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SENIORS: SS is supplemental

| October 15, 2010 10:00 PM

I'm writing in response to the article on Oct. 13, 2010. regarding the hardships for seniors not receiving an increase in Social Security benefits for the second year in a row. Seniors, you are not alone; I'm still working and this will be my second year in a row to not have a wage increase - as well as countless others in this dreadful economy. (Wages here are pathetically low to begin with, but that's another article.) I know first hand - it hurts!

Most of us, like myself, won't have a pension so it's our responsibility to create our own savings for retirement. It's a struggle and sacrifice to save; hopefully that savings plus SS will be enough to live on. Social Security was never intended to be enough for someone to live on entirely; it's a supplement; those of us still working must do everything we can to save for our future "Golden Years." That's how I was taught by my dad, and him by his dad, and so on.

ANNE DURAN

Coeur d'Alene