Legals December 8, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/05/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 05/12/2005 as Instrument Number 1949403, and executed by GREGORY I HOWELL, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 5, BLOCK 3, MILES ADDITION TO HAYDEN, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 75, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 468 EAST IOWA AVENUE, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $160,980.73, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0146721 FEI # 1006.119609 Legal 4176 November 17, 24, 2011 December 1, 8, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/26/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/18/2005 as Instrument Number 1996252, and executed by JEFFREY E SMITH AND RAE A SMITH, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE WEST HALF OF LOT 9, BLOCK 4, OF ALPINE MEADOWS, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK E OF PLATS, PAGE 106, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2661 EAST GRAND TOUR DRIVE, Hayden, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 12/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $217,350.80, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0063569 FEI # 1006.147559 Legal 4307 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/26/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/31/2005 as Instrument Number 1992299, and executed by RAFAEL E. CANSINO, AN UNMARRIED PERSON, as Grantor(s), in favor of FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 11, BLOCK 1, EASTWOOD GLEN, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS, PAGES 58 AND 58A. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 209 SOUTH EASTWOOD STREET, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.500% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $122,773.74, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/16/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0057172 FEI # 1006.147557 Legal 4308 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE On Wednesday, the 1st day of February, 2012, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 17, BLOCK 2, ACCORDING TO THE REPLAT OF BLOCKS THREE AND FOUR AND VACATED STREETS OF RIVERVIEW ADDITION, RECORDED IN BOOK "F" OF PLATS, PAGES 386 AND 386A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1808 E. 1st Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RAYMOND L. CAMPBELL and NICOLE J. CAMPBELL, Husband and Wife, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 22, 2007, as Instrument No. 2106771000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 28, 2007, as Instrument No. 2124121000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, June 21, 2007, in the amount of $289.00 each, for the months of April through September, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.70% per annum from March 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $26,789.08, plus accrued interest at the rate of 5.70% per annum from March 1, 2011. DATED This 3rd day of October, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3987 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE'S SALE On April 10, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 1, Block 1, Prairie Falls 5th Addition, according to the plat recorded in Book "I" of Plats, Page 101 and 101A, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 700 N. Divot Ave., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Danielle Cartwright, a single person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded February 9, 2009, as Instrument No. 2195758000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded December 1, 2011, as Instrument No. 2336921000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,404.18 for the months of March 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $205,499.51 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.250% from February 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 5th day of December, 2011. __________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4317 December 8, 15, 22, 29, 2011

ADVERTISEMENT FOR QUALIFICATIONS REQUEST FOR QUALIFICATIONS The Kootenai County Board of County Commissioners is requesting qualifications for the purpose of selecting three (3) individuals with appropriate experience and expertise in the area of real and/or personal property appraisal to serve on a hearing panel to hear appeals to the Kootenai County Board of Equalization (BOE) from valuations of real and personal property performed by the Kootenai County Assessor. Bid packets can be picked up at the Board of County Commissioners Office located at 451 N. Government Way, P.O. Box 9000, Coeur d' Alene, ID 83816-9000. The selected respondent will enter into a contract with the County which will identify the terms of the contract, date of commencement and substantial completion date, contract sum, payments, insurance and other terms and conditions which might apply to this project. The Respondent and Respondent's subcontractors shall not discriminate against any employee or applicant for employment because of race, religion, color, sex, age or national origin. The Contractor shall take affirmative action to insure that applicants are employed, and that employees are treated during employment without regard to their race, religion, color, sex, age, or national origin. Such action shall include the following: employment, upgrading, demotion or transfer; recruitment or recruitment advertising; layoff or termination; rates of pay or other forms of compensation; and selection for training including apprenticeship. The Respondent agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the policies of non-discrimination. Sealed submittals are to be received by 2:00 p.m. January 4, 2012 at 451 N. Government Way, P.O. Box 9000, Coeur d' Alene, ID 83816-9000. All proposals shall be marked "Sealed Bid BOE RFQ." Submittals received after this date will be returned and shall not be considered. The Kootenai County Board of Commissioners reserves the right to reject any or all qualifications and to waive informalities. Dated this 5th day of December, 2011. KOOTENAI COUNTY BOARD OF COMMISSIONERS W. Todd Tondee, Chairman ATTEST: CLIFFORD T. HAYES By: Teri Johnston Deputy Clerk Legal 4318 December 8, 15, 2011

NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) Case No. CV-11-8566 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In re The Estate of Janet Fanning NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the Estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 21 day of November, 2011. John J. Fanning, III c/o M. Gregory Embrey WITHERSPOON KELLEY 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 (208)667-4000 Legal 4319 December 8, 15, 22, 2011

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that City of Coeur d'Alene of 710 E. Mullan Avenue - Coeur d'Alene, ID 83814 made application to repair flood control dike to bring into U.S. Army Corps of Engineers which includes woody vegetation removal and riprap along 1,220' of shoreline for erosion control near the waste water treatment facility on the Spokane River. Located on Spokane River adjacent to: Sections 14, Township 50 North , Range 4 West; B.M., in Kootenai County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 3258 W. Industrial Loop, Coeur d'Alene, ID 83815 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Jim Brady, Lands Resource Specialist, Senior - Minerals & Navigable Waters at the above address or by calling (208) 769-1577. /S/ MICHAEL R. DENNEY, Area Supervisor Idaho Department of Lands Legal 4321 December 8, 15, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0114292808 T.S. No.: 11-01096-6 On April 3, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, alt payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: The North Half of Tract 187, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED TRACTS, according to the plat in the office of the County Recorder in Book "B of Plats, Page 151, records of Kootenai County, Idaho. ALSO the North Half of the 40 foot vacated street adjoining Tract 187 on the West, more particularly describe as follows: BEGINNING at the Northwest comer of said Tract 187; thence West along the extended North line of Tract 187, a distance of 40 feet to a point on the North-South centerline of Section 25, Township 51 North, Range 4 West, Boise Meridian; thence South 122.6 feet to a point; thence East 40 feet to a point on the West boundary of Tract 187; thence North along the West line 122.6 feet to the POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7176 N. 4TH STREET, DALTON GARDENS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PAUL S. HERNANDEZ, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY OF KOOTENAI COUNTY, as original trustee, for the benefit and security of Wells Fargo Bank, NA, as original beneficiary, dated as of November 19, 2009, and recorded November 23, 2009, as Instrument No. 2242203000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated November 19, 2009 are: Failed to pay the monthly payments of $1,002.85 due from November 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $151,468.18, plus accrued interest at the rate of 5.50000% per annum from October 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: December 1, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4149643 Legal 4322 December 8, 15, 22, 29, 2011

NOTICE OF TRUSTEE S SALE Loan No.: 0074778531 T.S. No-: 11-03988-6 On April 3, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA3, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 4, BLOCK 3, SHADOW WOOD ESTATES 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "J" OF PLATS AT PAGE 171, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1007 E. SHADOW WOOD LANE , COEUR D' ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BENJAMIN J. NORWOOD, A SINGLE PERSON, as original grantor(s), to PIONEER TITLE COMPANY, as original trustee, for the benefit and security of WELLS FARGO BANK, N.A., as original beneficiary, dated as of April 20, 2007, and recorded April 25, 2007, as Instrument No. 2095923000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Asset-Backed Pass-Through Certificates, Series 2007-PA3, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated April 20, 2007 are: Failed to pay the monthly payments of $1,304.54 due from July 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $171,312.28, plus accrued interest at the rate of 6.37500% per annum from June 1, 2011. All delinquent amounts are now due. together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and thai the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation.Dated: December 1, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4149663 Legal 4323 December 8, 15, 22, 29, 2011

Legal Notice North Idaho College North Idaho College is requesting qualifications for Underwriting/Investment Banker Services by 5:00 pm on December 22, 2011 related to the negotiated sale of Dormitory Housing Commission Revenue Bonds. Interested parties should contact the Office of Resource Management, North Idaho College, 1000 West Garden Ave, Coeur d'Alene, ID 83814. Phone 208-769-3340 or e-mail carol_jones@nic.edu for a copy of the complete RFQ. Legal 4327 December 8, 15, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/05/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/01/2007 as Instrument Number 2113865000, and executed by BERTIE E ONDELL, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 5, BLOCK 4, SPOKANE ADDITION TO COEUR D ALENE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 134, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1417 E PENNSYLVANIA AVENUE, Coeur d'Alene, ID 83814 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.999% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $121,218.76, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/27/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0115828 FEI # 1006.145449 Legal 4177 November 17, 24, 2011 December 1, 8, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 1127088282 T.S. No.: 11-01470-5 On March 7, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I inc. Trust 2006-WMC2, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 5, BLOCK 1, BRIGHT STAR, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK 'G' OF PLATS AT PAGES 436 AND 436A, AND AMENDED IN BOOK ' I' OF PLATS AT PAGE 495, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 27858 NORTH PARKRIDGE ROAD , ATHOL, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by SHELLEY WEBB, A SINGLE WOMAN, as original grantor(s), to SUSAN J. ROBINSON, IDAHO ATTORNEY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR WMC MORTGAGE CORP., as original beneficiary, dated as of March 7, 2006, and recorded March 10, 2006, as Instrument No. 2018218 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is; Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-WMC2, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated March 7, 2006 are: Failed to pay the monthly payments of $3,946.00 due from October 1, 2010, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $584,013.27, plus accrued interest at the rate of 6.00000% per annum from September 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 3, 2011 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4132108 Legal 4190 November 17, 24, 2011 December 1, 8, 2011

NOTICE OF TRUSTEE'S SALE On March 20, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 17, Block 3, Sunshine Meadow 3rd Addition, according to the plat recorded in Book "J" of Plats at Page 103, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2599 W. Elmwood Dr., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Timothy P. Marshall, a single man, as Grantor(s) with Nationpoint a Division of Nat. City Bank of IN as the Beneficiary, under the Deed of Trust recorded July 12, 2005, as Instrument No. 1963983, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as Trustee for the Holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF9, recorded July 8, 2010, as Instrument No. 2272472000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $909.43 for the months of August 2011 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $135,337.31 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 4.75% from July 1, 2011, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 14th day of November, 2011. ________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4194 November 17, 24, 2011 December 1, 8, 2011

NOTICE TO CREDITORS PROBATE CASE NO. 11 8444 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF KATHLEEN MARIE FULLER, Deceased. NOTICE IS HEREBY GIVEN that Francis W. Fuller and Sally A. Fuller have been appointed co-personal representatives of the above-named decedent. All persons having claims against the decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the attorney for the estate at the address indicated and filed with the Clerk of the Court. DATED this 11th day of November, 2011. CAMERON PHILLIPS, ISB No. 2364 Attorney for Co-Personal Representatives 924 Sherman Avenue Coeur d'Alene, ID 83814 Telephone: (208)667-5437 Fax: (208)664-2114 Legal 4195 November 17, 24, 2011 December 1, 8, 2011

LEGAL NOTICE The commissioners of East Side Highway District will be holding a Special Call Mediation on Thursday, December 15, 2011, 9:30 a.m. at 1950 West Bellerive #110, Coeur d'Alene, Idaho. Agenda item: Executive Session under 67-2345 (f) to discuss with legal counsel pending issues on Walsh's Encroachment. Legal 4213 December 8, 2011

File No.: 119700 / Customer Ref No. CSC Account No 31741117 NOTICE OF TRUSTEE'S SALE \u2020 \u2020 \u2020 \u2020On March 29, 2012 at the hour of 10:30 AM, of said day, in the office of Alliance Title & Escrow Corporation located at 1270 Northwood Center Ct Coeur d'Alene, ID \u202083814. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 3 in Block 2 of Alan Park East, according to the official plat thereof, filed in Book G of Plats at Page(s) 475, official records of Kootenai County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 1130 North Townsend Loop, Post Falls, ID \u202083854, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Brandi Reasor a single person, as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of United States of America acting through the Rural Housing Service, or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development) as Beneficiary, recorded July 14, 2004 as Instrument No. 1888141, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $93,500.00 together with interest thereon at the rate of 5.8750% per annum, as evidenced in Promissory Note dated July 7, 2004. \u2020Payments are in default for the months of June 2011 through and including November 2011 in the amount of $473.27 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The balance now due is $96,514.04 in Principal; Interest is $2,858.40, subsidy granted is $16,660.24 and fees currently assessed are $55.88 computed through November 7, 2011 with interest accruing thereafter at the daily rate of $15.5348. \u2020In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $113,174.28, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 25, 2011 Alliance Title & Escrow Corp. By:Melissa Ambriz, Trust Officer Phone: 208-947-1554 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4260 December 1, 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE On April 3, 2012, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 9, Bock 3, of COEUR D'ALENE PLACE FIFTEENTH ADDITION, according to the plat thereof, recorded in Book "J" of Plats, pages 295, et. seq., records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2688 W. Dumont Drive, Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Samuel T. Dribben, Melanie Anne Dribben, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 5, 2007, as Instrument No. 2134581000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded October 15, 2010, as Instrument No. 2286178000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,955.60 for the months of August 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $268,511.30 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from July 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 28th day of November, 2011. ____________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4267 December 1, 8, 15, 22, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-USB-11011259 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on March 30, 2012, at the hour of 11:00 AM, of said day, AT THE MAIN ENTRANCE TO ALLIANCE TITLE & ESCROW. 1270 NORTH WOOD CENTER COURT, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in (awful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 27, BLOCK 2, STRAWBERRY FIELDS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 129, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 3087 N. BLUEBERRY CIRCLE, HAYDEN, ID 83835, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES W. BOWERS AND CINDY N. BOWERS, HUSBAND AND WIFE, as Grantor, to RINGERT CLARK CHARTERED-JEFFREY R. CHRISTENSON, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 8/4/2008, recorded 8/8/2008, under Instrument No. 2172814000, Mortgage records of KOOTENAI County. IDAHO, the beneficial interest in which is presently held by U.S BANK NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506{4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 8/4/2008, THE MONTHLY PAYMENT WHICH BECAME DUE ON 4/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 22, 2011 Delinquent Payments from April 01, 2011 8 payments at $1,205.12 each $9,640.96 (04-01-11 through 11-22-11) Late Charges: $275.45 TOTAL: $9,916.41 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $169,201.62, together with interest thereon at 6.500% per annum from 3/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 11/22/2011 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: - c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877) 237-7878 ASAP# 4144226 Legal 4306 December 8, 15, 22, 29, 2011