Legals July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 27th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 1, RAMSEY MEADOWS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 477, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 4995 N. Santa Maria Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MARY E. HOLAPA, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded February 6, 2009, as Instrument No. 2195688000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 10, 2009, as Instrument No. 2205405000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, February 2, 2009, in the amount of $1,024.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.375% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,361.36, plus accrued interest at the rate of 5.375% per annum from November 1, 2010. DATED This 26th day of May, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3015 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE SALE Loan No.: 0216440057 T.S. No.: 11-01893-3 ID On October 12, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: THE EAST 366 FEET OF THE SOUTH 110 FEET, TRACT 89, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED LANDS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "B" OF PLATS, PLATS 151, RECORDS OF KOOTENAI COUNTY, IDAHO. A.P.N.:D-1400-250-89A-C The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7111 NORTH 15TH STREET, DALTON GARDEN, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by S. GRANT WAY AND VALERIE M. WAY, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR APMC DBA KEY MORTGAGE, A CALIFORNIA CORPORATION, Assignment of DOT to Wells Fargo Bank, NA recorded June 1st, 2011 as Instrument No. 231546600 As original beneficiary, dated as of August 27, 2009, and recorded on September 2, 2009, as Instrument No. 2230435000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA,, (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated August 27, 2009 are: Failed to pay the monthly payments of $1,581.19 due from January 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $225,196.18, plus accrued interest at the rate of 6.00000% per annum from December 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: June 3, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4019438 Legal 3078 June 17, 24, 2011 July 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 9, 2011 File No.: 7307.24516 Sale date and time (local time): October 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3282 E. Fernan Terrace Dr Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jeffrey L. Gilseth, an unmarried person Original trustee: First American Title Insurance Co. Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 02/08/2008 Recorder's instrument number: 2143919000 County: Kootenai Sum owing on the obligation: as of June 9, 2011: $290,331.46 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Fernan Lake Terrace First Addition, according to the plat recorded in Book "E" of Plats at Page 244, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.24516) 1002.195659-FEI Legal 3079 June 17, 24, 2011 July 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 9, 2011 File No.: 7307.24521 Sale date and time (local time): October 7, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12393 North Sherwood Court Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Christopher M. Croghan and Julie M. Croghan, husband and wife Original trustee: First American Title Company, Inc. Original beneficiary: ABN AMRO Mortgage Group, Inc. Recording date: 04/09/2004 Recorder's instrument number: 1869178 County: Kootenai Sum owing on the obligation: as of June 9, 2011: $220,899.98 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 16, Block 27, Fourth Addition to Avondale on Hayden, according to the plat recorded in Book E of Plats, Page 126, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.24521) 1002.195655-FEI Legal 3080 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. File No. 11-02366ID NOTICE IS HEREBY GIVEN that, Michael A. Pope, Esq. of, the duly appointed Successor Trustee, will on OCTOBER 7, 2011, at the hour of 10:00AM, of said day, front steps of the Kootenai County Courthouse, 324 West Garden Avenue, Coeur d' Alene, Idaho sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Kootenai, State of Idaho, to-wit: LOT 5, BLOCK 2, PRAIRIE FALLS FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 95 AND 95A, RECORDS OF KOOTENAI COUNTY, IDAHO The Successor Trustee has no knowledge of a more particular description of the above referenced Property but, for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 3720 N. Graphite Ct, Post Falls, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Walter F Ruchti and Cheryl D Ruchti as Grantors, to North Idaho Title as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Ind., as nominee for Mountain West Bank as Beneficiary, dated November 7, 2008, recorded with the Kootenai County Recorder's Office on November 13, 2008, Instrument No. 2185703000, the beneficial interest in which is presently held by Branch Banking and Trust Company. THE ABOVE ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATIONS. The default for which sale is made is the failure to pay when due under the Deed of Trust Note dated November 7, 2008, the monthly payment which became due on December 1, 2010 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of July 1, 2011 Delinquent Payments from December 1, 2010 8 payments at $833.77 each month $6,670.16 (December 1, 2010 through July 1, 2011) All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The sum owning on the obligation secured by the Deed of Trust is $165,336.46, which includes the outstanding principal balance, accrued interest, and other fees/charges. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be hears as to those objections if they ring a lawsuit to restrain the same. DATED: June 9, 2011 By Michael A. Pope, (ISB#6267) of Robert J. Hopp & Associates, LLC as Successor Trustee P.O. Box 8689 Denver, CO 80201 Phone: (303)788-9600 Legal 3081 June 17, 24, 2011 July 1, 8, 2011

Notice of Hearing on Name Change Case No.: CV11-4559 A Petition to change the name of Amanda D. Bierman, born 4/27/89 in Moses Lake, Washington, residing at 120 E. 2nd St., Post Falls, has been filed in Kootenai County District Court, Idaho. The name will change to Amanda D. Harris, because divorce, I wish to take my mother's last name. The petitioner's father is living and his address is 715 Center St. E, Space 41, Kimberly, ID 83341. The petitioner's mother is living and her address is 3503 Equestrian Dr., W. Richland, WA 99353. A hearing on the petition is scheduled for 1:30 o'clock p.m. on July 18, 2011, at the County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 6-611 By: Sherry Huffman Deputy Clerk Assigned Judge Caldwell Legal 3082 June 17, 24, 2011 July 1, 8, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-4476 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF VERNETTA M. SCHMIDT Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 13th day of June, 2011. RONALD L. SCHMIDT Co-Personal Representative c/o MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 DEBRA D. JONES Co-Personal Representative c/o MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 3083 June 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002328 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 12, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 6, BLOCK 6 AND LOT 1, BLOCK 2, BLACK ROCK FIFTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 12, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances, all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of VACANT LAND LOT 6, BLOCK 6 AND LOT 1, BLOCK 2 BLACK ROCK FIFTH ADDITION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROCKFORD BAY INVESTMENTS, LLC, AN IDAHO LIMITED LIABILITY COMPANY AND BLACK ROCK DEVELOPMENT, INC, AN IDAHO CORPORATION, as Grantor, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/16/2008, recorded 5/27/2008, under Instrument No. 2160980000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is BREACH OF GUARANTY BY ROCKFORD BAY INVESTMENTS, LLC AND BLACK ROCK DEVELOPMENT, INC. REGARDING UNDERLYING AND OUTSTANDING OBLIGATIONS OWED BY MARSHALL R. CHESROWN TO BENEFICIARY, PURSUANT TO UNDERLYING NOTES AND AGREEMENTS FOR FAILURE TO MAKE MONTHLY PAYMENTS; FAILURE TO PAY THE OUTSTANDING OBLIGATION IN FULL A THE MAY 2, 2011 MATURITY DATE; FAILURE TO PAY INSURANCE, AND DEFAULTS IN THE PAYMENT OF PROPERTY TAXES DUE ON DECEMBER 20, 2009, AND THEREAFTER. With the Guaranties of Promissory Note in the total amount of $863,032.04, as of May 13, 2011, plus accruing interest, fees, and costs, secured by a Deed of Trust recorded as Instrument No. 2160980000 in Kootenai County, Idaho, the principal balance of $675,000.00, plus all accrued and unpaid interest accruing at the default rate of 21% per annum from December 21, 2009, until paid, and all additional amounts owed under the Deed of Trust, including escrow advances, attorney fees and costs, and any other sums incurred or advanced by the Beneficiary pursuant to the terms and conditions of the Deed of Trust. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/9/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By ________________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3084 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002330 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 12, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOTS 3 & 4, BLOCK 6, BLACK ROCK FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" AT PAGE 441, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances, all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOTS 3 & 4 IN BLOCK 6 OF BLACK ROCK 4TH ADDITION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROCKFORD BAY INVESTMENTS, LLC, AN IDAHO LIMITED LIABILITY COMPANY AND BLACK ROCK DEVELOPMENT, INC., AN IDAHO CORPORATION, as Grantor, to NORTH IDAHO TITLE INSURANCE, INC., as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/16/2008, recorded 5/27/2008, under Instrument No. 2160978000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is BREACH OF GUARANTY BY ROCKFORD BAY INVESTMENTS, LLC AND BLACK ROCK DEVELOPMENT, INC. REGARDING UNDERLYING AND OUTSTANDING OBLIGATIONS OWED BY MARSHALL R. CHESROWN TO BENEFICIARY, PURSUANT TO UNDERLYING NOTES AND AGREEMENTS FOR FAILURE TO MAKE MONTHLY PAYMENTS; FAILURE TO PAY THE OUTSTANDING OBLIGATION IN FULL A THE MAY 2, 2011 MATURITY DATE; FAILURE TO PAY INSURANCE, AND DEFAULTS IN THE PAYMENT OF PROPERTY TAXES DUE ON DECEMBER 20, 2009, AND THEREAFTER. With the Guaranties of Promissory Note in the total amount of $863,032.04, as of May 13, 2011, plus accruing interest, fees, and costs, secured by a Deed of Trust recorded as Instrument No. 2160978000 in Kootenai County, Idaho, the principal balance of $675,000.00, plus all accrued and unpaid interest accruing at the default rate of 21% per annum from December 21, 2009, until paid, and all additional amounts owed under the Deed of Trust, including escrow advances, attorney fees and costs, and any other sums incurred or advanced by the Beneficiary pursuant to the terms and conditions of the Deed of Trust. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/9/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 3085 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002329 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on October 12, 2011, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 4, BLOCK 2, BLACK ROCK SIXTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 41, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances, all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 7443 W. HERRADORA CT. , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROCKFORD BAY INVESTMENTS, LLC, AN IDAHO LIMITED LIABILITY COMPANY AND BLACK ROCK DEVELOPMENT, INC., AN IDAHO CORPORATION, as Grantor, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 5/16/2008, recorded 5/27/2008, under Instrument No. 2160982000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Trustee hereby gives notice that a breach of the obligation for which such transfer is security has occurred, the nature of such breach is the BREACH OF GUARANTY BY ROCKFORD BAY INVESTMENTS, LLC AND BLACK ROCK DEVELOPMENT, INC. REGARDING UNDERLYING AND OUTSTANDING OBLIGATIONS OWED BY MARSHALL R. CHESROWN TO BENEFICIARY, PURSUANT TO UNDERLYING NOTE AND AGREEMENTS FOR FAILURE TO MAKE MONTHLY PAYMENTS; FAILURE TO PAY THE OUTSTANDING OBLIGATION IN FULL AT THE MAY 2, 2011 MATURITY DATE; FAILURE TO PAY INSURANCE, AND DEFAULTS IN THE PAYMENT OF PROPERTY TAXES DUE ON DECEMBER 20, 2009, AND THEREAFTER. With the Guaranties of Promissory Note in the total amount of $863,032.04, as of May 13, 2011, plus accruing interest, fees, and costs, secured by a Deed of Trust recorded as Instrument No. 2160982000 in Kootenai County, Idaho, the principal balance of $675,000.00, plus all accrued and unpaid interest accruing at the default rate of 21% per annum from December 21, 2009, until paid, and all additional amounts owed under the Deed of Trust, including escrow advances, attorney fees and costs, and any other sums incurred or advanced by the Beneficiary pursuant to the terms and conditions of the Deed of Trust. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 6/9/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By _________________________ Ronald W. Jantzen, Vice President c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510

SUMMONS Case No. CV11-2400 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for GSAA Home Equity Trust 2006-11, Asset-Backed Certificates Series 2006-11, Plaintiff, vs. GLEN KITCHIN, a married man as his sole and separate property; and/or DOES 1-10 as Residents of 8775 North Hill Road, Hauser, Idaho, 83854, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, restitution of the premises located at 8775 North Hill Road, Hauser, Idaho, 83854. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allega tions of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and tele phone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 21st day of March, 2011. CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland Deputy Clerk Legal 3088 June 17, 24, 2011 July 1, 8, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 27th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 13, BLOCK 2, PIONEER RIDGE THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGES 123 AND 123A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 2314 N. Rawhide Ridge Rd., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOEL B. CHRISTY and HEIDI E. CHRISTY, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded July 27, 2007, as Instrument No. 2113104000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 27, 2007, as Instrument No. 2113105000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 20, 2007, in the amount of $963.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.61% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $139,659.01, plus accrued interest at the rate of 5.61% per annum from November 1, 2010. DATED This 26th day of May, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3016 June 10, 17, 24, 2011 July 1, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-4323 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF THOMAS E. CLEVELAND, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 15th day of June, 2011. NICKY E. CLEVELAND Personal Representative PRO SE 9489 N. Macie Loop Hayden, Idaho 83835 208-762-9847 Legal 3093 June 17, 24, 2011 July 1, 2011

NOTICE TO CREDITORS CASE NO. CV2011-2915 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of RICHARD MADDOX, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice os said claims will be forever barred. Claims must either be presented to PATRICIA MADDOX, Personal Representative of the above estate, at 119 Main Street, Ste 201, Priest River, Idaho 83856, or filed with the Court. DATED this 17th day of March, 2011. PATRICIA MADDOX Personal Representative of the Estate of RICHARD A. MADDOX, Deceased Legal 3096 June 17, 24, 2011 July 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 13, 2011 File No.: 7021.28641 Sale date and time (local time): October 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 430 Brushwood Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Darrell J. McLevish and Krystal D. McLevish, husband and wife Original trustee: First American Title Company of Idaho, Inc. Original beneficiary: Bank of America, N.A. Recording date: 02/15/2006 Recorder's instrument number: 2013735 County: Kootenai Sum owing on the obligation: as of June 13, 2011: $166,836.15 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 26, Block 1, Woodbridge Subdivision, according to the plat recorded in Book "I" of Plats, Pages 288, 288A, 288B, 288C, 288D and 288E, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28641) 1002.195925-FEI Legal 3104 June 24, 2011 July 1, 8, 15, 2011

Loan No. xxxxxx0861 T.S. No. 1277446-09 Parcel No. d140025085ab NOTICE OF TRUSTEE'S SALE On October 18, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The east 248 feet of the south 1/2 of tract 85, dalton garden, Kootenai county, state of idaho, according to the plat recorded in book "b" of plats, page 151. Commonly known as 7511 North 15th Street Dalton Gardens Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by David R. Freeman and Doreen Z. Freeman, Husband And Wife as Grantor, to Pioneer Title Company Of Kootenai County, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers") As Nominee For Homecomings Financial Network, Inc. as Beneficiary, recorded August 28, 2006, as Instrument No. 2052165000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due january 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $327,074.72, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: June 16, 2011 Signature/By First American Title Insurance Company. R-384214 Legal 3117 June 24, 2011 July 1, 8, 15, 2011

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: June 15, 2011 File No.: 7023.78529 Sale date and time (local time): July 29, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12909 N. Yearling Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tod Crawford, a single person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: December 15, 2004 Recorder's instrument number: 1919120 County: Kootenai Sum owing on the obligation: as of June 15, 2011: $357,819.48 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Deer Park Estates, according to the plat recorded in the Office of the County Recorder in Book "I" of Plats at Pages 205, 205A and 205B, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78529) 1002.173573-FEI Legal 3118 June 24, 2011 July 1, 8, 15, 2011

PUBLIC NOTICE Hagadone Hospitality Co. offers the use of a designated area in front of the Coeur d'Alene Resort for a minimum of six public events per year, two of which shall be prior to Memorial Day, two during the summer months and two following Labor Day. Requests for the use should be made through the office of the General Manager of the Coeur d'Alene Resort. The requests for such events must be scheduled with the Coeur d'Alene Resort Hotel at least two months in advance at a day and time without conflict with scheduled corporate use. In case of a conflict with the preferred date, the Coeur d'Alene Resort will schedule the event within seven days of the requested date. The sponsoring group will be responsible to clean up after the event or pay the costs of clean up; and, if necessary, the Hagadone Hospitality Co. may charge a minimal fee to cover electricity if used and other direct costs to the Hagadone Hospitality Co. Hagadone Hospitality Co. to encourage nonprofit public events of general interest to the community. Hagadone Hospitality Co. reserves the right to deny usage of this private property to uses deemed inappropriate or controversial. Legal 3126 July 1, 2011

NOTICE OF PUBLIC HEARING \u2020 NOTICE IS HEREBY GIVEN that the Kootenai County Board of Commissioners will conduct a public hearing at or after the hour of 6:00 p.m. on Wednesday, August 3, 2011, in Room 1 of the Kootenai County Administration Building, located at 451 Government Way, Coeur d'Alene, Idaho, to consider the following:\u2020 Case No. CON11-0001, a request by Discovery Squaw Bay Land, LLC, for a Condominium Plat, consisting of 15 guest cabins. \u2020Each unit will be sold separately and the common area will be managed by a Homeowners Association. \u2020It is anticipated that most of the owners will place their units into a rental pool and have the units managed through a central reservations desk. \u2020The proposed site is located at 17505 S. Highway 97. \u2020The parcel number is 49N03W045650. \u2020The site is described as Tax # 22892 [IN LT 5-SEC 4 & SE4-SEC 5] in Section 4, Township 49 North, Range 03 West, B.M., Kootenai County, Idaho. \u2020All written comments must be received ten days prior to the hearing date. \u2020If you require special accommodations, please contact Kootenai County Community Development seven days prior to the public hearing. \u2020Further information may be obtained from Kootenai County Community Development located at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208) 446-1070. Legal 3127 July 1, 2011

State of Idaho Surplus Property for Sale The State of Idaho, Department of Parks and Recreation, North Region Office, 2885 W. Kathleen Avenue, Ste. 1, Coeur d'Alene, ID 83815 wishes to sell the following surplus property: The Idaho, a 1983 Passenger Commercial Vessel - LOCATED AT HEYBURN STATE PARK, BENEWAH COUNTY, IDAHO. Interested purchasers must submit sealed bids for the full purchase price of the vessel to North Region Office, 2885 W. Kathleen Avenue, Ste. 1, Coeur d'Alene, ID 83815 by 2:00pm Pacific Daylight Time on Thursday, July 21, 2011. The winning bidder will be responsible for payment in full within 10 days of the bid award. The winning bidder will also be responsible for transporting the vessel out of Heyburn State Park by August 20, 2011. Vessel Specifications: The Idaho is a 1983; 87 Passenger Commercial Vessel w/165hp Volvo Diesel Engine; Steel Compartmentalized Monohull; LOA 62, BEAM 13, DRAFT 3, G.T. 80, N.T. 64. The vessel is being sold in "as is" condition. You may inspect the vessel by appointment at Heyburn State Park, 57 Chatcolet Road, Plummer, Idaho (off State Highway 5). For questions or an appointment, contact Park Manager Ron Hise - 208-686-1308. The Bid will be awarded to highest responsive bidder that meets or exceeds the minimum reserve bid amount, unless IDPR deems it in the best interest of State of Idaho to reject any and all bids. LEGAL 3129 June 24, 2011 July 1, 8, 15, 2011

NOTICE TO CREDITORS CASE NO. CV-11-4733 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of A. JOAN FOOTE Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to ALLEN JAMES FOOTE and/or JODY ANN FOOTE, Co-Personal Representitives of the Estate of A. JOAN FOOTE, deceased, at 701 E. Front Avenue, Suite 101, P.O. Box "E", Coeur d' Alene, Idaho 83816-2530, or filed with the Court. DATED this 21st day of June, 2011. ALLEN JAMES FOOTE JODY ANN FOOTE Co-Personal Representatives of the Estate of A. JOAN FOOTE, Deceased FONDA L. JOVICK Attorney at Law PAINE HAMBLEN LLP 701 E. Front Avenue, Suite 101 P.O. Box "E" Coeur d' Alene, Idaho 83816-2530 Legal 3131 June 24, 2011 July 1, 8, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 22, 2011 File No.: 7023.94890 Sale date and time (local time): October 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 953 East Spruce Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jason Rasmusson a single person and Sheryl Vineyard a single person Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/16/2006 Recorder's instrument number: 2037939000 County: Kootenai Sum owing on the obligation: as of June 22, 2011: $149,689.62 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11, Block 1, Spring Addition, according to the plat recorded in the Office of the County Recorder in Book F of Plats at Page 62, Records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.94890) 1002.197039-FEI LEGAL 3160 July 1, 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 30th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, BLOCK 3, KYLER AVENUE FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 416 AND 416A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1004 W. Kyler Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RUSSELL D. BOWEN and ALYSON P. BOWEN, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRST SECURITY BANK, N.A., recorded June 3, 1998, as Instrument No. 1540304, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 4, 1998, as Instrument No. 1540410, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 2, 1998, in the amount of $705.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.43% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $72,991.89, plus accrued interest at the rate of 6.43% per annum from November 1, 2010. DATED This 1st day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3017 June 10, 17, 24, 2011 July 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 22, 2011 File No.: 7023.91779 Sale date and time (local time): October 21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 2713 W. Freeland Dr. Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joseph J. Wilson and Amy M. Wilson, husband and wife Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for Mountain West Bank Recording date: 12/11/2006 Recorder's instrument number: 2071630000 County: Kootenai Sum owing on the obligation: as of June 22, 2011: $235,391.28 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 5, The Landings at Waterford Second Addition, according to the plat recorded in Book J of Plats at Page 220, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.91779) 1002.185154-FEI LEGAL 3161 July 1, 8, 15, 22, 2011

THE SUMMER, 2011 MEETING OF THE BOARD OF DIRECTORS FOR THE IDAHO CROP IMPROVEMENT ASSOCIATION, INC. WILL BE HELD ON TUESDAY, JULY 12TH FROM 1:00 PM UNTIL COMPLETION OF THE AGENDA. THE MEETING WILL BE HELD AT THE COUNTRY INN AND SUITES IN MERIDIAN. IF YOU WOULD LIKE TO ATTEND PLEASE CALL THE OFFICES OF IDAHO CROP IMPROVEMENT FOR INSTRUCTIONS ON PARTICIPATING IN THE MEETING. Legal 3169 June 29, 30, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 25th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: That portion of the East half of Tract 101, AVONDALE, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats, page 132, described as follows: BEGINNING at a point on the North line of Tract 101 being 114 feet 9 inches West of the Northeast corner of said Tract 101; thence West along said North line to the Northwest corner of the East half of Tract 101; thence South 204 feet along the West line of the East half of Tract 101; thence East parallel with the North line of Tract 101 to a point due South of the POINT OF BEGINNING; thence North to the POINT OF BEGINNING. EXCEPT the West 102 feet thereof. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60 113, Idaho Code, the Successor Trustee has been informed that the street address of 548 E. Orchard Ave., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by FAITH V. FREAS, an Unmarried Woman, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded October 12, 2001, as Instrument No. 1700145, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 3, 2011, as Instrument No. 2315727000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, October 12, 2001, in the amount of $575.00 each, for the months of January through June, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.97% per annum from December 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $62,368.87, plus accrued interest at the rate of 5.97% per annum from December 1, 2010. DATED This 23rd day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3182 July 1, 8, 15, 22, 2011

USDA - Forest Service Idaho Panhandle National Forests Coeur d'Alene River Ranger District Kootenai County, Idaho Randy Swick (District Ranger for the Coeur d'Alene River Ranger District of the Idaho Panhandle National Forests) has announced his decision to implement the Dry Gulch Fuelwood project which involves the salvage of approximately 95 dead Douglas-fir and grand fir trees along a portion of Roads 1593P and 1562. These roadways are utilized as public ATV and motorcycle routes. This area is located within the Dry Gulch drainage (a portion of sections 25, 26, 27, 35, and 36, T51N, R3W, B.M.). Dead trees suitable for fuelwood material will be removed within 150 feet above and 125 feet below the roadways covering an area of approximately 85 acres. Equipment to remove this material will be required to remain on the roadway. This harvest activity will generate approximately 40-50 cords of fuelwood. The Forest Service has determined that the Dry Gulch Fuelwood project falls within categories of actions listed in 36 CFR 220.6(e)(13) which would not require documentation an Environmental Assessment (EA) or Environmental Impact Statement (EIS) and that no extraordinary circumstances (as described in 36 CFR 220.6) exist that would preclude use of category (e)(13) (harvest of dead and dying trees not to exceed 250 acres). This decision is subject to appeal pursuant to 36 CFR 215. A written appeal must be submitted within 45 days following the publication date of the legal notice of this decision in the Coeur d'Alene Press (Coeur d'Alene, ID). It is the responsibility of the appellant to ensure their appeal is received in a timely manner. The publication date of the legal notice of the decision in the newspaper of record is the exclusive means for calculating the time to file an appeal. Appellants should not rely on date or timeframe information provided by any other source. It is the appellant's responsibility to provide sufficient project- or activity-specific evidence and rationale, focusing on the decision, to show why the decision should be reversed. At a minimum, the appeal must meet the content requirements of 36 CFR 215.14. The appeal must be filed with the Appeal Deciding Officer. Paper appeals must be submitted to: USDA Forest Service - Northern Region, ATTN: Appeal Deciding Officer, P.O. Box 7669, Missoula, MT 59807 or USDA Forest Service - Northern Region, ATTN: Appeal Deciding Officer, 200 East Broadway, Missoula, MT 59802 (office hours are 7:30 a.m. to 4:00 p.m.). Electronic appeals must be submitted to: appeals-northern-regional-office@fs.fed.us In electronic appeals, the subject line should contain the name of the project being appealed. An automated response will confirm your electronic appeal has been received. Electronic appeals must be submitted in MS Word, Word Perfect, or Rich Text Format (RTF). If an appeal is received on this project there may be informal resolution meetings and/or conference calls between the Responsible Official and the appellant. If you are interested in attending any informal resolution discussions, please contact the Responsible Official or monitor the following website for postings about current appeals in the Northern Region of the Forest Service: http://www.fs.fed.us/r1/projects/appeal_index.shtml." If you would like to receive a copy of the Decision Memo for the Dry Gulch Fuelwood project, please provide your name and address to the NEPA Coordinator, Fernan Office, 2502 East Sherman Avenue, Coeur d'Alene, ID 83814. For further information, please contact Project Team Leader Bob Rehnborg, (208) 769-3054. Legal 3188 July 1, 2011

SUMMARY OF ORDINANCE NO. 496 The city of Hayden, Kootenai County, Idaho, hereby gives notice of the adoption of Hayden Ordinance No. 496, an ordinance of the city of Hayden, a municipal corporation of the state of Idaho, amending section 7-5-9 of the Hayden city code to amend the infraction penalty to be twenty-five dollars and to provide for the option of a city civil citation in the amount of ten dollars; providing severability; providing repeal of conflicting ordinances; and providing that the Ordinance be effective upon the publication of this Summary. The full text of the summarized Ordinance No. 496 is available at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835 in the office of the City Clerk. ____________________________ Vicki Rutherford, City Clerk Legal 3201 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 4th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 26, BLOCK 1, SINGING HILLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 162, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 800 E. Glacier Peak Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDY W. SINK and ANGELA T. SINK, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRSTBANK NORTHWEST, recorded April 30, 2003, as Instrument No. 1797154, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 17, 2003, as Instrument No. 1807758, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, April 28, 2003, in the amount of $846.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.30% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $102,224.88, plus accrued interest at the rate of 5.30% per annum from November 1, 2010. DATED This 3rd day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3018 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 4th day of October, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9, BLOCK 2, COPPER VALLEY RANCH FIRST ADDITION, ACCORDING TO THE PLAT ON FILED IN BOOK G OF PLATS, PAGE 311, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6634 W. Silverado St., fka 672 W. Silverado St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL W. TUTTLE and MICHELLE L. TUTTLE, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of FIRST FEDERAL BANK OF IDAHO, FSB, recorded July 29, 1996, as Instrument No. 1455617, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 17, 1996, as Instrument No. 1462106, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 29, 1996, in the amount of $773.00 each, for the months of December, 2010, through May, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 7.02% per annum from November 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $75,471.56, plus accrued interest at the rate of 7.02% per annum from November 1, 2010. DATED This 3rd day of June, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3019 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0085332971 T.S. No.: 11-01990-3 ID On October 4, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 18 AND 19, BLOCK H, WESTWOOD ADDITION TO RATHDRUM, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF DEEDS PAGE 119, RECORDS OF KOOTENAI COUNTY, IDAHO. APN#R800000H018A The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7977 W 4TH ST, RATHDRUM, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BYRON D BRADLEY, A SINGLE PERSON AND DEBBIE L RICE, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of Wells Fargo Bank, N.A., as original beneficiary, dated as of May 1, 2008, and recorded on May 13, 2008, as Instrument No. 2158846000, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated May 1, 2008 are: Failed to pay the monthly payments of $1,066.58 due from December 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $141,253.56, plus accrued interest at the rate of 5.50000% per annum from November 1, 2010. Ail delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 24, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4008983 Legal 3025 June 10, 17, 24, 2011 July 1, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: June 1, 2011 File No.: 7301.27198 Sale date and time (local time): September 30, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1711 N. 6th Street Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Debra S. Smith, an unmarried woman Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Coldwell Banker Mortgage Recording date: 08/30/2007 Recorder's instrument number: 2118898000 County: Kootenai Sum owing on the obligation: as of June 1, 2011: $63,648.04 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 21, Simm's Addition, according to the plat recorded in Book B of Plats, Page 57, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7301.27198) 1002.194854-FEI Legal 3026 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0026525766 T.S. No.: 11-01801-3 ID On October 4, 2011 at 11:00 am, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as Trustee on behalf of Wells Fargo Bank, NA. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 16, BLOCK 1, NORTH PINES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGES 145, 145A AND 145B, RECORDS OF KOOTENAI COUNTY, IDAHO. APN NO. C-6490-001-016-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1261 E ELDERBERRY CIRCLE, COEUR DALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT DOUGLAS NOSWORTHY, A MARRIED PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of Wells Fargo Home Mortgage, Inc., As original beneficiary, dated as of June 17, 2003, and recorded on June 24, 2003, as Instrument No. 1809173, of the records of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is Wells Fargo Bank, NA., (the "Beneficiary"). The default(s) for which this sale is to be made under Deed of Trust and Note dated June 17, 2003 are: Failed to pay the monthly payments of $729.35 due from February 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $83,691.07, plus accrued interest at the rate of 5.50000% per annum from January 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: May 24, 2011 Fidelity National Title Insurance Company, Trustee 135 Main Street, Suite 1900, San Francisco, CA 94105 415-247-2450 Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4011659 Legal 3032 June 10, 17, 24, 2011 July 1, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 10/04/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/07/2007 as Instrument Number 2098309000, and executed by ELINORE K GREENE, WIDOW, AND DON C GREENE JR, UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: SITUATED IN THE COUNTY OF KOOTENAI AND STATE OF IDAHO: WEST HALF OF THE EAST HALF OF TRACT 14 AVONDALE ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK B OF PLATS, PAGE 132, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 316 E WYOMING AVE, Hayden, ID, 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/25/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $14,954.15, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 05/31/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0161119 FEI # 1006.137180 Legal 3040 June 17, 24, 2011 July 1, 8, 2011