Legals July 21, 2011

Loan No. xxxxxx9476 T.S. No. 1326421-09 Parcel No. r20500040040 NOTICE OF TRUSTEE'S SALE On October 05, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 4, block 4, derrfield subdivision, according to the plat recorded in book "g" of plats, pages 376, 376a and 376b, records of Kootenai county, idaho. Commonly known as 6972 W Legacy Drive Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert E Christiansen An Unmarried Man as Grantor, to Pioneer Title Company Of Kootnai County, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded July 14, 2005, as Instrument No. 1964618, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $152,441.18, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: June 03, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-382962 Legal 3046 June 30, 2011 July 7, 14, 21, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 21, 2011 File No.: 7023.94680 Sale date and time (local time): October 20, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10074 N Zack Court Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Sean M. Brown and Penelope Brown, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 10/05/2007 Recorder's instrument number: 2125414000 County: Kootenai Sum owing on the obligation: as of June 21, 2011: $253,034.37 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 3, Block 1, of Aimee's Place, according to the plat thereof, recorded in Book I of Plats, Page 489, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.94680) 1002.196782-FEI LEGAL 3159 June 30, 2011 July 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 10/24/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/27/2007 as Instrument Number 2123868000, and executed by VINCENT A BROWN AND DENISE L BROWN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 5, BLOCK 8, PINE HILLS, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS AT PAGES 218 AND 218A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3404 E PINE HILL DRIVE, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $200,689.77, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/17/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0047669 FEI # 1006.138338 LEGAL 3162 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 10/24/2011 at 10:00 A.M., (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/13/2005 as Instrument Number 1987977, and executed by PETER FOUNTAIN, AND RACHEL A FOUNTAIN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: LOT 8 IN BLOCK 3 OF BROADMOORE ESTATES THIRD ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK I OF PLATS AT PAGE(S) 471 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2502 W WARWICK CT, Hayden, ID 83835-9805 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $169,196.62, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/17/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0047924 FEI # 1006.138279 LEGAL 3163 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 10/24/2011 at 10:00 A.M., (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/01/2006 as Instrument Number 2053281000, and executed by RHEA KRAUS, AND JEROME KRAUS, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE WEST HALF OF THE WEST HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 29, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5785 W MALLORY RD, Rathdrum, ID 83858-8021 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $267,085.59, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0153713 FEI # 1006.121504 LEGAL 3164 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 10/24/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/30/2005 as Instrument Number 1976096, and executed by GEORGE R WHITNEY JR AND MONA M WHITNEY, MARRIED TO EACH OTHER, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 10, BLOCK 15, FAIRWAY HILLS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 62, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3658 PINERIDGE DR, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $154,335.64, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0048325 FEI # 1006.138312 LEGAL 3165 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 10/24/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/23/2006 as Instrument Number 2062714000, and executed by JAY M MARTIN, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 4 IN BLOCK 7 OF SINGING HILLS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 162 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 908 E GLACIER PEAK DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $138,997.33, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0047661 FEI # 1006.138311 LEGAL 3166 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0043310 Title Order No. NWT002871 Parcel No. H87020050120 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/07/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/01/2007 as Instrument Number 2124442000, and executed by CHARLES G CHONGAWAY AND CHERYL M CHONGAWAY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 12, BLOCK 5, STRAWBERRY FIELDS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK J OF 261, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8136 N SALMONBERRY LOOP , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $296,720.40, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/28/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# FNMA4032225 Legal 3197 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 1256043554 T.S. No.: 11-01205-6. On October 27, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR NAAC MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-1 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 5, BLOCK 1, CASEY'S PLACE, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGES 451, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 3300 W. CASEY COURT , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES A. CLARKE. A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as original grantor(s), to FIRST AMERICAN TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMIEE FOR AMERICAN BROKERS CONDUIT, as original beneficiary ASSIGNMENT OF DOT TO HSBC BANK USA, NATIONAL ASSOCIATION, RECORDED 05/27/2011 AS INSTRUMENT NO. 2315103000 , dated as of October 18, 2006, and recorded on October 20, 2006, as Instrument No. 2062256000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR NAAC MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-1, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated October 18, 2006 are: Failed to pay the monthly payments of $1,248.69 due from October 1, 2010, together with all subsequent payments: together with late charges due; together with other fees and expenses incurred by the Beneficiary, The principal balance owing as of this date on the obligation secured by said Deed of Trust is $156,624 16. plus accrued interest at the rate of 8.12500% per annum from September 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 28, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez SALE INFORMATION CAN BE OBTAINED ON LINE www.lpsasap.com AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4033155 Legal 3198 July 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 10/24/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/31/2007 as Instrument Number 2138433000, and executed by MICHAEL L. CLEMONS AND TERRY L. CLEMONS, HUSBAND AND WIFE, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: THE PORTION OF THE NORTH ONE HALF (N1/2) OF TRACT 24, AVONDALE, KOOTENAI COUNTY, IDAHO, ACCORDING TO THE RECORDED PLAT THEREOF, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 100 FEET NORTH OF THE SOUTH LINE OF THE NORTH HALF OF SAID TRACT 24, AT ITS INTERSECTION OF THE EAST LINE OF HIGHWAY NO. 95; THENCE RUNNING NORTH, ALONG EAST LINE OF SAID HIGHWAY NO. 95, A DISTANCE OF 153 FEET; THENCE EAST PARALLEL WITH THE SOUTH LINE OF SAID NORTH HALF OF TRACT 24, A DISTANCE OF 153 FEET; THENCE SOUTH PARALLEL WITH THE EAST LINE OF HIGHWAY NO. 95, A DISTANCE OF 153 FEET; THENCE WEST, PARALLEL WITH THE SOUTH LINE OF NORTH HALF OF SAID TRACT 24, A DISTANCE OF 153 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION CONVEYED TO THE CITY OF HAYDEN, KOOTENAI COUNTY, A MUNICIPAL CORPORATION, BY QQUITCLAIM DEED, RECORDED SEPTEMBER 11, 1989 UNDER AUDITOR'S NUMBER 1160249. NOW KNOWN OF RECORD AS LOT 1 IN BLOCK 1 OF NORTH GOVERNMENT WAY COMMERCIAL PARK, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK K IN PLATS AT PAGE(S) 282 AS INSTRUMENT NO. 2257973000. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10968 NORTH GOVERNMENT WAY, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $183,674.53, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/17/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0045191 FEI # 1006.138278 Legal 3199 July 7, 14, 21, 28, 2011

STATE TIMBER SALE CR225012, SHOVE HAUSER POLES A public oral auction will be conducted at the Idaho Department of Lands office, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815, at 10:00 a.m. local time, on Wednesday, August 3, 2011, for an estimated 205 MBF of timber and 3,034 cedar poles (145,700 LF) marked or otherwise designated for cutting. In addition, there is an unestimated volume of pulplogs that may be removed at the option of the purchaser. Prior to bidding, eligible bidders shall present a certified check or bank draft payable to Treasurer, State of Idaho, or a bid bond acceptable to the State, in the amount of $30,749.20 which is 10% of the appraised net sale value of $307,492.00. The successful bidder's deposit will be forfeited to the State should the bidder fail to complete the contract. The State will not accept bids from parties who are delinquent on payments on existing state contracts. The average starting minimum bid price is $276.00 per MBF and $1.99 per LF. The sale is located within Sections 9, 10, 15, 16 and 31, Township 52N, Range 5W, Section 36, Township 52N, Range 6W and Sections 12 and 13, Township 53N, Range 6W B.M., Kootenai County, State of Idaho. Sale duration is 3 years. The sale may include blowdown and/or insect and disease infected timber which may result in additional volume and recovery reductions. Interested purchasers should carefully examine the sale and make their own estimates as to volume recovery, surface conditions, and proposed construction prior to bidding on the sale. Additional information concerning the timber and conditions of sale is available to the public and interested bidders on the department's timber sale website at https://apps.idl.idaho.gov/timbersale or from the Idaho Department of Lands office, Coeur d'Alene, Idaho. The State Board of Land Commissioners reserves the right to reject any and all bids provided that good and sufficient grounds for rejecting the bid shall be stated in the rejection notice and shall not be in violation of applicable law. If you are disabled and need some form of accommodation, please call (208) 769-1577 five days prior to the date of sale. For text telephone services, please call 1-800-377-3529. Legal 3208 July 7, 14, 21, 28, 2011

Loan No. xxxxxx7336 T.S. No. 1326983-09 Parcel No. v-1200-003-006-a NOTICE OF TRUSTEE'S SALE On October 18, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: PARCEL 1: A tract of land in the BOZANTA HOMES SUBDIVISION, Book "0" of Plats at Page 86, Section 18, Township 51 North, Range 3 West, Boise Meridian, City of Hayden Lake, Kootenai County, Idaho and further described as follows: BEGINNING at the Northeast corner of Lot 6, Block 3 of said BOZANTA HOMES SUBDIVISION; thence South 01859' West a distance of 40 feet to a concrete monument at the Northwest corner of Lot 5, Block 3 of said BOZANTA HOMES SUBDIVISION; thence South 88800' East along the North line of said Lot 5 a distance of 22 feet; thence South 01859' West a distance of 128.64 feet; thence Northwest along a curve concave to the Northeast a distance of 30.75 feet to a point of tangent, curve chord bears North 65801'23" West a distance of 30 feet; thence North 43800' West a distance of 73.33 feet to point of curve; thence Northwesterly along the curve being concave to the Southwest a distance of 22.46 feet to a point on the curve, curve chord bears North 53843'18" West, a distance of 22.32 feet; thence North 17837'29" East a distance of 96.05 feet; thence South 88800' East a distance of 50.00 feet to the POINT OF BEGINNING. PARCEL 2: A tract of land in the BOZANTA HOMES SUBDIVISION, Book "D" of Plats at Page 86, Section 18, Township 51 North, Range 3 West, Boise Meridian, City of Hayden Lake, Kootenai County, Idaho and further described as follows: Commencing at the Northeast corner of Lot 6, Block 3 of said BOZANTA HOMES SUBDIVISION; thence South 01859' West a distance of 40 feet to a concrete monument at the Northwest corner of Lot 5, Block 3, BOZANTA HOMES SUBDIVISION; thence South 88800' East along the North line of said Lot S a distance of 22 feet; thence South 01859' West a distance of 128.64 feet to the TRUE POINT OF BEGINNING for this description; thence Northwesterly along a curve concave to the Northeast a distance of 30.75 feet to a point of tangent, curve chord bears North 65801'23" West a distance of 30 feet; thence North 43800' West a distance of 73.33 feet to a point of curve; thence Northwesterly along the curve being concave to the Southwest a distance of 22.46 feet to a point on the curve, curve chord bears North 53813'18" West a distance of 22.32 feet; thence South 25833'23" West, a distance of 10 feet to a point on a curve; thence Southeasterly along the curve being concave to the Southwest a distance of 18.71 feet, curve radius being 50 feet, curve chord bears South 53843'19" East a distance of 18.60 feet; thence South 43800'OO" East a distance of 73.33 feet to a point of curve; thence Southeasterly along the curve being concave to the Northeast a distance of 38.61 feet, curve radius being 50 feet, curve chord bears South 65806'42" East a distance of 37.66 feet; thence North 01859'00" East a distance of 10.01 feet to the TRUE POINT OF BEGINNING. NOTE: The address of the subject property is described as follows: 1685 E. Club Ln, Hayden Lake, ID 83835. Commonly known as 1685 East Club Lane Hayden Lake Id 83834-9536. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jill Boileau, A Single Woman as Grantor, to Kootenai Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Home Capital Funding, Its Successors and Assigns as Beneficiary, recorded August 16, 2006, as Instrument No. 2050086000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due december 1, 2010 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $682,491.80, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: June 14, 2011 Signature/By First American Title Insurance Company. R-383946 Legal 3106 June 30, 2011 July 7, 14, 21, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 29, 2011 File No.: 7021.28757 Sale date and time (local time): October 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3327 W Lark Ave Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Savitri Valentine, a married woman as her sole and separate property Original trustee: Fidelity National Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 12/04/2006 Recorder's instrument number: 2070327000 County: Kootenai Sum owing on the obligation: as of June 29, 2011: $364,331.18 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Tract 55 and Tract 54, Plat 5, Greenacres Irrigation District, according to the plat recorded in Book "B" of Plats, at Page 70, records of Kootenai County, Idaho. Excepting therefrom the South three-fifths of Tract 54. Also Excepting therefrom the East 32.93 feet, less the North 60 feet of said Tract 55. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28757) 1002.197825-FEI Legal 3209 July 7, 14, 21, 28, 2011

STATE TIMBER SALE CR225013, SPIRIT LAKE WEST A public oral auction will be conducted at the Idaho Department of Lands office, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815, at 2:00 p.m. local time, on Wednesday, August 3, 2011, for an estimated 4,915 MBF of timber marked or otherwise designated for cutting. In addition, there is an unestimated volume of pulplogs that may be removed at the option of the purchaser. Prior to bidding, eligible bidders shall present a certified check or bank draft payable to Treasurer, State of Idaho, or a bid bond acceptable to the State, in the amount of $60,105.25 which is 10% of the appraised net sale value of $601,052.50. The successful bidder's deposit will be forfeited to the State should the bidder fail to complete the contract. The State will not accept bids from parties who are delinquent on payments on existing state contracts. The average starting minimum bid price is $138.31 per MBF. The sale is located within Section 19, Township 53N, Range 5W and Sections 24, 25 and 36, Township 53N, Range 6W, B.M., Kootenai County, State of Idaho. Sale duration is 3 years. The sale may include blowdown and/or insect and disease infected timber which may result in additional volume and recovery reductions. Interested purchasers should carefully examine the sale and make their own estimates as to volume recovery, surface conditions, and proposed construction prior to bidding on the sale. Additional information concerning the timber and conditions of sale is available to the public and interested bidders on the department's timber sale website at https://apps.idl.idaho.gov/timbersale or from the Idaho Department of Lands office, Coeur d'Alene, Idaho. The State Board of Land Commissioners reserves the right to reject any and all bids provided that good and sufficient grounds for rejecting the bid shall be stated in the rejection notice and shall not be in violation of applicable law. If you are disabled and need some form of accommodation, please call (208) 769-1577 five days prior to the date of sale. For text telephone services, please call 1-800-377-3529. Legal 3222 July 7, 14, 21, 28, 2011

NOTICE TO CREDITORS Case No. CV 11-4806 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estates of HARRY ELDON LEROY "Roy" POLAND, and EMILY ELIZABETH "Betty" POLAND, husband and wife, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed administrator of the above-named decedents, HARRY ELDON LEROY "Roy" POLAND and EMILY ELIZABETH "Betty" POLAND. All persons having claims against the above-named decedents or their estates are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented in writing to the undersigned at the address indicated and to the Clerk of the Court. Dated this 30th day of June 2011. Susan J. Macklin c/o Alan Wasserman Attorney at Law 7880 Mt. Carrol St. Dalton Gardens, ID 83815 Legal 3221 July 7, 14, 21, 2011

SUMMONS - Shove Case No. CV-2011-3512 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT STATE OF IDAHO, COUNTY OF KOOTENAI VANDERBILT MORTGAGE AND FINANCE, INC., Plaintiff, vs. DARIN L. SHOVE, an individual; IDAHO STATE TAX COMMISSION, IDAHO DEPARTMENT OF HEALTH AND WELFARE; and JOHN DOES 1-10, Defendants. TO: Darin L. Shove 9073 W. Twin Lakes Road Rathdrum, Idaho 83858 NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN TWENTY (20) DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated Court within twenty (20) days after service of this Summons on you. If you fail to so respond, the Court may enter judgment against you as demanded by the plaintiff in the Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. The nature of the claim against you is judicial foreclosure. An appropriate written response requires compliance with Rule 10(a)(1) and other rules of the Idaho Rules of Civil Procedure, and shall include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. WITNESS my hand and the seal of this District Court, and dated this 28 day of April, 2011. CLIFFORD T. HAYES By: Sherry Huffman Court Clerk Legal 3224 July 7, 14, 21, 28, 2011

NOTICE OF PUBLIC SALE OF ABANDONED PROPERTY NOTICE IS HEREBY GIVEN that the contents of 7 storage units will be sold at public auction at Farragut Storage, 6524 Trinity Lane, Athol, ID, 83801, on Thursday , July 28th at 9:00 AM. All 7 units were abandoned by their respective owners. Among the items for auction are: Tools, Appliances, furniture, toys, clothing, hunting supplies, household items, antiques, appliances. The names and last known addresses of tenants are listed below. Unit# C-24 Robbie Curtis, 1667 Kelso Lake Rd., Athol, ID 83801 A-3 Bonnie Slutter, 10371 Kender Lane, #14, Hayden, ID 83835 A-14 KC and Sarah Cramer, PO Box 174, Rathdrum, ID 83858 F-33 Gene Antrich, PO Box 692, Sagle, ID 83860 E-7 Carlus Gibson, PO Box 262, Athol, ID 83801 B-17 Shaneal Rader, 15764 N. Westwood Dr., #12, Rathdrum, ID 83858 A-18 Chris Mortensen, PO Box 692, Sagle, ID 83860 Sale will be by competitive bidding on July 28th at 9:00 am on the premises where property has been stored and which is located at Farragut Storage, 31400 N. Highway 95, Athol, ID 83801. Purchases must be paid for at the time of the sale. Sale is subject to prior cancellation in the event of settlement between the owner and the obligated party. All purchases are sold as is and must be removed at the time of sale. Call Farragut Storage 208-683-2181 for more information. Legal 3225 July 14, 21, 2011

DANIEL K. SHECKLER ISB # 7773 OWENS & CRANDALL, PLLC 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Phone: (208)667-8989 Fax: (208)667-1939 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No.: CV-11-4421 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF SCOTT M. HERNANDEZ, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 27th day of June, 2011. Mary W. Cusack, Personal Representative Wallace & Cusack, P.A. 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 3238 July 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-263685-C Loan No.: 0601700840 A.P.N.: 0-35200040240,130042 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 10/12/2011 at 11:00 A.M. (recognized local time}, In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alerte, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 24 IN BLOCK 4 OF HAYDEN LAKE HONEYSUCKLE HILLS BUILDING SITES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK D OF PLATS AT PAGE(S) 55 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 6016 E HAYDEN LAKE ROAD, HAYDEN, ID 83835 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: TINA L. FRIGGE*, AN UNMARRIED WOMAN, as grantors, to MIKE LYON, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR QUICKEN LOANS INC. A CORPORATION, as Beneficiary, dated 10/05/2006, recorded 11/07/2006, as Instrument No. 2065755000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/05/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,475.58, due per month from 12/01/2010 through 10/12/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $193,742.93, plus accrued interest at the rate of 6.38% per annum from 11/01/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation Dated: Jun 02, 2011 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee/Services, As Attorney In Fact Carlo Magno, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: (714)730-2727 ASAP# 4013340 Legal 3231 07/14/2011, 07/21/2011, 07/28/2011, 08/ 04/2011

NOTICE OF TRUSTEE'S SALE T.S No.: ID-263309-C Loan No 7441672763 A.P.N.: C46470030170, 220545 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 10/12/2011 at 11:00 A.M. (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 17, BLOCK 3, HOFFMAN FIFTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 133, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1226 E HOFFMAN AVENUE, FKA 1260 E HOFFMAN AVENUE, COEUR D ALENE, ID 83815 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: *DONALD J BODENMAN* A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as grantors, to LANDAMERICA LAWYERS TITLE OF KOOTENAI COUNTY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC , SOLELY AS NOMINEE FOR OWNIT MORTGAGE SOLUTIONS, INC.. A CALIFORNIA CORPORATION, as Beneficiary, dated 06/22/2006, recorded 06/23/2006, as Instrument No. 2039327000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by . THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A], IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 06/22/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,130.81, due per month from 02/01/2009 through 10/12/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $195,742.28, plus accrued interest at the rate of 6.22% per annum from 01/01/2009, All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: Jun 02, 2011 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Settees, As Attorney In Fact Carlo Magno, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: (714) 730-2727 ASAP# 4013322 Legal 3232 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

Notice of Trustee's Sale TS #:ID-11-433873-NH On 11/2/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-RFC1, Asset-Backed Pass Through Certificates will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 2, BLOCK B, MILLER'S CORNER SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK G OF PLATS AT PAGE 463, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 10842 NORTH DANIELLE ROAD , HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT L. SHANNON , AN UNMARRIED PERSON as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION, is named as Beneficiary and KOOTENAI COUNTY TITLE COMPANY, INC as Trustee and recorded 2/17/2006 as Instrument No. 2014430 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/7/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,593.16, due per month for the months of 12/1/2010 through 6/23/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $255,455.82 together with interest thereon at the current rate of 5.2500 per cent (%) per annum from 11/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 6/30/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4035154 Legal 3233 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 10/31/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/17/2006 as Instrument Number 2025615000, and executed by JAMES CLARKE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 5, BLOCK 3, EMERALD ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 233, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11760 N PERIDOT DR, Hayden, ID 83835-7912 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $151,339.29, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/22/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0047722 FEI # 1006.138565 Legal 3234 July 14, 21, 28, 2011 August 4, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 21st day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 27, BLOCK 4, COEUR D'ALENE PLACE SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGES 396, 396A, 396B AND 396C, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1635 W. Monet Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MELISSA A. MULLETTE, an Unmarried Person, and MICHAEL W. SARCHIO, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 14, 2008, as Instrument No. 2173663000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 28, 2008, as Instrument No. 2187547000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 11, 2008, in the amount of $1,194.00 each, for the months of February through June, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.04% per annum from January 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $164,246.56, plus accrued interest at the rate of 6.04% per annum from January 1, 2011. DATED This 22nd day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3147 June 30, 2011 July 7, 14, 21, 2011

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On November 10, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 40, Block 1, Woodbridge Second Addition, according to the plat recorded in Book J of Plats, Page 84, records of Kootenai County. Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 5276 W. Citruswood Dr., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Janet L. Yost, a single woman, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., solely as nominee for First Horizon Home Loan Corporation as the Beneficiary, under the Deed of Trust recorded September 16, 2005, as Instrument No. 1981019, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Midfirst Bank, recorded January 27, 2011, as Instrument No. 2300457000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1180.31 for the months of November 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $148406.42 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.875% from October 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 7th day of July, 2011. ____________________________Tammie Harris Trust Officer for Just Law, Inc. Legal 3264 July 14, 21, 28, 2011 August 4, 2011

CALL FOR MILK BIDS Sealed bids will be received by hand or mail by the Clerk of the Board, Post Falls School District Office, 206 W. Mullan Avenue, Post Falls, Idaho, until 9:00am, Thursday, July 28, 2011, for milk products. Bids will be opened on Thursday, July 28 at 9:00am at the Post Falls School District Office, 206 W. Mullan Avenue, Post Falls, Idaho. For information contact Cathie Abbott at 208-773-1625. Quotations are to be held firm for sixty (60) days after the due date of submission. The Board of Trustees reserves the right to accept or reject any and all bids or portions thereof, and to waive any formality which is deemed to be in the best interest of School District #273. Janie Anderson, Clerk of the Board Legal 3280 July 14, 21, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0057328 Title Order No. 090311741 Parcel No. PJ3100020430 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/14/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/15/2007 as Instrument Number 2099910000, and executed by TY C BOTHWELL, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 43, BLOCK 2, GREENSIDE VISTAS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, AT PAGE 310. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3733 W ADDIDAS LN , POST FALLS, ID 83854-9142 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $164,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/07/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4039569 Legal 3276 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0012035 Title Order No. 100049541IDGNO Parcel No. C639000A0130 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/14/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/02/2007 as Instrument Number 2075280000, and executed by RICHARD A. SANDERS, AN UNMARRIED MAN, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 13, BLOCK A, NEVINS ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 58, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1319 NORTH 10TH STREET , COEUR D ALENE, ID 83814- 4504 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $120,521.40, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and / or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/07/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4039574 Legal 3277 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0112445 Title Order No. 090557336IDGNO Parcel No. C6930037003B The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/14/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/15/2008 as Instrument Number 2159241000, and executed by SHERRY A NICK, AN UNMARRIED WOMAN, AND JEFFREY M NICK, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE WEST 90 FEET OF THE SOUTH 15 FEET OF LOT 2, AND THE WEST 90 FEET OF LOTS 3 AND 4, BLOCK 37, O'BRIEN'S FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF PLATS, PAGE 145, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 801 E FOSTER AVE , COEUR D'ALENE, ID 83814-4273 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $451,250.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and / or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/07/ 2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800 ) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4039596 Legal 3278 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0642666895 T-S. No.: 10-11142-6 On November 8, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of WELLS FARGO BANK NA will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real properly, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 38, BLOCK 1, PINE TREE RANCH, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 183, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 23856 N. PONDEROSA ST. , ATHOL, ID, is sometimes associated with said real property. Said sale wilt be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Tl HOBBS, A MARRIED MAN AS SOLE AND SEPARATE, as original grantor(s), to NORTH IDAHO TITLE INSURANCE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR GLOBAL CREDIT UNION, as original beneficiary, dated as of May 25, 2006, and recorded on May 26, 2006, as Instrument No. 2033783000, of the records of Kootenai County, Idaho. ASSIGNMENT OF DOT TO WELLS FARGO BANK, N.A., RECORDED 05/18/2011 AS INSTRUMENT NO. 2314093000 Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is WELLS FARGO BANK NA, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated May 25, 2006 are: Failed to pay the monthly payments of $1,185.13 due from June 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $165,651.60, plus accrued interest at the rate of 6.12500% per annum from May 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trusteed fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: July 8, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4041285 Legal 3281 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0021692496 T.S. No.: 11-01940-3 ID On November 4, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2006-OPT1 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A PARCEL OF LAND LOCATED IN THE SOUTHWEST QUARTER, SECTION 7, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, BEING A PORTION OF GOVERNMENT LOT 11, THEREOF, SAID PARCEL BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: THE SOUTH 650.02 FEET OF GOVERNMENT LOT 11, LESS THE WEST 600 FEET OF SECTION 7, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. ALSO LESS AND EXCEPT THE WEST 342 FEET THEREOF, ALSO SHOWN AS THE WEST HALF OF THE ABOVE DESCRIBED PROPERTY. APN# 50N04W-07-6500 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7739 WEST HIGHLAND DRIVE, COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GERALD F. ANDERSON AND REBECCA A. ANDERSON, HUSBAND AND WIFE, as original grantor(s), to FIRST AMERICAN TITLE COMPANY , as original trustee, for the benefit and security of OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, ** As original beneficiary, dated as of June 22, 2006, and recorded on June 29, 2006, as instrument No. 2040636000, of the records of Kootenai County, Idaho. ** Assignment of DOT to is U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2006-OPT1 recorded June 28, 2011 as Instrument No. 2318375000 ** Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2006-OPT1, (the "Beneficiary"). The defaults) for which this sale is to be made under Deed of Trust and Note dated June 22, 2006 are: Failed to pay the monthly payments of $2,654.07 due from February 1, 2011, together with all subsequent payments; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $523,128.12, plus accrued interest at the rate of 2.70000% per annum from January 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.Dated: June 30, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4041308 Legal 3282 07/14/2011, 07/21/ 2011, 07/28/2011, 08/04/2011

NOTICE OF ADVERTISEMENT FOR BIDS The Board of Trustees of Coeur d'Alene School District 271 will be accepting sealed proposals at the office of the Clerk of the Board located at the District Administration Center at 311 North 10th Street, Coeur d'Alene, Idaho 83814, on or before July 28, 2011, until the hour of 9:00 a.m. of said day for: BEVERAGE/ SNACK VENDING RIGHTS AND SERVICES Proposals will be opened at the District Administration Center at 9:00 a.m. on said date. All interested individuals are welcome to attend. Proposal forms, bidder's instructions and specifications are available to interested bidders at the District Administration Center. All proposals shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement, "SEALED BEVERAGE OR SNACK PROPOSAL ENCLOSED" marked on the outside. Any proposal received after the hour of 9:00 a.m. on July 28, 2011, will not be considered. The right is reserved to reject any or all proposals for any reason whatsoever. Dated this 11th day of July, 2011. ____________________________Lynn Towne, Clerk of the Board Coeur d'Alene School District 271 Legal 3290 July 14, 21, 2011

NOTICE OF AUCTION OR SALE NOTICE IS HEREBY GIVEN: Pursuant to Idaho code 55-2306, that on the 22nd day of July, 2011 at the hour of 11:00 o'clock am at City Mini Storage located 3735 Fruitland Lane Coeur d'Alene, ID. 83814 An auction or sale shall be held for the purpose of selling any and all personal property located within unit #30 or removed from unit #30 for the purpose of satisfying the lien against, Kirby Lugg, 1211 Highwood, Coeur d'Alene, ID. 83815 in favor of City Mini Storage, 3735 Fruitland Lane, Coeur d'Alene Id 83814 upon said personal property as authorized by Idaho code 55-2306. NOTICE IS FURTHER GIVEN that said lien is for unpaid rent and late charges, together with cost and fees incurred for prosecution and sale of said property. Said property will be sold at public auction or sale on the 22nd day of July, 2011, as heretofore set forth, and the proceeds of the sale of said property shall be applied to the discharge of any prior protected secured interests, the lien authorized by Idaho code 55-2306, and cost of said sale. Any remaining funds shall be paid to the owners of said property, the same being as listed above. The items being auctioned or sold include, but not limited to household items. Dated this 11th day of July, 2011. City Mini Storage. Legal 3291 July 14, 21, 2011

Kevin J. Waite, P.C. Attorney At Law, ISBN 5153 424 Sherman Avenue, Suite 106 Coeur d'Alene, Idaho 83814 Tel. (208) 667-8553 Fax (208) 667-8630 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 11-4829 NOTICE TO CREDITORS (I.C. 15-3-801) In the Matter of the Estate of: EUGENIO BRADBURY, Deceased. NOTICE IS HEREBY GIVEN that Kathleen C. Hicks has been appointed Personal Representative of the estate of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated above, and filed with the Clerk of Court. Dated this 5th day of July, 2011 Kevin J. Waite, Attorney Legal 3292 July 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 20th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 3, OF FAIRWAY MEADOWS, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 212, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1980 W. Daly Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN D. ALLEN and SHANDI M. ALLEN, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded July 12, 2007, as Instrument No. 2110108000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 24, 2007, as Instrument No. 2123028000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 9, 2007, in the amount of $1,180.00 each, for the months of January through June, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.00% per annum from December 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,227.46, plus accrued interest at the rate of 6.00% per annum from December 1, 2010. DATED This 21st day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3148 June 30, 2011 July 7, 14, 21, 2011

NOTICE OF TRUSTEE SALE Loan No.: 0157113747 T.S. No.: 11-01453-6. On November 8, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2007-2 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1, BLOCK 2, STEVENS POINT ESTATES, ACCORDING TO THE PLAT THEREOF, RECORDED SEPTEMBER 11, 1997 IN BOOK "G" OF PLATS, PAGE 482, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 4380 SOUTH ISAAC STEVENS ROAD, COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARK B. CANDELARIA AND HEATHER L. CANDELARIA, HUSBAND AND WIFE, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR IDAHO INDEPENDENT BANK, as original beneficiary, dated as of December 18, 2006, and recorded on December 21, 2006, as Instrument No. 2073551000, of the records of Kootenai County, Idaho. "ASSIGNMENT OF DOT TO HSBC BANK USA, NATIONAL ASSOCIATION, RECORDED 05/05/2011 AS INSTRUMENT NO. 2312666000** Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS- THROUGH CERTIFICATES, SERIES 2007-2, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated December 18, 2006 are: Failed to pay the monthly payments of $5,665.98 due from November 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $807,995.90, plus accrued interest at the rate of 6.12500% per annum from October 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: July 8, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4041071 Legal 3283 07/14/2011, 07/21/2011, 07/28/2011, 08/04/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID1100035366 Loan No.: 0187666508 A.PN:S-4500-002-001,A NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 10/19/2011 at 11:00 A.M. (recognized local time), In the office of Pioneer Titie Company located at 100 Wallace Ave., Coeur D" Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: THE NORTH 100 FEET OF LOT 1, BLOCK 2, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "B" OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 31985 N 5TH AVE, SPIRIT LAKE, ID 83869 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JOSIAH A. KENT AND BRANDI R. KENT, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN LENDERS ADVANTAGE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR GMAC MORTGAGE, LLC F/K/A GMAC MORTGAGE CORPORATION, as Beneficiary, dated 09/02/2008, recorded 09/11/2008, as Instrument No. 2177303000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION . THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 09/02/2008. The monthly payments for Principal, Interest and Impounds (if applicable) of $786.81, due per month from 01 /01 /2011 through 10/19/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $116,957.44, plus accrued interest at the rate of 6.88% per annum from 12/01/2010.All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.Dated: Jun 14,2011 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES by Executive Trustee Services, As Attorney in Fact Carlo Magno, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: (714) 730-2727 ASAP# 4022173 Legal 3306 07/21/2011, 07/28/2011, 08/04/2011, 08/11/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11010383 NOTICE IS HEREBY GIVEN that, Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on November 18, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 12, BLOCK 2, DIAMOND BAR ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 164, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2508 W. DIAMOND BAR ROAD , RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MATTHEW BENJAMIN BROWN, A SINGLE MAN, as Grantor, to NORTH IDAHO TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 11/20/2008, recorded 11/25/2008, under Instrument No. 2187205000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK, NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/20/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of July 15, 2011 Delinquent Payments from November 01, 2010 9 payments at $ 2,556.19 each $ 23,005.71 (11-01-10 through 07-15-11) Late Charges: $ 432.32 TOTAL: $ 23,438.03 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $334,781.61, together with interest thereon at 6.500% per annum from 10/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 7/15/2011. PIONEER LENDER TRUSTEE SERVICES AS TRUSTEE BY ASSET FORECLOSURE SERVICES, INC., AS AGENT By: Lilian Solano, Trustee Sale Officer c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4045473 Legal 3322 07/21/2011, 07/28/2011, 08/04/2011, 08/11/2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0007109 Title Order No. 090057973IDGNO Parcel No. C8280049005AThe following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 11/21/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/17/2006 as Instrument Number 2050295000, and executed by LOVERNE CARD, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 5, BLOCK 49, SIMMS ADDITION (AMENDED) ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK B OF PLATS PAGE 57 RECORDS OF KOOTENAI COUNTY, IDAHO. NOW KNOWN AS Lot 5 and 6, Block 49, of SIMMS ADDITION (AMENDED), according to the plat thereof, recorded in Book B of Plats, Pge 57, records of Kootenai County, Idaho. AS FOUND IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI, RECORDED ON 09/30/2010 AS INSTR NUMBER 2284157000 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1602 N 7TH STREET , COEUR D ALENE, ID 83814-3351 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $260,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. /S/ Melody Dewald RECONTRUST COMPANY, N.A. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/14/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Melody Dewald ASAP# FNMA4044172 Legal 3329 July 21, 28, 2011 August 4, 11, 2011

CORI M. AMARAL 4016 NOTTINGHAM LN. COEUR D'ALENE, ID 83815 T: 208-818-8445 PETITIONER NOTICE OF HEARING CASE NO. CV-11-5764 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: CORI M. AMARAL and on the behalf of minor, KYA N. AMARAL A Petition by Cori M. Amaral, born on the 1st day of September , 1981, in Spokane, State of Washington, now residing at 4016 Nottingham Ln. Coeur d'Alene, ID 83815, proposed change of name has been filed in the above-entitled court, the reason for this change in name being: 1. Petitioner Cori M. Amaral desires a name change from Cori M. Amaral to Korrei M. Kruger. She desires this name change because: She is known by Korrei and would like all legal documents to reflect the spelling. In addition to the change of spelling to her first name she would also like to change her last name from Amaral to Kruger. Petitioner was married on June 18th, 2011 to Jason D. Kruger, and would like to take her husband's last name. 2. Petitioner Cori M. Amaral is also the legal custodian of her daughter, Kya. Petitioner is asking the Court to change Kya N. Amaral to Kya N. Kruger. Kya resides with Petitioner full time; located at 4016 Nottingham Ln. Coeur d'Alene, ID 83815, Petitioner is the primary care giver, and is asking the court to change Kya's name to reflect her married name of Kruger. The name and address of Petitioner Cori M. Amaral's nearest relative is: Susan M. Amaral; 1314 Wallace Ave. Coeur d'Alene, ID 83814. Susan is the Mother of Petitioner Cori M. Amaral. The name and residence of minor child Kya N. Amaral's biological father is: Dustin P. Lancaster and he currently resides at the Idaho Correctional Facility; ICC Pie BLDG, P.O. Box 70010 Boise, ID 83707. Such Petition will be heard at such time as the Court may appoint, and objections may be filed by any person who can, in such objections, show to the Court a good reason against such a change of name. Hearing set: August 15, 2011 9:30 am. WITNESS my hand and seal of said District Court this day of July, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Cathy Victorino Deputy Legal 3334 July 21, 28, 2011 August 4, 11, 2011

NOTICE TO CREDITORS (I.C. 15-3-801) CASE NO. CV-2011-3304 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF ALFREN MOLINAR GARCIA Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 20 day of April, 2011. MARY F. DUSKIN-GARCIA c/o Timothy W. Stricklin, Attorney 250 Northwest Blvd., Suite 107A Coeur d'Alene, Idaho 83814 (208)667-1530 Legal 3335 July 21, 28, 2011 August 4, 2011

Public Notice Kootenai County will hold a public meeting on July 25, 2011 at 451 N. Government Way in Meeting Rooms 1A & 1B from 4 ? 6PM to discuss and receive public comments on the following: Kootenai County's and Citylink's Title VI programs regarding non-discrimination for programs and transit services which are federally funded. Americans with Disabilities Act/504 Compliance. Paratransit Service. Review of transit service within the urban area of Kootenai County. Written public comments for the above items should be sent to Kootenai County Board of Commissioners, 451 Government Way, P.O. Box 9000, Coeur d'Alene, ID 83816-9000. Written comments may also be submitted to bocc@kcgov.us. For special accommodation/translation services, citizens can call (208)446-1616 48 hours in advance of the meeting. Kootenai County assures nondiscrimination in accordance with Title VI of the Civil Rights Act of 1964, and Civil Rights Restoration Act of 1987 (P.L. 100.259), and the Americans with Disabilities Act. Legal 3359 July 21, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 20th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 15, BLOCK 1, WESLEY MEADOWS, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 222, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2179 E. Decaro Loop, Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KAMI J. DERUELLE, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 10, 2008, as Instrument No. 2163333000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 30, 2008, as Instrument No. 2179962000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is (1) the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 9, 2008, in the amount of $1,545.00 each, for the months of January through June, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement; and (2) the failure to occupy the premises as required by the Addendum to the Deed of Trust. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.79% per annum from December 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $215,920.77, plus accrued interest at the rate of 5.79% per annum from December 1, 2010. DATED This 21st day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3149 June 30, 2011 July 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 20th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 3, KELLOGG'S ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 69, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 311 E. 21st Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TONY K. TOWNSEND and JESSICA J. TOWNSEND, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 12, 2008, as Instrument No. 2163653000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 9, 2008, as Instrument No. 2181287000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 11, 2008, in the amount of $1,236.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.59% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $170,367.16, plus accrued interest at the rate of 5.59% per annum from November 1, 2010. DATED This 21st day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR cTRUSTEE Legal 3150 June 30, 2011 July 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0103079 Title Order No. NWT007695 Parcel No. 50N05W260320 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/31/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/03/2007 as Instrument Number 2108748000, and executed by HEIDI HAGER-HOLMES, A MARRIED WOMAN, as Grantor(s), in favor of BANK OF AMERICA, N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A TRACT OF LAND BEING A PORTION OF THE NORTH HALF OF THE NORTHEAST QUARTER OF SECTION 26, TOWNSHIP 50 NORTH, RANGE 5 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND BEING DESCRIBED BY METES AND BOUNDS AS FOLLOWS: COMMENCING AT A FOUND IRON ROD AND BRASS CAP MARKING THE NORTH QUARTER CORNER OF SECTION 26: THENCE ALONG THE NORTH-SOUTH CENTERLINE OF SECTION 26, SOUTH 00 DEGREES 40' 36" EAST, A DISTANCE OF 1312.84 FEET TO AN IRON ROAD AND PLS 3451 CAP MARKING THE SOUTHWEST CORNER OF SAID NORTH HALF OF THE NORTHEAST QUARTER; THENCE ALONG THE SOUTH LINE OF THE NORTH HALF OF THE NORTHEAST QUARTER, NORTH 89 DEGREES 35'12" EAST, A DISTANCE OF 1069.04 FEET TO A SET IRON ROD AND PLS 4194 CAP MARKING THE POINT OF BEGINNING; THENCE NORTH 00 DEGREES 35'03" WEST, A DISTANCE OF 405.64 FEET TO A FOUND IRON PIPE AND PLS 4194 CAP; THENCE NORTH 15 DEGREES 13' 20" EAST, A DISTANCE OF 77.65 FEET TO A FOUND IRON PIPE AND PLS 4194 CAP; THENCE NORTH 53 DEGREES 23'40" EAST, A DISTANCE OF 172.20 FEET; THENCE NORTH 69 DEGREES 09'08" EAST, A DISTANCE OF 215.92 FEET TO THE NORTH LINE OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER: THENCE ALONG THE NORTH LINE OF SAID TRACT, NORTH 89 DEGREES 32'36" EAST, A DISTANCE OF 567.44 FEET TO THE NORTHEAST CORNER; THENCE ALONG THE EAST LINE OF SAID TRACT, SOUTH 00 DEGREES 32'18" EAST, A DISTANCE OF 657.92 FEET TO THE SOUTHEAST CORNER; THENCE ALONG THE SOUTHLINE OF THE NORTH HALF OF THE NORTHEAST QUARTER, SOUTH 89 DEGREES 35' 12" WEST, A DISTANCE OF 929.91 FEET TO THE POINT OF BEGINNING.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2184 SOUTH BIG BEAR ROAD , COEUR D ALENE, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $447,280.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust.Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation.NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/21/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# 4027720 LEGAL 3152 June 30, 2011 July 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0110149 Title Order No. 090545930 Parcel No. D140036251AA The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 10/31/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/03/2007 as Instrument Number 2124832000, and executed by KENNETH MELTON, AND KARI MELTON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE NORTH HALF OF TRACT 251, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED TRACTS, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 151, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6056 N Colfax St , DALTON GARDENS, ID 83815-9283 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $638,250.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/21/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 Successor Trustee PHONE: (800)281-8219 RECONTRUST COMPANY, N.A. /S/ Tonya Malugen ASAP# 4027701 LEGAL 3153 June 30, 2011 July 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 10/24/2011 at 10:00 A.M., (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/19/2007 as Instrument Number 2127672000, and executed by MICHAEL A KRAFT, AND SUSY R KRAFT, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 8 IN BLOCK 2 OF HORSEHAVEN PLACE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK J OF PLATS AT PAGE(S) 193 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2069 E WAGON TRAIL LOOP, Post Falls, ID 83854-4934 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $194,920.09, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0047660 FEI # 1006.138310 LEGAL 3158 July 7, 14, 21, 28, 2011