Legals December 28, 2011

File No.: 120684 / IHFA No. 11277357/ Cope NOTICE OF TRUSTEE'S SALE On Friday, March 30, 2012 at the hour of 10:00AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 14, Block 4, Prairie Estates to Rathdrum, according to the plat recorded in Book G of Plats, Page 149, records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 8225 West Colorado Street, Rathdrum, ID \u202083858, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by James A. Cope and Tara Ann Cope, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Idaho Housing and Finance Association as Beneficiary, recorded July 22, 2009 as Instrument No. 2223534000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $152,000.00 together with interest thereon at the rate of 4.7500% per annum, as evidenced in Promissory Note dated July 16, 2009. \u2020Payments are in default for the months of June 2011 through and including November 2011 in the amount of $897.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of November 22, 2011 is $147,820.85 together with accrued and accruing interest thereon at the rate of 4.7500% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $147,820.85, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 29, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4285 December 7, 14, 21, 28, 2011

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV2011-8777 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Jean Catherine Lassiter A Petition to change the name of Jean Catherine Lassiter, now residing in the City of Coeur d'Alene , State of Idaho, has been filed in the District Court in KOOTENAI County, Idaho. The name will change to Jena Catherine Lassiter. The reason for the change in name is: for artistic reasons. A hearing on the petition is scheduled for 1:30 o'clock p.m. on 1/20/2012 at the KOOTENAI County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 12/9/11 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Nicole Vigil Deputy Clerk Legal 4343 December 14, 21, 28, 2011 January 4, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 6th day of April, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 2, TREATY ROCK ESTATES SECOND ADDITION "SHENANDOAH" ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "I" OF PLATS, PAGE 86, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 220 W. Pawnee Dr., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SCOTT W. MURPHY and SARAH M. MURPHY, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded February 15, 2008, as Instrument No. 2144992000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 15, 2008, as Instrument No. 2154401000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated February 14, 2008, in the amount of $1,007.00 each, for the months of May through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $139,548.92, plus accrued interest at the rate of 5.60% per annum from April 1, 2011. DATED This 7th day of December, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4344 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/30/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/09/2007 as Instrument Number 2087350000, and re-recorded 04/26/2007 as Instrument Number 2096206000, and executed by ANDREA HUNTER, AN UNMARRIED WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 1, RIVERSIDE HARBOR 11TH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK 'J' OF PLATS AT PAGES 216 AND 216A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4893 E. PORTSIDE COURT, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $209,506.02, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/22/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0148693 FEI # 1006.148060 Legal 4346 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF HEARING ON PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS BENEFICIARY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF KOOTENAI In the Matter of The Estate of: DONALD RAY PARK Deceased. YOU AND EACH OF YOU WILL PLEASE TAKE NOTICE that the below named Attorney for Petitioner will call on for hearing Petitioner's Petition for Summary Administration of Estate of Which Surviving Spouse is Sole Beneficiary, on file herein, at a courtroom in the Kootenai County Courthouse at Coeur d'Alene, Idaho, on the 2nd day of February, 2011 at 1:30 o'clock p.m., or as soon thereafter as counsel may be heard; and any person who has good cause may appear and show cause why said petition should not be granted. DATED this 9th day of December, 2011. Randall C. Probasco Attorney for Petitioner Legal 4347 December 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-LPS-11002418 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 18, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 1, BLOCK 2, SUMMERGLEN, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 88, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 10370 N. ATWATER STREET , HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD D. SEYMOUR, A MARRIED MAN, as Grantor, to ALLIANCE TITLE AND ESCROW CORPORATION, A DELAWARE CORPORATION, as Trustee, for the benefit and security of WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER WITH WACHOVIA MORTGAGE FSB, SUCCESSOR BY MERGER TO WORLD SAVINGS BANK,, as Beneficiary, dated 11/18/2005, recorded 11/23/2005, under Instrument No. 1997299, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER WITH WACHOVIA MORTGAGE FSB, SUCCESSOR BY MERGER TO WORLD SAVINGS BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/18/2005, THE MONTHLY PAYMENT WHICH BECAME DUE ON 12/15/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $182,479.85, together with interest thereon at 2.750% per annum from 11/15/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/12/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By_________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4373 December 21, 28, 2011 January 4, 11, 2012

File No.: 120187 / Customer Ref No. 16237 NOTICE OF TRUSTEE'S SALE \u2020 \u2020 \u2020 \u2020On April 17, 2012 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation \u2020located at 1270 Northwood Center Ct \u2020Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: The North half of Lot 13 and 14, Block 6, Schaeffer's First Addition to Bayview, Kootenai County, State of Idaho, according to the plat recorded in Book D of Plats, Page 171. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 34033 North Spruce Avenue, Bayview, ID \u202083803, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Tom Clary and Dorothy Carpenter, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of Richard C & Donna R Haynes Living Trust, by Richard C Haynes, Trustee, and Donna R Haynes, Trustee, as husband and wife as Beneficiary, recorded August 11, 2004 as Instrument No. 1893946, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: 1. Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $$47,900.00 together with interest thereon at the rate of 7.750% per annum, as evidenced in Promissory Note dated August 6, 2004. \u2020Payments are in default for the months of May 2011 through and including November 2011 in the amount of $458.87 per month and continuing each and every month thereafter until date of sale or reinstatement. \u20202. Provide, maintain and deliver to Beneficiary(s) fire insurance satisfactory to and with loss payable to Beneficiary(s). The principal balance as of November 15, 2011 is $34,569.03 together with accrued and accruing interest thereon at the rate of 7.750% per annum. \u2020The per diem is $7.34. \u2020In addition to the above, there is also due delinquent real property taxes for 2008, 2009 and 2010, together with penalty and interest, and any other real property taxes that may become delinquent during this foreclosure, any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $34,569.03, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 12, 2011 Alliance Title & Escrow Corp. By: Melissa Ambriz, Trust Officer Phone: 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4375 December 21, 28, 2011 January 4, 11, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0023845 Title Order No. 100106199IDGNO Parcel No. 53N03W215850 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/12/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/29/2005 as Instrument Number 1975925, and re-recorded 10/04/2005 as Instrument Number 1985904, and executed by TROY K BAKER, AND CYNTHIA M BAKER, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: All that portion of the Southwest Quarter of Section 21, Township 53 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: BEGINNING at the West quarter corner of Section 21, Township 53 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; thence South along the Section line between Sections 21 and 22 for a distance of 750 feet; thence East for a distance of 660 feet to the center line of the existing road which is the TRUE POINT OF BEGINNING; thence Southerly along the center line of the existing road to a point which is located 737 feet East of the West line of Section 21 and 1170 feet South of the center line of Section 21; thence East a distance of approximately 273 feet to a point which is on the Western boundary of the right-of-way of the Northern pacific Railroad; thence Northerly along said right-of-way to a point which is located 750 feet South of the center line of said Section 21; thence West a distance of approximately 435 feet to the TRUE POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 27736 N HAYLOFT RD , ATHOL, ID 83801-8242 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $129,478.06, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/03/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# 4129125 Legal 4376 December 21, 28, 2011 January 4, 11, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/26/2002 as Instrument Number 1766424, and executed by RANDY HENLEY, AND NANCY HENLEY, HUSBAND AND WIFE, as Grantor(s), in favor of FIRST FRANKLIN FINANCIAL CORPORATION, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 15, BLOCK 3, NOB HILL, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "D" OF PLATS, AT PAGE 23, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1197 SOUTH FAIRMONT LOOP, Coeur d'Alene, ID, 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $110,273.12, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0139245 FEI # 1006.148431 Legal 4380 December 21, 28, 2011 January 4, 11, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/27/2005 as Instrument Number 1945267, and executed by RICHARD H HAWKINS, AND MELISSA S HAWKINS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 23, BLOCK 11, FOREST HILLS 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2205 E WOODSTONE DR, Hayden, ID 83835-7220 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 1.875% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $509,718.79, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138164 FEI # 1006.148429 Legal 4385 December 21, 28, 2011 January 4, 11, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/06/2007 as Instrument Number 2103646000, and executed by MICHAEL H BROUGH, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 24, BLOCK 1, GREENSFERRY LANDING, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 269, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 957 N BAINBRIDGE ST, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.800% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $176,886.55, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138219 FEI # 1006.148430 Legal 4386 December 21, 28, 2011 January 4, 11, 2011

Loan No. xxxxxx0284 T.S. No. 1323471-09 Parcel No. h-4050-231-94a-c NOTICE OF TRUSTEE'S SALE On March 29, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Part of the South Half of Tract 194 of the AMENDED PLAT OF HAYDEN LAKE IRRIGATED TRACTS recorded in I3ook "C" of Plots at Page 66, records of Kootenai County, Idaho, described as follows: BEGINNING at the Southwest corner of said Tract 194; thence East 30 feet to the East line of the road right of way, the POINT OF BEGINNING; thence North 132 feet; thence East 330 feet; thence South 132 feet; thence West along South line of Tract 194, 330 feet to the POINT OF BEGINNING. Commonly known as 9390 North Ramsey Road Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dan L. Lyson, An Unmarried Man as Grantor, to Alliance Title and Escrow, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Accredited Home Lenders, Inc. A California Corporation, Its Successors and Assigns as Beneficiary, recorded March 21, 2008, as Instrument No. 2150333000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due may 1, 2010 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $285,223.63, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: November 28, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-398164 Legal 4282 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/30/2005 as Instrument Number 1961452, and executed by DAVID ROSEN AND LEAH BIANCHI-ROSEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOTS 5, BLOCK 17, REID'S ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "A" OF PLATS, PAGE 141, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 921 N 7TH STREET, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 3.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $145,299.81, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/29/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0140286 FEI # 1006.148432 Legal 4387 December 21, 28, 2011 January 4, 11, 2012

NOTICE OF SALE Case No. CV 11-4642 Date of Sale: January 11, 2012 Time of Sale: 10:00 a.m. Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, ID 83815 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI FIRST NATIONAL ACCEPTANCE COMPANY Plaintiff, vs. ORA E. RAPER, a deceased individual; BENJAMIN HOYT RAPER, an individual, MELISSA LALANIE RAPER, an individual; and JOHN DOES I-X, Defendants. NOTICE IS HEREBY GIVEN THAT under and by virtue of an Order of Sale of Foreclosure issued on the 16th day of November, 2011 and the Writ issued on the 16th day of November, 2011, out of and under the seal of the above-title Court on Decrees of Foreclosure on Real and Personal Property recovered in said Court in the above-captioned action on the 7th day of October, 2011 and 28th day of October, 2011, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale and to sell at public auction the property described in said Order of Sale and to apply the proceeds of such sale to the satisfaction of said Decrees of Foreclosure and the Judgment contained in the Judgment and Decree of Foreclosure on Real and Personal Property Against Defendant Ora E. Raper Only with interest thereon and my fees and costs. The property directed to be sold is situated in Kootenai County, Idaho, and is described as follows, to-wit: ALL OF LOT 5, AND THE SOUTH 34 FEET OF LOT 4, BLOCK 60, CITY OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDED IN BOOK B OF PLATS, AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The property address is 32641 N. 8th Ave., Spirit Lake, Idaho 83869. NOTICE IS FURTHER GIVEN, that on the 11th day of January, 2012, at the hour of 10:00 o'clock a.m. in front of the front door of the Kootenai County Courthouse in Coeur d'Alene, Idaho, I will offer and sell at public auction, to the highest bidder therefor, in lawful money, all or so much of the above-described property thus directed to be sold, as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decrees of Foreclosure as set out in said Order of Sale. And that the said real estate is subject to redemption in six (6) months, pursuant to the statues in such case made and provided, with no exceptions. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. DATED this 15 day of Dec., 2011. Sheriff of Kootenai County, Idaho By: Gary Dagastine K2316 Deputy Legal 4390 December 21, 28, 2011 January 4, 2012

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3426 Amending Municipal Code Section 5.56 TAXICABS AN ORDINANCE AMENDING THE MUNICIPAL CODE OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, AMENDING SECTIONS 5.56.010, 5.56.020, 5.56.040, 5.56.050, 5.56.070, 5.56.090, AND 5.56.100 TO AMEND THE DEFINITION OF TAXICAB AND OPERATOR, TO PROVIDE AN EXCEPTION TO THE LICENSING REQUIREMENT, CLARIFY LICENSING AND APPLICATION REQUIRMENTS, REQUIRE THE DISPLAY OF A LICENSE DECAL AND PROVIDE FOR THE REVOCATION OF LICENSES IN CERTAIN SITUATIONS; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY.THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3426 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. ___________________________ Susan K. Weathers, City Clerk Legal 4415 December 28, 2011

LEGAL NOTICE The next East Side Highway District board meeting is schedule for Thursday, January 5, 2012 at 9:00 a.m.; thereafter, all other board meetings will be held the first and third Monday of each month at 9:00 a.m. For Special accommodations /translation services, call 765-4714, no less than 72 hours in advance. The East Side Highway District assures nondiscrimination in accordance with Title VI of the Civil Rights Act of 1964 and Civil Rights Restoration Act of 1987 (P.O. 100.2560 and the Americans with Disabilities Act.) EAST SIDE HIGHWAY DISTRICT __________________________ John Pankratz District Supervisor Attest: Angela Sieverding District Clerk Legal 4416 December 28, 2011

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Case No. CV11-7326 Date of Sale: January 18, 2012 Time of Sale: 10:00 a.m. Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d' Alene, Idaho 83815 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO BANK, N.A., Plaintiff, vs. JUNE SMITH (Deceased); Unknown Heirs, Assigns and Devisees of June Smith; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; and Does 1-10 as individuals with an interest in the property legally described as: Unit 2, Building AB-2, as shown on the plat of Townhome Condominiums, according to the official plat thereof filed in Book G of Plats at Page(s) 369, 369A and 369B, official records of Kootenai County, Idaho. And further defined in Condominium Declaration of the Village recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Together with the undivided interest in the limited common area and remaining common areas as set forth and defined in the Condominium Declaration of the Village, recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Which may commonly be known as: 415 East Knotty Pine Lane, Coeur d' Alene, Idaho, 83815. Defendants. Under and by virtue of an Order for Sale of Foreclosure signed by Judge Simpson on November 18, 2011 and docketed by the Clerk of the Court on November 18, 2011, and a Writ of Execution issued on November 30, 2011, out of and under the seal of the above-entitled Court on a Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 18th day of November, 2011, and docketed by the Clerk of the Court on the 18th day of November, 2011 in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Unit 2, Building AB-2, as shown on the plat of Townhome Condominiums, according to the official plat thereof filed in Book G of Plats at Page(s) 369, 369A and 369B, official records of Kootenai County, Idaho. And further defined in Condominium Declaration of the Village recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Together with the undivided interest in the limited common area and remaining common areas as set forth and defined in the Condominium Declaration of the Village, recorded November 17, 1995 as Instrument No. 1422390, of Official Records. Which may commonly be known as: 415 East Knotty Pine Lane, Unit 2, Coeur d' Alene, Idaho, 83815. NOTICE IS HEREBY GIVEN that on the 18th day of January, 2012 at the hour of 10 o'clock a.m., at the location of Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d' Alene, Idaho 83815, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of Judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED This 21 day of December, 2011. ROCKY WATSON KOOTENAI COUNTY SHERIFF By: Michael Douglass DEPUTY Legal 4426 December 28, 2011 January 4, 11, 2012

NOTICE OF PUBLIC MEETING SCHEDULE FOR 2012 City of Hayden The City of Hayden City Council, Commissions, and Committees will hold regular meetings open to the public at Hayden City Hall, 8930 N. Government Way, Hayden, Idaho 83835, as follows: \u2022 Arts Commission at 2:30 pm on the first Wednesday of each month, except July. July's meeting will be on Wednesday, July 11, 2012. \u2022 Bicycle and Pedestrian Ways Committee at 5:00 pm on the third Tuesday of each month. \u2022 City Council at 5:30 pm on the second and fourth Tuesday of each month, except December. The City Council will only meet on the second Tuesday in the month of December. \u2022 Community Forestry Commission at 5:30 pm on the fourth Thursday of each month from January to October 2012; and on Thursday, November 29, 2012 and Friday, December 21, 2012. \u2022 Historic Preservation Commission at 2:00 pm on the third Wednesday of each month. \u2022 Parks and Recreation Commission at 5:15 pm on the third Wednesday of each month. \u2022 Planning and Zoning Commission at 5:00 pm on the first Monday of each month except in January and September 2012, and on the third Monday of each month from March to December 2012. \u2022 Veteran Affairs Committee at 4:00 pm on the first Thursday of each month.. Please direct any questions regarding this schedule to City of Hayden City Clerk, Vicki Rutherford at 772-4411. Legal 4421 December 28, 2011

Legal Notice December 19, 2011 The St. Joe Ranger District is interested in your comments on an upcoming grant application to the State of Idaho Department of Parks and Recreation. The St. Joe Ranger District is applying for a grant to assist in funding work on designated ATV routes on the district. Road numbers and ATV/motorcycle symbol markers will be placed to help visitors locate the areas where they can ride ATVs and motorcycles. The District expects to complete the Travel Management Environmental Assessment this winter 2012, and have a Motor Vehicle Use Map available for free to the public in the spring of 2012. Please call Jonathan Stein, Project Leader @208-245-6013 or write (St. Joe Ranger District, 222 S. 7th St. Suite 1, St. Maries, ID 83861) by January 6, 2012. Legal 4422 December 28, 29, 30, 31, 2011 January 2, 3, 4, 5, 6, 7, 9, 10, 11, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-10078 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF MICHAEL M. BRADSHAW Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 16th day of December, 2011. IDAHO TRUST BANK Personal Representative c/o MARY W. CUSACK WALLACE & CUSACK, P.A. Attorneys at Law 2370 N. Merritt Creek Loop, Suite 1 Coeur d'Alene, ID 83814 Legal 4423 December 28, 2011 January 4, 11, 2011

NOTICE OF PERSONAL SERVICES CONTRACT NOTICE IS HEREBY GIVEN that the City Council of the City of Coeur d'Alene, Idaho, has entered into a personal services contract with Lake City Engineering, Inc. in the amount of $68,560 for Phase 2 Design, 15th Street Improvement Project. The above notice is published as required by Idaho Code 59-514 this 28th day of December, 2011. ____________________________ Susan K. Weathers CMC City Clerk Legal 4424 December 28, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-PSB-11002439 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 25, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 11, BLOCK 4, FOOTHILLS, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 130, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3709 MONARCH DR. , COEUR D'ALENE, ID 83815, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ERIC L. STUFFLEBEAM AND TANYA STUFFLEBEAM, HUSBAND AND WIFE, as Grantor, to FIRST AMERICAN TITLE COMPANY, INC., as Trustee, for the benefit and security of PANHANDLE STATE BANK - PF BRANCH, as Beneficiary, dated 12/8/2004, recorded 12/20/2004, under Instrument No. 1919694, modified under Instrument No. 2199072000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by PANHANDLE STATE BANK - PF BRANCH. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 12/8/2004, THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/8/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $56,947.41, together with interest thereon at 8.300% per annum from 6/8/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. DATED: 12/19/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By ________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4425 December 28, 2011 January 4, 11, 18, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002408 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 4, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 10, BLOCK 6, BLACK ROCK FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 441, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOT 10, BLOCK 6, BLACK ROCK 4TH ADDITION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVE CARLSEN AND TRACY L. CARLSEN, HUSBAND AND WIFE, as Grantor, to NORTH IDAHO TITLE INSURANCE, INC., as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 2/6/2008, recorded 2/27/2008, under Instrument No. 2146627000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/6/2008, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $238,078.71, together with interest thereon at 6.000% per annum from 6/15/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/28/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By ________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4284 December 7, 14, 21, 28, 2011

205-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 28, 2012, in the Office of First American Title Company, located at, 1866 N Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: LOT 12, BLOCK 5, HAUSER LAKE HEIGHTS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 306, RECORDS OF KOOTENAI COUNTY, IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Parcel No. 034290050120 is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Jason M Thacker and Jacquelyn R Thacker, husband and wife, as Grantor(s), North Idaho Title Insurance, Inc., as Trustee, for the benefit and security of, Panhandle State Bank, as Beneficiary; said Deed of Trust was recorded October 19, 2007 as Kootenai County Recorder's Instrument No. 2127755000. The default for which this sale is to be made is as follows: such breach is as follows: 1) Failure to pay the monthly payment of $302.88 due for the 17th day of August, 2011 and a like sum of $302.88 due for the 17th day of each and every month thereafter; 2) Failure to comply with paragraph Taxes and Liens of said Deed of Trust, grantor shall pay when due and in all events prior to delinquency all taxes, special taxes and assessments. Specifically 2008, 2009 & 2010 taxes are now due and payable; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 8, 2011 there is due and owing on the loan an unpaid principal balance of $38,813.86, accrued interest in the amount of $789.04 and late charges in the amount of $60.42 for a total amount due of $39,663.32. Interest continues to accrue on the Note at the rate of 7.00% per annum with a per diem rate of $7.443 after November 8, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED November 23, 2011 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE /s/Dalia Martinez, Trust Officer Legal 4286 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/12/2006 as Instrument Number 2036796000, and executed by ALFRED J HARLEY, A MARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MIN# 100077910006336099, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 41, BLOCK 1, WOODBRIDGE 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 84, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5292 W CITRUSWOOD DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.570% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $163,364.05, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0133443 FEI # 1006.147410 Legal 4290 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/01/2006 as Instrument Number 2034697000, and executed by NICOLAS J MOSES AND GINA M MOSES, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MIN# 100425240008140664, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK B, HAUSER LAKE SUMMER HOMES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "C" OF PLATS, PAGE 189, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11041 N 2ND STREET, Hauser, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.999% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $88,351.45, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0126547 FEI # 1006.147409 Legal 4291 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0218849339 T.S. No.: 11-02358-5 On March 16, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: All that portion of Lot 32, Block 1, Heartland P.U.D., according to the plat recorded in Book "G" of Plats at page 413, records of Kootenai County, Idaho, Situated in a portion of the East half of the Northwest quarter of Section 26, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, More particularly described as follows: COMMENCING at the North Quarter corner of said Section 26; thence South 0 degrees 42'35" West, a distance of 2648.79 feet to the center of Section 26; thence North 8 degrees 51'19" West, a distance of 1490.18 feet to the TRUE POINT OF BEGINNING; thence From said TRUE POINT OF BEGINNING North 45 degrees 42'35" East, a distance of 41.83 feet to the point of curvature of a tangent curve, concave to the Southeast, having a radius of 20.00 feet, a central angle of 9 degrees 07'11", and a chord of 3.18 feet bearing North 50 degrees 16'11" East; thence Northeasterly along said curve, a distance of 3.18 feet; thence South 44 degrees 17'25" East, a distance of 99.80 feet; thence South 45 degrees 42'35: West, a distance of 45.00 feet; thence North 44 degrees 17'25" West, a distance of 100.05 feet to the TRUE POINT OF BEGINNING. EXCEPTING THEREFROM a parcel of land located in the East half of the Northwest Quarter, Section 26, Township 51 North Range 4 West, Boise Meridian, Kootenai County, Idaho, being Parcel "A" and a portion of Parcel "B", as shown on the record of survey filed in Book 19 of Surveys, at page 13, records of Kootenai County, more particularly described as follows: COMMENCING at an aluminum cap monument marking the center Quarter corner, said Section 26, said monument also marking the point of beginning of Heartland Subdivision, from which the North Quarter corner said Section 25, bears North 00 degrees 43'35" East a distance of 2648.79 feet; thence North 06 degrees 29'49" West a distance of 1409.87 feet to the Easterly most corner, said Parcel "A", the TRUE POINT OF BEGINNING for this description; thence South 45 degrees 42'35" West along the Southeasterly line thereof a distance of 40.00 feet to the Southerly most corner thereof; thence North 44 degrees 17'25" West along the Southwesterly line thereof a distance of 100.05 feet to the Westerly most corner thereof; thence North 45 degrees 42'35" East along the Northwesterly line thereof a distance of 40.00 feet to the Northerly most corner thereof, said point being the Westerly most corner of Parcel "B", as shown on said Record of Survey; thence Continuing North 45 degrees 42'35" East along the Northwesterly line, said Parcel "B", a distance of 3.00 feet; thence South 44 degrees 17'25" East on a line parallel with the Southwesterly line, said Parcel "B", a distance of 100.05 feet to a point on the southeasterly line thereof; thence South 45 degrees 42'35" West along said Southeasterly line a distance of 3.00 feet to the TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7728 N SWEET RIVER CT , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GARY M. LEGARD, A SINGLE PERSON, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PMC MORTGAGE COMPANY, LLC, as original beneficiary, dated as of December 28, 2009, and recorded January 4, 2010, as Instrument No. 2247914000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier" s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 28, 2009 are: Failed to pay the monthly payments of $813.38 due from April 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $123,389.71, plus accrued interest at the rate of 4.75000% per annum from March 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 16, 2011 Fidelity National Title Insurance Company, Trustee 11000 Olsen Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4149066 Legal 4311 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE On Thursday, the 29th day of March, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, BLOCK 7, RIVERVIEW PARK ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS, PAGE 161, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1619 E. 3rd Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BILLY JACK ARNOLD and JULIE ANN ARNOLD, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 29, 2005, as Instrument No. 1946126, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 3, 2005, as Instrument No. 1954374, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 29, 2005, in the amount of $1,012.00 each, for the months of May through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.15% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $149,525.25, plus accrued interest at the rate of 5.15% per annum from April 1, 2011. DATED This 29th day of November, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4334 December 14, 21, 28, 2011 January 4, 2012

NOTICE OF TRUSTEE'S SALE On Thursday, the 5th day of April, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: A PART OF TRACT 83, AVONDALE, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 132, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID TRACT 83, AVONDALE; THENCE ALONG THE EAST LINE SOUTH 00 DEGREES 08.5' EAST, 174.68 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE EAST LINE SOUTH 00 DEGREES 08.5' EAST, 85 FEET; THENCE NORTH 89 DEGREES 59.5' WEST, 146.19 FEET TO A POINT ON THE EAST LINE OF A PUBLIC ROAD; THENCE ALONG SAID EAST LINE NORTH 00 DEGREES 00.5' EAST, 85 FEET; THENCE SOUTH 89 DEGREES 59.5' EAST, 145.98 FEET TO THE TRUE POINT OF BEGINNING. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 9732 N. Kirkpatrick St., Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES ROGERS, and Unmarried Person, and MONIQUE M. CAMBURN, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded December 31, 2003, as Instrument No. 1851337, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on February 5, 2004, as Instrument No. 1856953, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated December 31, 2003, in the amount of $638.00 each, for the months of June through November, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.57% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $79,998.65, plus accrued interest at the rate of 5.57% per annum from May 1, 2011. DATED This 5th day of December, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4335 December 14, 21, 28, 2011 January 4, 2012