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Legals October. 13, 2010

| October 13, 2010 12:00 AM

NOTICE The INTERNAL REVENUE SERVICE, a private, for profit collection agency, not an agency of the Federal Government, has recorded a NOTICE OF FEDERAL TAX LIEN at the KOOTENAI COUNTY RECORDER'S Office against me, Roger Morris, living at 478 Bear Track Ln. Athol, Bonner County, Idaho. This lien was recorded without authorization or legal standing. This lien was not filed pursuant to IC 45-202, The IDAHO SECRETARY OF STATE has no record of said lien, and therefore it is null and void. This notice will serve as lawful warning to any person who complies with any demand with regard to this bogus lien, that they do so at their PERSONAL FINANCIAL risk. Legal 0905 September 22, 29, 2010 October 6, 13, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 3, BLOCK 3, MEADOWLAND ESTATES 3RD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGES 204, 204A, 204B AND 204C, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 14594 N. Wright St., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by TYLER VAN WORMER, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS, INC., recorded November 30, 2006, as Instrument No. 2069822000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 30, 2006, as Instrument No. 2069823000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated November 28, 2006, in the amount of $1,248.00 each, for the months of March through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.32% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $177,720.01, plus accrued interest at the rate of 5.32% per annum from February 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0924 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 19, BLOCK 3, THE LANDINGS AT WATERFORD, ACCORDING TO THE PLAT RECORDED IN BOOK "I" OF PLATS AT PAGE 490, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3325 W. Thorndale Loop, Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BRYAN JOHN PETERSEN, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded July 15, 2008, as Instrument No. 2168502000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 22, 2008, as Instrument No. 2174883000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated July 9, 2008, in the amount of $1,192.00 each, for the months of March through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.56% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $174,109.16, plus accrued interest at the rate of 5.56% per annum from February 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0925 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF RESCHEDULED TRUSTEE'S SALE On the 2nd day of February, 2011, at the hour of 10:00 A.M. (Pacific Standard Time), in the lobby at the Law Offices of Brown, Justh & Romero, PLLC, located at 627 Government Way, Coeur d'Alene, County of Kootenai, State of Idaho, ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in the lawful money of the United States of America, all payable at the time of sale, the following described property, situated in the County of Kootenai, State of Idaho, to wit: LOT 13, BLOCK 1, COYOTE TRAILS ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK J OF PLATS, PAGE 366, RECORDS OF KOOTENAI COUNTY, IDAHO. A Trustee's Sale of the above described property had initially been scheduled for the 22nd day of December, 2010; and the Notice having been recorded on the 18th day of August, 2010, as Instrument Number 227805000 in the Public Records of Kootenai County. The sale has been cancelled and rescheduled as above described. The Successor Trustee has no knowledge of a more particular description OF THE ABOVE REFERENCED REAL PROPERTY, BUT FOR PURPOSES OF Section 60-113, Idaho Code, the Successor Trustee has been informed that the address of 13583 W. Hayden Ave., Post Falls, County of Kootenai, State of Idaho, is sometimes associated with said real property. Information concerning the location of said property may be obtained from the Successor Trustee at 627 Government Way, Coeur d'Alene, Idaho 83814, Phone (208) 664-2191. Said sale will be made without covenant or warranty regarding title, possession or encumbrances or to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of or transfer in Trust executed by Mark A. Doerfler and Kory L. Doefler as Grantor/Trustor, to First American Title Company, or trustee and subsequently, by Substitution of Trustee recorded on August 13, 2010 as Instrument No. 2277476000 in the the Public Records of Kootenai County, State of Idaho, to ROBERT R. ROMERO, JR., OF THE FIRM BROWN, JUSTH, & ROMERO, PLLC, ATTORNEYS AT LAW, MEMBER OF THE IDAHO STATE BAR as Successor Trustee, for the benefit and security of bankcda, dated September 15, 2008, recorded on September 23, 2008 as Instrument No. 2178801000 Official Records, County of Kootenai, State of Idaho; and by Modifications of Deed of Trust dated December 1, 2009, recorded on December 10, 2009 as Instrument No. 2244662000 Official Records of Kootenai County, State of Idaho. THE ABOVE TRUSTOR/GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, under Deed of Trust Note and Modified by a Change in Terms Agreement dated December 1, 2009, the monthly payments for Principal and Interest in the amount of $1,101.00, for the month of April, 2010 and all subsequent monthly payments until the date of sale or reinstatement, with a monthly late charge of $116.02, the total Principal owing as of this date on the obligation secured by said Deed of Trust is $239,866.21 plus accruing interest. ALL AMOUNTS ARE NOW DUE AND PAYABLE, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, title fees and any other amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: September 21, 2010 ROBERT R. ROMERO, JR. BROWN, JUSTH, & ROMERO, PLLC ATTORNEYS AT LAW SUCCESSOR TRUST AND MEMBER OF THE IDAHO STATE BAR BY________________________ Robert B. Romero, Jr. Brown, Justh & Romero, PLLC Legal 0968 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF ADVERTISEMENT FOR BIDS The Board of Trustees of Coeur d'Alene School District 271 will be accepting sealed bids at the office of the Clerk of the Board located at the District Administration Center at 311 North 10th Street, Coeur d'Alene, Idaho 83814, on or before October 20, 2010, until the hour of 11:00 a.m. of said day for: COPY PAPER Bids will be opened at the District Administration Center at 11:00 a.m. on said date. All interested individuals are welcome to attend. Bid response forms, bidder's instructions and specifications are available to interested bidders at the District Administration Center. All bids shall be presented or otherwise delivered to the Clerk of the Board under sealed envelope with the concise statement, ?SEALED BID - COPY PAPER? marked on the out\u00A8side. Bids will not be accepted via facsimile or e-mail. Any bid re\u00A8ceived after the hour of 11:00 a.m. on October 20, 2010, will not be con\u00A8sid\u00A8ered. The right is reserved to reject any or all bids for any reason whatsoever. Dated this 6th day of October, 2010. ____________________________Lynn Towne, Clerk of the Board Coeur d'Alene School District 271 Legal 1025 October 6, 13, 2010

JOHN A. FINNEY FINNEY FINNEY & FINNEY, P.A. Attorneys at Law Old Power House Building 120 East Lake Street, Suite 317 Sandpoint, Idaho 83864 Phone: (208) 263-7712 Fax: (208) 263-8211 ISB No. 5413 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV-2009-9784 NOTICE OF SALE FOR REAL PROPERTY Date: October 27, 2010 Time: 10:00 am Place: Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho JACK C. DOWNES and GAIL L. DOWNES, joint tenants with rights of survivorship, as to an undivided 45% interest, JOYCE M. CADIEUX, as to an undivided 22% interest, PATRICIA E. BOWERS, as to an undivided 15% interest, and ANTOINETTE M. MEEDS and KENNETH DUPUIS, as joint tenants with rights of survivorship, as to an undivided 18% interest, Plaintiffs, v. STACY AKANA, a married man, and NORTH IDAHO CREDIT, CORP., Defendants. NOTICE is hereby given that the Kootenai County Sheriff, pursuant to the Writ of Execution For Sale Of Real Property issued August 18, 2010 pursuant to the Judgment And Decree of Sale entered July 29, 2010, on the 27 day of October, 2010, at the hour of 10 A.M., at the Kootenai County Sheriff's Department Lobby, 5500 N. Government Way, Coeur d'Alene, Idaho, will sell all the right, title, and interest of the Defendant STACY AKANA, a married man, in and to the real property legally described as: PARCEL 1: The South Half of the Southwest Quarter of the Northeast Quarter of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho. PARCEL 2: The Southeast Quarter of the Northwest Quarter of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, State of Idaho. EXCEPT A tract of land in the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more specifically described as follows: Beginning at the Southwest corner (C.W.1/16) of said Southeast Quarter of the Northwest Quarter; thence North 00806'26? East along the West line of said Southeast Quarter of the Northwest Quarter a distance of 323.96 feet; thence leaving said West line, South 61811'41? East a distance of 274.44 feet; thence North 60811'16? East a distance of 105.90 feet; thence North 42839'05? East a distance of 492.50 feet; thence South 75820'38? East a distance of 379.86 feet; thence South 00818'26? West a distance of 523.83 feet to the South line of said Southeast Quarter of the Northwest Quarter; thence North 89816'33? West along said South line a distance of 1031.71 feet to the POINT OF BEGINNING. EXCEPT A tract of land in the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more specifically described as follows: Commencing at the Southwest corner (C.W.1/16) of said Southeast Quarter of the Northwest Quarter; thence North 00806'26? East along the West line of said Southeast Quarter of the Northwest Quarter a distance of 323.96 feet to the TRUE POINT OF BEGINNING; thence leaving said West line, South 61811'41? East a distance of 274.44 feet; thence North 60811'16? East a distance of 105.90 feet; thence North 42839'05? East a distance of 492.50 feet; thence North 75820'38? West a distance of 310.92 feet; thence North 77815'57? West a distance of 373.89 feet to the West line of said Southeast Quarter of the Northwest Quarter; thence South 00806'26? West along said West line a distance of 444.02 feet to the TRUE POINT OF BEGINNING. EXCEPT A tract of land in the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more specifically described as follows: Commencing at the Southwest corner (C.W.1/16) of said Southeast Quarter of the Northwest Quarter; thence North 00806'26? East along the West line of said Southeast Quarter of the Northwest Quarter a distance of 767.98 feet to the TRUE POINT OF BEGINNING; thence Continuing North 00806'26? East a distance of 145.24 feet; thence leaving said West line, North 65819'21? East a distance of 188.50 feet; thence North 73845'57? East a distance of 305.64 feet; thence South 67811'13? East a distance of 330.00 feet; thence South 16850'40? West a distance of 357.88 feet; thence North 75820'38? West a distance of 310.92 feet; thence North 77815'57? West a distance of 373.89 feet to the TRUE POINT OF BEGINNING. EXCEPT A tract of land in the Southeast Quarter of the Northwest Quarter (SE1/4NW1/4) of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more specifically described as follows: Commencing at the Southwest corner (C.W.1/16) of said Southeast Quarter of the Northwest Quarter; thence North 00806'26? East along the West line of said Southeast Quarter of the Northwest Quarter a distance of 913.22 feet to the TRUE POINT TO BEGINNING; thence leaving said West line, North 65819'21? East a distance of 188.50 feet; thence North 73845'57? East a distance of 305.64 feet; thence South 67811'13? East a distance 330.00 feet; thence North 00803'50? West a distance of 351.77 feet, more or less, to a point on the North line of said Southeast Quarter of the Northwest Quarter; thence Westerly along said North line a distance of 767.88 feet, more or less, to the Northwest corner (N.W.1/16) of said Southeast Quarter of the Northwest Quarter; thence South 00806'26? West a distance of 400.43 feet, more or less, to the TRUE POINT OF BEGINNING. ALSO EXCEPT: A tract of land in the Southeast Quarter of the Northwest Quarter of Section 30, Township 50 North, Range 5 West, Boise Meridian, Kootenai County, Idaho, more specifically described as follows: COMMENCING at the Northeast corner of said Southeast Quarter of the Northwest Quarter; thence North 89820'35? West along the North line of said Southeast Quarter of the Northwest Quarter a distance of 280.00 feet to the TRUE POINT OF BEGINNING; thence leaving said North line, South 00818'26? West a distance of 797.45 feet; thence North 75820'38? West a distance of 379.86 feet; thence North 16850'40? East a distance of 357.88 feet; thence North 00803'50? West a distance of 361.88 feet to a point on said North line of said Southeast Quarter of the Northwest Quarter; thence South 89820'35? East along said North line a distance of 268.50 feet to the TRUE POINT OF BEGINNING. The physical address of the real property, to the best available information, known to be NNA S. Big Rock Road, Post Falls, Idaho. The real estate parcels are each twenty (20) acres or less and the time of redemption pursuant to Idaho Code \u00DF11-402 shall be six (6) months regarding each parcel of the real estate. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. DATED this 29 day of September, 2010. KOOTENAI COUNTY SHERIFF M. Douglass By: Deputy Sheriff Legal 1026 October 6, 13, 20, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 22, 2010 File No.: 7037.08702 Sale date and time (local time): January 26, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1219 E Birch Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven J. Knoll, an unmarried man Original trustee: Pioneer Title Company Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Golf Savings Bank Recording date: April 28, 2008 Recorder's instrument number: 2156351000 County: Kootenai Sum owing on the obligation: as of September 22, 2010: $179,310.57 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block 4, Whitla Addition to the City of Coeur d'Alene, Kootenai County, State of Idaho, according to the plat recorded in Book "D" of Plats at Page 64. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08702) 1002.171651-FEI Legal 1027 October 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4426931 T.S. No.: T10-60891-ID NOTICE IS HEREBY GIVEN that FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 01-14-2011 at 11:00 AM, of said day, at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: LOT 16, BLOCK 9, SKYLINE MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 337, RECORDS OF KOOTENAI COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 6840 W MAJESTIC AVE RATHDRUM, ID 838S8, Is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: JAMES M. CROWE, JR, AND KATRINKA CROWE, HUSBAND AND WIFE, As grantors. To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 04-07-2008, recorded 04-O9-2008, as Instrument No. 2153466000, records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $203,092.94. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: September 07,2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 Maria De La Torre, Asst. Sec. FOR SALES INFORMATION, PLEASE CONTACT AGENCY SALES AND POSTING AT WWW.FIDELITYASAP.COM OR 714-730-2727 Faderal Law require us to notify you that we mm acting at a debt collector, if you are currently In a bankruptcy or have received a discharge In bankruptcy as to this obligation, this communication Is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge Injunction. ASAP# 3747785 Legal 1029 October 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4531826 T.S. No.: T10-67042-ID NOTICE IS HEREBY GIVEN that FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 01-18-2011 at 11:00 AM, of said day, at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF IDAHO, COUNTY OF KOOTENAI, UNINCORPORATED AREA, AND IS DESCRIBED AS FOLLOWS: THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 17, TOWNSHIP 52 NORTH, RANGE 3 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of; 4873 E WILDLIFE TRL HAYDEN, ID 83835-7846, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: MICHAEL T. BILLINGTON AND SHANNON C. BULLINGTON, HUSBAND AND WIFE, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 01-16-2003, recorded 01-30-2003, as Instrument No. 1778848, records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $99,001.91. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: September 07, 2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 Maria De La Torre, Asst Sec. FOR SALES INFORMATION, PLEASE CONTACT AGENCY SALES AND POSTING AT WWW.FIDELITYASAP.COM OR 714-730-2727 Federal Law require us to notify you that we are acting as a debt collector. If you are currently In a bankruptcy or have received discharge In bankruptcy to this obligation, this communication is Intended for informational purpose only and is not in attempt to collect a debt in violation of the automatic stay or the discharge Injunction. ASAP# 3748063 Legal 1030 October 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE UNDER DEED OF TRUST Title Order No: 4527776 T S. No.: T10-66805-1D NOTICE IS HEREBY GIVEN that FIRST AMERICAN TITLE INSURANCE COMPANY, the duly appointed Successor Trustee, will on 01-18-2011 at 11:00 AM, of said day, at INSIDE THE BUILDING OF FIRST AMERICAN TITLE LOCATED AT 1866 N. LAKEWOOD DRIVE, COEUR D ALENE, ID, 83814, sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of KOOTENAI, state of IDAHO, to wit: THE EAST 26 FEET OF LOT 9, AND THE WEST 39 FEET OF LOT 10, BLOCK 8, COMPTON'S ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF DEEDS AT PAGE 110, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 116 W 14TH AVE POST FLS, ID 83854-9275, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: KYLIE BERG AND EDWARD BERG, As grantors, To: FIRST AMERICAN TITLE INSURANCE COMPANY, As successor Trustee, for the benefit and security of "MERS" IS MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., As Beneficiary, dated 03-06-2008, recorded 05-\u00C2\u00C1062008, as Instrument No. 2157908000, records of KOOTENAI County, Idaho. PLEASE NOTE: THE ABOVE GRANTOR(S) ARE NAMED TO COMPLY WITH SECTION 45-1506(4){A), IDAHO CODE, NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION SET FORTH HEREIN. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of this Notice is: $131,856.84. All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. DATED: September 07,2010 FIRST AMERICAN TITLE INSURANCE COMPANY, AS TRUSTEE C/O CR TITLE SERVICES INC. 866-702-9658 Maria De La Torre. Asst. sec. FOR SALES INFORMATION, PLEASE CONTACT AGENCY SALES AND POSTING AT WWW.FIDELITYASAP.COM OR 714-730-2727 Factors! Law required us to notify you that we mm acting as a debt collector. If you are currently in a bankruptcy or have received a discharge In bankruptcy or to this obligation, this communication Is intended for Informational purposes only and la not an attempt to collect a debt In violation of the automatic stay or the discharge Injunction. ASAP# 3748051 Legal 1031 October 6, 13, 20, 27, 2010

Notice of Trustee's Sale TS#: ID-10-380816-NH On 1/31/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 15 IN BLOCK 1 OF LAKE FOREST TOWNHOUSES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK J OF PLATS AT PAGE(S) 238 OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 977 WILLOW LAKE LOOP , COEUR D ALENE, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by RICHARD NGUYEN , AN UNMARRIED MAN as Grantor/Trustor, in which WASHINGTON MUTUAL BANK, FA A FEDERAL SAVINGS BANK, is named as Beneficiary and TICOR TITLE COMPANY as Trustee and recorded 10/18/2006 as Instrument No. 2061685000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/11/2006. The monthly installments of principal, interest, and impounds (if applicable) of $596.59, due per month for the months of 5/1/2009 through 9/10/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $171,105.33 together with interest thereon at the current rate of 4.6380 per cent (%) per annum from 4/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 09/22/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3747924 Legal 1032 October 6, 13, 20, 27, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 10, 2010 File No.: 7307.23786 Sale date and time (local time): January 12, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1201 E Indiana Avenue Coeur d' Alene, ID 83814 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Melaine Murray-Geigle, a single woman as her sole and separate property Original trustee: North Idaho Title Insurance, Inc. Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Pacific Union Financial Recording date: October 29, 2008 Recorder's instrument number: 2183971000 County: Kootenai Sum owing on the obligation: as of September 10, 2010: $169,188.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 3, Boothe's Second Addition to the Town of Coeur d' Alene, according to the plat recorded in Book "C" of Plats at Page 141, records of Kootenai County, State of Idaho. Together with that portion of the vacated alley lying along the Northerly line of Lot 6 recorded by Ordinance No. 2424, dated January 21, 1992, recorded January 27, 1992 as Instrument No. 1245639, which attaches by operation of law. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7307.23786) 1002.169969-FEI Legal 0906 September 22, 29, 2010 October 6, 13, 2010

Notice of Trustee's Sale TS #: ID-10-377013-NH On 2/3/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-7 will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 7 IN BLOCK 4 OF WESTWOOD VILLA FIRST ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK "F" OF PLATS AT PAGE 78, OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 16459 N WESTWOOD DR., RATHDRUM, ID 83858 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by LORIA WELCH , AN UNMARRIED WOMAN AND FRANK MARKS , AN UNMARRIED MAN as Grantor/Trustor, in which JP Morgan Chase Bank NA successor in interest to Washington Mutual Bank successor in interest to Long Beach Mortgage Company, is named as Beneficiary and LONG BEACH MORTGAGE COMPANY as Trustee and recorded 6/9/2006 as Instrument No. 2036634000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 6/5/2006. The monthly installments of principal, interest, and impounds (if applicable) of $1,116.67, due per month for the months of 4/1/2010 through 9/14/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $209,669.15 together with interest thereon at the current rate of 4.5830 per cent (%) per annum from 3/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 9/22/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. I THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3747949 Legal 1033 October 6, 13, 20, 27, 2010

NOTICE OF TRUSTEE'S SALE On February 7, 2011 at the hour of 11:00 a.m. at the office of Norman L. Gissel, Attorney at Law, 1424 E. Sherman Avenue, Suite 200A, Coeur d'Alene, Idaho 83814, NORMAN L. GISSEL, a member of the Idaho State Bar, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the Untied States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows: LOTS 15, BLOCK 3, Mountain View Terrace, according to the plat recorded in the office of the County Recorder in Book D of Plats at Page 177, records of Kootenai County, Idaho The following address has been known to be associated with said lot, 3295 Echo Drive, Post Falls, Idaho 83854 Further information concerning the location of the real property can be obtained from the Successor Trustee, Norman L. Gissel, Attorney at Law, 1424 Sherman Avenue, Suite 200A, Coeur d'Alene, Idaho 83814, (208) 664-4912. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by, and pursuant to the power of sale conferred in, the Deed of Trust executed by WILLIAM A. WINANS, as Grantor to Kootenai County Title Company, Inc. as Trustee for the benefit and security of GARRY G. SEE and BETTIE J. SEE, Husband and Wife, as beneficiary recorded on February 27, 2009 as instrument number 2198608000 records of Kootenai County, Idaho. THE GRANTOR NAMED HEREIN IS LISTED TO COMPLY WITH SECTION 45-1506(4)(a) OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. Appointment of Successor Trustee was recorded on September 28, 2010 as instrument no. 2283657000, Records of Kootenai County, Idaho wherein Norman L. Gissel was appointed as Successor Trustee. The default for which this sale is to be made is the failure to pay sums due under a Promissory Note of even date with and secured by the above mentioned Deed of Trust and failure to comply with the terms of said Deed of Trust as follows: 1. Failure to make the monthly payments of $2,956.88 due for the months of June, July, August an September, 2010 for a delinquency in the amount of TWO THOUSAND TWO HUNDRED NINE and 56/100 ($2,209.56) DOLLARS pursuant to the Promissory Note dated February 27, 2009. together with any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or this foreclosure as provided by the Deed of Trust, the Promissory Note, or Idaho law. The Beneficiary has declared the entire principal and accrued interest due and payable in full. The principal balance owing as of this date on the obligation secured by the Deed of Trust is FORTY FOR THOUSAND TWO HUNDRED TWENTY NINE AND 88/100 ($44,229.88) DOLLARS plus interest continuing at the rate of Seven percent per annum from May 3, 2010, together with late charges, service charges and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this foreclosure as provided by the Deed of Trust or Promissory Note, or by Idaho law. The total amount due pursuant to said promissory Note as of September 30, 2010 is FORTY FIVE THOUSAND FIVE HUNDRED TWO and 14/100 ($45,502.14) DOLLARS EXCLUSIVE OF ALL DELINQUENT TAXES, AND ANY INTEREST OR PENALTIES THEREON. All delinquencies are now due in full together with all late charged, advances to protect the security and fees and costs associated with this foreclosure sale may vary from the above stated sums due to interest charges and other fees due and owing. DATED this 30th day of September, 2010. ____________________________ NORMAN L. GISSEL Successor Trustee Legal 1035 October 6, 13, 20, 27, 2010

LEGAL NOTICE Notice is hereby given that All-In-One Mini Storage will hold a Public Sale of the entire contents of unit #701. The sale will be held on the premises at All-In-One Mini Storage at 3900 E. 16th Ave., Post Falls, Idaho 83854 on Saturday, October 16th, 2010, at 10:00 am. The contents of this unit will be sold to the highest bidder for cash or certified funds only. No personal checks will be accepted. Unit #701, 5x10, John Brewer Last known address: 1225 N. 10th St. Coeur D'Alene, Idaho 83814 Items to be sold are generally described as: Miscellaneous household goods Legal 1038 October 6, 13, 2010

Linwood Albert Moore Jr. 3230 N. 12st Coeur d'Alene, ID 83815 509-954-1748 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV10-2297 SUMMONS Linwood Albert Moore Jr Plaintiff, vs. Carlyon I. Moore Defendant NOTICE: You have been sued. The court may enter judgment against you without further notice unless you respond. Read the information below. Served with this Summons is/are copy/copies of the Complaint [ ] Joint Temporary Injunction (Property) [ ] other____________________ If you want to defend this lawsuit, you must file a written response (Answer or appropriate Rule 12 I.R.C.P. Motion) to the Complaint at the Court Clerk's office for the above-listed District Court, within 20 days from the service of this Summons. If you do not file a written response the court may enter a judgment against you without further notice. A letter to the Judge is not an appropriate written response. The written response must comply with Rule 10(a)(1) and other Idaho Rules of Civil Procedure and include: your name, mailing address and telephone number; or your attorney's name, mailing address and telephone number; and the title and number of this case. If your written response is an Answer, it must state the things you agree with and those you disagree with that are in the Complaint. You must also state any defenses you have. You must mail or deliver a copy of your response to the Plaintiff or Plaintiff's attorney (at the address listed above), and prove that you did. To determine whether you must pay a filing fee with your response, contact the Clerk of the District Court. If you are considering talking to an attorney, you should do so quickly to protect your legal rights. DATED this 22 day of March, 2010 CLERK OF THE DISTRICT COURT By: Debra D. Leu Deputy Clerk Legal 1087 October 13, 20, 27, 2010 November 3, 2010

SUMMARY OF COEUR D'ALENE ORDINANCE NO. 3396 Adopting a new Municipal Code Chapter 13.32 entitled ILLICIT DISCHARGE AND STORMWATER SEWER CONNECTION AN ORDINANCE AMENDING THE MUNICIPAL CODE OF THE CITY OF COEUR D'ALENE, KOOTENAI COUNTY, IDAHO ADOPTING A NEW CHAPTER 13.32, ENTITLED ILLICIT DISCHARGE AND STORMWATER SEWER CONNECTION, TO PROVIDE FOR REGULATION OF ALL WATER DIRECTLY OR INDIRECTLY ENTERING THE CITY STORMWATER SYSTEM, INCLUDING DEFINITIONS, DISCHARGE REGULATION, MONITORING AND REPORTING REQUIREMENTS, PROHIBITING ILLICIT CONNECTIONS AND PROVIDING THAT ANY VIOLATION OF THE CHAPTER IS A MISDEMEANOR PUNISHABLE BY A FINE OF NOT MORE THAN $1,000.00 OR BY IMPRISONMENT NOT TO EXCEED 180 DAYS OR BOTH; AMENDING SECTION 13.30.080 TO AUTHORIZE THE ADOPTION OF STORMWATER BEST MANAGEMENT PRACTICES BY RESOLUTION OF THE CITY COUNCIL; REPEALING ALL ORDINANCES AND PARTS OF ORDINANCES IN CONFLICT HEREWITH AND PROVIDING A SEVERABILITY CLAUSE. THE ORDINANCE SHALL BE EFFECTIVE UPON PUBLICATION OF THIS SUMMARY. THE FULL TEXT OF THE SUMMARIZED ORDINANCE NO. 3396 IS AVAILABLE AT COEUR D'ALENE CITY HALL, 710 E. MULLAN AVENUE, COEUR D'ALENE, IDAHO 83814 IN THE OFFICE OF THE CITY CLERK. Susan K. Weathers, City Clerk Legal 1088 October 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 26, 2010 File No.: 7023.77922 Sale date and time (local time): January 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4682 E. Weatherby Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Eric Shaver and Brooke Shaver, husband and wife Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Mountain West Bank Recording date: December 11, 2007 Recorder's instrument number: 2135624000 County: Kootenai Sum owing on the obligation: as of September 26, 2010: $301,801.36 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 13, Block 3, Hunter's Glen, according to the plat recorded in Book "I" of Plats at Page 260, 206-A-260B, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77922) 1002.171762-FEI Legal 1089 October 13, 20, 27, 2010 November 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 26, 2010 File No.: 7023.77770 Sale date and time (local time): January 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4400 Woodland Drive E. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Adam A. Smith, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 28, 2008 Recorder's instrument number: 2183719000 County: Kootenai Sum owing on the obligation: as of September 26, 2010: $180,630.90 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, First Addition to Pinevilla Estates, according to the plat recorded in Book E of Plats, Page 108, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.77770) 1002.171791-FEI Legal 1090 October 13, 20, 27, 2010 November 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 26, 2010 File No.: 7777.13279 Sale date and time (local time): January 27, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 9825 W. G St. Worley, ID 83876 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Brian N. Conley, a single man Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Financial Idaho, Inc. Recording date: January 5, 2007 Recorder's instrument number: 2076233000 County: Kootenai Sum owing on the obligation: as of September 26, 2010: $100,242.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lots 8 and 9, Block 17, Worley, according to the plat recorded in the office of the County Recorder in Book "C" of Plats at Page 42, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.13279) 1002.171854-FEI Legal 1091 October 13, 20, 27, 2010 November 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 26, 2010 File No.: 7023.78042 Sale date and time (local time): January 28, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4488 W. Princetown Lane Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Barbara J. Lupold, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: July 30, 2008 Recorder's instrument number: 2171119000 County: Kootenai Sum owing on the obligation: as of September 26, 2010: $167,952.61 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 7, the Landings at Waterford Fourth Addition, according to the plat recorded in the office of the County Recorder in Book "J" of Plats at Pages 343 thru 343C, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78042) 1002.172005-FEI Legal 1092 October 13, 20, 27, 2010 November 3, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 26, 2010 File No.: 7023.78040 Sale date and time (local time): January 28, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 3260 W. Ridge Dr. Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Travis Guertin, a married person, as his sole and separate estate Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: February 22, 2005 Recorder's instrument number: 1930907 County: Kootenai Sum owing on the obligation: as of September 26, 2010: $58,973.19 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 6, Block 5, Mountain View Terrace, according to the plat recorded in Book "D" of Plats at Page 177, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78040) 1002.172052-FEI Legal 1093 October 13, 20, 27, 2010 November 3, 2010

Notice of Trustee's Sale TS #: ID-09-328138-TD On 1/12/2011, at 11:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 21, OF CARROLL'S CAVE BAY HOMESITES SECOND ADDITION, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK E OF PLATS AT PAGE(S) 39 OF OFFICIAL RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 22270S CANDLELIGHT DR, WORLEY, ID 83876 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WAYNE ROBINSON , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ACCREDITED HOME LENDERS, INC., is named as Beneficiary and FIRST AMERICAN TITLE INSURANCE CO. as Trustee and recorded 4/24/2006 as Instrument No. 2027031000 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 4/13/2006. The monthly installments of principal, interest, and impounds (if applicable) of $3,208.33, due per month for the months of 8/1/2009 through 8/17/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $435,284.99 together with interest thereon at the current rate of 7.7000 per cent (%) per annum from 7/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 09/08/2010 By: Pioneer Lender Trustee Services, LLC an Idaho limited liability company, as Trustee by Quality Loan Services, as Attorney in Fact, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3728513 Legal 0907 September 22, 29, 2010 October 6, 13, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 3, 2010 File No.: 7037.09558 Sale date and time (local time): February 02, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 4051 W. Pleasant Lane Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Steven D. Banker & Kimberly Banker, husband & wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for First Horizon Home Loans, a division of First Tennessee Bank N.A. Recording date: January 28, 2008 Recorder's instrument number: 2142036000 County: Kootenai Sum owing on the obligation: as of October 3, 2010: $204,024.90 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 2, Pleasant View, according to the plat recorded in Book E of Plats, Page 231, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.09558) 1002.172771-FEI Legal 1094 October 13, 20, 27, 2010 November 3, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-232670-C Loan No.: 0474196227 A.P.N.: C65250160180;112835 NOTICE IS HEREBY GIVEN that, PIONEER LENDER TRUSTEE SERVICES, LLC the duly appointed Successor Trustee, will on 12/27/2010 at 11:00 AM (recognized local time), In the office of Pioneer Title Company located at 100 Wallace Ave., Coeur D' Alene, ID 83814 , will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property and personal property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 18, BLOCK 16, NORTHSHIRE ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK E OF PLATS AT PAGE 199, RECORDS OF KOOTENAI COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address sometimes associated with said real property is: 4312 NORTH STAPLES AVENUE COEUR D'ALENE, Idaho 83815 Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: STEVEN B. WARREN, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as grantors, to KOOTENAI COUNTY TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) A LIMITED LIABILITY COMPANY, as Beneficiary, dated 7/6/2007, recorded 7/13/2007, as Instrument No. 2110429000 and re-recorded , records of Kootenai County, Idaho, the beneficial interest in which is presently held by GMAC MORTGAGE, LLC FKA GMAC MORTGAGE CORPORATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 7/6/2007. The monthly payments for Principal, Interest and Impounds (if applicable) of 939.34, due per month from 7/1/2009 through 12/27/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $136,473.08, plus accrued interest at the rate of 5.875% per annum from 6/1/2009. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: 8/25/2010 PIONEER LENDER TRUSTEE SERVICES, LLC By Executive Trustee Services, As Attorney In Fact Dee Ortega, authorized signatory C/O Executive Trustee Services, LLC 2255 North Ontario Street, Suite 400 Burbank, California 91504-3120 Sale Line: (714) 730-2727 ASAP# 3708902 Legal 1095 October 13, 20, 27, 2010 November 3, 2010

NOTICE OF TRUSTEE'S SALE T.S. No.: ID-10-375044-NH On 2/7/2011 at 11:00:00 AM (recognized local time), at the following location in the County of Kootenai, State of Idaho: Inside the building of First American Title located at 1866 N. Lakewood Drive, Coeur d Alene, ID, 83814, First American Title Insurance Company, as Trustee, on behalf of Nationstar Mortgage, LLC will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 5, Block 5, Boothe's Third Addition, according to the plat recorded in Book C. of plats, page 146, records of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 1303 East Wallance Avenue, Coeur D Alene, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Samuel J. Mann, an unmarried man, as Grantor/Trustor, in which Mortgage Electronic Registration Systems, Inc as nominee for Homecomings Financial Network, Inc. is named as Beneficiary and First American Title. as Trustee and recorded 3/20/2006, as Instrument No. 2020165000 in book -, page - of Official Records in the office of the Recorder of Kootenai County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 3/13/2006. The monthly installments of principal interest and impounds (if applicable) of $1,342.89, due per month for the months of 5/1/2010 through 9/9/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $154,008.68 together with interest thereon at the current rate of 8.1250 per cent (%) per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. Dated: 9/29/2010 By: First American Title Insurance Company, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101, By: Angela Castillo, Assistant Secretary ***For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder's rights against the real property only. This is an attempt to collect a debt and any information obtained will be used for that purpose. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3756801 Legal 1096 October 13, 20, 27, 2010 November 3, 2010

Loan No. xxxxxx4333 T.S. No. 1287513-09 Parcel No. h86350040040 NOTICE OF TRUSTEE'S SALE On December 07, 2010, at the hour of 11:00am, of said day, at At first american title, 1866 N. Lakewood Drive, Coeur D'alene, Idaho, Pioneer Lender Trustee Services Llc, as trustee, will sell at public auction, to the highest bidder, for cash, cashier's check drawn on a State or National Bank, a check drawn by a State or Federal Credit Union, or a check drawn by a State or Federal Savings and Loan Association, Savings Association, or Savings Bank, all payable at the time of sale, the following described real property, situated in the County of Kootenai, state of Idaho, and described as follows, to wit: Lot 4, block 4, stoddard meadows addition, according to the plat recorded in book "i" of plats, page 377, records of Kootenai county, idaho. Commonly known as 8148 Ainsworth Dr Hayden Id 83835. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Walter D Minkovich and Beverly J Minkovich Husband And Wife as Grantor, to Pioneer Title Co Of Kootenai County, as Trustee, for the benefit and security of Accubanc Mortgage A Division of National City Bank Of Indiana A National Banking Association as Beneficiary, recorded September 21, 2005, as Instrument No. 1981810, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is: Failure to pay the monthly payment due october 1, 2009 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. The estimated balance owing as of this date on the obligation secured by said deed of trust is $180,130.14, including interest, costs and expenses actually incurred in enforcing the obligation thereunder or in this sale, and trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Pioneer Lender Trustee Services Llc 8151 W. Rifleman Street Boise Id 83704 (888)342-2510 Dated: September 22, 2010 Signature/By Pioneer Title Company of Ada County Dba Pioneer Lender Trustee Services Llc. R-345234 Legal 1098 October 13, 20, 27, 2010 November 3, 2010

NOTICE OF TRUSTEE'S SALE Loan No.: 0031541089 T.S. No.: 10-10196-6. On 01/18/2011 at 11:00 am (recognized local time), In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, CoeurdAlene, ID 83814. In the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company as successor Trustee on behalf of DEUTSCHE BANK NATIONAL TRUST COMPANY will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: LOT 25, BLOCK 10, SKYLINE MEADOWS FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "J" OF PLATS AT PAGE 337, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 7115 W. MAJESTIC AVE, RATHDRUM , ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by: ROBERT JAMES GIBSON JR. AND ELISSA GIBSON, HUSBAND AND WIFE AS JOINT TENANTS, As grantors, To: KOOTENAI COUNTY TITLE COMPANY, As Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC, As Beneficiary, dated 12/16/2006, recorded 12/28/2006, as Instrument No. 2074502000, of the records of Kootenai County, Idaho. ASSIGNMENT OF DOT TO DEUTSCHE BANK NATIONAL TRUST COMPANY RECORDED 9/13/2010 AS INSTRUMENT NUMBER 2281609000" Please Note: The above Grantors are named to comply with section 45-1506(4) (A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 12/16/2006. The monthly payments for Principal, Interest and Impounds (if applicable) of $1,189.36, due per month from 06/01/2010, and all subsequent payments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $152,304.00, plus accrued interest at the rate of 7.62500% per annum from 05/01/2010 . All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: September 16, 2010 By: Fidelity National Title Insurance Company 17592 E. 17th Street, Suite 300, Tustin, CA 92780 714-508-5100 Michael Busby SALE INFORMATION CAN BE OBTAINED ON LINE AT www.fidelityasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714-259-7850 ASAP# 3742330 Legal 0909 September 22, 29, 2010 October 6, 13, 2010

AMENDED NOTICE OF TRUSTEE'S SALE On Wednesday, the 19th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 4, WINDSONG, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS, PAGE 48, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60--113, Idaho Code, the Successor Trustee has been informed that the street address of 1603 N. Arbor Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WENDY S. BURNAM and WILLIAM L. BURNAM, Wife and Husband, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 25, 2003, as Instrument No. 1796310, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 28, 2003, as Instrument No. 1824874, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 22, 2003, in the amount of $727.00 each, for the months of February through July, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.30% per annum from January 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $92,651.98, plus accrued interest at the rate of 5.30% per annum from January 1, 2010. DATED This 16th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0919 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 10, AND THE WEST HALF OF LOT 11, BLOCK 8, TOWN OF SPIRIT LAKE, ACCORDING TO THE PLAT RECORDED IN BOOK "B" OF PLATS AT PAGE 143, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 5639 W. Vermont St., Spirit Lake, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by EDWARD G. BANDELIN, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded October 12, 2007, as Instrument No. 2126593000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on January 4, 2008, as Instrument No. 2138999000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated October 11, 2007, in the amount of $1,123.00 each, for the months of February through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.91% per annum from January 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $166,624.80, plus accrued interest at the rate of 5.91% per annum from January 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0920 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 1, HEARTLAND SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "G" OF PLATS AT PAGE 412, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 992 W. Springfield Dr., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MELANIE A. HENDERSON, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of IDAHO INDEPENDENT BANK, recorded May 12, 2005, as Instrument No. 1949439, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 24, 2005, as Instrument No. 1951873, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 11, 2005, in the amount of $925.00 each, for the months of March through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.41% per annum from February 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $125,376.52, plus accrued interest at the rate of 5.41% per annum from February 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0921 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 9 AND THE EAST HALF OF LOT 8, BLOCK 7, FOREST PARK ADDITION TO POST FALLS, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "A" OF PLATS AT PAGE 11, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 711 E. 13th Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DARRIN HIBBS and EMILY HIBBS, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 7, 2008, as Instrument No. 2148190000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on June 17, 2009, as Instrument No. 2217111000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 1, 2008, in the amount of $1,049.00 each, for the months of January through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from December 1, 2009. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $158,330.85, plus accrued interest at the rate of 5.60% per annum from December 1, 2009. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0922 September 29, 2010 October 6, 13, 20, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 18th day of January, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: THE NORTH HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER IN SECTION 29, TOWNSHIP 52 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO. EXCEPT THAT PORTION CONVEYED TO NORTHERN PACIFIC RAILWAY COMPANY BY DEEDS RECORDED SEPTEMBER 14, 1904 AND SEPTEMBER 26, 1904 ON BOOK 9 OF DEEDS AT PAGES 212 AND 235, RESPECTIVELY. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60 113, Idaho Code, the Successor Trustee has been informed that the street address of 17207 N. Trails End Rd., Rathdrum, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by WILLIAM S. CODER and SHANNON R. CODER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded May 21, 2007, as Instrument No. 2100813000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 27, 2007, as Instrument No. 2123960000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45 1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated May 15, 2007, in the amount of $1,322.00 each, for the months of April through August, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.60% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $203,512.16, plus accrued interest at the rate of 6.60% per annum from March 1, 2010. DATED This 15th day of September, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 0923 September 29, 2010 October 6, 13, 20, 2010