Legals March 25, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On June 29, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Tract 41 in Block 36 of Post Falls Irrigated Tracts, according to the official plat thereof, filed in Book C of Plats at Page(s) 78 Official records of Kootenai County, Idaho. Excepting therefrom the North 300 feet of the West 178 feet. Also excepting therefrom the East 264.32 feet. Also excepting therefrom that portion of Tract 41 in Block 36 of Post Falls Irrigated Tracts, according to the official plat thereof, filed in Book C of Plats at Page(s) 78, 79 and 80 Official records of Kootenai County, Idaho, described as follows: Commencing at the Northwest corner of said Tract 41; thence South along the West line of said Tract, 300 feet to True Point of Beginning; thence East, parallel with the North line of said Tract, 367.06 feet to a point on the West line of the East 264.32 feet of said Tract 41; thence South, paralled with the West line of said Tract 173.32 feet; thence West parallel with the North line of Tract 41, 367.06 feet to the West line of said Tract; thence North along said West line, 173.32 feet to the True Point of Beginning; thence Also excepting therefrom that portion of Tract 41 in Block 36 of Post Falls Irrigated Tracts, according to the official plat thereof, filed in Book C of Plats at Page(s) 78, 79 and 80 Official Records of Kootenai County, Idaho, described as follows: Commencing at the Northwest corner of said Tract 41; thence East, 178.0 feet along the North line of said Tract to the True Point of Beginning; thence Continuing East along said North line 189.06 feet to a point that bears, 264.32 feet West of the Northest corner of Tract 41; thence South parallel with the North line of Tract 41, 300 feet; thence West 189.06 feet; thence North parallel with the West line of said Tract 300 feet to the True Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2485 E. 12th Ave, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Bruce F. Spencer, a single man, as Grantor(s) with Morequity, Inc. as the Beneficiary, under the Deed of Trust recorded June 2, 2004, as Instrument No. 1879716, in the records of Kootenai County, Idaho, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $873.66 for the months of November 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $146,317.27 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.34% from October 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 24th day of February, 2011. _________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 2208 March 4, 11, 18, 25 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-106597 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on June 29, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 1, SPIRIT HOMES SUBDIVISION, IN THE CITY OF SPIRIT LAKE, A RE-PLAT OF BLOCKS 54, 55 AND 61, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS, PAGE 364. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 32637 NORTH 7TH AVENUE , SPIRIT LAKE, ID 83869, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding titie, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVE PEMBERTON REBECCA PEMBERTON, as Grantor, to PIONEER TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR THE CIT GROUP/CONSUMER FINANCE, INC. (A DELAWARE CORPORATION), as Beneficiary, dated 2/21/2005, recorded 2/23/2005, under Instrument No. 1931225, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE4, Asset Backed Pass-Through Certificates. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/21/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of February 22, 2011 Delinquent Payments from November 01, 2010 4 payments at $ 405.82 each $1,623.28 (11-01-10 through 02-22-11) Late Charges: Beneficiary Advances: Suspense Credit: 0.00 2,070.08 0. 00 TOTAL: S 3,693.36 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $72,004.32, together with interest thereon at 4.510% per annum from 10/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 2/22/2011. TRUSTEE SERVICES, LLC c/o Regional Trustee Services Corporation 616 1st Avenue, Suite 500, Seattle WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3927032 Legal 2221 03/04/2011, 03/11/2011, 03/18/2011, 03/25/2011

NOTICE OF PUBLIC COMMENT PERIOD CONCERNING FISCAL YEAR'S 2012 WATER QUALITY AND DRINKING WATER LOAN AND GRANT PRIORITY LISTS AND ASSOCIATED INTENDED USE PLANS (IUPs) This notice is given to fulfill the public information requirements of Idaho's rules for administration of drinking water and water quality construction grant and loan programs. The Department of Environmental Quality (DEQ) has scheduled a comment period concerning the following documents, which, upon final DEQ Board acceptance will govern the state fiscal year 2012: 1. The draft State Drinking Water Loan Intended Use Plan (IUP) which contains the Loan Project Priority List and the Drinking Water Quality Planning Grant Priority List 2. The draft State Water Quality Loan Intended Use Plan (IUP) which contains the Loan Project Priority List and the Water Quality Planning Grant Priority List DEQ will award grants and loans from these four lists in priority order, to the highest ranked projects that are ready to proceed. Awards will be made to fully utilize all available funding. The purpose of the comment period will be to give interested parties an opportunity to comment on the grant and loan lists. Copies of the lists and IUPs are available for public review at the following locations: DEQ State Office-Loan Program 1410 N. Hilton St. 2nd Floor Boise, Idaho 83706 (208) 373-0439 Contact: Tim Wendland tim.wendland@deq.idaho.gov DEQ Coeur d'Alene Regional Office 2210 Ironwood Parkway Coeur d'Alene, Idaho 83814 (208) 769-1422 Contact: Katy Baker The four priority lists and two IUPs can also be viewed on DEQ WEB Site at: http://www.deq.idaho.gov/public/comment.cfm Anyone may submit comments regarding the proposed lists. Written comments can be sent by regular mail or by e-mail to Tim Wendland at the address given above. All written comments and data concerning the Priority Lists and IUPs must be received on or before April 11, 2011. Legal 2270 March 11, 18, 25, 2011

Katherine Monroe Coyle Wytychak Elder Law PO Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-2011-1563 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF Donald Raymond Fostvedt Deceased NOTICE IS HEREBY GIVEN that Carol D. Uptagrafft has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice of Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 4 day of March, 2011 Katherine Monroe Coyle, Attorney at Law Legal 2271 March 11, 18, 25, 2011

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-2011-1472 NOTICE TO CREDITORS In the Matter of the Estate of VIOLA MARGARET JACOBSON Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to RONALD P. McCOY, Personal Representative of the above estate at 701 E. Front Avenue, Suite 101, PO Box "E", Coeur d'Alene, Idaho 83816-2530, or filed with the Court. DATED this 4th day of March, 2011. RONALD P. McCOY Personal Representative of the Estate of VIOLA MARGARET JACOBSON, Deceased PETER C. ERBLAND Attorney at Law PAINE HAMBLEN LLP 701 E. Front Avenue, Suite 101 PO Box "E" Coeur d'Alene, Idaho 83816-2530 Legal 2272 March 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 2, 2011 File No.: 7090.23028 Sale date and time (local time): July 1, 2011 at 10:00 AM Sale location: in the office of First American Title Company, 1866 North Lakewood Drive, Coeur d'Alene, ID 83814 Property address: 111 S Bentley Place Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Amber R. Drake and Geoff S. Drake, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Brokers Conduit Recording date: 08/31/2006 Recorder's instrument number: 2053071000 County: Kootenai Sum owing on the obligation: as of March 2, 2011: $265,803.51 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 5 of Bentley Village First Addition, according to the official plat thereof, filed in Book "E" of Plats at Page 228 official records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7090.23028) 1002.127005-FEI Legal 2273 March 11, 18, 25, 2011 April 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 2, 2011 File No.: 7174.21873 Sale date and time (local time): July 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 24414 E. Meadow Road Cataldo, ID 83810 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jan Y. Speelman and Julie L. Speelman, husband and wife Original trustee: Fidelity National Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Encore Credit Corp. Recording date: 11/30/2005 Recorder's instrument number: 1998562 County: Kootenai Sum owing on the obligation: as of March 2, 2011: $330,010.29 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A tract of ground situated in the Northwest quarter of the Northeast quarter of the Southwest quarter of Section 34, Township 49 North, Range 1 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: Beginning at a point (No. 1) on the South side of the County Road whence the Northeast corner of the Northwest quarter of the Northeast quarter of the Southwest quarter of Section 24, Township 49 North, Range 1 West, Boise Meridian, bears due East, 281.74 feet; thence due South 169.9 feet to a point (No. 2); thence due East 61.74 feet to a point (No. 3); thence due South 490.1 feet to the Southeast corner (Point No. 4); thence due West 440 feet to the Southwest corner (Point No. 5); thence due North 660 feet to the Northwest corner (Point No. 6); thence due East 378.26 feet to a point (No. 1) and the Place of Beginning. Excepting a 20 foot wide road right of way on the West side line of Port McKim, Book 110, Page 103, records of Kootenai County, Idaho. Also excepting therefrom any portion thereof lying within Doyle Ranch Subdivision, according to the plat thereof recorded in Book "E" of Plats, Page 136. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21873) 1002.164876-FEI Legal 2274 March 11, 18, 25, 2011 April 1, 2011

Notice of Trustee's Sale TS#: ID-10-413884-NH On 6/29/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Federal National Mortgage Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 9, BLOCK 1, MANDALAY ESTATES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 77, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 10602 N SEASIDE ST , HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DENISE L SOSLER AND JIM SOSLER , WIFE AND HUSBAND as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GREENPOINT MORTGAGE FUNDING, INC. A CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE COMPANY as Trustee and recorded 12/15/2005 as Instrument No. 2001770 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/14/2005. The monthly installments of principal, interest, and impounds (if applicable) of $1,099.51, due per month for the months of 3/1/2010 through 2/10/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $155,802.85 together with interest thereon at the current rate of 7.1250 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 2/25/2011 By: Pioneer Title Company of Ada County dba Pioneer I I Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3926857 Legal 2275 03/11/2011, 03/18/2011, 03/25/2011, 04/01/2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On July 12, 2011, at the hour of 12:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 6, Block 60, CITY OF SPIRIT LAKE, according to the plat recorded in Book "B" of Plats, Page 143, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 32629 N. 8th Ave., Spirit Lake, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Colby Berscheid, Hannah Berscheid, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded August 14, 2008, as Instrument No. 2173603000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded November 6, 2009, as Instrument No. 2239963000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,365.40 for the months of January 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $185,951.50 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.25% from December 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 7th day of March, 2011. ____________________________Tammie Harris Trust Officer for Just Law, Inc. Legal 2276 March 11, 18, 25, 2011 April 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 30, 2010 File No.: 7839.20169 Sale date and time (local time): May 2, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 25067 N. Ramsey Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robin Grytness and Rebecca Grytness, husband and wife Original trustee: First American Title Co. Original beneficiary: Washington Trust Bank Recording date: 09/09/2005 Recorder's instrument number: 1979161 and modified on March 14, 2006 as Instrument No. 2018662 County: Kootenai Sum owing on the obligation: as of December 30, 2010: $42,893.58 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South half of the Southeast quarter of the Southeast quarter of the Southeast quarter of Section 27, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7839.20169) 1002.181356-FEI Legal 2277 March 11, 18, 25, 2011 April 1, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 0078829173 T.S. No.: 10-11555-6 . On 07/06/2011 at 11:00 am (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814. In the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as successor Trustee on behalf of HSBC BANK USA, NATIONAL ASSOCIATION will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The North 530 feet of the North Half of that portion of the Southeast Quarter of the Northeast Quarter of Section 32, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, described as follows: BEGINNING at the Southwest corner of the Southeast Quarter of the Northeast Quarter of Section 32, Township 50 North, Range 4 West of the Boise Meridian, and running; thence Northerly along the West boundary line of the Southeast Quarter of the Northeast Quarter, 1,060 feet; thence Easterly (parallel to the Southern boundary of the Northeast Quarter of Section 32) 860 feet; thence Southerly 1,060 feet (parallel to the Western boundary of the Southeast Quarter of the Northeast Quarter) to the Southern boundary of the Northeast Quarter; thence Westerly along the Southern boundary line 860 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 4917 W. PRESLEY RD. , COEUR D ALENE , ID, is sometimes associated with said real properly. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, RICHARD J. WEBB AND WENDY WEBB, HUSBAND AND WIFE, As grantors, To: PIONEER TITLE COMPANY , As Trustee, for the benefit and security of Wells Fargo Bank N.A., As Beneficiary, dated 09/06/2007, recorded 09/13/2007, as Instrument No. 2121493000, of the records of Kootenai County, Idaho. ASSIGNMENT OF HSBC BANK USA, NATIONAL ASSOCIATION, RECORDED 12/31/2009 AS INSTRUMENT NO. 2247591000 Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 09/06/2007. The monthly payments for Principal. Interest and Impounds (if applicable) of $2,394.79, due per month from 06/01/2010 , and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $274,000.33, plus accrued interest at the rate of 7.12500% per annum from 05/01/2010 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: March 7, 2011 Fidelity National Title Insurance Company 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez SALE INFORMATION CAN BE OBTAINED ON LINE www.lpsasap.com AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 3937390 Legal 2278 03/11/2011, 03/18/2011, 03/25/2011, 04/01/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. File No. 10-05719ID NOTICE IS HEREBY GIVEN that, Michael A. Pope, Esq. of, the duly appointed Successor Trustee, will on June 23, 2011, at the hour of 10:00AM, of said day, front steps of the Kootenai County Courthouse, 324 West Garden Avenue, Coeur d'Alene, ID 83816 sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Kootenai, State of Idaho, to-wit: Lot 2, Block 3, Abbott Dells, according to the Plat recorded in Book F of Plats, Page 246, records of Kootenai County, Idaho. The Successor Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 2687 E Metallic Court, Athol, ID 83801, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Janice D. Freeman and David C. Freeman as Grantors to First American Title Company as Trustee for the benefit and security of Option One Mortgage Corporation, a California Corporation as Beneficiary, dated August 10 2006, recorded with the Kootenai County Recorder's Office on August 22, 2006, Instrument No. 2050901000, the beneficial interest in which is presently held by Wells Fargo Bank, N.A., as trustee of the Option One Mortgage Loan Trust 2007-FXD1 Asset-Backed Certificates, Series 2007-FXD1. The above are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The default for which sale is made is the failure to pay when due under the Deed of Trust Note dated August 10, 2006, the monthly payment which became due on September 27, 2010 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of February 28, 2011 Delinquent Payments from August 1, 2010 7 payments at $2,735.40 each month (August 1, 2010 through February 28, 2011) $19,147.80 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $378,868.65, together with interest thereon at 8.850% per annum from August 1, 2010 to February 28, 2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. Dated: February 23, 2011, By Michael A. Pope (ISB #6267) of Robert J Hopp & Associates, LLC as Successor Trustee P.O. Box 8689 Denver, CO 80201 Phone: (303) 788-9600 (RSVP# 204782)(03/04/11, 03/11/11, 03/18/11, 03/25/11) Legal 2207 March 4, 11, 18, 25, 2011

68-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on July 06, 2011, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: A portion of Lot 11, Block 2, SELTICE PLAZA, according to the plat recorded in the office of the County Recorder in Book G of Plats at Page 317, records of Kootenai County, Idaho. BEGINNING at the Northwest corner of said Lot 11, Block 2, SELTICE PLAZA SUBDIVISION, as recorded at Book "G" at Page 317, records of Kootenai County, Idaho; thence South89819'36" East along the North line of said Lot 11, a distance of 71.50 feet to the TRUE POINT OF BEGINNING; thence South 89819'36" East continuing along said north line of said Lot 11, a distance of 109.06 feet to the Northeast Corner of said Lot 11; thence South 01822'10" East along the East line of said Lot 11, 211.63 feet to the Southeast corner of said Lot 11; thence North 89819'36" West along the South line of Lot 11, a distance of 116.61 feet to a point on line 71.50 feet easterly of the Southwest corner of said Lot 11; thence North 00840'24" East parallel to and 71.50 feet easterly of the West line of said Lot 11, a distance of 211.50 feet, the TRUE POINT OF BEGINNING. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 1660 E. Schneidmiller Avenue, also shown as, 1640 E. Schneidmiller Avenue, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Five Heads, LLC, a Washington limited liability company as Grantor(s), First American Title Company, as Trustee, for the benefit and security of, Numerica Credit Union, Organized and existing under the laws of the United States of America, as Beneficiary; said Deed of Trust was recorded April 04, 2008 as Kootenai County Recorder's Instrument No. 2152695000. The default for which this sale is to be made is as follows: 1) Failure to make the monthly payment of $6,388.94 due for the 2nd day of November, 2010 and a like sum of $6,388.94 due for each and every month thereafter; 2) Failure to comply with paragraph 7 of said Deed of Trust, grantor will pay all taxes, assessments, liens etc., and other charges relating to the property when due; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of February 16, 2011 there is due and owing on the loan an unpaid principal balance of $917,726.59, accrued interest in the amount of $21,830.08 and Late Charges in the amount of $1,277.80 for a total amount due of $940,834.47. Interest continues to accrue on the note at the rate of 6.340% per annum with a per diem rate of $159.4079 after February 16, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED March 4, 2011 FIRST AMERICAN TITLE COMPANY /s/Becky Stucki, Trust Officer Legal 2319 March 18, 25, 2011 April 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 9, 2011 File No.: 7301.27034 Sale date and time (local time): July 8, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4007 W. Nottingham Lane Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sonja B. Hurt, a married person Original trustee: First American Title Company of Idaho Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Suntrust Mortgage, Inc. Recording date: 06/30/2005 Recorder's instrument number: 1961556 County: Kootenai Sum owing on the obligation: as of March 9, 2011: $153,320.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 4, Northshire, Kootenai County, State of Idaho, according to the plat recorded in Book E of Plats, Pages 199, 199A and 199B. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.27034) 1002.187545-FEI Legal 2332 March 18, 25, 2011 April 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 9, 2011 File No.: 7301.26983 Sale date and time (local time): July 8, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1830 E. Foxborough Court Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael Lee Brown and Heather Gail Brown, Trustees, or their successors in trust, under the Michael and Heather Brown Living Trust, dated June 22, 2000, and any amendments thereto Original trustee: Alliance Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American West Bank Recording date: 02/10/2009 Recorder's instrument number: 2196067000 County: Kootenai Sum owing on the obligation: as of March 9, 2011: $297,175.31 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3 in Block 2 of Foxborough, according to the official plat thereof, filed in Book F of Plats at Page(s) 161 Official Records of Kootenai County, Idaho. And the North 53.376 feet of Lot 7, Section 6, Township 51 North, Range 3 West, Boise Meridian, Kootenai County, Idaho. Less the West 712.21 feet. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.26983) 1002.187546-FEI Legal 2333 March 18, 25, 2011 April 1, 8, 2011

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 5029466 T.S, No.: T11 -73605-ID NOTICE IS HEREBY GIVEN that FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 07-06-2011 at 11:00 AM, of said day, at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N, LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: LOT 1, BLOCK 3, PRAIRIE ESTATES OF RATH DRUM FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 414, RECORDS OF KOOTENAI COUNTY, IDAHO. A.P.N.: R53050030010 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 8474 W OREGON ST RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by. TRENNIS R MERRITT AND DEBBIE L MERRITT HUSBAND AND WIFE, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 04\u00AC\u00A805-2007, recorded 04-12-2007, as Instrument No. I 2093801000, records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $187,541.69. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: February 21, 2011 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 MISSY SPENCER Asst. Secretary FOR SALES INFORMATION, PLEASE CONTACT AGENCY SALES AND POSTING AT VWW.FIDELITYASAP.COM OR 714-730-2727 ASAP# 3934058 Legal 2334 March 18, 25, 2011 April 1, 8, 2011

Notice of Trustee's Sale TS#: ID-11-417717-NH On 7/7/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Fannie Mae ("Federal National Mortgage Association") will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 3, BLOCK 2, MONTROSE SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN VOLUME "I" OF PLATS AT PAGE 375, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH A PORTION OF TRACT "A" OF SAID MONTROSE SECOND ADDITION, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 3; THENCE NORTH 8743'08" WEST ALONG THE NORTH LINE OF SAID LOT 2, A DISTANCE OF 50.04 FEET TO THE NORTHEAST CORNER OF SAID LOT 3; THENCE NORTH 0000'18" WEST, A DISTANCE OF 30.33 FEET; THENCE SOUTH 8759'54 EAST, A DISTANCE OF 50.03 FEET; THENCE SOUTH 0000'18" EAST, A DISTANCE OF 30.57 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1319 W KACHESS LN , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL D MATTEO & MARCI J CLARK , HUSBAND & WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST HORIZON HOME LOAN CORPORATION A CORPORATION, is named as Beneficiary and PIONEER TITLE COMPANY as Trustee and recorded 5/25/2006 as Instrument No. 2033536000 in book, page and re-recorded on 6/21/2006, as Instrument No. 2038719000, in Book , Page of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 5/24/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,394.43, due per month for the months of 10/1/2010 through 2/24/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $200,968.19 together with interest thereon at the current rate of 6.7500 per cent (%) per annum from 9/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 03/04/2011 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3934279 Legal 2335 03/18/2011, 03/25/2011, 04/01/2011, 04/08/2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 06/03/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/10/2005 as Instrument Number 1971607, and executed by WAYNE WHITLEY, AND JESSICA R WHITLEY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 17 IN BLOCK 1 OF WINDWOOD COURT, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 207, 207A, AND 207B OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1907 E WINDWOOD CT, Post Falls, ID, 83854-7584 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $136,405.20 plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/25/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0129444 FEI #:1006.115106 Legal 2346 March 18, 25, 2011 April 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 15, 2011 File No.: 7233.22507 Sale date and time (local time): July 14, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4208 N. Staples Ave Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David C. Frazier and Patsy A. Frazier, husband and wife Original trustee: Stewart Title Company of Idaho Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 03/31/2006 Recorder's instrument number: 2022631000 County: Kootenai Sum owing on the obligation: as of March 15, 2011: $68,898.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 15, Northshire Addition, according to the plat recorded in Book "E" of Plats at Page 199, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7233.22507) 1002.188109-FEI Legal 2395 March 25, 2011 April 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 16, 2011 File No.: 7174.21759 Sale date and time (local time): July 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1507 E. 3rd Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Donna Booker, a single woman Original trustee: Pioneer Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Liberty American Mortgage Corp. Recording date: 09/02/2004 Recorder's instrument number: 1898744 County: Kootenai Sum owing on the obligation: as of March 16, 2011: $109,408.69 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 8, Riverview Park Addition to Post Falls, Kootenai County, Idaho, according to the plat recorded in the office of the County Recorder in Book "D" of Plats, Page 161, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21759) 1002.144328-FEI Legal 2396 March 25, 2011 April 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 16, 2011 File No.: 7023.92335 Sale date and time (local time): July 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1318 Locust Avenue East Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Diane Tetzner, a married woman as her sole and separate property Original trustee: First American Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Provident Funding Associates, L.P. Recording date: 09/24/2004 Recorder's instrument number: 1902864 County: Kootenai Sum owing on the obligation: as of March 16, 2011: $118,447.26 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 10, Block 1, Locust Addition, according to the plat recorded in Book "F" of Plats, Pages 13, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.92335) 1002.188211-FEI Legal 2397 March 25, 2011 April 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 16, 2011 File No.: 7037.08915 Sale date and time (local time): July 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6642 W Kamloops Drive Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael P. Dreier & J'Lynn Dreier, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loans, a division of First Tennessee Bank N.A. Recording date: 05/30/2008 Recorder's instrument number: 2161747000 County: Kootenai Sum owing on the obligation: as of March 16, 2011: $200,882.11 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11, Block 7, Deerfield, according to the plat recorded in Book G of Plats, Page 376, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08915) 1002.188244-FEI Legal 2398 March 25, 2011 April 1, 8, 15, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 23rd day of June, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 4, BROADMOORE ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 303, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8920 N. Torrey Ln., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PENNY HINDBERG, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 8, 2003, as Instrument No. 1820096, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 23, 2003, as Instrument No. 1830918, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 7, 2003, in the amount of $273.00 each, for the months of August, 2010, through February, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.55% per annum from July 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $20,739.26, plus accrued interest at the rate of 5.55% per annum from July 1, 2010. DATED This 21st day of February, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 2206 March 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: March 16, 2011 File No.: 7763.29485 Sale date and time (local time): July 15, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12298 N. Kelly Rae Dr. Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: James N. Anderson and Kristine K. Anderson, husband and wife Original trustee: Kootenai County Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Global Credit Union Recording date: 09/02/2005 Recorder's instrument number: 1977556 County: Kootenai Sum owing on the obligation: as of March 16, 2011: $214,894.96 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 17, Block 6, First Addition to Pineview Estates, according to the plat recorded in the Office of the County Recorder in Book D of Plats at Page 188, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7763.29485) 1002.188248-FEI Legal 2399 March 25, 2011 April 1, 8, 15, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 23, 2011 File No.: 7174.21975 Sale date and time (local time): June 24, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9430 N. Chalet Road Hayden Lake, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David Washburn and Deborah Washburn, husband and wife Original trustee: First American Title Ins. Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Central Pacific Mortgage Company, a California Corporation Recording date: 03/27/2006 Recorder's instrument number: 2021428000 County: Kootenai Sum owing on the obligation: as of February 23, 2011: $264,730.65 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 14 and 15, Block 9, Hayden Lake Country Homes, according to the plat recorded in Book C of Plats, Page 149, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21975) 1002.186475-FEI Legal 2204 March 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 22, 2011 File No.: 7037.74382 Sale date and time (local time): June 23, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 113 W. 19th Avenue fka 107 W. 19th Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jesse R. Monroy, a married man Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 09/07/2007 Recorder's instrument number: 2120564000 County: Kootenai Sum owing on the obligation: as of February 22, 2011: $195,635.35 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 4, Block 1, Roberts First Addition to Post Falls, according to the plat recorded in Book "D" of Plats at Page 60, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.74382) 1002.186336-FEI Legal 2205 March 4, 11, 18, 25, 2011

Order No. 75602 NOTICE OF TRUSTEE'S SALE On Tuesday, the 14th day of June, 2011, at the hour of 11:00 A.M. of said day, in the lobby of the office of KOOTENAI COUNTY TITLE COMPANY, located at 1450 Northwest Boulevard, Suite 200, Coeur d'Alene, County of Kootenai, State of Idaho, KOOTENAI COUNTY TITLE COMPANY, INC., an Idaho corporation, as Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lots 7 and 8, Block 3, Simm's Addition to the Town of Coeur d'Alene, according to the plat recorded in the office of the County Recorder in Book B of Plats at Page 57, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1502 North 3rd Street, Coeur d'Alene, Idaho 83814 For further information of the location of the property please contact Kootenai County Title Company. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred it, the Deed of Trust executed by GEORGE O. BEAUDRY, JR., an unmarried man, to KOOTENAI COUNTY TITLE COMPANY, INC. as Trustee, for the benefit and security of PHILIP E. DOLAN and MARY L. DOLAN, husband and wife, as Beneficiary, recorded December 11, 2007, as Instrument No. 2135566000, records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4) (a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. AND FURTHER, that a breach of the obligation for which the transfer in trust is security has occurred, in that the Grantors above mentioned have failed to pay in full the principal balance in the amount of $74,971.24, plus accrued interest, which were due in full on December 6, 2008; AND have failed to pay general property taxes for the 1st half of the year 2010, which are delinquent in the amount of $572.78, plus penalty and interest; together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The balance owing as December 2, 2010 on the obligation secured by said Deed of Trust is $74,971.24, plus accrued interest in the amount of 5,348.35, plus interest accruing at the rate of 7.00% annual percentage rate from December 3, 2010 until paid, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. DATED this 3rd day of February, 2011 KOOTENAI COUNTY TITLE COMPANY, Trustee BY____________/S/__________ DENISE K. POTTS, Secretary Legal 2210 March 4, 11, 18, 25, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208)523-9106 FAX (208)523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On July 5, 2011, at the hour of 12:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 3, Block C, HAUSER LAKE SUMMER HOMES, according to the plat recorded in the office of the County Recorder in Book C of Plats at Page 189, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 18243 W. Vinton Ave., Hauser, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Craig L. Turner, Sr. and Barbara V. Turner, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded August 8, 2007, as Instrument No. 2115178000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded February 28, 2011, as Instrument No. 2304334000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,185.27 for the months of October 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $146,922.24 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.875% from September 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of February, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 2216 March 4, 11, 18, 25, 2011

NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on May 25, 2011, in the Office of First American Title Company 1866 North Lakewood Dr., Coeur d' Alene, Idaho, Scott D. Stufflebeam, Attorney At Law, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 5, Block 1, PLACER COURT, according to the plat recorded in Book "I" of Plats at Page 149, records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2413. According to the Trustee's records, the street address of 913 W. Placer Court, Hayden, Idaho is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Cody J. Likkel and Jodi L. Likkel, Husband and Wife, as Grantors, First American Title, as Trustee, for the benefit and security of Potlatch #1 Federal Credit Union, recorded February 26, 2008, as Instrument No. 2146380000, all records of Kootenai County, Idaho. The default for which this sale is to be made is the failure to make the monthly installment due for December 7, 2010 and each and every month thereafter. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of December 7, 2010 there is due and owing on the loan an unpaid principal balance of $130,157.98, accrued interest in the amount of $3,405.33, and late fees owing of $1,087.33. \u2020Interest accrues on the Note at the rate of 6.00% per annum. Interest continues to accrue. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2413. DATED January 20, 2011 /s/ Scott D. Stufflebeam, Attorney At Law Successor Trustee Legal 2218 March 4, 11, 18, 25, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-SF-106312 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on June 27, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE. 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, ail payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 7 IN BLOCK 3 OF QUAIL RIDGE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 1 OF PLATS PAGE(S) 333 AND 333A OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. WITH THE APPURTENANCES THERETO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 6272 WEST LOFTY RIDGE STREET , RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD L RIGBY, HEATHER RIGBY, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of BANK OF AMERICA, NA, as Beneficiary, dated 8/22/2006, recorded 10/11/2006, under Instrument No. 2060499000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by BANK OF AMERICA, N.A.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/22/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 2/27/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of February 16, 2011 Delinquent Payments from September 27, 2010 5 payments at $269.96 each $1,349.80 (09-27-10 through 02-16-11) Late Charges: $67.21 Beneficiary Advances: $95.00 Suspense Credit: $0.00 TOTAL: $1,512.01 Ail delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $59,883.84, together with interest thereon at 4.490% per annum from 8/27/2010 to 2/27/2011, 4.490% per annum from 2/27/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 2/16/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES- CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http:// www.rtrustee.com ASAP# 3926880 Legal 2220 03/04/2011, 03/11/2011, 03/18/2011, 03/25/2011