Legals November. 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78529 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 12909 N. Yearling Drive Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Tod Crawford, a single person Original trustee: Pioneer Title Company of Kootenai County Original beneficiary: Wells Fargo Bank, N.A. Recording date: December 15, 2004 Recorder's instrument number: 1919120 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $338,516.49 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 2, Block 1, Deer Park Estates, according to the plat recorded in the Office of the County Recorder in Book "I" of Plats at Pages 205, 205A and 205B, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78529) 1002.173573-FEI Legal 1157 October 21, 28, 2010 November 4, 11, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On February 11, 2011, at the hour of 11:00 o'clock AM of said day, at Pioneer Title Company of Kootenai County, 100 Wallace Avenue, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 12, Block 1, RIVERVIEW PARK ADDITION, according to the plat recorded in Book "D" of Plats, Page 161, records of Kootenai County, State of Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 1518 E. 1st Ave., Post Falls, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Amanda M. Cook, an unmarried woman and Joshua D. McNeil, an unmarried man, as community property, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded December 6, 2006, as Instrument No. 2070739000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Flagstar Bank, FSB, recorded October 7, 2010, as Instrument No. 2285137000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $950.69 for the months of June 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $129,870.46 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.375% from May 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 8th day of October, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1232 October 28, 2010 November 4, 11, 18, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: September 28, 2010 File No.: 7023.70984 Sale date and time (local time): February 01, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 30595 North Alice Court Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Kim Miller and Randy R. Miller, wife and husband Original trustee: North Idaho Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Panhandle State Bank Recording date: November 29, 2006 Recorder's instrument number: 2069510000 County: Kootenai Sum owing on the obligation: as of September 28, 2010: $181,717.80 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 15, Block 2, Northern Meadows Phase 2, according to the plat recorded in Book "G" of Plats at Page 174, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.70984) 1002.174551-FEI Legal 1233 October 28, 2010 November 4, 11, 18, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 9th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 11, BLOCK 2, MOUNTAIN VIEW ESTATES, ACCORDING TO THE PLAT RECORDED IN BOOK G OF PLATS, PAGE 89, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 940 N. Shannon Ln., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES R. COCHRAN and RENEE C. COCHRAN, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded June 28, 2007, as Instrument No. 2107889000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on October 3, 2007, as Instrument No. 2124858000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 26, 2007, in the amount of $1,404.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.80% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $203,578.60, plus accrued interest at the rate of 5.80% per annum from March 1, 2010. DATED This 7th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1259 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 28, BLOCK 1, TUSCANY PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK J OF PLATS AT PAGE 497, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 525 W. Grange Ave., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by REUBEN J. RENNER and TEAIRA L. RENNER, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS, A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded January 18, 2008, as Instrument No. 2141083000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on May 9, 2008, as Instrument No. 2158556000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated January 16, 2008, in the amount of $1,305.00, for the month of April, 2010, and in the amount of $1,282.00 each, for the months of May through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.60% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $162,371.54, plus accrued interest at the rate of 5.60% per annum from March 1, 2010. DATED This 12th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1260 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Wednesday, the 16th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 2, HERITAGE PLACE, ACCORDING TO THE PLAT RECORDED IN THE OFFICE OF THE COUNTY RECORDER IN BOOK "F" OF PLATS AT PAGE 344, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1009 N. Frank Ct., Post Falls, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MAGDALENA PIMENTEL, an Unmarried Person, and JOSE T. FIGUEROA GUZMAN, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded April 9, 2007, as Instrument No. 2093045000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on July 23, 2007, as Instrument No. 2111865000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated April 5, 2007, in the amount of $1,225.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.17% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $188,515.67, plus accrued interest at the rate of 5.17% per annum from March 1, 2010. DATED This 14th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1261 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 15th day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 4, BLOCK 9, STRAWBERRY FIELDS SECOND ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS AT PAGES 344 THROUGH 344G, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 8532 N. Boysenberry Loop, Hayden, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ADAM G. HEATON, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of FIRST HORIZON HOME LOANS A DIVISION OF FIRST TENNESSEE BANK, N.A., recorded September 4, 2007, as Instrument No. 2119705000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on November 8, 2007, as Instrument No. 2131009000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 28, 2007, in the amount of $1,284.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.91% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $178,907.77, plus accrued interest at the rate of 5.91% per annum from March 1, 2010. DATED This 12th day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1262 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 19, BLOCK 1, THE LANDINGS AT WATERFORD THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "J" OF PLATS, PAGE 271 AND 271A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 3295 Lotze Loop, Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES G. ELLIOTT and RENEE ELLIOTT, Husband and Wife, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of GLOBAL CREDIT UNION, recorded September 27, 2007, as Instrument No. 2123870000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on September 27, 2007, as Instrument No. 2123871000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated August 21, 2007, in the amount of $1,188.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 6.11% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,169.24, plus accrued interest at the rate of 6.11% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1263 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 8, BLOCK 1, BAKER & LOVLYN ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGE 6, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1305 E. Borah Ave., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by COBY FUQUA, an Unmarried Man, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of COUNTRYWIDE HOME LOANS INC., recorded June 20, 2007, as Instrument No. 2106348000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Corrective Assignment of Deed of Trust recorded on September 12, 2007, as Instrument No. 2121270000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated June 19, 2007, in the amount of $1,266.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.70% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $172,368.48, plus accrued interest at the rate of 5.70% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1264 November 4, 11, 18, 25, 2010

NOTICE OF TRUSTEE'S SALE On Tuesday, the 22nd day of February, 2011, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 1270 Northwood Center Ct., Coeur d'Alene, in the County of Kootenai, State of Idaho, Charles W. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Kootenai, State of Idaho, and described as follows, to wit: LOT 1, ANTONELLI SUBDIVISION, ACCORDING TO THE PLAT RECORDED IN BOOK "F" OF PLATS AT PAGES 305 AND 305A, RECORDS OF KOOTENAI COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 1723 N. 9th St., Coeur d'Alene, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by ALEJANDRA E. MARTINEZ, an Unmarried Person, Grantor, to Charles W. Fawcett, Successor Trustee, for the benefit and security of MOUNTAIN WEST BANK, recorded March 1, 2007, as Instrument No. 2085756000, Mortgage records of Kootenai County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on April 2, 2007, as Instrument No. 2091636000, Mortgage records of Kootenai County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT SHE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated March 1, 2007, in the amount of $1,082.00 each, for the months of April through September, 2010, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 5.59% per annum from March 1, 2010. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $154,670.65, plus accrued interest at the rate of 5.59% per annum from March 1, 2010. DATED This 21st day of October, 2010. CHARLES W. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE Legal 1265 November 4, 11, 18, 25, 2010

Katherine Monroe Coyle Wytychak Elder Law P.O. Box 1888 Coeur d'Alene, ID 83816-1888 Telephone (208) 765-3595 ISB No. 7990 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV 10-9227 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF Helen Calhoun Wilson Deceased NOTICE IS HEREBY GIVEN that Wilmer W. Wilson: Box 240511, Anchorage, AK 99524, and Paul C. Wilson: 19200 N. 93rd Dr., Peoria, AZ 85382 has been appointed Personal Representative of the above named Estate. All persons having claims against the decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. Dated this 28 day of October, 2010. ____________________________ Katherine Monroe Coyle, Attorney at Law Legal 1293 November 4, 11, 18, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78030 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 526 W. Twighlight Ct. Coeur d' Alene, ID 83815 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Robert L. Smith and Nancy L. Smith husband and wife Original trustee: First American Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Residential Acceptance Network, Inc. Recording date: March 11, 2008 Recorder's instrument number: 2148697000 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $207,636.09 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 29, Block 1, Sunrise Terrace, according to the plat recorded in Book E of Plats, Page 150, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78030) 1002.173653-FEI Legal 1158 October 21, 28, 2010 November 4, 11, 2010

Kenneth T. Jacobsen DOLAN & JACOBSEN Attorneys at Law P.O. Box 1116 Coeur d'Alene, Idaho 83816 Telephone: (208) 664-8258 Fax: (208) 667-9631 ISB #1661 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO. CV-2010-8333 NOTICE TO CREDITORS In the Matter of the Estates of ARTHUR A. DEGENHARDT and H. AUDREY STADTMAN-DEGENHARDT Husband and Wife, Deceased NOTICE IS HEREBY GIVEN that the undersigned has been appointed Co-Personal Representative of the above named decedents. All persons having claims against the decedents or the estates are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 26 day of October, 2010. ____________________________ Kim Degenhardt c/o Kenneth T. Jacobsen Attorney at Law P.O. Box 1116 Coeur d'Alene, ID 83816 Legal 1294 November 4, 11, 8, 2010

PUBLIC NOTICE In accordance with IDAPA 15.10.01.011.05 ("ISLD Rule" 011.05), the Idaho State Liquor Division hereby gives notice of intent to locate a liquor store to be operated as a Contract Store as defined in ISLD Rule 004. Location of said Contract Store is described as: Within the city limits of Worley, County of Kootenai, State of Idaho. Notice is hereby given of the public's right to apply for consideration to operate a Contract Store in Worley. Applications to be considered for the contract are available by contacting Cheryl Hurley-Peterson at: Idaho State Liquor Division District 3 Manager PO Box 1215 Hayden, ID 83835 208-762-4372 Applications will be considered by the ISLD Director in accordance with ISLD Rule 011.06. Completed applications must be received by no later than 5:00 PM, November 26, 2010, and returned to Cheryl Hurley-Peterson at the above address. Legal 1295 November 4, 11, 18, 2010

M. Gregory Embrey, ISB No. 6045 WITHERSPOON KELLEY Attorneys and Counselors The Spokesman-Review Building 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 Telephone: (208) 667-4000 Facsimile: (208) 667-8470 Email: mge@witherspoonkelley.com Attorneys for the Personal Representatives W. Stacey Cowles and Elizabeth A. Cowles IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI In re: The Estate of ALLISON S. COWLES Case No. CV-10-7369 NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) NOTICE IS HEREBY GIVEN that the undersigned have been appointed Co-Personal Representatives of the above-named Decedent's Estate. All persons having claims against the Decedent or the Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this ___ day of November, 2010. W. Stacey Cowles 999 W. Riverside Spokane, WA 99201 Elizabeth A. Cowles 999 W. Riverside Spokane, WA 99201 Legal 1307 November 11, 18, 25, 2010

CALLAHAN & ASSOCIATES, CHTD. By Kimmer W. Callahan P.O. Box 2226 Coeur d'Alene, Idaho 83816-2226 (208) 664-9228-Phone (208) 664-5369-Fax IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI Case No. CV10-9500 NOTICE TO CREDITORS IN THE MATTER OF THE ESTATE OF ROSEMARIE V. FRIEND, Deceased. NOTICE IS HEREBY GIVEN that JEFFERY L. FRIEND has been appointed Personal Representative of the above-referenced Estate. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be both presented in writing to JEFFERY L. FRIEND, Personal Representative of the Estate of ROSEMARIE V. FRIEND, Deceased, at the office of Callahan & Associates, Chtd., P. O. Box 2226, Coeur d'Alene, Idaho 83816-2226, and filed with the Clerk of the Court. Dated this 5 day of November, in the year 2010. ____________________________ CALLAHAN & ASSOCIATES, Chtd. Attorneys for Personal Representative By: Kimmer W. Callahan, Esq. Legal 1329 November 11, 18, 25, 2010

JEFFERY J. CRANDALL, ISB # 4879 OWENS & CRANDALL, PLLC 8596 N. Wayne Dr., Ste. A Hayden, ID 83835 Phone: (208)667-8989 Fax: (208)667-1939 ATTORNEY FOR PERSONAL REPRESENTATIVE IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI CASE NO.: CV-10-9475 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE MATTER OF THE ESTATE OF SHARLEE A. GRIFFITTS, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice, or within 60 days after the undersigned mailed or delivered a copy of this Notice to such persons, whichever is later, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this _____ day of November, 2010. Steven J. Griffitts, Personal Representative 10181 N. Pine Road Hayden Lake, ID 83835 Legal 1330 November 11, 18, 25, 2010

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On March 10, 2011, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d' Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: The South half of Lots 1 and 2 in Block 1 of TAYLOR'S ADDITION TO COEUR D'ALENE, according to the plat recorded in the office of the County Recorder in Book B of Plats at Page 106, records of Kootenai County, Idaho The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 718 N. 8th St., Coeur d'Alene, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Ian F. Kramer, as an unmarried person, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as the Beneficiary, under the Deed of Trust recorded June 15, 2007, as Instrument No. 2105208000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to Suntrust Mortgage, Inc., recorded October 22, 2010, as Instrument No. 2287136000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,209.97 for the months of March 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $176,246.60 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 6.75% from February 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 3rd day of November, 2010. ____________________________Tammie Harris Trust Officer for Just Law, Inc. For information concerning this sale please contact Just Law, Inc. at www.justlawidaho.com or Toll Free at 1-800-923-9106, Thank you. Legal 1331 November 11, 18, 25, 2010 December 2, 2010

PUBLIC NOTICE Federal Emergency Management Agency Fire Station Project, Rathdrum, Kootenai County, Idaho EMW-2009-04140 Environmental Review The U.S. Department of Homeland Security's Federal Emergency Management Agency (FEMA) proposes to provide funding to Northern Lakes Fire Protection District for construction of a fire station. Federal funding, which is locally matched, would be provided through the Assistance to Firefighter Station Construction Grant Program as authorized by the American Recovery and Reinvestment Act. Pursuant to the National Environmental Policy Act (NEPA) of 1969 and FEMA's implementing regulations found in 44 Code of Federal Regulations (CFR) Part 10, FEMA prepared a nationwide Programmatic Environmental Assessment (PEA) and issued a Finding of No Significant Impact (FONSI) in July 2010 that encompasses projects as described above. The PEA and FONSI are available online at the FEMA environmental web site at: http://www.fema.gov/plan/ehp/envdocuments/programmatic-ehp.shtm. The proposed action is located at 14000 West Highway 53, Rathdrum, Idaho 83858, latitude/longitude Legal Description: Northwest quarter of section 31, Township 52 North, Range 4 West, Boise Meridian, City Rathdrum Kootenai County, Idaho, being further described as follow; Commencing at the north quarter corner of said of said Section 31 being a 2"aluminum cap as described in corner records under instrument No.862805; thence North 88835'50" West, on the north line of said northwest quarter a distance of 790.50 feet to 5/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997", being on the southeasterly of said Northern Lakes Fire Protection property and True Point of Beginning for the this description; Thence South 49850" West, on said property a distance of 307.48 feet to a 5/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997", to the intersect with a line parallel to and 95.00 feet northwesterly of Burlington Santa Fe railroad; thence South 57805' 36" West, On said parallel line distance of 632.57 feet to a \u20205/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997"; thence North 40816'10" West, a distance of 205.76 feet to a 5/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997", and then southerly right-of-way of Highway 53;thence North 49853'50" East, on said southerly Highway right-of way a distance of 314.73 feet to a 6"X6" concrete right-of-way monument the top of which has been disturbed; thence South 40816' 10" east, a distance of 20.00 feet to a 5/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997"; thence North 49853'50" East a distance of 100.50 feet to a 5/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997", the beginning of a tangent curve to the left; thence along said curve having a radius of 11509.16 feet through a central angle of 01805'10" and an arc length of 218.13 feet to the intersect with the north line of said Section 31, said point being a 5/8" iron rod with yellow plastic cap marked " TATE ENG. PLS 4997", the northwest corner of said Section 31 bears North 888 35'18" West, a distance of 1456.85 feet; thence South 88835'18"East, a distance of 402.93 feet to the True point of the Beginning. Containing 4.36 acres, more or less. Subject to easement and condition of record or in view. In 2000 Northern Lakes Fire District determined that Station 2 needed to be replaced because of its deficiencies. This was confirmed by Emergency Services Consulting Inc. in their study "Growth Management Plan April 2005". Local architects have been consulted and, after their review, stated that it would not be feasible to remodel and expand the station on the existing spot. They pointed to the fact that the pole-barn structure does not rest on a proper foundation. The concrete slab is not structurally rated and would not support any modern design. The current station has many life threatening and safety hazards that have been identified by Criterium-Pffaf Engineers, by Emergency Services Consulting Inc., and by local architects. This is in addition to members of our own staff who are State of Idaho Fire Inspectors. The station is a pole-barn built prior to any building codes and was constructed by fire volunteers in 1978. An addition built by firefighters in 1995 was added to the pole-barn to accommodate 24/7 staff of three, with offices and living quarters. The station was remodeled in 2000 by firefighters to provide separate sleeping rooms for 4 additional staff, both male and female. The current station is 4,900 square feet and houses up to seven full time personnel. The building lacks smoke and carbon monoxide detectors, fire sprinklers, and emergency exit lighting or signs. It has electrical hazards, improper plumbing and sewer design, poor indoor air quality, is not ADA compliant and structural integrity has been compromised. It would cost more to repair or remodel Station 2 than build a new station on the District's adjoining 4.36 acres. Northern Lakes Fire Station 2 is will be replaced with a 10,000 sqft new constructed Fire station. The station would be designed to meet or exceed the LEED Silver standard. It will be built for nine staff, 24/7-365 days. Specifically, the new station would consist of: three drive through apparatus bays. This entire structure will be designed and built according to the most recently approved requirements, codes, and standards developed by the International Code Council (ICC), ADA compliant, as well as NFPA standards that involve fire station construction. The new station will be built on the adjoining 4.36 acres that is owned by Northern Lakes Fire District. The property is already zoned public by the City of Rathdrum and approved for a fire station, been surveyed and topographic mapped by Tate Engineering. A Right-Of-Way Encroachment Permit as been issued from The Idaho Department of Transportation for Hwy 53. All utilities including, sewer, water, phone, cable, DSL, electric and natural gas are available on the property. Preliminary plans have been designed. Site Work include for the 85,000 square foot (SF) lot includes 40,000 SF of Paving, 10,000 SF Building Footprint, 10,000 SF of and 25,000 SF where no work is required. Prices: Paving (concrete to meet LEED requirements), Site Prep/Building Pad, utilities, Oil/Water Separator, and Site Ingress/Egress Improvements The proposed action meets the parameters for PEA Alternative 2: New Construction, and site specific environmental review has determined that project effects are consistent with those outlined in the PEA. More detailed information about the project is available by request by contacting Northern Lakes Fire Protection District at 208/772-5711. This includes a project description, site map, conceptual plans, and photos. The public is invited to comment on the proposed action. Written comments on the proposed action should be directed no later than 5 p.m. on November 26th, 2010 to Mark G. Eberlein, Regional Environmental Officer, FEMA Region X, 130 228th Street SW, Bothell, WA 98021, or by e-mail at mark.eberlein@dhs.gov. Comments also can be faxed to 425-487-4613. If no substantive comments to the determination are made or significant issues raised during the 15 day comment period, FEMA will release funding for the project to proceed. Legal 1331 November 11, 2010

PUBLIC NOTICE FOR PROPOSAL FOR A/E Notice is hereby given that the Northern Lakes Fire Protection District (NLFPD), Hayden and Rathdrum, Idaho is accepting sealed bids from qualified firms for architectural and engineering services for the design and construction costs of a Leadership in Energy and Environmental Design (LEED?) Silver Fire Station. All requirements for the design and construction for the new station will comply with the A.R.R.A. Assistance to Firefighters Fire Station Construction Grants Guidance (CFDA 97-115) on the web at http://www.firegrantsupport.com/docs/2009SCGguidance.pdf. Bids will be received until 3:00 p.m. prevailing local time on Tuesday, December 7th, 2010 at the NLFPD Administrative Office, 125 W. Hayden Ave., Hayden, Idaho 83835. Bids shall be submitted in a sealed envelope clearly marked "FIRE STATION BID PROPOSAL". All bids will be opened and publicly read at the Board of Fire Commissioners' regular board meeting at 3:00 p.m. local prevailing time on Tuesday, December 7th, 2010 at 125 W. Hayden Ave., Hayden, Idaho. Bidder instructions and specifications are available from the NLFPD Administrative Office during normal business hours and on the District website at www.northernlakesfire.com. NLFPD reserves the right to reject any and all bids, waive any irregularities in the bids received and to accept the bid deemed most advantageous to its best interests. Legal 1333 November 11, 29, 2010

NOTICE OF APPOINTMENT Kootenai County Fire & Rescue Sub-District No. 4 One Fire Commissioner Board Vacancy NOTICE IS HEREBY GIVEN that the Kootenai County Fire & Rescue Board of Commissioners will be appointing a Commissioner to fill a vacancy in Sub-District 4 at the December 13, 2010 Commissioners Meeting. This appointment will fulfill the remaining term of Sub-District 4 ending December 31, 2013. Sub-District No. 4 is that portion of the Kootenai County Fire & Rescue District located in sections of Townships 50N and 51N, Ranges 4W and 5W to include boundaries South of I-90 to Cougar Gulch, East to the Coeur d' Alene City limits, and West to Idaho Road (Post Falls). For a more detailed description, call Kootenai County Fire & Rescue Administration Office at (208) 676-8739 or visit our web site at www.kootenaifire.com/commissioners.aspx Any interested person can pick up an Application of Interest packet at the Kootenai County Fire and Rescue Administrative Office, located at 5271 E. Seltice Way, Post Falls, ID. (Monday-Friday, 8-5 pm) or call (208) 676-8739 to have a packet mailed to you or you can download the Application of Interest packet and Sub-District description of coverage area on the Fire District's website at www.kootenaifire.com/commissioners.aspx Such Application of Interest shall be submitted before 5:00 pm November 23, 2010 to Kootenai County Fire and Rescue Administrative Offices, 5271 E. Seltice Way, Post Falls, ID. If mailing in your Application of Interest, it must be received in our office by 5:00 pm on November 23, 2010. Dated this 11th Day of November 2010. Laurie Perkinson, District Secretary Legal 1334 November 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78647 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1851 W. Hampton Court Rathdrum, ID 83858 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Mark Russell Cass, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: June 9, 2008 Recorder's instrument number: 2163026000 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $372,939.07 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 1, Block 1, Panhandle Acres, according to the plat recorded in Book G of Plats, Page 477, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78647) 1002.173668-FEI Legal 1159 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78083 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 8427 Boysenberry LP Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Jennifer M. Maynard, a married person as her sole and separate property Original trustee: Pioneer Title Company of Ada County Original beneficiary: Wells Fargo Bank, N.A. Recording date: September 14, 2007 Recorder's instrument number: 2121694000 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $193,847.87 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 19, Block 6, Strawberry Fields Second Addition, according to the plat recorded in Book "J" of Plats at Pages 344 through 344G, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78083) 1002.173681-FEI Legal 1160 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 7, 2010 File No.: 7023.78126 Sale date and time (local time): February 08, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 1833 E. Pine Haven Lane Athol, ID 83801 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Susan M. Nelson, a single person and Robert K. Little, a single person Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: October 29, 2004 Recorder's instrument number: 1909924 County: Kootenai Sum owing on the obligation: as of October 7, 2010: $146,187.56 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A portion of Tract 28-A and 28-B designated as Resurvey of Tracts 28 & 30 of Chilco Estates filed at Page 268, Book 1 and lying in the Southwest quarter of Section 6, Township 52 North, Range 3 West, Boise Meridian, Kootenai County, Idaho, and further described as follows; Commencing at the Northwest corner of said Section 6, thence South 01 degrees 59' 52'' West along the West line of said Section 6, a distance of 2661.87 feet to the West quarter corner of said Section 6; thence continuing along said West line South 01 degrees 59' 52'' West, a distance of 1087.05 feet; thence South 71 degrees 42' 15'' East, a distance of 193.91 feet, thence South 23 degrees 24' 12'' East, a distance of 168.15 feet to the True Point of Beginning for this description; thence continuing South 23 degrees 24' 12'' East a distance of 776.11 feet to the center of a cul-de-sac in an existing road easement, known as "Pinehaven Lane" thence North 60 degrees 30' 23" East, along the centerline of an existing 50.00 foot wide road easement for said "Pinehaven Lane", a distance of 350.00 feet to a point thence leaving said centerline North 28 degrees 49' 38'' West, a distance of 598.32 feet to a point; thence North 87 degrees 13' 00'' West, a distance of 324.81 feet to the Point of Beginning. Less road right-of-way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.78126) 1002.173711-FEI Legal 1161 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 11, 2010 File No.: 7037.09913 Sale date and time (local time): February 10, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 31749 N. 10th Avenue Spirit Lake, ID 83869 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Michael W. Norman, a married man as his sole and separate property Original trustee: North Idaho Title Original beneficiary: Mountain West Bank Recording date: July 26, 2005 Recorder's instrument number: 1967601 County: Kootenai Sum owing on the obligation: as of October 11, 2010: $116,480.53 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 9, Block W, Lakeview Addition to Spirit Lake, according to the plat recorded in Book "C" of Plats at Page 46, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.09913) 1002.173823-FEI Legal 1163 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale TS #: ID-10-384009-NH On 2/17/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of US Bank N.A. as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMC Asset-Backed Pass-Through Certificates, Series 2007-NC1 OSI will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: LOT 3, BLOCK 15, PINEGROVE PARK THIRD ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK F OF PLATS, PAGE 76, RECORDS OF KOOTENAI COUNTY, IDAHO The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 6001 West Pinegrove Drive, Coeur D Alene, ID 83815 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DANIEL ERIC POCKLINGTON , AN UNMARRIED MAN as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR NEW CENTURY MORTGAGE CORPORATION A CORPORATION, is named as Beneficiary and FIRST AMERICAN as Trustee and recorded 2/16/2007 as Instrument No. 2083600000 in book -, page -, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 2/15/2007. The monthly installments of principal, interest, and impounds (if applicable) of $738.26, due per month for the months of 5/1/2010 through 10/1/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $224,280.28 together with interest thereon at the current rate of 3.9500 per cent (%) per annum from 4/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/7/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3768576 Legal 1164 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale TS #: ID-10-380863-NH On 2/18/2011, at 11:00:00 AM (recognized local time), at the following location in the County of KOOTENAI, State of Idaho: In the lobby of Pioneer Title Company of Kootenai County located at 100 Wallace Avenue, Coeur dAlene, ID 83814, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee , as Trustee on behalf of JPMorgan Chase Bank, National Association will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following real property, situated in the County of KOOTENAI State of Idaho, and described as follows: A PORTION OF GOVERNMENT LOT 1, SECTION 4, TOWNSHIP 48 NORTH, RANGE 4 WEST, BOISE MERIDIAN, KOOTENAI COUNTY, IDAHO, MORE PATRICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID SECTION 4, A 3 1/4 " ALUMINUM CAP MARKED RLS 818; THENCE ALONG THE NORTH LINE OF SAID SECTION 4, NORTH 87 DEGREES 13'06" WEST, 764.08 FEET; THENCE SOUTH 17 DEGREES 26'22" EAST, 718.17 FEET; THENCE SOUTH 86 DEGREES 34'27" EAST, 555.42 FEET TO THE EAST LINE OF SECTION 4; THENCE ALONG SAID EAST LINE NORTH 0 DEGREES 32'42" WEST, 681.30 FEET TO THE POINT OF BEGINNING. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of 5282 WEST MCLEAN ROAD, COEUR D ALENE, ID 83814 is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by THOMAS W OLSEN AND GINA M OLSEN , HUSBAND AND WIFE as Grantor/Trustor, in which MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GREENPOINT MORTGAGE FUNDING, INC. A CORPORATION, is named as Beneficiary and NORTH IDAHO TITLE as Trustee and recorded 10/25/2005 as Instrument No. 1990894 in book xxx, page xxx, of Official Records in the office of the Recorder of KOOTENAI County, Idaho. Please Note: The above Grantors are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The Default for which this sale is to be made is the failure to pay when due, under Deed of Trust and Note dated 10/18/2005. The monthly installments of principal, interest, and impounds (if applicable) of $948.11, due per month for the months of 3/1/2010 through 10/4/2010, and all subsequent installments until the date of sale or reinstatement. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $141,918.05 together with interest thereon at the current rate of 6.5000 per cent (%) per annum from 2/1/2010. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: 10/015/2010 By: Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services as Trustee, as Trustee Quality Loan Service Corp. of Washington, as Agent 2141 5th Avenue San Diego, CA 92101 Angelica Castillo, Assistant Secretary For Sale Information Call: 714-730-2727 or Login to: www.fidelityasap.com If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right's against the real property only. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. ASAP# 3768721 Legal 1165 October 21, 28, 2010 November 4, 11, 2010

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: October 17, 2010 File No.: 7037.08601 Sale date and time (local time): February 17, 2011 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 322 N Promenade Loop Unit 208B Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Lucas Pichette, a married man as his sole and separate property Original trustee: North Idaho Title Insurance Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for Quick Mortgage Services Recording date: April 30, 2008 Recorder's instrument number: 2156923000 County: Kootenai Sum owing on the obligation: as of October 17, 2010: $172,745.63 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Unit 208, Building 2, Promenade Condominiums, according to the plat recorded in Book "J" of Plats at Pages 472 through 472K, records of Kootenai County, Idaho. Together with an undivided interest in the common area as set forth in Condominium Declaration recorded March 28, 2007 as Instrument No. 2090779000. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.08601) 1002.174704-FEI Legal 1191 October 28, 2010 November 4, 11, 18, 2010