Legals January 12, 2011

| January 11, 2011 11:00 PM

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHH-101731 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 12, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOTS 7 AND THE EAST HALF OF LOT 8, BLOCK 5, KOOTENAI ADDITION TO COEUR D'ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 8. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 909 AND 911 WEST DAVIDSON AVENUE , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EUGENIO BRADBURY, A SINGLE MAN, as Grantor, to FREDERIC V. SHOEMAKER, as Trustee, for the benefit and security of QUALITY MORTGAGE USA, INC., A CALIFORNIA CORPORATION, as Beneficiary, dated 5/5/1995, recorded 5/15/1995, under Instrument No, 1398778, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by BENEFICIAL MORTGAGE CORP. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/5/1995, THE MONTHLY PAYMENT WHICH BECAME DUE ON 6/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 5, 2010 Delinquent Payments from June 01, 2010 1 payments at $ 8.27 each $ B.27 6 payments at $ 469.42 each $ 2,816.52 (06-01-10 through 12-06-10) Late Charges: $ 818.94 Beneficiary Advances: $ 94.90 Suspense Credit: $ 0.00 TOTAL: $ 3,738.63 Al! delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $49,954.92, together with interest thereon at 7.650% per annum from 5/1/2010 to 7/1/2010, 7.650% per annum from 7/1/2010 to 10/1/2010, 7.650% per annum from 10/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/6/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee Kara Lansberry. Assistant Trustee c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3849271 Legal 1623 12/22/2010, 12/29/2010, 01/05/2011, 01/12/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-258387-C Loan No.: 7441174331 A.P.N.: C18360030170;207925 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 17, BLOCK 3, COEUR D' ALENE PLACE THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 405, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2508 WEST GRENOBLE LANE COUER D ALENE, Idaho 83815 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: GREG SOFIO AND PATTI SOFIO ALSO APPEARING AS PATRICIA SOFIO, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR AEGIS WHOLESALE CORPORATION A CORPORATION, as Beneficiary, dated 2/27/2006, recorded 3/1/2006, as Instrument No. 2016522 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/27/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 945.82, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $127,425.00, plus accrued interest at the rate of 7.125% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714)730-2727 ASAP#3799555 Legal 1671 12/29/2010, 01/05/2011, 01/12/ 2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-224033-F Loan No.: 0187091202 A.P.N.: P89140070030;217735 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 3, BLOCK 7, TREATY ROCK ESTATES THIRD ADDITION "SHILOH", ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGE 87. RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 245 W COMMANCHE STREET POST FALLS, Idaho 83854-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: RICHARD M. GILMAN AND KATHERN I. GILMAN, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN LENDERS ADVANTAGE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR GMAC MORTGAGE, LLC F/K/A GMAC MORTGAGE CORPORATION, as Beneficiary, dated 7/17/2008, recorded 7/29/2008, as Instrument No. 2170804000 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/17/2008. The monthly payments for Principal, Interest and Impounds (if applicable) of 1126.53, due per month from 6/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $158,094.59, plus accrued interest at the rate of 5.5% per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799677 Legal 1672 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-223986-C Loan No.: 0601637999 A.P.N.: C8190041002A;107551 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 2 AND 3, BLOCK 41, SHERMAN ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 77, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1215 NORTH FIRST STREET COEUR D ALENE, Idaho 83814 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JAMES L. BROGDEN AND TARSILA E. BROGDEN, HUSBAND AND WIFE, as grantors, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOME LOAN CENTER, INC., DBA LENDINGTREE LOANS A CALIFORNIA CORPORATION, as Beneficiary, dated 7/20/2006, recorded 8/1/2006, as Instrument No. 2046976000 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/20/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 836.83, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $96,598.64, plus accrued interest at the rate of 7.00% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/2/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# FNMA3801003 Legal 1673 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID -257943-C Loan No.: 0426230348 A.P.N.: 50N04W21-6500;103497 NOTICE IS HEREBY GIVEN thai, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, ail payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: A part of the Southwest Quarter of Section 21, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: BEGINNING al a point on the South tine of said Section 21, said point being South 89?45'44" East, 671.58 feet from the Southwest corner of said Section 21; thence South 89?45'44" East, 650.00 feet lo the Southeast comer of the West half of the Southwest Quarter of said Section 21; thence North 43?59'12" West, 986.87 feet, thence South 26?34'40" West along the right-of-way line of an access road, 40 feet; thence 40 feet along a curve to the right that has a radius of 60 feet, a central angle of 38?11'50", a chord length of 39.26 feet and a chord bearing of South 45?40'39" West; thence Leaving said right-of-way line, South 7?11'56" East, 649.27 feet to the POINT OF BEGINNING. Also known as Lot 7 in the Southwest Quarter of Section 21, Township 50 North, Range 4 West, Boise Meridian The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2146 SOUTH MEADOW BROOK ACRES ROAD COEUR D ALENE, Idaho 83814-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: GILES KAVANAGH AND LAUREY KAVANAGH, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION, as Beneficiary, dated 11/21/2005, recorded 11/28/2005, as Instrument No. 1997674 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/21/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of 1159.88, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $274,539.68, plus accrued interest at the rate of 2.0% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799535 Legal 1674 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE Trustee Sale No.lD08000065-10-1 Loan No. 1008620370 Title Order No. 100705679-SD-GNO On 04/26/2011 at 11:00AM of said day, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as Successor Trustee, C/O Trustee Corps, 17100 Gillette Avenue, Irvine, CA 92614, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTNAI, State of IDAHO, and described as follows to wit: LOT 11, BLOCK 5, KYLER AVENUE 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 416 AND 416A, RECORDS OF KOOTNAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1157 W. Kyler Ave, Hayden, Idaho 83835, is sometimes associated with the said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STACEY SAMSEL and MYSTI SAMSEL, HUSBAND and WIFE, as Grantors, to LAWYERS TITLE OF KOOTENAI COUN, Trustee, and New Century Mortgage Corporation,, as the Beneficiary, on a Deed of Trust recorded June 22, 2006, as Instrument No. 2039070000 in the records of KOOTNAI County, IDAHO. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) {a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for there under as follows: Monthly payments in the amount of $890.29 for the month of 08/01/2006 and all subsequent monthly payments, late charges, and advances accruing after the date of this document. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The sum owing on the obligation secured by said Deed of Trust is the unpaid principal balance of $136,147.54, plus services charges, attorney's fees, costs of this foreclosure, and any and all funds expended by said Beneficiary to protect its security interest, and interest accruing at the rate described by the Promissory Note from 06/01/2009 to the date of sale herein described. THE BENEFICIARY ELECTS TO SELL OR CAUSE THE TRUST PROPERTY TO BE SOLD TO SATISFY SAID OBLIGATION Dated: 12/21/10 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as Successor Trustee By: Kara Lansberry, Assistant Trustee Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714-259-7850, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP#3858995 Legal 1675 12/29/2010, 01/05/2011, 01/12/ 2011, 01/19/2011

Notice of Trustee's Sale TS #: ID-10-396622-NH On 3/7/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Mortgage Electronic Registration Systems, Inc. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 14 BLOCK 3, ROSENBERGER SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 389, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 737 E. ROUND UP CIRCLE, HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN HIRZEL AND SILVANA HIRZEL, HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CENTRAL PACIFIC MORTGAGE COMPANY, A CALIFORNIA CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE INS CO as Trustee and recorded 6/14/2006 as Instrument No. 2037400000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/6/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,636.29, due per month for the months of 7/1/2010 through 10/19/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $338,296.14 together with interest thereon at the current rate of 4.0000 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3789274 Legal 1735 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHF-101566 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 15, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A portion of Tract 9 and 10, Block 2, GARDENDALE ACRE TRACTS, Kootenai County, Idaho, more particularly described as follows: B 145 BEGINNING at the Southwest corner of said Tract 10; thence North 0?30'00" West along the West line of said Tract 10, a distance of 150.00 feet; thence North 70?08'36" East, 140.52 feet; thence 45.00 feet around a circular curve to the left whose tangent bearing is South 14?52'41" East and having a delta angle of 28?38'53" and a radius of 90.00 feet; thence South 43?50'48" West, a distance of 220.26 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1113 EAST SHOREWOOD COURT (AKA 1113 EAST SHOREWOOD COURT, COEUR D ALENE, ID 83814), COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TOM E. ORR AND CORINA L. ORR, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI CTY, as Trustee, for the benefit and security of BENEFICIAL IDAHO INC., as Beneficiary, dated 5/15/2007, recorded 5/16/2007, under Instrument No. 2100020000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Beneficial Financial 1 Inc. successor by merger to Beneficial Idaho Inc. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/15/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/21/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 10, 2010 Delinquent Payments from May 21, 2010 7 payments at $854.44 each $5,981.08 (05-21-10 through 12-10-10) Late Charges: $331.07 Beneficiary Advances: $88.50 Suspense Credit: $0.00 TOTAL: $6,400.65 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $70,301.43, together with interest thereon at 9.750% per annum from 4/21/2010 to 7/21/2010, 9.750% per annum from 7/21/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/10/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http:// www.rtrustee.com ASAP# 3854975 Legal 1736 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-109738 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on May 5, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 20, BLOCK 5, JASPER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PA EG 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1430 NORTH MARCASITE COURT, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RYAN M. DRAPEAU AND DANIELLE R. DRAPEAU, HUSBAND AND WIFE, as Grantor, to FIDELITY NATIONAL TITLE INSURANCE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/8/2006, recorded 6/14/2006, under Instrument No. 2037416000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/8/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 28, 2010 Delinquent Payments from August 01, 2010 5 payments at $1,300.81 each $6,504.05 (08-01-10 through 12-28-10) Late Charges: $124.98 TOTAL: $6,629.03 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $217,345.82, together with interest thereon at 5.750% per annum from 7/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED:12/28/2010 PIONEER LENDER TRUSTEE SERVICES AS TRUSTEE BY ASSET FORECLOSURE SERVICES, INC., AS AGENT By Lilian Solano, Trustee Sale Officer c/o ASSET FORECLOSURE SERVICES, INC. 22837 Ventura Blvd., Suite 350 Woodland Hills, CA 91364 Phone: (877)237-7878 ASAP# 3866091 Legal 1737 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

John Ray Nelson, ISB No. 7588 FOSTER PEPPER PLLC 422 W. Riverside Ave., Suite 1310 Spokane, WA 99201 Telephone: (509) 777-1600 nelsj@foster.com Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT COUNTY OF KOOTENAI, STATE OF IDAHO BELFOR USA GROUP, INC., Plaintiff, vs. COEUR D'ALENE LEASING COMPANY, INC., an Idaho corporation; LEWIS KULCZYK; BEAUTY BAY HOLDINGS LLC, a Nevada corporation; MAURICE L. GRIGGS and KAREN G. GRIGGS, Trustees of the Val & Karen Griggs Living Trust; and LOU VERMEER, a married man, Defendant. Case No. SUMMONS NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: COEUR D'ALENE LEASING COMPANY, INC LEWIS KULCZYK BEAUTY BAY HOLDINGS LLC MAURICE L. GRIGGS AND KAREN G. GRIGGS LOU VERMEER You and each of you are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you. If you fail to so respond the Court may enter judgment against you as demanded by the Plaintiff in this Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and name of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 17th day of April, 2010. CLERK OF THE DISTRICT COURT By:_________________________ John Ray Nelson, ISB No. 7588 FOSTER PEPPER PLLC 422 W. Riverside Ave., Suite 1310 Spokane, WA 99201 Telephone: (509) 777-1600 nelsj@foster.com Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT COUNTY OF KOOTENAI, STATE OF IDAHO BELFOR USA GROUP, INC., Plaintiff, vs. COEUR D'ALENE LEASING COMPANY, INC., an Idaho corporation; LEWIS KULCZYK; BEAUTY BAY HOLDINGS LLC, a Nevada corporation; MAURICE L. GRIGGS and KAREN G. GRIGGS, Trustees of the Val & Karen Griggs Living Trust; and LOU VERMEER, a married man, Defendant. Case No. CV10-3187 COMPLAINT FOR: 1) MECHANICS LIEN FORECLOSURE 2) ON ACCOUNT 3) BREACH OF CONTRACT 4) ACCOUNT STATED 5) QUANTUM MERUIT 6) FRAUD Filing Category: A.1 Filing Fee: $88.00 COMES NOW the Plaintiff, Belfor USA Group, Inc., by and through its undersigned counsel and for a cause of action against the Defendants, alleges and complains as follows: GENERAL ALLEGATIONS 1. At all materials times herein, Plaintiff Belfor USA Group, Inc., ("Plaintiff") was and is a corporation authorized to do business in the State of Idaho, and a contractor properly registered in Idaho. 2. At all material times herein, Defendant Coeur d'Alene Leasing Company, Inc. ("Coeur d'Alene Leasing") is and was an Idaho corporation licensed and doing business in Idaho. 3. At all material times herein, Defendant Lewis Kulczyk ("Kulczyk") acted or purported to act on behalf of the owner of the subject property, and on information and belief is an Idaho resident. 4. At all material times herein, Defendant Beauty Bay Holdings LLC ("Beauty Bay") is was a Nevada limited liability company licensed and doing business in Kootenai County, Idaho. 5. At all material times herein, Defendant Maurice L. Griggs and Karen G. Griggs, Trustees of the Val & Karen Griggs Living Trust ("Griggs") are and were, either in their personal or representative capacities, beneficiaries of a deed of trust related to the subject property. 6. At all material times herein, Defendant Lou Vermeer, a married man, is and has been a beneficiary under a deed of trust related to the subject property. FIRST CLAIM FOR RELIEF (Mechanics Lien Foreclosure) 7. For its First Claim For Relief, against Defendant, Plaintiff alleges as follows: 8. Incorporates by reference and realleges paragraphs 1-7 above. 9. At all material times herein, a certain improvement (the "Improvement") located at or near 11236 N. Government Way, Hayden, Kootenai County, Idaho, was repaired on the real property more fully described in Exhibit "A" attached hereto and incorporated herein ("the Property" or "the subject property"). The entirety of the Property is necessary for the convenient use and occupancy of the Improvement. 10. At all material times herein, Defendant Coeur d'Alene Leasing, Kulczyk and Beauty Bay have been the owners or reputed owners of the Property and the Improvement. At all material times herein, Defendants Beauty Bay, Coeur d'Alene Leasing and Kulczyk had actual knowledge of the construction of the Improvement. 11. From on or about January 2009, through on or about September 2009, Plaintiff provided materials ("work") in furtherance of the construction of the Improvements for the benefit of the Improvement and the Property. After all just credits and offsets, including payments, the contract price and reasonable value of the work provided by Plaintiff and used and incorporated in the construction of the Improvement is the sum of $62,318.12, together with interest accrued at the rate of twelve percent (12%) through April 15, 2010, in the amount of $3,739.08. Said sums are past due and owing to Plaintiff. 12. Defendant Kulczyk, acting or purporting to act on behalf of the owners of the subject property, promised to pay over insurance monies received as a result of a casualty to the Improvement which occurred in the heavy snowfalls of late December 2008. Defendant Kulczyk received sufficient funds to pay off Defendants' indebtedness to Plaintiff, but knowingly misrepresented his intention to turn over such funds; Plaintiff relied on these misrepresentations to its detriment. 13. On October 19, 2009, within 90 days after the last date Plaintiff performed the work in connection with the construction of the Improvement, Plaintiff filed with the recorder's office of Kootenai County, Idaho, its Notice of Mechanic's Lien ("Lien"), containing a true statement of its demand after deducting all just credits and offsets, the names of the owners of the Property and Improvement, the name of the entity to whom Plaintiff provided the work, and a description of the Property sufficient for identification, including the address. Lien was recorded on October 19, 2009, as Instrument No. 2237008000 XN is attached hereto as Exhibit "B" and is incorporated herein by this reference. 14. Within five (5) days of recording the Lien, a copy of the Lien was sent to Defendant by certified mail, return receipt requested. 15. Pursuant to I.C. 45-513, Plaintiff is entitled to reimbursement of the monies paid to the Kootenai County Auditor's office for filing and recording the Lien, together with Plaintiff's reasonable attorneys' fees incurred herein. 16. Pursuant to IRCP 54(d)(1)(D), Plaintiff is entitled to recover the reasonable amounts paid for the title search necessary to institute this action. 17. Defendants, each of them, to Plaintiff's information and belief, claim some right, title or interest in the Property and the Improvement. Plaintiff requests a decree from the Court establishing the rank and priority of each Defendant's interest in the Property and Improvement. 18. Plaintiff has no plain, speedy or adequate remedy at law. It will be necessary to sell all of the Improvement and the Property to satisfy the Lien. SECOND CLAIM FOR RELIEF COUNT ONE (On Account) For its Second Claim for Relief, Count One, against Defendant Beauty Bay, Defendant Coeur d'Alene Leasing, and Defendant Kulczyk, Plaintiff incorporates by reference and realleges paragraphs 1-18 above and further alleges: 19. Defendant Coeur d'Alene Leasing, Defendant Beauty Bay and Defendant Kulczyk are indebted to Plaintiff in the sum of $62,318.12, plus the sum of $3,739.08 as interest accrued prior to the date of filing hereof, for the balance of account for materials supplied, the particulars of which have been billed to said Defendants, leaving due and unpaid the above-mentioned sum, to wit: (a) The sum of $62,318.12 together with twelve percent (12%) interest per annum thereon from September 24, 2010, until paid; (b) The sum of $3739.08 as interest accrued prior to the date of filing hereof. 20. Defendants' agreement with Plaintiff provides, in part, that Defendants will pay interest charges charge of one percent (1%) per month on all past due accounts. This account is past due and subject to said interest charges heretofore set forth. 21. Defendants' agreement with Plaintiff provides further that they will pay Plaintiff's reasonable attorneys' fees incurred in the collection of its account. Plaintiff is entitled to its reasonable attorneys' fees pursuant to I.C. 12-120(3). 22. A true and correct copy of the agreement containing the provisions set forth hereinabove is attached hereto as Exhibit "C" and incorporated by its reference herein. Plaintiff has performed all conditions precedent on its part and to be performed. 23. Defendants have not paid said sum or any part thereof. COUNT TWO (Breach of Contract) For an alternative statement of its Second Claim for Relief, Plaintiff alleges: 24. Plaintiff incorporates by reference and realleges paragraphs 1-23 above. 25. In January 2009, Plaintiff and Defendants Kulczyk, Beauty Bay and Coeur d'Alene Leasing entered into an agreement whereby Plaintiff agreed to provide to them materials and they agreed to pay for said materials. A copy of this agreement is attached hereto and incorporated herein as Exhibit "C." 26. Plaintiff performed all conditions precedent on its part to be performed, including providing the materials to said defendants. 27. Defendants have materially breached said agreement by failing to pay the subject charges. 28. As the direct and proximate result of said breach, Plaintiff has been damaged in the total sum of $62,318.12, plus the sum of $3,739.08 as interest accrued prior to the filing of this lawsuit, together with interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the time of filing this lawsuit, until paid. Plaintiff is entitled to interest at twelve percent (12%) per annum pursuant to the agreement, Exhibit "C." 29. Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk have failed to pay said sums or any part thereof. Pursuant to the agreement, Exhibit "C" hereto, Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein. Furthermore, Plaintiff is entitled to recover its reasonable attorneys' fees pursuant to I.C. 12-120(3). COUNT THREE (Account Stated) For an alternative statement of its Second Claim for Relief, Plaintiff alleges: 30. Plaintiff incorporates by reference and realleges paragraphs 1-29 above. 31. In January 2009, Plaintiff and Defendants Kulczyk, Beauty Bay and Coeur d'Alene Leasing entered into an agreement whereby Plaintiff agreed to provide to them materials and they agreed to pay for said materials. A copy of this agreement is attached hereto and incorporated herein as Exhibit "C." 32. Plaintiff sent defendants Coeur d'Alene Leasing and Kulczyk an invoice in the amount of $58,00.00. Defendants did not object within a reasonable time. 33. Defendants have materially breached said agreement by failing to pay the subject charges. 34. As the direct and proximate result of said breach, Plaintiff has been damaged in the total sum of $58,500, plus the sum of $3,510 as interest accrued prior to the filing of this lawsuit, together with interest on the principal balance ($62,010) at the rate of twelve percent (12%) per annum from the time of filing this lawsuit, until paid. Plaintiff is entitled to interest at twelve percent (12%) per annum pursuant to the agreement, Exhibit "C." 35. Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk have failed to pay said sums or any part thereof. Pursuant to the agreement, Exhibit "C" hereto, Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein. Furthermore, Plaintiff is entitled to recover its reasonable attorneys' fees pursuant to I.C. 12-120(3). COUNT FOUR (Quantum Meruit) For an alternative statement of its Second Claim for Relief, Plaintiff alleges: 36. Plaintiff incorporates by reference and realleges paragraphs 1-35 above. 37. Plaintiff provided work and materials to Defendants at its request and Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk are indebted to Plaintiff for such materials' reasonable value, which is $62,318.12. 38. The amount, type, and quality of such work and materials were reasonable. Said Defendants have failed to pay the amount of $62,318.12, nor any part thereof. Pursuant to I.C. 12-120(3), Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein. THIRD CLAIM FOR RELIEF (Fraud) For its Third Claim for Relief against Defendant Kulczyk, Plaintiff alleges: 39. Plaintiff incorporates by reference and realleges paragraphs 1-38 above. 40. At the time of extension of credit and opening of Defendants' account set forth heretofore and as a material element of said transaction and as consideration upon which Plaintiff extended such credit and opened such account, Defendant Kulczyk represented to Plaintiff that he was the "owner" of such property. Defendant Kulczyk further represented to Plaintiff that he would turn over monies to pay his obligation to Plaintiff as they were received from his insurer. A true and correct copy of such representations, made at the time Plaintiff began providing services, is attached hereto as Exhibit "C" and incorporated by this reference herein. 41. Kulczyk repeated such promises even after receiving payment from the insurer, which promises Kulczyk did not at the time of making such promises intend to carry out. Plaintiff relied to its detriment, reasonably, upon these representations, and provided labor and materials to the Improvement based thereon. If Defendant Kulczyk was not acting as owner's representative, his representations to Plaintiff to that effect constituted fraud, and were made knowingly, with intent to deceive, and which did deceive the Plaintiff, which reasonably relied thereon to its detriment, causing Plaintiff to extend labor and materials on credit to Coeur d'Alene Leasing and Beauty Bay, in the amount of $62,318.12. Plaintiff even lowered the bill to Defendants, to $58,500, based upon Kulczyk's representations that Coeur d'Alene Leasing and Beauty Bay were subject to a coinsurance penalty, but that Defendants would pay over the insurance benefits as and when received, an additional false statement on which Plaintiff relied to its detriment. (Insurance benefits were paid in amounts in excess of the contract amount, $62,318.12.) 42. Plaintiff has made demand upon Defendant and said Defendant has failed and refused to pay said sums or any part thereof. Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein pursuant to Exhibit "C," which Defendant Kulczyk signed as "owner." Furthermore, Plaintiff is entitled to recover its reasonable attorneys' fees pursuant to I.C. 12-12(3). WHEREFORE, Plaintiff prays for judgment as follows: 1. On its First Claim for Relief, for a decree foreclosing Plaintiff's Lien in the principal amount of $58,500, together with interest thereon at the rate of twelve percent (12%) per annum from September 24, 2009, until paid, plus reasonable lien filing fees, the title search fee incurred and Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, against the Improvement and the Property; for a decree establishing and declaring the priority and rank of interests of the parties in and to the Improvement of the Property; that the Improvement and the Property be sold by the Sheriff of Kootenai County, Idaho, in the manner provided by law as on execution to satisfy the aforesaid sums of money, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 2. On its Second Claim for Relief, First Count, for judgment against Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk, in the amount of $62,318.12, plus interest accrued prior to the date of filing hereof, in the amount of $3,739.08, together with prejudgment interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the date of filing hereof until paid, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 3. On its Second Claim for Relief, Second Count, against Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk, in the amount of $62,318.12, plus interest accrued prior to the date of filing hereof, in the amount of $3,739.08, together with prejudgment interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the date of filing hereof until paid, plus plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 4. On its Second Claim for Relief, Third Count, against Defendants Coeur d'Alene Leasing and Kulczyk, in the amount of $58,500, plus interest accrued to date, prejudgment interest, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00 5. On its Second Claim for Relief, Fourth Count, against Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk, in the amount of $62,318.12, plus interest accrued to date and prejudgment interest, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 5. On its Third Claim for Relief, against Defendant Kulczyk, for judgment in the amount of $62,318.12, plus interest accrued prior to the date of filing hereof, in the amount of $3,739.08, together with prejudgment interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the date of filing hereof until paid, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; and 6. Such other and further relief as the Court may deem equitable. DATED this 17th day of April, 2010. FOSTER PEPPER PLLC John R. Nelson, ISBA No. 7588 Attorneys for Plaintiff Legal 1539 December 22, 29, 2010 January 5, 12, 2011

313-10 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on May 10, 2011, in the Office of First American Title Company, located at, 1866 North Lakewood Dr., Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lot 4, Block 7, RIVER VIEW PARK ADDITION, according to the plat recorded in Book "D" of Plats at Page 161, records of Kootenai County. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 1607 East 3rd Avenue, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Real Estate Deed of Trust for Idaho executed by, Darryl A. Jones and Joy O. Jones, husband and wife, as Grantor(s), First American Title Insurance Company, as Trustee, for the benefit and security of, the United States of America, acting through the Farmers Home Administration, United States Department of Agriculture, as Beneficiary; said Real Estate Deed of Trust for Idaho was recorded November 01, 1994 as Kootenai County Recorder's Instrument No. 1376230, Re-Recorded December 13, 1994, as Instrument No. 1381320. The default for which this sale is to be made is as follows:1) Failure to make the monthly payment of $558.00 due for the 1st day of May, 2009 and a like sum of $558.00 due for the 1st day of each and every month thereafter; 2) Failure to comply with paragraph 7 of said Deed of Trust to pay when due all taxes, liens.... lawfully attaching to or assessed against the property. Specifically 1st 1/2 2010 taxes are delinquent; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of December 8, 2010 there is due and owing on the loan an unpaid principal balance of $67,041.54, accrued interest in the amount of $9,051.57, subsidy granted in the amount of $48,290.66 and Fees currently assessed in the amount of $1,978.47 for a total amount due of $126,362.24. Interest continues to accrue on the Note at the rate of 8.00% per annum with a per diem rate of $15.0078 after December 8, 2010. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED January 4, 2011 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE By: Dalia Martinez, Trust Officer Legal 1769 January 12, 19, 26, 2010 February 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 3, 2011 File No.: 7037.73136 Sale date and time (local time): May 4, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3132 Livorno Ct. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Craig A. Hegel, and Melinda D. Hegel, husband and wife, as community property, with rights of survivorship Original trustee: Kootenai Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 01/07/2009 Recorder's instrument number: 2191512000 County: Kootenai Sum owing on the obligation: as of January 3, 2011: $174,198.65 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 23, Block 1, Tuscany Place, according to the plat recorded in the office of the County Recorder in Book J of Plats at Page 497, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73136) 1002.181590-FEI Legal 1785 January 12, 19, 26, 2011 February 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 4, 2011 File No.: 7023.90440 Sale date and time (local time): May 5, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1205 W. Snoqualmie Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michelle D. McDermott and Charles L. McDermott, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for LoanCity Recording date: 01/31/2006 Recorder's instrument number: 2010851 County: Kootenai Sum owing on the obligation: as of January 4, 2011: $196,791.18 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 7, Block 5, Montrose First Addition, according to the plat recorded in Book "I" of Plats at Page 106, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90440) 1002.181721-FEI Legal 1786 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4837106 T.S. No.: T10-71652-ID NOTICE IS HEREBY GIVEN that FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 04-27-2011 at 11:00 AM, of said day, at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: LOT 12, BLOCK 2, RAMSEY MEADOWS THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 76, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 4966 N TASMAN DRIVE COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: CHRISTINE FIGHT, A SINGLE WOMAN, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 09-22-2005, recorded 10-032005, as Instrument No. 1985542, records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $161,550.75. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: December 15, 2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 FOR SALES INFORMATION. PLEASE CONTACT AGENCY SALES AND POSTING AT WWW FlDELITYASAP.COM OR 714-730-2727 Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. ASAP# 3866599 LEGAL 1789 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4828332 T.S. No.: T10-71581-ID NOTICE IS HEREBY GIVEN (hat FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 04-20-2011 at 11:00 AM, of said day. at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, and payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: LOT 3, BLOCK 3, RIVERSIDE HARBOR 10TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 226, RECORDS OF KOOTENAI COUNTY, IDAHO, The Trustee has no knowledge of a more particular description of the above referenced real property but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 5565 E. STEAMBOAT BEND POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MARK SANCHEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 10-17-2003, recorded 10-27-2003, as Instrument No. 1838766,, and Re-recorded on 05-06-2004, Book , Page , Instrument 1874379 records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the properly to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $151,085.31. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: December 07, 2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 Maria De La Torre, Asst. Sec. FOR SALES INFORMATION, PLEASE CONTACT AGENCY SALES AND POSTING AT WWW.FIDELITYASAP.COM OR 714-730-2727 Federal Law requires us to notify you that we are acting as a debt collector, If you are currently in a bankruptcy or have received a discharge In bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt In violation of the automatic stay or the discharge injunction, ASAP# 3866591 Legal 1790 January 12, 19, 26, 2011 February 2, 2011

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3399 Amending Municipal Code Section 5.56.100 - Taxicabs AN ORDINANCE AMENDING THE MUNICIPAL CODE OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, AMENDING SECTION 5.56.100 TO CREATE DESIGNATED TAXI CAB "NO PICK-UP / DROP-OFF ZONES"; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3399 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. ____________________________ Susan K. Weathers, City Clerk Legal 1791 January 12, 2011

NOTICE OF TRUSTEE'S SALE On May 10, 2011 at the hour of 10:30 o'clock A.M., of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Ct Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 1, Block 2, Avalon Estates, according to the plat recorded in Book "I" of Plats, Pages 297 and 297A, Records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 590 N. Stephanie Street, Post Falls, ID 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Cindy Peugh, a single woman, as Grantor to Alliance Title & Escrow Corp., as successor Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or Successor Agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded June 18, 2004 as Instrument No. 1882870, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. The original loan amount was $112,000.00 together with interest thereon at the rate of 5.8750% per annum, as evidenced in Promissory Note dated June 18, 2004. Payments are in default for the months of May 2009 through and including November 2010 in the amount of $829.61 per month and continuing each and every month thereafter until date of sale or reinstatement. The balance now due is $101,120.38 in Principal; Interest is $9,619.23, subsidy granted is $14,823.84 and fees currently assessed are $1,767.78 computed through November 30, 2010 with interest accruing thereafter at the daily rate of $16.5373. In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $115,944.22, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: January 5, 2011 Alliance Title & Escrow Corp. Legal 1792 January 12, 19, 26, 2011 February 2, 2011

USDA FOREST SERVICE IDAHO PANHANDLE NATIONAL FORESTS COEUR D'ALENE RIVER RANGER DISTRICT KOOTENAI COUNTY, IDAHO The Coeur d'Alene River Ranger District, Idaho Panhandle National Forests, is applying for grant funds through the Idaho Department of Parks and Recreation Grant Program. Funds are being sought from the Off-Road Motor Vehicle Fund. If approved, this grant will pay for the removal of a cracked toilet vault in Hudlow Meadows and replace with a new one. For more information, please contact Team Leader Andy Boggs at the Fernan Office of the Coeur d'Alene River Ranger District, 2502 East Sherman Avenue, Coeur d'Alene, ID 83814; (208) 769-3038. Legal 1795 January 12, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-103275 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 14, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: PARCEL 1: A part of the Northwest Quarter of the Southeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: COMMENCING at the Northeast corner of the Northwest Quarter of the Southeast Quarter of said Section 18; Thence South 0 degrees 01' East, 401.50 feet to an iron pipe; Thence South 89 degrees 57' West, 290.00 feet to an iron pipe being the Northeast corner of THE PALMER TRACT, and the TRUE POINT OF BEGINNING for this description; Thence South 0 degrees 28' East, 100 feet along the East line of THE PALMER TRACT, to the Southeast corner thereof; Thence East along the North line of THE CAMPBELL TRACT, 90 feet; Thence North 100 feet to the South line of THE LARSON TRACT; Thence South 89 degrees 57' West, 90 feet to the POINT OF BEGINNING. LESS county road. PARCEL 2: BEGINNING at the Northeast corner of the Northwest Quarter of the Southeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; Thence South 501.5 feet; Thence West 200 feet to the TRUE POINT OF BEGINNING; Thence South 342.5 feet; Thence West 100 feet; Thence North 342.5 feet; Thence East 100 feet to the TRUE POINT OF BEGINNING. LESS county road. EXCEPTING THEREFROM a right-of-way as shown in deed recorded 12-4-08 as Instrument No. 2188033000. . The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2735 EAST FERNAN HILL ROAD, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVEN B MEYER AND SANAE MEYER, HUSBAND AND WIFE, as Grantor, to LAKE CITY TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK, as Beneficiary, dated 5/17/2007, recorded 5/21/2007, under Instrument No. 2100803000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ONEWEST BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/17/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 8, 2010 Delinquent Payments from November 01, 2009 4 payments at $2,430.54 each $9,722.16 10 payments at $2,451.26 each $24,512.60 (11-01-09 through 12-08-10) Late Charges: $ 1,343.81 Beneficiary Advances: $2,615.38 Suspense Credit: $0.00 TOTAL: $38,193.95 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $310,500.00, together with Interest thereon at 7.990% per annum from 10/1/2009 to 3/1/2010, 7.990% per annum from 3/1/2010 to 3/1/2011, 7.990% per annum from 3/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/8/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3852867 Legal 1639 12/22/2010, 12/29/2010, 01/05/2011, 01/12/2011

ORDINANCE NO. 213 AN ORDINANCE OF THE CITY OF DALTON GARDENS, IDAHO, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, AMENDING TITLE SIX (6) CHAPTER SIX (6) OF THE DALTON GARDENS MUNICIPAL CODE IN REGARD TO SHORT SUBDIVISIONS; ALLOWING AND REGULATING LOTS OF LESS THAN ONE (1) ACRE IN THE COMMERCIAL AND/OR LIGHT INDUSTRIAL ZONES OF THE CITY BE IT ORDAINED BY THE MAYOR AND CITY COUNCIL OF DALTON GARDENS: SECTION 1: AMENDMENTS: Title 6, Chapter 6 of the Dalton Gardens Municipal Code shall be amended as follows: INTENT AND PURPOSE The City of Dalton Gardens, Idaho may, in the future, be constructing sewer lines adjacent to and within the Commercial District of the City, and property in the Commercial District which may subsequently be re-zoned to Light Industrial, (hereinafter "Commercial District") to be hooked to the City of Coeur d'Alene's municipal sewer collection and treatment facility ("centralized sewer system"). When the property presently within the Commercial District of the City is connected, or has the right to be connected to the centralized sewer system, the reason for retaining one (1) acre minimum size commercial parcels on septic tanks is no longer as appropriate, thus the City will allow smaller lots with less than one hundred ten (110') feet of frontage on a public road as set forth herein. Chapter 6 SHORT SUBDIVISIONS 6-6-1: APPLICATION OF PROVISIONS; EXEMPTIONS: A. Every division of land for the purpose of sale, lease or transfer into two (2), three (3) or four (4) lots, tracts or parcels within the incorporated area of Dalton Gardens, where no new dedications are required, shall proceed in compliance with this chapter. B. The provisions of this chapter shall not apply to the following: 1. Any division of land for the purpose of adjusting the boundary line or the transfer of land between two (2) adjacent property owners which does not result in the creation of any additional building site. 2. Any division of land made by testamentary provision, the laws of descent or upon court order. 3. Any acquisition or division of land by a public agency for public right of way purposes. 4. Any division of land that is proceeding in compliance with this title as it now exists or is subsequently amended. (Ord. 145, 5-7-1998) 6-6-2: APPLICATION FOR SHORT SUBDIVISION: A. Form And Fees: Any person who undertakes a "short subdivision" as defined in section 6-1-4 of this title shall submit to the commission a completed application form provided by the commission accompanied by a nonrefundable fee in an amount to be established by resolution of the city council. B. Contents Of Application; Plats And Plans Required: The drawing, map and accompanying material submitted with an application for short subdivision approval shall include, at a minimum, the following information: 1. The name, address and telephone number of the applicant and the property owner if different than the applicant. 2. A legal description of the entire area being subdivided and a legal description for each of the proposed lots. 3. The size of each lot indicated by square footage computation sufficiently accurate to determine that each lot meets the minimum established lot size requirements. 4. A copy of any existing or proposed restrictions or covenants. (Ord. 145, 5-7-1998) 5. A survey by a licensed engineer or surveyor of the property containing the following: (Ord. 155, 1-4-2001) a. Boundaries and dimensions of the entire area being subdivided and the proposed boundaries and dimensions of the proposed lots. b. All existing buildings and structural improvements. c. The location of any roads, easements or rights of way that exist or are proposed to serve the short subdivision. d. Proposed access and approach areas. e. Location of all water and sewer lines servicing the proposed lots. d. f. A space for approval of the commission. C. Approval Or Denial Of Application: 1. Distribution Of Plats And Plans: Upon receipt of a completed application for short subdivision approval, the commission shall forward copies of the proposal to the following agencies for comment: a. Dalton water association. b. Panhandle health district. c. Kootenai County Fire & Rescue d. Other appropriate agencies, including the City of Coeur d'Alene wastewater treatment official and the City of Coeur d'Alene street department or similar agency having jurisdiction over granting approaches off of Government Way. Agencies requested to review a proposed short subdivision will have thirty (30) days upon receipt of a request for review in which to return their written comments. Failure by an agency to reply within the established review period shall be interpreted to mean that the particular agency has no concern over the proposal. 2. Decision; Time Limitation: Within thirty (30) days after receipt of a completed application or at its next regular meeting, the commission shall approve or disapprove the proposed short subdivision and shall immediately notify the applicant, in writing, of such decision. If an application is disapproved, the commission shall cite the specific reason for disapproval. 3. Requirements For Approval: The commission shall not approve a short plat unless: a. The proposed lots meet all established lot size and width requirements. b. Adequate water supply and sewage disposal are available. c. The decision to approve a short subdivision will not be contrary to the public interest. d. Newly dedicated roads are improved and paved according to standards set by Lakes highway district. e. No cul-de-sacs or dead end streets are allowed, unless they comply with this subdivision ordinance, and shall only be allowed in the commercial zone. 4. Filing: Upon approval of a short subdivision, the commission shall transmit a copy of the approved application and plans to the county recorder for filing. The fee collected at the time the application was submitted will be used to cover the cost of filing. The commission shall also forward a copy of the approved short subdivision to the city clerk for permanent file at the city clerk's office. (Ord. 145, 5-7-1998) D. Variance Request: In the event the application for short subdivision does not meet the requirements of section 6-6-3 of this chapter, the person requesting the short subdivision shall apply for a variance before the city council and the provisions of section 6-5-4 of this title shall apply to the variance request. (Ord. 155, 1-4-2001) 6-6-3: MINIMUM LOT SIZE AND WIDTH REQUIREMENTS: Unless connected to a centralized sewer system, A all lots within a short subdivision shall have one hundred ten feet (110') frontage on a public street and contain not less than one acre, less such portions which may have been granted, dedicated or conveyed for use as road right of way or other easement. Nonconforming lots shall not be created. (Ord. 203, 7-2-2009) The frontage requirements for lots with centralized sewer system availability (and minimum lot sizes allowed for such lots) shall be as follows: 6-6-3 (a): COMMERCIAL LOTS: Ten thousand (10,000) square feet with frontage of fifty (50') feet on a public or private street or access easement. (b): LIGHT INDUSTRIAL LOTS: Twenty Thousand (20,000) square feet with frontage of fifty (50) feet on a public or private street or access easement. (c) FIRE LANE: Every parcel of land used for commercial purposes shall provide a lane of not less than eighteen feet (18') of unobstructed driving surface from a public street to the rear property line. A fire lane shared by adjacent property owners by a mutual recorded agreement may be allowed. Said lane shall be a designated fire lane and shall remain open at all times. All access to structures including turn-around shall meet the requirements of the International Building Code and the International Fire Code. (d) The site performance standards for development of any commercial subdivided lots shall be those site performance standards in effect at the time the short plat is approved. Site performance standards include, but are not limited to, set-backs, buffering, parking, design standards, landscaping, and noise and/or light abatement. 6-6-4: ADMINISTRATION OF PROVISIONS: The planning and zoning commission, herein referred to as the commission, is vested with the authority to summarily approve or disapprove proposed short subdivisions. The commission shall prepare and require the use of such forms as necessary to administer this chapter. (Ord. 145, 5-7-1998) 6-6-5: APPEALS: A. Time For Appeal: Any decision of the commission may be appealed to the council by the applicant or any interested party within thirty (30) days following the issuance of the decision. The notice of appeal shall be on a form provided by the commission and shall be filed with the council. B. Council Action: The council shall, at the next regularly scheduled meeting following the receipt of an appeal, consider all matters pertaining to the contested decision together with all other evidence deemed appropriate and shall affirm or reverse the decision of the commission or shall remand the matter to the commission for further investigation. (Ord. 145, 5-7-1998) 6-6-6: VIOLATION AND PENALTIES: A. No person shall sell, lease or transfer any land subject to the requirements of this chapter until a short subdivision has been approved and filed. B. Violation of any of the provisions of this chapter or failure to comply with any of its requirements shall constitute a misdemeanor and subject the offender to penalties in accordance with section 1-4-1 of this code. The landowner, tenant, subdivider, builder, public official or any other person who commits, participates in, assists in or maintains such violation may be found guilty of a separate offense. C. Nothing herein contained shall prevent the council or any other public official or private citizen from taking such lawful action as is necessary to restrain or prevent any violation of this chapter or of the Idaho Code. D. Further, no short subdivision required by this chapter shall be recorded by the county recorder until such short subdivision has received approval by the commission. E. No public board, agency, commission, official or other authority shall authorize any improvements on any land in violation of this chapter. (Ord. 145, 5-7-1998) SECTION 2: SEVERABILITY Should any section, clause, or provision of this Ordinance be declared by a court of competent jurisdiction to be invalid, it shall not affect the validity of the remaining portions of this Ordinance. SECTION 3: CONFLICTING ORDINANCE PROVISIONS If any conflict occurs between this Ordinance and provisions of the other City Ordinances, the more restrictive Ordinance shall take precedence. SECTION 4: EFFECTIVE DATE This Ordinance shall take effect and be in full force upon its passage, approval, and publication in one (1) issue of the Coeur d'Alene Press. ADOPTED this 6th, day of January, 2011. ____________________________ Dan Franklin, Mayor ATTEST: ____________________________ Marcia Wingfield, City Clerk Legal 1793 January 12, 2011

ORDINANCE NO 212 AN ORDINANCE OF DALTON GARDENS, IDAHO, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, AMENDING TITLE 7, CHAPTER 2 OF THE MUNICIPAL CODE OF THE CITY OF DALTON GARDENS, IDAHO ESTABLISHING THE AUTHORITY AND STANDARDS TO REGULATE ANIMAL CONTROL WITHIN THE CORPORATE LIMITS OF DALTON GARDENS. BE IT ORDAINED by the Mayor and City Council of Dalton Gardens, Idaho: SECTION 1: AMENDMENTS: Title 7 of the Dalton Gardens Municipal Code shall be amended as follows: Chapter 2 DOGS 7-2-1: TITLE: This chapter shall be known as the DOG ANIMAL CONTROL ORDINANCE of Dalton Gardens. (Ord. 182, 4-6-2006) 7-2-2: AUTHORITY: This chapter is authorized under the provisions of Idaho Code title 25 and all applicable chapters including but not limited to Chapter 28 and Chapter 35. 7-2-3: PURPOSE: The purpose of this chapter shall be to secure and maintain such levels of animal control within the incorporated areas of the city for the purpose to the greatest degree practicable to prevent injury to persons and property. To this end, it is the purpose of this chapter to adopt Title 5 Chapter 1 Section 1 through Title 5 Chapter 1 Section 13 and Title 5 Chapter 1 B 1 through Title 5 Chapter 1 B 6 of the Kootenai County Code to provide a means of licensing certain animals and controlling errant animal behavior so that it shall not become a public nuisance. The purpose of this chapter shall be to secure and maintain such levels of animal control within the city as to limit the impact of maintaining and keeping dogs within the city so that the keeping of them shall not be offensive to the neighbors of the keeper. It is the intent of the city to grant the authority of animal control to Kootenai County under Kootenai County Code title 5, chapter 1 and subsequent amendments. (Ord. 182, 4-6- 2006) 7-2-4: DEFINITIONS: When used in this chapter, the following words and terms shall have the usage ascribed 1 Adopted Animal Control Ordinance January 6, 2011 to them in this section: DOG: Any Canis familiaris or hybrid thereof. FAMILY: Any number of individuals living together as a single housekeeping unit and doing their cooking on the premises exclusively as one household. LOT: The parcel of land on which a principal building and its accessory buildings are placed or are to be placed together with the required open spaces or a "lot" designated as such on an officially recorded plat. OWNER: The person or persons owning, keeping or harboring a dog. (Ord. 182, 4-6- 2006) 7-2-5: NUMBERS OF DOGS: It shall be unlawful for any family to harbor or keep in excess of three (3) dogs on any lot in the city, however, the litter of a female dog may be kept with the dog, and the litter, together with the mother, shall count as one dog until the litter reaches six (6) months of age. (Ord. 182, 4-6-2006) 7-2-3: APPOINTMENT OF ANIMAL CONTROL OFFICER: The City hereby enables the Kootenai County Sheriff's Department as the official empowered to enforce the provisions of this chapter. The Sheriff's Department or City designee shall have the power and responsibility to render interpretations of the adopted codes and enforce rules and supplemental regulations in order to clarify the application of their provisions. One copy of each standardized code adopted herein shall be duly filed for use by the public at city hall. 7-2-4: ADOPTION OF CODES: Dalton Gardens hereby adopts the following codes and standards and shall enforce them with regard to all animal control in the incorporated areas of Dalton Gardens. A. KOOTENAI COUNTY CODE Title 5, Chapter 1 Section 1 through Section 13 B. KOOTENAI COUNTY CODE Title 5 Chapter 1 Article B 1 through B 6. In addition to the above delineated code, the City in conjunction with the Kootenai County Sheriff's Department shall regulate: 7-2-6: C. DOGS IN PARKS: 2 Adopted Animal Control Ordinance January 6, 2011 No owner or keeper of a dog, leashed or unleashed, shall allow or permit such animal to be upon the premises of any city of Dalton Gardens Park with the exception of the Dalton Gardens Arena. This section shall not apply to dogs used for law enforcement purposes or dogs trained and used by sensory impaired or disabled individuals. Special exceptions to this prohibition in the form of organized animal shows, competitions or events may be granted by express written authority of the city council when the use or activity is of general community benefit or of particular benefit to the city. Any such request must be made in writing setting forth the circumstances and control measures which will be in force if animals are permitted within a park. The council may authorize the number of dogs which may be allowed, the control measures which must be employed, and the fees or deposits which may be required to defray costs which the city might incur by virtue of allowing animals in a park. Approval of any such request shall be evidenced by a letter of authorization to that effect which shall be exhibited to any officer of the city upon request. (Ord. 182, 4-6-2006) 7-2-7: D. COMMERCIAL DOG KENNEL OPERATIONS: Commercial dog kennel operations are prohibited within the corporate limits of Dalton Gardens as defined in Kootenai County Code Title 5 Chapter 1 Section 3. E. NUMBERS OF DOGS: It shall be unlawful for any family to harbor or keep in excess of three (3) dogs on any lot in the city, however, the litter of a female dog may be kept with the dog, and the litter, together with the mother, shall count as one dog until the litter reaches six (6) months of age. (Ord. 182, 4-6-2006) 7-2-5: VIOLATION AND PENALTY: Any person who shall violate the provisions of this chapter shall be guilty of an infraction with a penalty of one hundred dollars ($100.00). SECTION 3: SEVERABILITY Should any section, clause, or provision of this Ordinance be declared by a court of competent jurisdiction to be invalid, it shall not affect the validity of the remaining portions of this Ordinance. SECTION 4: CONFLICTING ORDINANCE PROVISIONS If any conflict occurs between this Ordinance and provisions of the other City Ordinances, the more restrictive Ordinance shall take precedence. SECTION 5: EFFECTIVE DATE This Ordinance shall take effect and be in full force upon its passage, approval, and publication in one (1) issue of the Coeur d'Alene Press. ADOPTED this 6th day of January ,2011. 3 Adopted Animal Control Ordinance January 6, 2011 Dan Franklin, Mayor ATTEST: Marcia Wingfield, Clerk Publish CDA Press Wednesday, January 12, 2011 4 Adopted Animal Control Ordinance January 6, 2011 Legal 1794 January 12, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on March 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/14/2007 as Instrument Number 2099504000, and executed by BETTY OSTERDOCK, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: **LEGAL DESCRIPTION: PARCEL 1: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, SECTION 17, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE MEANDER CORNER WHICH IS LOCATED IN THE EAST SIDE OF LOWER TWIN LAKE ON THE LINE BETWEEN SECTIONS 8 AND 17, 2,615.0 FEET SOUTH 89 DEGREES 53' WEST OF THE NORTHEAST CORNER OF SECTION 17; THENCE SOUTH 49 DEGREES 48' WEST, 2058.2 FEET TO A STEEL ROD; THENCE SOUTH 60 DEGREES 50' WEST, 45.1 FEET TO A STEEL ROD; THENCE SOUTH 44 DEGREES 40' WEST, 142.0 FEET TO A STEEL ROD AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 44 DEGREES 40' WEST, 142.0 FEET TO A STEEL ROD; THENCE SOUTH 89 DEGREES 32' WEST, 453.7 FEET TO A STEEL ROD; THENCE NORTH 0 DEGREES 36' EAST, 100.2 FEET TO A STEEL ROD; THENCE NORTH 89 DEGREES 32' EAST, 551.7 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 2: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, SECTION 17, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE MEANDER CORNER WHICH IS LOCATED IN THE EAST SIDE OF LOWER TWIN LAKE ON THE LINE BETWEEN SECTIONS 8 AND 17, 2, 615.0 FEET SOUTH 89 DEGREES 53' WEST OF THE NORTHEAST CORNER OF SECTION 17; THENCE SOUTH 49 DEGREES 48' WEST, 2058.2 FEET TO A STEEL ROD; THENCE SOUTH 60 DEGREES 50' WEST, 45.1 FEET TO A STEEL ROD; THENCE SOUTH 44 DEGREES 40' WEST, 284.0 FEET TO A STEEL ROD AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 44 DEGREES 40' WEST, 142.0 FEET TO A STEEL ROD; THENCE SOUTH 89 DEGREES 32' WEST, 355.7 FEET TO A STEEL ROD; THENCE NORTH 0 DEGREES 36' EAST, 100.2 FEET TO A STEEL ROD; THENCE NORTH 89 DEGREES 32' EAST, 453.7 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 3: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER, SECTION 17, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO AND MORE PARTICULARY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT THAT IS SOUTH 49 DEGREES 48' WEST, 2058.2 FEET FROM THE MEANDER CORNER BETWEEN SECTIONS 8 AND 17, A 1 _ INCH PIPE; THENCE SOUTH 60 DEGREES 50' WEST, 45.1 FEET; THENCE SOUTH 44 DEGREES 40' WEST, 71.0 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 44 DEGREES 40' WEST, 71.0 FEET; THENCE SOUTH 89 DEGREES 32' WEST, 551.7 FEET; THENCE NORTH 1 DEGREE 06' EAST, 50.1 FEET; THENCE NORTH 89 DEGREES 32' EAST, 600.65 FEET TO THE TRUE POINT OF BEGINNING.** The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 20555 N GUNNING ROAD, Rathdrum, ID, 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $288,672.31, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0146576 FEI #:1006.118995 LEGAL 1802 January 12, 19, 26, 2011 February 2, 2011

NOTICE OF SPECIAL MEETING NOTICE IS HEREBY GIVEN that Kootenai County Fire & Rescue will be holding a Special Meeting on Monday, January 17, 2011 at 4:00 pm at the KCFR Admin. Building located at 5271 E. Seltice Way, Post Falls, Idaho, for the purpose of conducting District business. This meeting is open to the public. Everyone is welcome to attend. Dated this 12th day of January, 2011 Laurie Perkinson District Secretary Legal 1804 January 12, 2011

Lien Sale NOTICE OF PUBLIC SALE TO ENFORCE WAREHOUSEMAN'S LIEN Notice is hearby given that Mountain View Storage will be selling at public auction to recover nonpayment of rents the entire contents of unit # 125 belonging to Jim Denison of 1388 N Tanzanite Post Falls Idaho 83854 Sale will take place at 7730 Boekel Rd Rathdrum Id at 2:00 P M January 26th 2011. Silent Auction bids. Cash or Credit Card. Items include misc household, tools. Legal 1807 January 12, 19, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December21, 2010 File No.: 7023.90036 Sale date and time (local time): April21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10485 N. Chase Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bryan D. Myers, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 11/15/2007 Recorder's instrument number: 2131835000 County: Kootenai Sum owing on the obligation: as of December 21, 2010: $267,791.93 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block 1 of Finneman Farms 2nd Addition, according to the official plat thereof, file in Book F of Plats at Page(s) 304, Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90036) 1002.180484-FEI Legal 1665 December 29, 2010 January 5, 12, 19, 2011

Notice of Trustee's Sale TS #: ID-10-389512-NH On 4/14/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 1, SUNRISE PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGES 316 & 316A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 741 CRENSHAW STREET , RATHDRUM, ID 83858 now known as 7575 W Crenshaw St Rathdrum ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MATTHEW B MAYBERRY , UNMARRIED INDIVIDUAL(S) as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY, A IDAHO CORPORATION as Trustee and recorded 12/29/1998 as Instrument No. 1569159 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/4/1998. The monthly installments of principal, interest, and impounds (if applicable) of $562.33, due per month for the months of 6/1/2010 through 12/7/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $70,852.24 together with interest thereon at the current rate of 6.8750 per cent (%) per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/15/210 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3852757 Legal 1668 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.:ID-258807-V Loan No.: 0602403180 A.P.N.: R29000040040;199191 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4 IN BLOCK 4 OF GENESIS GARDENS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 201 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 13887 NORTH CASSIA STREET RATHDRUM, Idaho 83858 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JERRY DON LEMA AND THERESA ANN LEMA, as grantors, to FIDELITY NATIONAL TITLE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. A CORPORATION, as Beneficiary, dated 6/19/2009, recorded 6/25/2009, as Instrument No. 2218582000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/19/2009. The monthly payments for Principal, Interest and Impounds (if applicable) of 1010.76, due per month from 5/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $176,947.25, plus accrued interest at the rate of 4.5% per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799531 Legal 1669 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-257859-C Loan No.: 0601478756 A.P.N.: 074200003020;144788 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: TRACT 302 OF SPIRIT LAKE EAST, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 18-18G OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 33405 N SAND CREEK DRIVE SPIRIT LAKE, Idaho 83869 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: ANTHONY J. SHUGAR, AN UNMARRIED MAN, as grantors, to LSI, A FIDELITY NATIONAL FINANCIAL COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR QUICKEN LOANS INC. A CORPORATION, as Beneficiary, dated 1/13/2006, recorded 1/25/2006, as Instrument No. 2009813 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/13/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 1753.56, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $224,463.42, plus accrued interest at the rate of 6.00% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/2/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714)730-2727 ASAP# FNMA3801008 Legal 1670 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011