Legals December 23, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 23, 2011 File No.: 7023.96962 Sale date and time (local time): March 23, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 902 East Young Avenue Coeur d'Alene, ID 83814-3943 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Dane Carlson and Jennifer Carlson, husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fairway Independent Mortgage Corporation d/b/a Equity Freedom Home Loans Recording date: 12/19/2007 Recorder's instrument number: 2136978000 County: Kootenai Sum owing on the obligation: as of November 23, 2011: $171,616.96 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, and the West half of Lot 2, Block "V", City of Coeur d'Alene, according to the plat recorded in the office of the County Recorder in Book "A" of Plats at Page 79, records of Kootenai County, State of Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.96962) 1002.205022-FEI Legal 4250 November 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0211633763 T.S. No.: 11-03603-6 On March 27, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83614 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A part of Block 2, G RIDLEY ADDITION TO COEUR D'ALENE, according to the plat recorded in Book "C" of Plats at Page 77, records of Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Northwest corner of said Block 2; thence East 412.5 feet; thence South 100 feet to the TRUE POINT OF BEGINNING; thence West 100 feet; thence South 77.27 feet; thence East 100 feet; thence North 77.27 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2119 N. 3RD ST., COEUR D' ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by HEIDI M. CAPES AND DANIEL P. CAPES, WIFE AND HUSBAND, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR EAGLE HOME MORTGAGE, LLC, A LIMITED LIABILITY COMPANY, as original beneficiary, dated as of January 9, 2009, and recorded January 15, 2009, as Instrument No. 2192730000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA,, (the "Beneficiary"), Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated January 9, 2009 are: Failed to pay the monthly payments of $822.78 due from May 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $126,735.08, plus accrued interest at the rate of 4.87500% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 22, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4144082 Legal 4270 December 2, 9, 16, 23, 2011

SUMMONS Case No. CV11-9194 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WELLS FARGO HOME MORTGAGE, Plaintiff, vs. WILBERT E. WICKERSHAM (Deceased); Unknown Heirs, Assigns and Devisees of Wilbert E. Wickersham; GOLDEN SPIKE ESTATES HOMEOWNERS ASSOCIATION; and Does 1-10 as individuals with an interest in the leasehold premises legally defined as: A leasehold as created by that certain ground lease by and between John E. Spiker, a single man and David W. Spiker, a single man, as Lessor and Wilbert E. Wickersham as Lessee dated February 9, 2006 as disclosed by memorandum of lease recorded February 24, 2006 as Instrument No. 2015507000, for the term of 35 years, upon and subject to all of the terms and provisions therein contained, with regard to the following described land: Lot 143, which is depicted upon the map attached to the declaration of covenants, conditions, and restrictions, recorded September 3, 2003 as Instrument No. 1826097, lying within the following described parcel of land: The Southeast Quarter of the Southwest Quarter of the Northeast Quarter of Section 1, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, State of Idaho. Less and except any portion lying within the following described property: Parcel "H" on that survey recorded in Book 4, Page 126 of Surveys, described as: A portion of the North half of Section 1, Township 51 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, as surveyed and marked on the ground, according to the record of survey by F.W. Gentry surveying dated December 30, 1984 being further described as follows: Commencing at the North Quarter corner of said Section 1 from which the Northwest corner of said Section bears North 89822'11" West, 2640.27 feet; thence South 0837'47" West, 1284.05 feet; thence South 0831'56" West, 655.59 feet to the True Point of Beginning; thence Continuing South 0831'56" West, 655.59 feet; thence South 88835'13" East, 665.57 feet; thence North 0826'39" East, 657.83 feet; thence Westerly 664.53 feet to the True Point of Beginning. Also excepting therefrom that portion conveyed to the City of Rathdrum by deed recorded November 15, 1993 as Instrument No. 1329002, and corrected by deed recorded June 13, 1995 as Instrument No. 1401966. Also excepting therefrom that portion conveyed to the City of Rathdrum by quitclaim deed recorded September 8, 1999 as Instrument No. 1605528. And except therefrom the improvements located thereon. Which leasehold may commonly be known as: 13702 N. Kings Road, Rathdrum, Idaho, 83858, Defendants. NOTICE: YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE FOLLOWING BELOW. TO: All Defendants You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond, the court may enter judgment against you as demanded by the Plaintiff in the Complaint. The nature of the claim against you is for, among other things, judicial foreclosure of the real property located at 13702 N. Kings Road, Rathdrum, Idaho, 83858. A copy of the Complaint is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court. DATED This 14 day of Nov, 2011. CLERK OF THE DISTRICT COURT By: Sherry Huffman Deputy Clerk Legal 4272 December 2, 9, 16, 23, 2011

DAN J. RUDE Attorney at Law P.O. Box 1453 110 Wallace Avenue Coeur d'Alene, Idaho 83816-1453 (208)667-1943 Fax: (208)666-0550 I.S.B.N. 2559 NOTICE OF FILING PETITION AND AMENDED NOTICE OF HEARING CV-2011-0002844 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of RICHARD ALLEN GRAY, Deceased. NOTICE is hereby given that on the 4th day of November, 2011, WALTER GRAY, the personal representative of the above entitled estate, whose address is 226 S. Corbin Road, Post Falls, Idaho, 83854, filed a PETITION FOR ORDER FORMALLY PROBATING WILL, DETERMINING DEVISEES AND FOR APPROVAL OF FINAL SETTLEMENT AND DISTRIBUTION with the above entitle Court. A copy of the PETITION FOR ORDER FORMALLY PROBATING WILL, DETERMINING DEVISEES AND FOR APPROVAL OF FINAL SETTLEMENT AND DISTRIBUTION is on file with the above entitled Court and may be reviewed upon request. The PETITION FOR ORDER FORMALLY PROBATING WILL, DETERMINING DEVISEES AND FOR APPROVAL OF FINAL SETTLEMENT AND DISTRIBUTION has been set for hearing before the above entitled Court at the Kootenai County Courthouse, Coeur d'Alene, Idaho, before the Honorable Scott L. Wayman, Magistrate, presiding on the 31st day of January, 2012 at the hour of 10:30 o'clock a.m. DATED this 29 day of November, 2011. DAN J. RUDE Attorney for Walter Gray Personal Representative Legal 4276 December 2, 9, 16, 23, 2011

204-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 26, 2012, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc. as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 28, TOWNSHIP 49 NORTH, RANGE 1 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, STATE OF IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Tax Parcel No. 49N01W281400 is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust including due-on-sale rider executed by, Richard R. Hurt and Sonja Hurt, husband and wife as Grantor(s), First American Title Company, Inc., as Trustee, for the benefit and security of, Gerda L. Camella Trust, as to an 8.053% interest; Joseph G. Lapham and Mae L. Lapham, husband and wife, as to a 21.497% interest; Sandra Ebbett, a single women, as to a 10.064% interest; and James W. Berry, a single man, as to a 60.386% interest, as Beneficiary; said Deed of Trust was recorded March 16, 2007 as Kootenai County Recorder's Instrument No. 2088431000, Assignment executed by Gerda Camelia, Trustee, Gerda Camelia Trust to Joseph G. Lapham and Mae L. Lapham, husband and wife by instrument No. 219533800. The default for which this sale is to be made is as follows: 1) Failure to pay the entire principal balance plus accrued interest thereon, on or before February 1, 2011. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 9, 2011 there is due and owing on the loan an unpaid principal balance of $287,188.96, accrued interest in the amount of $66,077.07, late fees in the amount of $200.00 and past due buyer fees in the amount of $568.00 for a total amount due of $354,034.03. Interest continues to accrue on the Note at the rate of 13.000% per annum with a per diem rate of $102.286 after November 9, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. DATED November 23, 2011 FIRST AMERICAN TITLE COMPANY, INC. /s/ Becky Stucki, Trust Officer Legal 4324 December 9, 16, 23, 30, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/26/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/28/2006 as Instrument Number 2028401000, and executed by MARCIE KJOSA AND BRYAN KJOSA, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 4, BLOCK 3, OF PIONEER RIDGE SECOND ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK G OF PLATS, PAGE 59, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2501 NORTH STAGECOACH DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $202,661.76, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/17/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0134484 FEI # 1006.147648 Legal 4326 December 9, 16, 23, 30, 2011

SUMMONS FOR PUBLICATION I.R.C.P. 4(b)(3) To: Defendants, WILLIAM E. DYCHE, a Statutory Trustee of W.E.D. INVESTMENTS, INC., an administratively dissolved Idaho Corporation; WILLIAM DYCHE, an individual (aka William E. Dyche and aka William Edmond Dyche, III); THE UNKNOWN HEIRS AND DEVISEES OF ANY AND ALL OF THE DEFENDANTS NAMED HEREIN THAT MAY BE DECEASED; JANE DOE DYCHE; JOHN DOE DYCHE; THE UNKNOWN SPOUSES OF ANY OF THE DEFENDANTS NAMED HEREIN; ALL UNKNOWN PARTIES IN POSSESSION AND/OR CLAIMING ANY RIGHT OF POSSESSION OF THE REAL PROPERTY DESCRIBED IN EXHIBIT 1, ATTACHED HERETO; JOHN DOES 1-100 and JANE DOES 1-100. You have been sued by TERRANCE McDONALD and EDNA McDONALD, the Plaintiffs, in the District Court in and for Kootenai County, Idaho, Case No. CV - 2011 - 8219. The nature of the claim against you is for JUDICIAL FORECLOSURE OF A MORTGAGE, regarding the real property described in Exhibit 1. The Defendants are named as persons who may claim an interest in the real property described in Exhibit 1. The Plaintiffs' attorney has no personal knowledge of a more particular description of the real property described above, but for purposes of complying with Idaho Code section 60-113, information concerning the location of said real property may be obtained from the Plaintiffs' attorney, at the address and telephone number set forth below. In addition, the Plaintiffs' attorney has been informed that the real property described above may be commonly known 25025 S. Highway 97, Harrison, ID 83833. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208)446-1180 and served a copy of your response on the Plaintiff's attorney at EDWIN B. HOLMES, 8109 N. Wayne Drive, Hayden, ID 83835-0569, Telephone: (208)762-0100. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiffs. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 5th day of December, 2011. CLERK OF THE COURT KOOTENAI COUNTY DISTRICT COURT By: Janlyn K. Cleveland [SEAL] Deputy Clerk EXHIBIT 1 PAGE 1 OF 1 A portion of Government Lot 1, Section 13, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, more particularly described as follows: BEGINNING at the East Quarter corner of Section 13, Township 49 North, Range 4 West, Boise Meridian; Thence 1835' East along the East line of said Section 13, 649.2 feet to a point on the North line of Highway 95A right of way; Thence South 69814' West along the North line of said Highway right of way, 219.9 feet to a point which is the TRUE POINT OF BEGINNGIN for the property herein described; Thence South 77818' West along said North line of Highway 95A right of way, 212.9 feet to a point which is the Southeast corner of Lot 8, Sixth Addition to Driftwood Point Subdivision; Thence North 21848' East along the East line of said Lot 8, 23.06 feet to a point on the shore line of Coeur d'Alene Lake, said point being the Northeast corner of said Lot 8; Thence North 778 East along said shore line 215 feet, more or less to a point which is North 10854' East of the TRUE POINT OF BEGINNING; Thence South 10854' West 17.0 feet to the TRUE POINT OF BEGINNING Legal 4320 December 9, 16, 23, 30, 2011 January 6, 2012

202-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on April 05, 2012, in the Office of First American Title Company, located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: That portion of Tract 88, Plat 9, EAST GREENACRES IRRIGATION DISTRICT, Kootenai County, Idaho, according to the plat recorded in Book B of Plats at page 86, described as follows: BEGINNING at the Point of Intersection of the West line of said Tract 88 and the Southerly line of the right of way of the Chicago, Milwaukee and St. Paul Railway; thence Southerly along the West line of said Tract 88, 109.81 feet to the Northwesterly corner of that certain real property described in Warranty Deed recorded January 27, 1981 in Book 310 of Deeds at page 986, records of Kootenai County, Idaho, to Lyle D. Linnell, et ux; thence North 84858'17" East 638.55 feet to the East line of Tract 88; thence North along the East line of Tract 88, 156.22 feet to the Northeast corner of said Tract; thence South 89829'49" West along the North line of Tract 88; 90.17 feet to the Southerly right of way of the Chicago, Milwaukee and St. Paul Railway; thence Continuing along said Southerly right of way line to the POINT OF BEGINNING. Less any portion within the Road Right of Way. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 157 S Pleasant View Rd, Post Falls, Idaho 83854 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, BVI Assured, LLC, a California limited liability company as to an undivided 80% interest and BVI Sleep Inn, LLC, a California limited liability company as to an undivided 20% interest, as Grantor(s), North Idaho Title, as Trustee, for the benefit and security of, Banner Bank, successor in interest to F & M Bank, as Beneficiary; said Deed of Trust was recorded July 20, 2006 as Kootenai County Recorder's Instrument No. 2044390000. The default for which this sale is to be made is as follows:1) Failure to make the interest only payment in the amount of $13,514.87 owing for October 15, 2011 and has incurred a late charge in the amount of $675.74 (5% of unpaid amount) for a total amount of $14,190.61; 2) Failure to comply with said Deed of Trust to pay when due and in all events prior to delinquency all taxes and assessments on said property; 3) Failure to make the monthly payment of $22,324.81 due for the 15th day of November, 2011 and a like sum of $22,324.81 due for the 15th day of each and every month thereafter; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 4, 2011 there is due and owing on the loan an unpaid principal balance of $2,702,973.83, accrued interest in the amount of $22,524.74, late fees in the amount of $675.74, appraisal advances in the amount of $5,000.00 and advances for Attorney's fees and costs in the amount of $3,219.80 for a total amount due of $2,734,394.11. Interest continues to accrue on the Note at the default rate of 18.000% per annum with a per diem rate of $1,351.48692 after November 10, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. Beneficiary has elected and hereby elects to proceed as to both the personal property and the real property in accordance with the rights with respect to the real property, pursuant to the provisions of Idaho Code Section 28-9-604(a) (2) and to include in the non-judicial foreclosure of the estate described in the Deed of Trust all of the personal property and fixtures described in the Deed of Trust and any other instrument between Grantor and Beneficiary referencing a security interest in personal property as described in Exhibit A attached hereto and made a part hereof. Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at Beneficiary's sole election, from time to time and at any time until the consummation of the trustee's sale to be conducted pursuant to the Deed of Trust and the Notice of Trustee's Sale. No Warranty is made that any or all of the personal property still exists or is available for the successful bidder and no warranty is made as to the condition of any of the personal property, which shall be sold "AS IS", " WHERE IS", and "WITH ALL FAULTS." The property offered for sale excludes all funds held on account by the property receiver, if applicable. This is an attempt to collect a debt and any information obtained will be used for that purpose. DATED December 1, 2011 FIRST AMERICAN TITLE COMPANY, INC. /s/Becky Stucki, Trust Officer EXHIBIT "A" And any and all personal property as described in the Deed of Trust, Security Agreement and UCC Financing Statement, including but not limited to the following: Any and all existing or subsequently erected or affixed building, improvements, fixtures, water rights, assignment of rents. All chattel paper, accounts, equipment and general intangibles; all accessions, additions, replacements and substitutions; all records all proceeds, including insurance, general intangibles and other accounts proceeds, and assignment of rents at 157 S. Pleasant View Road, Post Falls, ID. Legal 4333 December 16, 23, 30, 2011 January 6, 2011

SUMMONS NO. CV11-7292 IN THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR KOOTENAI COUNTY SPOKANE MERCHANTS ASSOCIATION, Plaintiff(s), v. ETHELLE BARTOSOVSKY et vir Defendants. TO: ALL NAMED DEFENDANTS YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S), THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR KOOTENAI COUNTY IDAHO, CASE NO. CV11-7292. The nature of the claim against you is failure to pay your Visa card payment to Washington Trust Bank. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including Case No., and paid any required filing fees to the Clerk of the Court at 451 Government Way, Coeur d'Alene, ID 83816-9000, (208)446-1000, and served a copy of your response on the Plaintiff's attorney at 421 W. Riverside, Ste. 900, Spokane, WA 99201. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 9th day of December, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Janlyn K. Cleveland DEPUTY CLERK Legal 4364 December 16, 23, 30, 2011 January 6, 2012

NOTICE OF TRUSTEE'S SALE On Friday, the 9th day of March, 2012, at the hour of 10:00 A.M., of said day at the office of the Trustee at 408 East Sherman, Suite 215, Coeur d'Alene, Idaho, 83814, Arthur B. Macomber, as Trustee, will sell at public auction, to the highest bidder, for cas (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in the Kootenai County, State of Idaho, to-wit: The South 413.43 feet of Tract 15, Avondale Irrigation District, according to the plat recorded in Book "B" of Plats at page 132, records of Kootenai County, Idaho, the North line of said South 413.43 feet to be measured parallel with the North line of said tract 15. Excepting therefrom the South 275.62 feet thereof. Also excepting the East 15 feet for street purposes. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 11105 N. Maple Street, Hayden, Idaho, 83835 may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Sharon Martha Powell-Johnson and Martha Jane Harris, as Grantor, to North Idaho Title Company, as Trustee, for the benefit and security of Ned Waldo Harris, as Beneficiary; said Deed of Trust having been recorded on August 23, 2004, as Instrument No. 1896350, records of Kootenai County, Idaho. A Substitution of Trustee substituting Arthur B. Macomber, an Idaho licensed attorney, as Trustee having been recorded on October 17, 2011 as Instrument No. 233118300, records of Kootenai County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The default for which this sale is to be made is failure to the Grantors to pay when due, full payment as set forth on the Note secured by said Deed of Trust. Full payment in the principal amount of $325,000.00 was due on July 4, 2010.. Interest due as of October 24, 2011, is in the amount of $51,073.98 and continues to accrue at the rate of 12% per annum. All delinquent amounts are now due and payable along with all costs and fees associated with this foreclosure. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $325,000.00, plus accruing interest, fees and other costs. Dated this 24th day of October, 2011. TRUSTEE ARTHUR B. MACOMBER Legal 4368 December 16, 23, 30, 2011 January 6, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, APRIL 20, 2012, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Lindsey R. Simon, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Lots 12, 13 and 14, Block 10, BONANZA RANCH SECOND ADDITION, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 169. Note: The address of the subject property is described as follows: Vacant Lots on Buckboard Rd., Coeur d'Alene, ID 83814 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $26,250.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: September 25, 2008 Grantor: Gary A. Votava, an unmarried person Trustee: North Idaho Title Insurance Company Beneficiary: Mountain West Bank Recorded: September 26, 2008 Instrument No.: 2179509000 Loan No.: 0181748266 THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not he is currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay monthly payments since August 2011. As of November 11, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $26,080.97, plus accrued interest and late charges in the amount of $505.43. Additional interest accrues at the rate of 7.000% per annum or $5.00183 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. LINDSEY R. SIMON, Attorney at Law, is successor trustee of said Deed of Trust. DATED: December 16, 2011. __________________________ LINDSEY R. SIMON, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 4404 December 23, 30, 2011 January 6, 13, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/27/2005 as Instrument Number 1945313, and executed by BRENT R CHRISTENSEN AND DEBBIE J CHRISTENSEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 10, BLOCK 3, ELKHORN RANCH ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK 1 OF PLATS, PAGE 217, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 21994 NORTH RANCH VIEW DRIVE, Rathdrum, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 03/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $514,528.53, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/09/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0126582 FEI # 1006.146930 Legal 4253 December 2, 9, 16, 23, 2011

NOTICE OF SALE On the 12th day of April, 2012, at the hour of 10:00 o'clock A.M. on said date at the office of First American Title Company, Inc., located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, First American Title Company. as Trustee will sell at public auction to the highest bidder for cash in lawful money of the United States of America, payable in full at the time of the sale, the following described real property, located in the County of Kootenai, State of Idaho, more particularly described as follows: The East half of Lots 6 and 7, Block 40, Spirit Lake Townsite, according to the plat recorded in Book "B" of Plats at page 143 records of Kootenai County, State of Idaho. The street address or the designation commonly used for the property is 5691 W Adams St, Spirit Lake, Idaho 83869. The name, address and telephone number of the person or firm from whom information may be obtained is Bruce Hunsaker, PO. Box 1188, Burley, Idaho 83318, (208) 678-2552. The sale will be made without covenant or warranty regarding the title, possession or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert Moss and Debbie Moss as Grantor, to First American Title Company as Trustee, and D.L. Evans Bank as Beneficiary, dated April 19th, 2007, and recorded on the 9th day of May, 2007 as Instrument No. 2098844000 as modified by Instrument No. 2140575000, as modified by Instrument No. 2189063000, as modified by Instrument No. 2244013000 and as modified by Instrument No. 2282178000, in the office of the County Recorder for Kootenai County, Idaho. The default for which said sale is to be made is the failure to pay monthly installments for the months of September, October and November, 2011 in the sum of $689.07 each, and failure to pay taxes in the amount of $1,181.76. The balance owing as of this date on the obligations secured by the Deed of Trust is $85,844.68, together with accruing interest, and costs of sale. DATED this 9th day of December, 2011. FIRST AMERICAN TITLE COMPANY /s/ By: Becky Stucki Title: Trust Officer Legal 4406 December 23, 30, 2011 January 6, 13, 2012

NOTICE OF SALE On the 12th day of April, 2012, at the hour of 10:00 o'clock A.M. on said date at the office of First American Title Company, located at 1866 North Lakewood Drive, Coeur d'Alene, Idaho, 83814, First American Title Company, as Trustee will sell at public auction to the highest bidder for cash in lawful money of the United States of America, payable in full at the time of the sale, the following described real property, located in the County of Kootenai, State of Idaho, more particularly described as follows: Lot 9, Block 40, Spirit Lake Townsite, according to the plat recorded in Book B of Plats, page 143, records of Kootenai County, Idaho. The street address or the designation commonly used for the property is 32480 N 9th Ave, Spirit Lake, Idaho 83869. The name, address and telephone number of the person or firm from whom information may be obtained is Bruce Hunsaker, PO. Box 1188, Burley, Idaho 83318, (208) 678-2552. The sale will be made without covenant or warranty regarding the title, possession or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Mesquite Homes, LLC, as Grantor, to First American Title Company as Trustee, and D.L. Evans Bank as Beneficiary, dated December 18th, 2007, and recorded on the 8th day of January, 2008 as Instrument No. 2139441000 as modified by Instrument No. 2282179000 and as further modified by Instrument No. 2329737000, in the office of the County Recorder for Kootenai County, Idaho. The default for which said sale is to be made is the failure to pay monthly installments for the months of September, October and November, 2011 in the sum of $1,000.00 each, and Failure to pay taxes in the amount of $6,524.36. The balance owing as of this date on the obligations secured by the Deed of Trust is $179,080.86, together with accruing interest, and costs of sale. DATED this 9th day of December, 2011. FIRST AMERICAN TITLE COMPANY /s/ Becky Stucki Title: Trust Officer Legal 4407 December 23, 30, 2011 January 6, 13, 2012

File No.: 115984 / IHFA No. 11270550/Berwick NOTICE OF TRUSTEE'S SALE On Tuesday, April 17, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 13, Block 5, Singing Hills, according to the plat recorded in the office of the County Recorder in Book "G" of Plats at Page 162, records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1176 East Yellowstone Avenue, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Steve E. Berwick and Susie Berwick, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Idaho Housing and Finance Association as Successor Beneficiary, recorded April 3, 2009 as Instrument No. 2204407000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $188,673.00 together with interest thereon at the rate of 4.9800% per annum, as evidenced in Promissory Note dated April 2, 2009. \u2020Payments are in default for the months of June 2011 through and including December 2011 in the amount of $1,134.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of December 9, 2011 is $182,943.39 together with accrued and accruing interest thereon at the rate of 4.9800% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $182,943.39, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: December 15, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4408 December 23, 30, 2011 January 6, 13, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 12, 2011 File No.: 7021.10538 Sale date and time (local time): April 11, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 855 W Willow Lake Loop Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jorge Alvarez, a married man as his separate property Original trustee: Recon Trust Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB Recording date: 04/25/2008 Recorder's instrument number: 2156166000 County: Kootenai Sum owing on the obligation: as of December 12, 2011: $102,354.68 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Lake Forest Townhouses, according to the plat recorded in Book "J" of Plats at Page 238, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10538) 1002.205848-FEI Legal 4409 December 23, 30, 2011 January 6, 13, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/19/2003 as Instrument Number 1849567, and executed by RICHARD L RIGBY, AND HEATHER M RIGBY, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 7, BLOCK 3, QUAIL RIDGE, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK "I" OF PLATS, PAGES 333 AND 333A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6272 WEST LOFTY RIDGE STREET, Rathdrum, ID 83858-3858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $75,053.67, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/10/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0128100 FEI # 1006.147160 Legal 4254 December 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 12/31/2003 as Instrument Number 1851230, and executed by KEVIN J HUMMEL AND CHARLA D HUMMEL, HUSBAND AND WIFE, as Grantor(s), in favor of ARGENT MORTGAGE COMPANY, LLC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: All that portion of the Northeast quarter of the Southeast quarter of Section 3, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, lying Northwesterly of the following line: BEGINNING at the Southwest corner of said Northeast quarter of the Southeast quarter of Section 3; thence on a straight line in a Northeasterly direction to the Northeast corner of said Northeast quarter of the Southeast quarter of said Section 3, ALSO that portion thereof described as follows: BEGINNING at the Southwest corner of said Northeast quarter of the Southeast quarter of Section 3; thence East 50 feet along the South line of said Northeast quarter of the Southeast quarter; thence North to the above described line; thence Southwesterly along said line to the Place of Beginning. AND that portion of the Southeast quarter of the Southeast quarter of Section 3, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: BEGINNING at the Southwest corner of the Northeast quarter of the Southeast quarter of said Section 3; thence South 1 degree 09' East, 300.20 feet; thence South 74 degrees 16' East 134.285 feet to a point; thence North 1 degree 09' West, to the South line of said Northeast quarter of the Southeast quarter; thence South 89 degrees 36' West, 128.5 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 4601 W VALHALLA RD, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.550% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $186,401.70, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/10/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0128213 FEI # 1006.147161 Legal 4255 December 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/16/2007 as Instrument Number 2132207000, and executed by MELISSA R JOHNSON, A SINGLE WOMAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOTS 5 AND 6, BLOCK 1, OF MILLERS SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK D OF PLATS, PAGE 35, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 221 W 12TH AVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $147,847.01, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/10/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0129110 FEI # 1006.147162 Legal 4256 December 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/11/2005 as Instrument Number 1987276, and executed by JULIE A GROVES, AND STANLEY W GROVES, WIFE AND HUSBAND, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 2, BLOCK 4, THE MEADOWS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 405, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2146 W GRANGE AVE, Post Falls, ID 83854-9660 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $416,463.98, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/10/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0131803 FEI # 1006.147163 Legal 4257 December 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/24/2006 as Instrument Number 2009366, and executed by JACK S CHRISTIANSEN, CHERYL L CHRISTIANSEN, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 19, BLOCK 4, HEARTLAND SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 412, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 7545 NORTH HEARTLAND DRIVE, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 10.100% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $175,358.28, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/10/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0132121 FEI # 1006.147164 Legal 4258 December 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/19/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/01/2006 as Instrument Number 2011355, and executed by MARA K LORHAN AND JESSE D LORHAN, WIFE AND HUSBAND, as Grantor(s), in favor of BANK OF AMERICA N.A., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 9 AND THE WEST 10 FEET OF LOT 10, BLOCK A, COLUMBUS PARK, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 117, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1102-1106 LINCOLN WAY, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $176,708.86, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/10/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0132359 FEI # 1006.147165 Legal 4259 December 2, 9, 16, 23, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 0213782063 T.S. No.: 11-03244-6 On March 27, 2012 11:00 am. in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 4, Block 7, FIELDSTONE AT PRAIRIE FALLS, FIFTH ADDITION, according to the plat recorded in Book "J" of Plats at Page 345,345A through 345K, records of Kootenai County, State of Idaho.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2641 N. TIATAN ST. , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TROY R CUFF AND JENNIFER CUFF, HUSBAND AND WIFE, as original grantor(s), to TRANSTAR NATIONAL TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR NATIONAL BANK OF KANSAS CITY, as original beneficiary, dated as of April 24, 2009, and recorded April 30, 2009, as Instrument No. 2208788000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 24, 2009 are: Failed to pay the monthly payments of $0.00 due from May 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $267,215.89, plus accrued interest at the rate of 4.50000% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 22, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4144083 Legal 4269 December 2, 9, 16, 23, 2011