Legals August 12, 2011

| August 12, 2011 12:00 AM

Loan No. xxxxxx3980 T.S. No. 1330867-09 Parcel No. 0-0340-021-005-0 NOTICE OF TRUSTEE'S SALE On October 27, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 5, block 21, second addition to avondale on hayden, according to the plat recorded in the office of the county recorder in book "e" of plats at page 56, records of Kootenai county, state of idaho. *city mortgage co., subsequently known as national city mortgage, inc. Commonly known as 11788 N Kensington Avenue Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Michael D Whitney, An Unmarried Person as Grantor, to Stewart Title Of Coeur D'alene, as Trustee, for the benefit and security of Mountain West Bank as Beneficiary, recorded January 03, 2003, as Instrument No. 1773276, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due march 1, 2011 of interest only and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $113,542.62, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: June 27, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-385329 LEGAL 3220 July 22, 29, 2011 August 5, 12, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 2, 2011 File No.: 7021.28391 Sale date and time (local time): December 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1443 W. Garwood Rd. Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: J. Hank Hester, a married man as his sole & separate property Original trustee: Fidelity National Title Insurance Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date: 02/23/2005 Recorder's instrument number: 1931327 County: Kootenai Sum owing on the obligation: as of August 2, 2011: $370,571.08 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 2, Bar Circle "S" Ranch Fourth Addition, according to the plat recorded in Book "F" of Plats at Page 299, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.28391) 1002.201073-FEI Legal 3475 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE: The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID, 83814 on 10/11/2011 at 10:00 AM, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 08/10/2007 as Instrument Number 2115570000, and executed by RICHARD B WILLOUGHBY, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, State of Idaho. LEGAL DESCRIPTION: THE FOLLOWING DESCRIBED REAL PROPERTY, TOGETHER WITH ANY IMPROVEMENTS THEREON: PART OF LOT 18, SECTION 11, TOWNSHIP 50 NORTH, RANGE 4 WEST, BOISE MERIDIAN. COMMENCING AT A POINT 11.05 CHAINS WEST OF THE NORTHEAST CORNER OF SAID LOT 18; THENCE WEST 2.21 CHAINS; THENCE SOUTH 2.18 1/2 CHAINS; THENCE EAST 2.21 CHAINS; THENCE NORTH 2.18 1/2 CHAINS TO THE PLACE OF BEGINNING, KOOTENAI COUNTY, IDAHO. EXCEPTING THEREFROM: THAT PART OF GOVERNMENT LOT 18, SECTION 11, TOWNSHIP 50 NORTH, RANGE 4 W.B.M. KOOTENAI COUNTY, STATE OF IDAHO, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF LOT 18, SECTION 11, TOWNSHIP 50 NORTH, RANGE 4 W.B.M. IN THE FORT SHERMAN ABANDONED MILITARY RESERVATION 848.16 FEET WEST OF THE NORTHEAST CORNER OF SAID LOT 18, WHICH POINT IS A DISTANCE OF 455.7 FEET, MORE OR LESS EAST FROM THE NORTHWEST CORNER OF THE SAID LOT 18; THENCE RUNNING SOUTH ON A LINE PARALLEL WITH THE EAST LINE OF SAID LOT 18; A DISTANCE OF 144.21 FEET; THENCE WEST 27 FEET PARALLEL TO THE NORTH LINE OF MILL STREET; THENCE NORTH 144.21 FEET; THENCE EAST 27 FEET TO THE PLACE OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 822 W DAVIDSON AVE, Coeur d'Alene, ID 83814-2512 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 09/01/2008 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 7.125% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $37,559.70, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and/or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 06/02/2011 RECONTRUST COMPANY, N.A., Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A., 1800 Tapo Canyon Rd., CA6-914-01-94, SIMI VALLEY, CA 80028-1821, PHONE: (800) 281-8219. TS # 11-0044016 FEI # 1006.137330 Legal 3477 August 5, 12, 19, 26, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 2, 2011 File No.: 7261.26466 Sale date and time (local time): December 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3295 Bristol Ave Coeur d'Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Rose C. Jesseph and Ferol E. Jesseph, wife and husband Original trustee: Susan J. Robinson, Idaho Attorney Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for WMC Mortgage Corp. Recording date: 10/03/2005 Recorder's instrument number: 1985355 County: Kootenai Sum owing on the obligation: as of August 2, 2011: $290,668.82 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 44, Block 17, Northshire, according to the plat recorded in Book "E" of Plats at Page 199, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.26466) 1002.129838-FEI Legal 3491 August 12, 19, 26, 2011 September 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2011 File No.: 7023.95654 Sale date and time (local time): December 2, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 6561 W Wapiti Trail Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Douglas A. Peters and Wanda R. Peters, husband and wife Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/29/2010 Recorder's instrument number: 2271151000 County: Kootenai Sum owing on the obligation: as of August 3, 2011: $333,655.00 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The Northwest Quarter of the Northwest Quarter of the Southwest Quarter of Section 33, Township 49 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95654) 1002.201137-FEI Legal 3494 August 12, 19, 26, 2011 September 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 3, 2011 File No.: 7023.95670 Sale date and time (local time): December 2, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 301 North 1st Street #309 aka 301 North 1st #309 Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Patricia C. Smith, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 05/08/2007 Recorder's instrument number: 2098615000 County: Kootenai Sum owing on the obligation: as of August 3, 2011: $299,877.16 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 309, Coeur d' Alene North Condominium, according to the plat recorded in the office of the County Recorder in Book F of Plats at Page 143, et. Seq., and as defined and described in that Condominium Declaration for Park View Tower recorded in the Records of Kootenai County, Idaho as Instrument No. 993564 in Book 136 of Miscellaneous at Page 672, Records of Kootenai County, Idaho, and amended by Instrument recorded in Book 150 of Miscellaneous at Page 715, Records of Kootenai County, Idaho. Amendments to Amended Declaration of Covenants recorded December 3, 1987 as Instrument No. 1103528, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.95670) 1002.201104-FEI Legal 3495 August 12, 19, 26, 2011 September 2, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 2, 2011 File No.: 7261.28463 Sale date and time (local time): December 1, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1307 S. Ponderosa Dr Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: David M. Sayers, a single man Original trustee: Pioneer Title of Kootenai County Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Fremont Investment & Loan Recording date: 01/05/2006 Recorder's instrument number: 2005916 County: Kootenai Sum owing on the obligation: as of August 2, 2011: $114,801.83 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 17 and 18, Block 27, Fourth Addition to Bonanza Ranch, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats, Page 176. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7261.28463) 1002.201093-FEI Legal 3496 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF RE-SCHEDULED TRUSTEE'S SALE On Thursday, the 15th day of September, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 14, BLOCK 1, ROSE ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 394, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 105 W. Petal Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DARREN W. NIPP, an Unmarried Person, and STARLYNN H. TEKANCIC, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded October 27, 2006, as Instrument No. 2063707000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 4, 2007, as Instrument No. 2075846000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, October 26, 2006, in the amount of $852.00 each, for the months of September, 2010, through February, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.47% per annum from August 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $117,710.13, plus accrued interest at the rate of 5.47% per annum from August 1, 2010. DATED This 2nd day of August, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3502 August 12, 19, 26, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 29th day of November, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, MOUNT VISTA ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK E OF PLATS, PAGE 107, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1701 E. Satre Ave., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DEEANN M. WATSON, an Unmarried Person, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded August 9, 2001, as Instrument No. 1690782, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 1, 2001, as Instrument No. 1697849, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, August 7, 2001, in the amount of $787.00 each, for the months of March through July, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.17% per annum from February 1, 2011. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $90,170.76, plus accrued interest at the rate of 6.17% per annum from February 1, 2011. DATED This 28th day of July, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3503 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On Tuesday, the 29th day of November, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE NORTH 58 FEET OF LOTS 1 AND 2, BLOCK 14, RIVERVIEW ADDITION TO THE TOWN OF POST FALLS, KOOTENAI COUNTY, STATE OF IDAHO, ACCORDING TO THE PLAT RECORDED IN BOOK "E" OF DEEDS, PAGE 329. TOGETHER WITH THAT PORTION OF BECKETT STREET, VACATED BY ORDINANCE NO. 684 RECORDED AS INSTRUMENT NO. 1284367 WHICH ATTACHES BY OPERATION OF LAW. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 302 N. Beckett St., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by PATRICK IRWIN, a Married Man, as his sole and separate property, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of IDAHO HOUSING AND FINANCE ASSOCIATION, recorded February 27, 2008, as Instrument No. 2146610000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated, February 25, 2008, in the amount of $956.00 each, for the months of January through July, 2011, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.10% per annum from December 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $134,978.12, plus accrued interest at the rate of 6.10% per annum from December 1, 2010. DATED This 28th day of July, 2011. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 3504 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF PUBLIC AUCTION TO BE HELD Saturday, August 13, 2011 at 1:00 p.m. at AAA MINI STORAGE, 6136 N. GOV'T WAY, DALTON GARDENS, ID 83815 in compliance with Idaho State Code. Goods to be sold include Household & Misc. items. UNIT A38, Jaimes Baker, 2850 N. 14th Street, Coeur d'Alene, ID 83814. UNIT D4, josh Curran, 10427 Kendra, Hayden, ID 83835. UNIT H4, Jody Kenny, General Delivery, Lewiston, ID 83501. UNIT H26, Kim Lutz, PO Box 1867, Coeur d'Alene, ID 83816. UNIT I9, Shamara Brown, PO Box 264, Plummer, ID 83851. UNIT I32, Nicole Dunbar, 2141 W. Hillsdale Rd., Athol, ID 83801. These items will be sold to satisfy a lien. Legal 3505 August 10, 12, 2011

NOTICE OF HEARING ON NAME CHANGE (Adult) Case No. CV-11-5757 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Cynthia Dianne Wise Brownell A Petition to change the name of Cynthia Dianne Wise Brownell, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Cynthia Wise Hauser. The reason for the change in name is: Applicant's birth father is not living. Her husband's name is Hauser. A hearing on the petition is scheduled for 9:30 o'clock A.M. on 8-25-2011 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 7/18/11 CLIFFORD T. HAYES CLERK OF THE DISTRICT COURT By: Deputy Clerk Legal 3353 July 22, 29, 2011 August 5, 12, 2011

NOTICE OF HEARING ON NAME CHANGE (Adult) Case NO.: CV2011-6459 IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN RE: Stephanie Constance Anna Nielsen A Petition to change the name of Stephanie Constance Anna Nielsen, now residing in the City of Coeur d'Alene, State of Idaho, has been filed in the District Court in Kootenai County, Idaho. The name will change to Stephanie Anna-Kate Nielsen. The reason for the change in name is: The old first name is too long and banking system and Social Security office computer system can not be completed my whole first name. A hearing on the petition is scheduled for 1:30 o'clock P.M. on September 26, 2011 at the Kootenai County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: 8/9/2011 /s/ Clifford T. Hayes CLERK OF THE DISTRICT COURT By: _ Deputy Clerk Legal 3527 August 12, 19, 26, 2011 September 2, 2011

SUMMONS Civil Case CV 11-6196 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI WILLIAM DEEN THOMAS and JUDY W. THOMAS, husband and wife, plaintiffs, v. HELEN L. GAFFORD; and JOHN DOE and JANE DOE 1-10, being the heirs, successors and/or assigns of DEE D. GAFFORD and JUANITA GAFFORD, husband and wife; and all other persons who may claim any right, title or interest in the following described real property: A portion of land in Government Lot 5 of Section 12, Township 47 North, Range 3 West of the Boise Meridian, Kootenai County, State of Idaho, more specifically described as follows: Commencing at the Northeast corner of said Section 12; thence South 45852'12" West, 2,795.15 feet to a point on the Meander Line of Black Lake; thence South 38830'00" East, 215.41 feet along the Meander Line of Black Lake to the true point of beginning; thence South 72830'00" East, 99.00 feet along the Meander Line of Black Lake; thence North 84830'00" East, 126.39 feet along the Meander Line of Black Lake; thence South 56849'21" West, 756.29 feet; thence North 43829'50" West, 30.00 feet along the Northeast line of Lot 3, Block 2, Unit 4 of Black Lake Shore Subdivision as recorded in Book "E" of Plats, page 26, records of Kootenai County; thence North 57829'50" West, 156.00 feet along the Northeast lines of Lots 14 and 13, Block 2 of said Unit 4; thence North 73827'50" West, 102.38 feet along the Northerly line of Lot 12, Block 2 of said Unit 4; thence North 65836'02" East, 674.03 feet to a point on the North side of a County road; thence North 69835'17" East, 52.61 feet to a point on the Meander Line of Black Lake, said point being the true point of beginning, Defendants. To the above-named defendants: NOTICE: YOU HAVE BEEN SUED BY THE ABOVE- NAMED PLAINTIFF(S): THE COURT MAY ENTER JUDGMENT AGAINST YOU WITHOUT FURTHER NOTICE UNLESS YOU RESPOND WITHIN 20 DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within 20 days after service of this Summons on you. If you fail to so respond the court may enter judgment against you as demanded by the plaintiff(s) in the Complaint. A copy of the Complaint is on file with the above-named court. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected. An appropriate written response requires compliance with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your response is an Answer to the Complaint, it must contain admissions or denials of the separate allegations of the Complaint and other defenses you may claim. 3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing or delivery of a copy of your response to the plaintiffs' attorney, as designated below. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 1st day of August, 2011, CLIFFORD HAYES, CLERK OF THE DISTRICT COURT Scott L. Poorman, ISB# 4701 Attorney for Plaintiffs PO Box 2871, Hayden, ID 83835 Legal 3522 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On December 13, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 4, Brown's Subdivision, according to the plat recorded in Book D of Plats, Page 5, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 516 W. Lacrosse Ave., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Tyrel D. Melvin and Jennifer J. Melvin, husband and wife, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded October 30, 2009, as Instrument No. 2238722000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to PHH Mortgage Corporation, recorded August 5, 2011, as Instrument No. 2322817000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,163.93 for the months of December 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $175,118.37 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 5.0% from November 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 8th day of August, 2011. _________________________ Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 3523 August 12, 19, 26, 2011 September 2, 2011

LIEN SALE: 1977 CHAM TL 66X14 VIN# 167728D0115 LOCATED AT 1743 E. LUNCEFORD, COEUR D'ALENE, IDAHO 83815. SALE WILL BE HELD ON MONDAY AUGUST 22ND AT 12:00 PM AT MOBILE HOME LOCATION LISTED ABOVE. Legal 3524 August 12, 19, 2011

NOTICE OF REQUEST PRE-QUALIFICATION CONSULTING SERVICES The City of Post Falls, Idaho is requesting Statements of Qualifications from professional consulting firms, to prepare a Park and Recreation Master Plan (Deadline 09/15/2011). For a detailed copy of the Request for Qualifications, access the RFP/RFQ/Bids at html" http://www.postfallsidaho.org/legals.html and click on the RFP/RFQ/Bids link. For additional information contact Bill Melvin, P.E., Post Falls City Engineer at (208) 292-2329 or by email bmelvin@postfallsidaho.org. Legal 3526 August 12, 19, 2011

NOTICE OF ADVERTISEMENT FOR REQUEST FOR BIDS The Board of Trustees of Coeur d'Alene School District 271 will be accepting sealed bids at the office of the Clerk of the Board located at the District Administration Center at 311 North 10th Street, Coeur d'Alene, Idaho 83814, on or before August 26, 2011, until the hour of 11:00 a.m. of said day for: PAPER Bids will be opened at the District Administration Center at 11:00 a.m. on said date. All interested individuals are welcome to attend. Bid forms, instructions and specifications are available to interested bidders at the District Administration Center. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement, "SEALED BID ? PAPER" marked on the outside. Bids will not be accepted via facsimile or e-mail. Any bid received after the hour of 11:00 a.m. on August 26, 2011, will not be considered. The right is reserved to reject any or all bids for any reason whatsoever. Dated this 12th day of August, 2011. ___________________________ Lynn Towne, Clerk of the Board Coeur d'Alene School District 271 Legal 3529 August 12, 19, 2011

NOTICE OF PUBLIC HEARING PLEASE TAKE NOTICE THAT, the Planning and Zoning Commission of the City of Hayden will conduct a public hearing on Monday, August 29, 2011 at 5 p.m. at the Hayden City Hall, 8930 N. Government Way, Hayden, Idaho, to consider AMENDING SECTIONS 11-8-4 AND 11-9-4 OF THE HAYDEN CITY CODE TO ALLOW RESIDENTIAL DWELLING UNITS CONSTRUCTED PRIOR TO 2002 TO BE A PERMITTED USE IN THE COMMERCIAL AND INDUSTRIAL ZONING DISTRICTS, WITH RESIDENTIAL SETBACK LIMITATIONS; PROVIDING SEVERABILITY; PROVIDING REPEAL OF CONFLICTING ORDINANCES; AND PROVIDING AN EFFECTIVE DATE. Said ordinance is available for review at the Community Development and Planning Department of the City of Hayden, where it may be reviewed during regular business hours. The document may also be reviewed on-line at www.cityofhaydenid.us . All persons desiring to be heard should appear at the hearing. Written testimony must be received by the City no later than 5 p.m. on Friday, August 19, 2011. Written testimony may be sent to the City of Hayden, Community Development and Planning Department, Hayden, Idaho, 83835 Assistant for persons with disabilities will be provided upon 24-hour notice prior to the public hearing. Legal 3535 August 12, 2011

NOTICE OF AUCTION OR SALE NOTICE IS HEREBY GIVEN: Pursuant to Idaho code 55-2306, that on the 19th day of August, 2011 at the hour of 11:00 o'clock a.m. at City Mini Storage located 3735 Fruitland Lane Coeur d'Alene, ID. 83814. An action or sale shall be held for the purpose of selling any and all personal property located within unit# 233 or removed from unit #233 for the purpose of satisfying the lien against, Darin Hinze, 1011 Gilbert Ave., Coeur d'Alene, ID. 83815 in favor of City Mini Storage, 3735 Fruitland Lane, Coeur d'Alene, ID 83814 upon said personal property as authorized by Idaho code 55-2306. NOTICE IS FURTHER GIVEN that said lien is for unpaid rent and late charges, together with cost and fees incurred for prosecution and sale of said property. Said property will be sold at public auction or sale on the 19th day of August, 2011, as heretofore set forth, and the proceeds of the sale of said property shall be applied to the discharge of any prior protected secured interests, the lien authorized by Idaho code 55-2306, and cost of said sale. Any remaining funds shall be paid to the owners of said property, the same being as listed above. The items being auctioned or sold include, but not limited to household items. Dated this 9th day of August, 2011. City Mini Storage Legal 3543 August 12, 18, 2011

NOTICE OF TRUSTEE'S SALE Trustee's Sale No. 02-FMB-110855-106763 NOTICE IS HEREBY GIVEN that, ALLIANCE TITLE & ESCROW CORP., the duly appointed Successor Trustee, will on November 18, 2011, at the hour of 10:00 AM, of said day, FRONT ENTRANCE OF THE KOOTENAI COUNTY COURTHOUSE, 324 WEST GARDEN AVENUE, COEUR D'ALENE, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of KOOTENAI, State of Idaho, to-wit: Parcel 1: A part of the Northwest Quarter of the Southeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, State of Idaho, described as follows: Commencing at the Northeast corner of the Northwest Quarter of the Southeast Quarter of said Section 18; Thence South 0 degrees 01' East, 401.50 feet to an iron pipe; Thence South 89 degrees 57' West, 290.00 feet to an iron pipe being the Northeast corner of the Palmer Tract, and the True Point of Beginning for this description; Thence South 0 degrees 28' East, 100 feet along the East line of the Palmer Tract, to the Southeast corner thereof; Thence East along the North line of the Campbell Tract, 90 feet; Thence North 100 feet to the South line of the Larson Tract; Thence South 89 degrees 57' West, 90 feet to the Point of Beginning. Less County Road. Parcel 2: Beginning at the Northeast corner of the Northwest Quarter of the Southeast Quarter of Section 18, Township 50 North, Range 3 West, Boise Meridian, Kootenai County, Idaho; Thence South 501.5 feet; Thence West 200 feet to the True Point of Beginning; Thence South 342.5 feet; Thence West 100 feet; Thence North 342.5 feet; Thence East 100 feet to the True Point of Beginning. Less County Road. . The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2735 EAST FERNAN HILL ROAD , COEUR D ALENE, ID 83814, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by STEVEN B MEYER AND SANAE MEYER, HUSBAND AND WIFE, as Grantor, to LAKE CITY TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GOLF SAVINGS BANK, A WASHINGTON STOCK SAVINGS BANK, as Beneficiary, dated 5/17/2007, recorded 5/21/2007, under Instrument No. 2100803000, Mortgage records of KOOTENAI County, IDAHO, the beneficial interest in which is presently held by ONEWEST BANK, FSB. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 5/17/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 11/1/2009 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of July 14, 2011 Delinquent Payments from November 01, 2009 21 payments at $2,342.94 each $49,201.74 (11-01-09 through 07-14-11) Late Charges: $1,757.29 Beneficiary Advances: $7,379.40 Suspense Credit: $0.00 TOTAL: $58,338.43 AN delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $310,500.00, together with interest thereon at 7.990% per annum from 10/1/2009 to 8/1/2011, 7.990% per annum from 8/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. DATED: 7/14/2011. ALLIANCE TITLE & ESCROW CORP. Trustee By-- c/o REGIONAL TRUSTEE SERVICES CORPORATION 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: http://www.rtrustee.com ASAP# FNMA4049253 LEGAL 3374 August 5, 12, 19, 26, 2011

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 20, 2011 File No.: 7023.92963 Sale date and time (local time): November 18, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 685 W. Lone Mountain Road Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Ryan C. Wells, a single person Original trustee: LandAmerica Lawyers Title of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: 08/26/2005 Recorder's instrument number: 1975354 County: Kootenai Sum owing on the obligation: as of July 20, 2011: $346,010.45 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: The East half of the East half of the Northwest quarter of the Southeast quarter of Section 26, Township 53 North, Range 4 West, Boise Meridian, Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.92963) 1002.189149-FEI LEGAL 3377 July 29, 2011 August 5, 12, 19, 2011

Loan No. xxxxxx8187 T.S. No. 1332283-09 Parcel No. h-7500-006-006-0 NOTICE OF TRUSTEE'S SALE On November 22, 2011, at the hour of 11:00am, of said day, at In the lobby of pioneer title company of kootenai county,, 100 Wallace Ave, Coeur D'alene, Idaho, Pioneer Title Company of Ada County, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 6, block 6, rosenberger subdivision, according to the plat recorded in book i of plats, page 389, records of Kootenai county, idaho. Commonly known as 11459 N Drover Drive Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Roger Lee Stewart and Mary Patricia Stewart Husband And Wife as Grantor, to First American Title Insurance Company, as Trustee, for the benefit and security of National City Mortgage Co Dba Commonwealth United Mortgage Company as Beneficiary, recorded January 03, 2005, as Instrument No. 1922131, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due april 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $278,250.40, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Title Company of Ada County 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: July 21, 2011 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services. R-387475 Legal 3386 August 12, 19, 26, 2011 September 2, 2011

NOTICE OF TRUSTEE'S SALE On FRIDAY, NOVEMBER 25, 2011, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: A tract of land in the Southwest quarter of Section 5, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, described as follows: That portion of Tract 73, PLAT NO. 9, EAST GREEN ACRES, according to the Plat recorded in Book "B" of Plats, page 86, records of Kootenai County, Idaho, lying South of the abandoned Great Northern Railway Company right of way and the County Road right of way and also less the abandoned right of way of the former Chicago, Milwaukee and St. Paul Railroads, (as described in the Quit Claim Deed recorded as Instrument No. 1246364), more particularly described as follows: COMMENCING at the Southwest corner of said Section 5 which is marked by a 3/4 inch iron pipe; thence Along the West line of said Section 5, North 00815'53" West 1966.32 feet; thence Departing the West line of said Section 5, North 89844'078 East 27.30 feet to a point on the East right of way line of Pleasant View Road, said point marks the TRUE POINT OF BEGINNING of the land hereinafter described; thence North 00810'05" West 40.14 feet to a point on the South right of way line of Railroad Avenue; thence Along the South right of way line of Railroad Avenue and along the arc of a non-tangent 2794.79 foot radius curve which lies concave Southeasterly of an arc distance of 540.72 feet through a central angle of 11805'07" and whose chord bears North 72845'35" East 539.88 feet; thence Continuing along said right of way line North 78818'08" East 122.95 feet; thence Departing the South right of way line of Railroad Avenue, South 00806'26" East 113.12 feet to a point on the North line of the abandoned Chicago, Milwaukee and St. Paul Railroad right of way; thence Along the North line of said abandoned right of way South 80810'44" West 338.42 feet; thence Continuing along the North line of said abandoned right of way and along the arc of a 26013.75 foot radius curve which lies concave Southeasterly an arc distanc of 307.47 feet to the TRUE POINT OF BEGINNING. ALSO, including the following portion of Tract 73 which lies Southeasterly of the abandoned Chicago, Milwaukee and St. Paul Railroad right of way (according to the previously described Quit Claim Deed), more particularly described as follows: COMMENCING at the Southwest corner of said Section 5 which is marked by a 3/4 inch iron pipe; thence Along the West line of said Section 5, North 00815'53" West 1966.32 feet; thence Departing the West line of Section 5, North 89844'07" East 27.30 feet to a point on the East right of way line of Pleasant View Road; thence North 79850'25" East 307.47 feet to a point on the North line of the abandoned Chicago, Milwaukee and St. Paul Railroad right of way; thence Along said North line, North 80810'44" East 338.42 feet; thence South 00805'35" East 101.85 feet to a point on the South line of the abandoned Chicago, Milwaukee and St. Paul Railroad right of way, said point marks the TRUE POINT OF BEGINNING of the land hereinafter described; thence Along said South line South 80824'34" West 91.38 feet to the intersection of the South line of the abandoned Chicago, Milwaukee and St. Paul Railroad with the South line of the previously described Tract 73; thence Along the South line of Tract 73, South 89828'41" East 90.25 feet to the Southwest corner of Tract 74 of the previously described Plat; thence Along the East line of said Tract 73, North 00831'00" West 16.05 feet to the TRUE POINT OF BEGINNING. The basis of bearing for this description is the West line of Section 5 between the Southwest corner and the West quarter corner, taken as North 01815'53" West from the Record of Survey filed at Book 14, page 67-A of Surveys in the Office of the Recorder, Kootenai County, Idaho. Commonly known as: 3880 West Riverbend Avenue, Post Falls, Idaho 83854 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: DEED OF TRUST DATED NOVEMBER 4, 2008, TO SECURE AN ORIGINAL INDEBTEDNESS OF $1,029,200.84, AND ANY OTHER AMOUNTS AND/OR OBLIGATIONS SECURED THEREBY RECORDED: November 5, 2008, as Instrument No. 2184858000 GRANTOR: James Greg Mills and Diana Lynn Mills, husband and wife, Denise Leyva, an unmarried person and Devin Nelson, an unmarried man TRUSTEE: First American Title Company BENEFICIARY: Community 1st Bank THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors to make monthly payments since April, 2011. As of July 18, 2011, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $588,556.55, plus accrued interest and late charges in the amount of $32,769.05. Additional interest accrues at the rate of 7.600% per annum or $124.25083 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: July 22nd, 2011. ________________________ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite\u2020502, Coeur d'Alene, Idaho 83814 208-667-0517 Legal 3399 July 29, 2011 August 5, 12, 19, 2011

NOTICE OF TRUSTEE'S SALE TS No. 10-0104146 Title Order No. NWT007752 Parcel No. H405014119AA The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States, In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur d'Alene, ID 83814, on 12/05/2011 at 11:00 am, (recognized local time) for the purpose of foreclosing that certain Deed of Trust recorded 11/05/2007 as Instrument Number 2130191000, and executed by EDWARD G. PONGRAC, AN UNMARRIED PERSON, as Grantor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, to RECONTRUST COMPANY, N.A., the Current Trustee of record, covering the following real property located in Kootenai County, state of Idaho: A PARCEL OF LAND BEING A PART OF THE WEST HALF OF TRACT 119 OF THE AMENDED PLAT OF HAYDEN LAKE IRRIGATED TRACTS IN THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 51 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. BEGINNING AT A POINT SOUTH 01 degrees 02'12" WEST, 660.18 FEET FROM THE NORTH QUARTER CORNER OF SECTION 14; THENCE CONTINUING SOUTH 01 degrees 02'12" WEST, 160.00 FEET; THENCE SOUTH 89 degrees 12'48" EAST, 334.05 FEET; THENCE NORTH 01 degrees 01'57" EAST, 159.84 FEET; THENCE NORTH 89 degrees 11'48" WEST, 334.32 FEET TO THE POINT OF BEGINNING. EXCEPT ANY PORTION OF THE HEREIN DESCRIBED PROPERTY LYING WITHIN THE ROAD RIGHT OF WAY. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purpose of compliance with Idaho Code, Section 60-113, the Trustee has been informed that the street address of, 10966 NORTH REED ROAD , HAYDEN, ID 83835 is sometimes associated with said real property. Bidders must be prepared to tender the trustee the full amount of the bid at the sale in the form of cash, or a cashier's check drawn on a state or federally insured savings institution. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in that certain Deed of Trust. The default for which this sale is to be made is: Failure to pay the monthly payment due 11/01/2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges, with interest currently accruing at 6.750% per annum; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said Deed of Trust, and any supplemental modifications thereto. The principal balance owing as of this date on said obligation is $193,239.38, plus interest, costs and expenses actually incurred in enforcing the obligations thereunder and in this sale, together with any unpaid and /or accruing real property taxes, and/or assessments, attorneys' fees, Trustees' fees and costs, and any other amount advanced to protect said security, as authorized in the promissory note secured by the aforementioned Deed of Trust. Therefore, the Beneficiary elects to sell, or cause said trust property to be sold, to satisfy said obligation. NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. DATED: 07/28/2011 Name and Address of the Current Trustee is: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 80028-1821 PHONE: (800) 281-8219 RECONTRUST COMPANY, N.A. Successor Trustee /S/ Tonya Malugen ASAP# FNMA4057753 Legal 3450 August 5, 12, 19, 26, 2011

NOTICE TO CREDITORS Case No. CV-2011-5264 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDHO, IN AND FOR THE COUNTY OF KOOTENAI, MAGISTRATE DIVISION IN THE MATTER OF THE ESTATE OF JEANNE CAROL REPP, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or his estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 21st day of June, 2011. /s/ Carla Parks CARLA PARKS Bratz & Associates, CPAs P.O. Box 505 Thompson Falls, MT 59873 406/827-3277 Legal 3465 August 5, 12, 19, 2011