF CIMARRON PLACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 1 OF PLATS PAGE 219, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 845 N TUCSON ST, Post Falls, ID 83854-9774 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $151,159.06, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/06/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0111957 FEI # 1006.144345 Legal 4064 October 27, 2011 November 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 02/13/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/02/2007 as Instrument Number 2091674000, and executed by LEON D SEATS, AND SHANAN K SEATS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1, BLOCK 1, SUNSHINE MEADOW SEVENTH ADDITION, ACCORIDNG TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 192, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2953 W APPERSON DR, Coeur d' Alene, ID, 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $186,410.47, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/06/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0135667 FEI # 1006.144346 Legal 4065 October 27, 2011 November 3, 10, 17, 2011

File No.: 113841 / Customer Ref No. CSC Account No 15008096 NOTICE OF TRUSTEE'S SALE On February 21, 2012 at the hour of 10:00AM, of said day, in the office of Alliance Title & Escrow Corp. TVP located at 1270 Northwood Center Ct \u2020Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 1, Block 21, Grouse Meadows 5th Addition, according to the plat recorded in Book "G" of Plats at Pages 447, 447A and 447B, records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 8220 North Marabou Drive, Hayden, ID \u202083835, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Shawn Flolo an unmarried person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service, or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded October 3, 2002 as Instrument No. 1755810, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $96,000.00 together with interest thereon at the rate of 6.750% per annum, as evidenced in Promissory Note dated September 30, 2002. \u2020Payments are in default for the months of April 2011 through and including September 2011 in the amount of $689.17 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $89,696.74 in Principal; Interest is $2,919.44, subsidy granted is $10,724.88 and fees currently assessed are $341.26 computed through September 20, 2011 with interest accruing thereafter at the daily rate of $16.6378. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $100,421.62, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 19, 2011 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4066 October 27, 2011 Novemer 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0094538 Title Order No. NWT007083 Parcel No. 52N04W132800 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/27/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/22/2008 as Instrument Number 2178678000, and executed by RUSSELL M SIMPSON, AND VALORIE SIMPSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: ALL THAT CERTAIN LAND SITUATED IN THE STATE OF ID, COUNTY OF KOOTENAI, CITY OF RATHDRUM, DESCRIBED AS FOLLOWS: THE WEST ONE HALF OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 13, TOWNSHIP 52 NORTH, RANGE 4 WEST, B.M., KOOTENAI COUNTY, IDAHO, ALL LYING SOUTH OF THE COUNTY ROAD. EXCEPTING THERE FROM THAT PORTION OF LAND CONVEYED TO LAKES HIGHWAY DISTRICT BY DEED RECORDED 10/16/03, IN INSTRUMENT NO. 1836100 OF OFFICIAL RECORDS. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2322 E CHILCO RD , RATHDRUM, ID 83858-7162 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $189,421.14, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/18/2011 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 4113784 Legal 4067 October 27, 2011 November 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE TSNo. 09-0160879 Title Order No. 090757772IDGNO Parcel No. PJ3830080090 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/05/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/02/2007 as Instrument Number 2086002000, and executed by AARON M STOVERN, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: Unit 9 in Lot 8, Block 1, BOEKEL RANCH TOWNHOUSE CONDOMINIUMS, according to the plat recorded in Book "J" of Plats, Page 383, records of Kootenai County, Idaho. TOGETHER WITH an undivided 8.31% interest in the Common Areas as set forth in the Declaration Submitting Boekel Ranch Townhouse Condominiums to Condominium Ownership recorded September 29, 2006 us Instrument No. 2058615000. ALSO TOGETHER WITH such interest in and to the Limited Common Areas as set forth in said Declaration recorded September 29, 2006 as Instrument No. 2058615000. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14941 N NIXON LOOP , RATHDRUM, ID 83858-8319 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $124,405.30, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald, Authorized Signer ASAP# FNMA4123348 Legal 4104 November 3, 10, 17, 26, 2011

NOTICE OF TRUSTEE'S SALE TSNo. 08-0115371 Title Order No. 080150984IDGNO Parcel No. C1685002002A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/05/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/21/2006 as Instrument Number 2044918000, and executed by ELSA BATSON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: PARCEL I: Lot 2, Block 2, COEUR FIRST ADDITION, according to the plat recorded in Book "E" of Plats at Page 197, records of Kootenai County, Idaho. PARCEL II: That portion of Lots 10 and 11 Block 2, COEUR ADDITION, according to the plat recorded in the office of the County Recorder in Book "E" of Plats at Page 104, records of Kootenai County, State of Idaho, described as follows: BEGINNING at the Southwest corner of said Lot 11; thence North 81 degrees 42" East along the South line of said lot, 69.94 feet; thence North 4 degrees 07'25" West, 84.27 feet; thence South 86 degrees 07' West, 81.10 feet to a point on the West line of Lot 10; thence South 11 degrees 18' East along said West line, 90.40 feet to the POINT OF BEGINNING. AS CORRECTED BY AGREEMENT CORRECTING ERROR IN DEED OF TRUST RECORDED 8/04/2011 IN KOOTENAI COUNTY, IDAHO IN INSTRUMENT NUMBER 2322577000. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4206 N CROWN AVENUE , COEUR D ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $300,797.93, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY Successor Trustee Melody Dewald, Authorized Signer ASAP# FNMA4123351 Legal 4105 November 3, 10, 17, 26, 2011

NOTICE OF TRUSTEE'S SALE TSNo. 10-0098834 Title Order No. NWT007388 Parcel No. D140025121AB The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/05/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/21/2007 as Instrument Number 2117228000, and executed by JOHN C MCMURRAY, AND AILIS G MCMURRAY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE WEST HALF OF THE EAST TWO-FIFTHS OF TRACT 121, DALTON GARDENS, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 151, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1295 E WILBUR AVE , DALTON GARDENS, ID 83815-9502 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $416,534.98, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald, Authorized Signer ASAP# FNMA4123027 Legal 4106 November 3, 10, 17, 24, 2011

Notice of Hearing on Name Change A Petition to change the name of Vincent Jon Dilger-Weese, born 01/27/1971, in Whidbey Island, Washington, residing at 1747 South Greensferry Road Coeur d' Alene, has been filed in Kootenai County District Court, Idaho. The name will change to Vincent Jon Weese, because The proposed name fits me better; therefore, I would like to be known by this name in all my personal and business affairs. The petitioner's father is living and his address is unknown. The petitioner's mother is living and her address is 7724 274th Street NW, Stanwood, WA 98292. A hearing on the petition is scheduled for 9:30 o'clock A.M. on 12-5 2011, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 10-27-11 By: Sherry Hubbons Deputy Clerk Assigned to Judge Caldwell Legal 4107 November 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE TS No. 08-0084443 Title Order No. W831901 Parcel No. S150000P010A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/13/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/11/2006 as Instrument Number 2060535000, and executed by CHARLES R ALLEN, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 10 AND THE NORTH HALF OF LOT 11, BLOCK P. AMENDED PLAT OF LAKE VIEW ADDITION TO SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK C OF PLATS, PAGE 46, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 31845 N 8TH AVE , SPIRIT LAKE, ID 83869 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $102,006.41, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/05/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., SV2-202 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 4106020 Legal 3965 October 13, 20, 27, 2011 November 23, 2011

NOTICE TO CREDITORS Probate Case No. CV 11 8268 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF LUELLA REHNKE PRESTON, Deceased. NOTICE IS HEREBY GIVEN that MARILYN ANN GRIGGS has been appointed Personal Representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to FLAMMIA & SOLOMON, P.C., attorney for Personal Representative, P.O. Box 1117, Coeur d'Alene, Idaho 83816-1117, or filed with the Court. DATED this 28th day of October, 2011. FLAMMIA & SOLOMON, P.C. Attorneys for Personal Representative By: Anne Solomon Legal 4108 November 3, 10, 27, 2011

NOTICE TO CREDITORS CASE NO. CV-2011-8545 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of LAWRENCE M. NELSON Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to STEVEN L. NELSON, Personal Representative of the above estate at 701 E. Front Avenue, Suite 101, P.O. Box "E", Coeur d'Alene, Idaho 83816-2530, or filed with the Court. DATED this 28th day of October, 2011. STEVEN L. NELSON Personal Representative of the Estate of LAWRENCE M. NELSON, Deceased SCOT D. NASS Attorney at Law PAINE HAMBLEN LLP 701 E. Front Avenue, Suite 101 P.O. Box "E" Coeur d'Alene, Idaho 83816-2530 Legal 4109 November 3, 10, 17, 2011

NOTICE OF TRUSTEE'S SALE On March 2, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 7, Block 2, SPIRIT LAKE VILLAGE SECOND ADDITION, according to the plat recorded in Book "I" of plats, page 135, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 31716 North Middle Avenue, Spirit Lake, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Samuel C. Wylie, a married man as his sole and separate property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded April 25, 2006, as Instrument No. 2027466000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF10 Mortgage Pass-Through Certificates, Series 2006-FF10, recorded September 15, 2011, as Instrument No. 2327546000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,008.15 for the months of May 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $132,828.77 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.250% from April 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of October, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4110 November 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE On March 2, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 14, Block 1, THE LANDINGS AT WATERFORD, according tot he Plat recorded in Book "I" of Plats at page 490, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3613 W. Loxton Loop, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Lily E. Finch, an unmarried woman, as Grantor(s) with First Franklin, a division of Nat City Bank of IN as the Beneficiary, under the Deed of Trust recorded June 30, 2005, as Instrument No. 1961541A, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as Trustee for Franklin Mortgage Loan Trust Mortgage Pass-Through Certficates, recorded April 30, 2008, as Instrument No. 2156859000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $2,302.86 for the months of March 2008 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $241,047.99 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.875% from February 1, 2008, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of October, 2011. _________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4112 November 3, 10, 17, 24, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0014045 Title Order No. 100060489IDGNO Parcel No. S-1500-00Q-009-A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/13/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/21/2006 as Instrument Number 2020387000, and executed by WENDY L. GIBSON, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE SOUTH HALF OF LOT 9 AND ALL OF LOT 10, BLOCK Q, AMENDED PLAT OF LAKEVIEW ADDITION TO SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 46, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 31749 NORTH 8TH AVENUE , SPIRIT LAKE, ID 83869 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $70,117.51, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/05/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# 4105955 Legal 3966 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0110144 Title Order No. 090545704IDGNO Parcel No. PJ3450080140 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/13/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/30/2007 as Instrument Number 2091360000, and executed by TIMOTHY D SEALE, AND TONETTE J SEALE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 14, BLOCK 8, FIELDSTONE AT PRAIRIE FALLS FIFTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 345, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3466 E WHITE SANDS LANE , POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $208,117.83, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/04/2011 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 ASAP# 4104423 Legal 3967 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0090730 Title Order No. NWT006874 Parcel No. P7334001005A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/13/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/10/2009 as Instrument Number 2221544000, and executed by MATTHEW P O'BRIEN, AND HEIDI M GARDNER-O' BRIEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A PORTION OF LOT 5, BLOCK 1, PRAIRIE FALLS 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 61, RECORDS OF KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS; COMMENCING AT THE NORTHEAST CORNER OF SAID SECTION 27 FROM WHICH THE SOUTHEAST CORNER OF SECTION 27 BEARS SOUTH 0 DEGREES 32' 8" EAST, A DISTANCE OF 5319.38 FEET; THENCE FROM SAID POINT OF COMMENCEMENT SOUTH 2 DEGREES 56' 46" WEST, A DISTANCE OF 3293 26 FEET TO THE SOUTHEAST CORNER OF LOT 5, BLOCK 1 AS SHOWN ON THE AFOREMENTIONED RECORDED PLAT OF PRAIRIE FALLS 2ND ADDITION; THENCE NORTH 46 DEGREES 11' 00" WEST, A DISTANCE OF 52.64 FEET TO THE TRUE POINT OF BEGINNING; THENCE SOUTH 25 DEGREES 49' 05" WEST, A DISTANCE OF 50.38 FEET; THENCE SOUTH 81 DEGREES 32' 31" WEST; A DISTANCE OF 71.91 FEET TO THE POINT OF CURVATURE OF A NON-TANGENT CURVE, CONCAVE TO THE SOUTHWEST, HAVING A RADIUS OF 60 00 FEET, A CENTRAL ANGLE OF 45 DEGREES 50' 52", AND A CHORD OF 46.74 FEET BEARING NORTH 31 DEGREES 22' 55" WEST; THENCE NORTHWESTERLY ALONG SAID CURVE, A DISTANCE OF 48.01 FEET; THENCE NORTH 35 DEGREES 41' 39" EAST, A DISTANCE OF 119.30 FEET; THENCE SOUTH 30 DEGREES 35' 37" EAST, A DISTANCE OF 93.94 FEET TO THE TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3040 N SAND TRAP WAY , POST FALLS, ID 83854-6639 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $233,721.39, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/04/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 4104424 Legal 3968 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-112994/113453 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on February 7, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: The East 10 feet of the West 147 feet, 8 inches of Lot 6 of Springwater Addition to Coeur d'Alene, according to the official plat thereof, filed in Book A of Plats at Page(s) 123, official records of Kootenai County, Idaho. Except the North 49 feet, 4 inches thereof. Also that part of Lot 6, Springwater Addition to Coeur d'Alene, according to the official plat thereof, filed in Book A of Plats at Page(s) 123 official records of Kootenai County, Idaho, described as follows: to-wit: Beginning at the Southwest corner of Lot 6, Springwater Addition to Coeur d'Alene; thence East along the South line of said lot a distance of 147 feet, 8 inches, which is the PLACE OF BEGINNING; thence North parallel to the West line of said lot a distance of 148 feet; thence East a distance of 48 feet, 4 inches; thence South a distance of 148 feet; thence West along the South line of Lot 6 a distance of 48 feet, 4 inches to the PLACE OF BEGINNING.The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1515 EAST MONTANA AVENUE , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RACHEL M. KULCZAR, A MARRIED PERSON AS HER SOLE AND SEPARATE PROPERTY, as Grantor, to FIDELITY NATIONAL TITLE INSURANCE CO., A CA CORP., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ENCORE CREDIT CORP. A CALIFORNIA CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 1/13/2006, recorded 1/20/2006, under Instrument No. 2008919, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Deutsche Bank National Trust Company, As Trustee for the registered holders of Bravo Mortgage Asset Trust 2006-1, Bravo Mortgage Asset Backed Pass-Through Certificates, Series 2006-1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 1/13/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of October 3, 2011 Delinquent Payments from July 01, 2011 4 payments at $575.25 each $2,301.00 (07-01-11 through 10-03-11) Late Charges: $67.83 Beneficiary Advances: $ 898.06 Suspense Credit: $0.00 TOTAL: $3,266.89 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $130,613.73, together with interest thereon at 2.450% per annum from 6/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/3/2011. ALLIANCE TITLE & ESCROW CORP. Trustee By: -- c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4108470 Legal 3974 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LTE-11002381 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on February 10, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: THE WEST 32 FEET OF LOT 11, AND THE EAST 34 FEET OF LOT 12, BLOCK 11, RIVERVIEW ADDITION TO POST FALLS, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF DEEDS AT PAGE 329, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1802 E. 3RD AVE. , POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LORI M. WILKINSON, AN UNMARRIED WOMAN, as Grantor, to NORTH IDAHO TITLE COMPANY, as Trustee, for the benefit and security of EQUITY TRUST COMPANY CUSTODIAN FBO ROBERT T. KIRKPATRICK IRA, as Beneficiary, dated 12/17/2009, recorded 12/22/2009, under Instrument No. 2246412000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by EQUITY TRUST COMPANY CUSTODIAN FBO ROBERT T. KIRKPATRICK IRA. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 12/17/2009, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/21/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $88,359.08, together with interest thereon at 8.000% per annum from 11/21/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 10/5/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ ___________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3975 October 13, 20, 27, 2011 November 3, 2011

AMENDED NOTICE OF HEARING (Name Change) Case No. CV-11-8021 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI JILLORA GAY RANDALL, Petitioner, TO: CLERK OF THE ABOVE-ENTITLED COURT A petition by Jillora Gay Randall, now residing in the City of Coeur d'Alene, State of Idaho, proposing a change in name to Jillora Gay Marfice has been filed in the above entitled court, the reason for the change in name is Petitioner's marriage. Such petition will be heard on the 10th day of November, 2011 or at such other time as the court may appoint, and objection may be filed by any person who can, in such objections, show to the court a good reason against such a change of name. WITNESS my hand and seal of said District Court this 7th day of October, 2011. CLIFFORD T. HAYES Deputy Clerk Legal 3981 October 13, 20, 27, 2011 November 3, 2011

NOTICE OF TRUSTEE'S SALE At 10:30 o'clock A.M. (recognized local time) on January 17, 2012, in the Office of First American Title Company, 1866 North Lakewood Drive, Coeur d' Alene, Idaho, Scott D. Stufflebeam, Attorney At Law, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 1, Block 1, Woodland Glen Addition, Kootenai County, State of Idaho, according to the plat recorded in Book "E" of Plats, Page 167. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2413. According to the Trustee's records, the street address of 403 E. 23rd Avenue, Post Falls, Idaho is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Candida L. Bratton, an unmarried woman, as Grantors, Alliance Title of Idaho, Inc., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, recorded March 2, 2006, as Instrument No. 2016768, all records of Kootenai County, Idaho. The default for which this sale is to be made is the failure to make the monthly installment due on the 2nd\u2020\u2020 day of each and every month. As of August 18, 2011, the account is $22,949.56 delinquent and the monthly payments are $1,264.01. The last payment was made on December 2, 2009. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The balance now due is $184,534.45 in Principal; Interest is $18,140.01 subsidy granted is $16,780.36 and fees currently assessed are $2,227.91 computed through August 18, 2011 with interest accruing thereafter at the daily rate of 29.321. Interest continues to accrue. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2413. DATED September 13, 2011 /s/ Scott D. Stufflebeam, Attorney At Law Successor Trustee Legal 3982 October 13, 20, 27, 2011 November 3, 2011