Legals December 7, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/05/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/25/2006 as Instrument Number 2051719000, and executed by STEVEN L NELSON, AND JOHNA R NELSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1 AND THE EAST HALF OF LOT 2, BLOCK 9, CENTRAL ADDITION TO TOWN OF POST FALLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK A OF PLATS AT PAGE 15, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 520 E 10TH AVE, Post Falls, ID 83854-7664 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $192,828.36, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/26/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0115826 FEI # 1006.145347 Legal 4174 November 16, 23, 30, 2011 December 7, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/13/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 07/05/2007 as Instrument Number 2108961000, and executed by WILLIAM COLACURCIO IV, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 1, BLOCK 1, SULLIVAN SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK "J" OF PLATS AT PAGES 61 AND 61A, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 8987 N CUFF RD, Hayden, ID 83835-9890 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 11.350% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $41,377.32, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/07/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0126226 FEI # 1006.146626 Legal 4232 November 30, 2011 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/13/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/29/2008 as Instrument Number 2183945000, and executed by NORMON E MATTHEWS AND TAMARA N MATTHEWS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 20, BLOCK 7, PINE HILLS, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 218, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 3511 EAST PINE HILL DRIVE, Coeur d'Alene, ID 83815 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $245,348.77, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/07/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0124570 FEI # 1006.146624 Legal 4233 November 30, 2011 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/13/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 02/22/2008 as Instrument Number 2145931000, and executed by CRAIG AUSTIN, AN UNMARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK 16, THE MEADOWS THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGE 294, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 1953 W STAPLES AVENUE, Post Falls, ID 83854-8834 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 08/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 9.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $494,736.99, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/07/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0128369 FEI # 1006.146628 Legal 4234 November 30, 2011 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FSL-113695/116753 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on March 15, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 8 IN BLOCK 1 OF SUNDANCE MEADOWS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK F OF PLATS AT PAGE(S) 43A AND 43B OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 1915 EAST SUNDANCE DRIVE, POST FALLS, ID 83854, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHAD KIRK AND JESSICA KIRK, HUSBAND AND WIFE, as Grantor, to ALLIANCE TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOME MORTGAGE RESOURCES, INC., as Beneficiary, dated 11/22/2006, recorded 12/4/2006, under Instrument No. 2070377000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Deutsche Bank National Trust Company, as Trustee on behalf of the holders of the Terwin Mortgage Trust 2007-2ALT, Asset-Backed Certificates, Series 2007-2ALT. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 11/22/2006, THE MONTHLY PAYMENT WHICH BECAME DUE ON 2/1/2010 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 9, 2011 Delinquent Payments from February 01, 2010 8 payments at $1,283.08 each $10,264.64 14 payments at $1,339.14 each $18,747.96 (02-01-10 through 11-09-11) Late Charges: $1,183.35 Beneficiary Advances: $10,130.06 Suspense Credit: $0.00 TOTAL: $40,326.01 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $217,109.60, together with interest thereon at 6.230% per annum from 1/1/2010 to 10/1/2010, 6.230% per annum from 10/1/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/202011. ALLIANCE TITLE & ESCROW CORP. Trustee BY: Melissa Ambriz Asst. Secretary = c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4139204 Legal 4236 November 30, 2011 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE TS No. 09-0110149 Title Order No. 090545930 Parcel No. D140036251AA The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 04/02/2012 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 10/03/2007 as Instrument Number 2124832000, and executed by KENNETH MELTON, AND KARI MELTON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: THE NORTH HALF OF TRACT 251, DALTON GARDENS ADDITION TO HAYDEN LAKE IRRIGATED TRACTS, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS, PAGE 151, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 6056 N Colfax St , DALTON GARDENS, ID 83815-9283 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.375% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $638,250.00, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. RECONTRUST COMPANY, N.A. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/17/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A.Successor Trustee ASAP# 4140133 Legal 4237 November 30, 2011 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0002866098 T.S. No.: 11-03812-6 On March 21, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai. State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: A portion of land located in the South Half of the Northeast Quarter of the Southwest Quarter of Section 30, Township 50 North, Range 4 West of the Boise Meridian, Kootenai County, Idaho and being a portion of that certain tract of land conveyed from Schmand to Bieze in Warranty Deed recorded in Book 257 of Deeds at Page 128 records of Kootenai County and further described by metes and bounds as follows: COMMENCING at the Southwest corner of said Section 30; thence North 44º40'02" East, a distance of 1867.07 feet to the TRUE POINT OP BEGINNING; thence North 00º14'49" East, a distance of 368.93 feet; thence North 89º20'14" East, a distance of 500.25 feet; thence South 00º06'57" East, a distance of 186.00 feet; thence North 89º20'14" East, a distance of 291.00 feet; thence North 00º06'57" West, a distance of 476.00 feet; thence North 89º20'14" East, a distance of 505.00 feet; thence South 00º06'57" East, to the center line of Cougar Gulch Road, said roadway being in Section 30, Township 50 North, Range 4 West of the Boise Meridian; thence Coursing generally Southwesterly along said center line of Cougar Gulch Road to the 1/16th Section line of Section 30, Township 50 North, Range 4 West of the Boise Meridian; thence North 00º14'49" East, to the TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7636 WEST TERRA COUGAR LANE, COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RUSSELL BOYETT, A MARRIED MAN AND SARA STINNETT, SPOUSE OF RUSSELL BOYETT, as original grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WACHOVIA MORTGAGE, FSB, as original beneficiary, dated as of June 9, 2008, and recorded June 13, 2008, as Instrument No. 2163891000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary ") Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated June 9, 2008 are: Failed to pay the monthly payments of $1,640.56 due from May 1, 2011, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $260,593.98, plus accrued interest at the rate of 6.12500% per annum from April 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 19, 2011 Fidelity National Title Insurance Company, Trustee 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 Juan Enriquez, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4142277 Legal 4239 November 30, 2011 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE On Friday, the 27th day of January, 2012, at the hour of 10:00 o'clock A.M., of said day at the main entrance of the Old Courthouse Building, located at 501 Government Way, Coeur d'Alene, Idaho, Scott R. Smith, as Trustee, will sell at public auction, to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in the Kootenai County, State of Idaho, to-wit: Lot 2, Block 2, LOFF'S BAY SECOND ADDITION, according to the plat recorded in Book "I" of Plats, page 59, and 59A, records of Kootenai County, Idaho. The real property or its address is commonly known as 17000 S. Loffs Bay Road, Coeur d'Alene, Idaho 83814. The real property tax identification number is 049690020020. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of the property is 17000 S. Loffs Bay Road, Coeur d'Alene, ID 83814, may sometimes be associated with said real property. Contact Trustee at (509) 327-2500 for details. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Kevin J. Williams, a married man, as his sole and separate property, as Qualified Intermediary, as Grantor, to Brad L. Williams, Attorney at Law, c/o UPF Washington, Incorporated, as Trustee, for the benefit and security of Washington Trust Bank, a Washington banking corporation, as Beneficiary; said Deed of Trust having been recorded on July 11, 2008, as Instrument No. 2167991000, records of Kootenai County, Idaho. The above Grantor is named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that he is or is not presently responsible for this obligation. The default for which this sale is to be made is failure of the Borrowers, Ash Street Plaza North, LLC, Ash Street Plaza South, LLC and NNN Development, LLC to pay the loan balance upon maturity. The principal balance of $3,006,147.95 was due on December 31, 2010. Since that time, interest has continued to accrue, and is currently due in the amount of $137,218.13, and continues to accrue at the Default Margin Rate as defined in the Promissory Note. Late fees and charges have accrued in the amount of $10,438.30 as of this date. ALL AMOUNTS are now due and payable along with all costs and fees associated with this foreclosure. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $3,006,147.95, plus accruing interest, fees and costs. Grantor and Borrowers have also breached their obligation to keep the subject property free of liens and pay taxes owing to the Kootenai County Treasurer in the sums of $ 8,978.08 for the year 2008, $10,599.70 for the year 2009 and $11,019.40 for the year 2010. These amounts continue to accrue penalties and interest in addition to the amounts stated above. Dated this ____ day of September, 2011. TRUSTEE SCOTT R. SMITH Legal 4247 November 30, 2011 December 7, 14, 21, 2011

NOTICE TO CREDITORS CASE NO. CV-11-9013 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF LORRAINE G. OWENS DECEASED ESTATE OF LORRAINE G. OWENS, Deceased PROBATE NO: CV-11-9013 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named decedent. All persons having claims against the decedent or decedent's estate are required to present their claims within FOUR (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned and her Attorney, CHARLES M. DODSON, at the address indicated, and filed with the Clerk of the Court. WENDY C. FRANKS PERSONAL REPRESENTATIVE 8769 CREEKSIDE WAY #811 HIGHLAND RANCH CO 80129 CHARLES M. DODSON ATTORNEY FOR PERSONAL REPRESENTATIVE WENDY C. FRANKS Legal 4248 November 30, 2011 December 7, 14, 2011

NOTICE TO CREDITORS Case No. CV-11-8829 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of PATRICK MICHAEL JONES, Deceased. NOTICE is hereby given that the undersigned, Christina Louise Jones, has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice to Creditors or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 21st day of November, 2011. Christina Louise Jones c/o David W. Lohman P.A. Attorney at Law Post Office Box 2332 Coeur d'Alene, ID 83816 Telephone (208)664-5544 Legal 4251 November 30, 2011 December 7, 14, 2011

File No.: 120684 / IHFA No. 11277357/ Cope NOTICE OF TRUSTEE'S SALE On Friday, March 30, 2012 at the hour of 10:00AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 14, Block 4, Prairie Estates to Rathdrum, according to the plat recorded in Book G of Plats, Page 149, records of Kootenai County, Idaho THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 8225 West Colorado Street, Rathdrum, ID \u202083858, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by James A. Cope and Tara Ann Cope, husband and wife, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Idaho Housing and Finance Association as Beneficiary, recorded July 22, 2009 as Instrument No. 2223534000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $152,000.00 together with interest thereon at the rate of 4.7500% per annum, as evidenced in Promissory Note dated July 16, 2009. \u2020Payments are in default for the months of June 2011 through and including November 2011 in the amount of $897.00 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of November 22, 2011 is $147,820.85 together with accrued and accruing interest thereon at the rate of 4.7500% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $147,820.85, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 29, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4285 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/05/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/30/1998 as Instrument Number 1565357, and executed by ZARA J MALCOLM, A SINGLE PERSON, as Grantor(s), in favor of COUNTRYWIDE HOME LOANS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: THE WEST HALF OF THE WEST HALF OF THE NORTHEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 23, TOWNSHIP 50 NORTH, RANGE 3 WEST OF THE BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. MORE CORRECTLY DESCRIBED AS: THE WEST HALF OF THE WEST HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 23, TOWNSHIP 53 NORTH, RANGE 3 W.B.M., KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 9595 QUARTER MILE ROAD AKA 9343 E. QUARTER MILE ROAD, Athol, ID 83801 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 05/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $80,949.23, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/26/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0114124 FEI # 1006.145346 Legal 4175 November 16, 23, 30, 2011 December 7, 2011

Loan No. xxxxxx0284 T.S. No. 1323471-09 Parcel No. h-4050-231-94a-c NOTICE OF TRUSTEE'S SALE On March 29, 2012, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Part of the South Half of Tract 194 of the AMENDED PLAT OF HAYDEN LAKE IRRIGATED TRACTS recorded in I3ook "C" of Plots at Page 66, records of Kootenai County, Idaho, described as follows: BEGINNING at the Southwest corner of said Tract 194; thence East 30 feet to the East line of the road right of way, the POINT OF BEGINNING; thence North 132 feet; thence East 330 feet; thence South 132 feet; thence West along South line of Tract 194, 330 feet to the POINT OF BEGINNING. Commonly known as 9390 North Ramsey Road Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Dan L. Lyson, An Unmarried Man as Grantor, to Alliance Title and Escrow, as Trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., As Nominee For Accredited Home Lenders, Inc. A California Corporation, Its Successors and Assigns as Beneficiary, recorded March 21, 2008, as Instrument No. 2150333000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due may 1, 2010 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $285,223.63, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: November 28, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-398164 Legal 4282 December 7, 14, 21, 28, 2011

PUBLIC NOTICE OF INTENT TO PROPOSE OR PROMULGATE NEW OR CHANGED AGENCY RULES The following agencies of the state of Idaho have published the complete text and all related, pertinent information concerning their intent to change or make the following rules in the latest publication of the state Administrative Bulletin. IDAPA 16 ? DEPARTMENT OF HEALTH AND WELFARE P.O. Box 83720, Boise, ID 83720-0036 16-0309-1101, Medicaid Basic Plan Benefit. (Temporary & Proposed) Provides for the administration and policies for reimbursing pharmacies for the estimated acquisition cost and a dispensing fee; establishes the structure for dispensing fees based on a tiered structure; removes obsolete language. Comment by: 12/28/11. Please refer to the Idaho Administrative Bulletin, December 7, 2011, Volume 11-12, for notices and text of all rulemakings, public hearings and negoitated meeting schedules, Governor's executive orders, and agency contact information. Issues of the Idaho Administrative Bulletin can be viewed at www.adm.idaho.gov /adminrules/ Office of the Administrative Rules Coordinator, Dept. of Administration, PO Box 83720, Boise, ID 83720-0306 Phone: 208-332-1820; Fax: 332-1896; Email: rulescoordinator @adm.idaho.gov Legal 4283 December 7, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. ID-IIB-11002408 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on April 4, 2012, at the hour of 11:00 AM, of said day, PIONEER TITLE COMPANY OF KOOTENAI COUNTY, 100 WALLACE AVE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 10, BLOCK 6, BLACK ROCK FOURTH ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 441, ET SEQ., RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of LOT 10, BLOCK 6, BLACK ROCK 4TH ADDITION, COEUR D'ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVE CARLSEN AND TRACY L. CARLSEN, HUSBAND AND WIFE, as Grantor, to NORTH IDAHO TITLE INSURANCE, INC., as Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, as Beneficiary, dated 2/6/2008, recorded 2/27/2008, under Instrument No. 2146627000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by IDAHO INDEPENDENT BANK. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 2/6/2008, FAILURE TO PAY THE PRINCIPAL BALANCE WHICH BECAME DUE AT MATURITY, TOGETHER WITH ACCRUED AND ACCRUING INTEREST, CHARGES, FEES AND COSTS AS SET FORTH. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $238,078.71, together with interest thereon at 6.000% per annum from 6/15/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/28/2011. Pioneer Title Company of Ada County, dba Pioneer Lender Trustee Services Trustee By ________________________ Amy L. Bowles, Assistant Secretary c/o Pioneer Lender Trustee Services 8151 W. Rifleman Street Boise, ID 83704 Phone: 888-342-2510 Legal 4284 December 7, 14, 21, 28, 2011

205-11 NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on March 28, 2012, in the Office of First American Title Company, located at, 1866 N Lakewood Drive, Coeur d'Alene, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in Kootenai County, Idaho, and described as follows, to-wit: LOT 12, BLOCK 5, HAUSER LAKE HEIGHTS, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 306, RECORDS OF KOOTENAI COUNTY, IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, Parcel No. 034290050120 is associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Jason M Thacker and Jacquelyn R Thacker, husband and wife, as Grantor(s), North Idaho Title Insurance, Inc., as Trustee, for the benefit and security of, Panhandle State Bank, as Beneficiary; said Deed of Trust was recorded October 19, 2007 as Kootenai County Recorder's Instrument No. 2127755000. The default for which this sale is to be made is as follows: such breach is as follows: 1) Failure to pay the monthly payment of $302.88 due for the 17th day of August, 2011 and a like sum of $302.88 due for the 17th day of each and every month thereafter; 2) Failure to comply with paragraph Taxes and Liens of said Deed of Trust, grantor shall pay when due and in all events prior to delinquency all taxes, special taxes and assessments. Specifically 2008, 2009 & 2010 taxes are now due and payable; The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of November 8, 2011 there is due and owing on the loan an unpaid principal balance of $38,813.86, accrued interest in the amount of $789.04 and late charges in the amount of $60.42 for a total amount due of $39,663.32. Interest continues to accrue on the Note at the rate of 7.00% per annum with a per diem rate of $7.443 after November 8, 2011. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED November 23, 2011 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE /s/Dalia Martinez, Trust Officer Legal 4286 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/12/2006 as Instrument Number 2036796000, and executed by ALFRED J HARLEY, A MARRIED MAN, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MIN# 100077910006336099, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 41, BLOCK 1, WOODBRIDGE 2ND ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 84, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5292 W CITRUSWOOD DRIVE, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.570% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $163,364.05, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0133443 FEI # 1006.147410 Legal 4290 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 06/01/2006 as Instrument Number 2034697000, and executed by NICOLAS J MOSES AND GINA M MOSES, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. MIN# 100425240008140664, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3, BLOCK B, HAUSER LAKE SUMMER HOMES, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "C" OF PLATS, PAGE 189, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 11041 N 2ND STREET, Hauser, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.999% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $88,351.45, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0126547 FEI # 1006.147409 Legal 4291 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/23/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 04/11/2007 as Instrument Number 2093344000, and executed by JAMES RALPH MURRAY AND SANDRA J. MURRAY, HUSBAND AND WIFE AS JOINT TENANTS, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LOT 3 IN BLOCK 2 OF KELLOGG'S FIFTH ADDITION, ACCORDINGTO THE OFFICIAL PLAT THERE OF, FILED IN BOOK F OF PLATS AT PAGE(S) 38 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 2108 N GRANTS CT, Post Falls, ID 83854 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2010 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.250% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $142,577.96, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/15/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0098473 FEI # 1006.147408 Legal 4292 December 7, 14, 21, 28, 2011

LIEN SALE: Notice is hereby given that all personal property of Patty and Cole Roth of 206 7th Ave #6, Post Falls, Idaho, stored in unit 101, described as "entire household, tools, toys, furniture, W/D, & Misc, will be sold at public auction to the highest bidder for cash or certified funds. No personal checks. Sale to be held at Baylee's River Rock Storage, 650 N Idahaline Rd. Post Falls, Idaho on Sat. Dec 17, 2011 promptly at 10a.m. Unit may be viewed at 9:50. $50 refundable deposit required with payment at close of bidding. Legal 4309 December 7, 15, 2011

NOTICE TO CREDITORS Case No. CV 11-9166 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of DORIS I. MAY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the estate of the above-named decedent, DORIS I. MAY. All persons having claims against the above-named decedent or her estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented in writing to the undersigned at the address indicated and to the Clerk of the Court. Dated this 2nd day of December 2011. Nancy Ann Gardiner c/o Alan Wasserman Attorney at Law 7880 Mt. Carrol St. Dalton Gardens, ID 83815 Legal 4310 December 7, 14, 21, 2011

NOTICE OF TRUSTEE'S SALE Loan No.: 0218849339 T.S. No.: 11-02358-5 On March 16, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: All that portion of Lot 32, Block 1, Heartland P.U.D., according to the plat recorded in Book "G" of Plats at page 413, records of Kootenai County, Idaho, Situated in a portion of the East half of the Northwest quarter of Section 26, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, More particularly described as follows: COMMENCING at the North Quarter corner of said Section 26; thence South 0 degrees 42'35" West, a distance of 2648.79 feet to the center of Section 26; thence North 8 degrees 51'19" West, a distance of 1490.18 feet to the TRUE POINT OF BEGINNING; thence From said TRUE POINT OF BEGINNING North 45 degrees 42'35" East, a distance of 41.83 feet to the point of curvature of a tangent curve, concave to the Southeast, having a radius of 20.00 feet, a central angle of 9 degrees 07'11", and a chord of 3.18 feet bearing North 50 degrees 16'11" East; thence Northeasterly along said curve, a distance of 3.18 feet; thence South 44 degrees 17'25" East, a distance of 99.80 feet; thence South 45 degrees 42'35: West, a distance of 45.00 feet; thence North 44 degrees 17'25" West, a distance of 100.05 feet to the TRUE POINT OF BEGINNING. EXCEPTING THEREFROM a parcel of land located in the East half of the Northwest Quarter, Section 26, Township 51 North Range 4 West, Boise Meridian, Kootenai County, Idaho, being Parcel "A" and a portion of Parcel "B", as shown on the record of survey filed in Book 19 of Surveys, at page 13, records of Kootenai County, more particularly described as follows: COMMENCING at an aluminum cap monument marking the center Quarter corner, said Section 26, said monument also marking the point of beginning of Heartland Subdivision, from which the North Quarter corner said Section 25, bears North 00 degrees 43'35" East a distance of 2648.79 feet; thence North 06 degrees 29'49" West a distance of 1409.87 feet to the Easterly most corner, said Parcel "A", the TRUE POINT OF BEGINNING for this description; thence South 45 degrees 42'35" West along the Southeasterly line thereof a distance of 40.00 feet to the Southerly most corner thereof; thence North 44 degrees 17'25" West along the Southwesterly line thereof a distance of 100.05 feet to the Westerly most corner thereof; thence North 45 degrees 42'35" East along the Northwesterly line thereof a distance of 40.00 feet to the Northerly most corner thereof, said point being the Westerly most corner of Parcel "B", as shown on said Record of Survey; thence Continuing North 45 degrees 42'35" East along the Northwesterly line, said Parcel "B", a distance of 3.00 feet; thence South 44 degrees 17'25" East on a line parallel with the Southwesterly line, said Parcel "B", a distance of 100.05 feet to a point on the southeasterly line thereof; thence South 45 degrees 42'35" West along said Southeasterly line a distance of 3.00 feet to the TRUE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7728 N SWEET RIVER CT , COEUR D'ALENE, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GARY M. LEGARD, A SINGLE PERSON, as original grantor(s), to FIRST AMERICAN TITLE COMPANY, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PMC MORTGAGE COMPANY, LLC, as original beneficiary, dated as of December 28, 2009, and recorded January 4, 2010, as Instrument No. 2247914000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier" s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated December 28, 2009 are: Failed to pay the monthly payments of $813.38 due from April 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $123,389.71, plus accrued interest at the rate of 4.75000% per annum from March 1, 2011. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 16, 2011 Fidelity National Title Insurance Company, Trustee 11000 Olsen Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4149066 Legal 4311 December 7, 14, 21, 28, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FHF-106299 NOTICE IS HEREBY GIVEN that, PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, the duly appointed Successor Trustee, will on March 8, 2012, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: LOT 13, BLOCK 3, PRAIRIE ESTATES TO RATHDRUM FIRST ADDITION, ACCORDING TO THAT PLAT ON FILE IN BOOK "G" OF PLATS AT PAGES 414, 414A AND 414B, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 8511 WEST COLORADO STREET , RATHDRUM, ID 83858, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN M. KUNTZ AND MELISSA M. KUNTZ, HUSBAND AND WIFE, as Grantor, to PIONEER TITLE COMPANY, as Trustee, for the benefit and security of BENEFICIAL IDAHO INC., as Beneficiary, dated 3/1/2007, recorded 3/2/2007, under Instrument No. 2085898000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by Beneficial Financial 1 Inc., as successor in interest to Beneficial Idaho Inc.. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 3/1/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 8/6/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of November 2, 2011 Delinquent Payments from August 06, 2009 7 payments at $ 1,344.64 each $ 9,412.48 20 payments at $ 1,362.41 each $ 27,248.20 (08-06-09 through 11-02-11) Late Charges: $ 581.26 Beneficiary Advances: $ 4,814.56 Suspense Credit: $ -2.29 TOTAL: $ 42,054.21 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $166,166.33, together with interest thereon at 7.758% per annum from 7/6/2009 to 3/6/2010, 7.758% per annum from 3/6/2010, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 11/2/2011. PIONEER TITLE OF ADA COUNTY DBA PIONEER LENDER TRUSTEE SERVICES, Trustee Kara Lansberry, Assistant Trusts Officer c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# 4133660 Legal 4178 November 16, 23, 30, 2011 December 7, 2011

NOTICE OF SALE OF UNCLAIMED PROPERTY AT PUBLIC AUCTION LEGAL NOTICE IS HEREBY GIVEN THAT THE POLICE DEPARTMENT OF THE CITY OF POST FALLS, WILL SELL AT PUBLIC AUCTION, TO BE HELD AT REINLAND AUCTION COMPANY, 2350 N. BECK RD., POST FALLS, COUNTY OF KOOTENAI, STATE OF IDAHO, AT 9:00 O'CLOCK A.M. ON SATURDAY THE 17TH DAY OF DECEMBER, 2011 TO THE HIGHEST BIDDER, MISCELLANEOUS PROPERTY THAT HAS BEEN UNCLAIMED. ALL PROPERTY WILL BE AVAILABLE FOR VIEWING FRIDAY, DECEMBER 16, 2011, BETWEEN THE HOURS OF 9:00 A.M. AND 4:20 P.M. Legal 4313 December 7, 2011

LEGAL NOTICE OF DECISION EAST FORK OF MEADOW CREEK SUPPLEMENTAL ENVIRONMENTAL ASSESSMENT The Forest Supervisor for the Idaho Panhandle National Forests has signed the Decision Notice and Finding of No Significant Impact (DN and FONSI) for the East Fork Meadow Creek Project. After reviewing the Supplemental Environmental Assessment (SEA), resource reports, the Finding of No Significant Impact (FONSI), comments from the public and the project file, Forest Supervisor Mary Farnsworth decided to implement Alternative 2 as described in the Supplemental EA. Alternative 2 is composed of vegetation restoration, road and trail work in the East Fork of Meadow Creek project area, located in sections (or portions of) T64N, R1E; Sections 24, 25 and 36; T64N, R2E; Sections 19, 20, 29, 30-32; T63N, R2E; Sections 5-8 from the Boise Meridian. Maps and other details can be found in the Decision Notice for this project. The Decision Notice, as well as supporting documents, can be found on the Idaho Panhandle National Forests (IPNF) public website at: http://www.fs.usda.gov/goto/ipnf/projects. Approximately 1,297 acres of vegetation will be treated within the project area. These vegetation treatments are designed to improve ecosystem composition, structure, and diversity of the landscape by providing for tree species and stocking levels similar to historic levels, which will better resist insects, diseases, and wildfire. This decision includes approximately 20 miles of old road decommissioning, 6 miles of road storage, 9 miles of reconstruction and about 3 miles of new system road construction. A comprehensive list of road treatments is provided in the East Fork of Meadow Creek Decision Notice. This decision is subject to appeal pursuant to 36 CFR 215. Individuals and organizations that submitted comments during the comment period may appeal this decision. A written appeal must be submitted within 45 days following the publication date of the legal notice of this decision. It is the responsibility of the appellant to ensure their appeal is received in a timely manner. The publication date of the legal notice of the decision in the newspaper of record is the exclusive means for calculating the time to file an appeal. Appellants should not rely on date or timeframe information provided by any other source. Paper appeals must be submitted to: USDA Forest Service, Northern Region ATTN: Appeal Deciding Officer P.O. Box 7669 Missoula, MT 59807 Or USDA Forest Service, Northern Region ATTN: Appeal Deciding Officer 200 East Broadway Missoula, MT 59802 Office hours: 7:30 a.m. to 4:00 p.m. Electronic appeals must be submitted to: appeals-northern-regional-office@fs.fed.us Faxed appeals must be submitted to: (406) 329-3411 In electronic appeals, the subject line should contain the name of the project being appealed. An automated response will confirm your electronic appeal has been received. Electronic appeals must be submitted in MS Word, Word Perfect, or Rich Text Format (RTF). It is the appellant's responsibility to provide sufficient project- or activity-specific evidence and rationale, focusing on the decision, to show why my decision should be reversed. The appeal must be filed with the Appeal Deciding Officer in writing. At a minimum, the appeal must meet the content requirements of 36 CFR 215.14, and include the following information: \u2022 The appellant's name and address, with a telephone number, if available; \u2022 A signature, or other verification of authorship upon request (a scanned signature for electronic mail may be filed with the appeal); \u2022 When multiple names are listed on an appeal, identification of the lead appellant and verification of the identity of the lead appellant upon request; \u2022 The name of the project or activity for which the decision was made, the name and title of the Responsible Official (Mary Farnsworth, Forest Supervisor), and the date of the decision; \u2022 The regulation under which the appeal is being filed, when there is an option to appeal under either 36 CFR 215 or 36 CFR 251, subpart C; \u2022 Any specific change(s) in the decision that the appellant seeks and rationale for those changes; \u2022 Any portion(s) of the decision with which the appellant disagrees, and explanation for the disagreement; \u2022 Why the appellant believes the Responsible Official's decision failed to consider the comments; and \u2022 How the appellant believes the decision specifically violates law, regulation, or policy. If an appeal is received on this project there may be informal resolution meetings and/or conference calls between the Responsible Official and the appellant. These discussions would take place within 15 days after the closing date for filing an appeal. All such meetings are open to the public. If you are interested in attending any informal resolution discussions, please contact the Responsible Official or monitor the following website for postings about current appeals in the Northern Region of the Forest Service: http://www.fs.usda.gov/goto/r1/appeal-meetings. If no appeals are filed within the 45-day time period, implementation of the decision may occur on, but not before, five business days from the close of the appeal filing period. When appeals are filed, implementation may occur on, but not before, the 15th business day following the date of the last appeal disposition. Legal 4314 December 7, 2012

NOTICE OF TRUSTEE'S SALE Loan No.: 0215395443 T.S. No.: 11-01804-5 On March 2, 2012 11:00 am, in the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of Wells Fargo Bank, NA., the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 1 IN BLOCK 1 OF DE CROFF ADDITION, BLOCK 1, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 165 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 2381 NORTH GRACIE WAY , POST FALLS, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by NICHOLAS R. PEACOCK AND JEANNETTE L. PEACOCK, HUSBAND AND WIFE, as original grantor(s), to ALLIANCE TITLE, as original trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC AS NOMINEE FOR PLAZA HOME MORTGAGE, INC., as original beneficiary, dated as of July 1, 2009, and recorded July 7, 2009, as Instrument No. 2220738000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is; Wells Fargo Bank, NA., (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated July 1, 2009 are: Failed to pay the monthly payments of $1,257.74 due from January 1, 2011, together with all subsequent payments; together with late charges due; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $173,040.12, plus accrued interest at the rate of 5.50000% per annum from December 1, 2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 2, 2011 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive Ste 101, Rancho Cordova, CA 95670 916-636-0114 Rozalyn Tudor, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 ASAP# 4132085 Legal 4189 November 16, 23, 30, 2011 December 7, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/12/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/30/2006 as Instrument Number 2069872000, and executed by PETER B. OLSON AND LAURA OLSON, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: PART OF THE NORTHEAST QUARTER OF SECTION 15, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE EAST LINE OF SAID NORTHEAST QUARTER, 1650 FEET SOUTH OF THE NORTHEAST CORNER OF SAID SECTION 15; THENCE NORTH ALONG THE EAST LINE 330 FEET; THENCE WEST PARALLEL WITH THE SOUTH LINE OF SAID NORTHEAST QUARTER TO INTERSECTION WITH THE SOUTHEAST RIGHT OF WAY LINE OF PACIFIC GAS TRANSMISSION COMPANIES RIGHT OF WAY, AS DESCRIBED IN THAT CERTAIN NOTICE OF LOCATION RECORDED MARCH 27, 1962, IN BOOK 188 AT PAGE 396, KOOTENAI COUNTY RECORDS; THENCE SOUTHWEST ALONG THE SOUTHEAST RIGHT OF WAY LINE TO A POINT IN A LINE WHICH RUNS TO A POINT OF BEGINNING PARALLEL WITH THE SOUTH LINE OF SAID NORTHEAST QUARTER; THENCE EASTERLY ALONG SAID LINE TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 20377 NORTH RAMSEY ROAD, Rathdrum, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 06/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.400% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $366,437.67, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/01/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 10-0168495 FEI # 1006.146000 Legal 4198 November 23, 30, 2011 December 7, 14, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/12/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 01/31/2005 as Instrument Number 1927087, and executed by CLYDE EDWARDS, AND TRACIE EDWARDS, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: THE NORTH 264 FEET OF TRACT 77, PANHANDLE VILLAGE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 87 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 17484 N. WILKINSON, Rathdrum, ID 83858 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 07/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $176,636.11, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 11/01/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0124571 FEI # 1006.146001 Legal 4199 November 23, 30, 2011 December 7, 14, 2011

STATEMENT OF NONDISCRIMINATION In accordance with Federal law and the U. S. Department of Agriculture's policy, Kootenai Electric Cooperative, Inc. is prohibited from discriminating on the basis of race, color, national origin, sex, religion, age, or disability (Not all prohibited bases apply to all programs). Kootenai Electric Cooperative, Inc. is an equal opportunity provider and employer. The person responsible for coordinating this organization's nondiscrimination compliance efforts is Craig James, the Human Resources Manager. For questions regarding this statement, call (208)765-1200 or email hr@kec.com. To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, Room 326-W, Whitten Building, 1400 Independence Avenue, SW, Washington DC 20250-9410, or call (202) 720-5964 (voice or TDD). USDA is an equal opportunity provider and employer. Douglas A. Elliott General Manager Legal 4202 December 7, 2011

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Case No. CV11-5523 Date of Sale: December 15, 2011 Time of Sale: 10:00 AM Place of Sale: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho, 83815 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI EVERBANK, Plaintiff, vs. ALINE J. OLLER (Deceased); Unknown Heirs, Assigns and Devisees of Aline J. Oller; and Does 1-10 as individuals with an interest in the property legally described as: Lot 25, Block 6, The Landings at Waterford Second Addition, according to the plat recorded in Book J of Plats at Page 220, Records of Kootenai County, Idaho. Which may commonly be known as: 3256 W. Thorndale Loop, Post Falls, Idaho, 83877, Defendants. Under and by virtue of an order for Sale of Foreclosure signed by Judge Luster on September 27, 2011 and docketed by the Clerk of the Court on October 12, 2011, and a Writ of Execution issued on October 26, 2011, out of and under the seal of the above-entitled Court on a Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 27th day of September, 2011, and docketed by the Clerk of the Court on the 12th day of October, 2011 in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply to proceeds of such sale to the satisfaction of said Judgement and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Kootenai County, State of Idaho, and is described as follows, to-wit: Lot 25, Block 6, The Landings at Waterford Second Addition, according to the plat recorded in Book J of Plats at Page 220, Records of Kootenai County, Idaho **The property may commonly be known as: 3256 W. Thorndale Loop, Post Falls, Idaho, or may be commonly identified as 3256 W. Thorndale Loop, Coeur d'Alene, Idaho. NOTICE IS HEREBY GIVEN that on the 15th day of December, 2011 at the hour of 10 o'clock a.m., at the location of Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho, 83815, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 17 day of November, 2011 ROCKY WATSON KOOTENAI COUNTY SHERIFF By: Shane T. Vrevich #2359 Legal 4222 November 23, 30, 2011 December 7, 2011

Notice of Trustee's Sale TS #: ID-09-287080-TD On 3/9/2012, at 11:00am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLCan Idaho limited liability company, as Trustee on behalf of Mortgage Electronic Registration Systems, Inc. will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 4, BLOCK 2, SCHLOSS ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 47, RECORDS OF KOOTENAI COUNTY, IDAHO. A.P.N. #: D-9800-002-004-0 The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 7351 N COLFAX ST , DALTON GARDENS, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by FEROL E JESSEPH AND ROSE C JESSEPH , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC., is named as Beneficiary and LANDAMERICA LAWYERS TITLE as Trustee and recorded 9/27/2005 as Instrument No. 1983593 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 9/21/2005. The monthly installments of principal, interest, and impounds (if applicable) of $1,750.20, due per month for the months of 10/1/2009 through 6/3/2009, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $348,601.18 together with interest thereon at the current rate of 5.0000 per cent (%) per annum from 9/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/7/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.ASAP# 4131943 Legal 4227 November 23, 30, 2011 December 7, 14, 2011