Legals July 4, 2011

Ref: Spoerl, Kevin M. & Wendy K., 1500.1101891 NOTICE: AS THE RESULT OF AN ORDER ENTERED IN A BANKRUPTCY PROCEEDING, KEVIN SPOERL AND WENDY SPOERL MAY NOT BE PERSONALLY LIABLE FOR THE UNPAID BALANCE OF THE BELOW REFERENCED LOAN. HOWEVER, THE BENEFICIARY RETAINS A DEED OF TRUST DESCRIBED BELOW WHICH IS SUBJECT TO FORECLOSURE IN ACCORDANCE WITH THE LAWS OF THE STATE OF IDAHO. AS OF THE DATE OF THIS NOTICE/LETTER, THE BALANCE TO PAY OFF THE DEED OF TRUST IS $181,303.91. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: IF YOU ARE NOT PERSONALLY LIABLE TO PAY THIS OBLIGATION BY REASON OF A BANKRUPTCY PROCEEDING, THEN THIS NOTICE IS NOT AN ATTEMPT TO COLLECT A DEBT BUT IS INTENDED ONLY TO RELAY INFORMATION REGARDING YOUR DEED OF TRUST. NOTICE: IF YOU ARE PERSONALLY LIABLE TO PAY THIS OBLIGATION, WE WISH TO INFORM YOU THAT WE ARE A DEBT COLLECTOR. ANY INFORMATION YOU PROVIDE TO US WILL BE USED FOR THE PURPOSES OF FORECLOSING THE DEED OF TRUST MENTIONED BELOW.\u2020 NOTICE OF TRUSTEE'S SALE On August 24, 2011 at the hour of 10:00 am of said day, (recognized local time), on the front steps of the Kootenai County Courthouse, 324 West Garden Avenue, City of Coeur d'Alene located in Kootenai County, State of Idaho. William L. Bishop, Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506 (9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows, to-wit; Lot 14, Block 1, Sunshine Meadows 4th addition, according to the plat recorded in Book 'J' of Plats at Page 104, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 2807 West Timberlake Loop, Coeur d' Alene, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Kevin Spoerl and Wendy Spoerl, husband and wife, as grantors to William L. Bishop, Jr., as successor trustee, for the benefit and security of Numerica Credit Union, recorded August 11, 2005, as Instrument No. 1971750 Mortgage Records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FO RTHE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following The monthly payments for Principal and Interest Due from 10/1/2010 through 4/1/2011: and all subsequent payments until the date of sale or reinstatement 4 payment(s) at $1346.62 3 payment(s) at $1366.70 These payments include interest at a fixed rate.\u2020 The current rate is 6.00% Total: $9,486.58 With Monthly Late Charges accruing: 6 late charge(s) at $55.19 for each monthly payment no made within 15 days of its due date Total Late Charges $331.14 TOTAL DEFAULT $9,817.72 The sum owing on the obligation secured by the said trust deed consists of the principal balance of $171,313.28, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure.\u2020 DATED: April 13, 2011 TRUSTEE By: /s/ William L. Bishop, Jr., Attorney at Law 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 Legal\u20202858 June 13, 20, 27, 2011 July 4, 2011

TitleOne Corporation 868 E. Riverside Drive, Ste 100 Eagle, Idaho 83616 (208) 424-8511 Order No.: TS1101934 NFCU 8012917616/ 6001-28479 NOTICE OF TRUSTEE'S SALE On the 18th day of October, 2011, at the hour of 10:00 a.m. of this day (recognized local time), in the office of North Idaho Title Company, 601 E. Front Avenue Ste 204, Coeur d' Alene, ID 83814, in the County of Kootenai, State of Idaho, TitleOne Corporation, an Idaho corporation, as successor trustee, will sell at public auction to the highest bidder, for cash or cashier's check (cash equivalent), in lawful money of the United States, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Kootenai County, State of Idaho, and described as follows to wit: Lot 24, Block 1, Finucane Estates, according to the plat recorded in Book F of Plats, Pages 301, 301A, 301B and 301C, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Trustee has been informed that according to the County Assessors office, the address of 9547 N. Finucane Drive, Hayden, ID, 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert D. Nosworthy, an unmarried man, as Grantor(s), to TitleOne Corporation, an Idaho corporation, as successor trustee, and Navy Federal Credit Union, as Beneficiary, recorded November 8, 2005, as Instrument No. 1994254, in the records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION (45-1506)(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note, the monthly payments of $744.79, due per month for the month of January 12, 2011 and all subsequent monthly payments of principal, interest, late charges and any miscellaneous fees thereafter. The Principal balance is $199,159.63, the current interest rate is 5.625% per annum, as of April 28, 2011. All amounts are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 17, 2011 TITLEONE CORPORATION Successor Trustee By: Kari Korell Its: Assistant Secretary Legal 3119 June 27, 2011 July 4, 11, 18, 2011

NOTICE IS HEREBY GIVEN that pursuant to SECTION 63-1311A, Idaho Code that the Lakes Highway District will hold a PUBLIC HEARING at 5:45 p.m. on July 18, 2011. The purpose of the public hearing is to hear testimony specific to establishing Encroachment Permit fees, Conditional Use fees, and Zone Change Request fees. Public testimony is encouraged at the public hearing and written comments will be accepted until July 17th, 2011 at 4:30 p.m. Please contact Lakes Highway District if you have any questions regarding this notice, the public hearing or accommodations regarding the American Disabilities Act. ADA Notice: Lakes Highway District meeting room is accessible to persons with disabilities. If you need assistance, contact the office at (208)77207527. The District office is located at 11341 N. Ramsey Road, Hayden, Idaho 83835. LAKES HIGHWAY DISTRICT BOARD OF COMMISSIONERS J. Marvin Lekstrum, Chairman Rodney A. Twete, Vice Chairman Weston E. Montgomery, Commissioner Attest: Bonny A. Flagg, District Clerk Legal 3128 July 4, 11, 2011

Notice of Hearing on Name Change Case No. CV11-5015 A Petition to change the name of Ayden Joseph Garayalde, born 4-21-09 in Coeur d'Alene, Idaho, residing 3217 N. Thicket Lane, Coeur d'Alene, has been filed in Kootenai County District Court, Idaho. The name will change to Ayden Joseph Cragun, because we want his last name to be the same as his fathers. The petitioner's father is living and his address is 3260 W. Casey Ct., Post Falls, ID 83854. The petitioner's mother is living and her address is 3217 N. Thicket Lane, Coeur d'Alene, ID 83815. A hearing on the petition is scheduled for 10:00 o'clock AM on Aug. 11, 2011, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 6-22-11 CLIFFORD T. HAYES By: Sherry Huffman Deputy Clerk Legal June 27, 2011 July 4, 11, 18, 2011

SUMMONS Case No. CV 10-7832 FEE: EXEMPT (Idaho Code \u00DF 67-2301) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF: BENJAMIN T. ROLL DOB: 09/13/2009 A Child Under Eighteen Years of Age. THE STATE OF IDAHO SENDS GREETINGS TO: JOHN DOE (UNKNOWN FATHER) YOU ARE HEREBY NOTIFIED that a Petition to Terminate Parental Rights between BENJAMIN T. ROLL and his father, JOHN DOE (UNKNOWN FATHER), has been filed with the District Court of the County of Kootenai, by Denise L. Rosen, Deputy Attorney General, under Idaho Code Section 16-2005, etc. A hearing on the petition will be held at the Juvenile Justice Center, 205 North 4th Street, Coeur d'Alene, Idaho on August 30, 2011, at 9:30 a.m. or as soon thereafter as counsel may be heard. YOU ARE FURTHER NOTIFIED that you are entitled to be represented by an Attorney. If you cannot afford one, you may be appointed an Attorney by making application to the Court at the Kootenai County Courthouse. If you fail to appear at the time and place set forth above, or fail to appear through an attorney, you may be deemed to have defaulted and a judgment terminating your parental rights may be entered without further hearing or notice. DATED this 8 day of June, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT KOOTENAI COUNTY, IDAHO BY: Candus Barker Deputy LAWRENCE G. WASDEN ATTORNEY GENERAL STATE OF IDAHO S. KAY CHRISTENSEN, ISB# 3101 CHIEF, CONTRACTS AND ADMINISTRATIVE LAW DIVISION DENISE L. ROSEN, ISB#4163 Deputy Attorney General 2005 Ironwood Parkway, Suite 120 Coeur d'Alene, ID 83814 Telephone: (208)769-1589 Legal 3140 June 27, 2011 July 4, 11, 2011

NOTICE TO CREDITORS CASE NO. CV 11-4614 (I.C. 15-3-801) DISTRICT COURT OF THE FIRST DISTRICT STATE OF IDAHO, COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF MELVIN DUDLEY BAILEY Deceased. 1. NOTICE IS HEREBY GIVEN that Diane E. DuBox has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of the Notice to Creditors, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. 2. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. Dated this 22 day of June 2011. The Law Office of John E. Miller A Professional Corporation John E. Miller Attorney for Personal Representative Legal 3141 June 27, 2011 July 4, 11, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, OCTOBER 21, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho, Jonathon Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: PARCEL 1: THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER, EXCEPT THE LAND LYING AND BEING WEST OF THE PRESENT ESTABLISHED COUNTY ROAD, AND THE RIGHT OF WAY FOR THE SAID ESTABLISHED COUNTY ROAD IN SECTION 6, TOWNSHIP 48 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, ALSO EXCEPT THAT CERTAIN TRACT OF LAND DESCRIBED IN DEED TO IVA A. CARNS, RECORDED OCTOBER 28, 1975 AS INSTRUMENT NO. 685834, RECORDS OF KOOTENAI COUNTY, IDAHO. PARCEL 2: A TRACT OF LAND IN GOVERNMENT LOT 2, SECTION 6, TOWNSHIP 48 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING SOUTH OF STATE HIGHWAY 95A AND DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF GOVERNMENT LOT 2 AS ESTABLISHED BY STOTT'S SUBDIVISION; THENCE ALONG THE SOUTH LINE OF GOVERNMENT LOT 2, NORTH 87 DEGREES 34' EAST, 465.98 FEET TO A POINT 20 FEET DISTANT AT RIGHT ANGLES FROM THE CENTERLINE OF WALDO'S ROAD; THENCE PARALLEL WITH THE CENTERLINE OF WALDO'S ROAD AND 20 FEET DISTANT THEREFROM, NORTH 21 DEGREES 52' WEST, 119.4 FEET TO THE SOUTH RIGHT OF WAY LINE OF STATE HIGHWAY 95A; THENCE WESTERLY ALONG SAID RIGHT OF WAY LINE TO THE WEST LINE OF GOVERNMENT LOT 2 AS ESTABLISHED BY STOTT'S SUBDIVISION; THENCE SOUTH ALONG SAID WEST LINE OF GOVERNMENT LOT 2, A DISTANCE OF 125 FEET TO THE POINT OF BEGINNING. PARCEL 3: AN EASEMENT FOR ROAD PURPOSES OVER AND ALONG THAT PORTION OF GOVERNMENT LOT 2, SECTION 6, TOWNSHIP 48 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, LYING SOUTH OF STATE HIGHWAY 95A AND DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF GOVERNMENT LOT 2, AS ESTABLISHED BY STOTT'S SUBDIVISION; THENCE ALONG THE SOUTH LINE OF GOVERNMENT LOT 2, NORTH 87 DEGREES 34' EAST, 465.98 FEET TO A POINT 20 FEET DISTANT AT RIGHT ANGLES FROM THE CENTERLINE OF WALDO'S ROAD, SAID POINT BEING THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE PARALLEL WITH THE CENTERLINE OF WALDO'S ROAD AND 20 FEET DISTANT THEREFROM, NORTH 21 DEGREES 52' WEST, 119.4 FEET TO THE SOUTH RIGHT OF WAY LINE OF STATE HIGHWAY 95A; THENCE EASTERLY ALONG SAID SOUTH RIGHT OF WAY LINE, 40 FEET; THENCE PARALLEL WITH THE CENTERLINE OF WALDO'S ROAD AND 20 FEET DISTANT THEREFROM, SOUTH 21 DEGREES 52' EAST, 133.5 FEET TO THE SOUTH LINE OF GOVERNMENT LOT 2; THENCE ALONG THE SOUTH LINE OF GOVERNMENT LOT 2, SOUTH 87 DEGREES 34' WEST, 42.56 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 4: A TRACT OF LAND IN GOVERNMENT LOT 3, SECTION 6, TOWNSHIP 48 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF GOVERNMENT LOT 3 AS ESTABLISHED IN STOTT'S SUBDIVISION; THENCE NORTH ALONG THE EAST LINE OF GOVERNMENT LOT 3, A DISTANCE OF 225 FEET TO A POINT ON THE SHORE OF LAKE COEUR D'ALENE; THENCE ALONG THE SHORE AS FOLLOWS: NORTH 61 DEGREES 35' WEST, 231.91 FEET; THENCE SOUTH 78 DEGREES 33 WEST, 49.44 FEET; THENCE SOUTH 58 DEGREES 40 WEST, 88.22 FEET TO A POINT ON THE NORTHEASTERLY LINE OF THE KOOTENAI COUNTY DOCK ACCESS TRACT; THENCE ALONG SAID LINE, SOUTH 30 DEGREES 50' EAST, 94.0 FEET TO A POINT THE NORTHERLY RIGHT OF WAY LINE OF HIGHWAY 95A; THENCE SOUTH 05 DEGREES 48' EAST, 141.6 FEET TO THE NORTHEAST CORNER OF THE CARLIN BAY COMMUNITY HALL TRACT; THENCE ALONG THE EASTERLY LINE OF SAID TRACT AND WESTERLY LINE OF A PUBLIC ROAD, SOUTH 45 DEGREES 20' EAST, 85.51 FEET TO A POINT ON THE SOUTH LINE OF GOVERNMENT LOT 3; THENCE ALONG SAID LINE, NORTH 87 DEGREES 34' EAST, 206.53 FEET TO THE POINT OF BEGINNING, LESS HIGHWAY 95A. EXCEPTING THEREFROM, THAT PORTION DESCRIBED IN PARCEL 1 ABOVE, BY PARTIAL RECONVEYANCE RECORDED OCTOBER 20, 2004 AS INSTRUMENT NO. 1907674, OFFICIAL RECORDS. Note: The property address is 33700 S. Highway 97, Harrison, Idaho 83833. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $604,411.00, DATED NOVEMBER 09, 1998, RECORDED NOVEMBER 10, 1998, AS INSTRUMENT NO. 1562930, OFFICIAL RECORDS. TRUSTOR: KAROL LEE JOHNSON TRUST TRUSTEE: KOOTENAI COUNTY TITLE CO. BENEFICIARY: INLAND NORTHWEST BANK LOAN NO.: 2410-001 PARTIAL RECONVEYANCE RECORDED OCTOBER 20, 2004 AS INSTRUMENT NO. 1907674, OFFICIAL RECORDS. THE TERMS, CONDITIONS AND PROVISIONS AS CONTAINED IN THE AGREEMENT ENTITLED "ASSUMPTION AGREEMENT", BY AND BETWEEN INLAND NORTHWEST BANK, AND KAROL LEE JOHNSON TRUST, KAROL LEE JOHNSON AND C. FRED JOHNSON AND KIRK-HUGHES DEVELOPMENT - CDA, LLC (ASSUMER) AND GERALDINE KIRK-HUGHES (GUARANTOR), DATED SEPTEMBER 26, 2006, RECORDED SEPTEMBER 29, 2006, AS INSTRUMENT NO. 2058563000, OFFICIAL RECORDS. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the monthly payments for the months of May and June, 2011. As of June 3, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $412,108.23, plus accrued interest and late charges in the amount of $2,116.61. Additional interest accrues at the rate of 6.0% per annum or $67.74 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED this 21st day of June, 2011. JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 (208) 667-0517 Legal 3142 June 27, 2011 July 4, 11, 18, 2011