Legals May 12, 2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-271807-C Loan No.: 0473937274 A.P.N.: 50N03W205260;204735 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 6/30/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: All of Parcel #5300-B and a portion of Parcel #5300-D as shown on Record of Survey Instrument No. 1499804 in the South half of Section 20, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; described as follows: BEGINNING at the Southwest corner of the Northwest Quarter of the Southeast Quarter (CS 1/16 corner) per said Record of Survey; thence North 87?38'19" West, along the South line of the Northeast Quarter of the Southwest Quarter per said Record of Survey, 282.54 feet to the TRUE POINT OF BEGINNING; thence South 40?43'49" East, along the boundary of said Parcel #5300-B, 124.28 feet to a point on an 800.00 foot radius non-tangent curve to the right on the centerline of a 60.00 foot wide easement shown as Private Drive "A" on said Record of Survey; thence Along the arc of said curve on said centerline through a central angle of 20?48'35", 290.56 feet, (chord = South 60?03'00" West 288.96 feet) to an angle point on the boundary of said Parcel #5300-D; thence Along the boundary of said Parcel #5300-D the following three (3) courses: 1) North 53?14'58" West, 164.00 feet 2) North 72?24'40" West, 191.79 feet 3) North 09?44'41" East 216.33 feet to a point on a 1069.24 foot radius non-tangent curve to the left on the Southerly right-of-way line of Mullan Trail Road per said Record of Survey; thence Along said Southerly right-of-way line the following four (4) calls: 1) Along the arc of said curve through a central angle of 1?31'33", 28.47 feet (chord - North 72?45'33" East, 28 .47 feet) to the point of tangent 2) North 71?59'38" East 127.51 feet to the point of curve of a 430.00 foot radius curve to the left; 3) Along the art of said curve through a central angle of 2?35'53", 19.50 feet (chord = North 70?41'50" East, 19,50 feet) to the point of tangent; 4) North 69?23'54" East, 97.33 feet; thence South 40?43'49" East, along said boundary or Parcel #5300-B, 289.53 feet to the TRUE POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 3807 East Avery Lane, Coear d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 3807 EAST AVERY LANE COEUR D'ALENE, Idaho 83814 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: DON SPIVEY AND CONSTANCE L. SPIVEY, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) A LIMITED LIABILITY COMPANY, as Beneficiary, dated 5/15/2007, recorded 5/21/2007, as Instrument No. 2100783000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by Deutsche Bank Trust Company Americas as Trustee for RALI 2007QS9. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 5/15/2007. The monthly payments for Principal, Interest and Impounds (if applicable) of $4545.19, due per month from 5/1/2010 through 6/30/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $637,500.00, plus accrued interest at the rate of 7.25% per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 2/23/2011 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3923918 Legal 2593 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 11th day of August, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 2, PRAIRIE ESTATES TO RATHDRUM FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 414, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8474 W. Nebraska St. fka 820 Nebraska St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHET R. ANDERSON, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded December 31, 2002, as Instrument No. 1772774, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 19, 2003, as Instrument No. 1787991, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, December 31, 2002, in the amount of $759.00 each, for the months of December, 2010, through March, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.25% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $99,269.98, plus accrued interest at the rate of 5.25% per annum from November 1, 2010. DATED This 12th day of April, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 2626 April 21, 28, 2011 May 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 11th day of August, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 6, OF SINGING HILLS, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 162, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1816 N. Rainier Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SEAN K. BAILLIE, an Unmarried Man, and LEIGHAN CAUDILL, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded September 5, 2007, as Instrument No. 2119747000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 5, 2007, as Instrument No. 2119748000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45--1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 30, 2007, in the amount of $1,032.00 each, for the months of October, 2010, through March, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.95% per annum from September 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $148,581.14, plus accrued interest at the rate of 5.95% per annum from September 1, 2010. DATED This 12th day of April, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 2627 April 21, 28, 2011 May 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 12th day of August, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 15, BLOCK 5, HAWKS NEST, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 418, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6645 N. Gavilan Ln., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOHN J. BJORNSON and FRANKIE V. BJORNSON, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded November 14, 2007, as Instrument No. 2131809000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 17, 2008, as Instrument No. 2140808000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, November 12, 2007, in the amount of $796.00 each, for the months of October, 2010, through March, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.77% per annum from September 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $103,030.39, plus accrued interest at the rate of 5.77% per annum from September 1, 2010. DATED This 13th day of April, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 2628 April 21, 28, 2011 May 5, 12, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 12th day of August, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9, BLOCK 6, QUAIL RUN, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 47, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 910 E. Singing Hills Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LACIE A. HEDAHL, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 22, 2002, as Instrument No. 1748386, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 24, 2002, as Instrument No. 1754150, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 21, 2002, in the amount of $830.00 each, for the months of December, 2010, through March, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.11% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $102,032.60, plus accrued interest at the rate of 6.11% per annum from November 1, 2010. DATED This 13th day of April, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 2629 April 21, 28, 2011 May 5, 12, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On August 23, 2011, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 22, Block 10, SKYLINE MEADOWS FIRST ADDITION, according to the plat recorded in the office of the County Recorder in Book "J" of Plats at Page 337, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 7181 W. Majestic Ave., Rathdrum, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Eric Forstrom and Dawn Forstrom, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Mountain West Bank, its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded May 10, 2007, as Instrument No. 2099069000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded April 15, 2011, as Instrument No. 2309927000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,129.97 for the months of November 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $153,070.76 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.125% from October 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 18th day of April, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 2634 April 21, 28, 2011 May 5, 12, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On August 23, 2011, at the hour of 1:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 2, Block 7, PLAT OF ARTHUR'S GARDEN, as recorded in Plat Book "E", Page 157, Kootenai County, Idaho. LESS the following described parcel: BEGINNING at the Northeast corner of said Lot 2; thence Southerly, 10.74 feet along the East line of said Lot 2; thence Westerly, 115.00 feet to a point on the West line of said Lot 2; thence Northerly, 11.43 feet to the Northwest corner of said Lot 2; thence Easterly, 115.01 feet to the POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 7057 W. Tudor St., Rathdrum, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Darric E. McFarlane, married, sole and separate, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and/or assigns as the Beneficiary, under the Deed of Trust recorded April 27, 2004, as Instrument No. 1872399, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded April 15, 2011, as Instrument No. 2309930000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $395.72 for the months of September 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $59,516.85 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.00% from August 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 18th day of April, 2011. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 2637 April 21, 28, 2011 May 5, 12, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 08/22/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/21/2008 as Instrument Number 2150345000, and executed by MIKE D MACOMBER, AND KRISTY MACOMBER, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1, BLOCK 7, COEUR d'ALENE PLACE ELEVENTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 423, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5987 N LA ROCHELLE DR, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $254,589.22, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/13/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0029581 FEI # 1006.132689 Legal 2642 April 28, 2011 May 5, 12, 19, 2011

NANCY L. ISSERLIS, ISB #7331 ELIZABETH A. TELLESSEN, ISB #7393 WINSTON & CASHATT 250 Northwest Boulevard, Suite 107A Coeur d'Alene, Idaho 83814 Telephone: (208) 667-2103 Facsimile: (208) 765-2121 nli@winstoncashatt.com & eat@winstoncashatt.com IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV09-2619 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Date of Sale: May 19, 2011 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Department Lobby 5500 N. Government Way Coeur d'Alene, ID AMERICAN BANK, a Montana banking corporation, Plaintiff, vs. BRN DEVELOPMENT, INC., an Idaho corporation, BRN INVESTMENTS, LLC an Idaho limited liability company, LAKE VIEW AG, a Liechtenstein company, BRN-LAKE VIEW JOINT VENTURE, an Idaho general partnership, ROBERT LEVIN, Trustee for the ROLAND M. CASATI FAMILY TRUST, dated June 5, 2008, E. RYKER YOUNG, Trustee for the E. RYKER YOUNG REVOCABLE TRUST, MARSHALL CHESROWN a single man, IDAHO ROOFING SPECIALIST, LLC, an Idaho limited liability company, THORCO, INC., an Idaho Corporation, CONSOLIDATED SUPPLY COMPANY, an Oregon corporation, INTERSTATE CONCRETE & ASPHALT COMPANY, an Idaho corporation, CONCRETE FINISHING, INC., an Arizona corporation, THE TURF CORPORATION, an Idaho corporation, WADSWORTH GOLF CONSTRUCTION COMPANY OF THE SOUTHWEST, a Delaware corporation, POLIN & YOUNG CONSTRUCTION, INC., an Idaho corporation, TAYLOR ENGINEERING, INC., a Washington corporation, PRECISION IRRIGATION, INC., an Arizona corporation and SPOKANE WILBERT VAULT Co., a Washington corporation, d/b/a WILBERT PRECAST, Defendants. and TAYLOR ENGINEERING, INC., a Washington corporation, Third-Party Plaintiff, v. ACI NORTHWEST, INC., an Idaho corporation; STRATA, INC., an Idaho corporation; and SUNDANCE INVESTMENTS, LLP, a limited liability partnership, Third-Party Defendants. and ACI NORTHWEST, INC., an Idaho corporation, Cross-Claimant, v. AMERICAN BANK, a Montana banking corporation, BRN DEVELOPMENT, INC., an Idaho corporation, BRN INVESTMENTS, LLC, an Idaho limited liability company, LAKE VIEW AG, a Liechtenstein company, BRN-LAKE VIEW JOINT VENTURE, an Idaho general partnership, ROBERT LEVIN, Trustee for the ROLAND M. CASATI FAMILY TRUST, dated June 5, 2008, E. RYKER YOUNG, Trustee for the E. RYKER YOUNG REVOCABLE TRUST, MARSHALL CHESROWN a single man, THORCO, INC., an Idaho corporation, CONSOLIDATED SUPPLY COMPANY, an Oregon corporation, THE TURF CORPORATION, an Idaho corporation, WADSWORTH GOLF CONSTRUCTION COMPANY OF THE SOUTHWEST, a Delaware corporation, POLIN & YOUNG CONSTRUCTION, INC., an Idaho corporation, TAYLOR ENGINEERING, INC., a Washington corporation and PRECISION IRRIGATION, INC., an Arizona corporation. Cross Claim Defendants. Under and by virtue of a Writ of Execution issued by the District Court, for the First Judicial District, County of Kootenai, State of Idaho, under case #CV 2009-2619, wherein Plaintiff American Bank obtained a Judgment and Decree of Foreclosure of American Bank's Mortgage Secured by Black Rock North against Defendants BRN Development, Inc., and said Defendants are indebted to Plaintiff American Bank in the sum of $17,661,012.37. Through the sale of the property legally described on the attached Exhibit A and commonly known as Black Rock North, Defendants BRN Development, Inc.; BRN Investments, LLC; BRN-Lake View Joint Venture; the Roland E. Casati Family Trust Dated June 5, 2008; the E. Ryker Young Revocable Trust; Thorco, Inc.; Polin and Young Construction, Inc.; and Taylor Engineering, Inc.; shall be barred and foreclosed from all right, title and interest in and to Black Rock North. NOTICE IS HEREBY GIVEN that the sale of the described property is to take place as follows; Time: 10:00 AM Date: 05-19-2011 Place: Kootenai County Sheriff's Department Lobby 5500 N. Government Way Coeur d'Alene, ID I will sell at public auction to the highest and best bidder, for cash in lawful money of the United States of America, all of the right, title and interest of Defendant BRN Development, Inc., BRN Investments LLC; BRN-Lake View Joint Venture; the Roland E. Casati Family Trust Dated June 5, 2008; the E. Ryker Young Revocable Trust; Thorco, Inc.; Polin and Young Construction, Inc.; and Taylor Engineering, Inc., in and to the property legally described in Exhibit A, to satisfy Plaintiff American Bank's Judgment, with costs. The Sheriff will give permission, but does not guarantee clear title nor continued possessory right to the purchaser. You are also notified that the property legally described in Exhibit A and commonly known as Black Rock North consists of more that twenty 20 acres of property and that Defendant BRN Development, Inc, and/or any junior lienholders may have the right to redeem the property sold hereunder in accordance with Idaho Code \u00DF 11-402 et seq. Defendants can avoid the sale by paying the judgment amount of Seventeen Million Six Hundred Sixty-One Thousand, Twelve Hundred and Thirty-Seven Dollars ($17,661,012.37), together with interest, costs, and fees before the sale date. The property is subject to a redemption period of one year pursuant to I.C. \u00DF 11-402 which will expire at 4:30 p.m. on the 19th day of May, 2012. The Judgment Debtor or debtors or any of them may redeem the property at any time up to the end of the redemption period by paying the amount bid at the Sheriff's sale plus additional costs, taxes, assessments, certain other amounts, fees and interest. If you are interested in redeeming the property, contact Elizabeth Tellessen at Winston & Cashatt at the address stated above. IMPORTANT NOTICE: IF THE JUDGMENT DEBTOR OR DEBTORS DO NOT REDEEM THE PROPERTY BY 4:30 P.M. ON THE 19TH DAY OF MAY, 2012, THE END OF THE REDEMPTION PERIOD, THE PURCHASER AT THE SHERIFF'S SALE WILL BECOME THE OWNER AND MAY EVICT THE OCCUPANT FROM THE PROPERTY UNLESS THE OCCUPANT IS A TENANT HOLDING UNDER AN UNEXPIRED EASE. IF THE PROPERTY TO BE SOLD IS OCCUPIED AS A PRINCIPAL RESIDENCE BY THE JUDGMENT DEBTOR OR DEBTORS AT THE TIME OF THE SALE, HE, SHE, THEY, OR ANY OF THEM MAY HAVE THE RIGHT TO RETAIN POSSESSION DURING THE REDEMPTION PERIOD, IF ANY, WITHOUT PAYMENT OF ANY RENT OR OCCUPANCY FEE. THE JUDGMENT DEBTOR MAY ALSO HAVE A RIGHT TO RETAIN POSSESSION DURING ANY REDEMPTION PERIOD IF THE PROPERTY IS USED FOR FARMING OR IF THE PROPERTY IS BEING SOLD UNDER A MORTGAGE THAT SO PROVIDES. SHERIFF OF KOOTENAI COUNTY M.Douglass Deputy Sheriff of Kootenai County 5500 N. Government Way Coeur d'Alene, ID 83815 (208) 446-1300 EXHIBIT "A" LEGAL DESCRIPTION PARCEL 1: THE FOLLOWING 4 TRACTS LABELED A-D IN GOVERNMENT LOTS 7 AND 8 IN SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO: TRACT A: A TRACT OF LAND LOCATED IN GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 8; THENCE SOUTH 3 DEGREES 37'03" WEST ALONG THE WEST LINE OF SAID GOVERNMENT LOT, A DISTANCE OF 1111.1 FEET TO THE NORTH RIGHT OF WAY OF EXISTING LOFF'S BAY ROAD; THENCE 55.69 SOUTHEASTERLY ALONG A CURVE TO THE RIGHT WITH A RADIUS OF 290.0 FEET ON A CHORD BEARING SOUTH 68 DEGREES 17'44" EAST, 55.60 FEET; THENCE SOUTH 62 DEGREES 47'39" EAST ALONG SAID RIGHT OF WAY, 115.37 FEET TO THE TRUE POINT OF BEGINNING; THENCE NORTH 3 DEGREES 37'03" EAST, 588.0 FEET; THENCE SOUTH 86 DEGREES 54'39" EAST, 955.4 FEET TO THE INTERSECTION WITH THE NORTH RIGHT OF WAY OF EXISTING COUNTY ROAD; THENCE SOUTH 42 DEGREES 34'10" WEST ALONG SAID RIGHT OF WAY 538.6 FEET; THENCE ALONG SAID RIGHT OF WAY ON A CURVE TO THE RIGHT, 161.47 FEET WITH A RADIUS OF 690.0 FEET AND A CENTRAL ANGLE OF 13 DEGREES 24'29"; THENCE SOUTH 55 DEGREES 58'39" WEST ALONG SAID RIGHT OF WAY, 107.27 FEET; THENCE ALONG SAID RIGHT OF WAY ON A CURVE TO THE RIGHT, 341.96 FEET WITH A RADIUS OF 320.0 FEET AND A CENTRAL ANGLE OF 61 DEGREES 13'42"; THENCE NORTH 62 DEGREES 47'39" WEST ALONG SAID RIGHT OF WAY, 100.0 FEET TO THE TRUE POINT OF BEGINNING. TRACT B: A PARCEL OF LAND LOCATED IN THE NORTH HALF OF SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST OF THE BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, SAID PARCEL BEING A PORTION OF GOVERNMENT LOT 7, SAID SECTION 8, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF LOT 20, AS SHOWN ON THE RECORD OF SURVEY BY EUGENE H. WELBORN, R.L.S. #1020, FILED IN BOOK 4 AT PAGE 249, KOOTENAI COUNTY RECORDS, FROM WHICH THE CENTER OF SAID SECTION 8 BEARS SOUTH 3 DEGREES 28'34" WEST A DISTANCE OF 1,759.89 FEET; THENCE SOUTH 86 DEGREES 54"39" EAST ALONG THE NORTH BOUNDARY LINE, SAID GOVERNMENT LOT 7, A DISTANCE OF 1329.84 FEET TO THE NORTHEAST CORNER OF LOT 7; THENCE 3 DEGREES 37'03" WEST ALONG THE EASTERLY BOUNDARY LINE, SAID LOT 7, A DISTANCE OF 766.02 FEET TO THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE SOUTH 3 DEGREES 37'03" WEST CONTINUING ALONG SAID LINE A DISTANCE OF 345.08 FEET TO A POINT ON THE NORTHERLY RIGHT OF WAY LINE OF LOFF'S BAY ROAD, SAID POINT BEING THE BEGINNING OF A NON-TANGENT CURVE CONCAVE TO THE SOUTH, HAVING A RADIUS OF 290.00 FEET, THROUGH A CENTRAL ANGLE OF 50 DEGREES 52'50" A DISTANCE ALONG THE ARC OF 257.53 FEET, THE CHORD BEARING OF SAID CURVE BEING SOUTH 80 DEGREES 44'47" WEST; THENCE SOUTH 55 DEGREES 18'20" WEST CONTINUING ALONG SAID RIGHT OF WAY, A DISTANCE OF 297.82 FEET TO THE BEGINNING OF A CURVE CONCAVE TO THE SOUTHEAST, HAVING A RADIUS OF 1980.00 FEET. THROUGH A CENTRAL ANGLE OF 7 DEGREES 02' 34". A DISTANCE ALONG THE ARC OF 243.38 FEET; THENCE SOUTH 48 DEGREES 15'46" WEST CONTINUING ALONG SAID RIGHT OF WAY A DISTANCE OF 243.62 FEET TO THE BEGINNING OF A CURVE CONCAVE TO THE NORTHWEST, HAVING A RADIUS OF 670.00 FEET, THROUGH A CENTRAL ANGLE OF 11 DEGREES 00'00" A DISTANCE ALONG THE ARC OF 128.63 FEET; THENCE NORTH 3 DEGREES 51'04" EAST LEAVING SAID RIGHT OF WAY, A DISTANCE OF 279.05 FEET; THENCE NORTH 16 DEGREES 00'00" EAST A DISTANCE OF 831.46 FEET; THENCE SOUTH 86 DEGREES 54'39" EAST A DISTANCE OF 84.09 FEET; THENCE SOUTH 41 DEGREES 42'23" EAST A DISTANCE OF 133.87 FEET; THENCE SOUTH 86 DEGREES 54'39" EAST A DISTANCE OF 568.90 FEET TO THE TRUE POINT OF BEGINNING. TRACT C: A PARCEL OF LAND LOCATED IN THE NORTH HALF OF SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, SAID PARCEL BEING A PORTION OF GOVERNMENT LOT 7, SAID SECTION 8, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER, LOT 20, AS SHOWN ON THE RECORD OF SURVEY BY EUGENE H. WELBORN, R.L.S. #1020. FILED IN BOOK 4, AT PAGE 249, KOOTENAI COUNTY RECORDS, FROM WHICH THE CENTER OF SAID SECTION 8 BEARS SOUTH 3 DEGREES 28'34" WEST. A DISTANCE OF 1759.89 FEET; THENCE SOUTH 3 DEGREES 28'34" WEST, ALONG THE EASTERLY BOUNDARY LINE OF LOT 20, AS SHOWN ON SAID RECORD OF SURVEY, A DISTANCE OF 671.01 FEET TO THE SOUTHEAST CORNER OF SAID LOT 20, SAID CORNER BEING THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE SOUTH 86 DEGREES 54'39" EAST, A DISTANCE OF 580.00 FEET; THENCE SOUTH 16 DEGREES 00'00" WEST. A DISTANCE OF 831.46 FEET; THENCE SOUTH 3 DEGREES 51'04" WEST, A DISTANCE OF 279.05 FEET TO A POINT ON THE NORTH RIGHT OF WAY LINE OF LOFF'S BAY ROAD; THENCE NORTH 86 DEGREES 49'26" WEST, LEAVING SAID RIGHT OF WAY, A DISTANCE OF 397.86 FEET TO THE SOUTHEAST CORNER OF LOT 21, AS SHOWN ON THE SAID RECORD OF SURVEY; THENCE NORTH 3 DEGREES 28'34" EAST, ALONG THE EASTERLY BOUNDARY LINE, SAID LOT 21, A DISTANCE OF 1088.88 FEET TO THE TRUE POINT OF BEGINNING. TRACT D THE FOLLOWING 3 PARCELS: TRACT 1: THAT PORTION OF GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING NORTH OF LOFF'S BAY COUNTY ROAD. DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 8; THENCE SOUTH 86 DEGREES 54'39" EAST, ALONG THE NORTH LINE THEREOF 225.00 FEET; THENCE SOUTH 03 DEGREES 28'34" WEST, 587.97 FEET; THENCE NORTH 86 DEGREES 54'39" WEST, 69.31 FEET; THENCE SOUTH 03 DEGREES 28'34" WEST, 588.00 FEET TO THE NORTH MARGIN OF SAID LOFF'S BAY ROAD; THENCE NORTH 62 DEGREES 47'39" WEST, ALONG SAID NORTH MARGIN 115.37 FEET TO THE BEGINNING OF A CURVE TO THE LEFT HAVING A RADIUS OF 290 FEET THROUGH A CENTRAL ANGLE OF 11 DEGREES 00'10". AN ARC DISTANCE OF 55.69 FEET; THENCE NORTH 03 DEGREES 37' 03" EAST, ALONG THE WEST LINE OF SAID GOVERNMENT LOT 8, 1111.10 FEET TO THE NORTH LINE THEREOF, AND THE TRUE POINT OF BEGINNING. TRACT 2: THAT PORTION OF GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING NORTH OF LOFF'S BAY COUNTY ROAD DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 8; THENCE CONTINUING SOUTH 86 DEGREES 54'39" EAST, ALONG SAID NORTH LINE 757.32 FEET; THENCE CONTINUING SOUTH 86 DEGREES 54'39" EAST, ALONG SAID NORTH LINE 757.32 FEET; THENCE SOUTH 23 DEGREES 49'53" WEST, 628.71 FEET; THENCE NORTH 86 DEGREES 54'34" WEST, 538.63 FEET; THENCE NORTH 03 DEGREES 28'34" EAST, 587.97 FEET TO SAID NORTH LINE AND THE TRUE POINT OF BEGINNING. TRACT 3: THAT PORTION OF GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING NORTH OF LOFF'S BAY ROAD. LESS AND EXCEPT A TRACT OF LAND LOCATED IN GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 8; THENCE SOUTH 3 DEGREES 37'03" WEST ALONG THE WEST LINE OF SAID GOVERNMENT LOT, A DISTANCE OF 1111.1 FEET TO THE NORTH RIGHT OF WAY OF EXISTING LOFF'S BAY ROAD; THENCE 55.69 SOUTHEASTERLY ALONG A CURVE TO THE RIGHT WITH A RADIUS OF 290.0 FEET ON A CHORD BEARING SOUTH 68 DEGREES 17'44" EAST, 55.60 FEET; THENCE SOUTH 62 DEGREES 47'39" EAST ALONG SAID RIGHT OF WAY 115.37 FEET TO THE TRUE POINT OF BEGINNING; THENCE NORTH 3 DEGREES 37'03" EAST, 588.0 FEET; THENCE SOUTH 86 DEGREES 54'39" EAST, 955.4 FEET THE THE INTERSECTION WITH THE NORTH RIGHT OF WAY OF EXISTING COUNTY ROAD; THENCE SOUTH 42 DEGREES 34'10" WEST ALONG SAID RIGHT OF WAY 538.6 FEET; THENCE ALONG SAID RIGHT OF WAY ON A CURVE TO THE RIGHT 161.47 FEET WITH A RADIUS OF 690.0 FEET AND A CENTRAL ANGLE OF 13 DEGREES 24'29"; THENCE SOUTH 55 DEGREES 58'39" WEST ALONG SAID RIGHT WAY 107.274 FEET; THENCE ALONG SAID RIGHT OF WAY ON A CURVE TO THE RIGHT 341.96 FEET WITH A RADIUS OF 320.0 FEET AND A CENTRAL ANGLE OF 61 DEGREES 13'42"; THENCE NORTH 62 DEGREES 47'39" WEST ALONG SAID RIGHT OF WAY 100.0 FEET TO THE TRUE POINT OF BEGINNING. ALSO EXCEPTING THEREFROM THAT PORTION OF GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING NORTH OF LOFF'S BAY COUNTY ROAD, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 8; THENCE SOUTH 86 DEGREES 54'39" EAST, ALONG THE NORTH LINE THEREOF 225.00 FEET; THENCE SOUTH 03 DEGREES 54'39" WEST, 587.97 FEET; THENCE NORTH 86 DEGREES 54'39" WEST, 69.31 FEET; THENCE SOUTH 03 DEGREES 28'34" WEST, 588.00 FEET TO THE NORTH MARGIN OF SAID LOFF'S BAY ROAD; THENCE NORTH 62 DEGREES 47'39" WEST, ALONG SAID NORTH MARGIN 115.37 FEET TO THE BEGINNING OF A CURVE TO THE LEFT HAVING A RADIUS OF 290 FEET THROUGH A CENTRAL ANGLE OF 11 DEGREES 00'10", AN ARC DISTANCE OF 55.69 FEET; THENCE NORTH 03 DEGREES 37'03" EAST, ALONG THE WEST LINE OF SAID GOVERNMENT LOT 8, 1111.10 FEET TO THE NORTH LINE THEREOF, AND THE TRUE POINT OF BEGINNING. ALSO EXCEPTING THEREFROM THAT PORTION OF GOVERNMENT LOT 8, SECTION 8, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING NORTH OF LOFF'S BAY COUNTY ROAD DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 8; THENCE SOUTH 86 DEGREES 54'39" EAST, ALONG THE NORTH LINE THEREOF, 225.00 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 86 DEGREES 54'39" EAST, ALONG SAID NORTH LINE 757.32 FEET; THENCE SOUTH 23 DEGREES 49'53" WEST, 628.71; THENCE NORTH 86 DEGREES 54'39" WEST, 538.63 FEET; THENCE NORTH 03 DEGREES 28'34" EAST, 587.97 FEET TO SAID NORTH LINE AND THE TRUE POINT OF BEGINNING. PARCEL 2: THE NORTH HALF OF THE SOUTHEAST QUARTER, THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 5, AND GOVERNMENT LOTS 1 AND 2, SECTION 8. ALL IN TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO. PARCEL 3: THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 5, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. PARCEL 4: THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER AND THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 5, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. PARCEL 5: THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 5, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO. AND LOT 2, BLOCK 1, SCHORZMAN-ATKINS SHORT PLAT, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 253 AND 253A, RECORDS OF KOOTENAI COUNTY, IDAHO. PARCEL 6: LOTS 1, 2 AND 3, THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER, THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER, THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER AND THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER AND THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 5, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN. AND GOVERNMENT LOT 4, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXPECTING THEREFROM A PORTION OF THAT PROPERTY REFERRED TO IN EXHIBIT "E" OF QUIET TITLE JUDGMENT RECORDED UNDER INSTRUMENT NO. 1906262 IN SAID COUNTY AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHEAST CORNER OF SAID GOVERNMENT LOT 4, SECTION 4; THENCE NORTH 00 DEGREES 45'39" EAST ALONG THE EAST LINE OF SAID LOT 4 A DISTANCE OF 135.30 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 87 DEGREES 21'30" WEST 48.71 FEET; THENCE NORTH 02 DEGREES 51'12" WEST 32.07 FEET; THENCE NORTH 02 DEGREES 13'21" WEST 10.60 FEET; THENCE NORTH 02 DEGREES 51'19" WEST 23.11 FEET; THENCE NORTH 03 DEGREES 43'06" WEST 37.65 FEET; THENCE NORTH 03 DEGREES 46'01" WEST 51.50 FEET; THENCE NORTH 03 DEGREES 11'51" WEST 16.13 FEET; THENCE NORTH 07 DEGREES 58'23" WEST 24.73 FEET; THENCE NORTH 05 DEGREES 22'53" WEST 23.29 FEET; THENCE NORTH 06 DEGREES 14'48" WEST 58.80 FEET; THENCE NORTH 05 DEGREES 01'03" WEST 87.73 FEET; THENCE NORTH 00 DEGREES 16"11" WEST 39.22 FEET; THENCE NORTH 18 DEGREES 20'54" WEST 5.57 FEET; THENCE NORTH 00 DEGREES 28'20" WEST 116.01 FEET; THENCE NORTH 04 DEGREES 23'45" EAST 125.91 FEET; THENCE NORTH 03 DEGREES 34'02" EAST 185.71 FEET; THENCE NORTH 02 DEGREES 44'00" EAST 41.99 FEET; THENCE SOUTH 80 DEGREES 57'24" EAST 34.12 FEET; THENCE SOUTH 73 DEGREES 27'34" EAST 37.42 FEET TO A POINT ON THE EAST LINE OF SAID GOVERNMENT LOT 4; THENCE SOUTH 00 DEGREES 45"39" WEST A DISTANCE OF 880.68 FEET TO THE POINT OF BEGINNING. AND EXPECTING THEREFROM ALL OF THAT PORTION OF SAID GOVERNMENT LOT 4, SECTION 4, LYING NORTHEASTERLY OF THE EXISTING ROADWAY, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, FURTHER DESCRIBED AS FOLLOWS: ALL OF THAT PORTION OF GOVERNMENT LOT 4, SECTION 4, LYING NORTHEASTERLY OF THE EXISTING ROADWAY, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, AND BEING MORE PARTICULARLY DESCRIBED BY METES AND BOUNDS AS FOLLOWS: BEGINNING AT A FOUND 1/2 INCH IRON ROD AND PLS 3451 CAP MARKING THE NORTHEAST CORNER OF GOVERNMENT LOT 4, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO; THENCE ALONG THE EAST LINE OF SAID GOVERNMENT LOT 4, SECTION 4, SOUTH 00 DEGREES 46'41" WEST. A DISTANCE OF 137.94 FEET TO A SET IRON ROD AND PLS 4194 CAP ON THE NORTHEASTERLY RIGHT OF WAY OF COUNTY ROAD NO. 115 BELLGROVE-STINSON ROAD; THENCE ALONG THE NORTHEASTERLY RIGHT OF WAY OF SAID ROAD THE FOLLOWING 2 COURSES, ALL MARKED BY IRON RODS AND PLS 4194 CAPS: 1) NORTH 50 DEGREES 44'36" WEST, A DISTANCE OF 73.10 FEET; 2) THENCE NORTH 60 DEGREES 31'30" WEST, A DISTANCE OF 210.09 FEET TO THE INTERSECTION WITH THE NORTH LINE OF THE AFOREMENTIONED GOVERNMENT LOT 4, SECTION 4; THENCE ALONG SAID NORTH LINE OF GOVERNMENT LOT 4, SECTION 4, SOUTH 87 DEGREES 13'28" EAST, A DISTANCE OF 241.66 FEET TO THE POINT OF BEGINNING. PARCEL 7, THE FOLLOWING TRACTS: TRACT A: A PART OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER, AND GOVERNMENT LOT 2, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER (CN 1/16 CORNER); THENCE NORTH 1 DEGREES 08'28" EAST, 159.98 FEET ALONG THE WEST BOUNDARY OF SAID LOT 2 TO A POINT ON THE CENTERLINE OF LOFFS BAY ROAD; THENCE TRAVERSING SAID CENTERLINE AS FOLLOWS; SOUTH 58 DEGREES 36' 55" EAST, 49.07 FEET; THENCE 332.38 FEET ALONG THE ARC OF A 335.58 FOOT RADIUS CURVE RIGHT, SAID CURVE HAVING A CHORD BEARING SOUTH 30 DEGREES 14'24" EAST, 318.96 FEET; THENCE SOUTH 1 DEGREES 51'53" EAST, 328.02 FEET; THENCE SOUTH 2 DEGREES 28'04" WEST, 104.42 FEET; THENCE SOUTH 12 DEGREES 40'51" WEST, 42.73 FEET; THENCE SOUTH 21 DEGREES 58'11" WEST, 51.81 FEET; THENCE SOUTH 31 DEGREES 00'18" WEST, 99.74 FEET; THENCE SOUTH 32 DEGREES 35'22" WEST, 104.42 FEET; THENCE SOUTH 36 DEGREES 33'02" WEST, 100.94 FEET; THENCE SOUTH 42 DEGREES 15'53" WEST, 51.24 FEET; THENCE NORTH 1 DEGREES 08'28" EAST, AND LEAVING SAID CENTERLINE 955.75 FEET ALONG THE WEST BOUNDARY OF SAID SOUTHWEST QUARTER OF THE NORTHEAST QUARTER TO THE POINT OF BEGINNING. EXCEPT ANY PORTION LYING IN LOFF'S BAY ROAD. TRACT B: A PARCEL OF LAND IN GOVERNMENT LOT 3, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, AND FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID GOVERNMENT LOT 3, SECTION 4; THENCE NORTH 00 DEGREES 46'05" EAST, ALONG THE WEST LINE OF SAID GOVERNMENT LOT 3, A DISTANCE OF 135.57 FEET; THENCE NORTH 89 DEGREES 12'07" EAST, A DISTANCE OF 312.12 FEET; THENCE NORTH 89 DEGREES 47'56" EAST, A DISTANCE OF 321.36 FEET; THENCE NORTH 89 DEGREES 06'25" EAST, A DISTANCE OF 325.48 FEET; THENCE NORTH 82 DEGREES 25'36" EAST, A DISTANCE OF 170.38 FEET; THENCE SOUTH 84 DEGREES 22'44" EAST, A DISTANCE OF 128.59 FEET; THENCE NORTH 87 DEGREES 27'56" EAST, A DISTANCE OF 78.74 FEET TO THE INTERSECTION WITH THE WEST LINE OF SAID GOVERNMENT LOT 2; THENCE SOUTH 01 DEGREES 08'48" WEST, A DISTANCE OF 260.57 FEET TO THE NORTH LINE OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN; THENCE NORTH 85 DEGREES 39'49" WEST, 1334.86 FEET TO THE POINT OF BEGINNING. EXCEPT THAT PORTION OF THE NORTHWEST QUARTER OF SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTH ONE QUARTER CORNER OF SAID SECTION 4; THENCE SOUTH 01 DEGREES 57'14" WEST, ALONG THE EAST LINE OF THE NORTHWEST QUARTER OF SAID SECTION 4, 980.93 FEET TO THE POINT OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUE SOUTH 01 DEGREES 57'14" WEST, ALONG SAID EAST LINE, 65.86 FEET TO THE NORTHERLY RIGHT OF WAY LINE OF LOFFS BAY ROAD; THENCE NORTH 57 DEGREES 48'19" WEST, ALONG SAID NORTHERLY RIGHT OF WAY LINE 125.33 FEET; THENCE SOUTH 83 DEGREES 34'01" EAST, 29.69 FEET; THENCE NORTH 88 DEGREES 16'39" EAST, 78.83 FEET TO THE POINT OF BEGINNING. ALL LYING SOUTH OF THE SOUTH LINE OF THE PLAT OF MCLEAN MEADOWNS RECORDED IN BOOK "G" OF PLATS PAGE 493, KOOTENAI COUNTY, IDAHO. TRACT C: THE NORTH HALF OF THE SOUTHWEST QUARTER AND THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER AND THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER AND THE SOUTHWEST OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER, ALL IN SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDAN, KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM A PORTION OF THE SOUTHEAST QUARTER OF SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF SAID SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, SAID POINT BEING A 1 INCH IRON PIPE AS SHOWN BY INSTRUMENT NO. 1341198, RECORDS OF KOOTENAI COUNTY, IDAHO. THENCE NORTH 76 DEGREES 58'58" WEST ALONG THE SOUTH LINE OF SECTION 4, A DISTANCE OF 1106.63 FEET; THENCE NORTH 29 DEGREES 077'51" EAST, A DISTANCE OF 370.78 FEET TO A 5/8 INCH REBAR WITH A ORANGE PLASTIC CAP, STAMPED P.L.S. 4346; THENCE NORTH 71 DEGREES 05'20" EAST, A DISTANCE OF 402.07 FEET TO A 5/8 INCH REBAR WITH A ORANGE PLASTIC CAP STAMPED P.L.S. 4346; THENCE NORTH 28 DEGREES 40'09" EAST, A DISTANCE OF 325.54 FEET TO A 5/8 INCH REBAR WITH A ORANGE PLASTIC CAP STAMPED P.L.S. 4346; THENCE NORTH 14 DEGREES 25'38" EAST, A DISTANCE OF 225.75 FEET TO A 5/8 INCH REBAR WITH A ORANGE PLASTIC CAP STAMPED P.L.S. 4346; THENCE NORTH 65 DEGREES 00'05" EAST, A DISTANCE OF 297.30 FEET BEING ON THE EAST-WEST 1/16TH LINE BETWEEN THE SC 1/16TH CORNER ON THE SOUTH 1/16TH CORNER OF SAID SECTION 4, SAID POINT ALSO BEING A 5/8 INCH REBAR WITH A ORANGE PLASTIC CAP STAMPED P.L.S. 4346; THENCE SOUTH 78 DEGREES 57'20" EAST ALONG SAID EAST-WEST 1/18TH LINE A DISTANCE OF 46.31 FEET TO THE SOUTH 1/16TH CORNER OF SAID SECTION 4; THENCE SOUTH 00 DEGREES 25'56" WEST ALONG THE EAST LINE OF SAID SECTION 4 A DISTANCE OF 1324.52 FEET TO THE SOUTHEAST CORNER OF SAID SECTION 4 AND THE POINT OF BEGINNING. AND THE SOUTH HALF OF THE NORTHWEST QUARTER OF SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO. EXCEPTING THEREFROM THAT PORTION CONVEYED TO BABBITT LOGGING, INC. BY WARRANTY DEED RECORDED JULY 1, 1997 AS INSTRUMENT NO. 1495927. DESCRIBED AS FOLLOWS: THAT PORTION OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, LYING EAST OF LOFF'S BAY COUNTY ROAD. TOGETHER WITH THAT PORTION OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO, LYING EAST OF LOFF'S BAY COUNTY ROAD. PARCEL 8: ALL OF THAT PORTION OF GOVERNMENT LOT 4, SECTION 4, LYING NORTHEASTERLY OF THE EXISTING ROADWAY, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, AND BEING MORE PARTICULARLY DESCRIBED BY METES AND BOUNDS AS FOLLOWS: BEGINNING AT A FOUND 1/2 INCH IRON ROD AND PLS 3451 CAP MARKING THE NORTHEAST CORNER OF GOVERNMENT LOT 4, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO; THENCE ALONG THE EAST LINE OF SAID GOVERNMENT LOT 4, SECTION 4, SOUTH 00 DEGREES 46'41" WEST, A DISTANCE OF 137.94 FEET TO A SET IRON ROD AND PLS 4194 CAP ON THE NORTHEASTERLY RIGHT OF WAY OF COUNTY ROAD NO. 115 BELLGROVE-STINSON ROAD; THENCE ALONG THE NORTHEASTERLY RIGHT OF WAY OF SAID ROAD THE FOLLOWING 2 COURSES, ALL MARKED BY IRON RODS AND PLS 4194 CAPS: 1) NORTH 50 DEGREES 44'36" WEST, A DISTANCE OF 73.10 FEET; 2) THENCE NORTH 60 DEGREES 31'30" WEST, A DISTANCE OF 210.09 FEET TO THE INTERSECTION WITH THE NORTH LINE OF THE AFOREMENTIONED GOVERNMENT LOT 4, SECTION 4; THENCE ALONG SAID NORTH LINE OF GOVERNMENT LOT 4, SECTION 4, SOUTH 87 DEGREES 13'28" EAST, A DISTANCE OF 241.66 FEET TO THE POINT OF BEGINNING. LEGAL 2662 April 28, 2011 May 5, 12, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 08/22/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/20/2007 as Instrument Number 2083719000, and executed by KAREN A SAYLORS, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1, BLOCK A, MILLER'S CORNER SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 463, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10825 N DANIELLE RD, Hayden, ID 83835-8418 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $164,787.87, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/14/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0030081 FEI # 1006.132986 Legal 2667 May 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 08/22/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/13/2005 as Instrument Number 1987976, and executed by WILLIAM L. EPPERS AND SHELLEY K. EPPERS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 2, ALDERWOOD GARDENS, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 408, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3564 EAST JORDAN DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $180,395.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/14/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0029888 FEI # 1006.132985 Legal 2668 May 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-273404-C Loan No.: 7425361433 A.P.N.: H87500020110 ;249014 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 6/30/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 11, BLOCK 2, SUTHERLAND ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 52 AND 52A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1572 WEST SUTHERLAND COURT HAYDEN, Idaho 83835 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MARK A MCNEIL, A SINGLE MAN, as grantors, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION, as Beneficiary, dated 9/9/2005, recorded 9/16/2005, as Instrument No. 1980938 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by U.S. Bank National Association as Trustee for RASC 2005KS10. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/9/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of $1324.40, due per month from 1/1/2010 through 6/30/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,986.33, plus accrued interest at the rate of 7.04% per annum from 12/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 2/23/2011 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Donna Fitton authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3923926 Legal 2594 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV11-3415 NOTICE OF HEARING ON NAME CHANGE (Adult) IN RE Maxine Jean (Hanson) Hendricksen A Petition to change the name of Maxine Jean (Hanson) Hendrickson, now residing in the City of Post Falls, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Cec Hendricksen. The reason for the change in name is: it has been a nickname I have had for over fifty years. I like it and am comfortable with it, and prefer to use it. A hearing on the petition is scheduled for 9:30 o'clock a.m. June 2, 2011 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: April 25, 2011 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Debra D. Leu Deputy Clerk Legal 2679 April 28, 2011 May 5, 12, 19, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On August 25, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 7, Block 2, Prairie Ridge Second Addition, according to the Plat Recorded in the Office of the County Recorder in Book G of Plats at Page 464, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1665 N. Foxglove Lane, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jason Hildreth and Julina Hildreth, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 30, 2006, as Instrument No. 2041036000; Loan Modification Agreement recorded December 13, 2007, as Instrument No. 2135993000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded April 20, 2011, as Instrument No. 2310420000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,273.23 for the months of January 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $159,744.48 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.85% from December 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 22nd day of April, 2011. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 2684 April 28, 2011 May 5, 12, 19, 2011

Katherine Monroe Coyle Wytychak Elder Law PO Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (2085) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 11-2802 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF Gary Randal Whitlow Deceased NOTICE IS HEREBY GIVEN that Mark Francis Whitlow has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated the 22 day of April 2011 Katherine Monroe Coyle, Attorney at Law Legal 2690 April 28, 2011 May 5, 12, 2011

PAMELA B. MASSEY, P.C. Pamela B. Massey PO Box 1896 Hayden, ID 83835 Telephone: (208) 683-0816 Facsimile: (208) 683-2408 ISB # 7351 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV 11-2186 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF: ROSIE BERNICE LUDINGTON NOTICE IS HEREBY GIVEN that DON LUDINGTON has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to: Donald Ludington, Personal Representative, c/o Pamela Massey, P.O. Box 1896, Hayden, ID 83835, and filed with the Clerk of the Court. DATED this 25 day of April, 2011. Pamela Massey Attorney for Personal Representative Legal 2691 April 28, 2011 May 5, 12, 2011

Lance E. Olsen/ISB #7106 Derrick J. O'Neill/ISB #4021 ROUTH CRABTREE OLSEN, PS 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 derrick@oneillpllc.com Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 11-2826 SUMMONS WELLS FARGO HOME MORTGAGE, Plaintiff, vs. DORTHY J. GRANBERG (Deceased); Unknown Heirs, Assigns and Devisees of Dorthy J. Granberg; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; and Does 1-10 as individuals with an interest in the property legally described as: The South half of Lot 1, Block 9, Coeur d'Alene and King's Addition to the City of Coeur d'Alene according to the plat recorded in Book C of Deeds at Page 144, records of Kootenai County, Idaho. Which may commonly be known as: 612 2nd Street, Coeur d'Alene, Idaho, 83814, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 612 2nd Street, Coeur d'Alene, Idaho, 83814. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 4 day of April, 2011. CLERK OF THE DISTRICT COURT By: _________________________ Deputy Clerk Legal 2692 April 28, 2011 May 5, 12, 19, 2011

91-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on August 23, 2011, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc. as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 1, Block 1, The Meadow At Squaw Bay Replat, according to the plat recorded in Book J of Plats, Page 432, records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Tax Parcel No. 0J4320010010 is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, James V. Watson, Sr. and Darlene J. Watson, Individually and James V. Watson Sr., as Trustee and Darlene J. Watson, as Trustee of the James V. and Darlene J. Watson Family Trust, dated October 29, 1990, A California Trust as Grantor(s), First American Title Company, Inc., as Trustee, for the benefit and security of, Panhandle State Bank, Organized and existing under the laws of Idaho, as Beneficiary; said Deed of Trust was recorded April 13, 2007 as Kootenai County Recorder's Instrument No. 2093919000, modified by Modification of Deed of Trust recorded as Instrument Numbers 211197700 and 216954000. The default for which this sale is to be made is as follows: 1) Failure to pay all outstanding accrued interest current, on the maturity date of September 26, 2010; 2) Failure to comply with said Deed of Trust, to pay at least ten days before delinquency all taxes and assessments affecting said property. 1st half 2010 taxes are due and payable. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of April 4, 2011 there is due and owing on the loan an unpaid principal balance of $88,705.39, accrued interest in the amount of $1,921.28 for a total amount due of $90,626.67. Interest continues to accrue on the Note at the rate of 4.2500% per annum with a per diem rate of $10.32871 after April 4, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED April 20, 2011 FIRST AMERICAN TITLE COMPANY, INC. /s/ Becky Stucki, Trust Officer Legal 2720 May 5, 12, 19, 26, 2011

CHARLES C. JUST, ESQ. - ISB 1779 KIPP L. MANWARING, ESQ. - ISB 3817 JUST LAW OFFICE 381 Shoup Avenue PO Box 50271 Idaho Falls, Idaho 83405 Telephone: (208) 523-9106 Facsimile: (208) 523-9146 Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT STATE OF IDAHO, COUNTY OF KOOTENAI Case No. CV-11-1869 SUMMONS PNMAC MORTGAGE OPPORTUNITY FUND INVESTORS, LLC, Plaintiff vs. ROBERT BYRUM and KATRINA BYRYUM, husband and wife, and JEFF S. ROSSI and JENNIFER ROSSI, husband and wife, and JOHN DOES I-X, Defendants TO: ROBERT BYRUM 15783 W FROST ROAD WORLEY, IDAHO NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGEMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated Court within twenty (20) days after service of this Summons on you. If you fail to so respond, the Court may enter judgment against you as demanded by the plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is for ejectment and granting plaintiff possession of real property An appropriate written response requires compliance with Rule 10(a)(1) and other rules of the Idaho Rules of Civil Procedure, and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. WITNESS my hand and the seal of this District Court, and dated this 3 day of March 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT Sherry Huffman DEPUTY CLERK Legal 2735 May 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 on 08/29/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/02/2005 as Instrument Number 1998942, and executed by JIMMY C TURMAN AND KELLY L TURMAN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER AND THE SOUTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER AND THE NORTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER ALL LOCATED IN SECTION 27, TOWNSHIP 53 NORTH, RANGE 2 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 17433 E PEND ORIELLE DIVIDE RD, Athol, ID 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $100,563.41, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/21/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0030733 FEI # 1006.133692 Legal 2738 May 12, 19, 26, 2011 June 2, 2011

CALL FOR BIDS The Coeur d'Alene School District, acting on behalf of the North Idaho Region 1 Co-op Bid Group, will be accepting sealed bids in the Administration Office of the School District, 311 N 10th Street, Coeur d'Alene ID 83814, on or before May 18, 2011 until the hour of 9:00 a.m. of said day for the purchase of Food and Non-Food items. NO FAXES WILL BE ACCEPTED. Bids will be opened at the Administration office at 9:00 a.m. of said date. All interested individuals are welcome to attend. Bid forms, bidder's instructions and specifications are available to interested bidders at the School District Nutrition Services Office, 1242 East Best Avenue, Coeur d'Alene, Idaho. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement SEALED BID - NUTRITION SERVICES VENDOR marked on the outside. Any bid received after May 18, 2011 at the hour of 9:00 a.m. will not be considered. The right is reserved to accept or reject any or all bids for any reason. Lynn Towne Clerk of the Board School District 271 Legal 2743 May 5, 12, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On September 6, 2011, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 3, Block 1, WESTRIDGE ESTATES, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 222, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 5504 W. Mica View Rd., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Patrick B. Whitcomb and Jan M. Whitcomb, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 17, 2007, as Instrument No. 2136389000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded October 21, 2010, as Instrument No. 2286876000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $2,759.70 for the months of June 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $403,452.01 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.00% from May 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 2nd day of May, 2011. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 2744 May 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0104146 Title Order No. NWT007752 Parcel No. H405014119AAThe following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 08/22/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/05/2007 as Instrument Number 2130191000, and executed by EDWARD G. PONGRAC, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A PARCEL OF LAND BEING A PART OF THE WEST HALF OF TRACT 119 OF THE AMENDED PLAT OF HAYDEN LAKE IRRIGATED TRACTS IN THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. BEGINNING AT A POINT SOUTH 01?02'12" WEST, 660.18 FEET FROM THE NORTH QUARTER CORNER OF SECTION 14; THENCE CONTINUING SOUTH 01?02'12" WEST, 160.00 FEET; THENCE SOUTH 89?12'48" EAST, 334.05 FEET; THENCE NORTH 01?01'57" EAST, 159.84 FEET; THENCE NORTH 89?11'48" WEST, 334.32 FEET TO THE POINT OF BEGINNING. EXCEPT ANY PORTION OF THE HEREIN DESCRIBED PROPERTY LYING WITHIN THE ROAD RIGHT OF WAY.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10966 NORTH REED ROAD , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $193,239.38, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY N.A. Melody Dewald Successor Trustee ASAP# FNMA3966735 Legal 2595 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

CHARLES C. JUST, ESQ. - ISB 1779 KIPP L. MANWARING, ESQ. - ISB 3817 JUST LAW OFFICE 381 Shoup Avenue P.O. Box 50271 Idaho Falls, Idaho 83405 Telephone: (208) 523-9106 Facsimile: (208) 523-9146 Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT STATE OF IDAHO, COUNTY OF KOOTENAI Case No. CV-2011-1414 SUMMONS DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2007-2ALT, Asset-Backed Certificates, series 2007-2ALT., Plaintiff vs. CHAD KIRK and JESSICA KIRK, husband and wife, and JOHN DOES I-X, Defendants. TO: CHAD KIRK 1915 EAST SUNDANCE DR. POST FALLS, IDAHO NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated Court within twenty (20) days after service of this Summons on you. If you fail to so respond, the Court may enter judgment against you as demanded by the plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is for ejectment and granting plaintiff possession of real property. An appropriate written response requires compliance with Rule 10(a)(1) and other rules of the Idaho Rules of Civil Procedure, and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. WITNESS my hand and the seal of this District Court, and dated this 11 day of February 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland DEPUTY CLERK Legal 2745 May 5, 12, 19, 26, 2011

CHARLES C. JUST, ESQ. - ISB 1779 KIPP L. MANWARING, ESQ. - ISB 3817 JUST LAW OFFICE 381 Shoup Avenue P.O. Box 50271 Idaho Falls, Idaho 83405 Telephone: (208) 523-9106 Facsimile: (208) 523-9146 Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT STATE OF IDAHO, COUNTY OF KOOTENAI Case No. CV-2011-1414 SUMMONS DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2007-2ALT, Asset-Backed Certificates, series 2007-2ALT., Plaintiff vs. CHAD KIRK and JESSICA KIRK, husband and wife, and JOHN DOES I-X, Defendants. TO: JESSICA KIRK 1915 EAST SUNDANCE DR. POST FALLS, IDAHO NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated Court within twenty (20) days after service of this Summons on you. If you fail to so respond, the Court may enter judgment against you as demanded by the plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is for ejectment and granting plaintiff possession of real property. An appropriate written response requires compliance with Rule 10(a)(1) and other rules of the Idaho Rules of Civil Procedure, and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. WITNESS my hand and the seal of this District Court, and dated this 11 day of February 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland DEPUTY CLERK Legal 2746 May 5, 12, 19, 26, 2011

ADVERTISEMENT FOR BIDS SKYWAY ELEMENTARY SCHOOL DRY SYSTEM FIRE SPRINKLER REPLACEMENT Sealed bids will be received by the Coeur d'Alene School District No. 271, Board of Trustees, at the School District Office, 311 N. 10th St., Coeur d'Alene, ID 83814, for the Skyway Elementary School Dry System Fire Sprinkler Replacement. Sealed bids must be received by 3:00 p.m. on May 25, 2011, for the Skyway Elementary School Dry System Fire Sprinkler Replacement and must be marked Sealed Bid - Skyway Elementary School Dry System Fire Sprinkler Replacement. Proposals received after this time will not be considered.Proposals will be opened and publicly read at 3:00 p.m. on May 25, 2011 at the Coeur d'Alene School District Administrative Center, 311 N. 10th Street, Coeur d'Alene, Idaho. A Pre-bid Walk-thru of the facility will occur on May 16, 2010, beginning at 8:30 a.m. at Skyway Elementary School to allow Bidders to tour the facility and ask questions of the design team. Attendance is not mandatory, but is strongly recommended. Qualified general contractors and subcontractors may obtain contract documents from Architects West, 210 E. Lakeside Avenue, Coeur d'Alene, ID 83814, by depositing One Hundred Dollars ($100.00) per set. Plan deposits will be returned to actual General and Subcontractor bidders upon return of all contract documents; PROVIDED HOWEVER, that said plans are returned in good, unmarked and unmutilated condition within ten (10) days after the time set for receiving bids. No other plan deposits will be refunded. In addition, a non-refundable handling fee of $10.00 per set is to be submitted by separate check. A complete set of contract documents will also be filed with: Associated Builders & Contractors, Spokane, WA Associated General Contractors, Spokane, WA Associated General Contractors, Coeur d'Alene, ID Spokane Regional Plan Center, Spokane, WA Architects West, Coeur d'Alene, ID No bidder may withdraw his bid after hour set for opening thereof, unless award is delayed for a period exceeding 30 days. The Coeur d'Alene School District No. 271 reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process, to make awards in the best interest of Coeur d'Alene School District No. 271 , and to accept the bid deemed best overall for Coeur d'Alene School District No. 271. COEUR D'ALENE SCHOOL DISTRICT NO. 271 HAZEL BAUMAN, SUPERINTENDENT ATTEST: LYNN M. TOWNE, CLERK Legal 2747 May 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: May 2, 2011 File No.: 7301.27102 Sale date and time (local time): August 31, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 5896 W. Prairie Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John Leonard and Kathleen A. Leonard, also shown of record as Kathleen Ann Leonard, husband and wife Original trustee: North Idaho Title Insurance Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Home Loan Center, Inc., dba LendingTree Loans Recording date: 06/24/2005 Recorder's instrument number: 1959631 County: Kootenai Sum owing on the obligation: as of May 2, 2011: $158,320.82 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A parcel of land being a portion of Government Unit No. 10 of the Post Falls Project In the Northwest Quarter of Section 29, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho and being more particularly described as follows: Commencing at the Northwest corner of said Section 29, being a 1/2" iron rod; thence North 89 degrees 34' East, along the North line of said Section 29, 1666.78 feet to the True Point of Beginning; thence from said True Point of Beginning continuing North 89 degrees 34' East, along said North line 200.00 feet; thence South 02 degrees 52' 19" East, 1279.48 feet to the Northerly right of way of the Spokane International Railroad; thence North 64 degrees 35' 15" West, along said right of way 173.10 feet; thence North 05 degrees 07' 21" West, 1206.89 feet to the True Point of Beginning. And including a parcel of land on the South side of existing Prairie Avenue County Road, being part of Tax No. 15493 lying situated in Government Unit 10 in the Northwest Quarter of Section 29, Township 51 North, Range 4 West, Boise Meridian, more particularly described as follows: Commencing at the North Quarter corner of Section 29, Township 51 North, Range 4 West, Boise Meridian; thence South 89 degrees 34' 00" West, along the North line of said Section 29, a distance of 790.93 feet to the Northwest corner of said Tax No. 15493; thence South 2 degrees 51' 43" East, along the West line of said Tax No. 15493, a distance of 35.57 feet to the South right of way line of existing Prairie Avenue, being the True Point of Beginning; thence extending South 2 degrees 51' 43" East, along said West line 619.70 feet; thence North 1 degrees 00' 46" West, 619.12 feet to a point in the said existing South right of way line; thence South 89 degrees 44' 26" West, along said South line 20.0 feet to the True Point of Beginning. Excepting therefrom a parcel of land on the South side of existing Prairie Avenue County Road, being part of Tax No. 15551 lying situated in Government Unit 10 in the Northwest Quarter of Section 29, Township 51 North, Range 4 West, Boise Meridian, more particularly described as follows, to-wit: Commencing at the North Quarter corner of Section 29, Township 51 North, Range 4 West, Boise Meridian; thence South 89 degrees 34' 00" West, along the North line of said Section 29, a distance of 790.93 feet to the Northwest corner of said Tax No. 15551; thence South 2 degrees 51' 43" East, along the West line of said Tax No. 15551, a distance of 655.27 feet to True Point of Beginning; thence extending South 2 degrees 51' 43" East, along said East line 624.42 feet to the Southeast corner of said Tax No. 15551, being a point in the Northeasterly right of way line of Spokane International Railroad; thence North 64 degrees 35' 45" West, along said Northeasterly right of way line 22.5 feet; thence North 1 degrees 00' 46" West, 614.08 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.27102) 1002.192138-FEI Legal 2751 May 12, 19, 26, 2011 June 2, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-107072 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on August 31, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: Unit 15, Building D, PHEASANT RUN CONDOMINIUMS, according to the plat recorded in Book "J" of Plats at Pages 241 through 241H, records of Kootenai County, State of Idaho. TOGETHER WITH an undivided interest in the common area as set forth in Covenants, Conditions and Restrictions, recorded August 30, 2005 as Instrument No. 1976070, and Covenants, Conditions and Restrictions, recorded November 2, 2005 as Instrument No. 1992972 and amended January 19, 2006 as Instrument No. 2008644 and amended January 26, 2006 as Instrument No. 2010056. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6800 SPURWING CIRCLE UNIT 302, COEUR D'ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICAH JON BURRIDGE, as Grantor, to FIRST AMERICAN TITLE INSURANCE CO., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, dated 1/24/2007, recorded 2/1/2007, under Instrument No. 2080959000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ONEWEST BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 1/24/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of April 26, 2011 Delinquent Payments from December 01, 2010 3 payments at $1,117.17 each $3,351.51 2 payments at $1,025.91 each $2,051.82 (12-01-10 through 04-26-11) Late Charges: $218.75 Beneficiary Advances: $31.00 Suspense Credit: $0.00 TOTAL: $5,653.08 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $140,000.00, together with interest thereon at 7.500% per annum from 11/1/2010 to 3/1/2011, 7.500% per annum from 3/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same, DATED: 4/26/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3980847 Legal 2759 05/12/2011, 05/19/2011, 05/26/2011, 06/02/2011

NOTICE OF MEETING DATE CHANGE WORLEY FIRE PROTECTION DISTRICT NOTICE IS HEREBY GIVEN to the patrons of Worley Fire Protection District that the date for the May Board meeting of said District has been changed. The meeting will be held on Thursday, May 26, 2011 7:00 p.m. WFD Station #1 31541 South Highway 95 Worley, ID 83876 Respectfully Submitted: Kathy A. Mooney, Clerk Legal 2790 May 12, 2011

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Rivers Edge Property Owners Association/Banner Bank of 101 W. Cataldo Suite 100 - Spokane, WA 99201 made application to place rock and riparian vegetation along approximately 1,200' of shoreline for erosion control on the Spokane River. Located on the Spokane River adjacent to: Section 9, Township 50 North , Range 4 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Lands Resource Specialist, Senior - Minerals & Navigable Waters at the above address or by calling (208) 263-5104. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 2791 May 12, 19, 2011

SUMMONS Case No. _______________ IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CITIMORTGAGE, INC., Plaintiff, vs. DARRYL E. DAVIS (Deceased); Unknown Heirs, Assigns and Devisees of Darryl E. Davis; LINDA S. DAVIS; and Does 1-10 as individuals with an interest in the property legally described as: Lot 12, Block 2, Northern Meadows Phase II, according to the plat filed in Book "G" of Plats at Pages 174 and 174A, records of Kootenai County, Idaho. Which may commonly be known as: 30525 N. Alice Court, Athol, Idaho, 83801, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 30525 N. Alice Court, Athol, Idaho, 83801. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This ____ day of April, 2011. CLERK OF THE DISTRICT COURT By:_________________________ Deputy Clerk Lance E. Olsen/ISB #7106 Derrick J. O'Neill/ISB #4021 ROUTH CRABTREE OLSEN, PS 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 derrick@oneillpllc.com Attorneys for Plaintiff Legal 2792 May 12, 19, 26, 2011 June 2, 2011

COEUR D'ALENE CHARTER ACADEMY CONSTRUCT ADDITION TO THE HIGH SCHOOL - BID SOLICITATION Coeur d'Alene Charter Academy, Idaho, by and through the Board of Directors for the Coeur d'Alene Charter Academy, is soliciting formal bids for a building addition to the existing Coeur d'Alene Charter Academy North Building located at 4904 Duncan Avenue, Coeur d'Alene, Kootenai County, Idaho. The 5,312-sq. ft. addition will include a rigid steel frame building, concrete masonry, wood framing, aluminum storefront, hollow metal doors and frames, wood doors, single ply roof, finishes, and associated site development. Sealed bids will be received by the Coeur d'Alene Charter Academy @the offices of Miller Stauffer 601 E Front Avenue Suite 201 Coeur d'Alene, Id 83814 until 2:00 PM PDT on Friday, May 27, 2011. The sealed bids will be opened immediately thereafter for review by the Architect and Owner. Plans, specifications, proposal forms, and other information are on file for examination at the following locations: Miller Stauffer Architects, PA 601 E. Front Ave. Suite 201 Coeur d'Alene, Id 83814 Idaho Associated General Contractors 411 W. Haycraft Avenue, Suite C-3 Coeur d'Alene, ID 83815 Associated Builders & Contractors Plan 12310 E. Mirabeau Parkway #100 Spokane Valley, WA 99216 One (1) complete sets of plans and specifications will be distributed to each bidder for a refundable deposit, less postage, of $50.00 per set, from Miller Stauffer Architects, 601 E. Front Ave. Suite 201 Coeur d'Alene, Idaho 83814. All bids must be made on the forms furnished and must be signed by the Bidder with Bidder's name and post office or mailing address. Each bid must be accompanied by a bidder's bond equal to five percent (5%) of the total bid, made payable to the Coeur d'Alene Charter Academy in one of the following forms: cash, cashier's check, certified check or bidder's bond executed by a qualifed surety company. Any bid submitted may not be withdrawn after the date and time set above for the opening of bids. Construction is scheduled to begin as soon as the contract is awarded and the Notice to Proceed is issued and time is of the essence in order to complete the project this summer. All contractors submitting bids must have a current Idaho Public Works license at the time the bid is submitted and shall otherwise comply with all Idaho public works construction and licensing requirements. Arrangements to visit the site and all questions regarding the project should be directed to the Architect, Dick Stauffer, at Miller Stauffer Architects, (208) 664-1773. The Coeur d'Alene Charter Academy reserves the right to reject any or all bids, or to waive any informalities. COEUR D'ALENE CHARTER ACADEMY AND THE BOARD OF DIRECTORS By: Glenn Mabile, Business Manager Legal 2796 May 12, 19, 2011

CORRECTED NOTICE OF PUBLIC HEARING PLEASE TAKE NOTICE THAT, the Planning and Zoning Commission of the City of Hayden will conduct a public hearing on May 25, 2011 at 5:00 p.m. at the Hayden City Hall, 8930 N. Government Way, Hayden, Idaho, to consider an amendment to Section 11-9-3 of the Hayden City Code to increase the building height limit to 60 feet in the Light Industrial Zone, with exceptions. Said ordinance is available for review at the Community Development and Planning Department of the City of Hayden, where it may be reviewed during regular business hours. The document may also be reviewed on-line at www.cityofhaydenid.us . All persons desiring to be heard should appear at the hearing. Written testimony may be sent to the City of Hayden, Community Development and Planning Department, Hayden, Idaho, 83835 Assistance for persons with disabilities will be provided upon written or verbal notice to city staff 24-hour notice prior to the public hearing. The phone number for City Hall is (208) 772-4411 Legal 2797 May 12, 2011

Notice of Trustee's Sale TS #: ID-11-417800-NH On 8/9/2011, at 11:00am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Aurora Loan Services, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 1, OTT'S SUBDIVISION TO THE CITY OF COEUR D'ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK D OF PLATS, PAGE 29, RECORDS OF KOOTENAI COUNTY, IDAHO. EXCEPT THAT PORTION DEEDED TO THE CITY OF COEUR D'ALENE BY DOCUMENT RECORDED MAY 3, 1994 AS INSTRUMENT NO. 1352679. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 2202N GOVERNMENT WAY, COEUR DALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PRENTISS KINLEY , AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GREENPOINT MORTGAGE FUNDING, INC. A CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE COMPANY as Trustee and recorded 4/24/2007 as Instrument No. 2095823000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/23/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,271.69, due per month for the months of 10/1/2010 through 3/28/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $203,470.81 together with interest thereon at the current rate of 7.5000 per cent (%) per annum from 9/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 4/7/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3963474 Legal 2612 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

NOTICE OF PETITION AND HEARING Case No. CV 11-3466 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF CHESTER ARTHUR PARK, Deceased. NOTICE IS HERBY GIVEN that on April 26, 2011, DIANE J. PARK, whose address is c/o Callahan & Associates, Chtd., PO Box 2226, Coeur d'Alene, ID 83816-2226, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The original of the Petition is on file with the Clerk of Court and may be reviewed upon request. The Petition has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d'Alene, Idaho, on the 24th day of June, in the year 2011, at the time of 9:30 o'clock a.m. before the Presiding Magistrate. Dated this 9 day of May, in the year 2011. CALLAHAN & ASSOCIATES, Chtd. Attorneys for Petitioner by: Kimmer W. Callahan Legal 2798 May 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0067116 Title Order No. WNT005391 Parcel No. C26220050050 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 08/22/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/12/2007 as Instrument Number 2087526000, and executed by JOSHUA S. JONES, A MARRIED PERSON, AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 5, BLOCK 5, ECHO GLENN FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 445, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4384 N 16TH ST , COEUR D ALENE, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $293,980.31, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/13/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Melody Dewald Successor Trustee ASAP# FNMA3968331 Legal 2613 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-106219 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on August 10, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 9 IN BLOCK 1 OF GOZZER RANCH GOLF & LAKE CLUB I, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK J OF PLATS AT PAGE(S) 262, 262A, 262B-2620 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOT 9 BLOCK 1 SECTION 5, COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL LANGDON AND AMANDA LANGDON HUSBAND AND WIFE AS JOINT TENANTS, as Grantor, to TICOR TITLE, as Trustee, for the benefit and security of INDYMAC BANK, F.S.B., as Beneficiary, dated 3/28/2006, recorded 4/4/2006, under Instrument No. 2023317000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Deutsche Bank National Trust Company, as trustee of IndyMac Residential Mortgage-Backed Trust, Series 2006-L2, Residential Mortgage-Backed Certificates, Series 2006-L2. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/28/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of April 5, 2011 Unpaid Principal $283,500.00 Interest $13,457.40 Accrued Late Charges $654.11 Beneficiary Advances: $0.00 Suspense Credit: $-600.00 TOTAL: $297,011.51 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $283,500.00, together with interest thereon at 6.125% per annum from 7/1/2010 to 9/1/2010, 6.125% per annum from 9/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 4/5/2011 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: REGIONAL TRUSTEE SERVICES CORPORATION It's Attorney-in-Fact By Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3963714 Legal 2614 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-224672-C Loan No.: 7442013157 A.P.N.: P76210030040; 257165 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 6/30/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4, BLOCK 3, RIVERSIDE HARBOR 11TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 216, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 5178 EAST PORTSIDE COURT POST FALLS, Idaho 83854 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JOHN SPROUSE, A MARRIED MAN AS HIS SOLE AND SEPERATE PROPERTY, as grantors, to NORTH IDAHO TITLE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR FIRST GUARANTY MORTGAGE CORPORATION A CORPORATION, as Beneficiary, dated 8/25/2006, recorded 8/29/2006, as Instrument No. 2052344000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by U.S. Bank National Association as Trustee for RAMP 2006RZ5. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 8/25/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of $1834.74, due per month from 7/1/2009 through 6/30/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $227,884.99, plus accrued interest at the rate of 7.875% per annum from 6/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 2/23/2011 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Donna Fitton authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3923943 Legal 2615 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 08/22/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/12/2005 as Instrument Number 1987670, and executed by COLLEEN OBEID, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK 27, O'BRIEN'S THIRD ADDITION TO THE TOWN OF COEUR D' ALENE, KOOTANAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF PLATS, PAGE 143. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1110 E LAKESIDE AVE, Coeur d'Alene, ID 83814-4139 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $120,992.90, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/13/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0027854 FEI # 1006.132730 Legal 2621 April 28, 2011 May 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE Parcel No. 074200000660 Title Order No. NWT006752 TS No. 10-0089340 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 08/22/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/01/2005 as Instrument Number 1992373, and executed by DALE E OLSON AND TERESA A OLSON, MARRIED TO EACH OTHER, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: TRACT 66, SPIRIT LAKE EAST, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK F OF PLATS AT PAGES 18-18G, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 31560 N HAYDEN DR , SPRIT LAKE, ID 83869 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $89,488.28, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 04/14/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Tonya Malugen ASAP# FNMA3969634 Legal 2624 04/21/2011, 04/28/2011, 05/05/2011, 05/12/2011