Legals January 19, 2011

| January 18, 2011 11:00 PM

REQUEST FOR PUBLIC COMMENT & NOTICE OF PUBLIC HEARING The Idaho Housing and Finance Association in partnership with the Idaho Department of Commerce seek public comment regarding the Idaho's Affordable Housing and Community Development program's 2011 Annual Action Plan. The Plan is drafted to comply with HUD requirements. Public Comment will be accepted beginning January 3, 2011 and will end @5 p.m. February 4, 2011. A Public Hearing to receive comment will be held January 25, 2011 from 4:30-5:30pm at the Park Plaza, 565 West Myrtle, Boise, Idaho. The location of the Public Hearing is accessible to persons with physical disabilities and a reasonable accommodation can be requested. Individuals who would like to give comment in person or by telephone and require language interpretation and/or special assistance to accommodate a physical, sight, or hearing impairment(s), which includes material provided in alternate formats, should contact IHFA at 1-877-4GRANTS (447-2687) or TDD (800) 545-1833 ext. #400 at least 72 hours prior to the public hearing. The Draft Plan is available at: http://www.ihfa.org/grants_actionpartplans.asp; www.community.idaho.gov. Public Libraries in Boise, Nampa, Coeur d'Alene, Lewiston, Moscow, Twin Falls, Idaho Falls, Pocatello and Blackfoot. IHFA branch offices: 506 S. Woodruff, Idaho Falls; 1139 Falls Ave. E., Ste. B, Twin Falls; 215 10th St., Ste. 101, Lewiston; 610 W. Hubbard, and Bay 124, Coeur d'Alene. Submit comments to: CDBG Program- Dennis Porter (IDC) dennis.porter@community.idaho.gov; fax: (208) 334-2631; Department of Commerce- P.O. Box 83720, Boise, ID 83720-0093. HOME and ESG programs - Jeri (IHFA) jerik@ihfa.org; fax: (208) 331-4808. IHFA - P.O. Box 7899, Boise, ID 83707-1899. TDD 1.800.545.1833 Ext. 400. Legal 1655 January 1, 19, 2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-223986-C Loan No.: 0601637999 A.P.N.: C8190041002A;107551 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 2 AND 3, BLOCK 41, SHERMAN ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 77, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1215 NORTH FIRST STREET COEUR D ALENE, Idaho 83814 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JAMES L. BROGDEN AND TARSILA E. BROGDEN, HUSBAND AND WIFE, as grantors, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOME LOAN CENTER, INC., DBA LENDINGTREE LOANS A CALIFORNIA CORPORATION, as Beneficiary, dated 7/20/2006, recorded 8/1/2006, as Instrument No. 2046976000 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/20/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 836.83, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $96,598.64, plus accrued interest at the rate of 7.00% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/2/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# FNMA3801003 Legal 1673 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID -257943-C Loan No.: 0426230348 A.P.N.: 50N04W21-6500;103497 NOTICE IS HEREBY GIVEN thai, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, ail payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: A part of the Southwest Quarter of Section 21, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: BEGINNING al a point on the South tine of said Section 21, said point being South 89?45'44" East, 671.58 feet from the Southwest corner of said Section 21; thence South 89?45'44" East, 650.00 feet lo the Southeast comer of the West half of the Southwest Quarter of said Section 21; thence North 43?59'12" West, 986.87 feet, thence South 26?34'40" West along the right-of-way line of an access road, 40 feet; thence 40 feet along a curve to the right that has a radius of 60 feet, a central angle of 38?11'50", a chord length of 39.26 feet and a chord bearing of South 45?40'39" West; thence Leaving said right-of-way line, South 7?11'56" East, 649.27 feet to the POINT OF BEGINNING. Also known as Lot 7 in the Southwest Quarter of Section 21, Township 50 North, Range 4 West, Boise Meridian The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2146 SOUTH MEADOW BROOK ACRES ROAD COEUR D ALENE, Idaho 83814-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: GILES KAVANAGH AND LAUREY KAVANAGH, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION, as Beneficiary, dated 11/21/2005, recorded 11/28/2005, as Instrument No. 1997674 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/21/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of 1159.88, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $274,539.68, plus accrued interest at the rate of 2.0% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799535 Legal 1674 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE Trustee Sale No.lD08000065-10-1 Loan No. 1008620370 Title Order No. 100705679-SD-GNO On 04/26/2011 at 11:00AM of said day, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as Successor Trustee, C/O Trustee Corps, 17100 Gillette Avenue, Irvine, CA 92614, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTNAI, State of IDAHO, and described as follows to wit: LOT 11, BLOCK 5, KYLER AVENUE 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 416 AND 416A, RECORDS OF KOOTNAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1157 W. Kyler Ave, Hayden, Idaho 83835, is sometimes associated with the said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STACEY SAMSEL and MYSTI SAMSEL, HUSBAND and WIFE, as Grantors, to LAWYERS TITLE OF KOOTENAI COUN, Trustee, and New Century Mortgage Corporation,, as the Beneficiary, on a Deed of Trust recorded June 22, 2006, as Instrument No. 2039070000 in the records of KOOTNAI County, IDAHO. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) {a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for there under as follows: Monthly payments in the amount of $890.29 for the month of 08/01/2006 and all subsequent monthly payments, late charges, and advances accruing after the date of this document. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The sum owing on the obligation secured by said Deed of Trust is the unpaid principal balance of $136,147.54, plus services charges, attorney's fees, costs of this foreclosure, and any and all funds expended by said Beneficiary to protect its security interest, and interest accruing at the rate described by the Promissory Note from 06/01/2009 to the date of sale herein described. THE BENEFICIARY ELECTS TO SELL OR CAUSE THE TRUST PROPERTY TO BE SOLD TO SATISFY SAID OBLIGATION Dated: 12/21/10 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as Successor Trustee By: Kara Lansberry, Assistant Trustee Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714-259-7850, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP#3858995 Legal 1675 12/29/2010, 01/05/2011, 01/12/ 2011, 01/19/2011

NOTICE OF PUBLIC HEARING ? HAUSER COMPREHENSIVE PLAN City of Hauser ? Hauser City Hall 11837 Hauser Lake Road January 26, 2011 6:30 p.m. The Hauser City Council will review the Planning Commission's recommendation and take formal public testimony on the 2010 Draft of the Hauser Comprehensive Plan and Future Land Use Map. The hearing will be held on January 26, 2011 at 6:30 Hauser City Hall 11837 Hauser Lake Road in Hauser Idaho. Copies of the Plan are available at City Hall during regular office hours Tuesdays and Thursdays 10:30 to 2:30 or by contacting Cheri Howell at 208-640-9530. You can request a copy by emailing Hauser City Hall at hausercityhall@roadrunner.com. You can obtain a copy of the draft online at the City website www.cityofhauser.org. City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk. Legal 1733 January 5, 19, 2011

Notice of Trustee's Sale TS #: ID-10-396622-NH On 3/7/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Mortgage Electronic Registration Systems, Inc. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 14 BLOCK 3, ROSENBERGER SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 389, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 737 E. ROUND UP CIRCLE, HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN HIRZEL AND SILVANA HIRZEL, HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CENTRAL PACIFIC MORTGAGE COMPANY, A CALIFORNIA CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE INS CO as Trustee and recorded 6/14/2006 as Instrument No. 2037400000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/6/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,636.29, due per month for the months of 7/1/2010 through 10/19/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $338,296.14 together with interest thereon at the current rate of 4.0000 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3789274 Legal 1735 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHF-101566 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 15, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A portion of Tract 9 and 10, Block 2, GARDENDALE ACRE TRACTS, Kootenai County, Idaho, more particularly described as follows: B 145 BEGINNING at the Southwest corner of said Tract 10; thence North 0?30'00" West along the West line of said Tract 10, a distance of 150.00 feet; thence North 70?08'36" East, 140.52 feet; thence 45.00 feet around a circular curve to the left whose tangent bearing is South 14?52'41" East and having a delta angle of 28?38'53" and a radius of 90.00 feet; thence South 43?50'48" West, a distance of 220.26 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1113 EAST SHOREWOOD COURT (AKA 1113 EAST SHOREWOOD COURT, COEUR D ALENE, ID 83814), COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TOM E. ORR AND CORINA L. ORR, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI CTY, as Trustee, for the benefit and security of BENEFICIAL IDAHO INC., as Beneficiary, dated 5/15/2007, recorded 5/16/2007, under Instrument No. 2100020000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Beneficial Financial 1 Inc. successor by merger to Beneficial Idaho Inc. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/15/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/21/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 10, 2010 Delinquent Payments from May 21, 2010 7 payments at $854.44 each $5,981.08 (05-21-10 through 12-10-10) Late Charges: $331.07 Beneficiary Advances: $88.50 Suspense Credit: $0.00 TOTAL: $6,400.65 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $70,301.43, together with interest thereon at 9.750% per annum from 4/21/2010 to 7/21/2010, 9.750% per annum from 7/21/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/10/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http:// www.rtrustee.com ASAP# 3854975 Legal 1736 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-109738 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on May 5, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 20, BLOCK 5, JASPER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PA EG 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1430 NORTH MARCASITE COURT, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RYAN M. DRAPEAU AND DANIELLE R. DRAPEAU, HUSBAND AND WIFE, as Grantor, to FIDELITY NATIONAL TITLE INSURANCE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/8/2006, recorded 6/14/2006, under Instrument No. 2037416000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/8/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 28, 2010 Delinquent Payments from August 01, 2010 5 payments at $1,300.81 each $6,504.05 (08-01-10 through 12-28-10) Late Charges: $124.98 TOTAL: $6,629.03 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $217,345.82, together with interest thereon at 5.750% per annum from 7/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED:12/28/2010 PIONEER LENDER TRUSTEE SERVICES AS TRUSTEE BY ASSET FORECLOSURE SERVICES, INC., AS AGENT By Lilian Solano, Trustee Sale Officer c/o ASSET FORECLOSURE SERVICES, INC. 22837 Ventura Blvd., Suite 350 Woodland Hills, CA 91364 Phone: (877)237-7878 ASAP# 3866091 Legal 1737 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

313-10 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on May 10, 2011, in the Office of First American Title Company, located at, 1866 North Lakewood Dr., Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 4, Block 7, RIVER VIEW PARK ADDITION, according to the plat recorded in Book "D" of Plats at Page 161, records of Kootenai County. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 1607 East 3rd Avenue, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Real Estate Deed of Trust for Idaho executed by, Darryl A. Jones and Joy O. Jones, husband and wife, as Grantor(s), First American Title Insurance Company, as Trustee, for the benefit and security of, the United States of America, acting through the Farmers Home Administration, United States Department of Agriculture, as Beneficiary; said Real Estate Deed of Trust for Idaho was recorded November 01, 1994 as Kootenai County Recorder's Instrument No. 1376230, Re-Recorded December 13, 1994, as Instrument No. 1381320. The default for which this sale is to be made is as follows:1) Failure to make the monthly payment of $558.00 due for the 1st day of May, 2009 and a like sum of $558.00 due for the 1st day of each and every month thereafter; 2) Failure to comply with paragraph 7 of said Deed of Trust to pay when due all taxes, liens.... lawfully attaching to or assessed against the property. Specifically 1st 1/2 2010 taxes are delinquent; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of December 8, 2010 there is due and owing on the loan an unpaid principal balance of $67,041.54, accrued interest in the amount of $9,051.57, subsidy granted in the amount of $48,290.66 and Fees currently assessed in the amount of $1,978.47 for a total amount due of $126,362.24. Interest continues to accrue on the Note at the rate of 8.00% per annum with a per diem rate of $15.0078 after December 8, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED January 4, 2011 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE By: Dalia Martinez, Trust Officer Legal 1769 January 12, 19, 26, 2010 February 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December21, 2010 File No.: 7023.90036 Sale date and time (local time): April21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10485 N. Chase Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bryan D. Myers, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 11/15/2007 Recorder's instrument number: 2131835000 County: Kootenai Sum owing on the obligation: as of December 21, 2010: $267,791.93 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block 1 of Finneman Farms 2nd Addition, according to the official plat thereof, file in Book F of Plats at Page(s) 304, Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90036) 1002.180484-FEI Legal 1665 December 29, 2010 January 5, 12, 19, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 3, 2011 File No.: 7037.73136 Sale date and time (local time): May 4, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3132 Livorno Ct. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Craig A. Hegel, and Melinda D. Hegel, husband and wife, as community property, with rights of survivorship Original trustee: Kootenai Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 01/07/2009 Recorder's instrument number: 2191512000 County: Kootenai Sum owing on the obligation: as of January 3, 2011: $174,198.65 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 23, Block 1, Tuscany Place, according to the plat recorded in the office of the County Recorder in Book J of Plats at Page 497, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73136) 1002.181590-FEI Legal 1785 January 12, 19, 26, 2011 February 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 4, 2011 File No.: 7023.90440 Sale date and time (local time): May 5, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1205 W. Snoqualmie Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michelle D. McDermott and Charles L. McDermott, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for LoanCity Recording date: 01/31/2006 Recorder's instrument number: 2010851 County: Kootenai Sum owing on the obligation: as of January 4, 2011: $196,791.18 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 5, Montrose First Addition, according to the plat recorded in Book "I" of Plats at Page 106, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90440) 1002.181721-FEI Legal 1786 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4837106 T.S. No.: T10-71652-ID NOTICE IS HEREBY GIVEN that FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 04-27-2011 at 11:00 AM, of said day, at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: LOT 12, BLOCK 2, RAMSEY MEADOWS THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 76, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 4966 N TASMAN DRIVE COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: CHRISTINE FIGHT, A SINGLE WOMAN, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 09-22-2005, recorded 10-032005, as Instrument No. 1985542, records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $161,550.75. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: December 15, 2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 FOR SALES INFORMATION. PLEASE CONTACT AGENCY SALES AND POSTING AT WWW FlDELITYASAP.COM OR 714-730-2727 Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. ASAP# 3866599 LEGAL 1789 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4828332 T.S. No.: T10-71581-ID NOTICE IS HEREBY GIVEN (hat FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 04-20-2011 at 11:00 AM, of said day. at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, and payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: LOT 3, BLOCK 3, RIVERSIDE HARBOR 10TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 226, RECORDS OF KOOTENAI COUNTY, IDAHO, The Trustee has no knowledge of a more particular description of the above referenced real property but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 5565 E. STEAMBOAT BEND POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MARK SANCHEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 10-17-2003, recorded 10-27-2003, as Instrument No. 1838766,, and Re-recorded on 05-06-2004, Book , Page , Instrument 1874379 records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the properly to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $151,085.31. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: December 07, 2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 Maria De La Torre, Asst. Sec. FOR SALES INFORMATION, PLEASE CONTACT AGENCY SALES AND POSTING AT WWW.FIDELITYASAP.COM OR 714-730-2727 Federal Law requires us to notify you that we are acting as a debt collector, If you are currently in a bankruptcy or have received a discharge In bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt In violation of the automatic stay or the discharge injunction, ASAP# 3866591 Legal 1790 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF TRUSTEE'S SALE On May 10, 2011 at the hour of 10:30 o'clock A.M., of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Ct Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 1, Block 2, Avalon Estates, according to the plat recorded in Book "I" of Plats, Pages 297 and 297A, Records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 590 N. Stephanie Street, Post Falls, ID 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Cindy Peugh, a single woman, as Grantor to Alliance Title & Escrow Corp., as successor Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or Successor Agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded June 18, 2004 as Instrument No. 1882870, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. The original loan amount was $112,000.00 together with interest thereon at the rate of 5.8750% per annum, as evidenced in Promissory Note dated June 18, 2004. Payments are in default for the months of May 2009 through and including November 2010 in the amount of $829.61 per month and continuing each and every month thereafter until date of sale or reinstatement. The balance now due is $101,120.38 in Principal; Interest is $9,619.23, subsidy granted is $14,823.84 and fees currently assessed are $1,767.78 computed through November 30, 2010 with interest accruing thereafter at the daily rate of $16.5373. In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $115,944.22, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: January 5, 2011 Alliance Title & Escrow Corp. Legal 1792 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/14/2007 as Instrument Number 2099504000, and executed by BETTY OSTERDOCK, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: **LEGAL DESCRIPTION: PARCEL 1: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, SECTION 17, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE MEANDER CORNER WHICH IS LOCATED IN THE EAST SIDE OF LOWER TWIN LAKE ON THE LINE BETWEEN SECTIONS 8 AND 17, 2,615.0 FEET SOUTH 89 DEGREES 53' WEST OF THE NORTHEAST CORNER OF SECTION 17; THENCE SOUTH 49 DEGREES 48' WEST, 2058.2 FEET TO A STEEL ROD; THENCE SOUTH 60 DEGREES 50' WEST, 45.1 FEET TO A STEEL ROD; THENCE SOUTH 44 DEGREES 40' WEST, 142.0 FEET TO A STEEL ROD AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 44 DEGREES 40' WEST, 142.0 FEET TO A STEEL ROD; THENCE SOUTH 89 DEGREES 32' WEST, 453.7 FEET TO A STEEL ROD; THENCE NORTH 0 DEGREES 36' EAST, 100.2 FEET TO A STEEL ROD; THENCE NORTH 89 DEGREES 32' EAST, 551.7 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 2: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, SECTION 17, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE MEANDER CORNER WHICH IS LOCATED IN THE EAST SIDE OF LOWER TWIN LAKE ON THE LINE BETWEEN SECTIONS 8 AND 17, 2, 615.0 FEET SOUTH 89 DEGREES 53' WEST OF THE NORTHEAST CORNER OF SECTION 17; THENCE SOUTH 49 DEGREES 48' WEST, 2058.2 FEET TO A STEEL ROD; THENCE SOUTH 60 DEGREES 50' WEST, 45.1 FEET TO A STEEL ROD; THENCE SOUTH 44 DEGREES 40' WEST, 284.0 FEET TO A STEEL ROD AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 44 DEGREES 40' WEST, 142.0 FEET TO A STEEL ROD; THENCE SOUTH 89 DEGREES 32' WEST, 355.7 FEET TO A STEEL ROD; THENCE NORTH 0 DEGREES 36' EAST, 100.2 FEET TO A STEEL ROD; THENCE NORTH 89 DEGREES 32' EAST, 453.7 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 3: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, SECTION 17, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND MORE PARTICULARY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THAT IS SOUTH 49 DEGREES 48' WEST, 2058.2 FEET FROM THE MEANDER CORNER BETWEEN SECTIONS 8 AND 17, A 1 _ INCH PIPE; THENCE SOUTH 60 DEGREES 50' WEST, 45.1 FEET; THENCE SOUTH 44 DEGREES 40' WEST, 71.0 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 44 DEGREES 40' WEST, 71.0 FEET; THENCE SOUTH 89 DEGREES 32' WEST, 551.7 FEET; THENCE NORTH 1 DEGREE 06' EAST, 50.1 FEET; THENCE NORTH 89 DEGREES 32' EAST, 600.65 FEET TO THE TRUE POINT OF BEGINNING.** The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 20555 N GUNNING ROAD, Rathdrum, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $288,672.31, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0146576 FEI #:1006.118995 LEGAL 1802 January 12, 19, 26, 2011 February 2, 2011

Lien Sale NOTICE OF PUBLIC SALE TO ENFORCE WAREHOUSEMAN'S LIEN Notice is hearby given that Mountain View Storage will be selling at public auction to recover nonpayment of rents the entire contents of unit # 125 belonging to Jim Denison of 1388 N Tanzanite Post Falls Idaho 83854 Sale will take place at 7730 Boekel Rd Rathdrum Id at 2:00 P M January 26th 2011. Silent Auction bids. Cash or Credit Card. Items include misc household, tools. Legal 1807 January 12, 19, 2011

Loan No. xxxxxx2759 T.S. No. 1311554-09 Parcel No. s45000420050 NOTICE OF TRUSTEE'S SALE On May 18, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, Pioneer Lender Trustee Services Llc, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 5 in block 42 of town of spirit lake, according to the official plat thereof, filed in book b of plats at pages (s) 143 official records of Kootenai county, idaho. excepting therefrom any manufactured home which may be located hereon Commonly known as 32451 N 8th Ave Spirit Lake Id 83869. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Richard A Ragains and Ruth G Ragains Husband And Wife as Grantor, to Alliance Title, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank A National Banking Association as Beneficiary, recorded June 22, 2007, as Instrument No. 2106819000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due september 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $109,894.66, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Lender Trustee Services Llc 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: January 05, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services Llc. R-363567 Legal 1811 January 19, 26, 2011 February 2, 9, 2011

LEGAL NOTICE A sealed bid sale of personal goods stored by the following individuals will be held on Monday, January 24th, 2011, at By the Mall Mini Storage, 6176 Government Way, Dalton Gardens, ID 83815, to satisfy storage liens. All goods will be available for inspection prior to the sale during regular business hours-Monday through Friday, 9:00 a.m.-5:00 p.m. All bids should be submitted to By the Mall Mini Storage before 9:00 a.m., January 24th, 2011. Veronica Mulvey Misc. Household Items 3705 N. 22nd St. Coeur d'Alene, ID Peggy Colwell Misc. Household Items 4035 S. 11th #9 Coeur d'Alene, ID Bill Asmendson Misc. Household Items 4200 N. Player Drive Coeur d'Alene, ID Legal 1833 January 15, 19, 2011

LEGAL NOTICE COEUR D' ALENE - Coeur d'Alene Press Time Warner Cable's agreements with programmers and broadcasters to carry their services and stations routinely expire from time to time. We are usually able to obtain renewals or extensions of such agreements, but in order to comply with applicable regulations, we must inform you when an agreement is about to expire. The following agreements are due to expire soon, and we may be required to cease carriage of one or more of these services/stations in the near future. KREM, KREM HD, KSKN, KSKN HD, American Life, E!, Style, Encore, Encore (East), Encore Drama, Encore Drama (East), Encore Love, Encore Love (East), Encore Mysteries, Encore Mysteries (East), Encore WAM, Encore Action, Encore Action (East), Encore Westerns, Encore Westerns (East), STARZ!, STARZ HD, STARZ East, STARZ Edge, STARZ Cinema, Starz Cinema (East), STARZ in Black, STARZ Kids & Family, truTV, Lifetime, The Weather Channel, BBC America, Fuse, Fuse HD, The Golf Channel, The Golf Channel HD and Current TV. In addition, from time to time we make certain changes in the services that we offer in order to better serve our customers. On or after January 28, 2011 Pay-Per-View channels 813 through 817 will be removed from the lineup. Adult Pay-Per-View on channel 877 will move to channel 875. Also, Playboy will be added on channel 878. On our legacy lineups, Pay-Per-View Previews will move from channel 300 to channel 801. Pay-Per-View channels 301 and 302 will move to channels 811 and 812. Pay-Per-View channels 303 through 307 will be removed from the lineup. Adult Pay-Per-View will move from channels 341 through 345 to channels 871 through 875. Playboy will be added to channel 878. Legal 1851 January 19, 2011

NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS Date of Notice: January 14, 2011 Name of Responsible Entity (RE): Idaho Housing and Finance Association Address: PO Box 7899 City, State, Zip Code: Boise, ID 83707-1899 Telephone Number of RE Preparer Agency: 208.331.4753 These notices shall satisfy two separate but related procedural requirements for activities to be undertaken by the Idaho Housing and Finance Association (IFHA) or Grantee. REQUEST FOR RELEASE OF FUNDS On or about February 4, 2011 the Idaho Housing and Finance Association will submit a request to the U.S. Department of Housing and Urban Development (HUD) agency for the release of HOME funds under Title II of the Cranston-Gonzales National Affordable Housing Act as amended through 1998, to undertake a project known as Riverstone West Apartments, for the construction of a 50 unit apartment complex which will provide affordable housing for low-income families in Coeur d'Alene, Kootenai County, Idaho. The approximately four acre project site is currently vacant land and is located along the southerly side of John's Loop (2200 W John's Loop). The parcel numbers of the site are CK 1830010020 and a portion of CK1830010030. FINDING OF NO SIGNIFICANT IMPACT The IHFA has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information is contained in the Environmental Review Record (ERR) on file at Idaho Housing and Finance Association, 565 W. Myrtle, Boise, Idaho 83702 and may be examined or copied weekdays 8:00 A.M. to 5:00 P.M. PUBLIC COMMENTS Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to the IHFA at PO Box 7899, Boise, Idaho 83707-1899, attention Tracy Drouin, Grant Programs Department. All comments received within fifteen days from the initial publishing date of this Notice will be considered by the Idaho Housing and Finance Association prior to authorizing submission of a request for release of funds. Comments should specify which Notice they are addressing. RELEASE OF FUNDS The IHFA certifies to HUD that Julie H. Williams in her capacity as Senior Vice President and Certifying Officer consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. HUD's approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows Mill River Properties, LLC, DBA Riverstone West Apartments, to use Program funds. OBJECTIONS TO RELEASE OF FUNDS HUD will accept objections to its release of funds and the IHFA's certification for a period of fifteen days following the anticipated submission date or its actual receipt of the request (whichever is later) only if they are on one of the following bases: (a) the certification was not executed by the Certifying Officer of the IHFA: (b) the IHFA has omitted a step or failed to make a decision or finding required by HUD regulations at 24 CFR Part 58; (c) the grant recipient has committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release of funds by HUD; or (d) another Federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory from the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to HUD/grant administration office at CPD Director; 400 SW 6th Ave., Suite 700, Portland, OR 97204. Potential objectors should contact HUD to verify the actual last day of the objection period. Julie H. Williams Senior Vice President/Certifying Officer Legal 1853 January 19, 2011

NOTICE OF LIEN SALE Notice is hereby given that Seltice Mini Storage, 2425 W. Seltice, Post Falls, Idaho 83854, (208) 777-9054, will hold a public auction on Saturday January 29, 2011 at 12 to satisfy a lien. The auction will take place at above listed location. Sign-in starts at 11. The entire contents of units to be sold: Unit #D-28 Mark Miller, 3419 Lilac #A, Post Falls, Idaho 83854-Misc. household items Unit #D-30 Amanda Byrum, 233 North Manzanita, Moses Lake, WA, 98837-Misc. household items Unit #D-67 Michelle Northern, 22105 Twin Low Road #18. Rathdrum, Idaho 83858 Misc. household items The contents of the units will be sold to the highest bidder for cash or certified funds. Legal 1854 January 19, 28, 2011

TIMOTHY W. STRICKLIN ATTORNEY FOR PERSONAL REPRESENTATIVE 111 N. 2ND ST. SUITE 204 COEUR D'ALENE, ID. 83814 (208) 667-1530 FAX (208) 667-1583 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI NOTICE TO CREDITORS CASE # CV-2010-10220 (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF HENDRIK MARCELLUS MARTINUS MOED Deceased. NOTICE IS HEREBY GIVEN that ANNA MARIA ANTONIA HAWNER has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court . DATED this 11 day of January, 2011. ____________________________ TIMOTHY W. STRICKLIN Attorney for ANNA MARIA ANTONIA HAWNER, Personal Representative 111 N. 2nd St. Suite 204 Coeur d'Alene, ID 83814 Legal 1855 January 19, 26, 2011 February 2, 2011

PAUL W. DAUGHARTY PAUL W. DAUGHARTY, P.A. Attorney at Law 110 E. Wallace Avenue Coeur d'Alene, ID 83814 Telephone (208) 664-3799 Facsimile (208) 666-0550 ISB# 4520 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI PROBATE CASE NO CV. 10-11047 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF LEE M. RYAN, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this ___ day of January, 2011. ____________________________ THOMAS A. SECCOMBE Personal Representative c/o Paul W. Daugharty, P.A. 110 E. Wallace Avenue Coeur d'Alene, ID 83814 Legal 1856 January 19, 26, 2011 February 2, 2011

Mark A. Ellingsen, ISB No. 4720 WITHERSPOON KELLEY Attorneys & Counselors The Spokesman Review Building 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814-1246 Telephone: (208) 667-4000 Facsimile: (208) 667-8470 Email: mae@witherspoonkelley.com Attorneys for the Plaintiff Enterprise Bank & Trust IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-2010-4467 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Date : February 9, 2011 Time: 10:00 AM Place: Kootenai County Sheriff's Lobby, 5500 N. Government Way, Coeur d'Alene ID ENTERPRISE BANK & TRUST, Plaintiff, v. BING HU and WENCHIN SHI, husband and wife; GOZZER RANCH HOMEOWNERS ASSOCIATION, INC., an Idaho nonprofit corporation; and John Does I through X, Defendants. By virtue of a WRIT OF EXECUTION, Case No. CV-2010-4467, issued out of the DISTRICT COURT of the FIRST JUDICIAL DISTRICT, Kootenai County, on the 14th day of December, 2010, in the case of Enterprise Bank & Trust v. Bing Hu and Wenchin Shi, et al., and to me as Sheriff, directed and delivered, I will proceed to sell for CASH, lawful money of the United States of America, to the highest and best bidder on the 9 day of February, 2011, at 10:00 o'clock A.M., in the Kootenai County Sheriff's Lobby, located at 5500 N. Government Way, Coeur d'Alene, Idaho, the Defendants interests in the following described real property: Exhibit A LOT 52 IN BLOCK 6 OF GOZZER RANCH GOLF & LAKE CLUB I, ACCORDING TO THE PLAT THEREOF, FILED IN BOOK J OF PLATS, AT PAGES 262 THROUGH 262 "O", OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. levied as the property of Defendants Bing Hu and Wenchin Shi, to satisfy a judgment amounting to $730,277.22 in favor of the Plaintiff, plus interest. REDEMPTION TIME Said real property consists of a tract of land that is less than twenty (20) acres, therefore, in accordance with Idaho Code \u00DF11-402, the Defendants/Judgment Debtors may redeem said tract of land from the purchaser within six (6) months after the date of sale by paying the purchaser the amount of the purchase with interest thereon at the rate allowed under \u00DF28-22-104(I), Idaho Code, from the date of sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid thereon after the commencement of the action and which are not included in the judgement, and interest at the rate allowed under \u00DF28-22-104(I), Idaho Code, on such amount; and if the purchaser be also a creditor having a prior lien to that of the redemptioner, other than the judgment under which such purchase was made, the amount of such lien with interest at the rate allowed in section 28-22-104(I), Idaho Code. Given under my hand this 11 day of January, 2011 KOOTENAI COUNTY SHERIFF By: Deputy Dagastine NOTE: THE SHERIFF WILL GIVE POSSESSION, BUT DOES NOT GUARANTEE CLEAR TITLE NOR CONTINUED POSSESSORY RIGHTS TO THE PURCHASER. EVERY PERSON WHO INTENTIONALLY DEFACES, OBLITERATES, TEARS DOWN OR DESTROYS THIS NOTICE, BEFORE THE EXPIRATION OF THE TIME FOR WHICH IT IS TO REMAIN SET UP, IS GUILTY OF A MISDEMEANOR. (I.C. \u00DF 18-3205). Legal 1857 January 19, 26, 2011 February 2, 2011

Katherine Monroe Coyle Wytychak Elder Law PO Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-10608 NOTICE OF PETITION AND HEARING IN THE MATTER OF THE ESTATE OF Geraldine F. Graham An incapacitated/protected person 1. Notice is hereby given that Joan M. Freije, whose address is PO Box 1197, Rathdrum, ID 83858 has filed a petition for guardianship and conservatorship. 2. A copy of the petition is on file with the Clerk of the Court and may be reviewed upon request. 3. The petition has been set for hearing in the Court at the Kootenai County Court House on Friday. March 4, 2011 at 10:30 o'clock, a.m. Dated this 3 day of January, 2011. Katherine Monroe Coyle, Attorney at Law Legal 1858 January 19, 26. 2011 February 2, 2011

HENRY D. MADSEN MADSEN LAW OFFICES, PC 1859 N. Lakewood Drive, Suite 201 Coeur d'Alene, ID 83814 Telephone: (208) 664-8080 Facsimile: (208) 664-6258 ISBA # 4428 Attorney for Gary L. Workman IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-10-8170 NOTICE TO CREDITORS In the Matter of the Estate of: LAURA FAYE SMALL, Deceased. NOTICE IS HEREBY GIVEN that GARY L. WORKMAN has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented tot he undersigned at the address indicated, AND filed with the Clerk of the Court. DATED this 4th day of January, 2011. ____________________________ Henry D. Madsen Madsen Law Offices, PC 1859 N. Lakewood Drive, Suite 201 Coeur d'Alene, ID 83814 Telephone: (208) 664-8080 Legal 1859 January 19, 26, 2011 February 2, 2011

HENRY D. MADSEN MADSEN LAW OFFICES, PC 1859 N. Lakewood Dr. Suite 201 Coeur d'Alene, ID 83814 Telephone: (208) 664-8080 Facsimile: (208) 664-6258 ISBA#4428 Attorney for Petitoner IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-10764 NOTICE TO CREDITORS In the Matter of the Estate of: VIOLA LORAINE MANN, Deceased. NOTICE IS HEREBY GIVEN that JAMES R. MANN has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, AND filed with the Clerk of the Court. DATED this 7th day of January, 2011. ____________________________ Henry D. Madsen Madsen Law Offices, PC 1859 N. Lakewood Drive, Suite 201 Coeur d'Alene, ID 83814 Telephone: (208) 664-8080 Legal 1860 January 19, 26, 2011 February 2, 2011

Katherine Monroe Coyle Wytychak Elder Law PO Box 1888 Coeur d'Alene, ID 83816-1888 Telephone: (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-10465 NOTICE OF RESCHEDULED HEARING IN RE NAME CHANGE OF Dimitri James Dionne A Petition by Dimitri James Dionne, born on June 1, 1992 in San Francisco, California, and now residing at 417 E. Garden, Coeur d'Alene, ID 83814 proposing a change in name to Dimitri James Christo-Dionne has been filed in the above-entitled court. The reason for the change in name being the following: He has always gone by the name of Dimitri James Christo or Christo-Dionne and his school records are under the name of Dimitri James Christo or Christo-Dionne. The name of the petitoner's father is Kelly Jay Dionne whose address is 5550 N Wade St., Coeur d'Alene, ID 83815-9142. Such petition will be heard on March 1, 2011 at 9:00 a.m. at the Kootenai County Court House, and objections may be filed by any person who can, in such objections, show to the court a good reason against such a name change. Dated this 10 day of January, 2011 ____________________________ Katherine Monroe Coyle Attorney for the Petitioner Legal 1861 January 19, 26, 2011 February 2, 9, 2011

Notice of Trustee's Sale TS #: ID-10-410950-NH On 5/6/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 10 AND LOT 11, BLOCK 1, SCENIC BAY TRACTS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "E" AT PAGE 8, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of LT10 AND LT11 BL SCENIC BAY TR , BAYVIEW, ID 83803 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JESS D BROWN AND, LAURA D BROWN HUSBAND AND WIFE as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, FA A FEDERAL SAVINGS BANK, is named as Beneficiary and NORTH IDAHO TITLE INS INC as Trustee and recorded 11/6/2007 as Instrument No. 2130650000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/31/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,830.43, due per month for the months of 9/1/2010 through 12/22/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $248,891.24 together with interest thereon at the current rate of 7.7500 per cent (%) per annum from 8/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 1/5/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3875110 Legal 1862 01/19/2011, 01/26/2011, 02/02/2011, 02/09/2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 10, 2011 File No.: 7037.73494 Sale date and time (local time): May 11, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1333 S Northern Lights Blvd Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lee B. Lingard and Carolyn W. Lingard, husband and wife Original trustee: Alliance Title and Escrow Corporation Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 07/08/2009 Recorder's instrument number: 2220964000 County: Kootenai Sum owing on the obligation: as of January 10, 2011: $409,066.86 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East half of the Northeast Quarter of the Southwest Quarter of Section 23, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73494) 1002.182274-FEI Legal 1863 January 19, 26, 2011 February 2, 9, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 11, 2011 File No.: 7037.72960 Sale date and time (local time): May 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 107 S. Riverwood Court Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Matthew B. Williamson, as a single man and Kristina A. Cheyne, as a single woman Original trustee: North Idaho Title Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 06/26/2009 Recorder's instrument number: 2219029000 County: Kootenai Sum owing on the obligation: as of January 11, 2011: $200,063.38 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 11, Block 3, Riverside Harbor 7th Addition, according to the plat recorded in Book "G" of Plats at Pages 69 and 69A, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS#7037.72960) 1002.182416-FEI Legal 1864 January 19, 26, 2011 February 2, 9, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 10-01935ID NOTICE IS HEREBY GIVEN that, Michael A. Pope, Esq. of, the duly appointed Successor Trustee, will on Tuesday, May 10, 2011, at the hour of 11:00 AM, of said day, at the Front steps of the Shoshone County Courthouse, 700 Bank St, Wallace, ID 83873 sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of Shoshone, State of Idaho, to-wit: Unit No 309, Building B, of the Morning Star Lodge Condominium as shown and defined in the Condominium Declaration and Declaration of Covenants, Conditions and Restrictions for Morning Star Lodge Condominiums Recorded February 10, 2005, as Instrument No. 421817 in the office of the County Recorder for Shoshone County, Idaho. Being a portion of Parcel 1 of the Gondola Village ? 1 Minor Subdivision and being a portion of the Northwest quarter of Section 6, Township 48 North, Range 3 East, B.M., Shoshone County, State of Idaho. Together with any undivided interest in any common elements. The Successor Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 604 Bunker Avenue, Unit 309, Kellog, ID 83837, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by John H.D. Goemans, as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., as nominee for Lender Chevy Chase Bank, FSB, and Lender's Successors and Assigns, as Beneficiary, dated April 18, 2007, recorded April 23, 2007, Instrument No. 437300, Mortgage records of Shoshone County, Idaho, the beneficial interest in which is presently held by U.S. Bank National Association, as Trustee relating to Chevy Chase Funding LLC Mortgage Backed Certificates Series 2007-2. The above are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. The default for which sale is made is the failure to pay when due under the Deed of Trust Note dated April 18, 2007, the monthly payment which became due on 03/01/2010 and all subsequent monthly payments, plus late charges and other costs and fees as set forth. Amount due as of December 13, 2010 Delinquent Payments from March 1, 2010, 10 payments at $1,543.05 each month (03/01/10 through 12/13/10) $15,430.50 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $280,716.26, together with interest thereon at 3.375% per annum from 03/01/10 to 12/13/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. Dated: January 4, 2011. Michael A. Pope, (ISB #6267) of Robert J Hopp & Associates, LLC as Successor Trustee By Michael A. Pope, c/o Robert J. Hopp & Associates, LLC, P.O. Box 8689 Denver, CO 80201 Phone (303) 788-9600 (RSVP# 204579, Legal 1865 January 19, 26, 2011 February 2, 9, 2011

Notice of Trustee's Sale TS #: ID-10-389512-NH On 4/14/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 1, SUNRISE PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGES 316 & 316A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 741 CRENSHAW STREET , RATHDRUM, ID 83858 now known as 7575 W Crenshaw St Rathdrum ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MATTHEW B MAYBERRY , UNMARRIED INDIVIDUAL(S) as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY, A IDAHO CORPORATION as Trustee and recorded 12/29/1998 as Instrument No. 1569159 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/4/1998. The monthly installments of principal, interest, and impounds (if applicable) of $562.33, due per month for the months of 6/1/2010 through 12/7/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $70,852.24 together with interest thereon at the current rate of 6.8750 per cent (%) per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/15/210 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3852757 Legal 1668 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.:ID-258807-V Loan No.: 0602403180 A.P.N.: R29000040040;199191 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4 IN BLOCK 4 OF GENESIS GARDENS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 201 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 13887 NORTH CASSIA STREET RATHDRUM, Idaho 83858 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JERRY DON LEMA AND THERESA ANN LEMA, as grantors, to FIDELITY NATIONAL TITLE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. A CORPORATION, as Beneficiary, dated 6/19/2009, recorded 6/25/2009, as Instrument No. 2218582000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/19/2009. The monthly payments for Principal, Interest and Impounds (if applicable) of 1010.76, due per month from 5/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $176,947.25, plus accrued interest at the rate of 4.5% per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799531 Legal 1669 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-257859-C Loan No.: 0601478756 A.P.N.: 074200003020;144788 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: TRACT 302 OF SPIRIT LAKE EAST, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 18-18G OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 33405 N SAND CREEK DRIVE SPIRIT LAKE, Idaho 83869 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: ANTHONY J. SHUGAR, AN UNMARRIED MAN, as grantors, to LSI, A FIDELITY NATIONAL FINANCIAL COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR QUICKEN LOANS INC. A CORPORATION, as Beneficiary, dated 1/13/2006, recorded 1/25/2006, as Instrument No. 2009813 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/13/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 1753.56, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $224,463.42, plus accrued interest at the rate of 6.00% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/2/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714)730-2727 ASAP# FNMA3801008 Legal 1670 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-258387-C Loan No.: 7441174331 A.P.N.: C18360030170;207925 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 17, BLOCK 3, COEUR D' ALENE PLACE THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 405, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2508 WEST GRENOBLE LANE COUER D ALENE, Idaho 83815 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: GREG SOFIO AND PATTI SOFIO ALSO APPEARING AS PATRICIA SOFIO, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR AEGIS WHOLESALE CORPORATION A CORPORATION, as Beneficiary, dated 2/27/2006, recorded 3/1/2006, as Instrument No. 2016522 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/27/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 945.82, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $127,425.00, plus accrued interest at the rate of 7.125% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714)730-2727 ASAP#3799555 Legal 1671 12/29/2010, 01/05/2011, 01/12/ 2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-224033-F Loan No.: 0187091202 A.P.N.: P89140070030;217735 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 3, BLOCK 7, TREATY ROCK ESTATES THIRD ADDITION "SHILOH", ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGE 87. RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 245 W COMMANCHE STREET POST FALLS, Idaho 83854-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: RICHARD M. GILMAN AND KATHERN I. GILMAN, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN LENDERS ADVANTAGE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR GMAC MORTGAGE, LLC F/K/A GMAC MORTGAGE CORPORATION, as Beneficiary, dated 7/17/2008, recorded 7/29/2008, as Instrument No. 2170804000 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/17/2008. The monthly payments for Principal, Interest and Impounds (if applicable) of 1126.53, due per month from 6/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $158,094.59, plus accrued interest at the rate of 5.5% per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799677 Legal 1672 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011