Legals December 22, 2011

| December 21, 2011 11:00 PM

File No.: 119700 / Customer Ref No. CSC Account No 31741117 NOTICE OF TRUSTEE'S SALE \u2020 \u2020 \u2020 \u2020On March 29, 2012 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 3 in Block 2 of Alan Park East, according to the official plat thereof, filed in Book G of Plats at Page(s) 475, official records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1130 North Townsend Loop, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Brandi Reasor a single person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service, or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded July 14, 2004 as Instrument No. 1888141, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $93,500.00 together with interest thereon at the rate of 5.8750% per annum, as evidenced in Promissory Note dated July 7, 2004. \u2020Payments are in default for the months of June 2011 through and including November 2011 in the amount of $473.27 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $96,514.04 in Principal; Interest is $2,858.40, subsidy granted is $16,660.24 and fees currently assessed are $55.88 computed through November 7, 2011 with interest accruing thereafter at the daily rate of $15.5348. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $113,174.28, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 25, 2011 Alliance Title & Escrow Corp. By:Melissa Ambriz, Trust Officer Phone: 208-947-1554 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4260 December 1, 8, 15, 22, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 0074778531 T.S. No-: 11-03988-6 On April 3, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA3, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4, BLOCK 3, SHADOW WOOD ESTATES 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "J" OF PLATS AT PAGE 171, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1007 E. SHADOW WOOD LANE , COEUR D' ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BENJAMIN J. NORWOOD, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of April 20, 2007, and recorded April 25, 2007, as Instrument No. 2095923000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA3, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 20, 2007 are: Failed to pay the monthly payments of $1,304.54 due from July 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $171,312.28, plus accrued interest at the rate of 6.37500% per annum from June 1, 2011. All delinquent amounts are now due. together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and thai the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.Dated: December 1, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4149663 Legal 4323 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/03/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 09/13/2006 as Instrument Number 2055294000, and executed by RAUL R YBARRA AND KRISTIN M YBARRA, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK 1, HOLIDAY RANCH ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 65, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2965 WEST SUMMER AVE, Athol, ID 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 02/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 10.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $167,938.27, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/28/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138214 FEI # 1006.148283 Legal 4353 December 15, 22, 29, 2011 January 5, 2012

NOTICE IS HEREBY GIVEN, pursuant to Idaho Code 45-805 that on the 29th day of December, 2011, at the hour of 10:00 A.M. at A Better Storage Solution LLC located at , 995 N. Boulder Ct., Post Falls, Idaho, a public auction shall be held for the purpose of selling any and all personal property located within: Unit # 417; Mike Yankey. 3699 W Elk Dr, Post Falls, ID. 83706. Misc. Household Goods. Unit # 422; Jim Rouse . Post Falls, ID 83854. Misc. Household Goods. Unit #564; Elijah Hankins, Post Falls, ID 83854. Snow Blower, Golf Clubs. Unit #681; Tracy Workman, 3335 W. Box Canyon Dr., Post Falls,ID. 83854. Pedestal Sink, double sink counter top and sinks. To satisfy liens against these units and in favor of A BETTER STORAGE SOLUTION LLC, on said personal property as authorized by Idaho Code 45-805. NOTICE IS FURTHER GIVEN that said lien is for unpaid rents, late fees, together with cost and fees for lien. The proceeds of the sale shall be applied to the discharge of said sale. Units will be sold separately, on the same day of Dec. 29, 2011. A Better Storage Solution LLC Dated this Day of Dec. 12. Legal 4351 December 15, 22, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814, on 04/03/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/27/2007 as Instrument Number 2113109000, and executed by O EDGAR ROUHE, GLORIA J ROUHE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: UNIT 102, COURTYARD HOMES, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 360 THROUGH 360G, RECORDS OF KOOTENAI COUNTY, IDAHO. TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS ESTABLISHED BY THE CONDOMINIUM DECLARATION RECORDED AUGUST 18, 2006 AS INSTRUMENT NO. 2050547000, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2056 BELLERIVE LN UNIT 102, Coeur d' Alene, ID, 83814-5597 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $476,528.61, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/28/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0138210 FEI # 1006.148282 Legal 4354 December 15, 22, 29, 2011 January 5, 2012

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/03/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/19/2006 as Instrument Number 2008424, and executed by GREGORY K STOCKING, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: A portion of the East Half of the Southeast Quarter of the Northeast Quarter of Section 35, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: COMMENCING at the Quarter corner between Sections 35 and 36, Township 50 North, Range 5 West, Boise Meridian; thence North along the East line of said Section 35, 830.16 feet to an iron pin on the North line of the existing Cougar Gulch Road, said point being the POINT OF BEGINNING for this description; thence Along said North line of Cougar Gulch Road as follows: South 78 degrees 28'00" West, 332.74 feet to an iron pin; thence South 71 degrees 34'48" West, 61.17 feet to an iron pin; thence North 0 degrees 01'31" East, 308.75 feet to an iron pin; thence North 89 degrees 52'30" West, 277.26 feet to an iron pin on the West line of said East Half of the Southeast Quarter of the Northeast Quarter of Section 35; thence North 0 degrees 01'31" East along the West line of said East Half of the Southeast Quarter of the Northeast Quarter of Section 35, 257.37 feet to an iron pin which is the Northwest corner of said East Half of the Southeast Quarter of the Northeast Quarter; thence South 89 degrees 52'30" East along the North line of said East Half of the Southeast Quarter of the Northeast Quarter, 661.05 feet to an iron pin on the East line of Section 35; thence South along the East line of said Section 35, 478.88 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11391 W COUGAR GULCH RD, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 10/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 4.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $328,611.53, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/28/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0140278 FEI # 1006.148284 Legal 4355 December 15, 22, 29, 2011 January 5, 2012

NOTICE OF AUCTION OR SALE An auction or sale shall be held for the purpose of selling any and all personal property located within unit #252 NOTICE IS HEREBY GIVEN: pursuant to Idaho Code 55-2306, that on the 6th day of January 2012 at the hour of 11:00 a.m. at City Mini Storage located at 3735 Fruitland lane, Coeur d'Alene Id 83815 against Billy Tankovich 1037 N 23rd St., Coeur d'Alene, ID 83814 and in favor of City Mini Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815 upon said personal property as authorized by Idaho Code 55-2306. NOTICE IS FURTHER GIVEN that said lien is in and for the sum of $390.00 for unit #252 as for unpaid rent, late charges and lien charges, together with cost of sale of said properties. Said properties will be sold at public auction or sale on Friday the 6th day of January, 2012 at the hour of 11:00 a.m. as heretofore set forth, and the proceeds of the sale of said properties shall be applied to the discharge of any prior protected interests, the sale authorized by Section 55-2306 of the Idaho Code. Any remaining funds shall be paid to the owners of said properties, the same being against Billy Tankovich 1037 N 23rd St., Coeur d'Alene, ID 83814 and in favor of City Mini Storage, 3735 Fruitland Lane, Coeur d'Alene ID 83815. The items being auctioned or sold include, but are not limited to personal items and much more. Dated this 13th day of December 2011. City Mini Storage By Bill Bryant Legal 4359 December 15, 22, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV 11-9571 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF VELMA MAXINE MILLER, Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 28th day of November, 2011. HARRY R. MILLER Personal Representative ADDRESS: 6531 South Trailway Circle Parker, CO 80134 TELEPHONE: 303-840-9606 DALE E. MILLER Personal Representative ADDRESS: 2555 West Hwy 53 Rathdrum, ID 83858 TELEPHONE: 208-819-1160 Legal 4360 December 15, 22, 29, 2011

SUMMONS Case No. CV-11-397 IN THE DISTRICT COURT OF THE DIVDIST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BOUNDARY IN THE INTEREST OF: KELSI LYNN SCARLETT CHLOE ELIZABETH SCARLETT Children Under Eighteen Years of Age NOTICE YOU HAVE BEEN SUED BY THE ABOVE NAMED PETITIONER. THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. TO: PATRICK SHERIDAN RANDLEAS-MAYER You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you. If you fail to so respond the court may enter judgment against you as demanded by the Petitioner in the Complaint. Served with this Summons is/are copy/copies of the Complaint. You have the right to counsel, if you cannot afford counsel one will be provided for you at public expense. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to Petitioner or Petitioner's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above named court. DATED this 21st day of October, 2011. GLENDA POSTON CLERK OF THE DISTRICT COURT By: /s/ Deputy Clerk Legal 4358 December 15, 22, 29, 2011 January 5, 2012

NOTICE OF TRUSTEE'S SALE On April 3, 2012, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 9, Bock 3, of COEUR D'ALENE PLACE FIFTEENTH ADDITION, according to the plat thereof, recorded in Book "J" of Plats, pages 295, et. seq., records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2688 W. Dumont Drive, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Samuel T. Dribben, Melanie Anne Dribben, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 5, 2007, as Instrument No. 2134581000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded October 15, 2010, as Instrument No. 2286178000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,955.60 for the months of August 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $268,511.30 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from July 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of November, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4267 December 1, 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 04/09/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/12/2005 as Instrument Number 1963880, and executed by VICTOR VALLE, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 22, BLOCK 5, THE LANDINGS AT WATERFORD FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 78 ET SEQ, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3730 WEST MANNING LOOP, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $138,769.65, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/02/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0141267 FEI # 1006.148676 Legal 4394 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE TS No. 10 -0025869 Title Order No. 100112222IDGNO Parcel No. P24680010150 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/17/2006 as Instrument No. 2050301000, and executed by ROGER PAUL ARGO AND LISA MARIE ARGO, HUSBAND AND WIFE as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 15, BLOCK 1, FIELDSTONE AT PRAIRIE FALLS FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 235, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1996 BOBWHITE STREET, POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $273,253.73, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/15/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee ASAP# 4158518 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE TS No. 09-0031115 Title Order No. 090177424IDGNO Parcel No. 0682000A0070 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/18/2005 as Instrument No. 1965301, and executed by L STEPHEN RIDENOUR AND VICKEY J RIDENOUR, HUSBAND AND WIFE as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 7, BLOCK A, RODKEY SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "D" OF PLATS AT PAGE 96, RECORDS OF KOOTENAI COUNTY, ID. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1918 E RODKEY DR, POST FALLS, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $533,355.67, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/14/2011 RECONTRUST COMPANY, N.A. Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 Successor Trustee ASAP# 4157052 12/22/2011, 12/29/2011, 01/05/2012 Legal 4396 December 22, 29, 2011 January 5, 2012

NOTICE OF TRUSTEE'S SALE TS No. 09 -0160879 Title Order No. 090757772IDGNO Parcel No. RJ3830080090 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/02/2007 as Instrument No. 2086002000, and executed by AARON M STOVERN, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: Unit 9 in Lot 8, Block 1, BOEKEL RANCH TOWNHOUSE CONDOMINIUMS, according to the plat recorded in Book "J" of Plats, Page 383, records of Kootenai County, Idaho. TOGETHER WITH an undivided 8.31% interest in the Common Areas as set forth in the Declaration Submitting Boekel Ranch Townhouse Condominiums to Condominium Ownership recorded September 29, 2006 us Instrument No. 2058615000. ALSO TOGETHER WITH such interest in and to the Limited Common Areas as set forth in said Declaration recorded September 29, 2006 as Instrument No. 2058615000. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 14941 N NIXON LOOP, AKA 14949 N. NIXON LOOP, RATHDRUM, ID 83858-8319 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.625% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $124,405.30, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/15/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee ASAP# FNMA4158526 Legal 4397 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE TS No. 09 -0176673 Title Order No. 090837965IDGNO Parcel No. 48N04W067350 The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/23/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/28/2008 as Instrument No. 2151404000, and executed by BRIAN D BACON SR, AND W ELAINE BACON, HUSBAND AND WIFE as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: PARCEL I All that portion of the West 3/8th of the Southeast Quarter of the Northeast Quarter and that portion of the Southwest Quarter of the Northeast Quarter of Section 6, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, which lies southeasterly of the County Road as the same existed on April 16, 1953. PARCEL 2 A part of the Northeast Quarter of the Southeast Quarter and the Northwest Quarter of the Southeast Quarter, Section 6, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, more particularly described as follows: BEGINNING at the Northwest corner of said Northeast Quarter of the Southeast Quarter of (CE 1/16 corner) monumented with an iron rod, 24 inches long. 5/8 inch diameter, with a plastic cap marked LS 832; thence, North 89?56'14" East, 19.85 feet along the North boundary of said Northeast Quarter of the Southeast Quarter of; thence, South 0?03'46" East, 11.47 feet; thence, South 51?17'00" West, 25.41 feet along the existing fence line to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS 832; thence, South 78?36,50" West, 68.97 feet along the existing fence line to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS 832; thence, South 89?54'21" West, 278.92 feet along the existing fence line to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS832; thence, North 0?03'51" West, 41.03 feet to an iron rod, 24 inches long, 1/2 inch diameter, with a plastic cap marked LS832; thence, North 89?56'14" East, 346.54 feet along the North boundary of said Northwest Quarter of the Southeast Quarter to the POINT OF BEGINNING The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8594 W HAMAKER RD, COEUR D ALENE, ID 83814-8287 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 5.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $349,339.37, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 12/14/2011 RECONTRUST COMPANY, N.A. Successor Trustee Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 ASAP# FNMA4157139 Legal 4398 December 22, 29, 2011 January 5, 12, 2012

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-BVS-11010420 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 20, 2012, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW, 1270 NORTHWOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: Lot 1, Block 1, AVE'S ADDITION in Avondale, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 154. AND That part of the South. Half of Tract 76, AVGNDALE, Kootenai County, State of Idaho, according to the plat recorded in Book "B" of Plats at Page 132, described as follows: COMMENCING at a point where the North line of the South Half of Tract 76, AVON!)ALE, intersects the West line of the U.S. Highway No. 95; thence South along the West Hue of U.S. Highway No, 95, a distance of 75 feet; thence West, parallel with the North line of said tract, a distance of 120 feet; thence North 75 feet to the North line of said South Half of Tract 76; thence East, 120 feet to the PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 9873 N. GOVERNMENT WAY, HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOSEPHINE MARSTON, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of INTER BAY FUNDING, LLC, as Beneficiary, dated 7/15/2004, recorded 7/19/2004, under Instrument No. 1889061, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by BAYVIEW LOAN SERVICING, LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 7/15/2004, THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE 07/01/2011 TOGETHER WITH ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, LATE CHARGES AND FORECLOSURE FEES AND EXPENSES. ANY ADVANCES WHICH MAY HEREAFTER BE MADE; ALL OBLIGATIONS AND INDEBTEDNESSES AS THEY BECOME DUE AND ' CHARGES PURSUANT TO SAID NOTE AND DEED OF TRUST, THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER THE UNIFORM COMMERICAL CODE, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST. Amount due as of December 14, 2011 Delinquent Payments from July 01, 2011 6 payments at $1,976.24 each $11,857.44 (07-01-11 through 12-14-11) Late Charges: $493.24 TOTAL: $12,350.68 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $239,206.60, together with interest thereon at 5.500% per annum from 6/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 12/14/2011. Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hilld, CA 91367 Phone: (877) 237-7878ASAP# 4158363 Legal 4399 December 22, 29, 2011 January 5, 12, 2011

Notice of Grant Request Proposal USDA ? Forest Service Idaho Panhandle National Forests The Idaho Panhandle National Forest is in the process of applying for grant funds through the Idaho Department of Parks and Recreation Grants Program. The proposed project activities are located on the Bonners Ferry Ranger District. Recreational Trails Grant Program: 1) Reroute and reconstruct 4 miles of Kelly Pass trail #155. 2) Rehabilitate 12 miles of the Smith Creek ? Red Top trails #21 and #102. 3) Finish trail construction and construct a viewing area for Myrtle Falls trail #195. Motorbike Recreation Account: 1) Reconstruct 4 miles of the Rutledge Creek Trail #152. For further information or to comment contact Patricia Hart, Bonners Ferry Ranger District 6286 Main Street Bonners Ferry, ID, 83805 (208)267-5561 Legal 4400 December 22, 2011

NOTICE OF TRUSTEE'S SALE On April 19, 2012, at the hour of 1:00 o'clock PM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 1, Spirit Lake Village 2nd Addition, according to the Plat recorded in Book "I" of Plats, Page 135, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 31881 Middle Ave., Spirit Lake, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Travis Gallimore & Tiffany M. Gallimore, husband and wfie, as Grantor(s) with Mortgage Electronic Registration Systems, Inc., solely as nominee for First Horizon Home Loan Corporation as the Beneficiary, under the Deed of Trust recorded January 16, 2007, as Instrument No. 2077799000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Midfirst Bank, recorded December 7, 2011, as Instrument No. 2337861000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,313.14 for the months of June 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $182,666.25 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.50% from May 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 15th day of December, 2011. __________________________ Tammie Harris Trust Officer for Just Law, Inc. Legal 4401 December 22, 29, 2011 January 5, 12, 2012

Loan No. xxxxxx9476 T.S. No. 1326421-09 Parcel No. r20500040040 NOTICE OF TRUSTEE'S SALE On October 05, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 4, block 4, derrfield subdivision, according to the plat recorded in book "g" of plats, pages 376, 376a and 376b, records of Kootenai county, idaho. Commonly known as 6972 W Legacy Drive Rathdrum Id 83858. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Robert E Christiansen An Unmarried Man as Grantor, to Pioneer Title Company Of Kootnai County, as Trustee, for the benefit and security of National City Mortgage A Division of National City Bank Of Indiana as Beneficiary, recorded July 14, 2005, as Instrument No. 1964618, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due february 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $152,441.18, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 FORMTEXT ????? (888)342-2510 Dated: June 03, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-399378 Legal 4402 December 22, 29, 2011 January 5, 2012

NOTICE OF PUBLIC HEARING OF ANNEXATION OF PROPERTY INTO NORTH KOOTENAI WATER DISTRICT Kootenai County, Idaho KOOTENAI PROPERTIES ANNEXATION SONJIA MACDONALD ANNEXATION ROY W. AND LEOLA E. HALL ANNEXATION The Board of Directors (the "Board") of the North Kootenai Water District (the "District") will be holding a public hearing on the annexation of property into the District. The public hearing will be held as follows: Day: Thursday Date: January 5, 2012 Time: 12:30 p.m. Location: 1841 West Hayden Avenue, Hayden, Idaho The annexation hearing is based upon petitions filed by the following parties for the properties identified in such petition: Kootenai Properties (Parcel No. 52N03W-08-2600); Sonjia MacDonald (Parcel No. 52N03W-18-3250); and Roy W. and Leola E. Hall (Parcel No. 012980010040). A copy of the petitions and additional descriptions of the areas covered by the petitions can be obtained from the District by sending a request to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 All persons interested in appearing at the time and place of the hearing may show cause in writing why any of the petitions for annexation should not be granted. The Board shall consider, at the hearing, any objection presented in writing. The failure of any person to show cause in writing shall be deemed as an assent to include their property within the boundaries of the District. Anyone wishing to provide written comments and who is unable to attend the hearing may provide them in advance of the hearing by sending them, first class mail, postage pre-paid, to: North Kootenai Water District P.O. Box 2290 Hayden, Idaho 83835 Failure to have your written comments to the Board in advance of the public hearing means they will not be considered by the Board at the public hearing. DATED the 1st and 15th days of December, 2011. NORTH KOOTENAI WATER DISTRICT, Kootenai County, Idaho Legal 4405 December 22, 29, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011259 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on March 30, 2012, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW. 1270 NORTH WOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in (awful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 27, BLOCK 2, STRAWBERRY FIELDS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3087 N. BLUEBERRY CIRCLE, HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES W. BOWERS AND CINDY N. BOWERS, HUSBAND AND WIFE, as Grantor, to RINGERT CLARK CHARTERED-JEFFREY R. CHRISTENSON, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 8/4/2008, recorded 8/8/2008, under Instrument No. 2172814000, Mortgage records of KOOTENAI County. IDAHO, the beneficial interest in which is presently held by U.S BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506{4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/4/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 4/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 22, 2011 Delinquent Payments from April 01, 2011 8 payments at $1,205.12 each $9,640.96 (04-01-11 through 11-22-11) Late Charges: $275.45 TOTAL: $9,916.41 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $169,201.62, together with interest thereon at 6.500% per annum from 3/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 11/22/2011 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: - c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4144226 Legal 4306 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/26/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/18/2005 as Instrument Number 1996252, and executed by JEFFREY E SMITH AND RAE A SMITH, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE WEST HALF OF LOT 9, BLOCK 4, OF ALPINE MEADOWS, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK E OF PLATS, PAGE 106, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2661 EAST GRAND TOUR DRIVE, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $217,350.80, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0063569 FEI # 1006.147559 Legal 4307 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 1st day of February, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 17, BLOCK 2, ACCORDING TO THE REPLAT OF BLOCKS THREE AND FOUR AND VACATED STREETS OF RIVERVIEW ADDITION, RECORDED IN BOOK "F" OF PLATS, PAGES 386 AND 386A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1808 E. 1st Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RAYMOND L. CAMPBELL and NICOLE J. CAMPBELL, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 22, 2007, as Instrument No. 2106771000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 28, 2007, as Instrument No. 2124121000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 21, 2007, in the amount of $289.00 each, for the months of April through September, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.70% per annum from March 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $26,789.08, plus accrued interest at the rate of 5.70% per annum from March 1, 2011. DATED This 3rd day of October, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3987 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE On April 10, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 1, Prairie Falls 5th Addition, according to the plat recorded in Book "I" of Plats, Page 101 and 101A, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 700 N. Divot Ave., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Danielle Cartwright, a single person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded February 9, 2009, as Instrument No. 2195758000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded December 1, 2011, as Instrument No. 2336921000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,404.18 for the months of March 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $205,499.51 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.250% from February 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 5th day of December, 2011. __________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4317 December 8, 15, 22, 29, 2011

NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) Case No. CV-11-8566 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In re The Estate of Janet Fanning NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the Estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 21 day of November, 2011. John J. Fanning, III c/o M. Gregory Embrey WITHERSPOON KELLEY 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 (208)667-4000 Legal 4319 December 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0114292808 T.S. No.: 11-01096-6 On April 3, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, alt payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The North Half of Tract 187, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED TRACTS, according to the plat in the office of the County Recorder in Book "B of Plats, Page 151, records of Kootenai County, Idaho. ALSO the North Half of the 40 foot vacated street adjoining Tract 187 on the West, more particularly describe as follows: BEGINNING at the Northwest comer of said Tract 187; thence West along the extended North line of Tract 187, a distance of 40 feet to a point on the North-South centerline of Section 25, Township 51 North, Range 4 West, Boise Meridian; thence South 122.6 feet to a point; thence East 40 feet to a point on the West boundary of Tract 187; thence North along the West line 122.6 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7176 N. 4TH STREET, DALTON GARDENS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PAUL S. HERNANDEZ, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of November 19, 2009, and recorded November 23, 2009, as Instrument No. 2242203000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated November 19, 2009 are: Failed to pay the monthly payments of $1,002.85 due from November 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $151,468.18, plus accrued interest at the rate of 5.50000% per annum from October 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 1, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4149643 Legal 4322 December 8, 15, 22, 29, 2011