Legals December 6, 2011

| December 5, 2011 11:00 PM

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814, on 03/02/2012 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 03/16/2006 as Instrument Number 2019569, and executed by RONALD W MONTAGUE, AND CORA L MONTAGUE, HUSBAND AND WIFE, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho: LEGAL DESCRIPTION: The land referred to in this Commitment is described as follows: Those certain premises comprising a portion of the project known as EVERGREEN COURT, situate at Twin Lakes Village Plat in Kootenai County, Idaho, said project having been established as a condominium by Declaration and By-Laws recorded August 3, 1976 as Instrument No. 706570 in Book 84 of Miscellaneous at Page 371, records of Kootenai County, Idaho, under and pursuant to the provisions of the Condominium Property Act of the State of Idaho, and the premises hereby conveyed being more particularly described as follows: FIRST: Unit No. 17 in Building No. 3 of said project as shown in the exhibits attached to the said Declaration and filed therewith, excepting and reserving any portion of the common elements lying within said unit and easements through said unit and appurtenant areas to the common elements and other units, all as set forth in said Declaration. SECOND: An undivided 3.425439 percentage ownership interest appurtenant to the unit, which includes an undivided .0021 percentage ownership interest appurtenant to the carport appurtenant to said unit, in all common elements of said project as described in said Declaration including the buildings and land described below: Lot C-8, Block 1, TWIN LAKES VILLAGE PLAT, according to the plat recorded in the office of the County Recorder in Book E of Plats at Page 151 Document No. 631042, records of Kootenai County, Idaho, all located in Kootenai County, State of Idaho; the existing Condominium Buildings, The Evergreen Court, and the garage building located on said land. Excepting that parcel conveyed in Quitclam Deed to Ron Wilson, recorded July 7, 1993, as Instrument No. 1311243 described as follows: A parcel of land located in the Southeast quarter, Section 8, Township 52 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. Said parcel being a portion of Lot C-8, Block 1, TWIN LAKES VILLAGE, as shown on the plat thereof filed in Book E of Plats at page 151, Kootenai County Records more particularly described as follows: COMMENCING at an Iron Rod Monument marking the Southeasterly corner, said Lot C-8, the true POINT OF BEGINNING for this description; thence South 82 degrees 33'30" West along the Southerly boundary line, said Lot C-8, a distance of 14.50 feet; thence North 8 degrees 34'03" East leaving said line, a distance of 52.07 feet to a point on the Easterly line said Lot C-8; thence South 7 degrees 36'09" East (South 7 degrees 26'30" East Plat) along said Easterly line a distance of 50.05 feet to the true POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 5305 W FAIRWAY LN UNIT 17, Rathdrum, ID, 83858-6677 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 04/01/2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 8.000% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $81,444.03, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 10/25/2011, RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0097185 FEI # 1006.145171 Legal 4158 November 15, 22, 29, 2011 December 6, 2011

NOTICE OF TRUSTEE'S SALE On March 22, 2012, at the hour of 10:00 a.m. of said day at the office of bankcda, 912 Northwest Blvd., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles R. Dean Jr., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as: That portion of Government Lots 3 and 4, Section 3, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, described as follows: COMMENCING at the Northwest corner of said Section 3; thence East along the North line of said Section 3, 1,146.3 feet; thence South to a point on the South line of U.S. Highway No. 10, as conveyed to the State of Idaho by Right of Way-Deed recorded November 15, 1940 in Book 115 of Deeds at Page 456, records of Kootenai County, Idaho, being the TRUE POINT OF BEGINNING for this description; thence South to an iron pin on the North side of the Coeur d'Alene, Spokane and Palouse Railway right of way; thence Easterly along said right of way to the Westerly line of the right of way of the Northern Pacific Railway; thence Northerly along the West line of the right of way of the Northern Pacific Railway to the South line of U.S. Highway No. 10; thence West along said U.S. Highway No. 10 to the TRUE POINT OF BEGINNING; EXCEPT any portion thereof which lies within the Right of Way of Interstate 90 Highway. The Successor Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee is informed that the property does not have a street address, but is commonly known as 414 - 420 W. Seltice Way, Post Falls, Idaho. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Treaty Rock, Inc., Grantor, to Charles R. Dean, Jr., Successor Trustee, for the benefit and security of bankcda, as Beneficiary, dated May 5, 2008, and recorded on May 7, 2008 as Instrument No. 2158145000, records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the balance due under the promissory note secured by said deed of trust at maturity. The principal balance with accrued interest and late fees owing as of this date on the obligation secured by said Deed of Trust is $1,169,070.04, plus accrued interest at the rate of $543.5737 per day thereafter. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: November 18, 2011 Charles R. Dean, Jr. Charles R. Dean, Jr., a Member of the Idaho State Bar, Successor Trustee State of Idaho } County of Kootenai } On this 18th day of November 2011, before me, the undersigned, a Notary Public in and for said State, personally appeared Charles R. Dean, Jr., known to me, or proved to me on the basis of satisfactory evidence to be, the person who executed the within instrument and acknowledged that he executed the same. ___________________________ My Commission Expires: _____ Legal 4244 November 29, 2011 December 6, 13, 20, 2011

NOTICE TO CREDITORS CASE NO. CV-2011-8930 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate of MARY L. SORENSEN Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above named decedent. All persons having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 21 day of Nov., 2011 HELEN JOHNSON c/o Kenneth T. Jacobsen Attorney at Law P.O. Box 1116 Coeur d'Alene, ID 83816 Telephone: (208) 664-8258 Legal 4245 November 29, 2011 December 6, 13, 2011

NOTICE TO CREDITORS PROBATE CASE NO. CV-11-9051 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF NAOMA RUTH KALSTAD Deceased. NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 22nd day of November, 2011. MICHAEL W. KALSTAD BARBARA G. SCHULTZ Co-Personal Representatives c/o Paul W. Daugharty, P.A. 110 E. Wallace Avenue Coeur d'Alene, ID 83814 Legal 4246 November 29, 2011 December 6, 13, 2011

The Idaho Unclaimed Property Program posts an updated list of Idaho Unclaimed Property owners on the internet once each month. This online list can be viewed at sto.idaho.gov (click on "Unclaimed Property"). Anyone without Internet access can view the list on computers at most public libraries. \u2020Unclaimed Property consists of abandoned bank accounts, forgotten refund checks, utility deposits, gift certificates, and more. Legal 4279 December 6, 2011

File No.: 116910 / SI No. 9501/Tuttle NOTICE OF TRUSTEE'S SALE On Thursday, March 29, 2012 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 1270 Northwood Center Court, Coeur d'Alene, ID 83814, Alliance Title & Escrow Corp., as successor trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows, to wit: Lot 16, Block 2, Armstrong Park P.U.D., according to the plat recorded in Book "F" of Plats at Page(s) 236, 236A and 236B, Records of Kootenai County, Idaho. AND A portion of Lot 17, Block 2, Armstrong Park, according to the plat recorded in Book 15 of Surveys, Page 25, records of Kootenai County, Idaho, situated in Section 20, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, described as follows: COMMENCING at a found steel pin at the most Northerly corner of said Lot 17 of Armstrong Park, said steel pin being the REAL POINT OF BEGINNING; thence along the boundary of said Lot 17 the following courses and distances; South 56 degrees 55'27" East, 156.52 feet to a found steel pin; thence South 16 degrees 06'13" West, 40.47 feet to a set steel pin; thence leaving said boundary South 53 degrees 36'12" West, 51.28 feet to a set steel pin; thence North 26 degrees 56'34" West, 173.58 feet to the REAL POINT OF BEGINNING. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 3292 East Skyharbor Drive, Coeur d' Alene, ID \u202083814, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. If the successful bidder cannot provide the bid price by means of one of the above means of payment, the sale will be postponed for 10 minutes only to allow the high bidder to obtain payment in a form prescribed herein above. \u2020If the high bidder is unsuccessful in obtaining payment as directed within 10 minutes, the sale will be re-held immediately and any bid by the high bidder from the previous sale, will be rejected, all in accordance with Idaho Code 45-1502 et. Sec. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Diana Tuttle, a married person, as Grantor to Alliance Title & Escrow Corp., as Successor Trustee, for the benefit and security of Fannie Mae ("Federal National Mortgage Association") as Successor Beneficiary, recorded September 11, 2006 as Instrument No. 2054626000, Mortgage records of Kootenai County, Idaho. \u2020THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. \u2020The original loan amount was $400,000.00 together with interest thereon at the rate of 6.7500% per annum, as evidenced in Promissory Note dated August 31, 2006. \u2020Payments are in default for the months of September 2008 through and including November 2011 in the amount of $2,594.40 per month and continuing each and every month thereafter until date of sale or reinstatement. \u2020The principal balance as of November 16, 2011 is $391,958.45 together with accrued and accruing interest thereon at the rate of 6.7500% per annum. \u2020In addition to the above, there is also due any late charges, advances, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $391,958.45, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: November 28, 2011 Alliance Title & Escrow Corp. By: Bobbi Oldfield, Trust Officer Phone: 208-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Legal 4281 December 6, 13, 20, 27, 2011

NOTICE TO CREDITORS Probate Case No. CV11-8216 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In the Matter of the Estate Of KATHERINE J. STEADY, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 26 day of Oct., 2011. RICHARD P. WALLACE Attorney for Personal Representative Attorney at Law 1044 NW Blvd. Coeur d'Alene, ID 83814 Legal 4295 December 6, 13, 20, 2011

Notice is hereby given that All In One Mini Storage will hold a Public Sale of the entire contents of units #202 and #802. The sale will be held on the premises at All In One Mini Storage at 3900 E. 16th Ave., Post Falls, Idaho 83854 on Wednesday, December 14th, 2011, at 12:00 PM. The contents of both units will be sold for cash or certified funds only. No personal checks will be accepted. \u2020 Unit #202, 5x10 Kate Cota Last Known Address: 204 W. Ash St. Caldwell, Idaho 83605 \u2020 Unit #802, 5x10 Shad Thomas Last Known Address: 3809 N. 87 Way Scottsdale, Arizona 85251 Legal 4296 December 6, 13, 2011

NOTICE OF TRUSTEE'S SALE On April 5, 2012, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 9, Block 1, Alderwood Gardens, according to the plat recorded in Book I of Plats, Page 408, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 3553 East Jordan Drive, Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Landon C. Weichal, an unmarried person, as Grantor(s) with Panhandle State Bank as the Beneficiary, under the Deed of Trust recorded August 14, 2006, as Instrument No. 2049492000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Mortgage Electronic Registration Systems, Inc., recorded November 6, 2006, as Instrument No. 2065530000. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as Trustee, for Banc of America Funding 2006-8T2 Trust recorded November 23, 2011, as Instrument No. 2336138000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,120.15 for the months of September 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $126,361.22 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.625% from August 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 30th day of November, 2011. ___________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 4297 December 6, 13, 20, 27, 2011

NOTICE TO CREDITORS (I.C. 15-3-801) Case No. CV 11-9347 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Irvin J. Flesher Deceased NOTICE IS HEREBY GIVEN that Alice M. Flesher has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 30 day of Nov., 2011. Katherine Monroe Coyle, Attorney at Law Katherine Monroe Coyle Wytychak Elder Law, PLLC P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208)765-3595 ISB No. 7990 Legal 4298 December 6, 13, 20, 2011

USDA - Forest Service Idaho Panhandle National Forests Coeur d'Alene River Ranger District Shoshone County, Idaho District Ranger Randy Swick has announced his decision to implement a proposal to allow the Panhandle Nordic Ski Club to continue winter activities in the 4th of July Cross-Country Ski and Snowshoe Area located on National Forest System lands south of Interstate 90 at 4th of July Pass. The Nordic ski and snowshoe trail system is located within the South Fork Cedar Creek drainage (T49N, R2W, Sections 1, 2, and 11-14, Boise Meridian). Under this decision, a Special Use Permit will be issued to the Panhandle Nordic Ski Club authorizing the continued use, maintenance and repair of specific existing structures. Trails will continue to be cooperatively managed and maintained by Idaho Department of Parks & Recreation, the Panhandle Nordic Ski Club, and the Forest Service through a Challenge-Cost Share Agreement that provides funding for trail maintenance. The existing area closure will be retained to prohibit use of over-snow motorized vehicles, except as needed for grooming of the permitted routes, to protect the groomed routes and provide for public safety. A seasonal closure will be implemented on that segment of Forest Road 614, from Rose Saddle to the winter parking area at 4th of July Pass, prohibiting over-snow motorized vehicle use and wheeled motorized traffic when this route is being groomed for nordic skiing and snowshoe use. To facilitate the seasonal closure, a gate will be installed on the north end of Road 614 in the vicinity of its junction with Forest Road 905, with signs and a barricade placed at Rose Saddle. This project meets the criteria to be categorically excluded from documentation in an environmental assessment or environmental impact statement (36 CFR 220.6(e)(3)). The decision is not subject to administrative review (appeal) pursuant to 36 CFR 215.8(a)(4). For more information, please contact Project Leader Mike Leverick at the Silver Valley Office of the Coeur d'Alene River Ranger District, 173 Commerce Drive, Smelterville, ID 83868; by telephone (208-783-2112); or by email (mleverick@fs.fed.us). Legal 4300 December 6, 2011

NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS Date of Notice: December 2, 2011 Name of Responsible Entity (RE): Idaho Housing and Finance Association Address: PO Box 7899 City, State, Zip Code: Boise, ID 83707-1899 Telephone Number of RE Preparer Agency: 208.331.4753 These notices shall satisfy two separate but related procedural requirements for activities to be undertaken by the Idaho Housing and Finance Association (IFHA) or Grantee. REQUEST FOR RELEASE OF FUNDS On or about December 20, 2011 the Idaho Housing and Finance Association will submit a request to the U.S. Department of Housing and Urban Development (HUD) agency for the release of HOME funds under Title II of the Cranston-Gonzales National Affordable Housing Act as amended through 1998, to undertake a project known as Homestead, for the construction of a 14 unit apartment complex which will provide affordable housing for mentally disabled individuals in Coeur d'Alene, Kootenai County, Idaho. The approximately .5 acre project site contains an existing residential structure which will be demolished prior to development of the complex. The project site is located at 102 East Homestead Avenue in Coeur d'Alene, Idaho. FINDING OF NO SIGNIFICANT IMPACT The IHFA has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information is contained in the Environmental Review Record (ERR) on file at Idaho Housing and Finance Association, 565 W. Myrtle, Boise, Idaho 83702 and may be examined or copied weekdays 8:00 A.M. to 5:00 P.M. PUBLIC COMMENTS Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to the IHFA at PO Box 7899, Boise, Idaho 83707-1899, attention Tracy Drouin, Grant Programs Department. All comments received within fifteen days from the initial publishing date of this Notice will be considered by the Idaho Housing and Finance Association prior to authorizing submission of a request for release of funds. Comments should specify which Notice they are addressing. RELEASE OF FUNDS The IHFA certifies to HUD that Julie H. Williams in her capacity as Executive Vice President and Certifying Officer consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. HUD's approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows St. Vincent de Paul to use Program funds. OBJECTIONS TO RELEASE OF FUNDS HUD will accept objections to its release of funds and the IHFA's certification for a period of fifteen days following the anticipated submission date or its actual receipt of the request (whichever is later) only if they are on one of the following bases: (a) the certification was not executed by the Certifying Officer of the IHFA: (b) the IHFA has omitted a step or failed to make a decision or finding required by HUD regulations at 24 CFR Part 58; (c) the grant recipient has committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release of funds by HUD; or (d) another Federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory from the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to HUD/grant administration office at CPD Director; 400 SW 6th Ave., Suite 700, Portland, OR 97204. Potential objectors should contact HUD to verify the actual last day of the objection period. Julie H. Williams Executive Vice President/Certifying Officer Este aviso es con respecto a la construcci\u00DBn de un edificio de apartamentos con 14 unidades para proporcionar viviendas de bajo recursos para las personas con discapacidad mental. El sitio del proyecto est\u00B7 ubicado en 102 East Homestead Avenue, Coeur d'Alene, Idaho. Esta notificaci\u00DBn en espa\u00D2ol est\u00B7 disponible en el sitio de web de Idaho Housing and Finance Association, cual es http://www.ihfa.org/. Abajo del programa HOME que se encuentra en el v\u00CCnculo del departamento de Grants. Legal 4301 December 6, 2011

Time Warner Cable's agreements with programmers and broadcasters to carry their services and stations routinely expire from time to time. We are usually able to obtain renewals or extensions of such agreements, but in order to comply with applicable regulations, we must inform you when an agreement is about to expire. The following agreements are due to expire soon, and we may be required to cease carriage of one or more of these services/stations in the near future. KXLA, KXLA HD, Youtoo, E!, Style, Encore, Encore (East), Encore Drama, Encore Drama (East), Encore Love, Encore Love (East), Encore Mysteries, Encore Mysteries (East), Encore WAM, Encore Action, Encore Action (East), Encore Westerns, Encore Westerns (East), STARZ!, STARZ HD, STARZ East, STARZ Edge, STARZ Cinema, Starz Cinema (East), STARZ in Black, STARZ Kids & Family, truTV, BBC America, Fuse, Fuse HD, The Golf Channel, The Golf Channel HD, Current TV, Penthouse, TEN, NHL Center Ice, Cooking Channel, Cooking Channel HD, Current TV, DIY, DIY HD, GAC, IFC, IFC HD, GMC (Gospel Music Channel), Music Choice, WE and WE HD. In addition, from time to time we make certain changes in the services that we offer in order to better serve our customers. On or after December 6, 2011 FEARnet On Demand will be added to the Movie Pass category and OWN will switch from the East feed to the West feed resulting in a three hour shift in the programming schedule. Any scheduled DVR recordings will be deleted and must be re-set. On or after December 8, 2011 the TV Guide scrolling TV listings channel on channel 20 will be removed from the channel lineup. A new TV Guide entertainment channel without TV listings will be added to channel 116 on Expanded Basic. It will be offered in a Digital format only; digital cable ready equipment, such as a digital set-top box or CableCARD-equipped UDCP, required. On January 2, 2012 Versus and Versus HD will be rebranded by the programmer as NBC Sports Network and NBC Sports Network HD respectively. Finally, we are currently involved in discussions regarding the services and/or stations listed below. While we cannot guarantee that we will reach agreement with the relevant programmers and/or broadcasters, we are listing these services/stations here in the event that those discussions lead to the dropping or addition of the following services/stations: CMT and CMT HD Legal 4302 December 6, 2011

NOTICE TO CREDITORS Case No. CV11-8650 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI MAGISTRATE DIVISION IN THE MATTER OF THE ESTATE OF KATHRYN N. PALMER, Deceased. Notice is hereby given that Joel W. Palmer has been appointed as personal representative of the above-named estate. All persons having claims against the said deceased are required to present their claims within four months after date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the personal representative of the estate at P.O. Box A, Coeur d'Alene, Idaho 83816, or filed with the court. Dated this 1st day of December, 2011. Scott W. Reed, Attorney for Personal Representative Legal 4304 December 6, 13, 20, 27, 2011

NOTICE TO CREDITORS (I.C. 15-3-801) Case No. CV 11-9346 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Earl Mason Frizzell Deceased NOTICE IS HEREBY GIVEN that Barbara A. Carlson has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 30 day of Nov. 2011 Katherine Monroe Coyle, Attorney at Law Katherine Monroe Coyle Wytychak Elder Law, PLLC P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208)765-3595 Legal 4304 December 6, 13, 20, 2011

NOTICE OF HEARING Case No.: CV11-9527 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR KOOTENAI COUNTY IN THE MATTER OF THE APPLICATION OF VIRGINIA LORRAINE BRUNETTE Petitioner. A Petition by VIRGINIA LORRAINE BRUNETTE, now residing at Rathdrum, Idaho proposing to confirm her name as VIRGINIA LORRAINE BRUNETTE, and to the extent her name has ever been VIRGINIA LORRAINE PULLIAM that it be changed to VIRGINIA LORRAINE BRUNETTE, has been filed in the above entitle Court, the reason for the confirmation/change in name being that Social Security has the Petitioner listed as VIRGINIA LORRAINE PULLIAM and requires a Court Order in order to list Petitioner's name as VIRGINIA LORRAINE BRUNETTE so that Petitioner may collect her benefits under Social Security. Such Petition will be heard at Jan. 17, 2012 at 9:30 am at the Kootenai County Courthouse and objections may be filed by any person who can, in such objections, show to the Court a good reason against such a change of name. WITNESS my hand and seal of said District Court this 29 day of Nov. 2011. CLIFFORD HAYES DISTRICT COURT CLERK By: Debra D. Leu Deputy Deborah A. Cordes Attorney for Petitioner 212 S. 11th Street Coeur d'Alene, Idaho 83814 Legal 4305 December 6, 13, 20, 2011

Notice of Trustee's Sale TS#: ID-10-414263-NH On 3/5/2012, at 11:00am (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Nationstar Mortgage LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: Tract 46 and also the East 79.72 feet and the North 30 feet of Tract 45 of POST FALLS IRRIGATED TRACTS, as recorded in Book "C" of Plats, Page 78, and also a portion of the unplatted portion of the West Half of the Southeast Quarter of Section 31, Township 51 North, Range 4 West, Boise Meridian, Kootenai County, Idaho, further described as follows: COMMENCING at the center of said Section 31; thence South 00 degrees 05'02" East, along the North-South centerline of said Section 31, and the center of the right of way, (known as "Maverick Lane") a distance of 653.99 feet to a point; thence South 89 degrees 43'18" East, a distance of 20.00 feet to the East right of way line or said Lane and the Northwest corner of said Tract 45 and the TRUE POINT OF BEGINNING for this description; thence Continuing South 89 degrees 43'18" East, along the North lines of said Tract 45 and 46, a distance of 1233.52 feet to a point; thence North 60 degrees 27'55" East, a distance of 76.68 feet to a point on the East line of said West Half of the Southeast Quarter; thence South 00 degrees 00'30" East, along said East line, a distance of 90.16 feet to an iron pin at the Northeasterly corner of the plat of ROYAL HIGHLANDS FIRST ADDITION, as recorded in Book "E" of Plats, Page 213;thence South 59 degrees 40'55" West, along the North line of said ROYAL HIGHLANDS FIRST ADDITION, a distance of 856.60 feet to a point that lays 79.72 feet West of the common line between said Tracts 45 and 46 extended; thence North 00 degrees 02'46" West, along a line parallel to said common line, a distance of 458.05 feet to a point, which lays 30 feet South of the North line of said Tract 45; thence North 89 degrees 43' 18" West, parallel to said North line, a distance of 560.38 feet to a point on the West line of said Tract 45 and said East right of way line; thence North 00 degrees 05'02" West, along said line, a distance of 30.00 feet to the POINT OF BEGINNING.The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1358 NORTH MAVERICK LANE., POST FALLS, ID 83854 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ROBERT A. MCGWIER JR . A SINGLE MAN as Grantor/Trustor, in which NATIONSTAR MORTGAGE LLC A LIMITED LIABILITY COMPANY, is named as Beneficiary and FIRST AMERICAN TITLE INS CO as Trustee and recorded 3/16/2007 as Instrument No. 2088440000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/27/2007. The monthly installments of principal, interest, and impounds (if applicable) of $1,125.90, due per month for the months of 9/15/2010 through 1/12/2011, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $168,453.61 together with interest thereon at the current rate of 6.7390 per cent (%) per annum from 8/15/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 11/1/11 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee By: Quality Loan Service Corp. of Washington, a Washington Corporation, its attorney-in-fact 2141 5th Avenue San Diego, CA 92101 Brooke Frank; Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.lpsasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 4127055 Legal 4172 November 15, 22, 29, 2011 December 6, 2011

LISA A. HOLMES ISB#4525 HOLMES LAW OFFICE, P.A. 8109 N. Wayne Drive Post Office Box 569 Hayden ID 83835-0569 Telephone: (208)762-0100 Facsimile: (208)762-0199 Attorneys for Plaintiffs, THOMAS R. REID and DIXIE REID, JIMMY LEE RUNGE and DONNA KAY RUNGE, ROBERT TENDALL SCHINI and MURIEL JEAN SCHINI SUMMONS FOR PUBLICATION Case No. CV 2011-8795 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI THOMAS R. REID and DIXIE REID, husband and wife, JIMMY LEE RUNGE and DONNA KAY RUNGE, husband and wife, and ROBERT TENDALL SCHINI and MURIEL JEAN SCHINI, husband and wife, PLAINTIFFS, vs. AMBROSE E. CLEMO and VIRGINIA L. CLEMO, husband and wife, deceased, their heirs, devisees, successors and assigns, JOHN DOES I-X, JANE DOES I-X, AND ANY OTHER PERSON OR ENTITY CLAIMING AN INTEREST IN THE FOLLOWING PARCEL OF REAL PROPERTY LOCATED IN THE COUNTY OF KOOTENAI, STATE OF IDAHO, TO WIT: SEE EXHIBIT "A" ATTACHED HERETO AND BY REFERENCE FULLY INCORPORATED HEREIN and commonly known as Kootenai County Assessor's parcel number AIN108813. DEFENDANTS. To: AMBROSE E. CLEMO and VIRGINIA L. CLEMO, husband and wife, deceased, their heirs, devisees, successors and assigns, JOHN DOES I-X, JANE DOES I-X, AND ANY OTHER PERSON OR ENTITY CLAIMING AN INTEREST IN THE FOLLOWING PARCEL OF REAL PROPERTY LOCATED IN THE COUNTY OF KOOTENAI, STATE OF IDAHO, TO WIT: SEE EXHIBIT "A" ATTACHED HERETO AND BY REFERENCE FULLY INCORPORATED HEREIN and commonly known as Kootenai County Assessor's parcel number AIN108813. You have been sued by Plaintiffs, THOMAS R. REID and DIXIE REID, husband and wife, JIMMY LEE RUNGE and DONNA KAY RUNGE, husband and wife, and ROBERT TENDALL SCHINI and MURIEL JEAN SCHINI, husband and wife, in the District Court in and for Kootenai County, Idaho, Case No. CV-11-8795. The nature of the claim against you is quiet title. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d'Alene ID 83814 and served a copy of your response on the Plaintiff's attorney at HOLMES LAW OFFICE, P.A., 8109 N. Wayne Drive, Post Office Box 569, Hayden ID 83835-0569. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 10 day of November, 2011. CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT Sherry Huffman Deputy Exhibit A The Northeast Quarter of the Southeast Quarter of Section 11, Township 48 North, Range 4 West, Boise Meridian, Kootenai County, Idaho; EXCEPT the North 1048 feet thereof; Government Lot 2 of said Section 11; EXCEPT the North 1048 feet thereof; Those portions of Government Lot 3 and the Southeast Quarter of the Southeast Quarter of Section 11 lying East of Highway 95A and North of a line parallel with the North lines of Government Lot 3 and the Southeast Quarter of the Southeast Quarter and 26.28 feet North of a concrete monument on the North right of way line of Highway 95A at Station 359+43.7, said portion being designated as the North 507.18 feet of Government Lot 3 and the Southeast Quarter of the Southeast Quarter in Warranty Deed from Shugart to Nelson and Clemo dated June 7, 1967; That portion of said Government Lot 3 lying West of Highway 95A described as follows: BEGINNING at the South Quarter corner of Section 11; thence North 508 05 1/2' East, 1339.6 feet to a concrete right of way monument on the Northerly right of way line of Highway 95A at Station 359+43.7; thence North 298 51 3/4' East, 353.31 feet to a concrete right of way monument at Station 377+35.4, being the TRUE POINT OF BEGINNING; thence North 398 24' West, 118.52 feet; thence North 438 51' West, 35.46 feet; thence North 588 26 West, 70.0 feet; then South 838 35' West, 113.11 feet to a point on the shore of Lake Coeur d'Alene; thence Northerly along the shore to the North line of Government Lot 3; thence East along said North line to the Westerly right of way line of Highway 95A; thence Southeasterly along said line to the TRUE POINT OF BEGINNING.Legal 4173 November 15, 22, 29, 2011 December 6, 2011

CORRECTED NOTICE OF PETITION AND HEARING Case No. CV11-8546 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF KENNETH CARLTON, Deceased. NOTICE IS HEREBY GIVEN that on the 24th day of October, in the year 2011, DARLENE A. CARLTON, whose address is c/o Callahan & Associates, Chtd., PO Box 2226, Coeur d'Alene, ID 83816-2226, filed a PETITION FOR SUMMARY ADMINISTRATION OF ESTATE OF WHICH SURVIVING SPOUSE IS SOLE BENEFICIARY in the above-named estate. The original of the Petition is on file with the Clerk of Court and may be reviewed upon request. The Petitions has been set for hearing in this Court at the Kootenai County Courthouse in Coeur d'Alene, Idaho, on the 17 day of January, in the year 2012 at the time of 10:00 o'clock a.m. before the Presiding Magistrate. Dated this 11 day of November, in the year 2011. Callahan & Associates, Chtd. Attorneys for Petitioner By: Kimmer W. Callahan Legal 4216 November 22, 29, 2011 December 6, 2011

NOTICE TO CREDITORS Case No. 06-8055 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF GREAT E. PEONE, Deceased. NOTICE IS HEREBY GIVEN that Jodi Peone has been appointed Personal Representative of the above named estate. All persons having claims against the Decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claimant shall deliver or mail to the personal representative a written statement of the claim indicating its basis, the name and address of the claimant, and the amount claimed, and file a written statement of the claim, in the form prescribed by rule, with the clerk of the court. The claim is deemed presented on the first to occur on receipt of the written statement of claim by the personal representative, or the filing of the claim with the court. If a claim is not yet due, the date when it will become due shall be stated. If the claim is contingent or unliquidated, the nature of the uncertainty shall be stated. If the claim is secured, the security shall be described. Any claims by creditors must comply with the provisions of Idaho Code \u00DF15-3-801, et seq. DATED this 17 day of November, 2011. Mark A. Jackson Attorney for Personal Representative DATED this 17 day of November, 2011. Jodi Peone Personal Representative c/o Mark A. Jackson 110 Wallace Avenue Coeur d'Alene, ID 83814 Legal 4218 November 22, 29, 2011 December 6, 2011

Katherine Monroe Coyle Wytychak Elder Law, PLLC P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208)765-3595 ISB No. 7990 NOTICE TO CREDITORS (I.C. 15-3-801) Case No. CV 11-9163 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF Edwin Ellsworth Nickerson and Kathryn Louise Rearden Nickerson Deceased NOTICE IS HEREBY GIVEN that Susan P. Nickerson Bates has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 17 day of November, 2011. Katherine Monroe Coyle, Attorney at Law Legal 4220 November 22, 29, 2011 December 6, 2011