Legals January 5, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d' Alene, ID, 83814 on April 4, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/18/2007 as Instrument Number 2094753000, and executed by ZANE L LABUDIE, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: UNIT C, PARKVIEW RIDGE CONDOMINIUM, ACCORDING TO THE CONDOMINIUM DECLARATION RECORDED APRIL 6, 2007 AS INSTRUMENT NO. 2092506 AND SURVEY MAP AND PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 476, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. TOGETHER WITH THE LIMITED COMMON AREA AND UNDIVIDED INTEREST ON COMMON AREAS AND FACILITIES APPURTENANT TO SAID UNIT AS SET FORTH IN THE CONDOMINIUM DECLARATION. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 109 W 19TH AVE UNIT C, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $151, 027, 51, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/24/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0150002 FEI #:1006.120378Legal 1557 December 15, 22, 29, 2010 January 5, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0078579 Title Order No. NWT006005 Parcel No. 47N03W258200 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 02/28/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/17/2008 as Instrument Number 2154796000, and executed by ROBERT L WHIPPLE JR, AND MELINDA C WHIPPLE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: PARCEL 1: THAT PORTION OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 25, TOWNSHIP 47 NORTH, RANGE 3 WEST, BOISE MERIDIAN. BEGINNING AT A POINT 375 FEET NORTH OF THE SOUTHEAST CORNER OF SAID NORTHWEST QUARTER OF THE SOUTHEAST QUARTER AND LOCATED ON THE WESTERN BOUNDARY OF SAID NORTHWEST QUARTER OF THE SOUTHEAST QUARTER; THENCE NORTHERLY 375 FEET ALONG THAT WEST BOUNDARY TO THE NORTHERN BOUNDARY OF THIS SUBDIVISION; THENCE EASTERLY 485 FEET; THENCE SOUTHERLY 375 FEET; THENCE WESTERLY 485 FEET TO THE POINT OF BEGINNING. PARCEL 2: THAT PORTION OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 25, TOWNSHIP 47 NORTH, RANGE 3 WEST, BOISE MERIDIAN. BEGINNING AT THE SOUTHWEST CORNER OF SAID NORTHWEST QUARTER OF THE SOUTHEAST QUARTER; THENCE NORTHERLY 375 FEET; THENCE EASTERLY 485 FEET; THENCE SOUTHERLY 375 FEET TO THE SOUTHERN BOUNDARY OF SAID NORTHWEST QUARTER OF THE SOUTHEAST QUARTER; THENCE WESTERLY ALONG THAT SOUTHERN BOUNDARY 485 FEET TO THE POINT OF BEGINNING. EXCEPT THEREFROM AN ACCESS ROAD RIGHT OF WAY 30 FEET WIDE EXTENDING ENTIRELY ALONG THE SOUTHERN BOUNDARY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8801 E SOARING HAWK LN , SAINT MARIES, ID 83861-9639 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $268,437.52, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/20/2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: 800-281-8219 RECONTRUST COMPANY, N.A. Successor Trustee Melody Dewald ASAP# FNMA3783913 Legal 1589 December 15, 22, 29, 2010 January 5, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHH-101731 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 12, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOTS 7 AND THE EAST HALF OF LOT 8, BLOCK 5, KOOTENAI ADDITION TO COEUR D'ALENE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 8. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 909 AND 911 WEST DAVIDSON AVENUE , COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EUGENIO BRADBURY, A SINGLE MAN, as Grantor, to FREDERIC V. SHOEMAKER, as Trustee, for the benefit and security of QUALITY MORTGAGE USA, INC., A CALIFORNIA CORPORATION, as Beneficiary, dated 5/5/1995, recorded 5/15/1995, under Instrument No, 1398778, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by BENEFICIAL MORTGAGE CORP. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/5/1995, THE MONTHLY PAYMENT WHICH BECAME DUE ON 6/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 5, 2010 Delinquent Payments from June 01, 2010 1 payments at $ 8.27 each $ B.27 6 payments at $ 469.42 each $ 2,816.52 (06-01-10 through 12-06-10) Late Charges: $ 818.94 Beneficiary Advances: $ 94.90 Suspense Credit: $ 0.00 TOTAL: $ 3,738.63 Al! delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $49,954.92, together with interest thereon at 7.650% per annum from 5/1/2010 to 7/1/2010, 7.650% per annum from 7/1/2010 to 10/1/2010, 7.650% per annum from 10/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/6/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee Kara Lansberry. Assistant Trustee c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3849271 Legal 1623 12/22/2010, 12/29/2010, 01/05/2011, 01/12/2011

John Ray Nelson, ISB No. 7588 FOSTER PEPPER PLLC 422 W. Riverside Ave., Suite 1310 Spokane, WA 99201 Telephone: (509) 777-1600 nelsj@foster.com Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT COUNTY OF KOOTENAI, STATE OF IDAHO BELFOR USA GROUP, INC., Plaintiff, vs. COEUR D'ALENE LEASING COMPANY, INC., an Idaho corporation; LEWIS KULCZYK; BEAUTY BAY HOLDINGS LLC, a Nevada corporation; MAURICE L. GRIGGS and KAREN G. GRIGGS, Trustees of the Val & Karen Griggs Living Trust; and LOU VERMEER, a married man, Defendant. Case No. SUMMONS NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: COEUR D'ALENE LEASING COMPANY, INC LEWIS KULCZYK BEAUTY BAY HOLDINGS LLC MAURICE L. GRIGGS AND KAREN G. GRIGGS LOU VERMEER You and each of you are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you. If you fail to so respond the Court may enter judgment against you as demanded by the Plaintiff in this Complaint. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and name of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. DATED this 17th day of April, 2010. CLERK OF THE DISTRICT COURT By:_________________________ John Ray Nelson, ISB No. 7588 FOSTER PEPPER PLLC 422 W. Riverside Ave., Suite 1310 Spokane, WA 99201 Telephone: (509) 777-1600 nelsj@foster.com Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT COUNTY OF KOOTENAI, STATE OF IDAHO BELFOR USA GROUP, INC., Plaintiff, vs. COEUR D'ALENE LEASING COMPANY, INC., an Idaho corporation; LEWIS KULCZYK; BEAUTY BAY HOLDINGS LLC, a Nevada corporation; MAURICE L. GRIGGS and KAREN G. GRIGGS, Trustees of the Val & Karen Griggs Living Trust; and LOU VERMEER, a married man, Defendant. Case No. CV10-3187 COMPLAINT FOR: 1) MECHANICS LIEN FORECLOSURE 2) ON ACCOUNT 3) BREACH OF CONTRACT 4) ACCOUNT STATED 5) QUANTUM MERUIT 6) FRAUD Filing Category: A.1 Filing Fee: $88.00 COMES NOW the Plaintiff, Belfor USA Group, Inc., by and through its undersigned counsel and for a cause of action against the Defendants, alleges and complains as follows: GENERAL ALLEGATIONS 1. At all materials times herein, Plaintiff Belfor USA Group, Inc., ("Plaintiff") was and is a corporation authorized to do business in the State of Idaho, and a contractor properly registered in Idaho. 2. At all material times herein, Defendant Coeur d'Alene Leasing Company, Inc. ("Coeur d'Alene Leasing") is and was an Idaho corporation licensed and doing business in Idaho. 3. At all material times herein, Defendant Lewis Kulczyk ("Kulczyk") acted or purported to act on behalf of the owner of the subject property, and on information and belief is an Idaho resident. 4. At all material times herein, Defendant Beauty Bay Holdings LLC ("Beauty Bay") is was a Nevada limited liability company licensed and doing business in Kootenai County, Idaho. 5. At all material times herein, Defendant Maurice L. Griggs and Karen G. Griggs, Trustees of the Val & Karen Griggs Living Trust ("Griggs") are and were, either in their personal or representative capacities, beneficiaries of a deed of trust related to the subject property. 6. At all material times herein, Defendant Lou Vermeer, a married man, is and has been a beneficiary under a deed of trust related to the subject property. FIRST CLAIM FOR RELIEF (Mechanics Lien Foreclosure) 7. For its First Claim For Relief, against Defendant, Plaintiff alleges as follows: 8. Incorporates by reference and realleges paragraphs 1-7 above. 9. At all material times herein, a certain improvement (the "Improvement") located at or near 11236 N. Government Way, Hayden, Kootenai County, Idaho, was repaired on the real property more fully described in Exhibit "A" attached hereto and incorporated herein ("the Property" or "the subject property"). The entirety of the Property is necessary for the convenient use and occupancy of the Improvement. 10. At all material times herein, Defendant Coeur d'Alene Leasing, Kulczyk and Beauty Bay have been the owners or reputed owners of the Property and the Improvement. At all material times herein, Defendants Beauty Bay, Coeur d'Alene Leasing and Kulczyk had actual knowledge of the construction of the Improvement. 11. From on or about January 2009, through on or about September 2009, Plaintiff provided materials ("work") in furtherance of the construction of the Improvements for the benefit of the Improvement and the Property. After all just credits and offsets, including payments, the contract price and reasonable value of the work provided by Plaintiff and used and incorporated in the construction of the Improvement is the sum of $62,318.12, together with interest accrued at the rate of twelve percent (12%) through April 15, 2010, in the amount of $3,739.08. Said sums are past due and owing to Plaintiff. 12. Defendant Kulczyk, acting or purporting to act on behalf of the owners of the subject property, promised to pay over insurance monies received as a result of a casualty to the Improvement which occurred in the heavy snowfalls of late December 2008. Defendant Kulczyk received sufficient funds to pay off Defendants' indebtedness to Plaintiff, but knowingly misrepresented his intention to turn over such funds; Plaintiff relied on these misrepresentations to its detriment. 13. On October 19, 2009, within 90 days after the last date Plaintiff performed the work in connection with the construction of the Improvement, Plaintiff filed with the recorder's office of Kootenai County, Idaho, its Notice of Mechanic's Lien ("Lien"), containing a true statement of its demand after deducting all just credits and offsets, the names of the owners of the Property and Improvement, the name of the entity to whom Plaintiff provided the work, and a description of the Property sufficient for identification, including the address. Lien was recorded on October 19, 2009, as Instrument No. 2237008000 XN is attached hereto as Exhibit "B" and is incorporated herein by this reference. 14. Within five (5) days of recording the Lien, a copy of the Lien was sent to Defendant by certified mail, return receipt requested. 15. Pursuant to I.C. 45-513, Plaintiff is entitled to reimbursement of the monies paid to the Kootenai County Auditor's office for filing and recording the Lien, together with Plaintiff's reasonable attorneys' fees incurred herein. 16. Pursuant to IRCP 54(d)(1)(D), Plaintiff is entitled to recover the reasonable amounts paid for the title search necessary to institute this action. 17. Defendants, each of them, to Plaintiff's information and belief, claim some right, title or interest in the Property and the Improvement. Plaintiff requests a decree from the Court establishing the rank and priority of each Defendant's interest in the Property and Improvement. 18. Plaintiff has no plain, speedy or adequate remedy at law. It will be necessary to sell all of the Improvement and the Property to satisfy the Lien. SECOND CLAIM FOR RELIEF COUNT ONE (On Account) For its Second Claim for Relief, Count One, against Defendant Beauty Bay, Defendant Coeur d'Alene Leasing, and Defendant Kulczyk, Plaintiff incorporates by reference and realleges paragraphs 1-18 above and further alleges: 19. Defendant Coeur d'Alene Leasing, Defendant Beauty Bay and Defendant Kulczyk are indebted to Plaintiff in the sum of $62,318.12, plus the sum of $3,739.08 as interest accrued prior to the date of filing hereof, for the balance of account for materials supplied, the particulars of which have been billed to said Defendants, leaving due and unpaid the above-mentioned sum, to wit: (a) The sum of $62,318.12 together with twelve percent (12%) interest per annum thereon from September 24, 2010, until paid; (b) The sum of $3739.08 as interest accrued prior to the date of filing hereof. 20. Defendants' agreement with Plaintiff provides, in part, that Defendants will pay interest charges charge of one percent (1%) per month on all past due accounts. This account is past due and subject to said interest charges heretofore set forth. 21. Defendants' agreement with Plaintiff provides further that they will pay Plaintiff's reasonable attorneys' fees incurred in the collection of its account. Plaintiff is entitled to its reasonable attorneys' fees pursuant to I.C. 12-120(3). 22. A true and correct copy of the agreement containing the provisions set forth hereinabove is attached hereto as Exhibit "C" and incorporated by its reference herein. Plaintiff has performed all conditions precedent on its part and to be performed. 23. Defendants have not paid said sum or any part thereof. COUNT TWO (Breach of Contract) For an alternative statement of its Second Claim for Relief, Plaintiff alleges: 24. Plaintiff incorporates by reference and realleges paragraphs 1-23 above. 25. In January 2009, Plaintiff and Defendants Kulczyk, Beauty Bay and Coeur d'Alene Leasing entered into an agreement whereby Plaintiff agreed to provide to them materials and they agreed to pay for said materials. A copy of this agreement is attached hereto and incorporated herein as Exhibit "C." 26. Plaintiff performed all conditions precedent on its part to be performed, including providing the materials to said defendants. 27. Defendants have materially breached said agreement by failing to pay the subject charges. 28. As the direct and proximate result of said breach, Plaintiff has been damaged in the total sum of $62,318.12, plus the sum of $3,739.08 as interest accrued prior to the filing of this lawsuit, together with interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the time of filing this lawsuit, until paid. Plaintiff is entitled to interest at twelve percent (12%) per annum pursuant to the agreement, Exhibit "C." 29. Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk have failed to pay said sums or any part thereof. Pursuant to the agreement, Exhibit "C" hereto, Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein. Furthermore, Plaintiff is entitled to recover its reasonable attorneys' fees pursuant to I.C. 12-120(3). COUNT THREE (Account Stated) For an alternative statement of its Second Claim for Relief, Plaintiff alleges: 30. Plaintiff incorporates by reference and realleges paragraphs 1-29 above. 31. In January 2009, Plaintiff and Defendants Kulczyk, Beauty Bay and Coeur d'Alene Leasing entered into an agreement whereby Plaintiff agreed to provide to them materials and they agreed to pay for said materials. A copy of this agreement is attached hereto and incorporated herein as Exhibit "C." 32. Plaintiff sent defendants Coeur d'Alene Leasing and Kulczyk an invoice in the amount of $58,00.00. Defendants did not object within a reasonable time. 33. Defendants have materially breached said agreement by failing to pay the subject charges. 34. As the direct and proximate result of said breach, Plaintiff has been damaged in the total sum of $58,500, plus the sum of $3,510 as interest accrued prior to the filing of this lawsuit, together with interest on the principal balance ($62,010) at the rate of twelve percent (12%) per annum from the time of filing this lawsuit, until paid. Plaintiff is entitled to interest at twelve percent (12%) per annum pursuant to the agreement, Exhibit "C." 35. Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk have failed to pay said sums or any part thereof. Pursuant to the agreement, Exhibit "C" hereto, Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein. Furthermore, Plaintiff is entitled to recover its reasonable attorneys' fees pursuant to I.C. 12-120(3). COUNT FOUR (Quantum Meruit) For an alternative statement of its Second Claim for Relief, Plaintiff alleges: 36. Plaintiff incorporates by reference and realleges paragraphs 1-35 above. 37. Plaintiff provided work and materials to Defendants at its request and Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk are indebted to Plaintiff for such materials' reasonable value, which is $62,318.12. 38. The amount, type, and quality of such work and materials were reasonable. Said Defendants have failed to pay the amount of $62,318.12, nor any part thereof. Pursuant to I.C. 12-120(3), Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein. THIRD CLAIM FOR RELIEF (Fraud) For its Third Claim for Relief against Defendant Kulczyk, Plaintiff alleges: 39. Plaintiff incorporates by reference and realleges paragraphs 1-38 above. 40. At the time of extension of credit and opening of Defendants' account set forth heretofore and as a material element of said transaction and as consideration upon which Plaintiff extended such credit and opened such account, Defendant Kulczyk represented to Plaintiff that he was the "owner" of such property. Defendant Kulczyk further represented to Plaintiff that he would turn over monies to pay his obligation to Plaintiff as they were received from his insurer. A true and correct copy of such representations, made at the time Plaintiff began providing services, is attached hereto as Exhibit "C" and incorporated by this reference herein. 41. Kulczyk repeated such promises even after receiving payment from the insurer, which promises Kulczyk did not at the time of making such promises intend to carry out. Plaintiff relied to its detriment, reasonably, upon these representations, and provided labor and materials to the Improvement based thereon. If Defendant Kulczyk was not acting as owner's representative, his representations to Plaintiff to that effect constituted fraud, and were made knowingly, with intent to deceive, and which did deceive the Plaintiff, which reasonably relied thereon to its detriment, causing Plaintiff to extend labor and materials on credit to Coeur d'Alene Leasing and Beauty Bay, in the amount of $62,318.12. Plaintiff even lowered the bill to Defendants, to $58,500, based upon Kulczyk's representations that Coeur d'Alene Leasing and Beauty Bay were subject to a coinsurance penalty, but that Defendants would pay over the insurance benefits as and when received, an additional false statement on which Plaintiff relied to its detriment. (Insurance benefits were paid in amounts in excess of the contract amount, $62,318.12.) 42. Plaintiff has made demand upon Defendant and said Defendant has failed and refused to pay said sums or any part thereof. Plaintiff is entitled to recover its reasonable attorneys' fees incurred herein pursuant to Exhibit "C," which Defendant Kulczyk signed as "owner." Furthermore, Plaintiff is entitled to recover its reasonable attorneys' fees pursuant to I.C. 12-12(3). WHEREFORE, Plaintiff prays for judgment as follows: 1. On its First Claim for Relief, for a decree foreclosing Plaintiff's Lien in the principal amount of $58,500, together with interest thereon at the rate of twelve percent (12%) per annum from September 24, 2009, until paid, plus reasonable lien filing fees, the title search fee incurred and Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, against the Improvement and the Property; for a decree establishing and declaring the priority and rank of interests of the parties in and to the Improvement of the Property; that the Improvement and the Property be sold by the Sheriff of Kootenai County, Idaho, in the manner provided by law as on execution to satisfy the aforesaid sums of money, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 2. On its Second Claim for Relief, First Count, for judgment against Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk, in the amount of $62,318.12, plus interest accrued prior to the date of filing hereof, in the amount of $3,739.08, together with prejudgment interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the date of filing hereof until paid, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 3. On its Second Claim for Relief, Second Count, against Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk, in the amount of $62,318.12, plus interest accrued prior to the date of filing hereof, in the amount of $3,739.08, together with prejudgment interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the date of filing hereof until paid, plus plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 4. On its Second Claim for Relief, Third Count, against Defendants Coeur d'Alene Leasing and Kulczyk, in the amount of $58,500, plus interest accrued to date, prejudgment interest, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00 5. On its Second Claim for Relief, Fourth Count, against Defendants Coeur d'Alene Leasing, Beauty Bay and Kulczyk, in the amount of $62,318.12, plus interest accrued to date and prejudgment interest, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; 5. On its Third Claim for Relief, against Defendant Kulczyk, for judgment in the amount of $62,318.12, plus interest accrued prior to the date of filing hereof, in the amount of $3,739.08, together with prejudgment interest on the principal balance ($66,157.20) at the rate of twelve percent (12%) per annum from the date of filing hereof until paid, plus Plaintiff's reasonable attorneys' fees and costs and disbursements incurred herein, and in the event judgment is entered by default in favor of Plaintiff, Plaintiff seeks an award of attorneys' fees in the amount of $2,000.00; and 6. Such other and further relief as the Court may deem equitable. DATED this 17th day of April, 2010. FOSTER PEPPER PLLC John R. Nelson, ISBA No. 7588 Attorneys for Plaintiff Legal 1539 December 22, 29, 2010 January 5, 12, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-103275 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 14, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: PARCEL 1: A part of the Northwest Quarter of the Southeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: COMMENCING at the Northeast corner of the Northwest Quarter of the Southeast Quarter of said Section 18; Thence South 0 degrees 01' East, 401.50 feet to an iron pipe; Thence South 89 degrees 57' West, 290.00 feet to an iron pipe being the Northeast corner of THE PALMER TRACT, and the TRUE POINT OF BEGINNING for this description; Thence South 0 degrees 28' East, 100 feet along the East line of THE PALMER TRACT, to the Southeast corner thereof; Thence East along the North line of THE CAMPBELL TRACT, 90 feet; Thence North 100 feet to the South line of THE LARSON TRACT; Thence South 89 degrees 57' West, 90 feet to the POINT OF BEGINNING. LESS county road. PARCEL 2: BEGINNING at the Northeast corner of the Northwest Quarter of the Southeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; Thence South 501.5 feet; Thence West 200 feet to the TRUE POINT OF BEGINNING; Thence South 342.5 feet; Thence West 100 feet; Thence North 342.5 feet; Thence East 100 feet to the TRUE POINT OF BEGINNING. LESS county road. EXCEPTING THEREFROM a right-of-way as shown in deed recorded 12-4-08 as Instrument No. 2188033000. . The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2735 EAST FERNAN HILL ROAD, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVEN B MEYER AND SANAE MEYER, HUSBAND AND WIFE, as Grantor, to LAKE CITY TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK, as Beneficiary, dated 5/17/2007, recorded 5/21/2007, under Instrument No. 2100803000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ONEWEST BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/17/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 8, 2010 Delinquent Payments from November 01, 2009 4 payments at $2,430.54 each $9,722.16 10 payments at $2,451.26 each $24,512.60 (11-01-09 through 12-08-10) Late Charges: $ 1,343.81 Beneficiary Advances: $2,615.38 Suspense Credit: $0.00 TOTAL: $38,193.95 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $310,500.00, together with Interest thereon at 7.990% per annum from 10/1/2009 to 3/1/2010, 7.990% per annum from 3/1/2010 to 3/1/2011, 7.990% per annum from 3/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/8/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3852867 Legal 1639 12/22/2010, 12/29/2010, 01/05/2011, 01/12/2011

Lance E. Olsen/ISB #7106 Derrick J. O'Neill/ISB #4021 ROUTH CRABTREE OLSEN, PS 300 Main Street, Suite 150 Boise, Idaho 83702 Telephone: 208-489-3035 Facsimile: 208-854-3998 derrick@oneillpllc.com Attorneys for Plaintiff IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV10-6577 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Date of Sale: 1/12/11 Time of Sale: 10:00 a.m. Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho, 83815 WELLS FARGO BANK, N.A. Plaintiff, vs. LINDA J. VEZINA (Deceased); Unknown Heirs, Assigns and Devisees of Linda J. Vezina; RAYMOND J. VEZINA; and Does 1-10 as individuals with an interest in the property legally described as: PARCEL NO. I: Lot 11, Block 3, Forest Glen, Kootenai County, State of Idaho, according to the plat recorded in Book "F' of Plats, Page 24. PARCEL NO. II: A part of Lot 10, Block 3, Plat of Forest Glen, Kootenai County, Idaho, more particularly described as follows: Beginning at the Southwest corner of said Lot 10; thence North 12836'26" East, 128.29 feet to the Northwest corner of said Lot 10; thence 7.50 feet around a circular curve to the left, said curve being the South right of way line of Woodside Avenue, having a central angel of 4846'39", a radius of 90.00 feet, a tangent distance of 3.75 feet, a chord length of 7.50 feet and a chord bearing of South 78847'05" East; thence South 15856'50" West, 128.69 feet to the Point of Beginning. Commonly known as: 398 S. Woodside Avenue, Post Falls, Idaho, 83854, Defendants. Under and by virtue of an Order for Sale of Foreclosure signed by Judge Luster on November 10, 2010 and docketed by the Clerk of the Court on November 19, 2010, and a Writ of Execution issued on November 26, 2010, out of and under the seal of the above-entitled Court on a Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 10th day of November, 2010, and docketed by the Clerk of the Court on the 19th day of November, 2010 in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: PARCEL NO. I: Lot 11, Block 3, Forest Glen, Kootenai County, State of Idaho, according to the plat recorded in Book "F' of Plats, Page 24. PARCEL NO. II: A part of Lot 10, Block 3, Plat of Forest Glen, Kootenai County, Idaho, more particularly described as follows: Beginning at the Southwest corner of said Lot 10; thence North 12836'26" East, 128.29 feet to the Northwest corner of said Lot 10; thence 7.50 feet around a circular curve to the left, said curve being the South right of way line of Woodside Avenue, having a central angel of 4846'39", a radius of 90.00 feet, a tangent distance of 3.75 feet, a chord length of 7.50 feet and a chord bearing of South 78847'05" East; thence South 15856'50" West, 128.69 feet to the Point of Beginning. Commonly known as: 398 S. Woodside Avenue, Post Falls, Idaho, 83854. NOTICE IS HEREBY GIVEN that on the 12th day of January, 2011 at the hour of 10:00 o'clock a.m. at the location of Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho, 83815, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 16 day of December, 2010. ROCKY WATSON KOOTENAI COUNTY SHERIFF By: Deputy Gary Dagastine K2316 Legal 1640 December 22, 29, 2010 January 5, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December21, 2010 File No.: 7023.90036 Sale date and time (local time): April21, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 10485 N. Chase Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bryan D. Myers, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 11/15/2007 Recorder's instrument number: 2131835000 County: Kootenai Sum owing on the obligation: as of December 21, 2010: $267,791.93 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1 in Block 1 of Finneman Farms 2nd Addition, according to the official plat thereof, file in Book F of Plats at Page(s) 304, Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.90036) 1002.180484-FEI Legal 1665 December 29, 2010 January 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on April 18, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/28/2006 as Instrument Number 2016227, and executed by LYNN COLOSIMO, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 12, BLOCK 1, KING'S ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF PLATS, AT PAGE 178, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1159 N MONARCH AVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $181,974.13, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: December 09, 2010, Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0156639 FEI #:1006.121975 Legal 1666 December 29, 2010 January 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on April 18, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/31/2005 as Instrument Number 1953510, and executed by CRAIG WATSON AND SERENA L. WATSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 9, BLOCK 2, RIVER RIDGE TERRACE, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 93, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 890 SOUTH STAR GARNET ROAD, Coeur D'Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $175,524.13, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: December 09, 2010 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0157279 FEI #:1006.121977 Legal 1667 December 29, 2010 January 5, 12, 19, 2011

Notice of Trustee's Sale TS #: ID-10-389512-NH On 4/14/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 1, BLOCK 1, SUNRISE PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGES 316 & 316A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 741 CRENSHAW STREET , RATHDRUM, ID 83858 now known as 7575 W Crenshaw St Rathdrum ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MATTHEW B MAYBERRY , UNMARRIED INDIVIDUAL(S) as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, is named as Beneficiary and PIONEER TITLE COMPANY OF KOOTENAI COUNTY, A IDAHO CORPORATION as Trustee and recorded 12/29/1998 as Instrument No. 1569159 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/4/1998. The monthly installments of principal, interest, and impounds (if applicable) of $562.33, due per month for the months of 6/1/2010 through 12/7/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $70,852.24 together with interest thereon at the current rate of 6.8750 per cent (%) per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/15/210 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3852757 Legal 1668 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.:ID-258807-V Loan No.: 0602403180 A.P.N.: R29000040040;199191 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4 IN BLOCK 4 OF GENESIS GARDENS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 201 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 13887 NORTH CASSIA STREET RATHDRUM, Idaho 83858 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JERRY DON LEMA AND THERESA ANN LEMA, as grantors, to FIDELITY NATIONAL TITLE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. A CORPORATION, as Beneficiary, dated 6/19/2009, recorded 6/25/2009, as Instrument No. 2218582000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/19/2009. The monthly payments for Principal, Interest and Impounds (if applicable) of 1010.76, due per month from 5/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $176,947.25, plus accrued interest at the rate of 4.5% per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799531 Legal 1669 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814 on April 4, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/21/2006 as Instrument Number 2038659000, and executed by EDWIN G HATTER JR. AND MICHAELE L HATTER, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. TRACT 6 OF LAKESHORE ADDITION TO SUNNYSIDE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK C OF PLATS AT PAGE(S) 64 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 4948 EAST BENNETT BAY COURT, Coeur D Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $1,700,000.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/24/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0150001 FEI #:1006.120414Legal 1558 December 15, 22, 29, 2010 January 5, 2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-257859-C Loan No.: 0601478756 A.P.N.: 074200003020;144788 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: TRACT 302 OF SPIRIT LAKE EAST, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 18-18G OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 33405 N SAND CREEK DRIVE SPIRIT LAKE, Idaho 83869 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: ANTHONY J. SHUGAR, AN UNMARRIED MAN, as grantors, to LSI, A FIDELITY NATIONAL FINANCIAL COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR QUICKEN LOANS INC. A CORPORATION, as Beneficiary, dated 1/13/2006, recorded 1/25/2006, as Instrument No. 2009813 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 1/13/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 1753.56, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $224,463.42, plus accrued interest at the rate of 6.00% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/2/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714)730-2727 ASAP# FNMA3801008 Legal 1670 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-258387-C Loan No.: 7441174331 A.P.N.: C18360030170;207925 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 17, BLOCK 3, COEUR D' ALENE PLACE THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 405, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2508 WEST GRENOBLE LANE COUER D ALENE, Idaho 83815 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: GREG SOFIO AND PATTI SOFIO ALSO APPEARING AS PATRICIA SOFIO, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR AEGIS WHOLESALE CORPORATION A CORPORATION, as Beneficiary, dated 2/27/2006, recorded 3/1/2006, as Instrument No. 2016522 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/27/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 945.82, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $127,425.00, plus accrued interest at the rate of 7.125% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714)730-2727 ASAP#3799555 Legal 1671 12/29/2010, 01/05/2011, 01/12/ 2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-224033-F Loan No.: 0187091202 A.P.N.: P89140070030;217735 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 3, BLOCK 7, TREATY ROCK ESTATES THIRD ADDITION "SHILOH", ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS AT PAGE 87. RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 245 W COMMANCHE STREET POST FALLS, Idaho 83854-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: RICHARD M. GILMAN AND KATHERN I. GILMAN, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN LENDERS ADVANTAGE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR GMAC MORTGAGE, LLC F/K/A GMAC MORTGAGE CORPORATION, as Beneficiary, dated 7/17/2008, recorded 7/29/2008, as Instrument No. 2170804000 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/17/2008. The monthly payments for Principal, Interest and Impounds (if applicable) of 1126.53, due per month from 6/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $158,094.59, plus accrued interest at the rate of 5.5% per annum from 5/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799677 Legal 1672 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-223986-C Loan No.: 0601637999 A.P.N.: C8190041002A;107551 NOTICE IS HEREBY GIVEN that, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 2 AND 3, BLOCK 41, SHERMAN ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 77, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 1215 NORTH FIRST STREET COEUR D ALENE, Idaho 83814 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JAMES L. BROGDEN AND TARSILA E. BROGDEN, HUSBAND AND WIFE, as grantors, to NORTH IDAHO TITLE INSURANCE, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOME LOAN CENTER, INC., DBA LENDINGTREE LOANS A CALIFORNIA CORPORATION, as Beneficiary, dated 7/20/2006, recorded 8/1/2006, as Instrument No. 2046976000 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/20/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of 836.83, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $96,598.64, plus accrued interest at the rate of 7.00% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/2/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# FNMA3801003 Legal 1673 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE T.S. No.: ID -257943-C Loan No.: 0426230348 A.P.N.: 50N04W21-6500;103497 NOTICE IS HEREBY GIVEN thai, PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES the duly appointed Successor Trustee, will on 3/4/2011 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, ail payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: A part of the Southwest Quarter of Section 21, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: BEGINNING al a point on the South tine of said Section 21, said point being South 89?45'44" East, 671.58 feet from the Southwest corner of said Section 21; thence South 89?45'44" East, 650.00 feet lo the Southeast comer of the West half of the Southwest Quarter of said Section 21; thence North 43?59'12" West, 986.87 feet, thence South 26?34'40" West along the right-of-way line of an access road, 40 feet; thence 40 feet along a curve to the right that has a radius of 60 feet, a central angle of 38?11'50", a chord length of 39.26 feet and a chord bearing of South 45?40'39" West; thence Leaving said right-of-way line, South 7?11'56" East, 649.27 feet to the POINT OF BEGINNING. Also known as Lot 7 in the Southwest Quarter of Section 21, Township 50 North, Range 4 West, Boise Meridian The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 2146 SOUTH MEADOW BROOK ACRES ROAD COEUR D ALENE, Idaho 83814-0000 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: GILES KAVANAGH AND LAUREY KAVANAGH, HUSBAND AND WIFE, as grantors, to FIRST AMERICAN TITLE COMPANY, as Trustee, for the benefit and security of "MERS" MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. A CORPORATION, as Beneficiary, dated 11/21/2005, recorded 11/28/2005, as Instrument No. 1997674 and re-recorded, records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 11/21/2005. The monthly payments for Principal, Interest and Impounds (if applicable) of 1159.88, due per month from 7/1/2010 through 3/4/2011, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $274,539.68, plus accrued interest at the rate of 2.0% per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 11/1/2010 PIONEER TITLE COMPANY OF ADA COUNTY dba PIONEER LENDER TRUSTEE SERVICES By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3799535 Legal 1674 12/29/2010, 01/05/2011, 01/12/2011, 01/19/2011

NOTICE OF TRUSTEE'S SALE Trustee Sale No.lD08000065-10-1 Loan No. 1008620370 Title Order No. 100705679-SD-GNO On 04/26/2011 at 11:00AM of said day, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as Successor Trustee, C/O Trustee Corps, 17100 Gillette Avenue, Irvine, CA 92614, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTNAI, State of IDAHO, and described as follows to wit: LOT 11, BLOCK 5, KYLER AVENUE 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 416 AND 416A, RECORDS OF KOOTNAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1157 W. Kyler Ave, Hayden, Idaho 83835, is sometimes associated with the said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STACEY SAMSEL and MYSTI SAMSEL, HUSBAND and WIFE, as Grantors, to LAWYERS TITLE OF KOOTENAI COUN, Trustee, and New Century Mortgage Corporation,, as the Beneficiary, on a Deed of Trust recorded June 22, 2006, as Instrument No. 2039070000 in the records of KOOTNAI County, IDAHO. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) {a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for there under as follows: Monthly payments in the amount of $890.29 for the month of 08/01/2006 and all subsequent monthly payments, late charges, and advances accruing after the date of this document. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The sum owing on the obligation secured by said Deed of Trust is the unpaid principal balance of $136,147.54, plus services charges, attorney's fees, costs of this foreclosure, and any and all funds expended by said Beneficiary to protect its security interest, and interest accruing at the rate described by the Promissory Note from 06/01/2009 to the date of sale herein described. THE BENEFICIARY ELECTS TO SELL OR CAUSE THE TRUST PROPERTY TO BE SOLD TO SATISFY SAID OBLIGATION Dated: 12/21/10 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE, as Successor Trustee By: Kara Lansberry, Assistant Trustee Officer SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714-259-7850, (949) 252-8300 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (949) 252-8300 PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE IS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ASAP#3858995 Legal 1675 12/29/2010, 01/05/2011, 01/12/ 2011, 01/19/2011

NOTICE INVITING BID Bid 2011-01 OWNER: Kootenai County 451 Government Way P.O. Box 9000 Coeur d'Alene, Idaho 83816-9000 Separate sealed BIDS for the construction of: Airport Rescue and Firefighting & Snow Removal Equipment Building Coeur d'Alene Airport FY 2010, Hayden, Idaho FAA-AIP Project No. 3-16-0010-34 will be received by the Owner at the office of the Kootenai County Board of Commissioners, 451 Government Way, Coeur d'Alene, Idaho until 2:00 PM, February 1, 2011, and then at said location and time, publicly opened and read aloud. Work associated with proposed improvements is generally described as follows: New construction of 5,396 SF station, including mechanical, electrical, and sitework. The Contract Documents are available for examination at the office of the Engineer, T-O Engineers, West 280 Prairie Avenue, Coeur d'Alene, Idaho 83815, (208) 762-3644; the office of the Architect, Architects West, 210 E. Lakeside Ave., Coeur d'Alene, Id. 83814; the Coeur d'Alene Airport Administration Office, 10375 Sensor Avenue, Hayden, Idaho 83835 and the following locations: T-O Engineers 9777 Chinden Boulevard Boise, Idaho 83714 (208) 323-2288 AGC Inland NW/McGraw Hill Dodge 4935 East Trent Spokane, WA 99212 Sandpoint Plan Center Highway 95 North Sandpoint, ID 83864 Montana Contractors Association/AGC 1717 Eleventh Avenue Helena, MT 59604 McGraw-Hill Dodge 4082 Chinden Boulevard, Suite A Boise, Idaho 83714 The Contract Documents may be obtained only from the office of the Architect upon advance Associated General Contractors 8884 North Government Way, Suite C Hayden, Idaho 83835 Spokane Regional Plan Center 102 East Boone, Suite 102 Spokane, WA 99202 Lewiston-Clarkston Plan Service 2117 12th Avenue Lewiston, ID 83501 Associated General Contractors 110 North 27th Street Boise, ID 83702 The Contract Documents may be obtained only from the office of the Architect upon advance payment of a $200.00 refundable plan deposit. The Architect will maintain a PLANHOLDERS LIST. Contract Documents will be made available after December 29, 2010. A Pre-bid Conference will be held at 10:00 a.m. on January 18, 2011 at the Coeur d'Alene Airport Administration Office, 10375 Sensor Avenue, Hayden, Idaho 83835. Attendance is highly recommended, not mandatory. A site tour will begin at approximately 10:30 a.m. A Bid Guaranty, payable in cash, by cashiers check, certified check or bid bond, of 5 percent of the BID AMOUNT is required. Separate Performance and Payment Bonds each in the amount of 100 percent of the CONTRACT AMOUNT will be required. Each bidder must supply all the information required by the Bid Documents and Specifications. This Public Works Project is financed in part by Federal Aid Funds. No contractor, subcontractor, or specialty contractor shall be required to have a current license as a Contractor in the State of Idaho in order to submit a bid or proposal on this project; prior to award and execution of the Contract, the successful bidder shall secure a Idaho Public Works Contractor's License. Prospective Contractors are notified that the work under this Contract is funded in part by a grant from the Federal Aviation Administration and as such is subject to Executive Order 11246 and Equal Employment Opportunity (EEO) and Federal Labor Provisions. The Contractor will be required to comply with all applicable Federal and State Equal Employment Opportunity Laws and Regulations. To be eligible for award, the Contractor must agree to comply with the Affirmative Action Requirements and Minimum Wage Rates identified in the Contract Documents. Each bidder must complete, sign, and furnish with his bid a "Certification of Non-segregated Facilities" as contained in the bid forms. A contractor having 50 or more employees and his subcontractors having 50 or more employees and who may be awarded a subcontract of $50,000 or more will be required to maintain an Affirmative Action Program, the standards for which are contained in the specifications. Where the bid of the apparent low responsible bidder is in the amount of $1 Million or more, the bidder and his known first-tier subcontractors which will be awarded subcontracts of $1 Million or more will be subject to full, on-site, pre-award Equal Opportunity compliance reviews before the award of the contract for the purpose of determining whether the bidder and his subcontractors are able to comply with the provisions of the Equal Opportunity clause. To be eligible for award, each bidder must comply with the Affirmative Action requirements, which are contained in the specifications. Disadvantaged Business Enterprises (DBE) will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, sex or national origin in consideration for an award of any contract entered into pursuant to this advertisement. This contract will be funded in part by a grant from the Federal Aviation Administration. In accordance with Federal requirements, the Owner has determined that this contract has subcontracting possibilities for the use of Disadvantaged Business Enterprises. DBE contractors are small business concerns owned and controlled by socially and economically disadvantaged individuals (DBE) and certified as meeting the requirements of 49 CFR 26. In the event that the bidder for this solicitation qualifies as a DBE, credit for DBE participation is awarded only for work actually performed by DBEs themselves. Individuals who are rebuttably presumed to be socially and economically disadvantaged include women, Black Americans, Hispanic Americans, Native Americans, Asian-Pacific Americans and Subcontinent Asian Americans. The apparent successful competitor will be required to submit Exhibit VI - Letter of Intent concerning the DBEs that will participate in this contract. The information will include the name and address of each DBE, a description of the work to be performed by each named firm, and the dollar value of the contract. All prospective bidders are directed to the Instructions for Bidders for discussion of Bid policies, procedures, and requirements. The Owner reserves the right to reject any and all Bids, to waive any and all informalities and to negotiate contract terms with the successful Bidder, and the right to disregard all non-conforming, non-responsive or conditional Bids. KOOTENAI COUNTY BOARD OF COMMISSIONERS ___________________________ Elmer R. Currie, Chairman ATTEST: DANIEL J. ENGLISH, CLERK By:________________________ Deputy Clerk Legal 1681 December 29, 2010 January 5, 2011

PUBLIC NOTICE OF INTENT TO PROPOSE OR PROMULGATE NEW OR CHANGED AGENCY RULES The following agencies of the state of Idaho have published the complete text and all related, pertinent information concerning their intent to change or make the following rules in the latest publication of the state Administrative Bulletin. IDAPA 58 - DEPARTMENT OF ENVIRONMENTAL QUALITY 1410 N. Hilton, Boise, ID 83706-1255 *58-0101-1101, Rules for the Control of Air Pollution in Idaho. (*Public Hearing Scheduled) Incorporates by reference the final rule for Prevention of Significant Deterioration (PSD) for Particulate Matter Less than 2.5 Micrometers ("PM2.5 Rule") adopted by EPA with an effective date of December 20, 2010 and published in the Federal Register on October 20, 2010. Comment by February 7, 2011. NOTICE OF ADOPTION OF TEMPORARY RULE Department of Health and Welfare 16-0310-1101, Medicaid Enhanced Plan Benefits 16-0310-1102, Medicaid Enhanced Plan Benefits 16-0411-1101, Developmental Disabilities Agencies NOTICE OF VACATION OF PROPOSED RULEMAKING State Board and Department of Education 08-0202-1001, Rules Governing Uniformity Idaho State Tax Commission 35-0103-1002, Property Tax Administrative Rules Please refer to the Idaho Administrative Bulletin, January 5, 2011, Volume 11-1, for notices and text of all rulemakings, public hearings and negoitated meeting schedules, Governor's executive orders, and agency contact information. Issues of the Idaho Administrative Bulletin can be viewed at www.adm.idaho.gov/adminrules/ Office of the Administrative Rules Coordinator, Dept. of Administration, PO Box 83720, Boise, ID 83720-0306 Phone: 208-332-1820; Fax: 332-1896; Email: rulescoordinator@adm.idaho.gov Legal 1730 January 5, 2011

\u2020RESOLUTION NO. 2010-117 KOOTENAI COUNTY COMPREHENSIVE PLAN WHEREAS, the Kootenai County Board of Commissioners ("the Board"), in 2007, initiated an evaluation and update of the Comprehensive Plan of Kootenai County ("the Plan") in response to acknowledged change in the County's circumstances, values, needs and demands since the adoption of the current Plan in 1994; and WHEREAS, the Board does hereby acknowledge its appreciation for the volunteer time and effort devoted by citizen volunteers, including members of the Planning Commission, in the preparation of a draft revised, amended Comprehensive Plan; and WHEREAS, the Board received a recommendation from the Planning Commission on said matter following duly noticed and conducted public hearing procedures by said body; and WHEREAS, the Board conducted duly noticed public hearings pursuant to the provisions of section 67-6509, Idaho Code, made material changes to the recommendation of the Planning Commission and conducted an additional duly noticed public hearing as required under section 67-6509, Idaho Code; and WHEREAS, the Board has reviewed and considered all materials, communications, public testimony, maps, and exhibits of current record on said revised, amended and updated Comprehensive Plan; and WHEREAS, the Board has accepted Comprehensive Plan Amendment No. CP-083-08, as revised, as it relates to the elements set forth in section 67-6508, Idaho Code, and the purpose established in section 67-6502, Idaho Code; and WHEREAS, the Board has found that the subject revised, amended and updated Comprehensive Plan will promote and protect the public health, safety, comfort, convenience, and general welfare of the citizens of Kootenai County; NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Kootenai County, Idaho, that Comprehensive Plan Amendment No. CP-082-08, entitled "Kootenai County Comprehensive Plan," shall be, and the same is hereby adopted as the official Comprehensive Plan of Kootenai County, Idaho. BE IT FURTHER RESOLVED that the Kootenai County Comprehensive Plan adopted pursuant to this Resolution shall supersede, replace, and repeal the Kootenai County Comprehensive Plan adopted pursuant to Resolution No. 94-08 on March 16, 1994, and all amendments thereto adopted prior to the date of this Resolution. Upon a motion made by Commissioner Piazza, seconded by Commissioner Tondee, that the foregoing be enacted as a Resolution of Kootenai County, the following roll call was recorded: Commissioner Tondee:\u2020\u2020\u2020\u2020\u2020\u2020\u2020 Aye\u2020\u2020\u2020\u2020\u2020 Commissioner Piazza:\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 Aye\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020Chairman Currie:\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020 Aye\u2020\u2020\u2020\u2020\u2020 Upon said roll call, the text of the foregoing was duly enacted as a Resolution of the Board of Commissioners of Kootenai County, Idaho, on the 30th day of December 2010. KOOTENAI COUNTY\u2020 BOARD OF COMMISSIONERS\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020\u2020Elmer R. Currie, Chairman\u2020\u2020 ATTEST DANIEL J. ENGLISH, CLERK BY: Dawn Forest, Deputy Clerk Legal 1731 January 5, 2011

NOTICE OF PUBLIC HEARING ? HAUSER COMPREHENSIVE PLAN City of Hauser ? Hauser City Hall 11837 Hauser Lake Road January 26, 2011 6:30 p.m. The Hauser City Council will review the Planning Commission's recommendation and take formal public testimony on the 2010 Draft of the Hauser Comprehensive Plan and Future Land Use Map. The hearing will be held on January 26, 2011 at 6:30 Hauser City Hall 11837 Hauser Lake Road in Hauser Idaho. Copies of the Plan are available at City Hall during regular office hours Tuesdays and Thursdays 10:30 to 2:30 or by contacting Cheri Howell at 208-640-9530. You can request a copy by emailing Hauser City Hall at hausercityhall@roadrunner.com. You can obtain a copy of the draft online at the City website www.cityofhauser.org. City Hall is accessible to persons with disabilities. Anyone desiring accommodations for disabilities related to these documents or to the hearing can contact the City Clerk. Legal 1733 January 5, 19, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814 on April 4, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/05/2006 as Instrument Number 2035344000, and executed by MARK D WALTERS, AN UNMARRIED MAN AND CAROL R ANDRADE, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record covering the following real property located in Kootenai County, State of Idaho. LOT 23 IN BLOCK 1 OF RIVERSIDE HARBOR 8TH ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 88 AND 88A OFFICIAL RECORDS OF KOOTENAI COUNTY, Idaho.The Trustee has no knowledge of a more particular description of the above reference real property, but for purposed of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 5038 E RIVER PL, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $330,225.80, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/24/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0150616 FEI #:1006.120415Legal 1560 December 15, 22, 29, 2010 January 5, 2011

Notice of Trustee's Sale TS #: ID-10-396622-NH On 3/7/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Mortgage Electronic Registration Systems, Inc. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 14 BLOCK 3, ROSENBERGER SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK I OF PLATS, PAGE 389, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 737 E. ROUND UP CIRCLE, HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN HIRZEL AND SILVANA HIRZEL, HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CENTRAL PACIFIC MORTGAGE COMPANY, A CALIFORNIA CORPORATION, is named as Beneficiary and FIRST AMERICAN TITLE INS CO as Trustee and recorded 6/14/2006 as Instrument No. 2037400000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/6/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,636.29, due per month for the months of 7/1/2010 through 10/19/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $338,296.14 together with interest thereon at the current rate of 4.0000 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/25/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3789274 Legal 1735 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHF-101566 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on April 15, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: A portion of Tract 9 and 10, Block 2, GARDENDALE ACRE TRACTS, Kootenai County, Idaho, more particularly described as follows: B 145 BEGINNING at the Southwest corner of said Tract 10; thence North 0?30'00" West along the West line of said Tract 10, a distance of 150.00 feet; thence North 70?08'36" East, 140.52 feet; thence 45.00 feet around a circular curve to the left whose tangent bearing is South 14?52'41" East and having a delta angle of 28?38'53" and a radius of 90.00 feet; thence South 43?50'48" West, a distance of 220.26 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1113 EAST SHOREWOOD COURT (AKA 1113 EAST SHOREWOOD COURT, COEUR D ALENE, ID 83814), COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TOM E. ORR AND CORINA L. ORR, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI CTY, as Trustee, for the benefit and security of BENEFICIAL IDAHO INC., as Beneficiary, dated 5/15/2007, recorded 5/16/2007, under Instrument No. 2100020000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Beneficial Financial 1 Inc. successor by merger to Beneficial Idaho Inc. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/15/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/21/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 10, 2010 Delinquent Payments from May 21, 2010 7 payments at $854.44 each $5,981.08 (05-21-10 through 12-10-10) Late Charges: $331.07 Beneficiary Advances: $88.50 Suspense Credit: $0.00 TOTAL: $6,400.65 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $70,301.43, together with interest thereon at 9.750% per annum from 4/21/2010 to 7/21/2010, 9.750% per annum from 7/21/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/10/2010. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee By: Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http:// www.rtrustee.com ASAP# 3854975 Legal 1736 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-109738 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on May 5, 2011, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 20, BLOCK 5, JASPER MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PA EG 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1430 NORTH MARCASITE COURT, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RYAN M. DRAPEAU AND DANIELLE R. DRAPEAU, HUSBAND AND WIFE, as Grantor, to FIDELITY NATIONAL TITLE INSURANCE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 6/8/2006, recorded 6/14/2006, under Instrument No. 2037416000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 6/8/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 28, 2010 Delinquent Payments from August 01, 2010 5 payments at $1,300.81 each $6,504.05 (08-01-10 through 12-28-10) Late Charges: $124.98 TOTAL: $6,629.03 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $217,345.82, together with interest thereon at 5.750% per annum from 7/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED:12/28/2010 PIONEER LENDER TRUSTEE SERVICES AS TRUSTEE BY ASSET FORECLOSURE SERVICES, INC., AS AGENT By Lilian Solano, Trustee Sale Officer c/o ASSET FORECLOSURE SERVICES, INC. 22837 Ventura Blvd., Suite 350 Woodland Hills, CA 91364 Phone: (877)237-7878 ASAP# 3866091 Legal 1737 01/05/2011, 01/12/2011, 01/19/2011, 01/26/2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on April 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/22/2004 as Instrument Number 1908284, and executed by MELINDA A. THORP A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 15 IN BLOCK 1 OF PIONEER THIRD ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE (S) 123 & 123A OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 2414 N. LONGHORN COURT, Post Falls, ID, 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $102,331.53, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/14/2010 RECONSTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0160048 FEI #:1006.122601 Legal 1738 January 5, 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on April 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/16/2007 as Instrument Number 2110817000, and executed by CHARLES M. DIGHTON AND CAROL J. DIGHTON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LOT 9, BLOCK 1 OF LEVENDOFSKE SUBDIVISION, ACCORDING TO THE PLAT THEREOF RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK D OF PLATS AT PAGE 126, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above reference real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of 121 E BORAH AVE, Coeur D Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $246,477.98, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/14/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0158282 FEI #:1006.122600 Legal 1739 January 5, 12, 19, 26, 2011

LEGAL NOTICE COEUR D' ALENE - Coeur d'Alene Press Time Warner Cable's agreements with programmers and broadcasters to carry their services and stations routinely expire from time to time. We are usually able to obtain renewals or extensions of such agreements, but in order to comply with applicable regulations, we must inform you when an agreement is about to expire. The following agreements are due to expire soon, and we may be required to cease carriage of one or more of these services/stations in the near future. KREM, KREM HD, KSKN, KSKN HD, American Life, E!, StyleEncore, Encore (East), Encore Drama, Encore Drama (East), Encore Love, Encore Love (East), Encore Mysteries, Encore Mysteries (East), Encore WAM, Encore Action, Encore Action (East), Encore Westerns, Encore Westerns (East), STARZ!, STARZ HD, STARZ East, STARZ Edge, STARZ Cinema, Starz Cinema (East), STARZ in Black, STARZ Kids & Family, truTV, Lifetime, The Weather Channel, BBC America, Fuse, Fuse HD, The Golf Channel, The Golf Channel HD and Current TV. In addition, from time to time we make certain changes in the services that we offer in order to better serve our customers. On or after January 28, 2011 Pay-Per-View channels 813 through 817 will be removed from the lineup. Adult Pay-Per-View on channel 877 will move to channel 875. Also, Playboy will be added on channel 878. On our legacy lineups, Pay-Per-View Previews will move from channel 300 to channel 801. Pay-Per-View channels 301 and 302 will move to channels 811 and 812. Pay-Per-View channels 303 through 307 will be removed from the lineup. Adult Pay-Per-View will move from channels 341 through 345 to channels 871 through 875. Playboy will be added to channel 878. Legal 1740 January 5, 2011

City of Spirit Lake Annual Street Fund Report Fy 2009-2010 Ending September 2010 Revenue Highway Users (State) $58,076.00 County Highway Funds $20,394.00 Grant $90,080.00 All Other Revenue $76,531.00 Total Revenue $245,081.00 Expenses Payroll $36,989.00 Street Lights $29,900.00 projects $139,745.00 All Other Expenses $38,448.00 Total Expenses $245,082.00 Published in accordance with Idaho Code #40-708 Mayor, Todd G. Clary Clerk/Treasurer, Barbara L. Brown Legal 1741 January 5, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 25, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: A parcel of land, being a portion of Lot 3 and Lot 4, Block 3, EDGEWATER ESTATES, as shown on the plat thereof filed in Book "F" of Plats, at Page 84, records of Kootenai County, said parcel located in the East Half, Section 31, Township 49 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at an aluminum cap monument marking the East Quarter corner, said Section 31; thence South 00835'37" East, along the East line of the Southeast Quarter, said Section 31, a distance of 121.89 feet to an iron rod marking the Northeasterly corner, Lot 5, said Block 3; thence North 38830'20" West, along the Northeasterly line thereof, a distance of 56.09 feet to an iron rod marking the Easterly-most corner, said Lot 4, the TRUE POINT OF BEGINNING for this description; thence North 38830'20" West, along the Northeasterly line thereof, a distance of 115.00 feet to an iron rod marking the Northerly-most corner thereof; thence South 71810'53" West, a distance of 258.69 feet; thence South 44813'13" West, a distance of 95.16 feet to a point on the Westerly line, said Lot 3; thence South 19847'56" East, along said Westerly line, a distance of 96.63 feet to an iron rod marking the Southerly-most corner thereof; thence North 55814'32" East, a distance of 272.50 feet; thence South 88844'09" East, a distance of 126.25 feet to the TRUE POINT OF BEGINNING. Commonly known as: NNA Parcel Number 02080003004A, ID. The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: DEED OF TRUST DATED AUGUST 18, 2005, TO SECURE AN ORIGINAL INDEBTEDNESS OF $128,000.00, AND ANY OTHER AMOUNTS AND/OR OBLIGATIONS SECURED THEREBY: RECORDED: August 26, 2005, as Instrument No. 1975438 GRANTOR: James L. Smith and Cora M. Smith, husband and wife TRUSTEE: First American Title Company of North Idaho, Inc. BENEFICIARY: Mountain West Bank Said Deed of Trust re-recorded June 27, 2006 as Instrument No. 2039867000. THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on September 1, 2010. As of September 30, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $117,762.00, plus accrued interest and late charges in the amount of $1,853.93. Additional interest accrues at the rate of 6.125000% per annum or $19.76143 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: November 17, 2010 ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1579 December 15, 22, 29, 2010 January 5, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, MARCH 25, 2011, AT THE HOUR OF 11:10 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: That part of Government Lot 1, Section 19, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: BEGINNING at a point 540 feet East and South 8839' East, 30.3 feet from the North Quarter corner of said Section 19; thence South 8839' East, 94.30 feet to the TRUE POINT OF BEGINNING for this description; thence South 8839' East, 154.00 feet; thence South 81821'West, 200 feet to the East side of U.S. Highway 10 right of way; thence North 8839' West, along said highway, 153.57 feet; thence North 81821' East, 200 feet to the TRUE POINT OF BEGINNING. Note: The address of the subject property is described as follows: 316 East Coeur d'Alene Lake Drive, Coeur d'Alene, Idaho 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF $300,000.00, AND ANY OTHER AMOUNTS AS THEREIN PROVIDED, PAYABLE UNDER THE TERMS, CONDITIONS, PROVISIONS AND STIPULATIONS THEREOF: DATED: April 13, 2005 GRANTOR: David L. Morse and Denise L. Morse, husband and wife TRUSTEE: UPF Incorporated, a Washington Company BENEFICIARY: AmericanWest Bank RECORDED: April 13, 2005 INSTRUMENT NO.: 1941790 RE-RECORDED: May 11, 2005 INSTRUMENT NO.: 1948813 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to pay the balance due when the loan matured on April 15, 2010. As of October 25, 2010, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $260,184.94, plus accrued interest and late charges in the amount of $7,884.17. Additional interest accrues at the rate of 7.750000% per annum or $56.0120 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: November 17, 2010. ____________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 1580 December 15, 22, 29, 2010 January 5, 2010

Loan No. xxxxxx4010 T.S. No. 1303386-09 Parcel No. 05590001003a NOTICE OF TRUSTEE'S SALE On March 29, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 3 and 4, block 1, 19th hole estates, according to the plat recorded in the office of the county recorder in book g of plats at page 302. records of Kootenai county, idaho. Commonly known as 21917 N Molly Lane Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Denise F Otto, An Unmarried Woman as Grantor, to Alliance Title and Escrow Corp., as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Gn Mortgage, Llc as Beneficiary, recorded March 27, 2007, as Instrument No. 2090475000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due july 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $430,142.03, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: November 23, 2010 Signature/By First American Title Insurance Company. R-357101 Legal 1585 December 15, 22, 29, 2010 January 5, 2011

Loan No. xxxxxx8932 T.S. No. 1303279-09 Parcel No. c22950070120 NOTICE OF TRUSTEE'S SALE On March 29, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 12, block 7, craik park addition, according to the plat recorded in the office of the county recorder in book c plats at page 36, records of Kootenai county, idaho. Commonly known as 1221 N A Street Coeur D'alene Id 83814. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Raymond C. Puckett, A Divorced Man as Grantor, to Chicago Title, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., ("mers"), As Nominee For Greenpoint Mortgage Funding, Inc. as Beneficiary, recorded March 26, 2007, as Instrument No. 2090091000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due june 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $122,250.50, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: November 23, 2010 Signature/By First American Title Insurance Company. R-357098 Legal 1586 December 15, 22, 29, 2010 January 5, 2011

ATF4991009094-MAA Customer Ref No. CSC Account No. 34340748 NOTICE OF TRUSTEE'S SALE On April 12, 2011 at the hour of 10:30 o'clock A.M., of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Ct Coeur d'Alene, ID 83814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 9, Block 8 Avalon Estates 1st Addition, according to the plat thereof, recorded in Book "I" of Plats, Pages 383 and 383A, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 2434 W. Dawn Ave., Post Falls, ID\u2020 83854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above.\u2020 If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Sharella Ann Holmes, an unmarried person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service or Successor Agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded July 14, 2006 as Instrument No. 2043257000, Mortgage records of Kootenai County, Idaho.\u2020 THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note.\u2020 The original loan amount was $161,000.00 together with interest thereon at the rate of 6% per annum, as evidenced in Promissory Note dated July 14, 2006.\u2020 Payments are in default for the months of March 2009 through and including November 2010 in the amount of $897.31 per month and continuing each and every month thereafter until date of sale or reinstatement.\u2020 The balance now due is $157,572.53 in Principal; Interest is $16,473.87, subsidy granted is $12,815.68 and fees currently assessed are $1,725.38 computed through November 12, 2010 with interest accruing thereafter at the daily rate of $26.1049.\u2020 In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $170,388.21, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 8, 2010 Alliance Title & Escrow Corp.\u2020\u2020 By:\u2020Melissa Ambriz, Trust Officer Phone: 208-947-1554\u2020\u2020\u2020\u2020 Legal 1587 December 15, 22, 29, 2010 January 5, 2010

Notice of Trustee's Sale TS#: ID-10-396556-NH On 4/6/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County locate at 100 Wallace Avenue, Coeur d'Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA1 Trust will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: THAT PART OF THE TRACT 118 LYING NORTH OF AND ADJOINING THE RIGHT -OF-WAY OF THE SPOKANE RIVER MAIN CANAL IN PLAT 9 OF GREEN ACRES IRRIGATION DISTRICT, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS AT PAGE 86, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 646 S GALLATIN RD., POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power c sale conferred in the Deed of Trust executed by BRYAN VILLONE AND, MELINDA VILLONE , HUSBAND AND WIFE as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, FA A FEDERAL SAVINGS BANK, is named as Beneficiary and LANDAMERICA LAWYERS TITLE as Trustee and recorded 11/28/2006 as Instrument No. 2069410000 in book -, page -, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed o Trust and Note dated 11/10/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,260.13, due per month for the months of 7/1/2010 through 11/18/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $273,692.94 together with interest thereon at the current rate of 3.1880 per cent (%) per annum from 6/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 12/01/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3834829 Legal 1588 December 15, 22, 29, 2010 January 5, 2011