Legals December 19, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 20th day of March, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 14, BLOCK 7, DEERFIELD, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK G OF PLATS AT PAGE 376, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 6584 W. Kamloops Dr., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHARLES W. VALERIE, a Single Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of WELLS FARGO BANK, N.A., recorded July 9, 2007, as Instrument No. 2109355000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 9, 2007, as Instrument No. 2109356000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, July 5, 2007, in the amount of $938.00 each, for the months of June through October, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.26% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $118,332.53, plus accrued interest at the rate of 6.26% per annum from May 1, 2011. DATED This 18th day of November, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4224 November 28, 2011 December 5, 12, 19, 2011

Notice of Re-Scheduled Trustee's Sale Idaho Code 45-1506A Today's date: December 1, 2011 File No.: 7023.94421 Sale date and time (local time): January 17, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1816 North 7th Street Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Frank G. Lovasz, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: March 31, 2008 Recorder's instrument number: 2151570000 County: Kootenai Sum owing on the obligation: as of December 1, 2011: $166,899.91 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 5 and 6 excepting the South 37.5 feet in Block 51 of Simms Addition, according to the official plat thereof, filed in Book B of Plats at Page(s) 57 Official Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.94421) 1002.194022-FEI Legal 4336 December 12, 19, 26, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 30, 2011 File No.: 7021.10330 Sale date and time (local time): March 30, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 509 East Locust Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Greg P. Sofio, and Patricia A. Sofio, husband and wife Original trustee: Fidelity National Title Insurance Co Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, a Division of Treasury Bank, N.A. Recording date: 07/15/2005 Recorder's instrument number: 1964902 County: Kootenai Sum owing on the obligation: as of November 30, 2011: $132,508.84 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: That portion of the Southeast Quarter of the Northwest Quarter of Section 12, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Commencing at the intersection of the corner monument of 4th Street and Locust Avenue, in the City of Coeur d'Alene, Idaho; thence running 30 feet East; thence 30 feet North; thence East along the North side of Locust Avenue, 410 feet to the True Point of Beginning; thence running North 150 feet; thence East 68 feet; thence South 150 feet; thence West along the North line of Locust Avenue, 68 feet to the True Point of Beginning. Together with an easement for encroachment purposes as created by that certain Declaration of Easement recorded September 22, 1999 as Instrument No. 1607288 over and across the following property: The East 6 feet of the North 36 feet of the following described property: That portion of the Southeast Quarter of the Northwest Quarter of Section 12, Township 50 North, Range 4 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Commencing at the intersection of the corner monument of Fourth Street and Locust Avenue in the City of Coeur d'Alene, Idaho; thence running 30 feet East; thence 30 feet North; thence East along the North side of Locust Avenue, 360 feet, this being the True Point of Beginning; thence running North 150 feet; thence East 50 feet; thence South 150 feet; thence West 50 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.10330) 1002.205260-FEI Legal 4337 December 12, 19, 26, 2011 January 2, 2012

A vehicle LIEN SALE is being held at A & J Automotive and Towing, 7917 Main St., Rathdrum, ID ON: Dec. 26th, 2011 @10 a.m. For the following vehicles: MAKE: Chevy Cavalier VIN: 1G1JC1447R7337079 LIC: K451133 MAKE: SATURN VIN: 1G8ZK5274WZ227862 LIC: S59376 TOTAL VEHICLES: 2 Legal 4340 December 12, 19, 2011

NOTICE OF ORDINANCE ADOPTION The Board of Commissioners of Kootenai County, Idaho, hereby gives notice of the adoption of Kootenai County Ordinance No. 456. The full text of the ordinance addresses the following subject: AN ORDINANCE OF KOOTENAI COUNTY, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, RELATING TO MANUFACTURED HOMES, MOBILE HOMES AND MODULAR BUILDINGS; REPEALING TITLE 7, CHAPTER 3, KOOTENAI COUNTY CODE; PROVIDING FOR THE ENACTMENT OF A NEW CHAPTER TO BE DESIGNATED AS TITLE 7, CHAPTER 3, KOOTENAI COUNTY CODE AS FOLLOWS: SETTING FORTH AUTHORITY AND PURPOSE, PROVIDING FOR DEFINITIONS, PROVIDING THAT NOTICE MUST BE PROVIDED TO THE COUNTY ASSESSOR WHENEVER A MANUFACTURED HOME, MOBILE HOME OR MODULAR BUILDING ENTERS THE COUNTY OR IS TO BE MOVED WITHIN THE COUNTY AND WHENEVER A CHANGE IN OWNERSHIP OF A MANUFACTURED HOME, MOBILE HOME OR MODULAR BUILDING OCCURS, AND PROVIDING THAT A VIOLATION OF THIS CHAPTER IS A MISDEMEANOR; PROVIDING FOR SEVERABILITY; PROVIDING FOR NON-WAIVER OF ACTIONS REGARDING VIOLATIONS OCCURRING WHILE PRIOR ORDINANCES WERE IN EFFECT; AND PROVIDING AN EFFECTIVE DATE. The full text of Ordinance 456 is available at the Kootenai County Commissioners Office, 451 Government Way, Coeur d'Alene, Idaho 83814, weekdays, from 9 a.m. to 5 p.m. KOOTENAI COUNTY BOARD OF COMMISSIONERS W. Todd Tondee, Chairman ATTEST: CLIFFORD T. HAYES, CLERK By: Teri Johnston Deputy Clerk Legal 4369 December 19, 2011

NOTICE OF ORDINANCE ADOPTION The Board of Commissioners of Kootenai County, Idaho, hereby gives notice of the adoption of Kootenai County Ordinance No. 457. The full text of the ordinance addresses the following subject: AN ORDINANCE OF KOOTENAI COUNTY, IDAHO, A POLITICAL SUBDIVISION OF THE STATE OF IDAHO, RELATING TO THE SCHEDULE FOR REGULAR MEETINGS OF THE KOOTENAI COUNTY BOARD OF COMMISSIONERS; SETTING FORTH THE PURPOSE OF THIS ORDINANCE AND CITING AUTHORITY FOR THE ENACTMENT OF THE FOLLOWING ORDINANCE; ESTABLISHING A REGULAR MEETING SCHEDULE FOR THE KOOTENAI COUNTY BOARD OF COMMISSIONERS; PROVIDING THE ABILITY TO SCHEDULE AND HOLD SPECIAL AND EMERGENCY MEETINGS; PROVIDING FOR REPEAL OF CONFLICTING ORDINANCES; PROVIDING FOR SEVERABILITY; AND PROVIDING AN EFFECTIVE DATE. The full text of Ordinance 457 is available at the Kootenai County Commissioners Office, 451 Government Way, Coeur d'Alene, Idaho 83814, weekdays, from 9 a.m. to 5 p.m. KOOTENAI COUNTY BOARD OF COMMISSIONERS W. Todd Tondee, Chairman ATTEST: CLIFFORD T. HAYES, CLERK By: Teri Johnston Deputy Clerk Legal 4370 December 19, 2011

LEGAL NOTICE OF DECISION NORTH ZONE TIMBER STAND IMPROVEMENT PROJECT Bonners Ferry District Ranger Linda McFaddan has signed the Decision Memo (DM) for the North Zone Timber Stand Improvement Categorical Exclusion (CE). The decision is to implement pre-commercial thinning of trees on approximately 3,109 acres of National Forest System lands on various locations throughout the North Zone of the Idaho Panhandle National Forests. The North Zone consists of the Bonners Ferry, Priest Lake and Sandpoint Ranger Districts. The signed CE, maps, and other supporting documents, can be found on the Idaho Panhandle National Forests (IPNF) public website at: http://fs.usda/gov/goto/ipnf/projects. The decision is to proceed with the thinning of juvenile sapling and pole-sized stands of trees. These stands were established through natural and artificial reforestation following timber harvests that occurred approximately 15 to 20 years ago. Thinning consists of cutting the excess trees that are crowding the preferred species. The treatment is designed to increase the overall health and vigor of the stands. This action is categorically excluded from documentation in an environmental impact statement or environmental assessment as it falls within Category 6 of Section 31.2 of the USDA Policies and Procedures Handbook (Forest Service Handbook) 1909.15. This decision is subject to appeal pursuant to 36 CFR 215, as clarified in the court order dated October 19, 2005 by the U.S. District Court for the Eastern District of California in Case No. CIV F-03-6386JKS. A written appeal must be submitted within 45 days following the publication date of this legal notice of the decision. It is the responsibility of the appellant to ensure their appeal is received in a timely manner. The publication date of the legal notice of the decision in the newspaper of record is the exclusive means for calculating the time to file an appeal. Appellants should not rely on date or timeframe information provided by any other source. Paper appeals must be submitted to: USDA Forest Service, Northern Region ATTN: Appeal Deciding Officer P.O. Box 7669 Missoula, MT 59807 Or USDA Forest Service, Northern Region ATTN: Appeal Deciding Officer 200 East Broadway Missoula, MT 59802 Office hours: 7:30 a.m. to 4:00 p.m. Electronic appeals must be submitted to: appeals-northern-regional-office@fs.fed.us Faxed appeals must be submitted to: Fax: (406) 329-3411 In electronic appeals, the subject line should contain the name of the project being appealed. An automated response will confirm your electronic appeal has been received. Electronic appeals must be submitted in MS Word, Word Perfect, or Rich Text Format (RTF). It is the appellant's responsibility to provide sufficient project- or activity-specific evidence and rationale, focusing on the decision, to show why the decision should be reversed. The appeal must be filed with the Appeal Deciding Officer in writing. At a minimum, the appeal must meet the content requirements of 36 CFR 215.14, and include the following information: \u2022 The appellant's name and address, with a telephone number, if available; \u2022 A signature, or other verification of authorship upon request (a scanned signature for electronic mail may be filed with the appeal); \u2022 When multiple names are listed on an appeal, identification of the lead appellant and verification of the identity of the lead appellant upon request; \u2022 The name of the project or activity for which the decision was made, the name and title of the Responsible Official, and the date of the decision; \u2022 The regulation under which the appeal is being filed, when there is an option to appeal under either 36 CFR 215 or 36 CFR 251, subpart C; \u2022 Any specific change(s) in the decision that the appellant seeks and rationale for those changes; \u2022 Any portion(s) of the decision with which the appellant disagrees, and explanation for the disagreement; \u2022 Why the appellant believes the Responsible Official's decision failed to consider the comments; and \u2022 How the appellant believes the decision specifically violates law, regulation, or policy. If an appeal is received on this project there may be informal resolution meetings and/or conference calls between the Responsible Official and the appellant. These discussions would take place within 15 days after the closing date for filing an appeal. All such meetings are open to the public. If you are interested in attending any informal resolution discussions, please contact the Responsible Official, Linda McFaddan, or monitor the following website for postings about current appeals in the Northern Region of the Forest Service: http://www.fs.usda.gov/goto/r1/appeal-meetings. Legal 4371 December 19, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: December 9, 2011 File No.: 7042.22515 Sale date and time (local time): April 9, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6097 South Greensferry Road Coeur d'Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: John E. Maciosek and Dawn A. Maciosek, husband and wife, who acquired title as Dawn A. Maciosek and John E. Maciosek, wife and husband Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Inland Northwest Bank Recording date: 10/18/2005 Recorder's instrument number: 1988975 and Re-Recorded December 27, 2005 as Instrument No. 2004145 County: Kootenai Sum owing on the obligation: as of December 9, 2011: $158,538.05 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of land in the Northwest Quarter of Section 25, Township 50 North, Range 5 West of the Boise Meridian, Kootenai County, Idaho, more specifically described as follows: Commencing at the North Quarter corner of said Section 25; thence South 02 degrees 10' 22" West, 776.98 feet to a point on the Southerly right of way line of a County Road known as the Greensferry Road; thence North 62 degrees 33' 38" West, 123.96 feet along the Southerly right of way line of said Greensferry Road to the True Point of Beginning; thence Due West, 346.71 feet; thence South 02 degrees 37' 49" West, 84.33 feet; thence South 06 degrees 32' 04" East, 74.51 feet; thence North 79 degrees 27' 16" East, 186.27 feet; thence North 68 degrees 41' 13" East, 74.70 feet; thence North 42 degrees 39' 11" East, 131.93 feet to the True Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.22515) 1002.205795-FEI Legal 4372 December 19, 26, 2011 January 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On FRIDAY, APRIL 13, 2012, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: Unit 14, Building A, PHEASANT RUN CONDOMINIUMS, according to the plat recorded in Book "J" of Plats at Page 241, records of Kootenai County, State of Idaho, TOGETHER WITH an undivided interest in the common area as set forth in Covenants, Conditions, and Restrictions, recorded August 30, 2005 as Instrument No. 1976070, and Covenants, Conditions and Restrictions recorded November 2, 2005 as Instrument No. 1992972. The address of the subject property is described as follows: 6630 N. Spurwing Loop, #305, Coeur d'Alene, Idaho 83815 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $140,550.00, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof. Dated: December 12, 2005 Grantor: Jessica L. Yingling, an unmarried person Trustee: North Idaho Title Beneficiary: Mountain West Bank Recorded: December 14, 2005 Instrument No.: 2001569 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligor to pay monthly payments since July, 2011. As of September 6, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $138,866.36, plus accrued interest and late charges in the amount of $1,006.97. Additional interest accrues at the rate of 3.875% per annum or $14.88633 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: December 12, 2011. ____________________________JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 4379 December 19, 26, 2011 January 2, 9, 2012

SUMMONS FOR SERVICE BY PUBLICATION Case No. CV-11-2299 IN THE DISTRICT COURT OF THE SEVENTH JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BINGHAM MAGISTRATE DIVISION AMERICAN FAMILY INSURANCE Plaintiff, vs. JASON A. MORAN, an individual, and SARAH M. BARNHART, an individual, Defendants. TO: SARAH M. BARNHART You have been sued by American Family Insurance, the Plaintiff, in the District Court in and for Bingham County, Idaho, Case No. CV-11-2299. The nature of the claim against you is an automobile accident. Any time after 20 days following the last Publication of this Summons, the court may enter a Judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at the Bingham County Courthouse, 501 N. Maple, Blackfoot, Idaho, (208)785-8040, and served a copy of your response on the Plaintiff's Attorney at Blaser, Sorensen & Oleson, P.O. Box 1047, Blackfoot, Idaho, (208)785-4700. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the Attorney for Plaintiff. If you wish legal assistance, you should immediately retain an Attorney to advise you in this matter. DATED this 9th day of December, 2011. SARA J. STAUB CLERK OF THE DISTRICT COURT By: Wyoma Tendoy Deputy Legal 4384 December 19, 26, 2011 January 2, 9, 2012

NOTICE OF TRUSTEE'S SALE On Tuesday, the 13th day of March, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 41 AND 42, BLOCK 5, DAVIS PARK, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "C" OF PLATS AT PAGE 74, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3264 N. 11th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JOY R. JENNINGS, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded January 31, 2007, as Instrument No. 2080787000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on March 8, 2007, as Instrument No. 2087021000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, January 30, 2007, in the amount of $1,111.00 each, for the months of June through October, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.09% per annum from May 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $153,742.72, plus accrued interest at the rate of 6.09% per annum from May 1, 2011. DATED This 11th day of November, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4225 November 28, 2011 December 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 14th day of March, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 39, BLOCK 2, PRINCETOWN AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "K" OF PLATS AT PAGES 182 THROUGH 182D, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 7838 N. Mather Ct., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WILLIAM MARK SHELDON, JR. a Married Person, as his sole and separate property, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 13, 2009, as Instrument No. 2200940000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 8, 2009, as Instrument No. 2215569000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, March 12, 2009, in the amount of $1,077.00 each, for the months of May through October, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 4.98% per annum from April 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $171,746.44, plus accrued interest at the rate of 4.98% per annum from April 1, 2011. DATED This 14th day of November, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 4226 November 28, 2011 December 5, 12, 19, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: November 18, 2011 File No.: 7069.25746 Sale date and time (local time): March 19, 2012 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3213 North 13th Street Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mark L. Dawson and Ona M. Dawson, husband and wife Original trustee: Stewart Title Guaranty Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fremont Investment & Loan Recording date: 11/13/2006 Recorder's instrument number: 2066340000 County: Kootenai Sum owing on the obligation: as of November 18, 2011: $158,079.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The South 20 feet of Lot 20 and all of Lot 21, and the North 15 feet of Lot 22, Block 4, of Davis Park, according to the plat thereof, recorded in Book C of Plats, Page 74, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7069.25746) 1002.204836-FEI Legal 4228 November 28, 2011 December 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0054835 Title Order No. NWT004071 Parcel No. C5085003002A The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 03/30/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/28/2006 as Instrument Number 2028367000, and executed by ROBERT J OBEID, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: LOT 2, BLOCK 3, KAESMEYER ADDITION TO THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO, ACCORDING TO THE RECORDED PLAT BOOK "B" OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 306 S 17TH ST, COEUR D ALENE, ID 83814-5213 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 01/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 2.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $165,492.02, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee ASAP# 4138176 Legal 4229 November 28, 2011 December 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-OC-113326/114980 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on March 7, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: THE NORTH 65 FEET OF THE WEST HALF OF LOT 2, BLOCK 5, REID'S ADDITITION, ACCORDING TO THE PLAT RECORDED IN BOOK A OF PLATS, PAGE 141, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1004 NORTH 7TH STREET , COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LORI R. GESSNER AND JOHN F. GESSNER, WIFE AND HUSBAND, as Grantor, to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR EQUIFIRST CORPORATION, as Beneficiary, dated 2/16/2007, recorded 2/23/2007, under Instrument No. 2084715000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by SABR MORTGAGE LOAN 2008-1 REO SUBSIDIARY-1 LLC. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4){A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/16/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 7/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 1, 2011 Delinquent Payments from July 01, 2011 5 payments at $ 1,276.84 each $ 6,384.20 (07-01-11 through 11-01-11) Late Charges: $ 210.60 Beneficiary Advances: $ 951.56 Suspense Credit: $ 0.00 TOTAL: $ 7,546.36 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $143,385.33, together with interest thereon at 7.540% per annum from 6/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/1/2011. ALLIANCE TITLE & ESCROW CORP. Trustee By Melissa Ambriz Asst. Secretary c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4131988 Legal 4230 November 28, 2011 December 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE On the 14th day of March, 2011, at the hour of 10:00 A.M. (Pacific Standard Time), in the lobby at the Law Offices of Brown, Justh & Romero, PLLC, located at 627 Government Way, Coeur d'Alene, County of Kootenai, State of Idaho, ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in the lawful property, situated in the County of Kootenai, State of Idaho, to wit: LOT 12 AND 13, BLOCK 30, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description OF THE ABOVE REFERENCED REAL PROPERTY, BUT FOR PURPOSES OF Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 6249 W. Maine St., Spirit Lake, Idaho 83869, County of Kootenai, State of Idaho, is sometimes associated with said real property. Information concerning the location of said property may be obtained from the Successor Trustee at 627 Government Way, Coeur d'Alene, Idaho 83814, Phone (208)664-2191. Said sale will be made without covenant or warranty regarding title, possession or encumbrances or to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of or transfer in Trust executed by Selkirk Trading, LLC, a Washington Limited Liability Company, as Grantor/Trustor, to First American Title Company, as trustee and subsequently, by Appointment of Successor Trustee recorded on November 7, 2011 as Instrument No. 233411300 in the Public Records of Kootenai County, State of Idaho, to ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR as Successor Trustee, for the benefit and security of bankcda, dated June 23, 2003, recorded June 24, 2003 as Instrument No. 1809111 of Official Records, County of Kootenai, State of Idaho; as modified by Modification of Deed of Trust dated December 22, 2003 and recorded December 26, 2003 as Instrument No. 1850568 of Official Records of Kootenai County, State of Idaho; and further modified on May 21, 2004 and recorded on May 24, 2004 as Instrument No. 1877890 of Official Records of Kootenai County, State of Idaho; and Further that a Deed of Partial Reconveyance recorded March 17, 2010 as Instrument No. 2257573000, in the public records of Kootenai County, Idaho thereby reconveying to Grantors the title and interest as required under the Deed of or transfer in Trust the following property. LOT 11, BLOCK 30, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK B OF PLATS, PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. THE ABOVE TRUSTOR/GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note and Modified by a Notice of Final Terms Agreement dated September 27, 2010, the payment of principal and accrued interest due on November 6, 2011; the total Principal owing as of this date on the obligation secured by said Deed of Trust is $295,096.03 plus accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, title fees and any other amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: November 14, 2011 ROBERT R. ROMERO, JR. BROWN, JUSTH, & ROMERO, PLLC ATTORNEYS AT LAW SUCCESSOR TRUSTEE AND MEMBER OF THE IDAHO STATE BAR BY Robert R. Romero, Jr. Brown, Justh & Romero, PLLC, Attorneys at Law 627 Government Way Coeur d'Alene, ID 83814 Phone: (208)664-2191; Facsimile: (208)664-2193 STATE OF IDAHO ) :ss County of Kootenai ) On this 14th day of November, 2011, before me, a Notary Public in and for the State of Idaho, personally appeared Robert R. Romero, Jr., known or identified to me to be the person that executed this instrument, whose name is subscribed to the within instrument and acknowledged to me that he executed the same. IN WITNESS THEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. Debora Clark Notary Public for Idaho Residing at: Coeur d'Alene My Commission Expires: 7/8/2015 Legal 4240 November 28, 2011 December 5, 12, 19, 2011

187-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 22, 2012, in the Office of First American Title Company, Inc., located at, 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company, Inc. as Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: Lots 8, 9, 10 and 11, Block 16, Town of Harrison, according to the plat recorded in Book A of Plats, Page 29, records of Kootenai County, Idaho. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Tax Parcel No. Y3800016008A is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Patrick R Brooks and Edith M Brooks, husband and wife as Grantor(s), First American Title Company, Inc., as Trustee, for the benefit and security of, The Bissell Family Revocable Living Trust, dated June 29, 1999, as Beneficiary; said Deed of Trust was recorded August 24, 2004 as Kootenai County Recorder's Instrument No. 1896662. The default for which this sale is to be made is as follows:1) Failure to make the monthly payment of $180.45, plus a $3.00 monthly escrow fee for a total payment of $183.45 due for the 25th day of February, 2011 and a like sum of $183.45 due for the25th day of each and every month thereafter; 2) Failure to comply with Paragraph A.4 of said Deed of Trust to pay, at least ten days before delinquency all taxes and assessments affecting said property,when due on said property. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of October 19, 2011 there is due and owing on the loan an unpaid principal balance of $18,623.51, accrued interest in the amount of $801.83 for a total amount due of $19,425.34. Interest continues to accrue on the Note at the rate of 7.500% per annum with a per diem rate of $3.83 after October 19, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sellor cause said property to be sold to satisfy said obligation. DATED November 22, 2011 First American Title Company, Inc. /s/Dalia Martinez, Trust Officer Legal 4242 November 28, 2011 December 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0029067 Title Order No. 100127261IDGNO Parcel No. 04600000029B & 04600000029C The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/02/2012 at 11:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/06/2000 as Instrument No. 1651778, and executed by TERIANNE BRUBAKER, A SINGLE PERSON as Grantor(s), in favor of SECRETARY OF VETERANS' AFFAIRS, AN OFFICER OF THE UNITED STATES OF AMERICA, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE EAST HALF OF LOT 29 OF LAKE PARK ACREAGE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK C OF PLATS AT PAGE(S) 108 AND 109 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 755 W TWIN LAKES RD, AKA 9399 N. TWIN LAKES RD, RATHDRUM, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $48,002.71, plus interest, costs and expenses actually incurred in enforcing the obligations hereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/23/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. P.O BOX 10284 VAN NUYS, CA 91410-0284 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee ASAP# 4144058 Legal 4278 December 5, 12, 19, 27, 2011