Legals December 30, 2011

204-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 26, 2012, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc. as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 28, TOWNSHIP 49 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Tax Parcel No. 49N01W281400 is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust including due-on-sale rider executed by, Richard R. Hurt and Sonja Hurt, husband and wife as Grantor(s), First American Title Company, Inc., as Trustee, for the benefit and security of, Gerda L. Camella Trust, as to an 8.053% interest; Joseph G. Lapham and Mae L. Lapham, husband and wife, as to a 21.497% interest; Sandra Ebbett, a single women, as to a 10.064% interest; and James W. Berry, a single man, as to a 60.386% interest, as Beneficiary; said Deed of Trust was recorded March 16, 2007 as Kootenai County Recorder's Instrument No. 2088431000, Assignment executed by Gerda Camelia, Trustee, Gerda Camelia Trust to Joseph G. Lapham and Mae L. Lapham, husband and wife by instrument No. 219533800. The default for which this sale is to be made is as follows: 1) Failure to pay the entire principal balance plus accrued interest thereon, on or before February 1, 2011. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 9, 2011 there is due and owing on the loan an unpaid principal balance of $287,188.96, accrued interest in the amount of $66,077.07, late fees in the amount of $200.00 and past due buyer fees in the amount of $568.00 for a total amount due of $354,034.03. Interest continues to accrue on the Note at the rate of 13.000% per annum with a per diem rate of $102.286 after November 9, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. DATED November 23, 2011 FIRST AMERICAN TITLE COMPANY, INC. /s/ Becky Stucki, Trust Officer Legal 4324 December 9, 16, 23, 30, 2011

File No.: 115984 / IHFA No. 11270550/Berwick NOTICE OF TRUSTEE'S SALE On Tuesday, April 17, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 13, Block 5, Singing Hills, according to the plat recorded in the office of the County Recorder in Book "G" of Plats at Page 162, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1176 East Yellowstone Avenue, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Steve E. Berwick and Susie Berwick, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Idaho Housing and Finance Association as Successor Beneficiary, recorded April 3, 2009 as Instrument No. 2204407000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $188,673.00 together with interest thereon at the rate of 4.9800% per annum, as evidenced in Promissory Note dated April 2, 2009. \u2020Payments are in default for the months of June 2011 through and including December 2011 in the amount of $1,134.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of December 9, 2011 is $182,943.39 together with accrued and accruing interest thereon at the rate of 4.9800% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $182,943.39, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 15, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4408 December 23, 30, 2011 January 6, 13, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2011 File No.: 7021.10538 Sale date and time (local time): April 11, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 855 W Willow Lake Loop Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jorge Alvarez, a married man as his separate property Original trustee: Recon Trust Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB Recording date: 04/25/2008 Recorder's instrument number: 2156166000 County: Kootenai Sum owing on the obligation: as of December 12, 2011: $102,354.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Lake Forest Townhouses, according to the plat recorded in Book "J" of Plats at Page 238, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10538) 1002.205848-FEI Legal 4409 December 23, 30, 2011 January 6, 13, 2011

NOTICE OF TRUSTEE'S SALE On April 24, 2012, at the hour of 11:00 o'clock AM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Legal description attached as Exhibit "A" The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 15819 N. Pinewood Way, Hayden, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Kenneth W. Foster, an unmarried person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded May 25, 2007, as Instrument No. 2101454000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded August 10, 2009, as Instrument No. 2226853000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $3,667.11 for the months of October 2009 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $475,278.52 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.125% from September 1, 2009, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 19th day of December, 2011. __________________________ Tammie Harris Trust Officer for Just Law, Inc. EXHIBIT "A" PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: A parcel of land in the Northwest Quarter of Section 31, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, more particulary described as follows: BEGINNING at the North Quarter corner of said Section 31, thence South 89839'43" West, 686.07 feet along the North line of said Section 31; thence Sounth 0849'25" East, 656.98 feet; thence South 89837'47" West, 678.07 feet to the TRUE POINT OF BEGINNING for this description; thence South 1831'11" East, 657.52 feet; thence South 89835'52" West, 951.67 feet to a point on the East shore of Alpine Lake; thence North 29809'47" East, 196.31 feet along said East shore; thence North 15805'17" East, 125.29 feet along said East shore; thence North 14845'43" West, 215.43 feet along said East shore; thence North 17811'47" East, 165.39 feet along said East shore; thence North 89837'47" East, 811.92 feet to the TRUE POINT OF BEGINNING for this description. Legal 4419 December 30, 2011 January 6, 13, 20, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/16/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/13/2007 as Instrument Number 2082860000, and executed by RAY P SOUZA, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MIN: 100176107012433503, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 12, BLOCK 7, HIGHWOOD PARK FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS, PAGE 168, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3905 NORTH 15TH STREET, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.999% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $168,579.48, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/08/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138218 FEI # 1006.149220 Legal 4420 December 30, 2011 January 6, 13, 20, 2012

Legal Notice December 19, 2011 The St. Joe Ranger District is interested in your comments on an upcoming grant application to the State of Idaho Department of Parks and Recreation. The St. Joe Ranger District is applying for a grant to assist in funding work on designated ATV routes on the district. Road numbers and ATV/motorcycle symbol markers will be placed to help visitors locate the areas where they can ride ATVs and motorcycles. The District expects to complete the Travel Management Environmental Assessment this winter 2012, and have a Motor Vehicle Use Map available for free to the public in the spring of 2012. Please call Jonathan Stein, Project Leader @208-245-6013 or write (St. Joe Ranger District, 222 S. 7th St. Suite 1, St. Maries, ID 83861) by January 6, 2012. Legal 4422 December 28, 29, 30, 31, 2011 January 2, 3, 4, 5, 6, 7, 9, 10, 11, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 0087065223 T.S. No.: 11-03898-6 On April 24, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'AIene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Tit!e Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 9, Block ), MONTE VISTA ADDITION TO COEUR D'ALENE, according to the plat recorded in Book "D" of Plate at Page 74, records of Kootenai County, Idaho. EXCEPT that portion of Lot 9, described as follows: The Northwest corner of Lot 9; thence Easterly along the Northeasterly line of said Lot 9, a distance of 20 feet; thence In a Southwesterly direction parallel and 20 feet distant from the Northwesterly line of said Lot 9, to a point on the Southwesterly line of said lot; thence Northwesterly a distance of 20 feet to the Southwest corner thereof; thence Northeasterly along the Westerly line of Lot 9 to the PLACE OF BEGINNING. That part of Lot 10, Block 1, MONTE VISTA ADDITION TO COEUR D'ALENE, Kootenai County, State of Idaho, according to the plat recorded in Book :"D" of Plats at Page 74, described as follows; BEGINNING at the Northwest corner of said Lot 10; thence Easterly along the Northeasterly line of said Lot 10, a distance of 30 feet; thence In a Southwesterly direction parallel and 30 feet distance from the Northwesterly line of said Lot 10 to a point on the Southwesterly line of said lot; thence Northwesterly a distance of 30 feet to the Southwest corner thereof; thence Northeasterly along the Westerly line of said Lot 10 to the PLACE OF BEGINNING.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1908 N ROSE LANE , COEUR D ALENE. ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRIAN M FELDER, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of May 20, 2008, and recorded May 23, 2008, as Instrument No. 2160645000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4}(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated May 20, 2008 are: Failed to pay the monthly payments of $961.67 due from June 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $136,747.06, plus accrued interest at the rate of 5.50000% per annum from May 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 21, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTORMATED SALES INFORMATION please call 714-730-2727 ASAP# 4163143 Legal 4431 December 30, 2011 January 6, 13, 20, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 0644366205 T.S. No.: 10-12666-6 On April 24, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 7, BLOCK 3, SHAMROCK RANCH III, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGES 305, 305A, AND 305B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1524 E. REMINGTON RD., ATHOL, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVE A. REED AND JO A. REED, HUSBAND AND WIFE, as original grantor(s), to STEWART TITLE OF COUER D ALENE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR GLOBAL CREDIT UNION, as original beneficiary, dated as of July 26, 2004, and recorded July 27, 2004, as Instrument No. 1890699 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, and (the Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 26, 2004 are: Failed to pay the monthly payments of $937.46 due from September 1, 2010, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $128,540.19, plus accrued interest at the rate of 5.37500% per annum from August 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation- Dated: December 21, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4163342 Legal 4432 December 30, 2011 January 6, 13, 20, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0089030266 T.S. No.: 11-03871-6 On April 24, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 6, BLOCK 12, COEUR D'ALENE PLACE, ACCORDING TO THE PLAT FILED IN BOOK "G" OF PLATS, PAGES 210, 210A, 210B, 210C, 210D AND 210E, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 5666 N. STAFFORD ROAD, COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WILLIAM P DREHER, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of WELLS FARGO BANK, N A., as original beneficiary, dated as of September 9, 2008, and recorded September 11, 2008, as Instrument No. 2177282000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor's) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated September 9, 2008 are: Failed to pay the monthly payments of $1,105.87 due from May 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; less unapplied funds held on account thereof; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $188,901.81, plus accrued interest at the rate of 4.00000% per annum from April 1, 2011. All delinquent amounts are now due. together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 21, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4163141 Legal 4433 December 30, 2011 January 6, 13, 20, 2012

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 21, 2011 File No.: 7023.96798 Sale date and time (local time): April 20, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8261 N Ridgewood Drive 3 Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Martin Kennedy, a single person and Lori L. Eubanks, a single person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/30/2006 Recorder's instrument number: 2040936000 County: Kootenai Sum owing on the obligation: as of December 21, 2011: $140,397.42 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 8249-3, Loch Haven Village, according to the Declaration of Covenants, Conditions and Restrictions recorded September 24, 1980 as Instrument No. 854592 and Declaration of Annexation recorded April 14, 1986 as Instrument No. 1041263 and plan recorded April 11, 1986 in Book 4 of Surveys at Page 324, records of Kootenai County, State of Idaho. Together with the limited common area and the undivided interest in common area and facilities appurtenant to said Unit as set forth in Declaration set out above. Also appearing of record as: Unit 8249-3, Loch Haven Villege, according to the Declaration of Covenants, Conditions and Restrictions recorded September 24, 1980 as Instrument No. 854592 and Declaration of Annexation recorded April 14, 1986 as Instrument No. 1041263 and plan recorded April 11, 1986 in Book 4 of Surveys at Page 324, records of Kootenai County, State of Idaho. Together with the limited common area and the undivided interest in common area and facilities appurtenant to said Unit as set forth in Declaration set out above. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.96798) 1002.206351-FEI Legal 4434 December 30, 2011 January 6, 13, 20, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-114595/120493 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on April 20, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 5, BLOCK 2, NORTH RAMSEY ESTATES 1ST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 346 AND 346A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 8502 NORTH BROOKSIDE DRIVE , HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SHAWN R STOCKTON, A SINGLE MAN, as Grantor, to SUSAN J. ROBINSON, IDAHO ATTORNEY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GE MONEY BANK, A FEDERAL SAVINGS BANK ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 2/6/2007, recorded 2/12/2007, under Instrument No. 2082475000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE REGISTERED HOLDERS OF ABFC 2007-WMC1 TRUST ASSET BACKED FUNDING CORPORATION ASSET BACKED CERTIFICATES, SERIES 2007-WMC1. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45~1506(4){A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/6/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 1/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of December 15, 2011 Delinquent Payments from January 01, 2010 24 payments at $ 1,283.14 each $ 30,795.36 (01-01-10 through 12-15-11) Late Charges: $ 577.44 Beneficiary Advances: $ 5,488.36 Suspense Credit: - $ 0.00 TOTAL: $ 36,861.16 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $210,983.89, together with interest thereon at 6.690% per annum from 12/1/2009, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/15/2011. ALLIANCE TITLE & ESCROW CORP. Trustee By: - c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4162638 Legal 4435 December 30, 2011 January 6, 13, 20, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/26/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/28/2006 as Instrument Number 2028401000, and executed by MARCIE KJOSA AND BRYAN KJOSA, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 4, BLOCK 3, OF PIONEER RIDGE SECOND ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 59, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2501 NORTH STAGECOACH DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $202,661.76, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/17/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0134484 FEI # 1006.147648 Legal 4326 December 9, 16, 23, 30, 2011

File No.: 103836 / 4991008545-BO MHL No. 9518/Braulick NOTICE OF TRUSTEE'S SALE \u2020 \u2020 \u2020 \u2020On Tuesday, April 24, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 1 in Block 3 of American Homes, according to the official plat thereof, filed in Book E of Plats at Page(s) 234, Official Records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1228 North American Drive, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Dennis W. Braulick an unmarried man, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of MetLife Home Loans, a division of MetLife Bank, N.A. as Successor Beneficiary, recorded May 12, 2009 as Instrument No. 2211064000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $199,115.00 together with interest thereon at the rate of 4.8750% per annum, as evidenced in Promissory Note dated May 4, 2009. \u2020Payments are in default for the months of December 2009 through and including December 2011 in the amount of $1,298.01 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of December 13, 2011 is $197,880.83 together with accrued and accruing interest thereon at the rate of 4.8750% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $197,880.83, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 22, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4436 December 30, 2011 January 6, 13, 20, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LTE-11002438 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 27, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTEANI, State of Idaho, to-wit: ATTACHED HERETO AS EXHIBIT 'A' AND INCORPORATED HEREIN AS THOUGH FULLY SET FORTH. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of idaho Code, the Trustee has been informed that the address of 3839 W. PRAIRIE AVE., HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HAYDEN VALLEY INVESTMENT GROUP, LLC, AN IDAHO LIMITED LIABILITY COMPANY, as Grantor, to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as Trustee, for the benefit and security of JIM L. COOK, as Beneficiary, dated 11/26/2008, recorded 11/28/2008, under Instrument No. 2187541000, Mortgage records of KOOTENAI County, IDAHO, the benficial interest in which is presently held by JIM L. COOK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. N REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/26/2008, FAILURE TO PAY THE PRINICPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The prinicpal balance is $500,000.00, together with interest thereon at 6.500% per annum from 10/28/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED 12/21/2011. Pioneer Title Compnay of Ada County, dba Pioneer Lender Trustee Services Trustee By: Amy L. Bowles Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 EXHIBIT "A" The East Half of Tract 303, HAYDEN LAKE IRRIGATED TRACTS, Kootenai County, State of Idaho, according to the amended plat recorded in Book "C" of Plats, Page 67. LESS AND EXCEPT: That certain real property lying within Section 21, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, and being a portion of that certain Warranty Deed recorded as Instrument No. 1365118 on August 3, 1994 in the Records of said county, more particularly described as follows: A strip of land, 5.00 feet wide, being the Northerly 5.00 feet of the Southerly 35.00 feet of the East Half of Tract 303, including dedicated right of way, as shown on the Hayden Lakes Irrigated Tracts according to the amended plat recorded in Book "C" of Plats at Page 67, in the Records of said county, the South line of herein described parcel adjoining the North line of the existing Prairie Avenue right of way, having a half-width of 30 feet as shown on said amended plat. NOTE: The address of the subject property is described as follows: 3839 W. Prairie Ave., Hayden, ID 83835 Legal 4430 December 30, 2011 January 6, 13, 20, 2012

NOTICE OF TRUSTEE'S SALE On May 2, 2012, at the hour of 1:00 o'clock PM of said day, at Kootenai County Title, 1450 Northwest Blvd., Coeur d'Alene, ID, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: PARCEL 1: A portion of Tract 63, Block 36, SECOND ADDITION TO POST FALLS IRRIGATED TRACTS, according to the plat recorded in Book "C" of Plats at Page 83, records of Kootenai County, Idaho, and further described as follows: COMMENCING at the Southeast corner of said Tract 63; Thence North 89809'19" West along the South line o f said Tract, a distance of 286.58 feet to a 1/2 inch "I" pin and the TRUE POINT OF BEGINNING; Thence continuing North 89809'19" West, a distance of 75.00 feet to a 1/2 inch "I" pin; Thence North 00812'14" East, a distance of 120.21 feet to a 1/2 inch "I" pin; Thence South 89809'19" East, a distance of 75.00 f eet to a 1/2 inch "I" pin; Thence South 00812'14" West, a distance of 120.21 feet to the TRUE POINT OF BEGINNING. PARCEL 2: A portion of Tract 63, Block 36, SECOND ADDITION TO POST FALLS IRRIGATED TRACTS, according to the plat recorded in Book "C" of Plats at Page 83, records of Kootenai County, Idaho, and further described as follows: BEGINNING at the Southwest corner of said Tract 63; Thence South 89809'19" East along the South line a distance of 133.53 feet; Thence continuing South 89809'19" East, a distance of 60.00 feet to a point; Thence North 00812'14" East, a distance of 156.60 feet to a point; Thence South 89809'19" East, a distance of 105.23 feet to the POINT OF BEGINNING; Thence South 00812'14" West, a distance of 36.39 f eet; Thence South 89809'19" East, a distance of 75.00 f eet to a 1/2 inch "I" pin to the boundary of Lilac Place; Thence North along the boundary line of Lilac Place to a point on the South line of Lot 9, Block 2, LILAC PLACE that is 18.99 feet East of the Southeast corner of Lot 8, Block 2; Thence along the South boundary line of Lilac Place to the POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3721 East Mullan Avenue, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Todd L. Jenicek and Maria Jenicek, husband and wife, as Grantor(s) with Suntrust Mortgage, Inc. as the Beneficiary, under the Deed of Trust recorded February 11, 2008, as Instrument No. 2144206000, in the records of Kootenai County, Idaho, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,027.68 for the months of March 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $152,550.95 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.625% from February 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 27th day of December, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 4439 December 30, 2011 January 6, 13, 20, 2011

LEGAL NOTICE North McGuire Mini Storage announces the public sale of the following storage lots of personal property to satisfy its lien for non-payment of rent due: Unit 45 Name: Curtis Speth Address: 1156 Maranatha Ct. City/State/Zipcode: Post Falls, ID 83854 Sale will be held at: North McGuire Mini Storage 14225 W. Stone Avenue at the Storage Unit on McGuire Rd. Post Falls, ID 83854 Telephone: (208)773-4280 Date: 1-8-12 Time: 9:00 Dated this 26 day of Dec., 2011. Bill Cody Owner Legal 4440 December 30, 2011 January 6, 2012

SUMMONS FOR PUBLICATION I.R.C.P. 4(b)(3) To: Defendants, WILLIAM E. DYCHE, a Statutory Trustee of W.E.D. INVESTMENTS, INC., an administratively dissolved Idaho Corporation; WILLIAM DYCHE, an individual (aka William E. Dyche and aka William Edmond Dyche, III); THE UNKNOWN HEIRS AND DEVISEES OF ANY AND ALL OF THE DEFENDANTS NAMED HEREIN THAT MAY BE DECEASED; JANE DOE DYCHE; JOHN DOE DYCHE; THE UNKNOWN SPOUSES OF ANY OF THE DEFENDANTS NAMED HEREIN; ALL UNKNOWN PARTIES IN POSSESSION AND/OR CLAIMING ANY RIGHT OF POSSESSION OF THE REAL PROPERTY DESCRIBED IN EXHIBIT 1, ATTACHED HERETO; JOHN DOES 1-100 and JANE DOES 1-100. You have been sued by TERRANCE McDONALD and EDNA McDONALD, the Plaintiffs, in the District Court in and for Kootenai County, Idaho, Case No. CV - 2011 - 8219. The nature of the claim against you is for JUDICIAL FORECLOSURE OF A MORTGAGE, regarding the real property described in Exhibit 1. The Defendants are named as persons who may claim an interest in the real property described in Exhibit 1. The Plaintiffs' attorney has no personal knowledge of a more particular description of the real property described above, but for purposes of complying with Idaho Code section 60-113, information concerning the location of said real property may be obtained from the Plaintiffs' attorney, at the address and telephone number set forth below. In addition, the Plaintiffs' attorney has been informed that the real property described above may be commonly known 25025 S. Highway 97, Harrison, ID 83833. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208)446-1180 and served a copy of your response on the Plaintiff's attorney at EDWIN B. HOLMES, 8109 N. Wayne Drive, Hayden, ID 83835-0569, Telephone: (208)762-0100. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 5th day of December, 2011. CLERK OF THE COURT KOOTENAI COUNTY DISTRICT COURT By: Janlyn K. Cleveland [SEAL] Deputy Clerk EXHIBIT 1 PAGE 1 OF 1 A portion of Government Lot 1, Section 13, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: BEGINNING at the East Quarter corner of Section 13, Township 49 North, Range 4 West, Boise Meridian; Thence 1835' East along the East line of said Section 13, 649.2 feet to a point on the North line of Highway 95A right of way; Thence South 69814' West along the North line of said Highway right of way, 219.9 feet to a point which is the TRUE POINT OF BEGINNGIN for the property herein described; Thence South 77818' West along said North line of Highway 95A right of way, 212.9 feet to a point which is the Southeast corner of Lot 8, Sixth Addition to Driftwood Point Subdivision; Thence North 21848' East along the East line of said Lot 8, 23.06 feet to a point on the shore line of Coeur d'Alene Lake, said point being the Northeast corner of said Lot 8; Thence North 778 East along said shore line 215 feet, more or less to a point which is North 10854' East of the TRUE POINT OF BEGINNING; Thence South 10854' West 17.0 feet to the TRUE POINT OF BEGINNING Legal 4320 December 9, 16, 23, 30, 2011 January 6, 2012

202-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on April 05, 2012, in the Office of First American Title Company, located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: That portion of Tract 88, Plat 9, EAST GREENACRES IRRIGATION DISTRICT, Kootenai County, Idaho, according to the plat recorded in Book B of Plats at page 86, described as follows: BEGINNING at the Point of Intersection of the West line of said Tract 88 and the Southerly line of the right of way of the Chicago, Milwaukee and St. Paul Railway; thence Southerly along the West line of said Tract 88, 109.81 feet to the Northwesterly corner of that certain real property described in Warranty Deed recorded January 27, 1981 in Book 310 of Deeds at page 986, records of Kootenai County, Idaho, to Lyle D. Linnell, et ux; thence North 84858'17" East 638.55 feet to the East line of Tract 88; thence North along the East line of Tract 88, 156.22 feet to the Northeast corner of said Tract; thence South 89829'49" West along the North line of Tract 88; 90.17 feet to the Southerly right of way of the Chicago, Milwaukee and St. Paul Railway; thence Continuing along said Southerly right of way line to the POINT OF BEGINNING. Less any portion within the Road Right of Way. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 157 S Pleasant View Rd, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, BVI Assured, LLC, a California limited liability company as to an undivided 80% interest and BVI Sleep Inn, LLC, a California limited liability company as to an undivided 20% interest, as Grantor(s), North Idaho Title, as Trustee, for the benefit and security of, Banner Bank, successor in interest to F & M Bank, as Beneficiary; said Deed of Trust was recorded July 20, 2006 as Kootenai County Recorder's Instrument No. 2044390000. The default for which this sale is to be made is as follows:1) Failure to make the interest only payment in the amount of $13,514.87 owing for October 15, 2011 and has incurred a late charge in the amount of $675.74 (5% of unpaid amount) for a total amount of $14,190.61; 2) Failure to comply with said Deed of Trust to pay when due and in all events prior to delinquency all taxes and assessments on said property; 3) Failure to make the monthly payment of $22,324.81 due for the 15th day of November, 2011 and a like sum of $22,324.81 due for the 15th day of each and every month thereafter; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 4, 2011 there is due and owing on the loan an unpaid principal balance of $2,702,973.83, accrued interest in the amount of $22,524.74, late fees in the amount of $675.74, appraisal advances in the amount of $5,000.00 and advances for Attorney's fees and costs in the amount of $3,219.80 for a total amount due of $2,734,394.11. Interest continues to accrue on the Note at the default rate of 18.000% per annum with a per diem rate of $1,351.48692 after November 10, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. Beneficiary has elected and hereby elects to proceed as to both the personal property and the real property in accordance with the rights with respect to the real property, pursuant to the provisions of Idaho Code Section 28-9-604(a) (2) and to include in the non-judicial foreclosure of the estate described in the Deed of Trust all of the personal property and fixtures described in the Deed of Trust and any other instrument between Grantor and Beneficiary referencing a security interest in personal property as described in Exhibit A attached hereto and made a part hereof. Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at Beneficiary's sole election, from time to time and at any time until the consummation of the trustee's sale to be conducted pursuant to the Deed of Trust and the Notice of Trustee's Sale. No Warranty is made that any or all of the personal property still exists or is available for the successful bidder and no warranty is made as to the condition of any of the personal property, which shall be sold "AS IS", " WHERE IS", and "WITH ALL FAULTS." The property offered for sale excludes all funds held on account by the property receiver, if applicable. This is an attempt to collect a debt and any information obtained will be used for that purpose. DATED December 1, 2011 FIRST AMERICAN TITLE COMPANY, INC. /s/Becky Stucki, Trust Officer EXHIBIT "A" And any and all personal property as described in the Deed of Trust, Security Agreement and UCC Financing Statement, including but not limited to the following: Any and all existing or subsequently erected or affixed building, improvements, fixtures, water rights, assignment of rents. All chattel paper, accounts, equipment and general intangibles; all accessions, additions, replacements and substitutions; all records all proceeds, including insurance, general intangibles and other accounts proceeds, and assignment of rents at 157 S. Pleasant View Road, Post Falls, ID. Legal 4333 December 16, 23, 30, 2011 January 6, 2011

SUMMONS NO. CV11-7292 IN THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR KOOTENAI COUNTY SPOKANE MERCHANTS ASSOCIATION, Plaintiff(s), v. ETHELLE BARTOSOVSKY et vir Defendants. TO: ALL NAMED DEFENDANTS YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S), THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR KOOTENAI COUNTY IDAHO, CASE NO. CV11-7292. The nature of the claim against you is failure to pay your Visa card payment to Washington Trust Bank. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including Case No., and paid any required filing fees to the Clerk of the Court at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208)446-1000, and served a copy of your response on the Plaintiff's attorney at 421 W. Riverside, Ste. 900, Spokane, WA 99201. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 9th day of December, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland DEPUTY CLERK Legal 4364 December 16, 23, 30, 2011 January 6, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 9th day of March, 2012, at the hour of 10:00 A.M., of said day at the office of the Trustee at 408 East Sherman, Suite 215, Coeur d'Alene, Idaho, 83814, Arthur B. Macomber, as Trustee, will sell at public auction, to the highest bidder, for cas (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in the Kootenai County, State of Idaho, to-wit: The South 413.43 feet of Tract 15, Avondale Irrigation District, according to the plat recorded in Book "B" of Plats at page 132, records of Kootenai County, Idaho, the North line of said South 413.43 feet to be measured parallel with the North line of said tract 15. Excepting therefrom the South 275.62 feet thereof. Also excepting the East 15 feet for street purposes. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 11105 N. Maple Street, Hayden, Idaho, 83835 may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Sharon Martha Powell-Johnson and Martha Jane Harris, as Grantor, to North Idaho Title Company, as Trustee, for the benefit and security of Ned Waldo Harris, as Beneficiary; said Deed of Trust having been recorded on August 23, 2004, as Instrument No. 1896350, records of Kootenai County, Idaho. A Substitution of Trustee substituting Arthur B. Macomber, an Idaho licensed attorney, as Trustee having been recorded on October 17, 2011 as Instrument No. 233118300, records of Kootenai County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The default for which this sale is to be made is failure to the Grantors to pay when due, full payment as set forth on the Note secured by said Deed of Trust. Full payment in the principal amount of $325,000.00 was due on July 4, 2010.. Interest due as of October 24, 2011, is in the amount of $51,073.98 and continues to accrue at the rate of 12% per annum. All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $325,000.00, plus accruing interest, fees and other costs. Dated this 24th day of October, 2011. TRUSTEE ARTHUR B. MACOMBER Legal 4368 December 16, 23, 30, 2011 January 6, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, APRIL 20, 2012, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Lindsey R. Simon, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lots 12, 13 and 14, Block 10, BONANZA RANCH SECOND ADDITION, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 169. Note: The address of the subject property is described as follows: Vacant Lots on Buckboard Rd., Coeur d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $26,250.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: September 25, 2008 Grantor: Gary A. Votava, an unmarried person Trustee: North Idaho Title Insurance Company Beneficiary: Mountain West Bank Recorded: September 26, 2008 Instrument No.: 2179509000 Loan No.: 0181748266 THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not he is currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay monthly payments since August 2011. As of November 11, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $26,080.97, plus accrued interest and late charges in the amount of $505.43. Additional interest accrues at the rate of 7.000% per annum or $5.00183 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. LINDSEY R. SIMON, Attorney at Law, is successor trustee of said Deed of Trust. DATED: December 16, 2011. __________________________ LINDSEY R. SIMON, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 4404 December 23, 30, 2011 January 6, 13, 2011

NOTICE OF SALE On the 12th day of April, 2012, at the hour of 10:00 o'clock A.M. on said date at the office of First American Title Company, Inc., located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, First American Title Company. as Trustee will sell at public auction to the highest bidder for cash in lawful money of the United States of America, payable in full at the time of the sale, the following described real property, located in the County of Kootenai, State of Idaho, more particularly described as follows: The East half of Lots 6 and 7, Block 40, Spirit Lake Townsite, according to the plat recorded in Book "B" of Plats at page 143 records of Kootenai County, State of Idaho. The street address or the designation commonly used for the property is 5691 W Adams St, Spirit Lake, Idaho 83869. The name, address and telephone number of the person or firm from whom information may be obtained is Bruce Hunsaker, PO. Box 1188, Burley, Idaho 83318, (208) 678-2552. The sale will be made without covenant or warranty regarding the title, possession or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert Moss and Debbie Moss as Grantor, to First American Title Company as Trustee, and D.L. Evans Bank as Beneficiary, dated April 19th, 2007, and recorded on the 9th day of May, 2007 as Instrument No. 2098844000 as modified by Instrument No. 2140575000, as modified by Instrument No. 2189063000, as modified by Instrument No. 2244013000 and as modified by Instrument No. 2282178000, in the office of the County Recorder for Kootenai County, Idaho. The default for which said sale is to be made is the failure to pay monthly installments for the months of September, October and November, 2011 in the sum of $689.07 each, and failure to pay taxes in the amount of $1,181.76. The balance owing as of this date on the obligations secured by the Deed of Trust is $85,844.68, together with accruing interest, and costs of sale. DATED this 9th day of December, 2011. FIRST AMERICAN TITLE COMPANY /s/ By: Becky Stucki Title: Trust Officer Legal 4406 December 23, 30, 2011 January 6, 13, 2012

NOTICE OF SALE On the 12th day of April, 2012, at the hour of 10:00 o'clock A.M. on said date at the office of First American Title Company, located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, First American Title Company, as Trustee will sell at public auction to the highest bidder for cash in lawful money of the United States of America, payable in full at the time of the sale, the following described real property, located in the County of Kootenai, State of Idaho, more particularly described as follows: Lot 9, Block 40, Spirit Lake Townsite, according to the plat recorded in Book B of Plats, page 143, records of Kootenai County, Idaho. The street address or the designation commonly used for the property is 32480 N 9th Ave, Spirit Lake, Idaho 83869. The name, address and telephone number of the person or firm from whom information may be obtained is Bruce Hunsaker, PO. Box 1188, Burley, Idaho 83318, (208) 678-2552. The sale will be made without covenant or warranty regarding the title, possession or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Mesquite Homes, LLC, as Grantor, to First American Title Company as Trustee, and D.L. Evans Bank as Beneficiary, dated December 18th, 2007, and recorded on the 8th day of January, 2008 as Instrument No. 2139441000 as modified by Instrument No. 2282179000 and as further modified by Instrument No. 2329737000, in the office of the County Recorder for Kootenai County, Idaho. The default for which said sale is to be made is the failure to pay monthly installments for the months of September, October and November, 2011 in the sum of $1,000.00 each, and Failure to pay taxes in the amount of $6,524.36. The balance owing as of this date on the obligations secured by the Deed of Trust is $179,080.86, together with accruing interest, and costs of sale. DATED this 9th day of December, 2011. FIRST AMERICAN TITLE COMPANY /s/ Becky Stucki Title: Trust Officer Legal 4407 December 23, 30, 2011 January 6, 13, 2012