Legals February 11, 2011

Loan No. xxxxxx3264 T.S. No. 1307557-09 Parcel No. p0450006006a NOTICE OF TRUSTEE'S SALE On May 18, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, First American Title Insurance Company, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: The west half of lot 5 and all of lot 6, block 6, central addition to post falls, Kootenai county, state of idaho, according to the plat recorded in book "a" of plats, page 15. completely described in said deed of trust Commonly known as 704 E 11th St Post Falls Id 83854. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Jennifer C Balaszi, Single Woman as Grantor, to Dean Hackemer, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc. As Nominee For Access National Mortgage as Beneficiary, recorded November 04, 2005, as Instrument No. 1993480, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $110,848.46, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. First American Title Insurance Company C/o Cal-western Reconveyance Corporation P.O. Box 22004 El Cajon Ca 92022-9004 (800)546-1531 Dated: January 05, 2011 Signature/By First American Title Insurance Company. R-363565 Legal 1810 January 21, 28, 2011 February 4, 11, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 25th day of May, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 13, BLOCK 9, FIELDSTONE AT PRAIRIE FALLS FIFTH ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 345 THRU 345 J, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3473 E. White Sands Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TRAVIS K. MOBBS, an Unmarried Person, and JESSICA M. HAMMOND, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of PANHANDLE STATE BANK, recorded November 16, 2006, as Instrument No. 2067518000, and re-recorded December 20, 2007, as Instrument No. 2137162000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 23, 2007, as Instrument No. 2089914000, and re-recorded December 20, 2007, as Instrument No. 2137163000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, November 13, 2006, in the amount of $1,287.00 each, for the months of July, 2010, through January, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.66% per annum from June 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $189,821.13, plus accrued interest at the rate of 5.66% per annum from June 1, 2010. DATED This 24th day of January, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1975 February 4, 11, 18, 25, 2011

AMENDED NOTICE OF TRUSTEE'S SALE On Tuesday, the 31st day of May, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: East Half of the West 140 feet of the North 150 feet of the following described parcel: That portion of the Southeast Quarter of the Northwest Quarter of Section 9, Township 50 North, Range 5 West of the Boise Meridian, Kootenai County, Idaho, lying Southerly of the county road and lying East of the boundary described in mutual Quitclaim Deed by and between Elmer C. Hawley, et al, recorded June 8, 1978 as Instrument No. 769976, records of Kootenai County, Idaho, lying Westerly of land described in Deed to Wayne Tolley, et ux, recorded August 27, 1969 as Instrument No. 551867, records of Kootenai County, Idaho, described as follows: A tract of land in the Southeast Quarter of the Northwest Quarter of Section 9, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows, to-wit: BEGINNING at the East Quarter corner of said Section 9; thence South, 1324.14 feet; thence West, 1294.27 feet; thence North, 1324.14 feet; thence West, 1814.08 feet to the West line of the property described in Deed recorded in Book 203, Page 199, this point being the TRUE POINT OF BEGINNING; thence Continuing West along the meridional center line of said Section 9, 340 feet, more or less, to the East side of an existing lane; thence In a Northerly direction following said East side of lane a distance of 480 feet, more or less, to the South line of the existing county road; thence In a Northeasterly direction, following the said South line of the county road, a distance of 384 feet, more or less, to the West line of the property described in Deed recorded in Book 203 at Page 199; thence South along said line 537.64 feet to the TRUE POINT OF BEGINNING. AND EXCEPTING THEREFROM the West 223.6 feet. Said West 223.6 feet is measured along the North line. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 16116 W. Riverview Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS J. STAFFORD and SHEILA J. STAFFORD, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of IDAHO HOUSING AND FINANCE ASSOCIATION, recorded October 15, 2008, as Instrument No. 2181826000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 9, 2008, in the amount of $1,059.00 each, for the months of April through October, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.00% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $145,453.72, plus accrued interest at the rate of 6.00% per annum from March 1, 2010. DATED This 28th day of January, 2011. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1976 February 4, 11, 18, 25, 2011

MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 (208)667-2264 (208)667-2419 FAX ISB # 2997 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI PROBATE CASE NO. CV 11-704 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF BETTY J. BALDWIN, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Represetative of the above-named Decedent. All persons having claims against the Decedent or the estate are requited to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 31st day of January, 2011. ____________________________ WILLIAM BALDWIN PERSONAL REPRESENTATIVE C/O MARC E. WALLACE WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 1987 February 4, 11, 18, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 25, 2011 File No.: 7037.08496 Sale date and time (local time): May 26, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4105 E Diagonal Road Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Bruce J. Kitchen and Peggy L. Kitchen, husband and wife Original trustee: Alliance Title & Escrow Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: 09/04/2009 Recorder's instrument number: 2230776000 County: Kootenai Sum owing on the obligation: as of January 25, 2011: $177,593.90 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That Part of Government Lot 1 of Section 1, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho described as follows: Beginning at a point where the West line of the County Road intersects the North line of said Section 1; thence West 550 feet along the North line of said Section 1; thence South 500 feet along the County Road: thence Northeasterly along the County Road 750 feet, more or less to the Place of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08496) 1002.169277-FEI Legal 1988 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 26, 2011 File No.: 7037.73344 Sale date and time (local time): May 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1435 N. Gemstone Place Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Chad Tosh, a single person Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Webster Bank, N.A. Recording date: 09/14/2007 Recorder's instrument number: 2121714000 County: Kootenai Sum owing on the obligation: as of January 26, 2011: $158,927.99 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 4, Jasper Meadows, according to the plat recorded in Book I of Plats at Page 467, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73344) 1002.183994-FEI Legal 1989 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 26, 2011 File No.: 7037.73370 Sale date and time (local time): May 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7134 W. Senequoteen Trail Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Heather T. Swanson, a single person Original trustee: First American Title Insurance Co. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for BNC Mortgage, Inc. Recording date: 03/10/2005 Recorder's instrument number: 1934477 County: Kootenai Sum owing on the obligation: as of January 26, 2011: $188,726.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 19, Block 2, Spirit Shores Addition to Spirit Lake, Kootenai County, Idaho, according to the plat recorded in Book "E" of Plats, Page 174, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73370) 1002.183995-FEI Legal 1990 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 26, 2011 File No.: 7037.73444 Sale date and time (local time): May 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 221 S. Eastwood Street Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ruben Sayler Randles, a married man joined by his spouse, Teri Randles Original trustee: First American Title Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 10/10/2008 Recorder's instrument number: 2181459000 County: Kootenai Sum owing on the obligation: as of January 26, 2011: $179,395.13 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 8, Block 1, Eastwood Glen, according to the plat recorded in Book "F" of Plats at Pages 58 and 58A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73444) 1002.184011-FEI Legal 1991 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 27, 2011 File No.: 7345.24532 Sale date and time (local time): May 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12059 W. Elk Ridge Road Worley, ID 83876 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert P. Loftis, Jamie C. Loftis, husband and wife Original trustee: Alliance Title and Escrow Corp. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GN Mortgage, LLC Recording date: 09/23/2005 Recorder's instrument number: 1982784 County: Kootenai Sum owing on the obligation: as of January 27, 2011: $206,624.81 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Northwest Quarter of the Northeast Quarter of the Southwest Quarter of Section 26, Township 48 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.24532) 1002.184228-FEI Legal 1992 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 27, 2011 File No.: 7174.21943 Sale date and time (local time): May 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 7992 N. Westview Dr. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Eric A. Steiner and Patricia A. Steiner, husband and wife Original trustee: Pioneer Title Company of Kootenai Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc. Recording date: 01/04/2006 Recorder's instrument number: 2005665 County: Kootenai Sum owing on the obligation: as of January 27, 2011: $461,979.15 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5, Block 16, Woodland Heights Sixth Addition, according to the plat thereof, filed in Book "G" of Plats, at Pages 221 and 221A, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7174.21943) 1002.184227-FEI Legal 1993 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: January 27, 2011 File No.: 7345.24659 Sale date and time (local time): May 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 735 W. Bridle Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joshua J. Abraham and Koreen K. Abraham, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Cherry Creek Mortgage Co., Inc. Recording date: 01/30/2008 Recorder's instrument number: 2142561000 County: Kootenai Sum owing on the obligation: as of January 27, 2011: $160,967.90 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 18, Block 3, Pioneer Ridge Fifth Addition, according to the plat recorded in Book G of Plats, Page 409, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.24659) 1002.184229-FEI Legal 1994 February 4, 11, 18, 25, 2011

Notice of Trustee's Sale TS #: ID-10-403721 -NH On 5/10/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Aurora Loan Services LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: PARCEL 1; ALL THAT PORTION OF LOTS 78, 79, 80, 81 AND Y, HAYDEN LAKE HONEYSUCKLE HILLS BUILDING SITES, ACCORDING TO THE PLAT RECORDED IN BOOK "C" OF PLATS AT PAGE 239, RECORDS OF KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT AN EXISTING IRON PIN AT THE NORTHWEST CORNER OF TOBLER ROAD AS SHOWN ON THE COPPER'S BAY CONDOMINIUM PLAN PHASE I, AS RECORDED IN MISCELLANEOUS RECORDS BOOK 136 AT PAGE 961, AND AS SHOWN ON THE RECORD OF SURVEY OF LOT Y AND ABUTTING LOTS FOR COPPER'S BAY PUD, AS RECORDED IN RECORDS OF SURVEY BOOK 4 AT PAGE 100; THENCE FOLLOWING THE SOUTHWESTERLY LINE OF TOBLER ROAD, SOUTH 06 DEGREES 05' 42" WEST 34.92 FEET TO AN IRON PIN; THENCE 62.61 FEET ALONG A CIRCULAR CURVE TO THE LEFT TO AN IRON PIN, SAID CURVE HAVING A CENTRAL ANGLE OF 25 DEGREES 37' 29", A RADIUS OF 140.00 FEET, AND CHORD BEARING AND DISTANCE OF SOUTH 06 DEGREES 43' 03" EAST FOR 62.09 FEET; THENCE LEAVING SAID SOUTHERLY LINE OF TOBLER ROAD, SOUTH 66 DEGREES 33' 54" WEST, 160.08 FEET TO AN IRON PIN; THENCE NORTH 47 DEGREES 54' 39" WEST, ALONG A LINE PARALLEL WITH THE SOUTHWESTERLY RIGHT OF WAY LINE OF THE UPPER HAYDEN LAKE ROAD FOR A DISTANCE OF 155.12 FEET TO AN IRON PIN; THENCE NORTH 34 DEGREES 11' 24" EAST 181.55 FEET TO AN IRON PIN LOCATED ON THE SOUTH LINE OF A 16' WIDE STRIP OF LAND PROPOSED FOR A RIGHT OF WAY EXCHANGE; THENCE NORTH 34 DEGREES 11' 24" EAST, 16.02 FEET TO A POINT WHICH LINES ON THE EXISTING SOUTH RIGHT OF WAY LINE OF THE LOWER HAYDEN LAKE ROAD AS RECORDED IN BOOK, 309 AT PAGE 654; THENCE FOLLOWING SAID RIGHT OF WAY LINE SOUTH 58 DEGREES 19' 25" EAST, 156.23 FEET; THENCE 23.13 FEET ALONG A CIRCULAR CURVE TO THE LEFT, SAID CURVE HAVING A CENTRAL ANGLE OF 09 DEGREES 12' 13", A RADIUS OF 144.00 FEET, AND A CHORD BEARING AND DISTANCE OF SOUTH 62 DEGREES 55' 32" EAST FOR 23.11 FEET; THENCE LEAVING SAID EXISTING RIGHT OF WAY LINE SOUTH 22 DEGREES 28' 22" WEST, 16.00 FEET TO SAID EXISTING IRON PIN AT THE NORTHWEST CORNER OF TOBLER ROAD, THE POINT OF BEGINNING. EXCLUDING THEREFROM THAT ROAD RIGHT OF WAY OF THE UPPER HAYDEN LAKE ROAD AS SHOWN ON THE RECORD OF SURVEY FILED IN BOOK 17 AT PAGE 127, AND SHOWN AS PARCEL B ON SAID RECORD OF SURVEY. EXCEPT THAT PORTION CONVEYED TO LAKES HIGHWAY DISTRICT BY QUITCLAIM DEED RECORDED FEBRUARY 2, 2000 AS INSTRUMENT NO. 1622954. PARCEL 2: THAT PARCEL CONVEYED BY THE LAKES HIGHWAY DISTRICT BY QUITCLAIM DEED RECORDED FEBRUARY 4, 2000 AS INSTRUMENT NO. 1622953, DESCRIBED AS FOLLOWS: A PARCEL OF LAND IN A PORTION OF THE SOUTHWEST QUARTER OF SECTION 20, TOWNSHIP 51 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, AS SHOWN INDICATED ON RECORDS OF SURVEY, BOOK 4, PAGE 100 AND BOOK 17, PAGE 127, RECORDS OF KOOTENAI COUNTY, IDAHO, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWESTERLY CORNER OF PARCEL "B" (000-079-B) AS SHOWN ON SAID RECORD OF SURVEY, BOOK 17, PAGE 127; THENCE NORTH 34 DEGREES 1T24" EAST, 49.08 FEET, ALONG THE LINE COMMON TO SAID PARCEL "B" AND PARCEL "A" (000-079-C) AS SHOWN ON SAID RECORD OF SURVEY, BOOK 17, PAGE 127; THENCE LEAVING SAID COMMON LINE, SOUTH 49 DEGREES 41'42" EAST, 35.51 FEET; THENCE SOUTH 22 DEGREES 07'06" EAST, 97.54 FEET; THENCE SOUTH 26 DEGREES 31'43" EAST, 18.20 FEET TO A POINT ON THE SOUTHERLY BOUNDARY LINE OF SAID PARCEL "B"; THENCE NORTH 47 DEGREES 54'39" WEST, 135.15 FEET TO THE POINT OF BEGINNING.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 3580 DOE RUN DRIVE , HAYDEN, ID 83835 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CURT C OGIEGLO AND DONNA OGIEGLO , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LEHMAN BROTHERS BANK, FSB, A FEDERAL SAVINGS BANK, is named as Beneficiary and LANDAMERICA TRANSNATION TITLE as Trustee and recorded 3/15/2006 as Instrument No. 2019318 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/15/2006. The monthly installments of principal, interest, and impounds (if applicable) of $3,470.83, due per month for the months of 8/1/2010 through 12/30/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $595,000.00 together with interest thereon at the current rate of 7.0000 per cent (%) per annum from 7/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 1/7/2011 By; Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3877967 Legal 1881 01/21/2011, 01/28/2011, 02/04/2011, 02/11/2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on April 25, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/11/2005 as Instrument Number 1971815, and executed by CARYN M SHEPLER, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record , covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: LOT 12 IN BLOCK 2 OF HEARTLAND SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK G OF PLATS AT PAGE(S) 412 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1011 W SPRINGFIELD DR, Coeur D Alene, ID, 83815-7775 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $118,355.30, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/15/2010, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0160058 FEI #:1006.122632 Legal 1995 February 4, 11, 18, 25, 2011

NOTICE OF TRUSTEE'S SALE TS No. 7102836 Loan No. 9621155 Parcel No. C-1830-010-310-0 On 5/16/2011 at the hour of 11:00 AM, of said day at the inside of the building of First American Title located at 1866 N. Lakewood Drive, Coeur d Alene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, as Trustee, will sell at public auction, to the highest bidder, for cash, cashiers check drawn on a state or national bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property situated in the County of Kootenai, state of Idaho described as follows, to wit: Lot 31, Block 10, Coeur d'Alene Place, according to the plat recorded in Book G of Plats, Page 210, 210A, 210B, 210C, 210D and 210E, records of Kootenai County, Idaho Commonly known as 2006 W Hampson Ave, Coeur d Alane, ID 83815 Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Dirk E Ferrell, An Unmarried Person as Grantor, to First American Title Company as Trustee, for the benefit and security of Chase Bank USA, N.A., as Beneficiary, recorded 4/24/2007 as Instrument No. 2095821000, in book xx, page xx of Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONISBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: FAILURE TO PAY THE MONTLY PAYMENT DUE 3/1/2010 OF PRINCIPAL, INTEREST AND IMPOUNDS AND SUBSEQUENT INSTALLMENTS DUE THEREAFTER; PLUS LATE CHARGES; TOGETHER WITH ALL SUBSEQUENT SUMS ADVANCED BY BENEFICIARY PURSUANT TO THE TERMS AND CONDITION OF SAID DEED OF TRUST. The estimated balance owing as of this date on the obligation secured by said deed of trust is $200,630.87, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: 1/12/2011 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services by Max Default Services Corporation, a California Corporation, as its Attorney in Fact 43180 Business Park Drive, Ste 202 Temecula, CA 92590 (877) 914-3498 KEVIN A DURHAM ASAP# FNMA3898554 Legal 1996 02/04/2011, 02/11/2011, 02/18/2011, 02/25/2011

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and the rules of the State Board of Land Commissioners, notice is hereby given that Greenview Condominiums of 204 E. First Ave. Post Falls, ID 83854 has made application to randomly place 155 cubic yards of riprap material along 530 feet of shoreline for erosion control caused by boat wakes. Located on Spokane River adjacent to: Tax Number 6086, Parcel Number P-4050, Lot Number; Section 3, Township 50 North, Range 5 West; Boise Meridian; Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop-Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Carl Washburn Specialist, Navigable Water/Submerged Lands Leasing at the above address or by calling (208) 769-1577. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 1997 February 4, 11, 2011

FEE INCREASE LEGAL NOTICE is hereby given pursuant to SECTION 63-1311A, Idaho Code that the Worley Highway District will hold a PUBLIC HEARING at 9:00 a.m. on February 23, 2011. The purpose of the public hearing is to hear testimony specific to the Encroachment Permit fee increasing from $30.00 to $125.00. The $125.00 fee will include the initial site visit and a final inspection.\u2020 Any additional visits deemed necessary will include a $75.00 fee per visit.\u2020 Public testimony is encouraged at the public hearing and written comments will be accepted until Tuesday, February 22, 2011, at 3:30 p.m. Please contact the Worley Highway District office if you have any questions regarding this notice, the public hearing, or accommodations regarding the American with Disabilities Act.\u2020 ADA Notice:\u2020 The Worley Highway District meeting room is accessible to persons with disabilities.\u2020 If you need assistance, contact the office at 208-664-0483. We are located at 6887 W. Kidd Island Road, Coeur d'Alene Idaho.\u2020 WORLEY HIGHWAY DISTRICT BOARD OF COMMISSIONERS: James Mangan, Tom Feely & George Miller ATTEST:\u2020 Carol Richel, District Clerk Legal 2036 February 11, 18, 2011

HENRY D. MADSEN MADSEN LAW OFFICES, PC Coeur d'Alene, ID 83814 Telephone: (208) 664-8080 Facsimile: (208) 664-6258 ISBA # 4428 Attorney for Personal Representative IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-11-710 NOTICE TO CREDITORS In the Matter of the Estate of: SHIRLEY L. GALLOWAY, Deceased NOTICE IS HEREBY GIVEN that NORMA JEAN SHAW has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, AND files with the Clerk of the Court. DATED this 4 day of February, 2011. Henry D. Madsen Madsen Law Offices, PC 1859 N. Lakewood Drive, Suite 201 Coeur d'Alene, ID 83814 Telephone: (208) 664-8080 Legal 2037 February 11, 18, 25, 2011

Robert R. Romero, Jr. BROWN, JUSTH, & ROMERO, PLLC Attorneys at Law P.O. Box 1148 Coeur d'Alene, Idaho 83814 Telephone: (208) 664-2191 Facsimile: (208) 664-2193 ISB No. 5365 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-11- 1081 NOTICE TO CREDITORS In the Matter of The Estate of: PATRICIA JO BARTLEY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the Estate of Patricia Jo Bartley. All persons having claims against the Decedent or her Estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court. DATED this 31 day of January, 2011. Terri Rivera c/o Robert R. Romero, Jr. Attorney for Personal Representative P.O. Box 1148 Coeur d' Alene, ID 83816-1148 Legal 2038 February 11, 18, 25, 2011

IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-2011-866 NOTICE TO CREDITORS In the Matter of the Estate of EDNA RUNGE Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. claims must either be presented to JIMMY LEE RUNGE, Personal Representative of the above estate at 701 E. Front Avenue, Suite 101, PO Box "E", Coeur d'Alene, Idaho 83816-2530, or filed with the Court. DATED this 2 day of February, 2011. JIMMY LEE RUNGE Personal Representative of the Estate of EDNA RUNGE, Deceased. PETER C. ERBLAND Attorney at Law PAINE HAMBLEN LLP 701 E. Front Avenue, Suite 101 PO Box "E" Coeur d'Alene, Idaho 83816-2530 Legal 2039 February 11. 18, 25, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 2, 2011 File No.: 7037.73775 Sale date and time (local time): June 3, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8928 W. Driftwood Dr Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Joseph Angele, a single man Original trustee: Kootenai County Title Company Original beneficiary: JPMorgan Chase Bank, N.A. Recording date: 10/08/2008 Recorder's instrument number: 2181051000 County: Kootenai Sum owing on the obligation: as of February 2, 2011: $188,178.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Easterly 76.02 feet of Lot 1, Block 1, Green Ferry Terrace, according to the plat recorded in Book E of Plats at Page 119, records of Kootenai County, Idaho, more particularly described as follows: Beginning at the Northeast corner of said Lot 1; thence South 4 degrees 31' 24" West, a distance of 153.91 feet to the Southeast corner of said Lot 1; thence South 75 degrees 11' 24" West, a distance of 76.02 feet; thence North 4 degrees 31' 24" East, a distance of 153.91 feet to a point on the North line of said Lot 1; thence North 75 degrees 11' 24" East, a distance of 76.02 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.73775) 1002.184804-FEI Legal 2040 February 11, 18, 25, 2011 March 4, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: February 2, 2011 File No.: 7345.24531 Sale date and time (local time): June 3, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 14870 North Highway 41 Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Danny W. Alderman, a single person Original trustee: First American Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for American Mortgage Network, Inc. Recording date: 05/04/2007 Recorder's instrument number: 2098009000 County: Kootenai Sum owing on the obligation: as of February 2, 2011: $156,493.69 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 1 and 2, Block 3, Crenshaw's Addition to Rathdrum, according to the plat recorded in Book A of Plats, Page 121, records of Kootenai County, Idaho, except the East 56 feet thereof, also except any portion conveyed to the State of Idaho, by right of way deed recorded February 27, 1952 in Book 149 of Deeds, Page 446. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7345.24531) 1002.184816-FEI Legal 2041 February 11, 18, 25, 2011 March 4, 2011

NOTICE INVITING BIDS Bid No. 2011-06 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), PO Box 9000, Coeur d'Alene, ID 83816-9000, for Surplus Property - Dump Truck for the Solid Waste Department. Kootenai County Solid Waste is offering the following property up for auction to the highest bidder: Equip #402: 1979 Ford Dump F700 Dump Truck. VIN#F70CVEH2005. Bidder may view said offered equipment at the Ramsey Transfer Station located at 3650 N. Ramsey Road, Coeur d'Alene, ID. Bidder must indicate on the sealed bid for which individual equipment number the bid is placed. Sealed bids must be received by 2:00 p.m. on Tuesday, March 1, 2011 and must be marked "Sealed Bid - Dump Truck". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, March 1, 2011. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 8th day of February, 2011 KOOTENAI COUNTY BOARD OF COMMISSIONERS W. Todd Tondee, Chairman ATTEST: CLIFFORD T. HAYES By: Deputy Clerk Legal 2045 February 11, 18, 2011

Notice of Trustee's Sale TS #: ID-09-328608-TD On 5/9/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 15, BLOCK 1, MEADOWLAND ACRES, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 402, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 10302 W GALLOP LN , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: THOMAS B DORR AND ROBBIE J DORR , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC., is named as Beneficiary and FIRST AMERICAN TITLE INSURANCE COMPANY as Trustee and recorded 10/7/2005 as Instrument No. 1986920 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/29/2005. The monthly installments of principal, interest, and impounds (if applicable) of $2,122.89, due per month for the months of 3/1/2009 through 10/7/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $291,753.09 together with interest thereon at the current rate of 6.0000 per cent (%) per annum from 2/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 01/07/2011 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3877931 Legal 1882 01/21/2011, 01/28/2011, 02/04/2011, 02/11/2011

Notice Inviting Bids Bid No. 2011-05 The Kootenai County Board of Commissioners will receive sealed bids at the Commissioners' Office, Administration Building, 451 Government Way (third floor), P. O. Box 9000, Coeur d'Alene, ID 83816-9000, for Transfer Trailers (2) for the Solid Waste Department. Instructions to Bidders, Minimum Specifications, General Specifications and Bid Submittal Forms are available from the Kootenai County Commissioners' Office. Sealed bids must be received by 2:00 p.m. on Tuesday, March 8, 2011 and must be marked "Sealed Bid ? Transfer Trailers (2)". Bids received after this time will not be considered. Bids will be opened and publicly read at 2:00 p.m. on Tuesday, March 8, 2011. The Kootenai County Board of Commissioners reserves the right to reject any or all bids, to waive formalities which do not affect the essential fairness of the bidding process to make awards in the interest of the County, and to accept the bid deemed best overall for Kootenai County. Dated this 8th day of February, 2011. KOOTENAI COUNTY BOARD OF COMMISSIONERS W. TODD TONDEE, Chairman ATTEST: CLIFFORD T. HAYES By: Deputy Clerk Legal 2046 February 11, 18, 2011

NOTICE OF PUBLIC HEARING SIGN ORDINANCE PLEASE TAKE NOTICE THAT, the City Council of the City of Hayden will conduct a public hearing on March 1, 2011 at 5:30 p.m. at the Hayden City Hall, 8930 N. Government Way, Hayden, Idaho, to consider AN ORDINANCE OF THE CITY OF HAYDEN, A MUNICIPAL CORPORATION OF THE STATE OF IDAHO, AMENDING SECTION 11-22-3 OF THE HAYDEN MUNICIPAL CODE TO PROVIDE A DEFINITION FOR FACADE; AMENDING SECTION 11-22-4 TO AUTHORIZE SIGNS NOT VISIBLE FROM PUBLIC OR PRIVATE RIGHT-OF-WAYS WITHOUT A SIGN PERMIT IN CERTAIN ZONES; AMENDING SECTION 11-22-5 TO PROVIDE FOR PLACEMENT OF BUILDING SIGNAGE ON BUILDING FACADES, AND TO ALLOW FOR ONE ADDITIONAL FREESTANDING SIGN LOCATED ADJACENT TO A DRIVE-THROUGH WINDOW; PROVIDING SEVERABILITY; PROVIDING REPEAL OF CONFLICTING ORDINANCES; AND PROVIDING AN EFFECTIVE DATE. Said ordinance is available for review at the Community Development and Planning Department of the City of Hayden, where it may be reviewed during regular business hours. The document may also be reviewed on-line at www.cityofhaydenid.us . All persons desiring to be heard should appear at the hearing. Written testimony must be received by the City no later than 5 p.m. on Friday, February 18, 2011. Written testimony may be sent to the City of Hayden, Community Development and Planning Department, Hayden, Idaho, 83835 Assistant for persons with disabilities will be provided upon 24-hour notice prior to the public hearing. Legal 2047 February 11, 2011

Ordinance # 543 SYMONS ZONE CHANGE Residential (R-3) to Commercial (C ) An Ordinance of the City of Spirit Lake, A Municipal Corporation of Idaho, Providing for change in Zoning Classification for Land Generally Located in block F, lots 9, 10, 11, Lakeview Park Subdivision From Residential (R-3) to Commercial (C); Providing for Amendment of the Official Zoning Map to Reflect this change; Providing that all Prior Zones Applicable to Lands Described in Section 1 are hereby Superseded; Providing an Effective Date: Whereas, the City of Spirit Lake has carried out the procedures required by law to consider the rezoning request addressed by this Ordinance, and has rendered a reasoned decision concerning this matter at the City Council meeting on the 8th of February 2011: Now, therefore, be it ordained, by the Mayor and City Council of the City of Spirit Lake, Idaho, as follows: Section 1. That the Zoning classification for the following described land: Block F, lots 9, 10, 11 Lakeview Park Subdivision, situated within the corporate limits of the City of Spirit Lake, County of Kootenai, State of Idaho, is hereby changed from the current designation of Residential (R-3) to Commercial (C). Section 2. That said land shall hereafter be designated Commercial on the official Zoning Map of the City of Spirit Lake. The City Clerk is authorized to take such actions as may be necessary to carry out the provisions of this ordinance. Section 3. That prior zoning designations for the lands described in Section 1 of this ordinance are hereby superseded. Section 4. This ordinance shall be in full force and effect from and after its passage, approval, and publication according to law. Passed by the City Council upon a roll call vote on the 8th day of February 2011, and approved by the Mayor. ATTEST ______________________ Barbara L. Brown, City Clerk Approved: ____________________ Todd G. Clary, Mayor Legal 2053 February 11, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHH-102706 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC, the duly appointed Successor Trustee, will on May 13, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Properly"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BLOCK 1, SUNSHINE MEADOWS FIFTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS 154, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2932 WEST WILBUR AVENUE, COEUR D ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by AMY MALLETT, A SINGLE WOMAN, as Grantor, to STEWART TITLE OF BOISE, INC., as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, as Beneficiary, dated 11/1/2005, recorded 11/4/2005, under Instrument No. 1993586, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by HSBC MORTGAGE SERVICES INC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/1/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 6, 2011 Delinquent Payments from August 01, 2009 5 payments at $1,014.58 each $5,072.90 13 payments at $1,000.33 each $13,004.29 (08-01-09 through 01-06-11) Late Charges: $720.44 Beneficiary Advances: $1,349.25 Suspense Credit: $0.00 TOTAL: $20,14 6.88 Al! delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $126,553.55, together with interest thereon at 8.125% per annum from 7/1/2009 to 1/1/2010, 8.125% per annum from 1/1/2010 to 11/1/2010, 8.125% per annum from 11/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 1/6/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, LLC Trustee Kara Lansberry, Assistant Trustee Officer c/o REGIONAL TRUSTEE SERVICES. CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 3884297 Legal 1883 01/21/2011, 01/28/2011, 02/04/2011, 02/11/2011

IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN Case No. CV - 2011 - 602 NOTICE TO CREDITORS THE MATTER OF THE COMMUNITY ESTATE OF JOHN GILBERT KNOUS, JR. AND FAY ILEEN KNOUS, HUSBAND AND WIFE, DECEDENTS NOTICE IS HEREBY GIVEN that JOHN MITCHELL KNOUS has been appointed as the personal representative of the combined community estate of the above named Decedents. All persons having claims against either of the Decedents or their combined community estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the personal representative at the address listed below, and filed with the Clerk of the Court, Kootenai County Court House, 451 Government Way, P.O. Box 9000, Coeur d'Alene ID 83816-9000. DATED this 24th day of January, 2011January, 2011. /s/ JOHN MITCHELL KNOUS PERSONAL REPRESENTATIVE C/O EDWIN B. HOLMES, ISB 4668 HOLMES LAW OFFICE, P.A. POST OFFICE BOX 0569 HAYDEN ID 83835-0569 VOICE: (208) 762-0100 FACSIMILE: (208) 762-0199 Legal 1928 January 28, 2011 February 4, 11, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on May 20, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/31/2006 as Instrument Number 2022605000, and executed by TERRY R FRANK, AND CANDYCE A FRANK, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 13 IN BLOCK 2 OF CHERRY ADDITION TO POST FALLS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILLED IN BOOK D OF PLATS AT PAGE(S) 61 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 307 MONTGOMERY PL, Post Falls, ID, 83854-9220 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $118,778.68, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/11/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS# 10-0167674 FEI #:1006.125606 Legal 1929 January 28, 2011 February 4, 11, 18, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on May 20, 2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/15/2007 as Instrument Number 2105331000, and executed by FLORENCIO J PARRAS, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: LOT 7, BLOCK 3, MAJESTIC VIEW ESTATES FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 63, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 641 S RIVER HEIGHTS DR, Post Falls, ID, 83854-9485 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 2.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $180,388.60, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 01/11/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0168242 FEI #:1006.125607 Legal 1930 January 28, 2011 February 4, 11, 18, 2011

Notice of Trustee's Sale TS #: ID-10-402055-NH On 5/19/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho. In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-4 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: UNIT B202, RIVERWALK CONDOMINIUMS, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 282, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON AREA AND IN THE LIMITED COMMON AREA AS SET FORTH IN THE COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JANUARY 27, 2006 AS INSTRUMENT NO. 2010124. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 308 N GREENSFERRY RD #B202 , POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RANDOLPH CAMEAU , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which LONG BEACH MORTGAGE COMPANY A CORPORATION, is named as Beneficiary and LONG BEACH MORTGAGE COMPANY as Trustee and recorded 3/16/2006 as Instrument No. 2019675 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/10/2006. The monthly installments of principal, interest, and impounds (if applicable) of $867.26, due per month for the months of 3/1/2010 through 12/22/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $101,252.53 together with interest thereon at the current rate of 9.1500 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 1/14/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3885150 Legal 1932 01/28/2011, 02/04/2011, 02/11/2011, 02/18/2011

Loan No. xxxxxx5846 T.S. No. 1293113-09 Parcel No. c87620020060 NOTICE OF TRUSTEE'S SALE On May 31, 2011, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, Pioneer Lender Trustee Services Llc, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 6, block 2, sunshine meadow sixth addition, according to the plat recorded in book j of plats, page 191, records of Kootenai county, idaho. Commonly known as 7268 N Delaney Court Coeur D'alene Id 83815. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael T Criswell and Phyllis J Criswell, Husband And Wife as Grantor, to First American Title Company Of Idaho, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Mountain West Bank as Beneficiary, recorded October 04, 2007, as Instrument No. 2125194000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due may 1, 2010 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $189,032.32, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Lender Trustee Services Llc 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: January 21, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services Llc. R-366290 Legal 1934 01/28, 02/04, 02/11, 02/18